no money down: Down Payment Dreams 2007 Dec 18 - Concord, Contra Costa County, California - 12/18/07 05:24 PM
<!--[if !mso]>
<style>
v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
x\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style>
<![endif]-->
<!--table
{mso-displayed-decimal-separator:"\.";
mso-displayed-thousand-separator:"\,";}
.font522938
{color:blue;
font-size:10.0pt;
font-weight:700;
font-style:normal;
text-decoration:none;
font-family:Arial, sans-serif;
mso-font-charset:0;}
.font622938
{color:red;
font-size:10.0pt;
font-weight:700;
font-style:normal;
text-decoration:none;
font-family:Arial, sans-serif;
mso-font-charset:0;}
.font722938
{color:black;
font-size:16.0pt;
font-weight:700;
font-style:normal;
text-decoration:none;
font-family:Arial, sans-serif;
mso-font-charset:0;}
.xl7122938
{padding-top:1px;
padding-right:1px;
padding-left:1px;
mso-ignore:padding;
color:windowtext;
font-size:10.0pt; … (1 comments)
|
no money down: The Day Has Come - 12/17/07 05:53 PM
A few weeks back I reported that Fannie Mae and Freddie Mac would be making changes to the way mortgage loans would be priced. As of today, that has finally become a reality.
Effective today, majority (if not all) of the major mortgage lenders have modified their pricing models to include additional … (2 comments)
|
no money down: 100% Financing is Still Here - Even for Jumbo Loans - 12/15/07 09:06 PM
Home Buyers can still purchase a home with No Money Down. The media is doing an awfully good job of convincing people that financing a home today is harder than getting tickets for Hanna Montana. This can't be further from the truth.
Underwriting guidelines have tightened, but this is really only … (4 comments)
|
no money down: Feel the Fear...and Like It! - 12/14/07 11:34 PM
I just got back a couple of weeks ago from Las Vegas where I attended a seminar with motivational speaker Marshall Sylver called The Next Level and while reflecting on what I did during that five day period I would have to agree that the title of the event is appropriate. … (3 comments)
|
no money down: David "The Diamond' Oswald to host Short Sale Seminar Dec. 13, 2007 - 12/11/07 01:46 PM
Press Release
BUY ALL OF THE HOUSES YOU WANT WITH OUT EVER USING YOUR OWN CREDIT!!!
Learn the best kept secrets in Creative Real Estate Investing!
Real Estate Investors and those who want to pick up a great deal on foreclosed property!
David "The Diamond" Oswald, Founder of Rivers of Income LLC will be conducting … (1 comments)
|
no money down: Investing in Real Estate - 12/10/07 04:17 PM
"It doesn't take money to make money!" We have all heard this statement at one time or another regarding purchasing investment real estate. But what does that mean? There are many ways to purchase real estate without using your own money, or very little of it at least! I will try … (3 comments)
|
no money down: New website launched! New Haven Real Estate Information - 12/03/07 10:21 AM
I have officially launched three new websites each containing real estate information for different localized areas.
Get A FREE Online Guide To New Haven Area Info
Start with our FREE Online Guide to New Haven Area Real Estate to get yourself oriented to the area.
In this guide, you'll find links to the most important information you … (0 comments)
|
no money down: New website launched! East Haven Real Estate Information! - 12/03/07 10:18 AM
I have officially launched three new websites each containing real estate information for different localized areas.
Get A FREE Online Guide To East Haven Area Info
Start with our FREE Online Guide to East Haven Area Real Estate to get yourself oriented to the area.
In this guide, you'll find links to the most important … (0 comments)
|
no money down: FHA & First Time Homebuyers -- Buying Steps & Tips that you need to know!!! - 11/23/07 10:15 PM
FHA mortgages aren't as hard and intimidating as so many have mentioned in the past. Buying your first home, a second home, or even your third home can be intense.
If you are a renter, your first step is to see which is better, to rent or own? Just remember, FHA … (14 comments)
|
no money down: URGENT NEWS ABOUT MORTGAGE COSTS- Will affect us ALL - 11/20/07 12:52 PM
I just got word that Fannie Mae and Freddie Mac are about to raise the cost of obtaining a mortgage! This is not a normal rate fluctuation we are talking about. What is being proposed and expected is that there will be a add-on "delivery fee" charged by Fannie and Freddie to … (8 comments)
|
no money down: A Purchase or Refinance Mortgage program for; Teachers, Police Officers, Firefighters, Health Care Workers and Military Personnel - 11/16/07 01:52 AM
Are you a teacher, police officer, firefighter, health care worker, or member of the United States Armed Forces who could use a little extra help buying a home? If your answer is yes, I may have the perfect program for you. With this program you may need little or no contribution … (0 comments)
|
no money down: Waiting for the smoke to clear? Its time to jump in the fire! - 11/10/07 11:07 AM
It seems like at least 5 times a week I speak to someone that wants to buy a home, but with all the negative press about the housing and mortgage markets, they are waiting for the smoke to clear. They are nervous and scared and don't understand what it all means.
Each … (7 comments)
|
no money down: For Sale: 545 Butternut Ln Matthews, NC - 11/09/07 07:19 AM
Take a look at this!! This home has 4 Bedrooms!! Ranch w/.66 acres, quiet neighborhood,
new flooring in living & dining, slate floor in kitchen, tile shower & floor in Master Bath,
new deck & fence overlooking great yard. New Heat/AC(2006). Union County taxes &
schools. 1 Year Home Warranty provided. … (0 comments)
|
no money down: Zero Down Payment Still an Option for Dothan Home Buyers - 11/07/07 04:49 PM
Various down payment assistance programs available for FHA loans were set to go away on October 31, 2007. However, according to an email forwarded to me that originated from the desk of Joel Pate, Founder of the American Family Funds Down Payment Gift Program, the program was granted an extension by a Federal Court … (0 comments)
|
no money down: Local Wakesboro North Carolina Mortgage Broker - 11/05/07 03:04 PM
Local Wakesboro North Carolina Mortgage Broker Your source for all of your Mortgage Needs. YES !!! We Write FHA Mortgage Loans
The New FHASECURE Initiative
First Time Homebuyer Programs Click Here 4 Great purchase Mortgage Products that permit 100% Financing Click HereVa Mortgage Financing Click HereHome Equity Line of Credit (HELOC) … (0 comments)
|
no money down: Local Iron Station North Carolina Mortgage Broker - 11/05/07 03:01 PM
Local Iron Station North Carolina Mortgage Broker Your source for all of your Mortgage Needs. YES !!! We Write FHA Mortgage Loans
The New FHASECURE Initiative
First Time Homebuyer Programs Click Here 4 Great purchase Mortgage Products that permit 100% Financing Click HereHome Equity Line of Credit (HELOC) Click Here USDA … (0 comments)
|
no money down: Local Midland North Carolina Mortgage Broker - 11/05/07 02:55 PM
Local Midland North Carolina Mortgage Broker Your source for all of your Mortgage Needs. YES !!! We Write FHA Mortgage Loans
The New FHASECURE Initiative
First Time Homebuyer Programs Click Here 4 Great purchase Mortgage Products that permit 100% Financing Click HereHome Equity Line of Credit (HELOC) Click Here USDA Rural … (0 comments)
|
no money down: Local Gastonia North Carolina Mortgage Broker - 11/05/07 02:46 PM
Local Gastonia North Carolina Mortgage Broker Your source for all of your Mortgage Needs. YES !!! We Write FHA Mortgage Loans
The New FHASECURE Initiative
First Time Homebuyer Programs Click Here 4 Great purchase Mortgage Products that permit 100% Financing Click HereHome Equity Line of Credit (HELOC) Click Here USDA Rural … (0 comments)
|
no money down: Local Badin North Carolina Mortgage Broker - 11/05/07 02:41 PM
Local Badin North Carolina Mortgage Broker Your source for all of your Mortgage Needs. YES !!! We Write FHA Mortgage Loans
The New FHASECURE Initiative
First Time Homebuyer Programs Click Here 4 Great purchase Mortgage Products that permit 100% Financing Click HereHome Equity Line of Credit (HELOC) Click Here USDA Rural … (0 comments)
|
no money down: Local Cary North Carolina Mortgage Broker - 11/04/07 10:28 PM
Local Cary North Carolina Mortgage Broker Your source for all of your Mortgage Needs. YES !!! We Write FHA Mortgage Loans
The New FHASECURE Initiative
First Time Homebuyer Programs Click Here Home Equity Line of Credit (HELOC) Click Here USDA Rural Development Program Click Here USDA Single Close Construction Loan Click … (0 comments)
|
no money down: Local Charlotte North Carolina Mortgage - 11/04/07 10:25 PM
Local Charlotte North Carolina Mortgage Broker Your source for all of your Mortgage Needs. YES !!! We Write FHA Mortgage Loans
The New FHASECURE Initiative
First Time Homebuyer Programs Click Here Home Equity Line of Credit (HELOC) Click Here USDA Rural Development Program Click Here USDA Single Close Construction Loan Click … (0 comments)
|
no money down: Local Cornelius North Carolina Mortgage Broker - 11/04/07 10:21 PM
Local Cornelius North Carolina Mortgage Broker Your source for all of your Mortgage Needs. YES !!! We Write FHA Mortgage Loans
The New FHASECURE Initiative
First Time Homebuyer Programs Click Here Home Equity Line of Credit (HELOC) Click Here USDA Rural Development Program Click Here USDA Single Close Construction Loan Click … (0 comments)
|
no money down: Local Wake Forest North Carolina Mortgage Broker - 11/04/07 10:18 PM
Local Wake Forest North Carolina Mortgage Broker Your source for all of your Mortgage Needs. YES !!! We Write FHA Mortgage Loans
The New FHASECURE Initiative
First Time Homebuyer Programs Click Here Home Equity Line of Credit (HELOC) Click Here USDA Rural Development Program Click Here USDA Single Close Construction Loan … (0 comments)
|
no money down: Local Mooresville North Carolina Mortgage - 11/04/07 10:13 PM
Local Mooresville North Carolina Mortgage Broker Your source for all of your Mortgage Needs. YES !!! We Write FHA Mortgage Loans
The New FHASECURE Initiative
First Time Homebuyer Programs Click Here Home Equity Line of Credit (HELOC) Click Here USDA Rural Development Program Click Here USDA Single Close Construction Loan Click … (0 comments)
|
no money down: Dream Maker No Money Down Mortgage Program - 11/02/07 10:50 PM
Dream Maker Mortgage Product
The Dream Maker Mortgage Product has no property restrictions and has a minimum credit score requirement of 620 except if you have no credit where you will be allowed to use alternative credit.
100% Financing with a 620 Min Credit Score No property restrictions Income Limits are 125% of HUD Median Example: … (0 comments)
|
no money down: The Best on the Vine, Week of October 28 - 11/02/07 09:04 AM
OK. I looked it up on Wikipedia, and the tomato is indeed a fruit. And who knew that China was the world’s top producer of tomatoes? Just a quick note to Sondra…Reynoldsville may be the birthplace, but Slocomb is where the tomato was perfected! I digress. I do know where the … (0 comments)
|
no money down: Local Lincolnton North Carolina Mortgage Broker - 11/01/07 07:11 PM
Local Lincolnton North Carolina Mortgage Broker Your source for all of your Mortgage Needs. YES !!! We Write FHA Mortgage Loans
The New FHASECURE Initiative
First Time Homebuyer Programs Click Here Home Equity Line of Credit (HELOC) Click Here USDA Rural Development Program Click Here USDA Single Close Construction Loan Click … (0 comments)
|
no money down: Local Indian Trail Mortgage Broker HELOC, FHA and USDA Mortgage Specialty - 11/01/07 07:05 PM
Local Huntersville North Carolina Mortgage Broker Your source for all of your Mortgage Needs. YES !!! We Write FHA Mortgage Loans
The New FHASECURE Initiative
First Time Homebuyer Programs Click Here Home Equity Line of Credit (HELOC) Click Here USDA Rural Development Program Click Here USDA Single Close Construction Loan Click … (0 comments)
|
no money down: The Bubble and Zero Down Properties - 11/01/07 01:24 AM
This is a great time to be a San Deigo buyer. The market supports buyers right now. The key to zero down properties is a couple factors:
1) Credit Fico
2) 6 month of reserves
3) Seller pays closing costs
4) Income Verification
Please don't hesitate to call for more details or questions not answred. Reach me at … (5 comments)
|
no money down: NO Money Down Programs? Do They Still Exist? ABSOLUTELY! - 10/30/07 09:04 AM
Good Tuesday Morning!
Yes, ZERO DOWN programs still exist! Granted, the credit score requirement keeps itching up and guidelines are continously changing......but they do exist!
Ask me how I can help you move into a home with very little or NO money down.
Mortgage Rates as of today are 6.25% for a … (0 comments)
|
no money down: Speculative Leveraging to Buy Stocks Vs. Real Estate - 10/29/07 11:58 PM
As students in High school or college we learned or the dire consequences of the 1920's of leverage buying of stocks on the assumption that the stocks could only go higher. Eventually it didn't go higher, and the value of stocks turned on a dime and retreated. It lead to a … (13 comments)
|
no money down: VTB's - Who is allowing ... and who is not? - 10/23/07 10:29 AM
Since 2004 I have been writing offers asking for VTB's (Vendor Take Back Mortgages) for myself and my investor clients.
This past summer I got a client a great $50,000 VTB on a revenue property ... no payments or interest for 5 years!
I figured her banker would put a 75% or 80% … (1 comments)
|
no money down: Local Albemarle North Carolina Mortgage Broker - 10/21/07 10:16 PM
Local Albemarle North Carolina Mortgage Broker
Your source for all of your Mortgage Needs.
YES !!! We Write FHA Mortgage Loans
The New FHASECURE Initiative
First Time Homebuyer Programs Click Here
Home Equity Line of Credit (HELOC) Click Here
USDA Rural Development Program Click Here
USDA Single Close Construction Loan … (0 comments)
|
no money down: Riverside Open House 10/21 from 1-4 pm, Pool Home $335,000 - 10/20/07 09:00 AM
3 BR Pool Home ~ 4673 Toyon Rd, Riverside ~ Open House Sunday 10/20, 1pm - 4pm Location: Riverside, CaHighly upgraded and beautiful single story! This 3 bedroom pool home is located on a quiet, tree lined street! You'll love the warm hardwood floors, upgraded ceiling fans, big kitchen, roomy bedrooms, … (0 comments)
|
no money down: Local Cornelius North Carolina Mortgage Broker - 10/19/07 11:47 AM
Local Cornelius North Carolina Mortgage Broker
Your source for all of your Mortgage Needs.
YES !!! We Write FHA Mortgage Loans
The New FHASECURE Initiative
First Time Homebuyer Programs Click Here
Home Equity Line of Credit (HELOC) Click Here
USDA Rural Development Program Click Here
USDA Single Close Construction Loan … (0 comments)
|
no money down: Local Mooresville North Carolina Mortgage Broker - 10/19/07 11:35 AM
Local Mooresville North Carolina Mortgage Broker
Your source for all of your Mortgage Needs.
YES !!! We Write FHA Mortgage Loans
The New FHASECURE Initiative
First Time Homebuyer Programs Click Here
Home Equity Line of Credit (HELOC) Click Here
USDA Rural Development Program Click Here
USDA Single Close Construction Loan Click … (0 comments)
|
no money down: Concord North Carolina Mortgage Broker - 10/19/07 11:32 AM
Local Concord North Carolina Mortgage Broker
Your source for all of your Mortgage Needs.
YES !!! We Write FHA Mortgage Loans
The New FHASECURE Initiative
First Time Homebuyer Programs Click Here
Home Equity Line of Credit (HELOC) Click Here
USDA Rural Development Program Click Here
USDA Single Close Construction Loan … (0 comments)
|
no money down: Glen Burnie Affordable Housing - 10/18/07 12:14 PM
REHABBED HOME FOR SALE IN GLEN BURNIE MARYLAND FOR $254,900
1053 6th ST in Point Pleasant
This home has been rehabbed and it is ready to go. New windows,kitchen,carpet, paint, flooring and much more.We have priced this property to sell and would like to make a new homeowner happy. If you are a buyer interested in taking a look … (0 comments)
|
no money down: Charlotte, NC Mortgage Broker - 10/18/07 11:28 AM
Local Charlotte North Carolina Mortgage Broker Your source for all of your Mortgage Needs. YES !!! We Write FHA Mortgage Loans
The New FHASECURE Initiative
First Time Homebuyer Programs Click Here Home Equity Line of Credit (HELOC) Click Here USDA Rural Development Program Click Here USDA Single Close Construction Loan Click … (0 comments)
|
no money down: Zero down –zip, zilch, nada – the top 7 ways to buy a home in the Chicago area with no money down, today - 10/15/07 02:36 PM
If you listen to the news, you would think that the first-time home buyer, no money down loan has gone the way of the dinosaur and the dodo bird - extinct and gone for good. The credit crunch has eliminated some mortgage programs and modified others, but I am glad to … (0 comments)
|
no money down: NO Private Mortgage Insurance PMI | Without PMI are Mortgage Lenders Open to Default Risk? - 10/14/07 11:30 AM
So what's the deal with Private Mortgage Insurance PMI? Have the banks shot themselves in the head by offering loans that avoided PMI payments for the last few years? If so, what were they thinking? Private Mortgage Insurance or PMI is the insurance that banks and lender use on loans that … (8 comments)
|
no money down: How to Buy Your First Home - 10/13/07 01:59 PM
Buying a first home is an exciting step. But for too many people, a first home seems like an unreachable dream. That's why we offer options that make getting started as a homeowner a little easier.
Low Down Payments and Closing Costs are Possible
The biggest challenge for most people is saving the … (2 comments)
|
no money down: Are you looking for 100% financing in Illinois? No money down programs! - 10/13/07 10:15 AM
HAVE LIMITED SAVINGS AND OR CASH ASSETS
Up to 100% financing
Flexibility on reserves
Eligible for temporary interest rate buy-down
Up to 40 year terms and options for interest only
Low mortgage insurance coverage requirements
Eligible one unit properties include condos and co-ops
No minimum contribution from the borrowers own funds
Cash on hand is an acceptable source for … (0 comments)
|
no money down: Thank you everyone for the free Mortgage and Real Estate resources.... - 10/10/07 01:05 PM
I just wanted to take a second to thank everyone for the time they spend in formulating educated blogs for all of us "newbies" to learn from. While I thoroughly enjoy many of the "filler" blogs that are posted on Active Rain...it's nice to actually walk away from the computer with more than you … (1 comments)
|
no money down: ILLINOIS 100% FINANCING PROGRAMS, PURCHASE OR REFINANCE - 10/08/07 02:54 AM
I have 100% Financing No Money Down Programs!
I have been asked recently if these mortgage programs were still around given the current mortgage and housing market? The answer is yes!
You can still get into your new home or town-home with No Money Down!
Are you worried about your credit and not … (0 comments)
|
no money down: The Real Estate Investor's Sidekick - How to Be the Magnate's Best Friend - 10/07/07 11:06 AM
Frank Schiefelbein
Home Loan Consultant
Countrywide Home Loans
847-894-1629 Cell
630-513-4815 Office Direct
866-905-7983 Fax
888-265-9824 Toll Free
http://www.frankforhomeloans.com/
frank_schiefelbein@countrywide.com
FREE PRE-APPROVALS!!!!
Lending available in ALL 50 states!
… (0 comments)
|
no money down: Kansas City Home For Sale, perfect for first time buyer with no money down - 10/01/07 04:44 PM
… (0 comments)
|
no money down: Things are rough for investors, but not impossible... - 09/29/07 06:49 AM
Even before all the sturm and drang about the mortgage market began in earnest, the process for investors to get mortgages had already begun to tighten. The problem wasn't caused by actual investors, it was caused by inexperienced and overly optimistic "speculators" who, when presented with no money down options, didn't … (2 comments)
|
no money down: Is It A Case Of Fraud, Foolishness or Greed? - 09/26/07 07:37 AM
I was referred by a client to a friend that desperately needed to sell a home. The owner had received a ‘Notice of Default' and was suffering extreme financial distress. The home had been purchased as a real estate investment at a ‘No-Money-Down' friends and family party. The invite was similar … (7 comments)
|
no money down: Creative Financing - Buying Homes in Today's Market - 09/20/07 02:54 AM
I thought this would be a terrific topic for a new blog, so I did a Google search on the topic and found several interesting concepts that I would like to share. Again, these are not my personal or, professional ideas merely other perspectives on the matter. I discourage using any … (4 comments)
|
no money down: Kansas City real estate, Great for investor, first time buyer, lees summit homes for sale - 09/12/07 04:25 PM
… (0 comments)
|
no money down: Foreclosure Rescue Scams Run Rampant - 09/10/07 05:32 PM
As foreclosure rates rise, more and more "Foreclosure Savers" are popping up. They are, of course, targeting unsuspecting homeowners who are having trouble paying their mortgage payments and are scared to call their mortgage servicer to discuss a payment plan.
According to an article on Yahoo! Finance, scammers are discouraging the homeowners … (14 comments)
|
no money down: Zero Down Financing - 09/06/07 09:58 AM
Don't let a lack of down payment money prevent you from finding the home of your dreams, we can help. Global Housing Services works with over 300 lenders to provide a spectrum of financing options that can easily accommodate those who do not have the money typically necessary to buy a home. … (0 comments)
|
no money down: The Best First Time Buyer Program in California - for Short Sales? - 09/05/07 06:47 PM
Here's an interesting twist.
Yesterday I wrote about what might very well be the very best First Time Buyers Program in California. I got a call almost immediately from a reader who was a first time buyer and was looking at buying a short sale property in bay area.
Buying a … (19 comments)
|
no money down: The Best First Time Buyer Program in California? - 09/04/07 06:31 PM
The Best First Time Buyer Program in California How would you like to buy a $670,000 home here in California as a First Time Homebuyer? Low Credit Score? Nothing Down? Not much in the bank account? At a Great Rate? Is that too much to ask for?
Impossible you … (13 comments)
|
no money down: Turnkey Victorville 3 BR Home ~ 3 Car Garage ~ Serene Back Yard ~ Nice Price - 09/02/07 08:17 AM
Just Listed! 12415 Quanah CourtLocation: Victorville, CaFirst time on the market! Neat & clean 3 bedroom home on quiet, tree lined cul-de-sac! Desirable single story home features roomy bedrooms, a big kitchen, vaulted ceilings, 3 car garage, and fresh interior paint. The large park-like back yard is fenced for privacy, and … (0 comments)
|
no money down: Just Listed! Large 4 Bedroom Pool Home in Riverside! - 09/02/07 08:06 AM
Just Listed! Large 4 Bedroom Pool Home ~ 4382 Shelby DriveLocation: Riverside, CaWelcome Home! This single story pool home is on a large corner lot. The quiet, tree lined street is in an established area. This home features newer carpet and paint. Money saving features include dual paned energy efficient windows … (0 comments)
|
no money down: Chase "Dreamaker" Loan (FHA alternative) - 08/31/07 11:23 AM
CHASE Home Loans offers FHA as well as the Chase "Dreamaker"
100% with a 620 score (reduced MI) 6% seller concessions + Owner Title and Deed Stamps
97% with a 600 score (reduced MI) 6% seller concessions + Owner Title and Deed Stamps
No homebuyer course
No mortgage history or rental history required
Gifts OK
FTHB OK
No … (7 comments)
|
no money down: BLUE REALTY / GMAC IS VA FORECLOSURE PARTICIPATING BROKER - 08/23/07 10:50 PM
New Jersey - Blue Realty / GMAC, statewide Real Estate Brokerage firm, is a participating and cooperating Broker in the Department of Veterans Administration Home Sales Program. The program, administered by the Veterans Administration, offers VA-owned properties to Veterans and non-Veterans under a variety of terms.
According to Charles Blumenkehl, President of Blue … (0 comments)
|
no money down: Mortgage Shopping -- The Educated or Uneducated Borrower -- Part 2 of 2 - 08/22/07 11:55 PM
Mortgages --- May it be a FHA, conventional, VA, or a subprime loan, you don't have to have a college education in mortgages or real estate. Yes, it can be confusing at times, especially for first time homebuyers. And what can even make it more confusing is if you are … (20 comments)
|
no money down: Seller Lease-Back -Tip 32, Unit Lease-Back #33 - 08/19/07 12:06 AM
32 Seller Lease-Back
When buying from an owner-occupant, ask the seller about their new home search. If they have not yet found a new home, they may want to continue occupying the property for a few months after closing. A no-money-down opportunity is born. Instead of collecting rent later, give the seller … (0 comments)
|
no money down: The FHA Mortgage Group -- New Group - 08/17/07 08:46 AM
I just created a new group : The FHA Mortgage Group With todays ever changing market, FHA will be a viable part of how consumers will purchase or refinance their home. Sure, there are 100's of other financing options still out there today. FHA will not be the end to all … (24 comments)
|
no money down: Can I Still Get a No Down Payment or No Money Down Loan? Yes!! - 08/12/07 11:29 PM
I got a call today from one of my real estate agent clients, who then put her prospect on the phone so I could pre-qualify her. She asked me, "Can I still get a no-down payment loan?"
Because of all of the news related to the mortgage mess, many people now believe … (5 comments)
|
no money down: Why should you buy a home now instead of waiting? - 07/26/07 11:12 AM
Let me start by saying that there is always going to be an argument either way for waiting to have more money to put down or to buying now and not waiting.
Some First-time Home Buyers think that the answer to lowering their payments is to wait and put money down. I … (3 comments)
|
no money down: Residential Mortgage (FREE BOOK ON OWNING A HOME WITH LITTLE OR NO MONEY DOWN) - 07/23/07 10:05 PM
A good friend of mine wrote a book to help normal people buy the home of their dreams. Here is an article from his website talking about it. If you want a FREE copy click on the link at the bottom of this blog.
You Can Own the Home of Your Dreams … (2 comments)
|
no money down: FHA Gift of Equity Loans - 07/19/07 02:33 PM
FHA allows for sellers to gift to the buyer part of the equity of the house that they are selling. This is called a gift of equity, but can only work between those that are relatives. This gift can be used for both the down payment and the closing costs. … (13 comments)
|
no money down: 100% Financing Mortgage Loans - No Money Down - are Still Available! - 07/15/07 10:10 PM
Planning to buy a home but not sure if you can get an affordable mortgage?Did you think with the recent subprime events, all the100% loan programs with low to no Minimum FICO requirements had become extinct? Well think again...
Recently, at a local mixer I met someone who was considering buying a … (6 comments)
|
no money down: Do your Realtors know their Clients don't need a down payment to buy a home? - 07/13/07 05:29 PM
Today I talked to a Realtor who is selling her home on a land contract because her buyers did not have enough money to put down. I asked her if she got tried to get them prequalified and she said no, they don't have a downpayment. She was not aware that … (2 comments)
|
no money down: Low or No Money Down - 07/02/07 12:09 PM
Wish You Could Purchase A Home More Easily?
Stop Wishing and Start Shopping with Low- and No- Down Payment Programs
We understand saving up for a down payment can be an obstacle for many first-time homebuyers. We’re ready to help, with low- and no- down payment programs that put a … (0 comments)
|
no money down: The Federal Government Trying to Eliminate Down Payment Assistance? - 06/30/07 01:53 PM
We can argue the ethics of seller gifted down payments, and the resulting possible appraisal problems, but frankly what is to be gained from less homeowners? More renters? More apathy? Less of an ownership society?
I for one think some minor modifications are in order, but nothing like the federal regulators are … (15 comments)
|
no money down: What? You have no money down for your mortgage? - 05/28/07 10:22 AM
How do we judge those that put no money down? Do the sellers want to see more down? Do realtors get nervous when a buyer puts no money down? Tom Burris states, does that buyer get judged more than they should just based on their down payment?
So, when is the best … (30 comments)
|
no money down: Brokers in BC Are Getting Exactly What They Deserve - 05/25/07 09:12 PM
Brokers in BC Are Getting Exactly What They Deserve - And It Could Happen To You Next! You Might Be Surprised When You Find Out!You may know of one that has done exactly this?They thought about it long and hard. Well, they got what they deserved - Quick, Easy, Private Money!If you have … (0 comments)
|
no money down: Realtors, Is Speed Important? - 05/25/07 09:23 AM
When Speed Counts......
You Can Count On Me!!
Hello, my name is Carla Barnes and the clock is ticking…
That is why I am pleased to offer my considerable experience to you. I strive to provide the highest level of customer service in the industry and offer My clients (Real Estate … (0 comments)
|
no money down: Applying For a Mortgage....The Basics - 05/23/07 08:47 PM
Step One - ResearchStart the discovery process, get an idea of the home buying process. Do your due diligence; this is a major decision in your life. Speak with a mortgage professional right away. They will give you an idea of what your mortgage payment will be and how much you … (0 comments)
|
no money down: Stop Paying Rent - Don't Pay Another Cent to Your Landlord Before You Read This! - 05/21/07 10:17 PM
Don't Pay Another Cent in Rent to Your Landlord in Maryland Before You Read This FREE Special Report
If you're like most renters, you feel trapped within the walls of a house or apartment that doesn't feel like yours. How could it when you're not even permitted to bang in a nail … (1 comments)
|
no money down: Buy Your Next Home For No Money Down - 05/11/07 11:55 PM
Good things come to well-qualified buyers
THE DEFINITION OF "NOTHING DOWN."
In real estate "nothing down" means zero cash from the buyer's pocket. However, it doesn't mean the seller won't receive 100 percent cash for the home. Nothing down really means the buyer is borrowing the entire purchase price.
To illustrate, when you … (2 comments)
|
no money down: "What are rates going to do in the future?" - 05/08/07 10:23 PM
"What are rates going to do in the future?"
The following is a very straightforward description of fixed term interest rates in Canada.
"The bulk of the movements in 5-year fixed mortgage rates can be explained by changes in 5-year government bond yields. Although bonds shift every day, significant and sustained trends in … (1 comments)
|
no money down: MyCommunity Mortgage: A Subprime Alternative - 04/11/07 02:40 PM
MyCommunity Mortgages: which are sponsored by Fannie Mae and is designed to assist low and moderate income families, public service employees, and disabled people to realize their dream of owning an affordable home. This program allows for 100% financing and little to no money required into the transaction for those who … (23 comments)
|
no money down: No Money EVER Mortgage - Do You Qualify - 03/20/07 06:14 PM
When is the last time you had a "WOW" moment? I just had one recently at a seminar on reverse moprtgages. Hang on to your hats, this is really different.
As you probably know, the HECM or Reverse Mortgage is a tool that allows home owners aged 62+ to receive money back … (3 comments)
|
no money down: How to afford a Home with little money - 03/19/07 10:58 AM
I run across many first-time homebuyers that have trouble coming up with money for closing costs or downpayment. This seems to be a hurdle on the road to homeownership for many people. But with decent credit (600 or above) you can qualify for many community programs that allow 100% financing at … (3 comments)
|
no money down: Creative Financing Formulas - 03/17/07 12:26 PM
Creative Financing - The Real Thing
I guess "Creative Financing" has changed since I studied it over 30 years ago. I remember when interest was up to 20%. We had to learn how to structure creative offers in order to put transactions together. Back than, sellers were motivated to listen and accept … (0 comments)
|
no money down: Mortgage Applications Up... but some lenders making rules changes - 03/12/07 09:48 PM
Mortgage rates are at the lowest point so far in 2007, and according to CNN.com more people are applying for home loans and refinancing. Last week a 30-year fixed-rate mortgage dropped to 6.04% according to CNN. That is the lowest since December 8, 2006.
The Mortgage Bankers Association says applications for … (0 comments)
|
no money down: Money for nothin’ and your house for free - 02/23/07 04:10 PM
With the gazzillon ways to get financed these days, and the lackluster qualification guidelines, doesn't it seem like more and more buyers now expect to walk into their new home with absolutely no money out of pocket, and at a great interest rate to boot?
I was a Loan Officer for … (7 comments)
|
no money down: Investing in Real Estate - 02/21/07 10:20 AM
We are in one of the best markets possible for investors. Sellers are taking lower offers as well as offering concessions to cover closing expenses for buyers. With the recent slump in housing sales new opportunities arise for experienced and inexperienced investors alike. Mortgage rates, although not as low as a few … (2 comments)
|
no money down: First Time Home Buyer Program Available to Clients Purchasing in Maricopa County - 02/15/07 04:03 PM
… (1 comments)
|
no money down: Buy a home as a student - 12/15/06 02:05 AM
Wouldn't it be nice, if there was a way to leave college with a degree AND a the start of a nest egg? Well it's posible and I believe Real Estate is the best vehicle to make it happen.
Simple plan really purchase a home your first 2 years of school. Most … (3 comments)
|
no money down: No Money Down, where art thou? - 11/29/06 11:01 AM
About three years ago, Honolulu was inundated with an avalanche of "No Money Down" seminars. People like Robert A***n, Carlton Sh**ts and others made a killing on the hot market frenzy in full swing at the time, and filled up venues at the Hawaii Convention Center and the Blaisdell Arena.
The … (27 comments)
|
no money down: How much house can I afford? - 10/20/06 01:12 PM
We've found that affordability is probably the single biggest concern of today's first-time home buyers. Given the wide range of media coverage regularly devoted to the issue, it's not surprising that many young families wonder how long it will take them to afford their first home.
My advice: Don't sell yourself … (0 comments)
|
no money down: The Young Nesters - The Facts! - 10/09/06 07:18 PM
There are 4.3 million homeowners younger than 30. (I wish I could have gotten it together enough to buy then!)
There was a 94% increase in homeowners ages 25-29 in the past decade. This was the fastest growing age group.
40% of home purchases that are made are by first time buyers. … (3 comments)
|
no money down: First Time Home Buyer? - 10/04/06 11:40 PM
Are you a first time buyer?If so, you might have many questions that you don't know how to get answered. You should take advantage of free home buyer seminars located throughout your community. Many real estate agents, and loan officers are more than happy to offer these services for free. In … (0 comments)
|
