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Blog entries tagged with "policy":
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Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers
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It's not secret that H.R. 3221 is about to move on to the president for signing. What's less understood is that a section entitled "Hope for Homeowners Act of 2008" was written by Bank of America. The effect of the bill is to offload from lenders some $300,000,000,000 of … (6 comments)
Recently I read a Wall Street Journal article about a United Van Lines study which looked at the economics of interstate immigration. It suggested that high tax rates in "loser" states were pushing citizens to migrate to less taxed "winner" states. The "loser" states of the Northeast, Midwest and California are … (9 comments)
I always tell new agents and even my clients that I learn at least one new thing from every transaction. With that said, after every closing, I should always have something new to share with the ActiveRain community.
The Federal Reserve Open Market Committee will adjourn its first meeting of the Summer today, and is expected to make an announcement at 2:15 PM regarding its decision to raise or lower interest rates. At this point, virtually no one in the investing world expects the Fed to make any changes … (5 comments)
The standard "Seller's Property Disclosure" form does not yet require the inclusion of Comprehensive Loss Underwriting Exchange (CLUE) reports. Nevertheless, REALTORS® should alert buyers to the possibility of having difficulty insuring certain properties deemed at greater risk because of a history of previous claims.
Mold in any home is a significant issue. It is a health risk, a liability, and often a hidden danger. Mold develops when a given area is damp or wet, even through the drying process. When mold develops it is difficult, but not impossible to get rid of. The first … (0 comments)
Being honest is a way of life in business. It's expected behavior from our clients, and everybody we do business with. Inherently we know that, "honesty is the best policy." I like to say it this way, "honesty is the only policy." Can you hear the "but" coming on? 
I know that there are a lot of different ideas about how long an agent should list a house for. I personally like to do a three-month max listing agreement. I do three months because it keeps me working hard for the homeowner and makes me perform. Also, I understand that … (0 comments)
You're preparing to sell your home, and you've taken all the right steps. You've contacted an agent to represent you and to market your home, taken care of needed repairs, cleaned up the yard, and given your home the "white glove" treatment. How else can you attract buyers and a full … (0 comments)
There were a few articles I came across last week that indicated a drop in new foreclosures recently nationwide. They seemed almost relieved the numbers have dropped, but there is more to the scenario than meets the eye. To the uninformed that is true every year in real estate, foreclosure inventory … (2 comments)
Maryland Realtors will be amassing in Annapolis today to protest a number of proposed taxes being considered in this special session that affect real estate. Because Gov. O'Malley's tax package is so broad, there's been little news coverage on these taxes, but you should know about the proposals and pass the … (0 comments)
In this episode we talk about how sometimes, your children can end up not going to the school you thought they would when you bought your home. Whether you have school age children or just want to protect your investment in your home, the quality of the schools that serve … (0 comments)
Loudoun County's housing policy changesLoudoun County has one of the highest median incomes in the nation, but housing affordability is still a problem. Many workers in the area cannot afford to buy a house.
The State of Florida recently passed legislation requiring insurance companies to offer their policy holders the opportunity to receive a "Building Code Discount". In order to receive this discount the homeowner must hire a licensed contractor/engineer to conduct an inspection of the home. Your insurance company should be able to provide … (0 comments)
I admit I have been quite an AR mooch lately. Asking more than sharing. But here I go again. I need to do some research about web lead management systems -- mostly from a brokers perspective, but independent agents can feel free to chime in as well about what has worked for … (8 comments)
When a new homeowner is about ready to close on their new home the one major piece of paper that the buyers have to bring with them to the closing would be a fully paid homeowners policy. Without this - you simply can not close. 
I created this group to start a dialogue among group members on issues concerning health insurance and health care for small business owners and self-employed individuals who are part of a small group health insurance plan or that purchase their own individual health insurance coverage. I invite all member to share … (3 comments)
More Questions Than Answers
Do you have an adequate policy when it comes to your real estate assistant and hired employees? 
Texas Commissioner of Insurance, Mike Geeslin, ruled that all title insurance premium rates be lowered by 3.2 percent, across the board. Starting Feb. 1, 2007, all Texas title companies must follow the new, lower rates.The decreasing premium rates are nothing new to Texas title companies. In 2004, the state ruled that … (1 comments)
A true story...
Fingers in the Cookie Jar...by John Occhi, Hemet REALTOR
The MLS you access today to find homes to sell in your area is the current generation of a system that began many years ago. 