programs: Free Microsoft Office alternative. Store your passwords for FREE. - 10/15/08 03:03 PM
OpenOffice is a FREE alternative to Microsoft Office. Here is the link for the download.
http://www.openoffice.org/
It has many of the same features as Microsoft Office. You can write and open document files plus much more.
THE BEST PART IS THAT IT IS FREE.
Here is a program to store
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programs: OHFA - 10/13/08 12:40 PM
Well, here we go again. OHFA, better know as Ohio Housing Finance Agency which was formed 25 years ago to enable first time home buyers in the state of Ohio an opportunity to purchase their first home. It was announced this morning that the program for the DPA is being suspended.
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programs: If you don’t have a loan, you can’t buy a home. - 10/06/08 01:42 PM
That is the mantra for home ownership in the fall of 2008.
The recently economic downturn has simply restricted borrowing. A prudent buyer will confirm that their loan program is still available before making an offer.
My suggestion is that you have your loan officer take a proactive
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programs: Thanks for your listing feedback! - 10/04/08 06:38 PM
We are so blessed to be working in this information age! I have been so impressed by our automated showing service. After one of you lovely agents sets a showing on one of my listings, you recieve an email from me in the system to ask for feedback. Completely automated
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programs: Homebuyers Relief Excluded from Bailout Bill - - 10/03/08 09:08 PM
Homebuyers Relief Excluded from Bailout Bill
Friday, October 3, 2008 - Today, President Bush signed the Emergency Economic Stabilization Act of 2008 after the House passed the financial bailout bill. Unfortunately, a provision that included language similar to H.R. 6694 which provides for the reform of privately-funded downpayment assistance (DPA) programs
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programs: Top Misconceptions in Purchasing a 1st Home - 09/30/08 12:09 AM
This letter is for anyone that dreams of having their own home, but because of inaccurate information or misconceptions in regards to purchasing, they just don't bother to try or have tried in the wrong places. With the sub-prime lending meltdown and foreclosures on almost every headline and news reports today,
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programs: Macintosh Woes while living in a P.C. world - 09/04/08 05:12 PM
I had no idea how many programs are not compatible with Macintosh.
It's overwhelming.
Just the other day a sales rep came to our office.
He offered a fabulous custom template for all my emails.
I brilliantly forgot to mention that I have a Macintosh computer.
Yes,
I know what you're
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programs: Top 10 Free Programs and Websites I Can't Live Without and You Shouldn't Have to Either - 08/31/08 02:43 PM
Alright, it's the weekend and I totally don't feel like talking geek, SEO,
blogging or real estate. So, here are some of the things I have found on the
web that I couldn't imagine living without. These things either greatly
entertain me or make my life/job easier and I think you
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programs: Key Questions to Ask a Loan Officer When you are a Listing Agent - 08/15/08 06:16 PM
Listing agents have all experienced it or you may have heard the stories. You get an offer in on your listing, you are excited and so are your sellers. The offer comes in with a great cover letter and a wonderful pre-qualification letter. You're thinking, excellent job buyer's agents! Your clients
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programs: Do you buy the program, the book, or just learn from the school of hard knocks? - 08/14/08 08:36 AM
Some of us learn best by attending workshops, seminars, college length classes, and others just buy the book.
Unfortunately, the reality is that these are all just aides to help us narrow the extent, and quantity, of the number of mistakes we will make. That can be the good thing that results from education
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programs: Is There Really Such a Thing as a Guaranteed Sale? - 07/13/08 09:05 AM
Is there really such a thing as a guaranteed sale? I've been asked this question more times than I care to count. But in reality, there is! Of course each circumstance is different and there are many variables to consider because every house is unique. That's why I thought I'd
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programs: More Minds Needed - 06/04/08 03:57 PM
~ EVERYONES INVITED ~
I am just sending out another quick invitation to the Arizona Mortgages Group. This is for anyone that is interested in sharing and reading about Mortgages, Guidelines, Programs, Changes, News, Ect.....And most important anyone interested in Arizona. The group is still new so
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programs: New GMAC Real Estate All Star Coaching Program - 05/31/08 04:11 PM
Posted by:
Brodie Stephens
Executive Vice President
GreatWest GMAC Real Estate
3604 Fair Oaks Blvd. #120
Sacramento, CA 95864
(916) 481-3400 x166
Links:
www.JoinGMAC.com
http://www.youtube.com/watch?v=ahoFkxQ2-ac
www.GreatWestGMAC.com
www.activerain.com/blogs/brodiestephens
www.reachgmacre.com/blog/recruiting.com
www.myspace.com/joingmac
www.BrodieStephens.com
www.GMACRealEstate.com
www.ElegantHomes.com
www.GreatWestRentals.com
Sacramento, Roseville, Placerville, Elk Grove, and Yuba City
Realtor, Agent, Careers, Jobs, Social
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programs: Facing a Housing Dilemma - Office of Diversity and Human Rights May News Letter - 05/07/08 02:31 PM
Facing a Housing Dilemma by Mick Huerta,
Mountain America Credit Union,
Bilingual Mortgage Professional/Credit Analyst
The Universal Declaration of Human Rights, Article 25, (1) reads, "Everyone has the right to a standard of living adequate for the health and well-being of himself and of his family, including food, clothing, housing
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programs: Ten Important Things to Know About Mortgages for 2008 - 04/28/08 09:46 AM
You may not be considering doing anything with your mortgage at present, but there are still several important details to know in order to make the best of the current challenges being faced by the largest mortgage lenders. Here are a few things to consider: Things to Know if You Already Own: Know
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programs: A solution to your PDF problems - Sun System's Open Office Free download - 04/01/08 04:01 PM
I have always been looking for the easiest way of doing things, not that I'm lazy, but I want to do as many profitable things as I can and be the most efficient. I had an issue with the conversion of some graphic documents (specifically Publisher files) to PDF's to send
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programs: GMAC Real Estate- What's in it for You? - 03/26/08 10:15 PM
What's in it for YOU and your CLIENT? GMAC We've Got It.http://www.joingmac.com/ "We may not be the biggest- but we are the proven Best!"2007 Premier Service Results 96% Customer Satisfaction We're the Network for Sales ProfessionalsSales professionals - who are seen by consumers as trusted advisors, skilled negotiators, and expert facilitators - are
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programs: League City Youth Programs-Basketball-Texas - 03/01/08 06:13 PM
The League City Parks Recreation Department will offer summer basketball for children ages 5-16. Age divisions will be as follows: Coed Ages 5 & 6Boys Ages 7 & 8Boys Ages 9 & 10Boys Ages 11 & 12Boys Ages 13 & 14Boys Ages 15 & 16Girls Ages 7 & 8Girls Ages 9 &
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programs: How do They get away with it? Sellers paying the down payment?????? - 02/29/08 09:17 PM
How are these programs able to do this, exactly? Americare, Nehemiah, I am sure there are others. Seller pays a 3% donation to the program and the program in turn gives that same 3% back to the seller in the form of a down payment for the purchaser. It's legal, but how are
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programs: Helen Hall Library-R.E.A.D Dogs-League City, TX - 02/24/08 12:10 AM
Helen Hall Library in League City on Hwy. 3 and Main Street will host R.E.A.D. Dogs. Dogs are looking for children who want to explore the incredible journey of reading! This program is designed for the reluctant readers who are encouraged to read to therapy trained dogs. For details 281-554-1116. This is
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programs: Part 2 * Restore The Earth * Compost Your Kitchen Waste - 02/18/08 01:23 AM
PART TWO * (Part One) 'Restore The Earth....'
YAY FOR COMPOST!! It's another sunshiny Okanagan morning.
The earth really is so very wise all on its own - it does everything right.
I said composting is easy - and it is - there are things that need to be understood
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programs: Restore The Earth - Compost Your Kitchen Waste - 02/12/08 02:12 PM
PART ONE (P TWO) (P Three)
Sunshine and the thaw of the mild temperatures had me thinking spring and compost already this morning!
I love compost - people used to think I was a little nuts when I'd give them a tour of my yard and gardens - then the compost bins!
When you
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programs: Fairfax Programs Help to Improve House Conditon - 02/08/08 07:03 PM
By Ann Cameron Siegal Special to The Washington Post Saturday, January 12, 2008; Page F01 Fairfax City is attempting to lessen the move-or-improve quandary that many homeowners face when their residences no longer fit their needs. Whether residents are expanding their families, aging in place or working from home, several programs
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programs: New Year~ Starting out a good one! - 02/06/08 11:08 AM
Well I can definitely tell there is a large increase for refinancing in the Omaha/Metro area. I have been busier than ever and can't seem to get myself organized quick enough. I am inputting all information on my small business program, but I Still feel there is something I am missing. Is there
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programs: Why didn't I think of that? - 01/31/08 12:20 PM
Have you ever viewed a program or an idea after it's been launched, and wonder "Why didn't I think of that?" I like to think that I have a creative side to me. But when I see a cool idea that someone has introduced I always think, wow, so simple why didn't I
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programs: Property Management programs or just a waste of money? - 01/19/08 08:54 AM
I've researched and played around wih a few property management programs. I have even asked my clients what their impression is about certain software they have used for their bookkeeping. There is one thing I have learned from all of it. We are definately in an ever changing business. Plenty of
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programs: DENVER & DOUGLAS COUNTY GRANT AND FIRST TIME HOME BUYERS PROGRAMS - 01/08/08 05:24 PM
HOW MUCH MONEY DID YOU PAY TOWARDS YOUR LANDLORDS MORTGAGE? Benchmark Property Advisors is affiliated with Keller Williams Real Estate, LLC. Last month our Team helped two First-Time Home Buyers purchase homes with NO MONEY DOWN! Denver is a Buyers Market today and there are plentiful Down-Payment assistance programs available that can help
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programs: Top First Time Home Buyer Articles & City Financing Program Post’s for 2007- One Click of the Mouse Away… - 01/06/08 02:59 PM
Now you can read about the 2007 First time home buyer programs available in the Pleasanton, Dublin and Livermore Tri Valley area all in one place. City Down Payment assistance programs and FHA loan reform I believe will be the main source of funding for First Time Home-buyer loans in 2008. Make it a
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programs: Setting Goals For 2008! Be Realistic - 12/20/07 06:35 PM
We are in the countdown for 2008 and I am so looking forward to what the new year will hold. Not only on a professional basis, but on a personal one as well. I am not one to commit to resolutions, to stressful. So, I set goals! Setting goals personally and professionally
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programs: Top 10 Places to Start Your Coaching - Pt2 - 11/11/07 12:02 PM
MoneyMoney-or the lack of it-is at the heart of at least 50 percent of your current problems, whether you recognize it or not. Find out your earnings, debts, and savings, and see if the you are willing to make some financial changes, quickly. If you do so, you usually reduces stress
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programs: Ode to my Real Estate Master Calculator - 11/07/07 11:40 PM
Today is a somber day as I come to grips with the fact that my trusty calculator will have to be retired. It has been with me since 1992. We have listed and sold hundreds of homes together, figured closing costs for buyers and sellers, figured production, you name it. Did
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programs: 100% financing is still available with 580 credit scores! - 11/01/07 02:43 PM
We still have 100% financing still available for buyers with 580 mid credit scores. I know what your thinking, this most be a sub prime loan, FHA or the rate must be astronomical. Well guy's, I'm happy to tell you that it's in fact considered to be a prime loan. Which means
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programs: First Time Buyers Can Make the Difference! - 10/30/07 07:28 AM
In Northern Virginia we have seen a decided slow down in sales. Things will sell, if prepared and priced properly, but not necessarily on the Seller's time line. I think that WHEN the market turns around, it will be in large part due to the first time buyer. The way I
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programs: Reverse Mortgages - 10/18/07 01:06 AM
A reverse mortgage is a type of loan that allows homeowners, ages 62and older, to tap into the equity in their homes. Popularity of thereverse mortgage is on the rise because it provides seniors with themoney they need to fully enjoy retirement.In February 2007, the Federal Housing Administration insured 9,349reverse mortgages
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programs: WHAT DO PROFESSIONA REAL ESTATE AGENTS & CONSUMERS WHAT IN BLOGS? - 10/17/07 06:21 PM
We are new to the Active Rain forum and we are truly interested in finding out what information Real Estate Professional and Consumers would like posted in a blog from A National Mortgage Banker/Lender so we can help inform and educate. Here are a few topics or ideas, but we really want
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programs: Remington Financial Programs - 10/17/07 02:07 PM
Remington Financial Programs I often get questions on what types of programs we have available. We do have the ability to cater our programs to best serve the financial needs of our clients but I have described some of the programs we have available below. I hope this helps.Remington Financial Group ExplanationRemington Financial Group is
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programs: No Mortgage Payment Until 2008?? That's absurd!! - 10/15/07 09:41 AM
It sorter sounds like one of those furniture commercials don't it? LOL. I can assist your builder or client with getting qualified on this program in all 50 states. Would this program benefit you? Wells Fargo Move-in IncentiveSM Program Offer Your Homebuyers Up To Six Months Of No Mortgage Payments! Capture More Sales The Wells Fargo Move-in
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programs: 1-6 Months Builder Paid PITI. Great program for New home sales - 10/15/07 09:39 AM
Would this program benefit your sub division? Wells Fargo Move-in IncentiveSM Program Offer Your Homebuyers Up To Six Months Of No Mortgage Payments! Capture More Sales The Wells Fargo Move-in Incentive program gives you the flexibility to attract, engage and motivate more buyers. • Cover their mortgage payment - principal, interest, taxes and insurance - for
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programs: No Mortgage Payment Until 2008?? - 10/15/07 09:34 AM
It sorter sounds like one of those furniture commercials don't it? LOL. I can assist your builder or client with getting qualified on this program in all 50 states. Would this program benefit you? Wells Fargo Move-in IncentiveSM Program Offer Your Homebuyers Up To Six Months Of No Mortgage Payments! Capture More Sales The Wells Fargo Move-in
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programs: Brokers vs. Banks - Pick me first! - 10/11/07 05:57 PM
Lately, I am hearing more and more from realtors and others that they are urging borrowers to go to their local banks for financing. They are telling them to stay away from larger banks and mortgage brokers due to unstable market conditions ( ie: subprime mess, lenders closing ) Now I may
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programs: Options for First Time home Buyers - 10/03/07 07:48 PM
In a continuation of our discussion on First Time Home Buyers (FTHB), this week we are going to look at some of the creative programs out there designed to get you into the home of your dreams. There are literally many better options out there now for you than there were
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programs: Sell stacked up listings through mortgage abatement program - 09/30/07 09:42 PM
Want to move your listings....use the mortgage abatement program. What this program does is allow homebuyers to not pay 1, 2, 3, 4, 5 or up to 6 payments. That's it! The homebuyer doesn't need to make mortgage payments for up to six months. So instead of just numerous price reductions,
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programs: Attention Realtors: Question for you! - 09/12/07 10:19 PM
I need a quick favor from all the Realtors out there. I have been in the industry for a little under 4 years now, and I am just starting to get into the Business to Business training of other LO's. I need some good advice for them as I know, obviously, that
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programs: How to tactfully change a buyers lender, when they're friends - 09/07/07 02:20 PM
I've had this happen to me at least 5 times and every time I'm mad at myself for not being more assertive in telling a client that their "friend" or "relative" in the lending business is screwing them in the program or fees they are trying to put them in. It's difficult
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programs: Best 1ST Time Home Buyer Market in Years! - 08/27/07 09:14 PM
HELP ME RALLY THE TROOPS & GET THE WORD OUT! "This is the best first-time home buyer market we've seen in years!" Why? (Real Estate perspective) •1. There is an abundance of choices in single family homes, town homes and condo's. •2. Seller's are willing to pay for closing costs ....or do temporary bydowns. •3. Builders
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programs: New Buyers-No House Payments until 2008!!! - 08/09/07 06:46 PM
Did you hear about the, Buyer's Bonus Mortgage Program? This is a superb vehicle for, First Time Home Buyers. Primary residenceSingle family Residence, (Warrantable & condo-conversions), and Planned unit developments.Maximum loan amount $417,000.00 Buyers Bonus payments only apply to the first trust deed. Subordinate financing, taxes and insurance and HOA (if Applicable) are the
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programs: You Found the home now what kind of lender will fit your needs - 07/28/07 01:45 PM
It is to get pre qualified for a new home mortgage but always shop different lender's to find the loan program that will best fit your needs. I always suggest to my clients to talk to at least three lender's. The reason I do this is because each mortgage company deals with different
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programs: Why should you buy a home now instead of waiting? - 07/26/07 11:12 AM
Let me start by saying that there is always going to be an argument either way for waiting to have more money to put down or to buying now and not waiting. Some First-time Home Buyers think that the answer to lowering their payments is to wait and put money down. I
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programs: CMLA & New Colorado Law - 06/28/07 11:06 AM
In recent days, one or more funding lenders has notified customers that they would no longer accept certain loan products in Colorado that might be described as "stated income", "low doc", "no doc", and/or "no ratio". As a result of those communications, many members and friends have contacted CMLA to inquire
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programs: Why would we pay the first mortgage payment??? - 05/16/07 04:14 AM
Ontime Closing Guarantee! We Don't Close Your Loan On Time You Get The First Month P&I Payment Paid Back To You! Call for complete details. First Time Home Buyers up to 106% Financing 100% Financing No Credit Scores Jumbo and Super Jumbo Loans No Income/No Asset Verification Self Employed High Net Worth ARMS
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programs: Which Loan is REALLY the Best? - 05/08/07 05:28 PM
With so many lenders, loan types and loan programs, how can you REALLY know which loan is best? At Homebuyer Representation, our Exclusive Buyers Agents can assist you in looking at your financing options and possible sources of financing. We are not lenders. Our only goal is that you understand the total
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programs: We are No Longer Number One...and That is a Good Thing!!! - 05/01/07 02:29 PM
According to the Atlanta Business Chronicle, Georgia is no longer the number one state of mortgage fraud. This has been a dirty crown that we have worn off and on(mainly on) since 2002. We have recently dropped from number one to number eight! Here is the top ten list: 1) Utah 2) Florida 3) California 4)
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programs: Sponsorship and Affiliate Programs - 04/30/07 07:21 PM
As you know, we have both a subscription and an ad-supported service (vFlyer Personal). The subscription-based service is ad free (yet another good reason to upgrade) while the ad-supported service isn’t. With the mobile release behind us, vFlyer Personal will soon support the ability of service providers (such as financial services
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programs: Home Loans made easy......Investors Capital Inc. - 04/28/07 04:04 PM
We service excellent credit, poor credit & first time buyers.•· 100% Financing•· Loans up to $4 million•· Mortgage Lates - O.K.•· Bankruptcy - O.K.•· Foreclosure - O.K.•· Stated Income•· Self-Employed•· Retired•· No Income/No Documentation•· Non-Owner Occupied/Investment Properties 1-4 units•· Financing in 43 states•· Home Equity Loans and Lines of Credit•· Interest
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programs: The City of Frisco Down Payment Assistance Programs - 04/23/07 12:59 PM
The Housing Trust Fund offers two Down Payment Assistance Programs designed to help low and moderate income families who work in the city limits of Frisco also purchase a home in the City of Frisco. I also know of several other programs that provide assistance. Please contact me for further information
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programs: How to afford a Home with little money - 03/19/07 10:58 AM
I run across many first-time homebuyers that have trouble coming up with money for closing costs or downpayment. This seems to be a hurdle on the road to homeownership for many people. But with decent credit (600 or above) you can qualify for many community programs that allow 100% financing at
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programs: Buyers cancelling contracts - 01/25/07 09:21 AM
Buyers backing out of contracts By JUNE FLETCHER and RUTH SIMONWall Street Journal Online A little over a year ago, buyers couldn't wait to sign contracts to purchase homes. Now, many can't wait to get out of them. With real estate prices falling around the country and even pro-industry trade groups predicting further
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programs: Get Slick and Organize your Folders, for FREE - 01/19/07 11:20 PM
Nick the Appraiser's Software Review for two great little applications / programs. They are both Free! Slick Run <** link to author/programmer **> Free to use without limitations. You can donate to the author if you like the program. Very cool little application that allow you to access items on your pc or internet with a
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programs: Online Forms Programs?? - 01/09/07 07:18 AM
OKAY, so all this talk about Customer Databases got me thinking about Contract and form programs, Web based or Actual Programs. I have seen Formulator, that is what my Team uses, It seems pretty good but a little expensive for new Agents, Anyone know of any programs out there less expensive
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programs: Doors Closing on the Lending Scene - 12/07/06 03:05 PM
This was issued by OwnIt Mortgage on December 5, 2006: "It is with deep regret that we inform you Ownit Mortgage Solutions will cease operations on December 6, 2006. For the past three years, we have pursued a mission to influence the mortgage industry toward increased affordability options for a changing market
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programs: City Mortgage Program - 11/28/06 09:07 PM
Has anyone actually used this program designed for first time homebuyers sponsored by the City of Chicago? I met a lender who has done a ton and he says they are for real. The city will give 4% of the loan back to first time buyers towards closing costs or points. Who
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programs: ARMs - Just in case you wanted to know - 11/18/06 12:29 AM
Adjustable Rate Mortgages (ARMs) have been pretty popular lately in the media, but not necessarily in a good way. This post is not going to address the media or repuation that surrounds these mortgage products. Instead, it is going to inform you, the consumer, of what an ARM is and why
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programs: City of Chicago Programs that Can Benefit You - 11/09/06 12:59 PM
Buying and Selling a Home in the City of Chicago: Bill Pavala, Assistant Commissioner of the Department of Housing and Senior Housing Coordinator, will present "Buying and Selling a Home in the City of Chicago: City Programs That Benefit You" When: Wednesday, November 15, 10:00am-11:00amWhere: 6700 S. Keating Avenue, Chicago The event, sponsored
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programs: FREE MORTGAGE INFO - 10/19/06 01:00 PM
THE HOME TEAM at Excel Funding is dedicated to educating consumers, not pulling the wool over people’s eyes to turn a quick buck. That is why we are pleased to announce that we will now offer a FREE E-NEWSLETTER to anyone interested in learning about home loans. This newsletter will offer
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programs: Commercial Mortgages 101 - 10/18/06 01:03 PM
Most realtors dedicate their time to the residential market and are unaware of the commercial side. As a result of focusing on the residential side, they have picked up enough of the residential mortgage programs to help their clients with making sure that their best interest is looked out for. But when
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programs: 2/1 Buydown Loan Program - 09/26/06 02:48 PM
With interest rates on the rise, it's become increasingly difficult for many homeowners with Adjustable Rate Mortgages. Each month, they watch their monthly payments increase as interest rates climb closer to the lifetime caps of their loans. In addition, property owners who are looking to sell are finding that their properties
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programs: Realtors - Booster Your Sales!! - 08/12/06 09:28 PM
Boost your sales by offering a unique program to your clients - No Cost - Get a leg up on your competition - Get more direct sales - Get more referrals from your previous clients - Everyone wins - If your state regulations permit, you
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