Blog entries tagged with "save money":


save money: gas price savings - 07/21/08 02:20 PM
How would you like to save $.08/gallon?
Consider this - All you need to do is pay $50 for a gas card to receive $51 worth of gas.  If your reaction was "so what", you should do the math.  $51 buys you 12.23 gallons @ $4.17/gal. (today's price).  Since you only pay $50 for the 12.23 … (0 comments)

save money: 45 Ways To Save Money - 07/09/08 04:07 PM
I absolutely have to recommend a book that I read a few years ago called Small Change by Larry Terkell. The book is how doing the little things in life add up to big results. It's the idea of the piggy bank. You're thinking, what can a few pennies and some … (4 comments)

save money: Skype is the Bomb! - 07/07/08 11:37 PM
Hey Folks!
With $4.00 a gallon gas and $3.00 a gallon for milk we all must find ways to save some money. Here is a great one. 
Folks with a high-speed Internet connection and the desire/need to make long distance calls you need to check out Skype.
Now many have … (10 comments)

save money: Having a Green House is Easy! Part I - 07/07/08 02:54 PM
With energy costs rising, global warming and your new mortgage weighing heavy on your wallet going Green can do wonders not only for the environment but your wallet too.
    In this series of blogs I hope to educate not only the new home owner but those selling, not selling or just … (10 comments)

save money: Ways to Improve Gas Mileage - 07/04/08 09:52 AM
If you are buying a new or buying a used car, then you must consider some facts to help with improving your  mileage. Then try to purchase a good fuel-efficient vehicle. Therefore to calculate the mileages of the vehicle make use of the car fuel calculator. Along with these things you … (4 comments)

save money: Where to find the cheapest gas prices in your area...by your zip code... - 06/29/08 06:11 PM
Ever cent counts when buying gas.....try the below, it really help you save on gas!
This is pretty nifty. Just enter your zip code in the site below, and it tells you which gas stations have the cheapest prices (and the highest) on gas in your zip code area. It's updated … (5 comments)

save money: Save big bucks on your gas bill! - 06/14/08 07:52 PM
I went through the excercise of comparing all of last years. gas bills which were based on the variable rate. When compared to the current. 1 year fixed rate at my gas company I will save $186.00 if we use the same amount of gas in 2008. We are a family … (0 comments)

save money: Suggestions for Obtaining Clients Email Addresses Quickly & Effectively? - 06/13/08 03:02 AM
Hello!!
In efforts to try to save paper, time, money, etc....I would like to start emailing my clients my newsletter by email.  Why spend the money and use the paper.  Do you think this will make my newsletter less effective though...by not having something to hold in their hand??  Hmmmmmm. That is the … (3 comments)

save money: Green Tip For The Week... - 06/13/08 02:57 AM
How about unplugging alot of the fixtures you don't regularly use in your home.  Just plug them in when you need them.  Like your toaster, blender, certain lights (maybe in your living room).
Believe it or not, from what I understand, even when you're not operating them, they are still pulling … (1 comments)

save money: Rambling a little about green concepts. - 06/05/08 12:04 PM
I wish I was a little more environmentally conscious.  My home, for example, was bought before I knew anything about green building.  I had some experience with energy efficiency and appliances, just from owning prior homes and being somewhat thrifty, but never realized the cost savings of going green.  Passive solar … (3 comments)

save money: STOP: Paying too Much to Sell Your Home, Look for Alternatives!! - 06/04/08 06:26 PM
STOP:  Paying too Much to Sell Your Home, Look for Alternatives!!
I hope this article finds you all doing well.  In the full sense of disclosure, I want to admit this article is a little self indulgent.  You may ask why?  Well it is simple, I own Wray Realty.  We are … (4 comments)

save money: 1 year free advertising for all real estate professionals! - 05/26/08 02:55 PM
Try www.housekonnect.com for just 1 month at just $20 and we will give you an additional 12 months free.
Advertise homes, estates, land, lofts, codos, town homes, vacation rentals, home rentals, commercial sales and rentals, etc.
And
Advertise in our agent directory, mortgage company directory, loan officer directory or our property … (0 comments)

save money: sharing: a home energy efficiency checklist - 05/25/08 12:31 PM
ANNUALLY:                                                                                                         
Check your heat and A/C systems. Check windows and outside doors for drafts. (important in the warmer months, too) SEASONALLY:
Check furnace switch, fuse and breakers. Check furnace blowers, oiling motor and changing belt if necessary. Check thermostat accuracy by taping thermometer to wall next to it. if discrepancy, have … (2 comments)

save money: 10 Simple Ways To Save Money In Your Business - 05/18/08 08:29 PM
1. Throw out those fancy pink duplicate phone message pads that everyone loved so much (in the ‘80s) and email phone messages through your organisation.
2. Don’t mail out tax invoices – email them. Why pay for printing, paper, a stamp and an envelope when you can just mail the invoice?
(8 comments)

save money: Reducing Your Summer Energy Costs (pt. IV) - 05/16/08 08:32 AM
Unintentional HeatingMany of the appliances you use on a daily basis add unwanted heat to your home. Your oven is possibly the biggest culprit. Try to avoid baking or broiling on hot days. Use your stovetop to cook meals that can be quickly heated, and keep lids on the pots to … (3 comments)

save money: Agents: Save Time and Money With Just A Few Minutes of Planning (Part 1) - 05/14/08 09:55 PM
Most of us wished that there was another hour in each day so that we could have more time for ourselves and to spend with our family.  Here are some simple tips that will not only save you time but will also save you money and eliminate some frustration in the … (6 comments)

save money: What's New and In Style? - 05/14/08 11:38 AM
Mortgage Planning is NEW and most definitley in style, and can help build bigger and better nest eggs. Mortgage Planning involves STRATEGY and setting a Financial BALANCE. Do you have a loan with the best performance? What is the financial impact of your loan on your ability to save? What is … (0 comments)

save money: Some Free Practical Online Coupons, I'm All About Saving Money Right Now Are You? - 05/09/08 03:46 PM
Hi Everyone, I don't know about you, but I'm tryinig to save as much money as possible with the price of gas going up, and the real estate market attempting to recover so I'm trying to share some information with everyone that will, hopefully, help with saving money. These are some … (7 comments)

save money: Some Cool info to Get Debt Free? It's all about keeping your stack of cash - 05/09/08 03:31 PM
Hi Everyone, If you have clients that are struggling with their debts. This is just another site that will give them opportunity to explore their options. People that are buried with debt should try to explore as many options as possible. This is just one of the options. One of my … (1 comments)

save money: Price Reduction Is NOT a Marketing Tool! - 04/30/08 09:20 PM
A price reduction is not a marketing tool it's a financial loss! Reducing your price gives buyers the impression there may be something wrong with your home or that you are in a desperate situation and need to sell now.  While this may very well be the case the costly marketing … (13 comments)

save money: Simple Energy Saving Tricks - 04/29/08 06:29 PM
 I found this article today, it's what we all know, just need to refresh our memories every once in a while...so here it is!   A few simple tricks can save you a bundle  just in time for Summer! 
When Mom told you to turn out the lights, she was thinking of … (0 comments)

save money: SAVE BIG REAL ESTATE FORMS - 04/28/08 07:10 PM
  BACK PAGE                                                                                      BACK PAGE  SAVE MONEY and SAVE BIG 9 MONEY SAVER COUPONS INFORMATION AT  HOME BUYER ALMANAC   SELLER ALMANAC   MORTGAGE ALMANAC Chris and Deane invite you to use our free coupons and save big. Rebates and discounts paid by these certificates are provided entirely by the Christopher Ladd … (0 comments)

save money: $$$ SAVER $$$ Energy efficient upgrades for your home - 04/28/08 01:26 PM
A FEW TIPS TO SAVE MONEY AND ENERGY - WE COULD ALL USE THAT!
Use CFL's - replace your incandescent light bulbs with compact fluorescent light bulbs. You will save more than $108 over three years when you replace your four most used 100 watt incandescent bulbs with four comparable 23 watt … (0 comments)

save money: Las Vegas "Living Green Tour" - 04/24/08 06:23 PM
Las Vegas is just one of the 15 cities that will host the "Living Green Tour and Exhibit".  People are always looking for ways to save energy, help the environment, live healthier and save money.  This will be a great way for consumers to learn how to accomplish these goals.
The … (5 comments)

save money: HOME PAGE for COMMUNITIES SW FLORIDA WEB MAGAZINE - 04/20/08 12:24 PM
      
 
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save money: SAVE BIG WITH $250 and $500 REBATES, 25% and 50% DISCOUNTS, DINNERS - 04/19/08 12:58 PM
BACK PAGE                                                                                 BACK PAGE SAVE MONEY and SAVE BIG 9 MONEY SAVER COUPONS INFORMATION ATHOME BUYER ALMANAC       SELLER ALMANAC       MORTGAGE ALMANAC Chris invites you to use our free coupons and save big. Rebates and discounts paid by these certificates are proveded entirely by the Christopher Ladd Harker LLC company for your … (0 comments)

save money: HOME PAGE for HOME-CENTER-WEB-MAGAZINE of Southwest FLORIDA - 04/19/08 11:11 AM
BACK PAGE                                                                       BACK PAGE CHRISTOPHER LADD HARKER LLC INTRODUCTION TO HARKER HOME-CENTER-WEB-MAGAZINE COVERING INSURANCE, INSPECTION, HOME WARRANTY, & MORE in SOUTH WEST FLORIDATHIS WEB SITE IS A SERVICES GUIDE FOR SOUTHWEST FLORIDA HOME OWNERS. Chris & Deane invite you to use this collection of web sites as a useful GUIDE for people … (0 comments)

save money: BEST Homeowners Insurance Quote-How To Get It - 04/09/08 08:12 AM
Getting the most for your insurance dollar starts with getting the best quote you can.  There's few things in life more (seemingly) complicated than shopping for coverage like Homeowners Insurance. 
How much coverage should I have on my house?How much Liability coverage should I have?What deductibles should I have?  $250, $500, $1000, … (0 comments)

save money: BEST Renters Insurance Quote-How To Get It - 04/09/08 07:50 AM
Getting the most for your insurance dollar starts with getting the best quote you can.  There's few things in life more (seemingly) complicated than shopping for coverage like Renters Insurance. 
Doesn't the landlord's insurance cover my stuff?  (hint... NO) How much coverage should I have? What Limits are right for me?  … (0 comments)

save money: BEST Auto Insurance Quote-How To Get It - 04/08/08 12:14 PM
How much liability coverage do I need?  $500 or $250 dedictible?  Do I even need collision coverage?  Answers to these and lots more... Just CLICK THE -READ THIS FIRST-
Getting the most for your insurance dollar starts with getting the best quote you can.  There's few things in life more (seemingly) … (0 comments)

save money: SAVE $$$$ At The Gas Pump!!! - 04/01/08 02:40 PM
here is a chain letter being passed around from a gentlemen who works for oil company! 
I don't know what you guys are paying for gasoline.... but here in California we are also paying higher, up to $3.50 per gallon. But my line of work is in petroleum for about 31 years … (0 comments)

save money: Realtors are here to SAVE YOU MONEY! - 03/29/08 08:28 AM
Realtors are here to save you money! Sounds so funny when we Realtors here the poor buyers or sellers say "I saved money by not having a Realtor". Most of us feel bad that the buyers or sellers fell for this line. The average commission is 6 to 7% on a … (3 comments)

save money: The Real Estate Market may be slow in Orlando... - 03/28/08 10:06 PM
It doesn't have to affect your finances.  With all that is going on we are still earning income, by using a different approach to the services we offer.  Why get stuck waiting for the rebound! The real estate market offers so many different options.  But what is the main goal each … (0 comments)

save money: Want to Save on Gas Prices - 03/28/08 01:25 PM
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save money: Saving Money Painlessly - 03/25/08 07:53 PM
Sure, I can:
Ride my bike instead of my car. Eliminate Starbuck's from my daily routine. Brown bag it daily. But I have found 7 painless ways to save money:
1. Use the clothes dryer for 5 minutes to "fluff" the fabric, then hang on a rack in the sun.
2. Change … (9 comments)

save money: Tips on Saving Money in an Era of Higher Gas Prices - 03/20/08 08:30 AM
This letter was sent to me by a friend and I thought this info should be shared:
"I don't know what you guys are paying for gasoline.... but here in California we are also paying higher, up to $3.50 per gallon. But my line of work is in petroleum for about 31 … (1 comments)

save money: The HBH Group - Saving Energy Dollars in North Austin! - 03/20/08 08:05 AM
The HBH Group wanted to pass information on to you about a program that we have been made aware of that is COMPLETELY FREE and will save you money on your heating and cooling bills. If you are living in a home (or know someone that is) in Round Rock, Hutto, … (0 comments)

save money: SAVE BIG WITH $250 and $500 REBATES, 25% and 50% DISCOUNTS, DINNERS - 03/20/08 08:00 AM
BACK PAGE                                                                            BACK PAGE SAVE MONEY and SAVE BIG 9 MONEY SAVER COUPONS INFORMATION ATHOME BUYER ALMANAC      SELLER ALMANAC       MORTGAGE ALMANAC Chris invites you to use our free coupons and save big. Rebates and discounts paid by these certificates are proveded entirely by the Christopher Ladd Harker LLC company for your benefit. … (0 comments)

save money: Put money in your Pocket NOW - 03/19/08 01:26 PM

I feel like starting a movement!!  Cut your cables!! Take down your dish!! HD IS FREE!!!!
We are finally free from the cable companies and satellite providers- FOREVER!  Are you trying to trim your expenses too?  How much do you pay for television each month?  Couldn't you use that money somewhere else?
It … (2 comments)

save money: Lock'em Now or Pay More Tormorrow - 03/18/08 03:01 PM
The Fed lowered the FF rate by just 75 basis points to 2.25%; markets were all but totally convinced it would be 100 basis points.
They also cut the discount rate 75 BPs to 2.50% frm 3.25%.
Treasuries are weakening on the cut; mortgages also softening.
Voting against were Richard W. … (4 comments)

save money: California property owners can save money by reducing their property taxes during a declining market - 03/17/08 06:54 PM
California property owners can take advantage of the current declining real estate market and save money by reducing their annual property taxes.  Prop 8 states that when a property suffers from a decline in value, the owner has the right to appeal to the county assessor's office to lower the annual … (1 comments)

save money: Video of the Day and the Morning Rates are Out - 03/17/08 10:11 AM
Hey Folks! Hope everyone is have a great St. Patrick's Day. Here at Sagamore Home Mortgage we plan on wearing the green by helping folks save some money. Rates are just coming out and we are finding they are about 1/2 point (almost spelled pint) lower than Friday's afternoon adjustment. If … (2 comments)

save money: Living cheap in San Diego - 03/15/08 08:33 PM
I have found the most amazing bargains in this city.....you name it, I can get it for you cheaper. I guess it all comes from my growing up in a family that believed throwing anything out was sinful, so we learned how to recycle everything useful (and not so useful). I … (12 comments)

save money: Is the RMLS really enough? Continued. - 03/13/08 01:04 PM
I am able to provide information on these websites if any one would like to do their own research.  I assure you it is amaizing.  I have also worked out a special deal so that I am able to list the properties I cover for a fraction of the cost it … (0 comments)

save money: You and Your Liability Umbrella - 03/11/08 09:41 AM
In the world of meteorology, whenever it looks like rain, an umbrella is good to have around. In the world of insurance, a Liability Umbrella can protect you from getting soaked as a result of losing a liability lawsuit.
People are suing each other today more than ever. Verdicts amounting to … (1 comments)

save money: Save Money At The Pump Using The 'Net!! *UPDATED* - 03/11/08 07:23 AM

I had to share this....yet another awesome site....
www.gasbuddy.com -- This site allows the user to find where the best price for a gallon of gas can be found.  You simply enter a zipcode or you can navigate through the clickable map to locate your home town.  Navigation is simple and the … (9 comments)

save money: A word about DEDUCTIBLES... - 03/03/08 10:57 PM
Simply stated: A deductible is the amount that you pay toward a loss or claim before the insurance company begins to pay. The higher your deductible, the lower your premium.
The more you are willing to participate in your loss, the greater the savings on your premium. The insurance company will … (0 comments)

save money: 101 Ways to Save Money and Live Better - 03/03/08 10:11 PM
101 Ways to Save Money and Live Better is provided for one purpose and one purpose only!TO CHANGE YOUR THINKING.    You thought I was going to say, “To save you money,” didn’t you?      You will save money by using these ideas.  You might even save a lot of money.  But…Until … (4 comments)

save money: ........HOME SELLERS STAGING CAN GIVE FASTER SALE AT HIGHEST PRICE......... - 03/03/08 11:08 AM
BACK page                                                                                 BACK page
STAGING Do not allow your home to be seen by the public until its looks its very best. read more.
What does stage your home mean - It is not a good idea to present your home to the buying public, with out first making some special … (0 comments)

save money: 7 Things you need to know BEFORE you Buy Life Insurance (PART 1) - 03/03/08 07:47 AM
The delivery of TAX-FREE LIFE INSURANCE proceeds is one of the most powerful social and economic forces in our country. What a shame that so many people don’t understand or appreciate its value. As you carefully read this post, you’ll be better able to make wise and forward-thinking decisions regarding your … (1 comments)

save money: 7 Things You Need To Know BEFORE You Buy Life Insurance (PART 2) - 03/03/08 07:46 AM
In PART 1 we had a brief introduction to the 7 Things You Need To Know BEFORE You Buy Life Insurance.  Here's the REST OF THE STORY.....
Review PART 1 if you'd like before moving on here... 
Life Insurance Need-to-Know #4Once you buy it – KEEP IT until your reason for buying it … (0 comments)

save money: SAVE REAL BIG DOLLARS - MORTGAGE, BUYER, SELLER,DISCOUNTS/REBATES - 03/03/08 12:40 AM
SAVE MONEY and SAVE BIG 9 MONEY SAVER COUPONS MUCH MORE INFORMATION ATHOME BUYER ALMANAC    SELLER ALMANAC   MORTGAGE ALMANAC Chris invites you to use our free coupons and save big. Rebates and discounts paid by these certificates are proveded entirely by the Christopher Ladd Harker LLC company for your benefit. Our … (0 comments)

save money: Homeowners Insurance - EVERYTHING you need to know....(Almost)--Part 2 - 03/01/08 03:36 PM
In Part 1, we gave your a brief introduction to Homeowners and talked about how much coverage you need on your home.  In this section, we'll be getting into your PERSONAL PROPERTY and LIABILITY coverage issues you need to know about as a HOMEOWNER.  So let's get started..... :) 
COVERAGE FOR YOUR … (0 comments)

save money: Homeowners Insurance - EVERYTHING you need to know....(Almost)--Part 1 - 03/01/08 03:35 PM
Your home is likely your single largest investment. Protecting it properly is critical to your financial security. If you’ve only been guessing until now, then guess no longer.Insurance for your home need not be a shot in the dark. There aresimple ways to determine EXACTLY how much insurance you should have.Even … (1 comments)

save money: ........HOME SELLERS STAGING CAN GIVE FASTER SALE AT HIGHEST PRICE......... - 02/29/08 06:17 PM
BACK page                                                                              BACK page 
STAGING Do not allow your home to be seen by the public until its looks its very best. read more.
What does stage your home mean - It is not a good idea to present your home to the buying public, with out first making some special … (0 comments)

save money: Quick Tip for Home-buyers to Save Money - 02/29/08 12:07 PM
So you're buying your first home, and it's exciting, and maybe even a little overwhelming.  There is one thing I think all new home-buyers should spend a little time on to save some money.  Heck, even repeat buyers should spent a little more time on this.
Take the time to shop around … (0 comments)

save money: 10 Ways to Beat the High Cost of Auto Insurance (Part 2) - 02/26/08 08:46 AM
Part 1We've been evaluating 10 Ways to Beat the High Cost of Auto Insurance. Part 1 included the introduction and Ways 1-3. We'll finish it up here.4. EVALUATE YOUR MEDICAL COVERAGE - Medical Payments coverage is designed to pay for injuries sustained by you and anyone else in your car. Particulars … (1 comments)

save money: 10 Ways to Beat the High Cost of Auto Insurance (Part 1) - 02/26/08 08:42 AM
Part 2 Insurance has been one of the necessary evils of life for over 100 years. In this day of higher taxes, rising food prices and soaring housing costs, it is possible for you to get a handle on your own auto insurance costs. If you have been frustrated by an … (2 comments)

save money: Travis Heights information - 02/24/08 06:15 PM
Recently I had a friend move to this cool neighborhood.  So I decide to post about it.
Travis Heights is located in South Austin, Texas.  It is bordered by Lady Bird Lake on the north, IH-35 on the east, Congress Ave. on the west and Oltorf on the south. In 1913 it was founded by … (4 comments)

save money: SAVE REAL BIG DOLLARS - MORTGAGE, BUYER, SELLER,DISCOUNTS/REBATES - 02/23/08 08:13 PM
 
BACK PAGE                                                                  BACK PAGE SAVE MONEY and SAVE BIG 9 MONEY SAVER COUPONS INFORMATION AT   HOME BUYER ALMANAC     SELLER ALMANAC     MORTGAGE ALMANAC Chris invites you to use our free coupons and save big. Rebates and discounts paid by these certificates are proveded entirely by the Christopher Ladd Harker LLC company … (0 comments)

save money: The Forever Stamp - Save $$$ !!! - 02/22/08 12:11 PM
POSTAGE IS GOING UP AGAIN! On May12, 2008, postage is going up one cent on first class stamps. However, if you purchase stamps now at 41 cents with the"forever liberty bell" logo, you can send your mail after May12 with them being honored for the 41 cents you already paid. It's … (2 comments)

save money: Huge Savings on my Arizona Car Insurance! - 02/20/08 01:02 PM
Hi All,  
Just wanted to let you know that my Progressive Policy had slowly been creeping up.  No accidents or anything.  So I switched today to State Farm and saved $100.51.  Give them a call!  Same policy, matching coverage plus I got a Life Ins and it was still $100 cheaper!  … (6 comments)

save money: Lowering Overhead in this Market - 02/20/08 10:13 AM
In this current market we are restructuring our office budget.  We are striving to lower office overhead. 
We discovered today that AT&T signed us up for a new account last year when we dropped a phone line thus creating a 36 month service agreement with their company!  I have found in the past that each … (1 comments)

save money: SAVE REAL BIG DOLLARS - MORTGAGE, BUYER, SELLER,DISCOUNTS/REBATES - 02/14/08 06:22 PM
  BACK PAGE                                                                            BACK PAGE  SEE CHRIS's BUYERS BARGINS        SAVE MONEY and SAVE BIG  9 MONEY SAVER COUPONS INFORMATION AT  HOME BUYER ALMANAC   SELLER ALMANAC   MORTGAGE ALMANAC Chris and Deane invite you to use our free coupons and save big. Rebates and discounts paid by these certificates are provided entirely by the Christopher … (0 comments)

save money: HOME-BUYING SELLING MORTGAGING HOMES in Southwest FLORIDA. Realtor Mortgage Broker Team support - 02/13/08 10:18 PM
  ,REALTOR Mortgage Broker free dinners Ft Myers Naples Cape Coral Estero Bonita LeHigh Acres Marco Golden Gate Marco Sanibel Pine Island Gulf Everglades  Lee County Collier County MLS Discounts Rebates Coupons Direct Email Advertising quality Lenders Comprehensive Marketing BEST RATES number 1 Golf Realtor number 1 Mortgage BUYERS SELLERS  Save … (0 comments)

save money: CASH BACK ON A NEW HOME IN TEXAS!!!!! Up to 5% of the base price!!! - 02/06/08 06:51 PM
Today, people like you are using the internet to search for a new home. However, very few of them know that they can save thousands of dollars by using a Real Estate Agent such as myself, in conjunction with their internet search. If you Hire me I will get you up … (0 comments)

save money: Tampa Starbucks | You Tube Videos - 02/05/08 07:34 PM
ok so after my last Starbucks post, Is Starbucks your virtual office?  I saw this super funny You Tube Video.   I suppose after many people have re-evaluated their $5.00 a Cup- O -Joe Venti 'get you addicted' Latte, (What exactly do they put in that stuff anyway) ?
Ok so... you do this say … (3 comments)

save money: Term Life Insurance – Beware of the Ticking Time Bomb - 02/04/08 08:34 AM
Beware Of Your Term Insurance  -- THE TICKING TIME BOMB!WHAT KIND OF INSURANCE IS BEST FOR ME?If you’ve read any of our other reports, you’ll know that even though insurance has been part of our culture for over 100 years, to most people – It’s still a just a mystery.  And … (1 comments)

save money: Half Off Origination! Save Thousands! - 01/30/08 06:21 PM
If you are searching online to receive a discount on your origination closing costs, I'm here to help.  Any application I receive via my website www.chadmcshane.com through February 28, 2008 will earn half off my already low origination costs!  This offer is good for purchase or refinance on all conventional, FHA or VA … (0 comments)

save money: Michigan property taxes - 01/29/08 07:53 PM
I am going to hammer this point over and over this month to people living in Southeastern Michigan.  If you have bought a home in Southeastern Michigan  (metro Detroit area) in the last 8 years you need to be thinking about fighting your taxes.  Michigan Home values have dropped!!!!  You may … (1 comments)

save money: San Diego Renters Insurance - The inside (and COMPLETE) Story - 01/26/08 02:11 PM
San Diego Renters Insurance is simply one of the best deals on the planet!
OK ! I know you’re thinking ‘What could possibly be so Fabulous or COMPLEX about Renters Insurance?’
Well…. Here’s the inside scoop !Here’s a little overview….(All policies are slightly different. These are examples of what a typical policy … (0 comments)

save money: Using infinite banking to finance purchases without lending from banks - 01/22/08 12:40 PM
You probably don’t sit around calculating how much interest you pay to banks and other lenders each year, but chances are you have financed large purchases, such as homes, education, cars and major appliances. (we all do)
The interest paid on these items can add up to hundreds of thousands … (2 comments)

save money: A Way to Reduce your mortgage - 01/20/08 08:05 AM
Reducing your mortgage or Bi-weekly mortgage payment plans
So you got the notice in the mail that for $150 you can sign up for a mortgage reduction plan.  They say they can CUT UP TO 7 YEARS OFF YOUR 30 YEAR MORTGAGE and you want to save on your mortgage costs.   The … (1 comments)

save money: Simple things to save money at home by going green - 01/19/08 02:35 PM
There are many reasons that people have been exploring the benefits of going green.  For most people it is to save some green (money).  There are many cost effective things that you can do that will pay for itself overtime and conserve on energy use which helps lower green house gases.
One … (1 comments)

save money: Realtor value added & low interest rates - 01/13/08 02:48 PM
Do you keep in contact with your past clients and farm?  If so, here is a suggestion that could be of siginficant value to those homeowners.  Hope this helps - Consider contacting past clients that may have selected an adjustable rate loan to buy their home and anyone that purchased within the last … (-1 comments)

save money: If an Agent calls you to List your home DON’T DO IT! - 01/11/08 04:13 PM
Whether you are a For Sale by Owner or looking for that right agent or broker to sell your home, you could be making a big mistake.  Let's first make one thing clear about selling a home.  Selling a home is just like selling any other product: if it is correctly … (0 comments)

save money: Bi-Weekly Mortgages - 01/07/08 04:29 PM
 
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save money: We're all just one sheet of paper away from being green... - 01/05/08 08:55 AM
A great way to be green and save some money at the same time is to think about all the paper we use on a daily basis and ways to cut down on this amount.  Two methods that have worked for me include:
Printing on both sides of a sheet of paper.  I … (11 comments)

save money: $190694 Beautiful new home in the Northtown Neighborhood 2% cash back (Austin/Plugerville area) Texas - 12/31/07 09:33 AM
Get up to 5% cash back on any new home in Texas.  This is a great program to save money on a newly built or a too be built home.  You can use almost any new home builder in Texas.  Please see http://www.rebateontexashomes.com for all the details.
NORTHTOWN Subdivision820 MAHOMET DRIVE Sqft … (0 comments)

save money: $399,703 Home in Circle C. 2% cash back on this home Austin Texas - 12/31/07 09:09 AM
Home has over $43,000 in upgrades.7524 BRECOURT MANOR 2 stories, 2,763 sq ft, 4+lft bedrooms, 2.5 bathrooms, 2 car garageI will get paid 3% of $330,950 and I will give you 2% back of my commission plus any buyer incentives.
That means you would get back about $6,619. I also work with … (0 comments)

save money: When Making an Offer - 12/14/07 06:27 PM
In this market , it’s your game now Mr. Buyer. The offer that you decide to make only needs to make sense to you. Don’t worry about the thought of being rejected. The reason why, it doesn’t cost you a thing! However, an offer that doesn’t make sense to you … (2 comments)

save money: Thinking About Trying 'For Sale By Owner' (FSBO)? - 12/13/07 10:21 AM
Each year, many do-it-yourself-ers eager to save money take the plunge by trying the ‘ole “For Sale By Owner” route to sell their home. These brave soldiers venture out into the marketplace, to face head-on, the duties of marketing, pricing, showing, negotiating, scheduling, screening, and paperwork. Though I do give … (2 comments)

save money: Thinking About Buying in 2008? Here's What NOT To Do This Holiday Season. - 12/13/07 02:51 AM
As the year comes to an end, people  generally pick up their spending because, after all, they want to be generous to their family and friends, right?  Reconsider if you're at all thinking of buying a new house next year. Yes, there is plenty of money available for mortgages but only … (5 comments)

save money: Which real estate agent will have a banner year? - 12/09/07 07:43 AM
I was training a group of top real estate agents on Friday, and it was a whole day of direct marketing training for them.
 We talked about direct mail, their websites, their advertising...and how to make everything work harder for them in 2008, as they are working on their Plans.
   When … (3 comments)

save money: Alternative Source of Heat: Warm, Efficient, Saves Money and Romantic Too! - 12/08/07 03:34 PM

                      Wood has been the source of renewable heat since fire  was discovered. It is understandable that considering today's news about forests all over the world being ravished at a far too rapid pace, that some folks are reluctant to use wood for their source of heat.
But, if we are responsible … (10 comments)

save money: Save energy and your money today ! Here is how - 12/05/07 04:34 PM
All you need to do is change your main light bulbs to energy efficient ones . Yes the investment may cost you some funds , however you will see your electric bill go down at the same time . I have done so in my new House and my total average … (2 comments)

save money: Look Out! Heating Oil over $3 per gallon! - 12/03/07 02:49 PM
As expected (see "Weathering Winter Heating Costs") oil prices have broken the $3/gallon threshold.
That is a 60 - 80 cent increase over the end of last winter, meaning that for a 150 gallon delivery (the minimum for most local companies) homeowners can expect to pay $90 - 120 more per delivery … (4 comments)

save money: 2008 I just can't wait!! (Do you have this enthusiasm? you should!) - 11/30/07 08:02 PM
 
    I am just putting my finishing  touches on my budget for 2008, and early on in the process I got a serious wake up call. Yes the last two years have been difficult in Michigan, yes I haven't quite hit my targets the last two years, but what became a … (11 comments)

save money: Save Energy, Save Money - 11/28/07 02:20 PM
How important is furnace efficiency? How much can it save to keep your home caulked? We talk about the money saving techniques you can use to lower your energy bill this winter.
 
Save Energy, Save Money Aired 12-1-07
Subscribe to Podcast via iTunes
© River City Real Estate
(1 comments)

save money: Maze of Debt Part 11 - 11/28/07 02:14 PM
 
   
    Start saving at the same time as you pay down debt
  This is one of the most debated areas I will cover in the Maze of Debt serious.  You see some people say to through all your money towards your debt, and others say do not worry about your debt and to … (2 comments)

save money: Save energy and Lower Your Bills - 11/25/07 01:25 PM
Managing Energy Costs through conservation or through High-Efficiency Heating Equipment Rebate Programs discussed here can save money. With gas prices expected to soar this winter its more important than ever to change how we think and use energy. For a detailed audit, go to Lawrence Berkeley National Laboratory's Home Energy Saver.Many … (1 comments)

save money: Vampire Appliances and Saving Energy (and Money) - 11/18/07 09:59 PM
Since I was little, I remember my dad running around behind us, turning off lights grumbling, "Does someone own stock in the Electric Company?!"  (I'll leave the discussion of how the concept of owning stock is lost on 6 year olds for another time).
I forgot all about that until I began … (3 comments)

save money: Bring your own bag! - 11/13/07 02:27 PM
 
Try to bring a reusable bag to the market/ grocery store. Why? Read on...
Making disposable plastic bags requires energy equal to 4 million barrels of oil a year. And we wonder why gas is sooo expensive....
Paper bags use up 14 million trees annually.
(7 comments)

save money: Save Energy - 11/13/07 02:15 PM
 Save money and energy this winter!! Minimize the energy needed to heat your home by making sure your windows and doors are well-sealed with caulking and weather-stripping. This easy and inexpensive fix can save as much as 10 percent of winter heating costs.
Homes with forced-air heating systems can lose as much as 40%of … (2 comments)

save money: Maze of Debt part 4 - 11/13/07 01:47 PM
Make getting out of debt a family affair   Getting out of debt is an activity of the whole family.  As a family you get into debt.  Now families come in all sorts of sizes now a days.  Some are only one person that has extended family, others have two parents, … (2 comments)

save money: Understanding the 'Niche' Market - 11/12/07 02:27 PM
Since our launch, I’ve been asked the same question repeatedly: “What was your reason for creating HomeZill?” -I’ll answer that question, but first let me give you a little background….
When I was younger, I remember thinking that homeownership was something that I’d be considering after getting married, and having … (0 comments)

save money: Avoid these common decorating mistakes - 11/12/07 01:11 PM
Avoid these common decorating mistakesAre you running out of decorating ideas for your home? Have you just bought a new home and you're confused on how to arrange your furnishings? Are you thinking of selling and plan to do some do-it-yourself home staging?  Whatever your reason is, have a look first at … (1 comments)

save money: Share a Ride, Save Some Green! - 11/11/07 10:12 PM
Energy costs are rising.
Thank you, Mrs. Obvious.
They are only going to get worse.
What can I do about it?  I have to get to work!
Have you considered ride-sharing?
There is a great website dedicated to ride-sharing.
Click Here!
This fabulous site lets you sign up to be matched with another commuter.  It offers you a … (2 comments)

save money: Maze of Debt part 1 - 11/10/07 01:25 PM
Caught in the maze of too much debt? Want to save more so your dreams and goals become reality?  Start getting out of your maze now by getting help.
 Don't wait to act.
 Stop using credit.
 Make getting out of debt a family affair.
 Organize your records.
 Learn about your debt.
 Have a … (0 comments)

save money: 10 ways to save money now - 11/08/07 09:03 AM
10 ways to save money nowRecently, the Federal Reserve announced the tighter lending standards for mortgages. Many banks and other financial institutions were badly hit by the subprime crisis.  In fact, even the world's biggest bank Citigroup felt the pressure.  The bank will write-off between $8 bn to $ 11 bn of … (1 comments)

 
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