own: We are Investors - Do You Need To Buy Or Sell A House in South Carolina - 09/21/08 11:14 AM
** We Are South Carolina Homes, Inc !! **
* We Are Charleston Owned and Staffed!!
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** Do you Want to Own A Home in The Charleston Tri-County?
We Have Homes: You May Buy, Rent to Own, Rent.
In Nice Subdivision And Neighborhoods!!
Visit Us At:
http://www.SCHomeSellers.com
VIP OnLine Application.
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** … (7 comments)
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own: Renting VS. Renting To Own - 09/07/08 08:48 PM
The rent to own program comes in several different forms including the lease option and owner financing. Here at The Vizion Group we specialize in lease options. The lease option is a great program for individuals serious about wanting to improve their credit in order to purchase a home. This program … (0 comments)
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own: How Does a Lease Option Work? - 09/07/08 07:22 PM
Many people have asked me how our lease option works. Here is a basic break down of the program.
In a lease option the whole goal is to get the tenant up to 5% of the purchase price for the house by the end of the lease. Generally we accomplish this … (1 comments)
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own: Otsego MN Housing Statistics, July 2008, Minnesota, 55301, 55327, 55330, 55362, 55374, National Real Estate Stimulus Program Participant - 08/30/08 04:04 PM
Based on information from the REGIONAL MULTIPLE LISTING SERVICE OF MINNESOTA, INCfor the period of July 1, 1007 through July 31, 2008.
Participant in the *National Real Estate Stimulus Program*
Buyers: Receive a CASH BONUS of 2% of the sale price up to a maximum of $10,000.00 after closing when … (0 comments)
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own: Big Lake MN Housing Statistics, July 2008, Minnesota 55303 55304, National Real Estate Stimulus Program Participant - 08/30/08 03:53 PM
Based on information from the REGIONAL MULTIPLE LISTING SERVICE OF MINNESOTA, INCfor the period of July 1, 1007 through July 31, 2008.
Participant in the *National Real Estate Stimulus Program*
Buyers: Receive a CASH BONUS of 2% of the sale price up to a maximum of $10,000.00 after closing when … (0 comments)
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own: July 2008 Housing Statistics for Rogers, Minnesota 55374 - 08/30/08 03:47 PM
Based on information from the REGIONAL MULTIPLE LISTING SERVICE OF MINNESOTA, INCfor the period of July 1, 1007 through July 31, 2008.
Participant in the *National Real Estate Stimulus Program*
Buyers: Receive a CASH BONUS of 2% of the sale price up to a maximum of $10,000.00 after closing … (0 comments)
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own: Oak Grove Housing Statistics, July 2008, Minnesota 55303 55011, National Real Estate Stimulus Program Participant - 08/30/08 03:33 PM
Based on information from the REGIONAL MULTIPLE LISTING SERVICE OF MINNESOTA, INCfor the period of July 1, 1007 through July 31, 2008.
Participant in the *National Real Estate Stimulus Program*
Buyers: Receive a CASH BONUS of 2% of the sale price up to a maximum of $10,000.00 after closing when … (0 comments)
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own: Short Sales - 08/07/08 05:52 PM
What is and is not a Short Sale?
A short sale is an arrangement between a homeowner and their lending institution to accept an offer on the home for less than the total amount owed on the property.
A bank-owned house, or foreclosure, is not a short sale. A seller deciding … (0 comments)
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own: Tips for Buyers and Owners - 08/07/08 05:06 PM
A first-time buyer working to get a mortgage should always get pre-qualified for a loan and know what they can afford. It is best to work with a local bank mortgage professional who can walk you through the process and share information about community grants and special, first-time home-buyer programs. Most … (0 comments)
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own: Rent Vs Own ratio - One List Cary North Carolina isn't on! - 08/05/08 02:22 PM
In thier latest article titled America's Most Overpriced Zip Codes, Yahoo.com reported on Saturday that Forbes.com has come out with an interesting way to look at investing in real estate.
In a report for Forbes.com, Hotpads.com produced a price-to-earnings spread for each ZIP code in the nation's 40 largest cities by comparing rental … (2 comments)
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own: Is Your Credit Score Costing You A Fortune? - Credit Improvement and Repair Series - 08/05/08 09:47 AM
======================================= Is Your Credit Score Costing You A Fortune? -by Terry Price (C) Copyright Terry Price All Rights Reserved
CreditSecretsBible.org ======================================= While some surveys show that 9 out of 10 consumers are unaware what their credit score is, I'd like to quickly share with you how your credit score could be … (0 comments)
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own: Credit Improvement and Repair Series - The TRUTH About Credit Repair - 07/28/08 11:06 AM
=======================================The TRUTH About Credit Repair... -by Terry Price (C) Copyright Terry Price All Rights Reserved CreditSecretsBible.org =======================================
Have you ever wondered what companies send you when they claim you can erase bad credit overnight? How about those ads that say you can get any major credit card without a deposit or … (0 comments)
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own: Seniors in Kansas City: Should I sell my home and rent something smaller? - 07/09/08 10:18 AM
Another option given by the media and other financial advisors to the question of how can seniors in Kansas City make ends meet in retirement is to sell their house and rent something smaller.
Assuming you have an $180,000 house if sold would net 90% after selling costs and seller concessions … (0 comments)
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own: The Basics of Real Estate Investment - 06/16/08 01:50 PM
If you're considering investing in real estate, it is important to carefully analyze your finances, time management, and lifestyle to ensure that that they will be compatible with owning and managing a real estate investment. Before embarking on real estate investments, the National Real Estate Investors Association recommends buying your own … (0 comments)
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own: Own Your Dream House Today !!! - 06/11/08 01:58 PM
3 EASY AND FREE STEPS TO FINDING YOUR PERFECT HOME !!!
Tired of looking at houses that aren't your style?
Wasting gas driving around only to be disappointed with what you see?
Have access to the HOTTEST homes as they IMMEDIATELY appear on the market in 3 EASY & FREE steps … (0 comments)
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own: The Often Bumpy Road to Home Ownership: Short Sales, Foreclosures, and REOs and why it doesn't have to be that way - 05/28/08 11:27 PM
The Often Bumpy Road to Home Ownership:Short Sales, Foreclosures, and REOs, and why it doesn't have to be that way
Today's real estate market is a vastly different landscape than it was a mere two years ago. As we have seen, credit has tightened and a flood of short sales, foreclosures, … (0 comments)
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own: Beaver Creeks newest portal website! - 05/02/08 01:07 PM
Introducing the newest, most extensive, Beaver Creek real estate site, BeaveCreekOnline.com!
We are looking forward to keeping you up to date on everything that makes Beaver Creek Resort one of the most amazing places to live and play in the world.
Listing with Beaver Creek Online evokes a sense of comfort and … (11 comments)
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own: Moving from Renter to Homeowner : A Guide to Buying Your First Home - 04/22/08 11:36 PM
Whether you're considering purchasing your first home in the next few months or you've never given it two thoughts, you will find this presentation both interesting and valuable. Please Enjoy!
Some simple directions: Just below the presentation, you will see the Gabcast logo. Please click on the arrow to start the audio, … (1 comments)
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own: Now is the Time... - 04/07/08 09:20 PM
REO's (real estate owned) and Short Sales are creating opportunities for HOME BUYER"S.
The Bank does not want to own real estate... Banks make money by loaning money.
When a bank owns a forclosure, it ties up their money... and when their money is tied up they can't loan it... and when … (0 comments)
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own: I want to look for a home on my own! - 04/07/08 09:20 AM
Why shouldn't I just look on my own? Many people have expressed to me that they just want to look at homes on their own. And I say that is great, as long as you have the support of a professional and have signed a Buyer's Representation Agreement. This support allows you access … (10 comments)
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own: Beware of Credit Repair - 04/04/08 01:21 PM
The FTC says on their website, "Self help may be best". It even goes on to say that "Everything a credit repair clinic can do for you legally, you can do for yourself at little or no cost." It may be strange that a Credit Restoration Company such as my self … (6 comments)
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own: eBook on Rent To Own - Discover How To Make $10,625 Per Month Buying Homes, Rent To Own. - 03/27/08 08:02 PM
Rent To Own Home Ebook
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… (0 comments)
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own: Your Wish List - 03/16/08 08:45 AM
This real estate blog will let you dream a bit. While your opinions on the type of home you want to own may change during the homebuying process, use this easy checklist to help you prioritize and make the shopping process less time consuming. The large number of active and "For … (7 comments)
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own: FHA Approved Homes..Own for 1%-3% Down - 03/14/08 06:30 PM
AMERICAN HOMES OF S.I. BELIEVES THAT EVERY TENANT W/ A TWO YEAR WORK HISTORY DESERVES TO OWN A HOME! IF YOU ARE WORKING WITH LIMITED MONEY OR HAVE CHALLENGED CREDIT THEN FHA LOANS HAVE ALWAYS BEEN THE BEST OUT THERE.THE LOAN LIMITS IN THE NEW YORK AREA HAVE INCREASED,MAKING OUR ENTIRE … (0 comments)
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own: Forced Sale of Real estate in RI with Business partner, Significant other, Family Member- Partition - 03/08/08 04:17 PM
Forced Sale Of Real Estate In RI With Family Member, Business Partner, Significant Others-PartitionBy David Slepkow
A Rhode Island RI partition case is an equitable, legal action in which a person corporation or legal entity can force the sale of real estate against another co-owner or life tenant. Partition cases can be a … (0 comments)
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own: FHA Loan Limits Increased...What it means for you ! - 03/07/08 06:45 AM
FINALLY ! Now that the FHA has raised its loan limits ,what does it mean for you.
The FHA limits are now up to $729,000 on a single family....up to $935,000 on a 2 family and over $1,000,000 on a 3 family home in the New York Area.
These increases are … (0 comments)
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own: Foreclosure specialists are working closely with all the reo vendors - 02/26/08 01:05 AM
Nowadays, the foreclosure specialists are working closely with all the reo vendors in order to maintain the quality of the provided services; the reo properties must be protected from adverse weather conditions, vandalism and deferred maintenance. Therefore, as soon as a reo property has become available on the market, the vendor … (2 comments)
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own: There are many factors to be considered when it comes to bulk reos for sale - 02/26/08 01:05 AM
There are many factors to be considered when it comes to bulk reos for sale; for instance, the current reo offers may be very tempting for every potential investor because these offers may also come along with standardized pricing structures or bulk-billing capabilities. These capabilities are greatly simplified and their accountability … (1 comments)
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own: Benefit From Low Commercial Real Estate Loan Rates - 02/09/08 11:09 AM
Acquiring or buying a property for commercial purposes involves huge funds and hence borrowings play a key role in real estate business. Even if there is sufficient finance at hand to own a property usually one prefers to borrow as the surplus money can be used for other business purposes. Cost … (0 comments)
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own: Attention Home Buyers-OWN A HOME WITH $100 DOWN!!!! - 01/18/08 03:54 PM
It's official folks, I am now offering the new FHA program that only requires $100 down on HUD Repos!!! Now this, my friends, is great news! With FNMA & Freddie Mac cutting back on products, FHA is stepping in to put that spark we need in the housing market.
CALL ME NOW … (1 comments)
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own: Buy now or continue to rent? - 01/15/08 12:08 PM
Dear Powder Springs or Cobb County Home Buyer,
Is this the right time to make a home purchase?
There has been a lot of information in the media lately about how "bad" the real estate market is.
First of all, all real estate is local. For some reason the national media never seems … (3 comments)
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own: Bluffton Home for Sale or Rent - 01/11/08 12:18 PM
3 bed 2.5 bath 2 story home on great cul-de-sac lot. Many upgrades. Will rent for $1300 per month or sell for $210,000. Please contact Michelle at 843-368-4324 OSCREA
… (0 comments)
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own: ATX Rent To Own is an ALLRentToOwn.com Local Specialist - General Lending Information (Part 12 of 12) - REFINANCING - 12/04/07 08:41 PM
REFINANCING
Homeowners choose to refinance for a wide variety of reasons. Some of the most popular ones include:
Obtain a lower interest rate.
Build equity faster.
Change loan type.
Take advantage of an improved credit rating.
Draw on equity already built in the home.
Obtaining a lower mortgage interest rate can … (0 comments)
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own: ATX Rent To Own is an ALLRentToOwn.com Local Specialist - General Lending Information (Part 11 of 12) - EARLY LOAN PAYOFF - 12/04/07 08:39 PM
EARLY LOAN PAYOFF
Even with today's low interest rates, the total amount of interest you may pay over the life of your mortgage can seem like an enormous amount. It's one of the reasons many people set a goal to pay down their mortgages early. Here are some reasons to consider … (0 comments)
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own: ATX Rent To Own is an ALLRentToOwn.com Local Specialist - General Lending Information (Part 10 of 12) - DOWN PAYMENT - 12/04/07 08:38 PM
DOWN PAYMENT
Nearly every home purchase requires a down payment. The amount of the down payment can vary greatly depending on the home, the seller, the mortgage obtained, credit history of the borrower, etc.
There are such things as no down loans that don't require the buyer to come up with … (0 comments)
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own: ATX Rent To Own is an ALLRentToOwn.com Local Specialist - General Lending Information (Part 9 of 12) - MORTGAGE INSURANCE - 12/04/07 08:36 PM
MORTGAGE INSURANCE
Mortgage insurance is a policy that protects lenders against some or most of the losses that result from defaults on home mortgages. It's usually required for borrowers making a down payment of less than 20%.
Similarly to auto insurance, mortgage insurance requires payment of a premium, is for protection … (0 comments)
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own: ATX Rent To Own is an ALLRentToOwn.com Local Specialist - General Lending Information (Part 8 of 12) - SECOND MORTGAGES - 12/04/07 08:35 PM
SECOND MORTGAGES
Although a second mortgage places an additional mortgage on your home, second mortgage money usually is loaned in a lump sum. Also, second mortgages usually have fixed interest rates and fixed payment amounts.
Some second mortgage loans may extend for as long as 15 or 20 years; others may … (0 comments)
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own: ATX Rent To Own is an ALLRentToOwn.com Local Specialist - General Lending Information (Part 7 of 12) - HOME EQUITY LINE OF CREDIT - 12/04/07 08:33 PM
HOME EQUITY LINE OF CREDIT
While similar to a second mortgage or Home Equity Loan, a Home Equity Line of Credit (HELOC) is different. If you need to borrow money, home equity lines may be one useful source of credit. Initially at least, they may provide you with large amounts of … (0 comments)
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own: ATX Rent To Own is an ALLRentToOwn.com Local Specialist - General Lending Information (Part 6 of 12) - CONSTRUCTION LOANS - 12/04/07 08:32 PM
CONSTRUCTION LOANS
Construction Loans are different than anything else out there. A lender has to know the story behind the planned construction before they're willing to loan you money. It's not going to be standardized like mortgage loans underwritten to Freddie Mac or Fannie Mae guidelines.
However, there are some common … (0 comments)
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own: ATX Rent To Own is an ALLRentTo Own.com Local Specialist - General Lending Information (Part 5 of 12) - INTEREST ONLY LOANS - 12/04/07 08:29 PM
INTEREST ONLY LOANS
Recently, Interest Only Loans have become prevalent in the mortgage industry. An interest only loan means that you pay only the interest on a mortgage in monthly payments for a fix term. After the end of that term, (generally 5-7 years) you begin paying off the principal (which … (0 comments)
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own: Lease to Own vs. Option to Purchase - 11/14/07 02:40 PM
With loosing some of our first time home buyer loans, causing fewer people to get qualified, I have been getting more and more calls asking about lease to own and option to purchase.
I have heard from different people that there is a difference between these two and from others that there is … (3 comments)
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own: ATX Rent To Own is an ALLRentToOwn.com Local Specialist - General Lending Information (Part 4 of 12) - GOVERNMENT LOANS - 11/13/07 10:59 AM
GOVERNMENT LOANS
While there are several government loans available, the two most common for home buyers are FHA LOANS and VA LOANS.
FHA Loans: HUD insures mortgage loans to help people buy or refinance their current homes with a low down payment. HUD doesn't give you the loan directly. If you're … (0 comments)
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own: ATX Rent To Own is an ALLRentToOwn.com Local Specialist - General Lending Information (Part 3 of 12) - CONVENTIONAL LOANS - 11/13/07 10:42 AM
CONVENTIONAL LOANS
Conventional loans are loans that are secured by government sponsored entities such as Fannie Mae and Freddie Mac. Conventional loans can be made to purchase or refinance homes with first and second mortgages on single family to four family homes.
There are loan limits for homes under conventional guidelines:
… (0 comments)
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own: ATX Rent To Own is an ALLRentToOwn.com Local Specialist - General Lending Information (Part 2 of 12) - GENERAL LOAN INFORMATION - 11/13/07 10:10 AM
GENERAL LOAN INFORMATION
There are many loan choices available. In this article, we've provided a summary of loans and key phrases. Please keep in mind this is just a basic overview. Please contact us if you'd like clarification or a more detailed explanation.
Fixed Rate Mortgages - These are offered … (0 comments)
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own: ATX Rent To Own is an ALLRentToOwn.com Local Specialist - General Lending Information (Part 1 of 12) - WHY WORK WITH US? - 11/13/07 10:02 AM
WHY WORK WITH US?
Buying a home is a thrilling, if major, step. There are so many questions that can be asked, so many places to look for answers.
We'd like to share our expertise and help make the process as painless as possible. In order to reach your home buying … (0 comments)
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own: You Pay Rent of $1999/mo or Own for $2011/mo / You Choose! - 10/23/07 05:02 AM
Thank you for visiting http://www.02186.com/. As you know, this is a greatresource for Milton Massachusetts Real Estate and Community Information? Milton was recently ranked as the 7th best town to live in across all of America by MoneyMagazine. Can you imagine that we were bestowed such an honor? What a greatmessage this … (0 comments)
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own: Busy In ColoradOCTOBER!!! - 10/07/07 03:03 PM
I don't know why, but October is always my best month for sales! Most people say sometime in the summer and some say it's the Spring, but I seem to have my board full in October. Who knows why?
Usually, I work with investors that fix and flip or purchase and sell … (2 comments)
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own: Where are all the home buyers in Central Fl. ? - 09/21/07 11:13 AM
This is definately a buyers market. If you are a renter looking to aquire your first home. Now is the time to find out how it's done and get your own equity building in your own property! There are a lot of services out there waitng to help in all aspects of the … (0 comments)
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own: Real Estate still the best way to invest - 07/31/07 04:02 PM
How many ways does real estate help people over time? Please feel free to show how real estate has made your life better. … (0 comments)
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own: Why RENT when you can OWN in New Brunswick? - 07/29/07 05:18 PM
New Brunswick is a prime location for affordable real estate with the opportunity to receive a good return on investment. So why would you rent when you can own?
Many people are paying the same (or more) on their monthly rent payment as they could be on a mortgage payment. Why would … (1 comments)
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own: Rent for Less? - 07/15/07 10:39 PM
In this "interesting" market here in the Phoenix area rental bargains abound. How about a high end upgraded, $850,000, 3,000 sq ft, in a gated community for $1,995 per month?
Too steep? Well - it is on a mountainside lot!
How about a $650,000, 3,200 sq ft home, again in a gated community … (11 comments)
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own: Buying A Home in Spokane - 05/18/07 01:19 PM
… (0 comments)
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own: Best cities for young singles - 05/14/07 01:30 PM
Today's local newspaper, The News & Observer, featured an article regarding Raleigh, NC as one of the best cities for young singles.
According to Kiplinger's Personal Finance, the Capital City joined Washington; Denver; Austin, Texas; and Lexington, Ky., as the best cities for young singles.
Among Kiplinger's criteria: "For young singles, two … (0 comments)
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own: Invest In Future Vacations - 12/18/06 10:50 PM
If you regularly visit the same place, you may want to consider investing in real estate there. The truth is that second homes are no longer only for the wealthy. On the other hand, the hard to read stock market, and an economy that is slowly climbing out of the doldrums, … (1 comments)
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own: What is the right way to break a lease? - 09/11/06 08:49 AM
This past week I have ran into 5 potential buyers that have signed 7-12 month leases. Of course my recommendation is to find out how to break the lease, find out how much the penalties are and to ask the seller to help with the cost. Ultimately I believe that if the … (5 comments)
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