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    <title>Orlando Real estate </title>
    <link>http://activerain.com/blogs/taianegregorio</link>
    <description> 
Your Real Estate Consultant for life!




Visit my website for all real estate info in Orlando,FL.</description>
    <language>en-us</language>
    <item>
      <guid>http://activerain.com/blogsview/35200/are-you-buying-a-house-or-a-home-</guid>
      <title>Are you buying a house or a home?</title>
      <description>&lt;p&gt;&lt;em&gt;There is a huge difference between a house and a home:&lt;/em&gt;&lt;/p&gt;&lt;p&gt;&lt;em&gt;A house can be a place to eat, sleep, park your car and place all your stuff. It&amp;#39;s a material possession and an investment.&lt;/em&gt;&lt;/p&gt;&lt;p&gt;&lt;em&gt;A home is where you fell comfortable, safe and protected. A home is where you live!&lt;/em&gt;&lt;/p&gt;&lt;p&gt;&lt;em&gt;A house is something that you buy logically.&lt;/em&gt;&lt;/p&gt;&lt;p&gt;&lt;em&gt;A home is an emotional purchase.&lt;/em&gt;&lt;/p&gt;&lt;p&gt;&lt;em&gt;When you buy real estate you have to balance your emotional wants and your logical needs, because there w&lt;/em&gt;&lt;em&gt;ill certainly be a time when the two conflict.&lt;/em&gt;&lt;/p&gt;&lt;p&gt;&lt;em&gt;When viewing a house most people look at it emotionally and envision it as a safe, happy and comfortable home. Later when m&lt;/em&gt;&lt;em&gt;aking an offer or filling out a mortgage application, your logic m&lt;/em&gt;&lt;em&gt;ay begin to kick in instead. That&amp;#39;s when buyer&amp;#39;s remorse may come up.&lt;/em&gt;&lt;/p&gt;&lt;p&gt;&lt;em&gt;The trick in buying real estate is to view all decisions with both, a &lt;/em&gt;&lt;em&gt;&amp;nbsp;logical and an emotional perspective.&lt;/em&gt;&lt;/p&gt;&lt;p&gt;&lt;em&gt;You will find yourself owning a warm, happy, safe home and an i&lt;/em&gt;&lt;em&gt;nvestment &amp;nbsp;for the future at a price you&amp;#39;re willing to pay&lt;strong&gt;.&lt;/strong&gt;&lt;/em&gt;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;&amp;nbsp;webs site: &lt;a href='http://www.myhomeinorlandofl.com'&gt;www.myhomeinorlandofl.com&lt;/a&gt; &lt;/p&gt;</description>
      <dc:creator>Taiane de Gregorio (Sunvest Communities USA)</dc:creator>
      <pubDate>Mon, 15 Jan 2007 13:15:27 -0600</pubDate>
      <link>http://activerain.com/blogsview/35200/are-you-buying-a-house-or-a-home-</link>
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      <guid>http://activerain.com/blogsview/34314/things-not-to-do-before-buying-a-home-</guid>
      <title>Things Not to do before  buying a home.</title>
      <description>&lt;p&gt;&lt;strong&gt;&lt;u&gt;No Major Purchase of Any Kind&lt;/u&gt;&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Review the article titled, &amp;quot;Dont buy a car,&amp;quot; and apply it to any major purchase that would create debt of any kind. This includes furniture, appliances, electronic equipment, jewelry, vacations and expensive weddings .&lt;/p&gt;&lt;p&gt;&lt;strong&gt;&lt;u&gt;Don&amp;#39;t Move Money Around&lt;/u&gt;&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;When a lender reviews your loan package for approval, one of the things they are concerned about is the source of funds for your down payment and closing costs. Most likely, you will be asked to provide statements for the last two or three months on any of your liquid assets. This includes checking accounts, savings accounts, money market funds, certificates of deposit, stock statements, mutual funds, and even your company 401K and retirement accounts.&lt;/p&gt;&lt;p&gt;If you have been moving money between accounts during that time, there may be large deposits and withdrawals in some of them.&lt;/p&gt;&lt;p&gt;The mortgage underwriter (the person who actually approves your loan) will probably require a complete paper trail of all the withdrawals and deposits. You may be required to produce cancelled checks, deposit receipts, and other seemingly inconsequential data, which could get quite tedious.&lt;/p&gt;&lt;p&gt;Perhaps you become exasperated at your lender, but they are only doing their job correctly. To ensure quality control and eliminate potential fraud, it is a requirement on most loans to completely document the source of all funds. Moving your money around, even if you are consolidating your funds to make it &amp;quot;easier,&amp;quot; could make it more difficult for the lender to properly document.&lt;/p&gt;&lt;p&gt;So leave your money where it is until you talk to a loan officer.&lt;/p&gt;&lt;p&gt;Oh...don&amp;#39;t change banks, either.&lt;/p&gt;&lt;p&gt;&lt;strong&gt;&lt;u&gt;Should You Change Jobs?&lt;/u&gt;&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;For most people, changing employers will not really affect your ability to qualify for a mortgage loan, especially if you are going to be earning more money.&amp;nbsp; For some homebuyers, however, the effects of changing jobs can be disastrous to your loan application.&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;For more info go to &lt;a href='http://www.myhomeinorlandofl.com'&gt;www.myhomeinorlandofl.com&lt;/a&gt; &lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Taiane de Gregorio (Sunvest Communities USA)</dc:creator>
      <pubDate>Fri, 12 Jan 2007 15:02:43 -0600</pubDate>
      <link>http://activerain.com/blogsview/34314/things-not-to-do-before-buying-a-home-</link>
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      <guid>http://activerain.com/blogsview/34110/10-mistakes-you-can-t-afford-when-buying-a-home-</guid>
      <title>10 Mistakes you can't afford when buying a home.</title>
      <description>&lt;p&gt;&lt;strong&gt;1-&amp;nbsp; &lt;u&gt;Choose the wrong Mortgage:&lt;/u&gt;&lt;/strong&gt;&amp;nbsp; Make sure you analize very well all your options, then put your choices side-by-side and do the math, don&amp;#39;t forget to compare worst-case scenarios.Also make sure to look at initial rates future rates and the possibilities of prepayment penalties.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;strong&gt;2- &lt;u&gt;Confusing &amp;quot;Pre-Approved&amp;quot; with &amp;quot;Pre-Qualified&amp;quot; for a Loan:&lt;/u&gt;&lt;/strong&gt; A lot of people get mistaken by these terms, as much as they look to mean the same thing they are not. When you are&amp;quot; Pre-Qualified&amp;quot; it means that the lender it&amp;#39;s making an educated guess about how much you ca borrow based on the information you have provided. And when you are &amp;quot;Pre-Approved&amp;quot; it means that the lender has verified everything you&amp;#39;ve told him and it&amp;#39;s offering to lend you up to a certain amount at a current interest rate under certain conditions.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;strong&gt;3- &lt;u&gt;Have too much credit:&lt;/u&gt;&lt;/strong&gt; Excessive credit is almost as bad as no credit or bad credit. If you have a lot of car loans and credit cards that sometimes can be a sure way to get turned down for a loan, even if you pay your bills on time.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;strong&gt;4- &lt;u&gt;Lie on your loan application:&lt;/u&gt;&lt;/strong&gt; Don&amp;#39;t exaggerate on your income on a mortgage application or put down some other untruths, beacuse if the lender finds out later they ca call your loan due and payable. &lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;strong&gt;5- &lt;u&gt;Don&amp;#39;t hide if can&amp;#39;t make the payments:&lt;/u&gt;&lt;/strong&gt; The worst thing you can do is ignore phone calls and letters from your lender when you are behind on your payments. They have many options at their disposal to help borrowers from losing their homes to foreclosure. But they can&amp;#39;t do anything if you don&amp;#39;t talk to them about your dificulties. Lenders act as enemies only if you give them no other choice. &lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;strong&gt;6- &lt;u&gt;Skip a home inspection:&lt;/u&gt;&lt;/strong&gt; It could be a costly mistake to you if you fail to make your purchase contigent on a home isnpection. Inspectors will be able to tell you whether the roof leaks, whether the mechanical systems are in good shape, how lond should you appliances last, etc. So don&amp;#39;t pass the isnpection just to save $300-$400; that&amp;#39;s money well spent.&amp;nbsp; &lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;strong&gt;7- &lt;u&gt;Hire just any agent to sell your home:&lt;/u&gt;&lt;/strong&gt; Real estate agents are not all the same. You want to look for those who specialize in your neighborhood. Ask them how they plan to market your home, what you can do to make the home more attractive to prospects and how much should you ask.&amp;nbsp;&amp;nbsp;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&amp;nbsp; &lt;br /&gt;&lt;strong&gt;8- &lt;u&gt;Fail to check out a remodeler:&lt;/u&gt;&lt;/strong&gt; Never hire a contractor that knocks on your door or says that their prices are good only for a few days. Check out a potential contractor thoroughly, try to make contact with their past clients and ask them&amp;nbsp; about how satisfied they were with all the&amp;nbsp; contractor&amp;#39;s services to their home.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;strong&gt;9- &lt;u&gt;Pay too much upfront:&lt;/u&gt;&lt;/strong&gt; If a contractor asks for more than a third of the contract price as a downpayment, chances are there&amp;#39;s something&amp;#39;s wrong. At worst he&amp;#39;s a scam artist who has no intention of returning once he cashes your check. At best, he&amp;#39;s undercapitalized and can&amp;#39;t afford to purchase materials on his own. Or, in between, he could be using your money to pay workers on another job. Never give a contractor cash either.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;10- &lt;/strong&gt;&lt;u&gt;&lt;strong&gt;Burn your mortgage:&lt;/strong&gt; &lt;/u&gt;It&amp;#39;s a wonderful feeling when you make your last house payment. Many people celebrate holding a mortgage burning party.But don&amp;#39;t burn the original document, make a copy and burn that instead, and keep all your loan docs in a safe place. &lt;/p&gt;</description>
      <dc:creator>Taiane de Gregorio (Sunvest Communities USA)</dc:creator>
      <pubDate>Thu, 11 Jan 2007 22:02:21 -0600</pubDate>
      <link>http://activerain.com/blogsview/34110/10-mistakes-you-can-t-afford-when-buying-a-home-</link>
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      <guid>http://activerain.com/blogsview/18915/can-i-sell-my-house-myself-</guid>
      <title>Can I sell my house myself?</title>
      <description>&lt;p&gt;Many people belive they can save considerable amount of&amp;nbsp;money by selling on their own. They look at the average commission&amp;nbsp; on a house and remember stories of friends or relatives who managed to get through the process with seemingly little trouble. &amp;quot;Other people have sold their own homes,&amp;quot; they say &amp;ndash; &amp;quot;so why can&amp;#39;t I?&amp;quot; &lt;/p&gt;&lt;p&gt;Approximately 10 percent of American homeowners handle their own sales. But in order to do this, you&amp;#39;ll need to realistically assess exactly what&amp;#39;s involved. The routine parts of the job involve pricing your house accurately, determining whether or not a buyer is qualified, creating and paying for your own advertising, familiarizing yourself with enough basic real estate regulations to understand (and possibly even prepare) a real estate contract, and coordinatind detaisl of a closing. These are serious responsibilities to take on, and they include the concerns that your house is only on the market when you&amp;#39;re home, your marketplace is limited to those you can reach locally, and a mistake may cost you the money you&amp;#39;re trying to save. Commissions are negotiable. You can talk with a broker to discuss the level of services you will require to sell your home and determine an agreed upon commission rate based upon the services provided.&lt;/p&gt;&lt;p&gt;The best reason for working with a real estate broker is the enormous amount of information they have at their disposal &amp;ndash; information that can help make your house sell faster and easier. Professionals know about market trends, houses in your neighborhood, and the people most likely to buy in such neighborhoods. They also know how to reach the largest number of people who may be interested in your house (both through old-fashioned sales skill and the Internet resources of a reputable real estate company), and are trained in areas like screening potential buyers and negotiating with them. Finally, they&amp;#39;re always &amp;quot;on-call,&amp;quot; and willing to do the things most of us don&amp;#39;t: working on the weekends and answering the phone at all hours. &lt;/p&gt;&lt;p&gt;&lt;img src='http://activerain.com/image_store/uploads/4/2/8/4/5/ar116278730054824.jpg' height='207' alt=' ' width='330' /&gt;&lt;/p&gt;</description>
      <dc:creator>Taiane de Gregorio (Sunvest Communities USA)</dc:creator>
      <pubDate>Sun, 05 Nov 2006 22:29:30 -0600</pubDate>
      <link>http://activerain.com/blogsview/18915/can-i-sell-my-house-myself-</link>
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      <guid>http://activerain.com/blogsview/18912/what-does-a-home-inspector-do-</guid>
      <title>What does a home inspector do?</title>
      <description>&lt;p&gt;For your own safety, and to make sure you&amp;#39;re getting your money&amp;#39;s worth in the home you choose, using a professional home inspector is highly recommended. A home inspector will check a variety of things such as your home&amp;#39;s plumbing, heating, cooling, and electrical systems, and look for structural problems like a damp or leaky basement, etc. &lt;/p&gt;&lt;p&gt;Usually, you call an inspector immediately after you&amp;#39;ve made an offer on a home. However, before you sign any written offer, make sure (or have your attorney make sure) that it includes an inspection clause, which says that your purchase obligation is contingent on the findings of a professional home inspector. &lt;/p&gt;&lt;p&gt;Your inspector will not tell you whether he or she thinks the home is worth the money you are offering. Rather, the inspector&amp;#39;s job is to make you aware of repairs that are recommended or necessary. A seller may be willing to renegotiate a price to accommodate needed repairs, or you may decide that the home will take too much work and money. A professional inspection will help you make an informed decision. &lt;/p&gt;&lt;p&gt;In choosing a home inspector, consider one who has been certified as a qualified and experienced member by a trade association. Your real estate professional can refer you to qualified inspectors in your area. &lt;/p&gt;</description>
      <dc:creator>Taiane de Gregorio (Sunvest Communities USA)</dc:creator>
      <pubDate>Sun, 05 Nov 2006 22:08:12 -0600</pubDate>
      <link>http://activerain.com/blogsview/18912/what-does-a-home-inspector-do-</link>
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      <guid>http://activerain.com/blogsview/18910/how-do-i-know-if-i-m-getting-the-best-value-for-my-money-</guid>
      <title>How do I know if I'm getting the best value for my money?</title>
      <description>&lt;p&gt;A professional appraiser is the best way to tell if a home is priced fairly. A real estate appraisal is an unbiased opinion of a property&amp;#39;s value based on its style and appearance, construction quality, usefulness, and other factors, including the value of comparable properties nearby. &lt;/p&gt;&lt;p&gt;When you apply for a mortgage, the lender will have a professional real estate appraiser perform an appraisal of the property. &lt;/p&gt;</description>
      <dc:creator>Taiane de Gregorio (Sunvest Communities USA)</dc:creator>
      <pubDate>Sun, 05 Nov 2006 22:03:16 -0600</pubDate>
      <link>http://activerain.com/blogsview/18910/how-do-i-know-if-i-m-getting-the-best-value-for-my-money-</link>
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      <guid>http://activerain.com/blogsview/18361/what-is-earnest-money-and-how-much-do-i-need-</guid>
      <title>What is earnest money and how much do I need?</title>
      <description>&lt;p&gt;When you sign an offer to purchase, your realtor will ask you for &amp;quot;earnest money.&amp;quot; This refers to a monetary commitment that shows you are serious about wanting to buy. Usually, you will be asked to write a check for one to 10 percent of the sales price. &lt;/p&gt;&lt;p&gt;This money will be held in a special escrow account. If your offer is accepted, your earnest money will be included as part of your down payment . If your offer is not accepted, you&amp;#39;ll get back all your earnest money. But keep in mind that if you back out, you may forfeit the full amount.&lt;/p&gt;</description>
      <dc:creator>Taiane de Gregorio (Sunvest Communities USA)</dc:creator>
      <pubDate>Fri, 03 Nov 2006 10:48:58 -0600</pubDate>
      <link>http://activerain.com/blogsview/18361/what-is-earnest-money-and-how-much-do-i-need-</link>
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      <guid>http://activerain.com/blogsview/18073/how-many-homes-should-i-look-before-i-buy-</guid>
      <title>How many homes should I look before I buy?</title>
      <description>&lt;p&gt;There is no set number of homes you should look at before you decide to make an offer on one. That&amp;#39;s why providing your realtor with as many details as possible up front is so helpful. The perfect home may be waiting for you on your first visit. Even if it isn&amp;#39;t, the house-hunting process will help you get a feeling for the homes in the community and narrow your choices to a few homes that are worth a second look. &lt;/p&gt;&lt;p&gt;If you&amp;#39;re looking in more than one community, try to make the most of each house-hunting trip.&amp;nbsp;Ask&amp;nbsp;your sales professional for welcome kits, maps, and information about schools, houses of worship, and recreational facilities. Also, be sure to take along a camera and snap some pictures of all the homes you&amp;#39;re interested in. That will make it easier to remember and reach a decision. &lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Taiane de Gregorio (Sunvest Communities USA)</dc:creator>
      <pubDate>Wed, 01 Nov 2006 22:45:23 -0600</pubDate>
      <link>http://activerain.com/blogsview/18073/how-many-homes-should-i-look-before-i-buy-</link>
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      <guid>http://activerain.com/blogsview/17954/what-you-should-tell-your-realtor-about-the-homes-you-look-at-</guid>
      <title>What you should tell your realtor about the homes you look at!</title>
      <description>&lt;p&gt;Tell the sales professional everything you like and don&amp;#39;t like about each home you see. Don&amp;#39;t be shy about discussing a home&amp;#39;s shortcomings. Is the home too small for your needs? Let the sales professional know. Was the home perfect except for the carpeting? Let the sales professional know. &lt;/p&gt;&lt;p&gt;However, remember that there can be two types of sales professionals involved in a real estate transaction; those working for the buyer, and, frequently, those paid by and working for the seller. The seller&amp;#39;s agent is obligated to help secure the best price for the seller. In addition, seller&amp;#39;s agents may also report any confidences you share with them &amp;mdash; including any willingness to pay a higher price should the seller not accept your initial offer. This is why you may want to be represented by a buyer&amp;#39;s agent, because she will keep your input confidential. A buyer&amp;#39;s agent puts the interests of the buyer &amp;mdash; not the seller &amp;mdash; first. :)&lt;/p&gt;</description>
      <dc:creator>Taiane de Gregorio (Sunvest Communities USA)</dc:creator>
      <pubDate>Wed, 01 Nov 2006 13:14:19 -0600</pubDate>
      <link>http://activerain.com/blogsview/17954/what-you-should-tell-your-realtor-about-the-homes-you-look-at-</link>
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      <guid>http://activerain.com/blogsview/16863/how-do-i-determine-the-amount-of-my-initial-offer-</guid>
      <title>How do I determine the amount of my initial offer?</title>
      <description>&lt;p&gt;There is really no rule to use in calculating an initial offer. Naturally, the buyer wants the best value and the seller want the best price, but negotiations can be influenced by many factors, such as a seller who may be changing jobs and wants to sell quickly, or a buyer who is set on a specific home. &lt;/p&gt;&lt;p&gt;After you&amp;#39;ve looked at the home&amp;#39;s features, asked questions, checked comparables, and talked about it with your sales professional, you should have a good idea of what the home&amp;#39;s value is in the current market. Consider what you can afford, and make an offer that you consider to be fair. &lt;/p&gt;&lt;p&gt;Most buyers and sellers negotiate on price, with both sides &amp;quot;giving&amp;quot; a little until both agree. At that point, you typically will begin the process of arranging for an inspection and applying for a mortgage. &lt;/p&gt;</description>
      <dc:creator>Taiane de Gregorio (Sunvest Communities USA)</dc:creator>
      <pubDate>Wed, 25 Oct 2006 21:22:45 -0500</pubDate>
      <link>http://activerain.com/blogsview/16863/how-do-i-determine-the-amount-of-my-initial-offer-</link>
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      <guid>http://activerain.com/blogsview/16861/making-an-offer-</guid>
      <title>Making an offer.</title>
      <description>&lt;p&gt;When you&amp;#39;ve found a special house you want to call home, you&amp;#39;ll probably feel excited and a bit nervous. Let the agent &amp;nbsp;know you&amp;#39;re ready to write an&amp;nbsp;&amp;quot;offer to purchase&amp;quot; &amp;mdash; a written document that declares how much you are willing to pay for the home provided that certain conditions are met. This is the time when it is most important for you to keep in mind that, unless you have specifically retained the services of a buyer&amp;#39;s agent, the sales professional is working for the seller. As the legal agent of the seller, he or she is obligated to help the seller get the best price, and will report to the seller any confidence you share. &lt;/p&gt;&lt;p&gt;It&amp;#39;s best to make your offer without sharing with the agent your willingness to offer any higher price if the seller does not accept your offer. &lt;/p&gt;&lt;p&gt;Your offer should have a time limit for the seller to accept it, reject it, or make a counter-offer. If a counter-offer is made, you will have some time to respond. Often, several offers go back and forth until an offer is accepted, or one party decides to end negotiations. &lt;/p&gt;</description>
      <dc:creator>Taiane de Gregorio (Sunvest Communities USA)</dc:creator>
      <pubDate>Wed, 25 Oct 2006 21:17:34 -0500</pubDate>
      <link>http://activerain.com/blogsview/16861/making-an-offer-</link>
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      <guid>http://activerain.com/blogsview/16858/buying-vs-renting-</guid>
      <title>Buying  VS. Renting.</title>
      <description>&lt;p&gt;Renting offers a lifestyle that&amp;#39;s nearly maintenance-free. That may appeal to you, but consider that renting offers you no equity , no tax benefit, and most likely no protection against regular rent increases. &lt;/p&gt;&lt;p&gt;If your rent has averaged $700 a month for the last 10 years, you&amp;#39;ve spent $84,000 with nothing to show for it. Isn&amp;#39;t it time you invested in yourself instead of your landlord? &lt;/p&gt;&lt;p&gt;Several financing options hold special advantages for first-time buyers or families with limited cash reserves.&amp;nbsp; FHA -insured and VA-guaranteed mortgages can minimize or even eliminate your down payment&amp;nbsp;. You may also consider a lease purchase agreement&amp;nbsp;or borrow cash for a down payment from life insurance, profit-sharing or a retirement account. &lt;/p&gt;&lt;p&gt;In addition to tax deductions you&amp;#39;ll likely receive that can partially offset the cost of real estate taxes, insurance and home maintenance, your home may appreciate in value. If you purchase a home that costs $100,000 and the property increases in value only two percent each year, your potential appreciation in just two years is nearly $4,200. And due to changes to the tax code, subject to certain restrictions, up to $250K (or $500K if married filing jointly) of the profit you make when you sell the house is tax-free as long as you own the property for a minimum of 24 months. &lt;/p&gt;</description>
      <dc:creator>Taiane de Gregorio (Sunvest Communities USA)</dc:creator>
      <pubDate>Wed, 25 Oct 2006 21:10:12 -0500</pubDate>
      <link>http://activerain.com/blogsview/16858/buying-vs-renting-</link>
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      <guid>http://activerain.com/blogsview/16757/where-can-you-get-information-about-local-schools-</guid>
      <title>Where can you get information about local schools?</title>
      <description>A good real estate professional is perhaps your best source.&amp;nbsp;We know where the local schools are and can provide you with valuable information about school districts, including test scores, extracurricular activities, bus service and more. If you&amp;#39;re relocating, a sales professional may even be able to put you in touch with teachers and principals when you visit the area. And if you want to do a little searching on your own, the Internet may also be a good place to start. My web site has a special link to neighborhood information, including information about&amp;nbsp; Orange and Osceola county public schools. </description>
      <dc:creator>Taiane de Gregorio (Sunvest Communities USA)</dc:creator>
      <pubDate>Wed, 25 Oct 2006 12:51:16 -0500</pubDate>
      <link>http://activerain.com/blogsview/16757/where-can-you-get-information-about-local-schools-</link>
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      <guid>http://activerain.com/blogsview/16543/is-an-older-home-as-good-in-value-as-a-new-home-</guid>
      <title>Is an older home as good in value as a new home?</title>
      <description>&lt;p&gt;It&amp;#39;s a matter of personal preference. Both new and older homes offer distinct advantages, depending upon your unique tastes and lifestyle. &lt;/p&gt;&lt;p&gt;New homes generally have more space in the rooms where today&amp;#39;s families do their living, like a family room or activity area. They&amp;#39;re usually easier to maintain, too. &lt;/p&gt;&lt;p&gt;However, many homes built years ago offer more total space for the money, as well as larger yards. Taxes on some older homes may also be lower. &lt;/p&gt;&lt;p&gt;Some people are charmed by the elegance of an older home, but shy away because they&amp;#39;re concerned about potential maintenance costs. Consider a home warranty to get the peace of mind you deserve. &lt;/p&gt;</description>
      <dc:creator>Taiane de Gregorio (Sunvest Communities USA)</dc:creator>
      <pubDate>Tue, 24 Oct 2006 11:11:47 -0500</pubDate>
      <link>http://activerain.com/blogsview/16543/is-an-older-home-as-good-in-value-as-a-new-home-</link>
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      <guid>http://activerain.com/blogsview/15781/how-much-house-can-i-afford-</guid>
      <title>How much house can I afford?</title>
      <description>&lt;p&gt;We&amp;#39;ve found that affordability is probably the single biggest concern of today&amp;#39;s first-time home buyers. Given the wide range of media coverage regularly devoted to the issue, it&amp;#39;s not surprising that many young families wonder how long it will take them to afford their first home. &lt;/p&gt;&lt;p&gt;My advice: Don&amp;#39;t sell yourself short. Talk with a real estate professional, a good sales professional is committted to honestly and responsibly working with you to determine an affordable price range. There are many financing options available&amp;nbsp; today, and some include low dow payments or no money down. A real estate professional will help you find something that fits your budget and you might just be surprised how much you can afford!&lt;/p&gt;</description>
      <dc:creator>Taiane de Gregorio (Sunvest Communities USA)</dc:creator>
      <pubDate>Fri, 20 Oct 2006 13:12:51 -0500</pubDate>
      <link>http://activerain.com/blogsview/15781/how-much-house-can-i-afford-</link>
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      <guid>http://activerain.com/blogsview/15626/choosing-a-neighborhood</guid>
      <title>Choosing a Neighborhood</title>
      <description>&lt;p&gt;With so many homes on the market you will never get anywhere unless you narrow your choices. You can begin this process by first indentifying one or a few neighborhoods that are right for you&amp;nbsp;by:&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Consider local factors&lt;/li&gt;&lt;li&gt;Using neighborhood strategies&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;strong&gt;&lt;u&gt;Factors to consider when evaluating a neighborhood&lt;/u&gt;&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;When evaluating a neighborhood you should investigate local conditions. Depending on your own particular needs and taste, some of the following factors may be more importantconsiderations than others:&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Quality of schools&lt;/li&gt;&lt;li&gt;Property values&lt;/li&gt;&lt;li&gt;Traffic&lt;/li&gt;&lt;li&gt;Crime rate&lt;/li&gt;&lt;li&gt;Future constructions&lt;/li&gt;&lt;li&gt;Proximity to schools,hospital. your job, transportation, shops,etc.&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;strong&gt;&lt;u&gt;Neighborhoods Seach Strategies&lt;/u&gt;&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;You can maximize your home purchase location by incorporating some of the following strategies into your neighborhood search:&lt;/p&gt;&lt;ul&gt;&lt;li&gt;Look for communitites that are likely to become &amp;quot;Hot Neighborhoods&amp;quot; in the coming years. They can often be discovered on the periphery of the most continuously desirable areas.&lt;/li&gt;&lt;li&gt;Look for a home ina neighborhood that&amp;#39;s a bit farthe from the city. If commuting is a concern, purchase a home that is close to public transportation.&lt;/li&gt;&lt;li&gt;Look at the neighborhood demand by asking realtors of the area whether the gap between the list price and the sale price is decreasing, whether there&amp;#39;s a active community involvement and you can also drive around the neighborhood and check how many for sale, pending sale and sold signs there are in the area.&lt;/li&gt;&lt;li&gt;Look into purchasing a condominium or co-op rather than a house, in a desirable neighborhood. This way you may still be able to purchase in a prime area that you otherwise could not afford.&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Taiane de Gregorio (Sunvest Communities USA)</dc:creator>
      <pubDate>Thu, 19 Oct 2006 16:32:58 -0500</pubDate>
      <link>http://activerain.com/blogsview/15626/choosing-a-neighborhood</link>
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      <guid>http://activerain.com/blogsview/7538/would-you-hire-you-to-sell-your-home-</guid>
      <title>Would you hire you to sell your home?</title>
      <description>&lt;p&gt;I was talking to&amp;nbsp;a friend of mine that is also a realtor, and he&amp;nbsp;told me&amp;nbsp;that he bought another home and it&amp;#39;s under construction right now, and that his next step would be&amp;nbsp;list himself his home for sale. Now that&amp;#39;s my question for you, would you hire another agent to list your home when you have the skills to sell it yourself?&lt;/p&gt;&lt;p&gt;When we become sellers, we shift from being objective professionals to having an emotional attachment to the property. The real problem here is that when we decide to market our own property, we&amp;#39;re no longer selling a house, we are selling our home! Like most sellers we probably gonna think that it&amp;#39;s worth more than the comparable suggests. It&amp;#39;s tempting&amp;nbsp; when you&amp;#39;re doing your own CMA to say that your home compares to the to the most expensive comparable sales rather than the ones that actually reflect what price you will achieve.&lt;/p&gt;&lt;p&gt;Now to answer that question, I know exactly what I&amp;#39;m going to do. I&amp;#39;m gonna happily pay the commission to the best&amp;nbsp;realtor in town and thank that I&amp;#39;m in very good hands no matter what happens, and leave all of the extra stress that this could bring me away!&lt;/p&gt;</description>
      <dc:creator>Taiane de Gregorio (Sunvest Communities USA)</dc:creator>
      <pubDate>Fri, 08 Sep 2006 19:15:05 -0500</pubDate>
      <link>http://activerain.com/blogsview/7538/would-you-hire-you-to-sell-your-home-</link>
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      <guid>http://activerain.com/blogsview/6996/watch-out-to-whom-you-rent-your-home-</guid>
      <title>Watch out to whom you rent your home.</title>
      <description>&lt;p&gt;I was reading a blog that mentioned a&amp;nbsp;dog attack, and that reminded me of a story that happened to me a while ago, and I thought I might share it. &lt;/p&gt;&lt;p&gt;I was showing properties to one of my buyers and everything was doing fine, most of the properties were vacant and I was getting a good feedback from the properties I was showing&amp;nbsp;her,&amp;nbsp;except one that had a tenant living in it, the realtor said it was ok to show it but the tenant would be there at the time of showing. So when we got to the home it looked pretty nice from the outside, it had a little fence in the front that you could easily jump into the garage, if it wasn&amp;#39;t for the very angry dog that they had in it. The dog looked very mad and wouldn&amp;#39;t stop barking at us, and it had a pretty large chain tied to his collar that he could pretty much reach any place in the garage. Not only that, but&amp;nbsp;the house didn&amp;#39;t have a bell that I could ring so I started clapping to see if anyone showed up, probably the people in the house couldn&amp;#39;t hear me because of the dog barking so loud, so after I did a lot of clapping finally a lady showed up at the door.&lt;/p&gt;&lt;p&gt;For my surprise the lady didn&amp;#39;t seem&amp;nbsp;too good, she had very old clothes on, and she looked she hadn&amp;#39;t taken a shower in a couple weeks, she looked like a homeless person. So I got kind of scared but I don&amp;#39;t know why, I went on and said that I was a realtor and I was there to show the property. From the few words that I could understand from her, because she was talking like a drunk person as well, she said she was slepping and asked me if I was there for the Xanax(zanex)? And I was like &amp;quot;WHAT&amp;quot;???&lt;/p&gt;&lt;p&gt;My client also got scared&amp;nbsp; so&amp;nbsp;after she said that, we immediately left. From the way that she looked she probably was on some of that drug. But&amp;nbsp; I was surprised how can someone that wants to sell their home can just rent their property just to anyone and not even check or know what&amp;#39;s goign on there? I don&amp;#39;t know if the realtor knew about the situation, but he sounded like he didn&amp;#39;t care, and obviously the owner had no clue as well.&lt;/p&gt;&lt;p&gt;So you never know who might want to rent you home, you better check it well!!&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Taiane de Gregorio (Sunvest Communities USA)</dc:creator>
      <pubDate>Tue, 05 Sep 2006 14:55:43 -0500</pubDate>
      <link>http://activerain.com/blogsview/6996/watch-out-to-whom-you-rent-your-home-</link>
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      <guid>http://activerain.com/blogsview/6111/million-dollar-listing-</guid>
      <title>Million Dollar listing!</title>
      <description>&lt;p&gt;Just wondering if anyone watched the new show on Bravo that premiered&amp;nbsp;yesterday, Million Dollar Listing?&lt;/p&gt;&lt;p&gt;I know it&amp;#39;s just one more of those reality tv shows, that even though we all think is stupid, we just can&amp;#39;t get enough of, it&amp;#39;s&amp;nbsp;what&amp;#39;s called guilty pleasure.&amp;nbsp;The show is about real estate agents in California in the Hollywood area,&amp;nbsp;working on the &amp;quot;few&amp;quot; $Million Dollar homes that they have there. &lt;/p&gt;&lt;p&gt;One of the agents was holding an open house, but of course doing it Hollywood style, they were offering Mimosas and Champagne for the people that came to see the home, now this&amp;nbsp;same agent did another open house, but what I thought it was ridiculous&amp;nbsp; is that she just sat there through the&amp;nbsp;open house polishing&amp;nbsp;her nails and paid no attention at all for the people that were coming in to see the home, but when a good looking guy showed up, that&amp;#39;s when she got interested in doing her job and showing him the home, but stop by the bathroom first to do a little touch up on her make up.&lt;/p&gt;&lt;p&gt;And also throughout the show they have these little boxes that pop up on the corner of your screen explainning contracts, terms, negotiations, etc... about real estate. So jus out of curiosity,&amp;nbsp;for those who tunned in and saw the show, what did you think?&lt;/p&gt;</description>
      <dc:creator>Taiane de Gregorio (Sunvest Communities USA)</dc:creator>
      <pubDate>Wed, 30 Aug 2006 22:44:08 -0500</pubDate>
      <link>http://activerain.com/blogsview/6111/million-dollar-listing-</link>
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      <guid>http://activerain.com/blogsview/5829/and-here-we-go-again-ernesto-coming-through-</guid>
      <title>And here we go again, Ernesto coming through!</title>
      <description>&lt;p&gt;Well this is going to be the first this year here in Florida, so far still a tropical storm, I don&amp;#39;t think it will be that bad though! I hope!!&lt;/p&gt;&lt;p&gt;Down in South Florida, certain target for every hurricane, everybody is getting ready, and it looks like it&amp;#39;s going to make some appearance here in central florida as well, we don&amp;#39;t expect a lot of damage up here but for sure a lot of flooding areas!! &lt;/p&gt;&lt;p&gt;Let&amp;#39;s just hope this first one it&amp;#39;s not the beggining of a series of them!! Be safe everyone!!&lt;/p&gt;</description>
      <dc:creator>Taiane de Gregorio (Sunvest Communities USA)</dc:creator>
      <pubDate>Tue, 29 Aug 2006 13:46:06 -0500</pubDate>
      <link>http://activerain.com/blogsview/5829/and-here-we-go-again-ernesto-coming-through-</link>
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      <guid>http://activerain.com/blogsview/5049/pay-for-your-mistakes-</guid>
      <title>Pay for your mistakes!</title>
      <description>&lt;p&gt;I&amp;#39;m doing my 45hs post licensing class, going to the same school that I went to get my license, so I&amp;#39;m kind of hearing every little joke and stories that she tells every new class. But this last class she told us a story that I didn&amp;#39;t hear before, about one of her former students, that had recently got his real estate license.&lt;/p&gt;&lt;p&gt;Let&amp;#39;s call him Jose, Jose was very excited about getting started, and hoping for big money, but you know how hard things are in the beginning of this career, sometimes it takes a while until it takes off. So 1 month, 2,3 months pass by and things weren&amp;#39;t getting better for him, and his wife was worried she felt how dificult things were and was even thinking about getting a second job, and telling him to get another job as well because this real estate thing wasn&amp;#39;t gonna work.&lt;/p&gt;&lt;p&gt;So Jose got another job as an agent working for one of the many builders that are building new construction homes here in Orlando, he felt better too because he knew that now he wouldn&amp;#39;t have to go after deals anymore, deals would come to him. In his very first month working for this&amp;nbsp;builder he got like 20 contracts signed, meaning to write every contract to close on 05/03/06. He was so happy that finally&amp;nbsp;everything was working out for him, and he told his wife &amp;quot; See baby, I knew things were going to get better!&amp;quot;, he even told his wife to quit her job because he had a lot of money coming in for them, happy to hear that, she did quit her job.&lt;/p&gt;&lt;p&gt;But the worst was to happen, getting closer to the closing date on all the contracts, the builder caught a mistake in all of the contracts that Jose had writen, but kept their mouth shut because they knew they were going to $bank$ from those mistakes. &lt;/p&gt;&lt;p&gt;For those of you that don&amp;#39;t know most of the other countries write their date as follows dd/mm/yy, but here in the USA is mm/dd/yy. Jose being from foreigner country, even though he was living here in the States for a while now, sometimes made mistakes like this,&amp;nbsp; it&amp;#39;s just your habbit, when&amp;nbsp; you do it for so long it just comes out automatically. The closing date that he wrote in every single contract was 03/05/06 march 5th 2006.&lt;/p&gt;&lt;p&gt;So closing date arrives and nobody shows up,but the builder,&amp;nbsp;&amp;nbsp;because people thought their closing was on may 3rd like Jose had told them, not even Jose shows up because he didn&amp;#39;t even realize the mistake that he had made. By the time he realized, was too late, he knew his life would turn into a nightmare. All those buyer&amp;#39;s lost their deposits which I think was 10% of the purchase price, plus their homes. When buyer&amp;#39;s found out, they all came after Jose asking for their money, and they were going to sue him for the damage. Jose had to pay all of them back from his own pocket. My teacher said that since this happened, last time she heard from him he was on suicide watch.&lt;/p&gt;&lt;p&gt;I felt real bad for the guy, I mean anybody can make mistakes. This just shows you, how careful and attentive you have to be in this business, because sometimes you can&amp;#39;t afford to make mistakes!&lt;/p&gt;</description>
      <dc:creator>Taiane de Gregorio (Sunvest Communities USA)</dc:creator>
      <pubDate>Wed, 23 Aug 2006 11:46:04 -0500</pubDate>
      <link>http://activerain.com/blogsview/5049/pay-for-your-mistakes-</link>
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      <guid>http://activerain.com/blogsview/4906/newsletters-that-works-for-you-</guid>
      <title>Newsletters that works for you.</title>
      <description>&lt;p&gt;I have been searching a lot on the internet about real estate marketing, and I really like the idea of the newletters for farming, instead of just using the postcards.&lt;/p&gt;&lt;p&gt;I know that a lot of realtors use newsletters, some of you may use the eletronic newsletters. I was thinking about getting the regular one. Which one do you think is better? Have you got any prospects from it? Or maybe even any closed deals from your newsletters?&lt;/p&gt;&lt;p&gt;For those that have a good newsletter that&amp;#39;s working for you, can you recomend me a website where I can get it?&lt;/p&gt;</description>
      <dc:creator>Taiane de Gregorio (Sunvest Communities USA)</dc:creator>
      <pubDate>Tue, 22 Aug 2006 13:36:01 -0500</pubDate>
      <link>http://activerain.com/blogsview/4906/newsletters-that-works-for-you-</link>
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      <guid>http://activerain.com/blogsview/4022/surviving-in-this-business-</guid>
      <title>Surviving in this business.</title>
      <description>&lt;p&gt;&amp;nbsp;Struggling to get deals! How hard it is for us new agents that are still building some experience, to get some deals,or even one deal. Well, I cannot speak for everybody beacuse there&amp;#39;s many new agents that got it going since the beginning, but I&amp;#39;m sure that most of the new agents out there are struggling as well to get deals as I am. &lt;/p&gt;&lt;p&gt;What can you do when you decided that you were going to dedicate yourself to this career full time and you close something here and another one overthere, and just when you thought that things were really going well for you, you find yourself with no deals at all, and not just for a month or two ,sometimes more than that. And of course you want to invest in some advertising to see if business gets better, but you also have bills to pay and you start running out of money, so is either you advertise and try to get more business or save to pay your bills that you know it&amp;#39;s&amp;nbsp;going to come every month.&lt;/p&gt;&lt;p&gt;It&amp;#39;s really dificult to decide, you just want to give up everything and go look for a new job something safer, that you can rely on every month. I wonder if it was this hard for all of the realtors at the beginning of their careers?&lt;/p&gt;&lt;p&gt;Does anyone want to share their begnning in real estate stories? Maybe that will motivate me more to not give up!&lt;/p&gt;</description>
      <dc:creator>Taiane de Gregorio (Sunvest Communities USA)</dc:creator>
      <pubDate>Mon, 14 Aug 2006 12:26:50 -0500</pubDate>
      <link>http://activerain.com/blogsview/4022/surviving-in-this-business-</link>
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      <guid>http://activerain.com/blogsview/3698/advertising-an-open-house-</guid>
      <title>Advertising an Open House.</title>
      <description>&lt;p&gt;First of all I would like to thank all the people that left me a comment of support on my first blog the other day, that was really nice.&lt;/p&gt;&lt;p&gt;I&amp;#39;m pretty much new in the real estate business, started working in January, and because of beginners luck I closed on 3 deals so far, not too bad I think, but now I feel how hard it is to maintain yourself in the game.&lt;/p&gt;&lt;p&gt;I got a listing from my in laws, the house is brand new, it&amp;#39;s a very nice home in a fast growing neighborhood. The problem is that there&amp;#39;s so many homes for sale in that community that it seems almost impossible to sell it. Everytime that I&amp;#39;ve done an open house in it, barely any people showed up, actually of all the open houses that I did, only 2 people showed up, one being an agent and the other was a family, and that&amp;#39;s it.&lt;/p&gt;&lt;p&gt;So I was wondering if any of you realtors that are more experienced or have been through this type of situation before, have any tips for me, anything that I can do to advertise better my open houses, so I can at least get some more prospects to see the home, and maybe get more phone calls as well.&lt;/p&gt;</description>
      <dc:creator>Taiane de Gregorio (Sunvest Communities USA)</dc:creator>
      <pubDate>Fri, 11 Aug 2006 09:33:35 -0500</pubDate>
      <link>http://activerain.com/blogsview/3698/advertising-an-open-house-</link>
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      <guid>http://activerain.com/blogsview/3526/new-on-blogs-</guid>
      <title>New on Blogs!</title>
      <description>&lt;p&gt;&amp;nbsp;Hi everyone,&lt;/p&gt;&lt;p&gt;&amp;nbsp;Finally I got the courage to start my own blog, this is something new for me, I&amp;#39;ve actually joined many blogging websites but never really started any of my blogs and I always ended up cancelling my account. I don&amp;#39;t know I gues I&amp;#39;m too concerned of what people are going to think about my writing, and just think I&amp;#39;m stupid.lol &lt;/p&gt;&lt;p&gt;&amp;nbsp;Oh well,I figured I just had to get it done with, and it&amp;#39;s for the benefit of my web site as well, so I can get better ranking on the search engines. So here it is my first post, hoping for many more to come!:)&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Taiane de Gregorio (Sunvest Communities USA)</dc:creator>
      <pubDate>Wed, 09 Aug 2006 16:15:58 -0500</pubDate>
      <link>http://activerain.com/blogsview/3526/new-on-blogs-</link>
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