title: Your Real Estate Power Team - 07/23/08 02:34 PM
As the title agent in my BNI group it is only natural for me to be able to refer and receive business from the Realtor and mortgage broker in my BNI Chapter. Since I joined BNI two years ago I have seen both the original Realtor and mortgage broker leave our … (0 comments)
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title: Urban Knight Enterprises, Inc. has launched their Company’s Website – www.UKENotary.com - 07/22/08 06:55 PM
The launch of the new website is aimed at giving the Urban Knight Enterprises firm a unique and professional look that fits with their industry and capabilities. The website is in alignment with their "simple, to the point" corporate identity. Our main goal was to design a website to have a … (1 comments)
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title: Changes in the market always bring out the best and worst in people - 07/22/08 03:55 PM
With the downturn of the market and the current foreclosure crisis I have noticed it has brought out the best and worst of people in the real estate industry. Many realtors have stepped up and gotten training on short sales and have been able to help some homeowners avoid foreclosure and … (4 comments)
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title: Real Estate Fraud - how to protect your property! - 07/22/08 02:42 PM
There's a lot of money involved, and a lot of opportunity for organized crime and fraud ... According to Statistics Canada, "At the end of 2003, individuals and unincorporated businesses held more than $1.6 trillion in residential structures and land - or about one-third of all assets held by individuals."
By … (0 comments)
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title: Did you know?......Rights-of-Way and Easements? - 07/21/08 10:47 AM
Good morning friends!
In property searches and legal descriptions, many times you may run across the above in the language of the deed.
An Easement is the right to use another individual land owners property for a stated purpose. It can be general or a specific part of the stated … (5 comments)
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title: searching for a career opportunity in Orange County, CA - 07/20/08 01:28 PM
I'm moving back to Southern CA area to the Mission Viejo area in Orange County. I am looking for a career opportunity near Mission Viejo in the RE acquisition/investment/transactional field. Career with a RE department of franchise co, developer or investment co., retirement RE investment fund, financial institution, mortgage co, or title co. all work for me. … (0 comments)
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title: Get an accurate, quick quote for title insurance over the Internet - 07/17/08 12:05 AM
Get a title insurance quote instantly at Title.com. The site will show you what title insurance company and what the rate is for the purchase or refinance transaction. Easy tool to use to get the quote when you needed 24/7
Make it a profitable day!
Scott Hoen
… (0 comments)
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title: INSURANCE 101 - 07/16/08 12:15 PM
INSURANCE AND ITS ROLE IN HOME OWNERSHIP
Buying insurance makes gives you mixed feelings – one hopes to never have to use it, but will be very glad when you have to! Insurance policies protect the user against different kinds of risk inherent to home ownership. Here are some types … (0 comments)
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title: THE FREDDIE AND FANNIE CRISIS! - 07/15/08 07:40 PM
WHAT ARE THEY?
Fannie Mae and Freddie Mac are government-sponsored enterprises and the nation's largest buyers and insurers of mortgages. They pool some of the mortgages they buy from banks and sell them to investors, which effectively makes them middlemen between banks and investors. Fannie and Freddie hold or back more … (3 comments)
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title: Beware of Hidden Fees - 07/14/08 05:59 PM
I know its been a while since I last blogged. I have been swamped with bank owned properties (REOs) and bringing sales to fruition. Over the last few weeks I have found that there are certain fees that buyers may not be aware of when purchasing REO properties compared to short … (2 comments)
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title: Join Us for This Amazing Event for Charity! - 07/14/08 04:21 PM
TruClose Financial Services, LLC is proud to sponsor....
The Pittsburgh Wine Opener
… (0 comments)
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title: Benefits of foreclosure rescue - 07/12/08 07:42 PM
The foreclosure rescue moving through Congress would let financially strapped homeowners who would normally be considered too debt-ridden to qualify for safe, government-insured mortgages refinance their home loans through the Federal Housing Administration to get more affordable loans with lower monthly payments.
It would help those who have seen their mortgage … (1 comments)
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title: Did you know?...... What is a chain of title? - 07/11/08 10:41 PM
Hello again my friends,
A chain of title, you ask? Every lender typically requires it. It is includeded in most title commitments and final policies and then recorded … (5 comments)
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title: Choosing The Best Lender - 07/09/08 09:22 PM
You're shopping for a mortgage and you've received four offers from four lenders. How do you choose? The first factor most people consider is the interest rate and other costs, but that's only the beginning. You'll also want to think about the lenders themselves, not simply the numbers they're tossing your … (1 comments)
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title: Did you know?...... What is a Deed of Trust ? - 07/08/08 10:32 PM
Hello again, Friends!
If you have ever been to a real estate closing, which I imagine you have and at the very least you know something about it, you know the amount of paperwork involved from a lender to a borrower has become mind boggling. Some lender closing packages have as … (2 comments)
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title: Nebraska Purchase Agreement - Conveyance - 07/06/08 04:16 PM
The standard purchase agreement used by the Omaha Area Board of Realtors includes many paragraphs. Each of which is important to understand. Let's take a look at paragraph 4 - Conveyance.
The paragraph states "The Seller has good, valid and marketable title, in fee simple, Seller agrees to convey title to … (0 comments)
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title: Subject: new technology - humor - 07/02/08 10:53 AM
Subject: new technology
<!--[gte IE 5]><![endif]-->
Three woman sat naked in a Sauna. Two younger and one Elderly. All of a sudden there was a beeping sound and the youngest woman grabbed her forearm and said......oh, that was just my beeper, I have it implanted in my arm... micro chip.
… (1 comments)
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title: Did you know?...... Proper vesting on title - 07/02/08 09:29 AM
Good morning friends,
This is the first in a series of posts to help real estate and mortgage professionals better understand the title process and its importance in the completing of a transaction. I want to thank, my friend, Richard Smith ~ see Richard's Real Estate Thoughts for suggesting this series. … (6 comments)
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title: Minor Detail? Major Problem! Minor Address Error Creates Havoc - 07/02/08 09:21 AM
Little things can be such a big difference! In the conclusion of a recent deal, we found a lender had added "SW" to a street address on all of their paperwork. Don't know why but there it was. Every document from the lender.
Well, it turns out that "changed address" was a … (2 comments)
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title: Bang for your Buck! - 07/01/08 11:04 AM
The buyers market means there are a lot of people shopping! On the short list of factors for any of these shoppers is PRICE! Whether it's buyers shopping for a home for sale or brokers and agents shopping title companies, everyone is looking for a bargain.
Just remember that a bargain … (0 comments)
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title: Best Little Home Stager in Texas - Warning: Satire! - 07/01/08 09:49 AM
Recently, while doing some research on the web, I came across a local Staging company billing themselves on their website as "Largest Home Stager". Interesting concept. For some reason, it reminded me of my previous home, Chicago, and how every little pizza joint had "Chicago's Best Pizza" or "Chicago's #1 Pizza." … (14 comments)
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title: Don't tell me how great you are.......SHOW ME! - 06/29/08 11:37 AM
How much action is there to support all the "talking" that you or your company does? There is an old saying in business and life
"Actions Speak Louder Than Words"
Companies, businesses and individuals-in-business spend billions of dollars a year on advertising and marketing with the singular objective of trying to … (5 comments)
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title: Power House City!Houston, We have NO problem! - 06/27/08 01:21 PM
To find a hot spot where soaring oil and commodity prices, and the booming economies of the developing world, are keeping cash registers ringing and construction crews fully employed, you don't have to trek to Dubai or Moscow. You need travel only as far as Houston. In May, the unemployment rate … (2 comments)
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title: Are you happy? Why are you? - 06/26/08 02:36 PM
I get all the time "I'm happy where I am, I love my company" with people's brokerages when I talk to folks with whom I co-op. And they don't go any further. I don't often ask for lots of details, figuring if they reeeeally want me to know, they'll tell me. … (12 comments)
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title: Do you own your home as completely as you could? - 06/23/08 04:08 PM
Are you a real estate broker? Mortgage officer? Home buyer? Appraiser?
If so, you know that a title report on a property is important, but you probably never read it because most of it is gobbledeegook to all but title and escrow officers and lawyers.
One key aspect of a title … (6 comments)
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title: Where are my documents?......... - 06/23/08 01:48 PM
Several articles /blogs I have read recently, that are seemingly unrelated have raised the question (at least in my mind), what would happen if the critical parties involved in a real estate transaction needed to get to the documents of that particular transaction and what would be the value of accessing … (0 comments)
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title: Construction Financing – You’ve Closed! Now What? - 06/23/08 01:36 PM
It might seem like getting your mortgage to build your new home was a battle. You were likely forced to submit copious documentation, and you home plans were extensively scrutinized. After all of that, you've signed a contract with your builder, and then you probably went to a lawyer's office somewhere … (0 comments)
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title: Common Closing Costs - 06/21/08 12:58 PM
Common Closing Costs for Buyers
You’ll likely be responsible for a variety of fees and expenses that you and the seller will have to pay at the time of closing. Your lender must provide a good-faith estimate of all settlement costs. The title company or other entity conducting the closing will … (0 comments)
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title: Closing Documents You Should Keep - 06/21/08 12:56 PM
Closing Documents You Should Keep
On closing day, expect to sign a lot of documents and walk away with a big stack of papers. Here’s a list of the most important documents you should file away for future reference.
HUD-1 settlement statement. Itemizes all the costs — commissions, loan fees, points, … (0 comments)
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title: Title Insurance ~ "A Necessary..........? " - 06/18/08 04:44 PM
A recent article in GazetteXtra.com (Janesville, WI) spelled out some very interesting facts and dispelled some of the myths of title insurance. More importantly, it underscored the confusion that exists among consumers, agents and brokers alike, regarding title insurance. It is a good read and very informative.
Since my introduction to … (6 comments)
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title: Ignorance is bliss...... - 06/17/08 05:34 PM
Dear friends,
Sometimes we don't know until it is too late.......so, how do we know or better yet, how do we find out?.......Surveys!
Surveys ARE great!. I recently sent one to my customers for their feedback and experience using our technology and settlement services. The feedback was honest and gave me … (2 comments)
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title: Farmers spray for bugs before they arrive. - 06/17/08 10:58 AM
Farmers spray for bugs before they arrive.
Having seen a few things go wrong on occasion, you have to be sure you do preventive maintenance to avoid breakdowns.
Farmers know if you grow it, the bugs will come. Their art form can pretty much predict what will arrive when, … (0 comments)
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title: "No" means "No for now," not "No forever." - 06/17/08 10:50 AM
"No" means "No for now," not "No forever."
Customer situations are fluid. Things change. On the first call of the day, a sales rep was given a "hard no" (one short of a "H--- no!"). At noon, the competitor's system came apart at the seams. The next contract went to … (1 comments)
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title: Houston #1 in Housing Market! - 06/15/08 09:16 PM
Among the Top 10 U.S. metro housing markets in full year 2006 (according to number of residential building permits issued), only two cities recorded year-over-year percentage increases - Houston (+14.7%) and Los Angeles (+8.7%).Houston's increase, combined with Atlanta's decrease (-6.3%), nudged Atlanta back into second place behind first-place Houston. New York, … (1 comments)
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title: Houston housing market stays strong! - 06/15/08 09:09 PM
The Houston housing market continued to show strength throughout the month of March, according to the Houston Association of Realtors Multiple Listing Service.
Total property sales for the month totaled 6,483, which was a 4.2 percent increase over March 2004.
More than $1.1 billion worth of properties changed hands during the … (2 comments)
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title: Atlantic Coast Title Group Resources for Realtors - 06/15/08 08:33 PM
In our ongoing effort to help our Realtor partners we have initiated a Realtor Education Series on our website. There are several topics of interest such as technology, productivity, and self improvement.
Click on the link below to view the information.
Realtor Education Series
If you are a realtor in Florida … (0 comments)
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title: 5 Things to Know About Title Insurance - 06/13/08 01:54 PM
5 Things to Know About Title Insurance
*Realtor.org
Title insurance protects the holder from any losses sustained from defects in the title. It's required by most mortgage lenders. Here are five other things you should know about title insurance.
1. It protects your ownership right to your home, both from fraudulent … (3 comments)
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title: Understanding the Closing process: Stongsville Real Estate - 06/13/08 09:00 AM
By:
CJ Harrington
Keller Williams Realty
06-13-08
So, what does the closing involve?
The first part is the offer. Here, there is no guarantee that your offer will be accepted by the seller, but once you find your perfect house, it's wise to move fast. I find that a good … (0 comments)
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title: Why are so many still buying and selling? Call for the answer now! - 06/12/08 10:44 AM
Help is a phone or email away. If you need me I am available 24/7. Ask anyone who knows me. I may be a dynamo in real estate, but I am a good citizen first!
Our Walk For A Cure Cancer Society Walk was a huge success! Great weather, registrant went from 1600 … (1 comments)
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title: Recording Changes - Prince George's County - 06/10/08 08:17 AM
The Prince George's County Office of Finance has issued a notice increasing the State Recordation Tax Rate from $2.20 per $500 to $2.50 per $500 on documents executed after July 5th 2008. Documents executed prior to July 5th will be accepted at the previous rate of $2.20 per $500 until August … (0 comments)
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title: RESPA reform deadline for public comments is June 12th! - 06/08/08 11:12 PM
HUD is working on a new reform proposal that in its proposed form will have dramatic effects on the Real Estate industry. Hud is seeking public comments until the 12th of this month, Hurry up time is running out. If you are involved in this industry in anyway make a point … (0 comments)
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title: Be the best you can be let the rest work it self out! - 06/08/08 08:43 PM
Remember in life it is not about the money. It is about being the best you can be! That means following a system of integrity to every transaction always using best judgment when clients are considered. If you do every thing to the best of your ability and at the end … (8 comments)
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title: Here's An Idea - 06/06/08 10:48 AM
I recently had an idea mentioned to me that was amazing and I would like to share it because it is a little bit different than anything I have done myself.
It seems that a few of my last posts were about closings and continuing the relationship with the clients. … (3 comments)
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title: Houston as No. 1 City to live in! In Top 10 List for 08 - 06/05/08 11:14 AM
Houston as No. 1 City in the Top 10 List for 2008 of
Best Places to Live, Work, and Play:
Population: 5,542,048Population Growth Since 2000: 14.9%Percentage of Workforce in Creative Class: 31.3%Cost-of-Living Index: 88.1 (100 being national average)Median Household Income: $50,250 Income Growth Since 2000: 13.1%
It's the city … (2 comments)
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title: Title issues! Ugh now what!!!! - 06/05/08 10:49 AM
So I crosed the first hurdles, found the buyer, showed her an REO property, presented offer, came to terms and openned escrow. This should have been a super smooth transaction, well it wasn't. 21 days into the contract the asset management Co. did not have a clue who was the escrow … (1 comments)
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title: Local Agent Bunny Maxim at Coldwell Banker featured in LA Times Santa Maria Foreclosure article 6/5/08! - 06/05/08 05:57 AM
Great, informative article in June 5 LA Times, featuring Bunny Maxim, Coldwell Banker Santa Maria! Follow the link and see the story here...contributed by Pam Adkisson, Fideltiy Title and escrow Santa Maria
http://www.latimes.com/business/la-fi-santamaria5-2008jun05,1,6024797.story
… (0 comments)
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title: Avoid Common Buyer Errors - 06/02/08 06:27 PM
Shopping for a new home is an emotional experience. It is, however, also a business transaction, and must be treated as such. Three of the most devastating things that can go wrong are:
Paying too much
Losing a dream home to another buyer
Buying the wrong home
When you have a … (2 comments)
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title: Well, I lost another one.......OR DID I??? - 06/02/08 01:09 PM
This morning I told you all how I lost another deal to the strong-arming of a realtor with a JV title company.
I replied to an email I received from the buyer stating that I understood and that I would still be willing to help in whatever way that I can. … (0 comments)
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title: Well, I lost another one....... - 06/02/08 08:57 AM
I got a call on Tuesday last week from a friend of mine that we closed a deal for a few months back. One of his friends from work was buying a house and he mentioned my company. Early Thursday morning, I get a call from the buyer. We discuss some … (0 comments)
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title: One Stop Shop - 06/01/08 08:48 PM
The National Association of Realtors concluded a survey in which people looking for real estate services were asked if they had a choice, would they prefer to have all their services under one roof. Amazingly the response was in favor of having all their services handled at the same location by … (0 comments)
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title: Another Family Saved from Foreclosure........ - 05/31/08 09:10 PM
Friday I was fortunate enough to have 2 closings, one of which I saved a homeowner of going to foreclosure on June 16th. This deal seemed to drag on and have multiple issues, but with the right people involved, we were able to make it happen.
The basics of this deal was the seller … (7 comments)
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title: Short Sales - Properties starting to move! - 05/30/08 02:13 PM
While the Short Sale markets in the recent past have meant delays and waiting for many, there are some signs-here on the California Central Coast--that the lenders are more willing to work with the buyers and sellers in a short sale transaction.
At Fidelity Title and Escrow in Santa Maria, we … (3 comments)
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title: What do you like and dislike about working with title companies? - 05/30/08 09:57 AM
In my nearly 10 years of experience in the real estate, mortgage and title business I have heard many raves as well as many complaints about working with title companies. We have modeled our business to avoid many of the common problems and issues realtors and mortgage brokers have with title companies such … (0 comments)
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title: What do you like and dislike about title companies? - 05/30/08 09:55 AM
In my nearly 10 years of experience in the real estate, mortgage and title business I have heard many raves as well as many complaints about working with title companies. We have modeled our business to avoid many of the common problems and issues realtors and mortgage brokers have with title companies such … (5 comments)
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title: Important Info For Out-of-state Sellers - 05/27/08 11:40 AM
Please be advised that recent changes to the top margin State income tax rate for individuals have the effect of increasing the withholding required for sales of property by nonresident individuals.
Effective July 1st 2008, withholding for nonresident individuals has been increased from 6.75% to 7.5% in the state of Maryland. … (1 comments)
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title: The strong will survive! - 05/23/08 05:47 PM
Or perhaps the smart will OR maybe a combination of the two.........I thought maybe I had seen it all....in my wildest imagination and even worst case scenario versions, I never even came close to thinking the real estate /mortgage/ credit industries would be where they are today. The most recent news … (11 comments)
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title: Tax reassessment - always learning new things! - 05/22/08 02:25 PM
As part of our mortage brokerage, we have a broker-owned escrow company through LandAmerica and Virtual Escrow. If any of you have looked into this before, we highly recommend it!
Besides the flexibility and income that Virtual Escrow provides, it also means that we end up learning a lot about title … (0 comments)
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title: Looking for the next Donad Trump with $69,000 burning a hole in his /her pocket! - 05/20/08 01:12 PM
A client of mine owns a piece of land in San Pablo California. there are some issues with access to the property.
You can build multi units on the land and the price is very low.
Does anyone have any ideas on where I can market this unique piece of land?
… (7 comments)
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title: Commercial Real Estate Expo - 05/09/08 03:00 PM
Just learned about this event and wanted to pass it along in case you are interested in commercial real estate like I am. Drop me a note if you're going and we can meet up. Joe
Red Oaks Cedar Park Listings | Austin Texas Listings
… (0 comments)
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title: Homeowners Insurance & Title Insurance- What It Is & Why You Need It. - 05/08/08 07:25 AM
Homeowners Insurance
Homeowners Insurance protects the buyer and mortgage lender from loss due to fire, storm, lightning, and other types of peril loss and liability.
Homeowners Insurance is required by your mortgage lender and must be purchased before the closing of your home. Remember, you will be expected to pay for a year's … (0 comments)
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title: ***THIS IS GREAT; NO CHARGE FOR ATTORNEY ADVISE*** - 05/05/08 06:51 AM
ATTORNEY'S ADVICE - NO CHARGE
Read this and make a copy for your files in case you need to refer to it someday. Maybe we should all take some of his advice! A corporate Attorney sent the following out to the employees in his company.
1. Do not sign the back of your … (4 comments)
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title: Tenancies in Common for Today’s Real Estate Investor - 05/05/08 12:37 AM
By The Burton Law Firm
This article is for informational purposes only. Nothing in this article should be understood as legal advice, and no attorney-client relationship is created by it or the information it contains. Consult with a licensed attorney if you require assistance in a legal matter. This article is protected … (1 comments)
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title: Happy Hour For Dallas Real Estate Professionals - 05/02/08 08:54 PM
So we (Gynell & I) are putting together a happy hour for anyone in the real estate industry in North Texas (Dallas area) that would like to go. It'll be Tuesday May 13, 2008 ofcourse, at Berry Hill, northwest corner of Preston & Frankford. There will be drink specials and food is provided. … (8 comments)
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title: Various Ways to Hold Title to Real Property - 05/01/08 04:05 PM
… (1 comments)
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title: Central Coast REO Activity April 2008 - 04/27/08 10:49 AM
The Santa Maria and Lompoc Valleys are still in the throes of foreclosure and REO activity, although the existing inventory is moving better, per our Realtors here.
On behalf of Fidelity--and I'm sure I speak for ALL the LOCAL Title and Escrow Companies on the Central Coast--a BIG 'THANK YOU" to ALL … (0 comments)
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title: Realtor Web Marketing - Start to Amplify the Power of Your Blog - 04/25/08 03:51 PM
In my first installment of web marketing with blogs, I discussed the various things you need to consider when choosing a blogging platform and where to set it up. Now that your blog is set up, we can move on to the next steps…
Step 3: Use Effective Title’s
In the … (0 comments)
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title: To EVERYONE in the Industry... - 04/25/08 12:45 PM
I talked to someone from the Sandler Sales Institute this morning and I was amazed at the information that he gave me. I think everyone should live by this....
Draw the face of an analog clock...
On the 12 hour, put the word Outlook There
On the 3 hour, put the word Judgment There
On … (4 comments)
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title: Making An Offer on a California Home - 04/23/08 11:06 AM
In a 10-page contract, there are quite a few terms and conditions to cover with a buyer when they're writing one with the agent, or with sellers when they receive one from an interested buyer. If using a Realtor as your agent, then you should be using the standards forms with … (1 comments)
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title: The Real Estate Investor's Guide To Dealing With Title Issues - 04/22/08 07:14 AM
A basic real estate contract stipulates that on or before a specified date the buyer agrees to bring cash for the purchase and the seller agrees to deliver clear title to prove that they have the right to sell the property. Although according to the contract it is the seller's responsibility … (1 comments)
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title: What is title insurance? - 04/18/08 07:01 PM
A title insurance policy is an insured statement about ownership of interest on a specific piece of real property. The basic policies insure the owner or others having an interest in the property against loss by encumbrance, defective title or adverse claims against the title.
A preliminary commitment for the title insurance … (1 comments)
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title: Do you mind if I vent a little...... - 04/18/08 03:45 PM
We are closing a Fannie Mae cash deal tonight. These people are buying a 3 bedroom house for $12,000.00 They have declined obtaining an Owner's policy for title insurance, so basically all my firm is making is the "Settlement Fee". Do you know, the buyer is fighting tooth and nail about … (5 comments)
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title: Quick Close Bank Owned Home - 04/17/08 08:33 AM
OK, given the frustration we are all experiencing with short sales and bank owned homes I wanted to share a happy story for encouragement. I had clients who pulled out of a contract on a house half way through our 30 day escrow. For no particular reason, except they felt they … (4 comments)
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title: The Real Estate Investors Guide To Title Issues - 04/16/08 11:22 PM
A
basic real estate contract stipulates that on or before a specified date
the buyer agrees to bring cash for the purchase and the seller agrees to
deliver clear title to prove that they have the right to sell the property.
Although according to the contract it is the seller's responsibility … (0 comments)
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title: Holding Title as Community Property With Right of Survivorship - 04/16/08 10:30 PM
This article is for informational purposes only. Nothing in this article should be understood as legal advice, and no attorney-client relationship is created by it or the information it contains. Consult with a licensed attorney if you require assistance in a legal matter. This article is protected by United States copyright … (1 comments)
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title: LLCs for Real Estate Investors - 04/16/08 10:25 PM
This article is for informational purposes only. Nothing in this article should be understood as legal advice, and no attorney-client relationship is created by it or the information it contains. Consult with a licensed attorney if you require assistance in a legal matter.
Whether starting a new business or reorganizing … (0 comments)
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title: New Certified ePRO Trainer for Michigan - Plus Blogs, SEO's & Websites - 04/05/08 08:39 PM
I am pleased to announce that I have been selected as a Certified e-PRO Trainer for the National Association of Realtors ePRO Designation. I will be providing e-PRO Workshops throughout Michigan in addition to my other Training, Education, and consulting opportunities. As a Realtor who is out there in the trenches listing … (2 comments)
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title: The Benefits of a Small Title Company - 04/03/08 10:58 AM
My partner and I used to work for a large national title company who has recently announced that they are closing their doors. I live in Pittsburgh and there are no less than 5 or 6 large title companies who have ceased operations here.
When I started at that national title company, … (17 comments)
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title: Title Insurance in Rhode Island (RI) - 03/29/08 10:25 AM
What is title insurance? How much does it cost? Should I buy it in Rhode Island (RI) and Massachusetts (MA)?
Owner's title insurance protects the Buyer of a Real Estate against undiscovered liens or defects in the title prior to the time of purchase in both Residential and Commercial Real Estate. Title … (0 comments)
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title: I have an offer on my Condo listing!!!! Need advice quick!!! - 03/29/08 09:14 AM
I have an offer on my Condo listing. It is 10K lower then asking price. It is a short sale. I am debating countering on price but I sort of think I want to let the bank do that. I have only had 4 or 5 showings in 2 months. I … (8 comments)
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title: Large Order Bulk Foreclosure Buying Guidelines investwisely! - 03/25/08 03:17 PM
Banks Are Throwing Properties Out Like Trash...For Pennies
Foreclosure happens every day. A foreclosure boom at the levels we're seeing now happens once every 20 years. You can either sit there while the opportunity passes you by or wake up and take profit now while you can. With properties available at less … (0 comments)
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title: Why Men Don't Talk - 03/25/08 02:28 PM
Husband and wife are sitting quietly in bed reading when the wife looks over at him and asks the question:
WIFE: 'What would you do if I died? Would you get married again?
HUSBAND: 'Definitely not!'
WIFE: 'Why not? Don't you like being married?'
HUSBAND: 'Of course I do.'
WIFE: 'Then … (24 comments)
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title: New to BNI - 03/25/08 08:34 AM
Good Morning Active Rain
Today I attended my first BNI "intro" type group. It was pretty interesting the way it all works. I have heard a lot about these groups, so I was curious to find out how they operate. I had been a bit intimidated by the idea that they … (2 comments)
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title: 1031 Exchanges - Vesting Issues #2 - 03/24/08 11:39 PM
This information is provided for educational purposes only. It should not be construed as tax and/or legal advice. Individuals should consult their personal tax and legal advisors regarding the specific circumstances of their individual exchanges.
For more information, please call (877) 646-1031 or email me at LisaL@apiexchange.com or national headquarters (800) 282-1031 … (2 comments)
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title: 1031 Exchanges - Vesting Issues - 03/24/08 11:37 PM
… (0 comments)
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title: The Closing Process - 03/24/08 03:07 PM
There Are Many Steps to the Closing Process. Closing" (also known as "settlement") on a home salemeans legally transferring ownership from one party to another. This process can take 30 to 60 days, and culminates in the signing of contracts and passing over the keys from the seller to the buyer. … (1 comments)
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title: The clsoing Process - 03/24/08 03:07 PM
There Are Many Steps to the Closing Process. Closing" (also known as "settlement") on a home salemeans legally transferring ownership from one party to another. This process can take 30 to 60 days, and culminates in the signing of contracts and passing over the keys from the seller to the buyer. … (2 comments)
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title: I say Potato.. - 03/24/08 09:10 AM
Potato Problems...
Well, Girl Potato and Boy Potato had eyes for each other, and finally they got married, and had a little sweet potato, which they called 'Yam.'
Of course, they wanted the best for Yam.
When it was time, they told her about the facts of life.
They warned her about going out and … (5 comments)
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title: **SOME FUN FOR ALL HAPPY EASTER AND OTHER HOLIDAYS SPRING BREAK ETC** - 03/21/08 08:05 AM
BLESS YOU GUYS IN THE MIDWEST WE ARE WITH YOU ALL THOSE FLOODS IT IS SO CRAZY WITH ALL THESE
WEATHER SITUATIONS....................WHAT DID WE DO WRONG???.................WHO KNOWS.............I AM
SHARING THIS I GOT FROM A FRIEND I LOVE IT...................MAYBE WE SHOULD HAVE A GUESSING GAME, I
WAS MARRIED IN 1968 YES STILL MARRIED TO … (0 comments)
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title: National Association of Hispanic Real Estate Professionals - D.C. event - 03/20/08 04:13 PM
Little late getting this up. I will not be attending, but I will repeat my belief that the Spanish speaking market will continue to grow and each and every Real Estate professional that is looking long term should position themselves accordingly.
The above invite was authorized to be passed on to anyone … (2 comments)
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title: HUD's Good Neighbor Next Door Sales Program - 03/20/08 02:47 PM
I just had a call from a potential homebuyer that came across my name (the internet is so amazing) and she was asking if there are any mortgage discounts available for Teachers as she works for the school district.
I didn't have a clue, and she did have a brief discussion with … (3 comments)
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title: Simplified Disclosures... Problem Solved? - 03/17/08 08:11 AM
HUD released a new RESPA reform proposal which includes a standardized Good Faith Estimate.
Technically this is an old reform proposal as they attempted the introduction of the 3-page GFE in 2002, but where met with heavy resistance. They estimate this could save borrowers an average of $668 at settlement or $8.35 billion … (2 comments)
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title: OK, I have an REO Listing…Now What; Or What is an Occupancy Check? - 03/15/08 02:05 AM
OK, I have an REO Listing…Now What; Or What is an Occupancy Check? I can remember the thrill I get every time I receive a text message on my cell phone that I have been assigned a new REO listing. It really is exciting, and yet unlike any other listing … (10 comments)
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title: A Great Marketing Tool, that Exchanges Hands! - 03/13/08 03:34 PM
We all use this object quite frequently during the course of the day. You need them for contracts, documents, reports, etc. People ask to borrow them and tend to forget to return them. We often classified this person as a ___thief, I know I have. Oh, don't let it be your favorite one, you know the one, that … (10 comments)
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title: The difference between Bank Owned and Short Sale Listings - 03/13/08 03:18 PM
Living in the Central Valley of California, and working primarily in Modesto, the majority of the homes that are for sale are either foreclosures or short sales. Every one in real estate understands what a short sale is, but many consumers are confusing bank owned homes with short sales.
A bank … (1 comments)
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title: Southwestern PA Title Company Woes - 03/13/08 01:22 PM
As many of you probably know, Pittsburgh is the mecca of title companies. LSI was the first one about 50 years ago and from LSI spawned ATM, ServiceLink and National Real Estate just to name a few. In the past six months however, a large number of Pittsburgh title companies have … (8 comments)
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title: Forced Sale of Real estate in RI with Business partner, Significant other, Family Member- Partition - 03/08/08 04:17 PM
Forced Sale Of Real Estate In RI With Family Member, Business Partner, Significant Others-PartitionBy David Slepkow
A Rhode Island RI partition case is an equitable, legal action in which a person corporation or legal entity can force the sale of real estate against another co-owner or life tenant. Partition cases can be a … (0 comments)
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title: Are you a client focused Realtor or Loan Officer? - 03/07/08 06:15 AM
If there was a way for your clients to legitimately pay their mortgage off faster, in as little as ½ to 1/3 the time would you tell them?
Well, there is and here's what makes this so powerful:
•· their primary mortgage company won't change
•· their monthly mortgage payment will stay the same
•· … (7 comments)
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title: Rhode Island Real Estate Law FAQS by a RI Lawyer - 03/05/08 11:54 PM
Rhode Island (RI) Real Estate Frequently Asked Questions
BY: Rhode Island Attorney, David Slepkow(401-437-1100, http://EzineArticles.com/?expert=David_Slepkow , http://www.slepkowlaw.com
1) What is title insurance? How much does it cost? Should I buy it?
Owner's title insurance protects the Buyer of a property against undiscovered liens or defects in the title prior to the time of purchase. … (0 comments)
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title: 5 Things You Need To Know About 1031 Exchanges And Your Second Home - 03/05/08 08:29 PM
1031 Exchange - Sail your Second Home in a Safe Harbor
Effective March 10th the IRS is now allowing Second Homes to qualify for a Section 1031 tax-free exchange; even if you take pleasure in personal use of the property. The IRS is clear in that buying a second home in the … (0 comments)
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title: Everyone is trying to sell me something.... - 03/04/08 09:27 AM
Last week I had three people call me to try out their new and different websites... It didn't matter to them that I had two websites and a blog. www.debbieholmes.net, www.homepages.com/debbieholmes1 and this blog. If I just try their product my business will boom and my webranking will skyrocket!!!!!! Sounds to … (9 comments)
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