title: Realtor Question on fees (Commissions) - 05/22/07 10:07 AM
I have a question for Realtors ........ when and where does your rate come up during a contract? Do YOU as a Realtor propose a rate? Is it already listed at X% on a contract?
I ask because I think my question will be buried in Rick Grand's blog about NAR striking … (15 comments)
|
title: PAMB convention (Mortgage Broker Convention)..Valley Forge PA - 05/21/07 08:16 PM
… (1 comments)
|
title: Are darts, shuffleboard, pin ball, pool, jukebox playing, electronic basketball, and shuffle bowling - sports? - 05/21/07 03:49 PM
In another Blog I mentioned my past weekend in Long Beach Island (LBI) New Jersey with my wifey, sister and Bro-in-law.
Every year, we hook up at "the Hud" (a bar) for a sportsfest and basic chill weekend before 'the season' (Memorial Day Weekend) starts at "the shore" (Jersey).
Jeff Belonger picked up on … (2 comments)
|
title: Virginia Title Services - 05/18/07 09:01 PM
Hello to everyone in the AR community,
I am Chris Breck the Director of Marketing for American National Title. We are a full service title company serving all of Virginia.
You may think that all title companies are the same. Well you are right, and you are wrong.
Every Title Company offers quick turnaround, … (1 comments)
|
title: Long Beach Island NJ - my party weekend at 'the HUD' starts tomorrow - 05/17/07 01:04 PM
I'm heading down to LBI this weekend for my annual shuffleboard, dats, pool challenge with my sister and Bro-In-Law. We stay at the Buccaneer so we can walk to the restaurants and bars.
So, anyone ever been to "The Hud"..... (it's actually The Hudson House)....the PERFECT DIVE 'PHILLY TYPE" bar.
If you see … (1 comments)
|
title: The Spanish Market - Building Hispanic Wealth Through Home Ownership - 05/17/07 12:07 PM
Last night I attended an event held by the National Association of Hispanic Real Estate Professionals (NAHREP) at the very prestigious Union League at 140 S. Broad Street in Philadelphia, PA.
The topic of the event was 'Building Hispanic Wealth Through Home Ownership.' The main presentation was given by Tino Diaz, a … (5 comments)
|
title: Low-income families: Lenders steered us to high-risk mortgages we couldn't afford. - 05/17/07 11:02 AM
Interesting read from Florida regarding the Hispanic and Black market. I met Tino Diaz last nite in Philly..blog to follow...
--------------------------------------------------------------------------------
By Tal Abbady
When a mortgage broker convinced Erik Zapata he could own a home, he quickly signed on the dotted line.
He and his girlfriend moved their two children … (0 comments)
|
title: Success Stories? - 05/17/07 10:10 AM
My name is Chris Breck, I am the Director of Marketing for a small but growing Title Company in Baltimore Maryland. I am a "Newbie" to Active Rain and I am looking for some insight as to how to use AR as an effective marketing tool. Of course, if someone is … (1 comments)
|
title: There are now 5 common ways to hold Title in California - 05/16/07 12:37 AM
There are now 5 common ways to hold title in California when more than one person is holding title. In July of 2001 the 5th way was made law and added to choice. Although it is strongly advised for anyone purchasing property in California to seek legal and tax guidance before deciding, … (2 comments)
|
title: Making Networks WORK For You - 05/15/07 01:50 PM
One of the most cost effective ways to generate revenue for your firm, is to have other business professionals refer you business. When this happens, it's like having a sales force out there working for you without having them on your payroll. The only way you can get other professionals to … (2 comments)
|
title: 7 Great Lead Generating Reports - 05/15/07 01:21 PM
The following reports can be used as the basis for making a "soft" offer.
The Internet is the perfect medium of using a "soft" offer to help capture the contact information of your visitors. A "soft" offer can take the form of additional information (or services) which is delivered via email, a … (4 comments)
|
title: How to Generate a Winning Marketing Campaign - 05/15/07 12:50 PM
"Nothing happens until somebody sells something."
- Red Motley
Marketing is everything you do to promote your business which results in your customers - buyers and sellers - calling YOU to do business with YOU on a regular basis.
Marketing does not mean advertising.
Advertising is a component of marketing. A strong word-of-mouth campaign is … (1 comments)
|
title: Frequently Asked Questions.... - 05/14/07 04:58 PM
1. Why do I need Title Insurance?Title insurance is an insurance policy or contract issued by a title company. It protects the purchaser or owner, against a loss that may arise by reason of a defect in your ownership or interest you have in real property.
2. Why did you mail … (3 comments)
|
title: Lehigh Valley Winery - Vynecrest event May 19 & 20 - 05/14/07 04:27 PM
Just received an email invite. The Lehigh Valley wineries are a fun way to spend a weekend Saturday or Sunday....
Greetings Friends: Please Join us for our 5th annual Pinot Weekend … (2 comments)
|
title: The PREAKNESS thread - 05/14/07 03:04 PM
… (3 comments)
|
title: Italian street 'party' in Philly May 19 & 20th - 05/14/07 01:47 PM
Years ago, I used to go to South Philly on a certain date to attend the "Italian Market Fest". I always marked my calendar when I found the date of the annual event.
As with most large cities, each has an outdoor market - and Philly is no exception. It's not … (0 comments)
|
title: Play Teams from Different Eras against one another......not just football BTW - 05/14/07 01:04 PM
The (THE) Sports talk radio show in Philly ( WIP 610 )is running a bracket pool using 8 Eagle teams they seeded. They will be "playing ' one game each night this week and provide 'faux commentary'.
What's interesting - of course 'not real' - but fun, is they found a free … (15 comments)
|
title: Why do you need title insurance? - 05/14/07 10:46 AM
In Texas, the premiums for title insurance policies are regulated by the state insurance commission. You only pay the premium once on each purchase or refinance. The cost depends upon the purchase price of the property and your policy amount must be equal to the purchase price. Lenders will require a … (4 comments)
|
title: Pennsylvania Pride - a little more history...TAPS - 05/14/07 09:07 AM
TAPS.... it's the bugle call that brings a tear at a funeral. I've been at a few for veterans of WWII, including my fathers.
The sound of TAPS......what many many thoughts go through our head as this short, but heartgripping farewell is played.
The bugler who first played this beautiful song, Oliver Wilcox Norton, (and … (3 comments)
|
title: Title problem - 05/14/07 01:07 AM
New Orleans lawyer sought an FHA loan for a client. He was told the loan would be granted if he could prove satisfactory title to a parcel of property being offered as collateral. The title to the property dated back to 1803, which took the Lawyer three months to track down. After … (4 comments)
|
title: Liens Against the Title - 05/10/07 10:18 PM
Occasionally homeowners who are trying to sell their home are surprised to learn that their title is encumbered by a lien. There are several types of liens; the most common are mechanic's or contractor's liens.The lien (or debt) must be paid off in order to be cleared. If the owner prefers … (0 comments)
|
title: Mortgage Applications rise - 3 weeks straight - 05/09/07 09:13 AM
… (2 comments)
|
title: Here's mortgage help - but watch your back. Forgiven debt taxable. - 05/08/07 01:21 PM
Picked this up in the local paper here in Allentown. Geeze, have we perfected how to 'screw ya while we help ya' or not? (The government taxes a person for their unemployment beni's, an inheritance tax,...they were going for the cash equivalent of frequent flier mile,....and on and on.....)I thought this … (1 comments)
|
title: PA Bill 777 - could negativly impact the Real Estate process... - 05/07/07 07:23 AM
We received a fax from the Pennsylvania Land Title Association Friday, stating that Senate Bill 777 in Harrisburg, will impact the availability of public records severely and create mucho headaches for Title companies and thus everyone in a Real Estate transaction.
To summarize, the PLTA says:
It will allow towns and counties to CONTRACT … (10 comments)
|
title: Kentucky Derby Post positions........and early odds - 05/02/07 10:31 PM
I HAVE to like John Velazquez riding ANY horse.
I'll take a peek at Prado's horse also.
Curlin as the FAV right now.....Hhhmmmmm....
Street Sense should be a top three for a tri.............
Let the games begin.........
GIMMIE YOUR THOUGHTS !!!!!!!
..................................................
The field, in post position order from the rail out:
Sedgefield (Julien Leparoux, 50-1)
Curlin (Robby Albarado, … (30 comments)
|
title: Making Editorial Advertising Pay - 05/02/07 04:49 PM
The late Joe Karbo became famous for his self-published book The Lazy Man's Road To Riches, selling hundreds of thousands of copies worldwide. The KEY to his amazing success was unusual for the time... the exclusive use of editorial style advertisements.
A bit closer to home, take a good look at many … (0 comments)
|
title: Riding the Winds of Change for Fun and Extraordinary Profit - 05/02/07 03:19 PM
Let's talk about change.
Things change. Circumstances and situations change. Life changes... sometimes for better, sometimes for worse.
In fact, besides death and taxes, the one constant truism you can always count on is change. There is always going to be continual change throughout our lives and throughout the lives … (2 comments)
|
title: Proven Classified Ad Campaign - 05/02/07 02:55 PM
Brett Beasley (a pseudonym by request) serves a small town of 35,000 with an average sale of $138,000. He spends $87.52 a week to alternate 4 short classified ads in two local papers. The result? 14 deals in 7 months for a gross profit of $113,295!
A great 5-step system
Brett Beasley uses … (9 comments)
|
title: Show & Sell - 05/02/07 02:39 PM
Buyers are driving the real estate business on the Internet. That's the good news. The bad news is they can also drive you nuts once they are in your car and looking for that home they have always wanted. Here's how to take control of the situation and obtain a viable … (3 comments)
|
title: Follow-Up, Follow-Up, Follow-Up.... - 05/02/07 02:27 PM
Bertrum Settlements does more than just closings, we provide Abstract services - mainly to out of state (PA) Settlement companies. I make it a habit to keep in touch with my Abstract clients, to assure customer satisfaction, to try (if we are not already) and become their Primary, and to offer any … (6 comments)
|
title: NAHREP meeting in Philly....anyone going? - 05/01/07 02:42 PM
I received my invite to the National Association of Hispanic Real Estate Professional's to be held in Philadelphia next week (May 16th). I was curious if any AR mambers were going to attend. Please let me know. Thanks.
Rob
Dear NAHREP Members and Real Estate Colleagues;Mark your calendars for our NAHREP Membership Campaign … (8 comments)
|
title: The MINT JULEP....a Kentucky Derby requirement. - 05/01/07 02:01 PM
To inagurate the new group "Run for the Roses" http://activerain.com/groups/barbaro
the following recipe is presented so you can practice, and practice, and practice until race day.
http://www.kentuckyderby.com/2006/derby_experience/mint_julep.html
The Mint Julep
The Mint Julep has been the traditional beverage of Churchill Downs® and the Kentucky Derby® for nearly a century. Early Times Kentucky Whisky has … (4 comments)
|
title: Lehigh Valley PA Wineries - 05/01/07 10:55 AM
The Lehigh Valley Wine Trail offers a unique insight of how local vineyards produce some outstanding affordable priced wines. The group consists of nine wineries and each is family owned. The amount of imported grapes into Pa is restricted, so the wines you taste at each and every stop is … (4 comments)
|
title: Open House: The Debate Continues - 04/30/07 03:05 PM
Holding Open House. Is it worth your time and effort or is the practice best left to "newbies" with nothing else to do? Here are two sides: PRO: "I do Open Houses as much as possible on my listings. After looking at my numbers this year, I found I did … (1 comments)
|
title: A little bit more about what I do... - 04/30/07 02:33 PM
Hello!
My name is Kristen Haley and I work for a closing attorney located in Providence, RI and closing loans NATIONALLY. I am the Massachusetts Account Executive and i specialize in growing my clients' businesses. Check out my blog for information as to what I actually do.. and also my profile so … (4 comments)
|
title: Why Open House is a Waste of Time and What You Should be Doing Instead - 04/27/07 03:58 PM
Let me preface this report by stating emphatically that holding open house is a terrible waste of time, marketing dollars and effort unless you can get someone else to do it for you. We'll discuss a much better approach in a moment. Right now, let's prevent this scenario:
You walk in the … (21 comments)
|
title: Mortgage Rate Update --- Various Ways to Hold Title to Real Property - 04/26/07 02:10 PM
… (1 comments)
|
title: Monday's are for Chili Cook Offs? - 04/23/07 05:51 PM
This isn't Texas, and this isn't Emeril. This is about thinking outside the box.I just got back from a Chili Cook-Off.Yes I know, it's Monday.It was put on by a local title company (First American Title).
It couldn't have been simpler.They had a number of office workers prepare their favorite chili recipes.They … (1 comments)
|
title: Your CUSTOMER and CUSTOMER SERVICE.. - 04/23/07 09:26 AM
I write this as Jason Sardi of First Choice Equity Group asked me if he (a Mortgage Consultant) is 'classified' as a customer to Bertrum Settlements, my Title company, even though he is not the one that pays any fees.(He asked this in my Blog about the great customer service I've … (6 comments)
|
title: Getting Ready for Showtime! Part 2 of a series - 04/22/07 12:50 PM
In the previous entry in this series: Getting Ready for Showtime! Part 1 of a series
I made a list of the various things to do to get ready for "showtime".
First up are: Title Inspection and Home Warranty
You are under contract with the Seller to represent their best interests. Two items … (0 comments)
|
title: 'A-B-A' ....B-A...'BAA' ... oh the humanity - 04/20/07 11:38 PM
When I watch this film clip I crack up. it reminds me of a room full of Realtors being told about the wonders of the ABA just signed with the broker/owner being the teacher and the title company and Mortgage Broker there for support.
(I think I know the Realtor with the … (13 comments)
|
title: Risk Reversal for Buyers - 04/20/07 02:29 PM
Lee Iacocca once said, "If you want to be the best, you have to separate yourself from all the talk about quality. And put it in writing."
What Mr. Iacocca was referring to was offering a guarantee.
Every retail operation guarantees their products. Every manufacture guarantees their products. Every mail order operator has … (1 comments)
|
title: Seriously? You Want Me To Do What? - 04/15/07 08:31 PM
I had the most awe-inspiring experience with a local Realtor recently...and not awe-inspiring in a good way. I had a buyer, represented by a very close Realtor friend of mine, who put in an offer on a condo for sale by an owner/agent...who just happened to be the mananging broker of … (10 comments)
|
title: Do you REALLY offer to HELP people in the business - or is it money or nothing? - 04/13/07 10:27 PM
Today I was at a one of my FAVORITE Mortgage Brokers....First Choice Equity Group, Inc. in the Lehigh Valley of PA. Now they have 'only' given our Title company, Bertrum Settlements, two jobs over many, many months.
Bertrum Settlements is unique in that we are ALWAYS looking outside the box, looking for … (18 comments)
|
title: You have the Right! - 04/13/07 09:34 AM
First Choice Title Serviceswould like to make everyone aware in Flagler County and Orange County, that if they are closing a real estate transaction and they are paying the title insurance they have the right by law to choose which title company to use. There are real estate agents who are … (0 comments)
|
title: The Philly Loan Predators and AJTS - 04/10/07 10:22 AM
Interesting that many people I speak with believe that it's the poorest of the poor (well - perhaps that's a bit of an exaggeration) that had been bitten by the predators. In so many cases - it's really up the food chain a bit - people that have some equity, people that … (1 comments)
|
title: Suzanne Willems...Schererville Indiana Realtor - 04/06/07 09:48 PM
We offer local expertise about real estate, schools districts and neigborhoods. Thinking of buying? Ask me about Free Buyer Representation, paid by the seller. Thinking of selling? Do not be fooled by variable rate commissions or tiered sale pricing. Need information on selling your home with the highest possible profit to … (0 comments)
|
title: Helping Realtors Grow - 04/05/07 10:06 PM
Rhonda Sher, author of the 2 Minute Networker, was the featured speaker at Helping Realtors Grow, a training and networking event, for realtors, that is the brainchild of Joey Aszterbaum, of Patrion Mortgage. Held at Hemet, CA's Marie Callender's and sponsored by Mike McKinlay of Fidelity National Title, this second group meeting proved to be … (7 comments)
|
title: DOOM & GLOOM? NO - JUST TIME TO GET FOCUSED & INNOVATIVE - 04/04/07 03:11 PM
Going around the 'circuit' here in the Lehigh Valley (PA) the past month - representing a Title company, I check the pulse of my clients and potential clients.
It's amazing that some are having heart attacks and doubling up on their Xanax, others haven't noticed a REAL difference and yet a few are … (3 comments)
|
title: Education - Share the wealth (Can Title work be 'interesting'?) - 04/03/07 07:59 PM
Today, the owner of Bertrum Settlements and myself gave a 60 minute overview of "Title Insurance" to a Realty Agency in the Lehigh Valley (Allentown, PA). The 'project' simply started with a phone conversation (yes, a cold call - the ugly cold call as some of you define it) to the Manager which … (3 comments)
|
title: The Keys to Homeownership - Part IV (Final Chapter)... - 04/02/07 12:42 PM
As I come to a close on this particular series, I hope that I have provided some helpful information for potential homeowners.
My last post in this series will be about closing and your new life as a homeowner.
Your closing date will probably be established once your loan is approved and … (0 comments)
|
title: Mortgage Programs - Broward County REALTOR & Lic. Mortgage Broker - Michelle Burgos, GRI - 03/28/07 11:51 PM
Private Sector®
Conventional Loans - The only security guarantee is the value of the property.
Conforming LoansConventional loans that follow the terms and conditions established by the guidelines of Fannie Mae and Freddie Mac.
Fixed-Rate MortgageThe interest rate and the principal payments remain fixed throughout the loan. Keep in mind your monthly escrow … (1 comments)
|
title: Fully-Integrated - 03/27/07 01:23 PM
Many real estate closing software vendors claim that they have a fully-integrated software. What does fully-integrated mean to you? Well to TitleSoft it means 1 piece of software(1 exe.). I'll explain. TiteSoft offers a true turn key deliverable which requires no additional 3rd party technology/vendors. Integrated open database, integrated automated trust … (0 comments)
|
title: Attention Title Companies!!!!! - 03/27/07 10:41 AM
How Can You Realize Greater Profitability?Increase Efficiency. As the market continues to shrink and the title business continues to change, taking control and increasing efficiency becomes more necessary than ever before. By increasing efficiency and realizing the resulting capacity, you will be better able to manage costs with regard to revenue … (0 comments)
|
title: House Price Equilibrium- 'Nirvana' (or just more optimism clutter). A Title Guy's thoughts. - 03/26/07 08:50 AM
I spoke with a Realtor on Friday that "lost" two homes because he (his clients) underbid. The winning offers - in one case the bid was asking price and the other it was just below asking price. Other Realtors are seeing recent increased activity (even 'noise level' is better than cold … (7 comments)
|
title: How To Make A Fortune Giving Away FREE Reports! - 03/23/07 07:48 PM
Writing and publishing is a powerful way of helping people discover you, your services and how you can solve their pressing problems.
Writing, publishing and offering valuable information via a FREE REPORT can be an incredibly powerful lead generation tool. Why? Because Free Reports make a valuable offer -- a component of … (4 comments)
|
title: Let's Dance - A weekend message from 'The Title Guy' - 03/23/07 02:25 PM
Today's Friday Message of the Day is:Life is short, Break the rules, Forgive quickly, Love truly, Laugh uncontrollably, And never regret anything that made you smile.Life may not be the party we hoped for, but while we're here we should dance.LET's Dancehttp://www.youtube.com/watch?v=30AVhf-ZLwMHave a great weekend! … (3 comments)
|
title: Marketing - 03/21/07 12:24 AM
When it comes to marketing, every Realtor and Loan Officer has different styles and preferences. Call me so that I can help guide you on which programs that would best suit your business plan.
HomeDiscPlay Interactive Business Card CD
Looking for that one tool that's going to help set yourself apart from the other agents and … (1 comments)
|
title: Mistake Buyers Make around Settlement Time (audio) - 03/19/07 03:34 PM
Here is a link to part of an audio interview that I had with an owner of a reputable settlement company. We are discussing the mistakes people make before, during, and after settlement. This interview is part of an 8 question interview conducted in Maryland a few weeks ago. The full … (0 comments)
|
title: Lafayette Indiana - 5 Things to Understand About Title Insurance - 03/19/07 12:06 PM
5 Things to Understand About
Title Insurance
http://www.yourrealestatespecialistsgroup.com
•1. It protects your ownership right to your home both from fraudulent claims against your ownership and from mistakes made in earlier sales, such as mistake in the spelling of a person's name or an inaccurate description of the property.
•2. It's a one-time cost usually … (0 comments)
|
title: Closing Dates - 03/16/07 01:36 AM
Closing Dates
The final closing date is an important item in the negotiation of the purchase agreement on a home. This is the day when the buyers get their ownership papers and the sellers get their money. It is important to remember that most standard contracts don't pinpoint a specific date, … (0 comments)
|
title: Fast Title turns - getting faster? - 03/15/07 06:36 AM
One of our company's attributes that separates ourselves from other Title Companies in the Lehigh Valley PA market is the ability to turn Title Commitments quickly.
We are able to do this by not only having experienced closers and support staff, but also having our own Abstractors (searchers) on staff. Each day we … (3 comments)
|
title: Ownership Gotchas! - 03/09/07 04:23 PM
Every REALTOR® who has been practicing real estate for any length of time has encountered at least one individual who is trying to list or sell a property which they do not own. Before opening negotiations on any property--REALTOR® listed or for sale by owner--be sure to check the ownership information … (0 comments)
|
title: Northwest Indiana Real Estate: Title Insurance 101 - 03/07/07 08:54 PM
1. It protects your ownership right to your home both from fraudulent claims against your ownership and from mistakes made in earlier sales, such a mistake in the spelling of a person's name or an inaccurate description of the property.2. It's a one-time cost usually based on the price of the … (0 comments)
|
title: Northwest Indiana Sellers: Service Providers You May Need When You Sell - 03/06/07 04:05 PM
1. Real Estate Attorney2. Appraiser3. Home Inspector4. Mortgage Loan Officer5. Environmental Specialist6. Lead Paint Inspector7. Radon Inspector8. Tax Advisor9. Sanitary Systems Expert10. Occupancy Permit Inspector11. Zoning Inspector12. Survey Company13. Flood Plain Inspector14. Termite Inspector15. Title Company16. Insurance Consultant17. Moving Companyhttp://www.willemsrealtors.com/ Serving Cedar Lake, Crown Point, Dyer, East Chicago, Gary, Griffith, Hebron, Hammond, … (0 comments)
|
title: What is CAPPS? - 02/26/07 12:29 PM
CAPPS is a web-based loan origination system designed to prepare commercial and multi-family loan applications for submission to lenders. CAPPS is also an application submission service. Applications are submitted to a database of local, regional and national lenders. CAPPS provides instructional video clips designed to teach the basics of income property loans and … (0 comments)
|
title: Common Ways of Holding Title - 02/19/07 02:18 PM
[ Back To Homeowner Information ]
… (0 comments)
|
title: Do you have 20-20 business vision? (or do you just project a blurred message?) - 02/19/07 09:49 AM
Your message may sound like a fish tale if not communicated to the right audience using the right method.
"I'm tellin' ya....it was bigger than ME ! "
'Yeah, sure it was'.
Look at this message....This is what I can do for you !!!
Marketing communications is an essential tool in the success of an individual … (13 comments)
|
title: Hey You Wench !!! A Philly Photo story from a Title Guy - 02/03/07 08:51 AM
2007...........And so the year began...... Rob & Dave (brother of Rob) wake up anticipating a kick butt parade up Broad Street on another January 1st.
But it was not to be..... PARADE CANCELLED - RAIN.
AHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHH !!!!!!!!!!!!!!!!!!!!!!!!!!!
What to do, what to do...........
Heck, do what we always do ...have a beer, find an OLD … (60 comments)
|
title: More Questions Than Answers - 02/02/07 09:15 PM
More Questions Than Answers
By: Curt Swearengin
www.icouldbeyours.com
www.amcapholdings.com
The burning question that I am asking is what are the advantages and disadvantages (if any) to split the title transaction on a purchase?
Question? What exactly is RESPA Section 2608?
Answer ? Although the choice of title company is often made by the listing agent, federal … (5 comments)
|
title: Title Closing Protection Coverage - 01/30/07 10:31 PM
Title Closing Protection Coverage (Predatory Lending Law) January, 2007
A new Ohio law became effective January 1, 2007 which affects buyers and sellers of residential real estate. The new "Predatory Lending Law" (ORC 3953.32) requires title/escrow companies to provide a "Notice and Offer of Availability of Closing Protection Coverage" statement and a … (5 comments)
|
title: Alliance Title Company Introduces Virtual Escrow - 01/17/07 01:06 PM
We would like to introduce to you Virtual Escrow Technologies. Virtual Escrow is the most innovative Broker/Escrow tool in the marketplace today. Virtual Escrow Technology was originally designed for Broker-owned Escrows. This program is a one-of-a-kind Web-based, event-driven escrow software system. Several years ago, during the developmental stages of Virtual Escrow, … (0 comments)
|
title: The separation of Title and Escrow - 01/12/07 05:45 PM
Today, our sales team had a meeting with a local Escrow service, from the school of thought of keeping title and escrow separate, and it's benefits to your client. The owner brought up a number of good points regarding the inclusion of attorneys in a transaction, and as she's the first service … (0 comments)
|
title: Title Insurance - Standard vs. Enhanced - 01/12/07 10:48 AM
Many always ask the question so I thought I would use an explination of one of my underwriters, First American Title Insurance Company. Hopefully this will help people understand title insurance furthur and why the new "Enhanced" policies are much better!
Note: They refer to a standard policy as an "ALTA Plain Language", and … (0 comments)
|
title: How should a client hold title??? (tenancy) - 01/12/07 10:17 AM
Just some info for people who might not know what tenancy is, some of these terms are different in each state but the concepts are very similar. An example of this is Tenants by Entirety, which is reserved for married couples in Maryland. This was put out by Chicago Title.
The comparison below … (5 comments)
|
title: Is your Title Insurance too high? - 01/01/07 10:15 PM
Is title insurance to much in your state?
I recently downloaded and read a report that here in Florida, title insurance is pretty expensive . And the report is pretty comprehensive and covers a variety of insurers and different scenarios.
The report is from The Florida Office of Insurance Regulation … (4 comments)
|
title: It's never too early to involve the Title Company - 12/29/06 02:45 PM
How many of you have taken a listing, marketed the property, secured a contract, only to find out that the Sellers are "Upside Down" and cannot close without bringing money to the closing table, or getting lender approval for a "short sale", or were unaware of a prepayment penalty that puts … (7 comments)
|
title: Why you should have Title Insurance - 12/28/06 01:46 PM
Back a number of years ago when I started in the title business I was working on a file that had a 1st lien and also a Federal Tax Lien. Well in order to clear the lien we would have to get the sellers social security number to match up with the … (1 comments)
|
title: Buyer's Checklists - 12/27/06 10:48 PM
Hire "me" as your real estate professional.The first step is for me to help you find your dream home and fine-tune your financial expectations. Working with a buyer's agent is worth consideration since I am legally responsible for representing the buyer's interest in a real estate transaction. I can guide you through every … (1 comments)
|
title: Farming, Lists, and Crop Circles - 12/26/06 02:04 PM
How do you farm? Nice neat straight rows? Small clusters wherever the most fertile ground exists? If you're a newbie, how do you learn how to farm efficiently and effectively? If you've been farming an area for years, are you behaving out of habit or because your farming efforts produce a … (3 comments)
|
title: Want Listings? Want Buyers? Join Now!! - 12/23/06 08:19 PM
Want Listings? Want Buyers? Join Now!!
by: Curt Swearengin
I have recently published a new website called http://www.icouldbeyours.com/. This site is for FSBO"s. Don't throw anything at the screen and don't delete me from your favorites or from your life ( not yet anyway ) When you were a rookie real-estate agent. The broker … (16 comments)
|
title: Holiday Cheer! - Does This Sound Familiar?? - 12/22/06 08:39 AM
'Twas an hour before closing and the agents were tense, to close Christmas Eve just didn't make sense.But the seller was booked on the 6 o'clock flight and had warned "THERE WILL BE A CLOSING TONIGHT!"The agents agreed because business was dead, and visions of commission checks danced in their heads.
The … (0 comments)
|
title: Patience - 12/22/06 07:00 AM
With just a few days left until the holidays draw near, many of us are likely scrambling to make our final days of 2006 as productive as possible. Last minute deals, extensions, negotiations, listings, and of course holiday preparations. One word. Patience. If you are trying to close before the holidays … (5 comments)
|
title: One More Mistake and I'll....... - 12/06/06 03:26 PM
I have been working with the same title company for a few years. The guy that owns the company is a good friend. There have been little mix ups from time to time....no, that's not right....on most files. I have tried to just let it go. I caught them before it … (25 comments)
|
title: Title Companies Under Fire - 12/01/06 06:06 PM
I read a great post from a fellow real estate blogger today. In actuality, I should have written a post comparing my experiences as a former California real estate agent and now, a Colorado Broker.
I have found that the relationship between title reps and agents here (in Colorado) is more cut … (2 comments)
|
title: Just What Are You Signing At The Closing Table - 11/22/06 10:53 PM
It's the big day. You have been waiting for this day since your offer was accepted. Your hands are sweating from both nervousness and exitedness. You got your closing check funds in your hand.
You sit down at the closing table with all the other parties; the realtors, seller, title agent, and … (34 comments)
|
title: Clear Title Quandary - 11/13/06 11:56 PM
Recently I received this from a friend and thought I would share it with all of you. As I am sure that each of us have run into similiar road blocks and inadequicies while dealing with public entities.
Ohhh, our bureaucrats!
As most of you receiving this know, New Orleans residents are … (6 comments)
|
title: ABA's (Title companies)....how many belong to one - WHY belong to one? - 11/09/06 10:27 AM
Trying to 'get in the door' representing my Title Company can be difficult at times as many Realtors and Mortgage Brokers are part of ABA's with existing Title companies. (I've had some Realtors say to me that their owner has it as company policy to use the ABA....??????? wow).
My questions are this:
1) … (13 comments)
|
title: Credit Report Atlas & Office Assistant Gals Announce One-Of-A-Kind Collaboration - 11/07/06 12:13 PM
PRESS RELEASE
November 6, 2006
Immediate Release
Credit Report Atlas & Office Assistant Gals Announce One-Of-A-Kind Collaboration
Nationwide-November 6, 2006, Credit Report Atlas (CRA) and Office Assistant Gals (OAG) officially announced their collaboration giving the mortgage industry a full spectrum of supportive solutions to help maintain and boost business from prospect to closing and … (2 comments)
|
title: When Seller's Attorney and Buyer's Attorney Clash Part III - 11/07/06 08:58 AM
Resolution? Well it looks good but it isn't a done deal yet. As of yesterday and a half dozen conference calls, and at least that many emails the Seller's Attorney has agreed to issue an insured titled, accept the abstrate work done by the Buyer's Attorney and to have it put … (0 comments)
|
title: Court ruling frees Toronto couple from fraudulent mortgage - 11/03/06 09:06 PM
A Toronto court ruling that has freed a couple from a bogus mortgage is "unprecedented" and a "breakthrough," the victims' lawyer said Wednesday.
Superior Court Justice Randall Echlin ruled Tuesday that Seyed Rabi and his wife, Shohreh Shafiei, were the innocent victims of identity thieves who placed a $247,860 mortgage on the … (1 comments)
|
title: Why You Should Switch Credit Reporting and/or Title & Escrow Companies - 10/30/06 05:51 PM
Hello,
I am Chelsey Fanara and I am an AEM for Credit Report Atlas (CRA). We offer our clients an array of supportive solutions, products & services to help them obtain, create & close more loans and make more money every day!
We are a CREDIT REPORTING and TITLE & ESCROW COMPANY. We … (0 comments)
|
title: Land Contract - 10/19/06 09:36 PM
… (0 comments)
|
title: Signing Loan Docs - 10/19/06 01:08 PM
I'm sure both consumers and Real Estate professionals can identify with this topic, "Signing Loan Documents!"
Have you ever looked through an entire set of disclosures and gotten lost on sentence 2? I believe that the documents are designed in such a way that they know by human nature, you won't read through … (1 comments)
|
title: Requirements for Insuring Trusts - 10/17/06 05:58 PM
In today's world of busy probate courts and exorbitant death taxes, the living trust has become a common manner of holding title to real property. The following may help you understand a few of the requirements of the title insurance industry if title to property is conveyed to the trustee of … (0 comments)
|
title: Requirments for Insuring Trusts - 10/17/06 05:57 PM
In today's world of busy probate courts and exorbitant death taxes, the living trust has become a common manner of holding title to real property. The following may help you understand a few of the requirements of the title insurance industry if title to property is conveyed to the trustee of … (0 comments)
|
title: What's in a name - 10/16/06 04:43 PM
What's in a name? When a title company seeks to uncover matters affecting title to real property, the answer is, "Quite a bit." Statements of Information provide title companies with the information they need to distinguish the buyers and sellers of real property from others with similar names. After identifying the … (1 comments)
|
title: Items for the IRS - 10/16/06 04:40 PM
Sellers of real property will have certain information regarding the sale reported to the Internal Revenue Service. This required reporting is a consequence of the Tax Reform Act of 1986; it is intended to encourage taxpayer compliance and aid in audit and enforcement efforts by the I.R.S. To help you better … (0 comments)
|
title: Understanding your reports - 10/14/06 11:25 PM
After months of searching, you've finally found it -- your perfect dream home. But is it perfect? Will you be purchasing more than just a beautiful home? Will you also be acquiring liens placed on the property by prior owners? Have documents been recorded that will restrict your use of the … (1 comments)
|
title: Why do you do business with the people you do business with? - 10/13/06 10:17 AM
Yesterday, I posted a blog title "Realtors: How do we get the chance to prove ourselves?" The purpose of the blog was for realtors to tell what it is that makes them determine out of the people that come into their office asking for business who they will use. Instead, I … (2 comments)
|
