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Blog entries tagged with "retirement planning":


retirement planning: Markwei Boye Discusses “Payroll Processing” with Metro Detroit Area Investors who travelled from Pontiac, Waterford, Southfield, Royal Oak, Dearborn, Livonia and other areas to Hear him Speak - 09/12/08 03:16 PM
The competitive advantage-They always make payroll so you can money
 
Detroit, MI-Markwei Boye, CEO of Smart Business International, PLLC, has a vested interest in clients' businesses, because their business depends on it.  "If you're spending time on payroll processing each week that can be better spent on running your business, … (0 comments)

retirement planning: “Payroll Processing” “Integrated Payroll Service” 10 Reasons to Outsource-Southfield, Royal Oak, Farmington Hills, West Bloomfield, Michigan - 09/12/08 01:18 PM
Payroll Processing is time consuming and tedious work for employers and business owners.  Attempting to "do-it-yourself" is counter-productive as time could be better spent on managing and optimizing your business.  Not to mention the fees and penalties charged by the IRS for errors or late reports.
 Here are the Top Ten … (0 comments)

retirement planning: “Payroll Service” “Integrated Payroll” “Employee Pay Checks” Royal Oak, Michigan - 09/12/08 01:00 PM
Smart Business International, PLLC, provides a comprehensive, "on-line payroll service" that is customized for individual business needs.  Clients all across the United States simply log in to the full-service payroll secure website enter their data, and "payroll processing" is performed, quickly and accurately. 
 
Our "On-line Payroll Processing Service"
 
Personalized … (0 comments)

retirement planning: "Payroll Processing" Advice for Metro Detroit Michigan Investors and Business Owners who came from Southfield, Detroit, Dearborn, Romulus, Warren and Ann Arbor to hear Featured Speaker - 09/12/08 12:56 PM
Outsourcing Payroll and Income Tax Consulting doesn't have to be complicated, time consuming and expensive
  
Romulus, MI -- Markwei Boye, CEO of Smart Business International, PLLC, specializing in payroll processing, recently sat on a panel of experts to answer questions for a group of investors and small business owners.  Several … (0 comments)

retirement planning: Retirement in Your 40s - 09/11/08 01:43 PM
In our last post on retirement, we looked at "Retirement in Your 50s".  When you're in your 40s, retirement's no longer a vague concept…it's a reality looming in your future. Money Talks editor Stacy Johnson explains in this short (1:29) video why "your kids DON'T come first anymore if you're at … (0 comments)

retirement planning: Small Business Owner Retirement - 09/07/08 11:39 PM
Small Business retirement plans
If you are a small business owner and want to start a retirement plan, here are two plans you might want to consider: the SEP IRA and the SIMPLE IRA.
SEP IRA (Simplified Employee Pension Plan – IRA)
Eligibility: Any business owner or self-employed individual can start … (0 comments)

retirement planning: Estate Planning (Part 1 of 6) - 09/07/08 11:28 PM
Planning for the transfer of your assets to your loved ones is a heartfelt decision.  Estate planning is a crucial part of everyones finances.  I have organized a six part series to best outline the steps necessary for proper estate planning.  If you have any questions regarding estate planning, please contact … (0 comments)

retirement planning: Estate Planning (Part 2 of 6) - 09/07/08 11:24 PM
Step 2. Take Stock of the Present
This step is critical because it is the foundation of your entire estate plan. You can save time and money if you have the following information ready before your first visit to an attorney. The following checklist is a summary of information that … (0 comments)

retirement planning: Retirement in Your 50s - 09/02/08 12:07 PM
Over the next few weeks, we're going to explore some of the things you need to be doing to get your finances in shape for eventual retirement. Today, we look at what you should be doing if you're in your 50's, and hoping to retire some day with any kind of … (1 comments)

retirement planning: How can a reverse mortgages help save the baby boomers & housing market? - 08/19/08 09:42 AM
According to figures from the Federal Reserve more than 4 million americans will turn 50 in 2008.  Thats someone ever 8.5 seconds!  The baby boom years are from 1946 thru 1964. The peak year was 1957 when 4.3m americans were born. Over 3.4 million americans will turn 62 in 2008. Many want to retire.
Federal Reserve statistics … (1 comments)

retirement planning: Retirement Planning Houston Financial Advisor - Houston Texas - Houston TX - 08/06/08 09:57 AM
Retirement Planning Houston Financial Advisor Texas - Retirement Planning Houston Financial Advisor Houston Texas - Retirement Planning Houston Financial Advisor Houston TX
Retirement Planning Houston Financial Advisor Texas - Retirement Planning Houston Financial Advisor Houston Texas - Retirement Planning Houston Financial Advisor Houston TX
Michael J. Fitzgerald, CPA/PFS, CFP, MST - … (0 comments)

retirement planning: Retirement Wealth Management Houston Texas - Michael J. Fitzgerald, CPA/PFS, CFP, MST - Featured In July Issue of CPA Wealth Provider & Accounting Today - 07/25/08 09:45 AM
Wealth Management Houston Texas - Michael J. Fitzgerald, CPA/PFS, CFP, MST - Featured In July Issue of CPA Wealth Provider & Accountng Today
Retirement Planning Texas - Retirement Planning Houston TX - Retirement Planning Houston - Financial Planning Texas - Financial Planning Houston TX - Financial Planning Houston - Wealth Management Texas … (0 comments)

retirement planning: Retirement Planning Houston Texas - Michael J. Fitzgerald, CPA/PFS, CFP, MST, Houston, Texas - 06/03/08 10:03 AM
If you would like to learn more about Michael J. Fitzgerald, CPA/PFS, CFP, MST, (Retirement Planning, Houston, Texas), please visit his interactive website at http://www.fitzfp-llc.com.  There you will learn about his 100% retirement income replacement platfrom.  He is always looking to expand his referral relationship, so if you want to see … (0 comments)

retirement planning: Reverse Mortgages - Are they right for you? - 05/19/08 01:55 PM
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retirement planning: Retirement Planning & Selling your home: Stage a Star partners with Retirement Planning Specialists - 05/01/08 07:31 AM
Stage a Star was honored with the opportunity to partner and speak at a Book Signing Event with Tina Teramo Manion, PhA, RSP, founder of Retirement Planning Specialists. Tina has successfully assisted individuals and couples in the financial industry since 1979.  
So how does Staging your home and Retirement Planning come together?  Well...this was … (4 comments)

retirement planning: Will Your Money Survive Your Retirement? - 04/21/08 11:47 AM
It seems like only a few short years ago no one was worried about retirement. The stock market was roaring, home prices were rising and the economy was in solid shape. Everything looked rosy and many people were planning for an early retirement or at least one that carried no … (0 comments)

retirement planning: The Tax Problem No One is Telling You About - 04/15/08 09:21 AM
You have been saving diligently now for many years, looking forward to the day, not too far down the road, when you can retire and begin living off those hard saved dollars. You have done everything the gurus and planners have told you to do. You have used the vehicles they … (0 comments)

retirement planning: Rising Health Care Costs - Their Effect on Your Retirement - 04/14/08 02:56 PM
Written by Brianna Penley for the ReverseMortgageCity.com Media Center
Lately I have read a few articles that confirm a belief that I have held for a while.   At any age, unexpected health care costs can derail a person's finances.  As we get older, however, health care and our finances are increasingly delicate … (3 comments)

retirement planning: Real Estate Agent Retirement Planning - 03/16/08 01:41 PM
I'm watching auto racing and a commercial was on about retirement planning.  Since the vast majority of agents are paid on 1099's, we don't have any formal retirement plan that our real estate office offers.  What type of retirement plan do you have?  Are you investing in an IRA, real estate, … (12 comments)

retirement planning: Are you planning for retirement now or later? - 03/06/08 01:12 AM
Most Americans retirement savings plan is based on many large contributions in their later working years, which they consider to be their highest income earning potential. But what happens if the best case scenario is disrupted or fails?According to a 2007 study by the Council for Disability Awareness, 60% of workers … (0 comments)

retirement planning: MONEY in your pocket - 01/25/08 06:31 PM
Ypsilanti, great place to find a bargain on homes
Township taxes
100% financing in rural area
Great investment opportunities
Instant equity on your investment
Passport to success
Retirement planning
Plan to retire
(3 comments)

retirement planning: Seniors Targeted - Investment Alert - 11/24/07 06:58 PM
This past September, the Securities and Exchange Commission (SEC) held their second Senior Summit in Washington D.C. The focus and purpose of this summit was to determine ways to protect older Americans from abusive sales practices and investment fraud."It is estimated that more than 10,000 Americans are turning 60 every day … (1 comments)

retirement planning: You should work with me... - 11/13/07 02:37 PM
We have a lot in common.  I sell myself.  I'm in the relationship business.  I don't get employee benefits unless I buy them  My clients are my own.  My reputation is my commitment.  I was born and raised in Ann Arbor.  I left for school, went to New York City, confronted … (4 comments)

retirement planning: How to Safely Manage Home Equity to Achieve Financial Freedom & Build Wealth - 11/08/07 06:22 PM
 
If what you always thought to be true turned out not to be true, when would you want to know? Most of what we believe about mortgages and home equity is outdated. We have been taught to make a big down payment, get a fixed rate mortgage and make … (0 comments)

retirement planning: If You Haven't Saved Enough Money to Retire You Better Read This - 11/05/07 06:22 PM
If You Haven't Saved Enough Money to Retire You Better Read This by Bill Roberts
Why? Because....
Building up an estate that can supply enough income to maintain your lifestyle after retirement is the desired goal.
A lot of us have puny IRAs that don't seem to grow fast enough to ever throw off … (14 comments)

retirement planning: Fun With Ken and Barbie, Part 2 - 10/28/07 07:42 PM
Fun With Ken and Barbie, Part 2 by Bill Roberts
Last time in Fun With Ken and Barbie we calculated their Cash Needed Budget for when they retire. They "down-sized" from their big family home into a nice two bedroom house in a very nice gated community with all the amenities that … (8 comments)

retirement planning: What if you could retire in 5 years at 100% income replacement, would you want too? - 09/28/07 10:23 AM
Michael J. Fitzgerald, CPA/PFS, CFP®, a Registered Investment Advisor (RIA) and the founder and President of Fitzgerald Financial Partners, LLC, a Fee-Only Investment Advisory & Wealth Management service firm located in Houston, Texas. Michael’s focus has been on providing comprehensive financial advisory services to high net-worth individuals and their families. Presently … (2 comments)

retirement planning: Real Estate Investors - Rental Property - HUD - REPO - Foreclosure, Road To Riches? - 09/11/07 06:09 PM
 
Real Estate Investor Tips ~ Real Estate Investment Results ~ Retire with $1,000,000By Buying HUD Homes - Bank Owned, Foreclosure, or Repo Homes and Renting Them Out!  HOW TO MAKE MONEY INVESTING in Income Property, or BANK OWNED REAL ESTATE.
   YOU CAN MAKE $100,000 to $1,000,000.00 or more in 20 … (1 comments)

retirement planning: Five Resort Plan© part 2 Baby Boomer Retirement Planning part 6 - 08/19/07 12:57 PM
This is part 2 of the Five Resort Plan. Read part 1 here.
The Fun Begins
We decided to check out Palm Springs.  It met our criteria of being within driving distance and a resort destination where there would be demand for our house.  The numbers had to check out also.  The rental … (8 comments)

retirement planning: Commercial Real Estate and Retirement Planning - 08/07/07 11:17 AM
We often browse through newspapers, magazines, business journals and the Internet and regardless of how much we try; ignoring the vast array of retirement planning ads is next to impossible. It seems as though the last century has given birth to more investment vehicles than any one individual will ever use … (1 comments)

retirement planning: You Need a Business! Baby Boomer retirement Planning part 4 - 07/24/07 11:45 AM

At retirement we are faced with major lifestyle changes from NOT going to work every day to NOT having a regular income, having too much time for not enough to do.
Maybe what you want to do is have a small business that can occupy your time and provide some welcome and … (2 comments)

retirement planning: The Best Retirement Plan That I've Ever Seen! - 06/08/07 12:35 PM
One of the cool things about being in our industry is that we get a glimpse into other people's lives from time to time.  A few years ago I got a glimpse into a client's life and I was truly impressed with what he had accomplished and how he had accomplished … (4 comments)

retirement planning: Reverse Mortgage Lending Bucks Mortgage Lending Trend - 05/03/07 01:54 AM
Even though the subprime lending market is struggling, and even traditional mortgage lending is down, there is one mortgage lender sector that is doing well: reverse mortgage lending.A reverse mortgage is a home equity loan in which the bank pays you. It's like a mortgage payment to you. The home loan … (4 comments)

retirement planning: Mortgage Professionals - Watch This Reverse Mortgage Bill - 04/10/07 03:13 PM
The Expanded Home Ownership Act of 2007 H.R. 1852 introduced by Maxine Waters and Barney Frank on March 29th will, if passed relatively intact, make some very interesting changes to the HECM / Reverse Mortgage loan program.  Among other things, it will make use of the HECM for home purchase a simple … (4 comments)

retirement planning: No Money EVER Mortgage - Do You Qualify - 03/20/07 06:14 PM
When is the last time you had a "WOW" moment?  I just had one recently at a seminar on reverse moprtgages.  Hang on to your hats, this is really different.
As you probably know, the HECM or Reverse Mortgage is a tool that allows home owners aged 62+ to receive money back … (3 comments)

retirement planning: Buy investment property - the Realtor 401k - 01/20/07 01:50 PM
Since I can remember, I have always thought Real Estate was a great investment. I remember as a little kid, maybe 11 or 12, thinking why doesn't everyone buy as many houses as they can. Of course, as I got older, my vision became tempered with the constraints of investment and … (5 comments)

retirement planning: How to Receive Your Retirement Money Now, Penalty Free! - 11/27/06 09:04 PM
Now that I am back from my AR rehab experience (which I will blog about later), I decided to start with a post about a little known concept regarding retirement accounts.  The information below is for reference, education and added thought only.  Seek appropriately qualified individuals for guidance specific to your … (4 comments)

retirement planning: $1Million may not be enough to retire on..... - 10/13/06 03:37 PM
A survey recently completed of “affluent” baby boomers reveals that most really don’t understand how much they are going to need and where it’s going to be spent. The figure of $1Million often is brandished as the benchmark savings amount for a comfortable retirement. But many financial experts think this … (1 comments)

retirement planning: WHEN YOU RETIRE WILL YOU HAVE ENOUGH MONEY TO LAST YOUR LIFETIME? - 10/05/06 07:42 PM

As I have mentioned on previous blogs, finance is a hobby of mine.  Last night I was in bed reading the October issue of Money magazine and came across an article by Walter Updegrave titled "An Income Plan That's Built To Last."  He talks about how people's savings will have … (2 comments)

retirement planning: Retirement Planning - 09/29/06 04:41 PM
As you have probably read two laws were passed this year that will help those with a financial plan to smile..and as the article says having financial planners jump for joy.  It is a great article with new ideas to improve your retirement status if you plan ahead and follow the … (0 comments)

 
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