Blog entries tagged with "no money down":


no money down: First-Time Homebuyer Tax Credit - 09/05/08 06:47 AM
 
Michael Reeve, CMPS®
The Guernsey Bank400 W. Wilson Bridge RoadSte 200Worthington, OH 43085614-547-1570 directx307 alternate614-547-1572 faxmreeve@guernseymortgage.comhttp://www.guernseymortgage.com
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no money down: 102 % LTV purchase program without MI still exists !!! - 09/04/08 11:35 PM
Ask your customers who are needing a program with no money down and great interest rates if their lender has the USDA program. 102% purchase program off of the appraised value not always the sales price,with NO MI and great rates. Even people with credit issues have been approved.
Qualify more … (0 comments)

no money down: 100% financing available for Somerset County, NJ with The USDA RD Loan - 09/02/08 11:47 AM
Despite the contraction of the secondary market, there are still some great loan programs for qualified Somerset County, NJ  properties available to qualified applicants with moderate income and little to no down payment.  One such program is the USDA loan.  As I had written previously in this blog: Need 100% Financing? … (3 comments)

no money down: How To Buy a Home in Destin With NO MONEY DOWN - 08/28/08 05:35 PM
It's not uncommon to see buyers with less than 720 credit scores get pushed through the hoops only to find that the loan they once had.........no longer exists.
No doubt about it: the ability for the Average Joe to get a mortgage in today's credit environment IN A TIMELY FASHION has … (0 comments)

no money down: USDA Rural Development Government Loan Saves Buyers TONS of Cash! - 08/27/08 05:09 PM
The USDA Rural Development Guarenteed Loan is quickly establishing itself as the most cost effective Rural Housing Loan anybody could use.
Our Rural Housing Loan will save your buyers a truck load of cash and help them keep their money in their bank account after closing!
Here's a comparison of an FHA Government … (0 comments)

no money down: So WHAT is a USDA Rural Housing Loan??? - 08/27/08 04:02 PM
When you think of USDA I know the first thing you think is HOME LOAN FINANCING!  Right?  Actually, if you're like most Americans you probably think of Milk, Cows, Pigs, Corn, Farms and a beautiful farm house.  Anything but mortgages.
Rural really isn't all that rural.  Here is a picture of … (0 comments)

no money down: USDA Financing Available – Call Me For Details - 08/26/08 03:07 PM
This home is just like NEW but Better.   Landscaped yard, Centipede grass, 10'x 10' dog pin and jungle gym.   UNDERGROUND fencing.  SECURITY System.  Ceramic flooring and cultured marble vanity in both baths.   Whirlpool in master.  Vaulted ceilings in Den and Master Bedroom.  Walk in Closet.  Fireplace with gas logs.  Side by … (0 comments)

no money down: USDA Financing Available – Call Me For Details - 08/26/08 03:00 PM
Home has a large back yard with a six-foot privacy fence that was professionally installed - not the do-it-yourself kind. Attached storage unit has custom shelving and plenty of space for a riding lawn mower and more. The roof shingles were upgraded for longer lasting life. The front yard is a … (0 comments)

no money down: Anyone heard of 100% financing for Rural Areas? - 08/25/08 05:22 PM
I heard of a new program coming out soon, the program specifies areas that are considered "Rural" as qualifying properties towards a 100% Loan.   Of course the standard requirements are still included like good credit scores and what not.  But it seems as though people are finding new loopholes to make creative financing … (0 comments)

no money down: You can still buy a home or house with no money down (Surrounding Milwaukee County) - 08/25/08 11:58 AM
You can still buy a home or house with no money down (Surrounding Milwaukee County)
FHA (Federal Housing Authority - The government) just canceled It's Down Payment Assistance program for purchasing a home with No Money Down!
We still have "one more program left" with no down payment required!
You can … (0 comments)

no money down: Last chance for Down Payment assistance is this week! - 08/21/08 09:27 PM
***** For Immediate release****** According to my lender at Wells Fargo, FHA made a surprise announcement today. All loans using Seller funded Down Payment Assistance must be sent to underwriting by August 29th and all loans must be signed, closed and funded on or before September 30th.
I have not seen … (25 comments)

no money down: New Commercial Investment Agent in the Seattle Market - 08/11/08 11:50 PM
Hello World,
This is my first Active Rain post, so I hope to introduce myself and make a good first impression.
I am new to the field of commercial real estate brokerage, but not new to commercial real estate or investing.  You see, for the past six years I've been working … (18 comments)

no money down: No More No Money Down Options - 08/11/08 11:18 AM
Buyers - do you know that "no money down" programs are disappearing?  The most popular of these programs used with FHA is the Seller Funded Down Payment Assistance program.  Recent legislation says the program will begin being phased out on October 1st.  There is little guidance, and we're not sure when you'll have to … (0 comments)

no money down: Lease Option/Purchase Program For your Credit Challenged/Declined Buyers - 08/08/08 11:53 PM
This is a nationwide program, and we have a very large pool of investors. I represent the investor, and will pay a 25% referral fee if you refer me your lease option client.
Basically, the way it works is an investor purchases the home of your client's choice (must be competitively priced … (5 comments)

no money down: Bond Money - Ohio Heros Program - 08/08/08 09:58 AM
I have been getting emails regarding the Ohio Heroes Program.  This benefit gives the First-Time Homebuyer Program to Ohio's heroes at a 1/4% lower interest rate on both the 1st and 2nd mortgage.
This program can be combined with a 2nd mortgage for No Money Down Financing.
The Ohio Heroes Program … (0 comments)

no money down: Updated Ohio Bond Rates - 08/08/08 09:54 AM
 Applicants for the Ohio Heroes Program must:
Meet OHFA's income and sales price limits (email me for details mreeve@guernseymortgage.com) Be a first-time homebuyer-someone who has not owned or occupied his/her principal residence in the last three years. Not a first-time homebuyer? Be creditworthy. Minimum credit scores may apply. Have a … (0 comments)

no money down: Orlando Homes For Sale -- Down Payment Assistance Soon to be a Thing of Past -- Puchase this Home Now with Down payment Assistance! - 07/31/08 03:58 PM
 
Down payment assistance soon to be a thing of the past
The New housing rescue bill bans down payment assistance programs such as the ones offered by Nehemiah. The ban goes into effect Oct. 1.
Purchase this home NOW with Down Payment Assistance before it expires!
"No Money Down"
4 … (0 comments)

no money down: Taunton to Fall River Real Estate: First Time Buyer Downpayment Assistance- There is still time! - 07/29/08 10:04 AM
First Time Home Buyers can still take advantage of the Ameri-dream program until October 1,2008. This program is a true NO MONEY DOWN program.
How it works:
The seller will give up to 6% for your downpayment which is included in the purchase of the property. You can still ask for … (1 comments)

no money down: Ameridream, Genesis and Nehemiah are gone...minimum cash requirement is up! - 07/24/08 09:08 AM
Below is the bill going to Bush's desk and is expected to be approved.  This will eliminate seller funded DAPs, including Ameridream, Genesis and Nehemiah effective October 1, 2008.  If the borrower is not under contract, FHA DE underwritten and approved by September 30, 2008, the DPA will not exist.
Also, the … (2 comments)

no money down: Johnson County KS Real Estate, Congress is trying to stop you from buying a home! - 07/23/08 11:47 AM
Dear Future Home buyers,
Your government is trying to take away your ability to buy a home. Right now the House is debating a bill sponsored by HUD to end Down Payment Assistance Programs and the Senate will be debating it soon. Eliminating these programs will make it harder for First … (0 comments)

no money down: NEED YOUR ACTION NOW. Save DPA programs. - 07/22/08 02:24 PM
Thank you to my friends at First Savings for keeping me in the loop on potential changes affecting our housing market!
 


 
 
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no money down: Did We Learn a Lesson from This? - 07/22/08 10:25 AM
I love history because you can learn from it.  It applies to the real world and our own personal lives.  A hand that gets burned by placing it too close to the fire - develops a reluctance to repeat the same mistake again.  So too in financing.  As a student in … (25 comments)

no money down: Down Payment Assistance Programs - Go Away! - 07/21/08 10:20 AM
In the last few years in real estate a lot of money was made with various seller down payment assistance (DPA) programs.  The only problem is that now we are hearing they are most likley to default!  No Duh!  FHA is now saying that the bulk of their foreclosures come from these … (116 comments)

no money down: Affordable Nashua, NH home MLS # 2733339 - 07/18/08 08:41 PM
  
NEW Interior-Low Price-Low Taxes! 3 bedroom 2 bath home with NEW kitchen, NEW stainless steel appliances, NEW light fixtures, NEW baths, refinished wood floors, freshly painted, crown molding. NEW berber carpeting. NEW stone patio. Fenced yard, vinyl siding. Qualify for $0 or low down program with FHA Grant Loan. Great … (0 comments)

no money down: The Glen Russell Team Picnic - 07/18/08 03:03 PM
A few weekends ago, our listing specialist Mary Bahner had a picnic for the team. All of the Glen Russell Team was there, including their families. It was really a great time spending an afternoon with my co-workers outside of our hectic work setting. While we were there, we decided to … (3 comments)

no money down: Buyers still able to get in Homes With NO MONEY! - 07/17/08 01:28 PM
It is a little known fact that there are still programs out there that enable a buyer to still get into homes with No Money Down! 
Did you know that Oklahoma currently has a Bond issue available.  How it works is if you fit in certain income guidlines Oklahoma Housing Finanaince … (9 comments)

no money down: OPEN HOUSE: 7/20 1-4 pm ~ 3/2 Golf & Waterfront Pool Home ~ Ask About No Money Down & No Closing Costs... - 07/16/08 01:53 PM
7236 Hawksnest Blvd. Orlando, FL 32835


Sellers Are Willing To Participate In The AmeriDream Program (No Money Down & No Closing Costs) With The Right Offer And A Qualified Buyer. Buyers Can Receive The Gift Funds As Long As The Borrower Qualifies For A Mortgage 1st Time And Repeat … (4 comments)

no money down: Michigan Real Estate Investing "Free Event & Seminar - How to Succeed in Detorit Metro - Foreclosure Real Estate Market" - 07/15/08 10:04 AM
 
  Get Something for Nothing?
 
How often do you get something for nothing?  Come and enjoy a night of freebees!  Get your accounting and legal questions answered free! 
 
From 6-7pm: enjoy numerous resource tables and networking.  Tables offer a range of resources such as Credit, Bank Programs, … (0 comments)

no money down: Mark Maupin, Real Estate Investor and Real EstateCollege Instructor is offering an Intro Event for a New and Experienced Investors in Southfield, Michigan - 07/13/08 07:39 PM
 
Mark Maupin, Real Estate Investor and Real EstateCollege Instructor is offering an Intro Event for a New and Experienced Investors  in  Southfield,  Michigan
 
Learn how to be successful and profitable in today’s declining Michigan Real Estate Market
Southfield, MI—Mark Maupin understands today’s declining real estate market.  “I first became … (0 comments)

no money down: MI No Money Down Mortgage is an advantage when cash is a problem. - 07/09/08 01:33 PM
One of the biggest hurdles facing first time home buyers is the 20% cash down payment. Make the jump a little easier with a Michigan No Money Down Mortgage. Taking advantage of the MI No Money Down Mortgage in lieu of waiting until enough money is saved up to buy a … (0 comments)

no money down: First Time Homebuyer Program in Evanston, Illinois - 07/06/08 02:13 PM
Are you looking to make your permanent residence in Evanston, Illinois?  If so, you might be able to utilize the city's first time homebuyer program.  The program in 2008 is one of city's best programs ever!  This program allows you to purchase more home with lower payments and with the security … (0 comments)

no money down: Purchase this Orlando Pool Home with NO Money Down! - 07/05/08 10:42 AM
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no money down: It's getting cheaper to own than rent!???!! - 07/03/08 06:51 PM
Boy oh boy....am I excited to see this happening...and "no money down" sounds fishy....lil bit!
HOWEVER...NOW .... HERE in Cape Coral...I just put up a rental listing for a 3/2.   It's got large bed rooms, but a cramped kitchen, no pool, and no enclosed porch area.   It's $1000 a month.      I've got … (1 comments)

no money down: 97% Financing??? Low Credit scores.. FHA may be the way to go..... - 07/03/08 03:25 PM
97% Financing on a refinance or purchase recently  with lower credit scores have been thought to not exist ... however that isn't necessarily true. Because of the recent rush to understand the correct underwriting practices of FHA Programs that are being made available......some truly useful programs are now available to worthy borrowers who can prove their … (0 comments)

no money down: Rural Housing Program- 102% Financing - 07/01/08 02:44 PM
In the past few weeks I've learned quite a few things about Rural Housing programs.  They are truly a wonderful tool for buyers who are interested in purchasing homes in "Rural Areas."  The Lender and the Loan Officer have to be approved to do these loans.
To insure that the property you … (1 comments)

no money down: NJ No Money Down Mortgage - 07/01/08 12:34 PM
Have you ever imagined how owning a home would feel? Many potential homeowners dream of living in homes under their ownership, but cannot afford the down payment on already high priced homes in their community, and so, they are stuck paying month to month rent essentially paying someone else’s mortgage and … (0 comments)

no money down: No Money Down, 100% Financing Home Loans Still Exist - 07/01/08 10:16 AM
The tightening of the lending guidelines continue and yes it is true that there aren't as many 100% financing options to buy a home as there once were, but with FHA, VA & USDA you can still purchase a new home with little to no money out of pocket. FHA, VA & USDA … (6 comments)

no money down: Own Your Own Home With No Money Down!!! - 06/29/08 11:47 AM
FHA Cash Down Payment Grants
Down payment assistance and community redevelopment programs offer affordable housing opportunities to first-time homebuyers, low-income and moderate-income individuals and families who wish to achieve homeownership.AmeridreamThe AmeriDream program offers gift funds up to 10% of the home's purchase price which do not have to be paid back. … (3 comments)

no money down: MI No Money Down Mortgage – approved loans with no cash down? - 06/27/08 03:29 PM
Wanting to purchase a home but lacking enough cash to make the 20% down payment is like standing at the window of a candy store and not being able to go in and buy that favorite chocolate bar. Every day living expenses take precedence and can eat up the chances of … (0 comments)

no money down: FHA Needs to Kill 100% Financing (Before it Kills Them) - 06/26/08 01:40 PM
 
 
FHA is looking to end its down payment assistance program and eliminate 100% financing. It is about time!
HUD states the foreclosure rate and resulting losses on these types of loans are 2-3 times greater than traditional FHA loans. These losses contributed to  FHA's total loss of 4.6 billion dollars … (6 comments)

no money down: Why should you hire a Buyers Agent? - 06/26/08 12:03 PM
Why should you hire a Buyers Agent?
 
A Buyers Agent is your advocate and advisor! Wouldn't you like to even the odds?
Once we have created that relationship, I can even represent you on FSBO's!
As a "Buyer or tenant Agent" I can help you negotiate. If I think a property … (0 comments)

no money down: No $ Down...again! - 06/19/08 08:53 PM
Ok, we got a pretty big response last week from Agents looking to learn more about how to help buyers get in with little or no money down.  "Can you really buy with Zero Down again?"  You really can!  And since so many of you asked for it, here's a … (2 comments)

no money down: Zero Down Payment Confusion - 06/19/08 06:27 PM
I posted a question the other day asking if there were still any no money down deals. Some commenters said there were and some said there weren't, which made me think.  Maybe it has to do with the area of the Country you live in.
Do no-money-down deals exist in certain parts … (3 comments)

no money down: Buying Homes No-Money-Down - 06/18/08 06:18 PM
Are people still buying homes no money down these days or is that a thing of the past?
Is anyone able to put together a deal with no-money-down?
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no money down: Rate Change - OFHA - Ohio Bond Money - 06/16/08 10:13 AM
Bond money rates are increase by .25% effective tomorrow.  Rates are still below market and a great choice for 1st time home buyers that meet the program requirements.  This is one of two program left that can accomplish a no money down purchase.  
FIRST-TIME HOMEBUYER PROGRAM
Rates, Fees and … (1 comments)

no money down: First time home buyer program for City of DeKalb, Illinois - 06/16/08 08:16 AM
Are you a first time home buyer?  Are you looking to purchase a home in DeKalb, Illinois?  If you answered yes, then the City of DeKalb may have a program for you.
The City of DeKalb Illinois has a great down payment assistance program for first time home buyers.
A few … (0 comments)

no money down: Commercial Downpayment (DPA) Success Stories - 06/14/08 07:24 AM

_______________________________________________________________
DPA SUCCESS STORIES

OWN ONE THOUSAND APARTMENT UNITS IN FIVE YEARS!
Sound too good to be true? Think again. What does it take to become a successful investor of the modern age? See below:
Positive attitude. Optimism. Patience. Determination. Ambition. Good credit. Closing cost funds. Preliminary expense budget. Okay, … (0 comments)

no money down: No Down Payment - Zero Down Home Loan Programs - Baltimore County - Harford County - Baltimore - 06/13/08 07:08 PM
 
 
 
These GIFT programs help First Time Home Buyers to get into a new home with little or no money.  Why rent when you can own?
Call me today for a FREE private consultation.  Evening and weekend appointments available. 
I service Baltimore County, Harford County, Cecil County, Anne Arundel … (1 comments)

no money down: A PA No Money Down Mortgage presents buyers an unusual opportunity! - 06/13/08 02:40 PM
It sounds like an oxymoron, but a closer look reveals that the Pennsylvania No Money Down Mortgage has joined the ranks of available plans for buying a home. Whether it is a100% with Personal Mortgage Insurance (PMI), a 2/28 or 3/27 loan or an 80/20 mortgage, PA No Money Down Mortgages … (0 comments)

no money down: Will FHA Save the Day? - 06/13/08 11:26 AM
A few years back, FHA loans accounted for 3% of transactions.  Yesterday, my title guy said he's seeing FHA accounting for almost 70% of the transactions in the last few months.  Dang!


What is FHA?
*Federal Housing Administration - Government program created to foster homeownership.
*FHA's allows individuals to qualify … (5 comments)

no money down: Add Your Listings to Nehemiah Website! - 06/12/08 09:55 PM
In Atlanta real estate market we can all acknowledge that we must be more and more creative in selling our listings.  What better way than Nehemiah?  It is perfect for  the qualified Atlanta homebuyer that does not have the downpayment or closing costs need to purchase a home.  The Nehemiah Program®, … (41 comments)

no money down: No money down FHA loans - 06/11/08 08:09 PM
You can now get a FHA Loan with no money down! It's called the Preferred Program Downpayment Assistance Program. I just got a buyer approved for this! On this type of loan, the seller gifts a 3% down payment normally required by the FHA to a third party who then redirects … (0 comments)

no money down: Seller Funded Down Payments in Trouble - 06/10/08 07:17 AM
In a story in todays Wall Stree Journal is very tale teling on the state of our Federally insured mortgages. The article is entitled "FHA Officials Seek to Ban Seller-Assisted Payments"  The reason?  Thye are a liability, ans a risk especially when they are not repaid!!  Seller Funded Down Payments now … (29 comments)

no money down: 5 Programs for 100% Financing and Beyond - 06/09/08 03:08 PM
Gone are the days of 80/20's and and 100% financing, or are they?
With the changes in the mortgage markets we must adapt and expand our product offerings for our clients and re-educate buyers on what their options are.  Most of us know about FHA and VA, but there are other … (2 comments)

no money down: "It's Not Your Old, Unemployed Broker's Zero-Down Anymore" - 06/04/08 08:05 PM


In 2007, the “highest percent of buyers for all (US) regions were in the 25- to-34- year-old range," making up 31% of all homebuyers — according to the Profile of Home Buyers and Sellers 2007 published by the National Association of REALTORS®.
As a thirty-something professional myself, … (0 comments)

no money down: Buy a Home in California with No Money Down (CalHFA) - 06/04/08 04:29 PM

Buy a Home in California with No Money Down (CalHFA)
Now is the perfect opportunity for First Time Home Buyers to take advantage of declining values in California. One thing stopping many buyers from getting into the market has been lack of a Down Payment. The State of California wants … (0 comments)

no money down: 100% Financing for First Time Buyers (Houston, TX) - 06/03/08 11:31 PM
Who told you the real estate market was bad right now? Who told you NOW was not the time to buy a home? Don't believe the hype!
You CAN buy a home! You CAN get 100% financing! Yes, you CAN! First time homebuyers can purchase a home with:
NO Money Down! NO … (0 comments)

no money down: Ghost Town In Fairfield California! - 06/02/08 11:51 PM
Looking for a cool ghost town to live in, without all the tumble weed?
I found it in Fairfield!
Take a look at this video .  Most of the houses are for sale!
 
 
 
 
 
 
 
 
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no money down: FHA and VA ARE ONCE AGAIN IMPORTANT OPTIONS - 06/02/08 12:38 PM
When HUD came out with the FHA and VA programs, they were designed to fit the needs of the credit challenged borrower and the borrower with little to put down. When sub-prime programs hit the market, for a certain percentage of borrowers, it was easier to take the path of least … (1 comments)

no money down: New Rehab Product! No Money Down!!!!!!! - 05/12/08 06:35 PM
Investor Rehab Financing
I would like to take a moment to introduce a brand new product we are now offering in Illinois, Indiana, and Wisconsin Only!
ZERO DOWN INVESTOR REHAB!!!!!!
80% of After Repair Value on 1-2 Units
70% of After Repair Value 3-4 Units
FICO - ONLY 590 and Higher
(1 comments)

no money down: First-Time Buyer - No Money Down , Zero, Zip Zilch , Nada - 05/12/08 03:08 PM
Homeownership Workshop : First-Time Buyers - No Money Down
Make your "Economic Stimulus Check" work for you - Zero money down
 


Description
Make your "Economic Stimulus Check" help you buy the home of your dreams.                                 
                                     FHA loans with Zero down*                                                       or                                       as little as 2.75% … (0 comments)

no money down: Nehemiah Down Payment Assistance Program - 05/10/08 11:29 AM
Nehemiah will gift you up to 3% of the Purchase Prive for a down payment. The Seller must agree to participate in the program. Basically, the 3% is deposited by Nehemiah and it is deducted from the Sellers proceeds after the close of escrow. 
Combine this with a new FHA loan and … (0 comments)

no money down: Homes In Costa Mesa Still Available with Zero Down Payments! - 05/07/08 06:52 PM
 
You can still buy a home in Costa Mesa with Zero down payment loans certain restrictions apply and you must qualify for this program.
To learn more about this home visit TeamWeichman.com and click on our signature listings page.  Also to sign up for exclusive access to homes visit OCHomeHunt.com where you … (0 comments)

no money down: B uyers Are getting financing almost the same as the subprime days - 05/05/08 06:31 PM
We were introduced to a site www.SelectBestRate.com yesterday, and many of our agents are refering to them as being deal savers. I understand that it links in with a handful of FHA specialists, and that they have access to a broad broad array of FHA DE manual underwriters that are approving buyers … (6 comments)

no money down: Creative FHA loans — No Money out of pocket - 05/04/08 08:59 AM

FHA loans are becoming a vital part of todays financing when it comes to buying a new home or refinancing. You will still hear from some lenders or realtors that FHA financing is not the way to go. Here are some reasons why and the rumors mentioned :
They are old school and … (9 comments)

no money down: Real Investors Return to L.A. - 05/01/08 08:48 PM
The real investors are coming back to L.A.
What we've had for the last several years are the speculators. The ones with no money down. Little credit discipline. Big dreams of getting rich quick.  Not all but some time flippers who slapdash lipstick on a pig and call it a filet mignon. … (5 comments)

no money down: VA Home Loans Continue To Be Safest Bet For Home Owners - 04/30/08 03:11 PM
Va Home Loans are one of the safest home loan programs available to people who qualify today. Unlike FHA loans that only go up to 97% financing, and include mortgage insurance, VA loans are 100% financing with no money down. There is no mortgage insurance on this loan, because VA insures … (1 comments)

no money down: AFFORDABLE HOME LOAN PROGRAM - 04/24/08 09:05 PM

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no money down: HUD IS MAKING IT EASIER THAN EVER TO PURCHASE ($100 DOWN PROGRAM). - 04/22/08 09:11 PM
If you have not heard, Hud is making it easier than every to purchase a Hud home.  To qualify for the program, buyers must be pre-approved for an FHA loan and use the home as owner occupant.  To find out more about this program you can email me at lward@apieceofgeorgia.com and … (8 comments)

no money down: 100% PROGRAMS STILL AVAILABLE!! ShamRock Financial Available for Details! - 04/09/08 06:20 PM
I just closed a deal that would not have been possible if it were not this great new program its called the NEHEMIAH Program http://www.nehemiahcorp.org/ and when other Lenders failed to deliver Superstar Mike Nadeau once again delivered and got it done. I don't usual plug lenders, but this one deserved … (0 comments)

no money down: No Money Down... Finance Your Improvements on that REO Property! Rates Below 6.00%!!!! - 04/07/08 10:49 PM
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no money down: No Money for Closing Costs? Seller Concessions can Make the Difference - 04/03/08 10:38 PM
In my last post, I talked about how it is still possible to buy a home here in the Chicago area with no money down with FHA financing combined with a Down Payment Assistance program like AmeriDream or Nehemiah. But even if you are able to buy with no money for … (3 comments)

no money down: NEW BOOK OUT!! Make Millions with Foreclosures and Short Sales / How to Profit for the Real Estate Subprime Crisis - 04/03/08 12:01 AM
The Best-Kept Secret in the Foreclosure Industry is now Available in this Book
Get it at http://amazon.com or http://stores.lulu.com/sebastianacosta
Very few people saw the Subprime crisis coming this strong. Many banks our now in the process, or going out of business.  Close to one million people are loosing their homes to foreclosure.   So … (1 comments)

no money down: Can You Still Buy a Chicago Area Home with No Money Down? - 04/02/08 10:11 PM
Now that it's April, I think it is finally safe to say winter is over here in the Chicago area. It's been a long hard winter, and spring couldn't come a moment to soon. But the baseball season has officially started, the sun is out and my phone is ringing with … (0 comments)

no money down: 100% Financing Still Exists…for Doctors - 04/01/08 10:45 AM
100% Financing Still Exists...for Doctors
Lately I've been receiving a lot of phone calls and emails from doctors with one simple question...Is the No Money Down Doctor Loan Program still offering 100% financing? I'm happy and relieved to say "yes, it sure is!"
Despite lenders cutting back their 100% financing programs like … (0 comments)

no money down: 100% Financing Still Available in Arizona - 03/20/08 08:13 PM

What if I said that even in a declining market buyer can still finance there new home with no money down?  It is hard to believe that 100% financing is still  available in the current real estate market, but it is.
 Here is the catch:  It is only available to homes in … (2 comments)

no money down: Discover Why Investing in hud homes can bankrupt you before you even start your foreclosure investing career. - 03/20/08 01:12 PM
Discover Why Investing in hud homes can bankrupt you before you even start your foreclosure investing career.
 
By: DC Fawcett
 
I get asked all the time by new real estate investors if investing in hud homes is a good strategy. I will be recap in this article … (2 comments)

no money down: Discover Why Investing in hud homes can bankrupt you before you even start your foreclosure investing career. - 03/20/08 01:10 PM
Discover Why Investing in hud homes can bankrupt you before you even start your foreclosure investing career.
 
By: DC Fawcett
 
I get asked all the time by new real estate investors if investing in hud homes is a good strategy. I will be recap in this article … (1 comments)

no money down: Using your tax refund to purchase a home - 03/19/08 02:50 PM
Waiting for a refund check from uncle sam?
In many cases a modest refund can be enough to purchase a new home.
There are government backed 100% loan programs as well as others that can be the channel to your new home!
Not just any Realtor/Loan Officer can provide these options.
Ask me for more … (0 comments)

no money down: Jim's Solano County Real Estate Blog - 03/17/08 11:26 AM
Thanks for taking a look at my blog. I have just gotten started with this and whoever wants to give me some advice, please be brutally honest! Here is a video I made last night in regards to 110 % financing. If consumers have questions, especially if you want me … (4 comments)

no money down: Sunday Blog - 03/17/08 12:58 AM
It's 10:35 PM and I have spent most of the day working on videos. I made a video directing people to a listing of mine where the seller will sell via the Nehemiah Program. I made a video of the interior. I made a directional video from the East and from … (6 comments)

no money down: Here Are The 4 Ways You Can Make Big Money In Real Estate - 03/13/08 05:47 AM
Here are the four basic ways to make big money in real estate if you aspire to be a Real Estate Investor: 1) Wholesaling- finding bargains and selling them to bargain hunters.
2) Retailing- Where you would keep the bargains yourself and fix them up and sell them at retail … (3 comments)

no money down: 100% Financing is Still Available!!! - 03/12/08 01:25 PM
There are a lot of changes going on in the Real Estate and Lending areas.  About the time you have it figured out the rules change.  But there has been a big change for consumers.  The FHA has announced increased lending limits in a number of areas.  The purchase limit in … (0 comments)

no money down: How Much Home Can You Afford? - 03/09/08 10:17 PM
How Much Home Can You Afford?
The single most important part of buying a house is figuring out how much you can realistically afford to pay.You'll have to take a good look at your budget, debts, credit reports, and credit score. Once you have a good picture of your financial status, … (0 comments)

no money down: Great news real estate agents!!! - 03/04/08 07:10 PM
Nehemiah won its litigation against HUD!!!
anyone, anyone?
Well for all that have not heard, down-payment assistance is still available.....FOR NOW.
HUD wanted to ban these, but Nehemiah filed suited and won a summary judgement to allow them to continue to offer this program.  However, Congress is still working on a FHA Reform Bill … (6 comments)

no money down: Purchase a home now with Zero Down - 03/02/08 07:21 PM
There are now many fixed rate programs that offer 100% financing, but most forget that there are still closing costs and escrow that need to be included. This amounts to roughly 3% of the purchase price. When purchasing a home with zero down, a buyer will be closer to a sellers asking … (0 comments)

no money down: THEY DON'T TEACH YOU THIS ON TV... HOW AN 8 UNIT CONDO DEVELOPMENT WAS PURCHASED NO MONEY DOWN! - 02/24/08 10:40 PM
I have worked directly with a few developers. One of the groups I have been most impressed with is - we'll call them- "M/M," for short. These guys have been around, they're aggressive and they're creative. They have private investors backing their other projects, and if they ever made a decision … (1 comments)

no money down: THEY SAID IT COULDN'T BE DONE... HOW I PURCHASED A CONDO DEVELOPMENT WITH NO MONEY DOWN!!! - 02/22/08 03:40 PM
I first read Trumps' book the Art of the Deal when I was 11. I broke my leg just before summer vacation, and when all my friends were out playing baseball, basketball, freeze tag, I was sitting on the sidelines. Luckily, I was always loved reading and I spent the next … (2 comments)

no money down: 8 affordable properties for sale in metro Orlando, no money down or creative financing available - 02/22/08 09:59 AM
I have several houses for sale. Get thousands in free down payment money. Buy these houses for no money out of your pocket. Easy monthly payments and fantastic deals. Will take car, boat, etc. in trade to get these houses sold immediately. Possible creative financing. Some of these are properties I … (1 comments)

no money down: 3019 Needles Drive, Orlando, FL 32810 - Shows beautiful, no money down possible - Sold - 02/21/08 10:40 AM
This house has been sold to an FHA buyer for just about full price. Chalk up another sale to Arnold Team at Sand Dollar Realty Group Inc.
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(Copyright © 2008. Sand Dollar Realty Group, Inc. All rights reserved.)
Rob Arnold, ABR, CPL, CRB, GRI, Managing real estate broker, Licensed mortgage broker, Notary … (0 comments)

no money down: "The Diamond" to host Foreclosure Seminar this Saturday from 10 am until Noon! - 02/12/08 10:18 PM
Press Release - February 16
FORECLOSURE AND SHORT SALE SEMINAR - LEARN TO CONTROL PROPERTY WITH LITTLE OR NO MONEY NOW!!!
Learn the best kept secrets in Creative Real Estate Investing!
Real Estate Investors and those who want to pick up a great deal on foreclosed property!
David "The Diamond" Oswald, Founder of Rivers of … (0 comments)

no money down: 1931 Oglesby Avenue, Winter Park, FL 32789 - No Money Down - 3bd/3ba great price - off market - 01/30/08 04:32 PM
This house has been rented out and is no longer on the market. Call us about other properties available. We are experts in first time homebuyers, creative financing, and investment properties. ---------------------------------------------------------------------------------------------------------------------
(Copyright © 2008. Sand Dollar Realty Group, Inc. All rights reserved.)
Rob Arnold, ABR, CPL, CRB, GRI, Managing real estate broker, … (0 comments)

no money down: THE MORTGAGE AND REAL ESTATE BUSINESS IN MICHIGAN - Take what we used to know..... - 01/25/08 02:27 PM
.....AND THROW IT IN THE TRASH!!!
I have been in the mortgage business for 9.5 years now and I feel like a brand new Loan Officer. 
In the state of Michigan, Fannie Mae has ruled that MOST of our state is considered an area of "declining markets."  They say MOST of the … (0 comments)

no money down: No Money Down & 3% Down Programs for Purchases Are Still Around - 01/25/08 01:54 PM
Hello Everyone,
  Even though the Federal Reserve cut rates the other day by .75 bps, not everyone is able to take advantage of that.  It would benefit basically anyone who has a rate of 7.5% (fixed or adjustable) to go down to a rate of 5.75%.  I'm specifically talking about programs … (1 comments)

no money down: Price Slashed! Must Sell Fast! Big Single Story 4 BR Home in Victorville - 01/25/08 09:29 AM
~ First Time Home Buyers Dream! $255,000 ~Location: Victorville, CaPrice Slashed! Beautiful 4 bedroom 2 bath home with office (could be 5th bedroom). Features elegant vaulted ceilings, split floor plan, formal living room, large family kitchen, formal dining, cozy family room with fireplace, and inviting master suite. Upgrades include tile in … (0 comments)

no money down: Get Paid to Buy a House - 01/21/08 03:49 PM
I know, it sounds too good to be true, but it happens.  I personally have helped many families do just that.  The secret is in knowing how to structure your offer and where to go for the money.  In one case, my investor buyer was paid $1,100 at closing, then collected … (0 comments)

no money down: Not so sexy topic: PMI - 01/17/08 10:30 AM
For most people, private mortgage insurance is the only way they will be able to buy a home or refinance their existing mortgage! So with something so critical to this process, maybe we should discuss it a bit, don't you think?
PMI is short for Private Mortgage Insurance. This is an insurance … (1 comments)

no money down: Mortgage Market Guide as of Wednesday, January 16, 2008 - 01/16/08 12:04 PM
GOOD WEDNESDAY AFTERNOON!
No lack of volatility in the market today!  Mortgage bonds opened up relatively flat at -3 basis points and over the last few minutes, they have dropped down to -16 so we may see a little bit of a rate increase.  As of this morning's rate sheets, we could've … (0 comments)

no money down: 100% Financing is alive and well in Maricopa County - 01/15/08 01:03 AM
Yes, that's right.  100% financing is alive and well in Maricopa County.  It is time for the knowledgable brokers to increase our market share.
While there are some areas in Maricopa we can not lend up to 100%, but the majority of Maricopa we are able to do so.
 
       … (3 comments)

no money down: The Truth About REHAB...... - 01/10/08 01:22 PM
I have wanted to write about this subject for awhile.  Now before I go any further, I should point out that the Rehab I'm talking about has nothing to do with any addiction.   (I know, you are so disappointed and the title was such a tease:-). This has everything to do … (42 comments)

 
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