Terry Talks Real Estate in Mid Coast Maine (and other stuff too)

Signs of Spring - Maine Style

Sat, 30 Mar 2013 05:49:37 -0700

Signs of Spring - Maine Style!

Yes, the crocus are finally blooming next to the snow banks - it's been a rough winter in Maine, just like in so many other parts of the country!

But, last week, I was driving down Old Bath Road, along Brunswick Landing (the former Navy Base) taking a less travelled route from Bath to downtown Brunswick when I spied the first really true sign of Springtime in Maine:

There were 2 of these rigs, one following the other - they turned down Harpswell Road (Route 123), dutifully heading toward some body of water surrounding the Islands of Harpswell.

This morning it's still a bit cold to think about a paddle, but this is one sure sign that Spring has arrived along the Mid-Coast!

And, the Spring Season has also inspired Home Buyers to begin looking in earnest. From Bath to Brunswick, from Harpswell to Wiscasset - if you plan to buy in Mid-Coast Maine, call me at Maine Home REALTY - our name pretty much says it all!

Terry Driscoll, REALTOR, Broker, Owner

MAINE HOME REALTY . 15 VINE STREET . BATH, ME 04530

207.443.4353 207.449.9696

Search for your Home in Maine!

Email Me!

Topsham, Maine Building Lot - Neighborhood of Your Dreams!

Wed, 30 Jan 2013 12:51:28 -0800

Type in your SEO text here...

76 Beechwood Drive
Topsham, ME 04086
Desirable Notting Hill Building Lot

Terry Driscoll

Broker/Owner

Mobile:	207/449-9696
Office:	207/443-4353
Website:	Visit Website

Price	:	$90,000
Lot Size	:	4.25 acre
Community	:	Notting Hill
County	:	Sagadahoc
Property Type	:	Vacant Land
MLS Number	:	1077545

click for more information and pictures

Property Description

The Lot you want in the Neighborhood of your Dreams! This 4.25 acre wooded building lot is situated near the end of one of the most lovely streets in town, with fine and distinctive homes set on large lots in a rural setting. The rear of this lot is bordered by a seasonal stream, with conservation land beyond, and a building site has been partially cleared. Underground utilities on site and a soils test is available. Build this spring!

Features List

Surveyed	Abuts conservation	Soils tested 2012
Protective Covenants	Location, Location!

Equal Housing Opportunity.

Maine Home Realty : 15 Vine Street - Bath ME 04530 : 207/449-9696

Terry Driscoll, REALTOR, Broker, Owner

MAINE HOME REALTY . 15 VINE STREET . BATH, ME 04530

207.443.4353 207.449.9696

Search for your Home in Maine!

Email Me!

Building Lot For Sale in West Bath Waterfront Subdivision

Mon, 21 Jan 2013 09:50:04 -0800

Lot 6 Indian Keep Lane
West Bath, ME 04530
Building Lot with Association Common Dock

Terry Driscoll

Broker/Owner

Mobile:	207/449-9696
Office:	207/443-4353
Website:	Visit Website

Price	:	$59,000
Lot Size	:	1.24 acres
Community	:	Juniper Woods Homeowners' Association
County	:	Sagadahoc
Property Type	:	Vacant Land
MLS Number	:	1077180

click for more information and pictures

Property Description

Lot 6 is a nicely wooded, mostly level lot with rocky out-croppings that create natural screening from the roadway. Perfect for your primary residence or a second home.

You can enjoy the outdoors year-round at Juniper Woods! Feel like you are in a wooded retreat as you relax on the common dock while osprey soar overhead, launch your kayak, or keep your boat on a mooring and head for open ocean! Mooring permits are available through the town along with recreational lobster and clamming permits. The common waterfront area on the New Meadows is the center of summer fun in this neighborhood. Residents also enjoy hiking (or snow shoeing) on the marked nature paths.

The Juniper Woods Home Owners' Association maintains the roads, dock and nature paths.

Juniper Woods is located in the Town of West Bath, between the City of Bath and the Town of Brunswick. With the New Meadows River (which is a saltwater, tidal inlet) on one side and Casco Bay on the other, West Bath enjoys its coastal character. Here you will find small, private coves that curl into salt marshes and sloping fields, atop which some of the area's loveliest homes rest, overlooking the water below. This location is convenient to restaurants, shopping, theatre, museums, hospitals, golf courses, Bowdoin College and a multitude of recreational opportunities and service businesses for everything you might need.

Features List

Common Waterfront	Dock and Float	Maintained Roads
Marked Nature Paths	Wooded Setting	Modular Homes OK
No Mobile Homes	Protective Covenants	Near Hospitals
Near Shopping	Near Entertainment	Septic Design Avail.
40 Min.to Portland	2.5 Hrs to Boston
Sitework Est. Avail.	Financing Info Avail

Equal Housing Opportunity.

Maine Home Realty : 15 Vine Street - Bath ME 04530 : 207/449-9696

Terry Driscoll, REALTOR, Broker, Owner

MAINE HOME REALTY . 15 VINE STREET . BATH, ME 04530

207.443.4353 207.449.9696

Search for your Home in Maine!

Email Me!

Get Your Home Ready to Sell in 30 Days!

Fri, 24 Aug 2012 13:47:56 -0700

Amy Hahn wrote a great post for anyone who is going to put their home on the market. Sellers ask me all the time what they can do to make their house for sale show better and I tell them to de-clutter and clean until the whole place sparkles - - Amy gives you the step-by-step as to what that actually means!

Via Amy Hahn, REALTOR®, Crystal Coast, NC (Pine Knoll Shores Realty):

Get Your Home Ready to Sell in 30 Days!

If you are like me, you are busy, busy, busy! There are many chores that I "ignore" when time is short, but if I were planning to sell my home, I'd need to tackle them and make my house sparkle!

If you are considering selling your home, go ahead and start working on the list below. In just 30 days, your home will SHINE! Don't forget to continue with your everyday chores too! You will want your home to be "Show Ready" 24/7!

1. Clean the ceiling fan blades (all of them).

2. Use a damp cloth and wipe down all baseboards. I have heard that following with a fabric softener helps reduce dust build up in the future, but have never tried it myself.

3. Clean out the refrigerator! Be brutal and throw away all those condiments that you can't even remember buying or using! Don't forget to wipe down the outside too, dust the top and if you don't have it on your regular maintenance list.... Vacuum the coils!

4. Clean out the cabinets and drawers in the kitchen. Follow by wiping down the doors and pulls.

5. Pressure Wash the drive and walkways. Clean the siding if necessary, being careful with wood or painted surfaces to avoid chipping or splintering.

6. Pull weeds from gardens, and plant a few colorful flowers near front door.

7. Repair any nail holes or damage to walls and touch up the paint.

8. Wipe down all door knobs and other hardware and polish if necessary.

9. Clean every window.... Inside & out!

10. Clean and organize bathroom cabinets and drawers.

11. Purge the pantry and clean, organize and show potential buyers just how much space is there!

12. Tackle the "honey do" list and fix all those small repairs. You know the ones, the loose door pull, the leaning mailbox, the creaky door hinge, etc.

13. Replace burnt out light bulbs and clean the fixtures while you're at it.

14. As annoying as it is..... clean the grout of your tile floors (and any other tiled surface).

15. Clean the microwave and the oven!

16. Take down curtains and drapes, clean them, and decide whether or not they should be re-hung! Natural light can be a BIG selling point!

17. Purge and de-clutter! If you just can't bring yourself to dispose of ANYTHING.... box it up and store it!

18. Clean and organize your closets! If you haven't worn it in 2 years, chances are, you will never wear it! Get rid of it by donating to a great cause in your area. Then, organize by length and color and it will look amazing! Box up your out of season shoes and clothing and show those buyers just how "roomy" that closet is!

19. Dust! And I mean EVERYTHING! The lamps, the picture frames, the ugly artificial plants & flowers.... EVERYTHING!

20. Vacuum every inch of every room. Under the beds, the sofas, behind the bookshelves, the corners of the ceiling, the air vents (and change the air filters)..... EVERY INCH!

21. Clean the garage. Take everything out (I know it's a big job), sweep, pressure wash the floors, repaint the floor if needed & possible, and then organize as you put the items back. Again, I want you to purge! Do you really need that broken leaf blower or those empty paint cans? Just do it.... It will feel Great!

22. If you store things in the attic or basement, you will need to clean and purge those areas too! Yep, buyers will look in your attic and if they choose to buy the home, a home inspector will appreciate clean and easy access!

23. Clean every sink, tub and toilet and re-caulk if needed.

24. Sweep and clean the patio or deck! If needed, clean any outdoor furniture. Add a couple of new cushions to the outdoor living area or maybe a few potted plants.

25. Clean the gutters, and the roof. Huge piles of pine straw or leaves scream "High Maintenance". If you do not feel comfortable, hire someone to tackle the roof for you..... It can be a dangerous job!

26. Wash all of your throw rugs, bedding, pillow covers, blankets, etc. It will help the home smell and look "fresh".

27. Clean the yard! Remove any fallen limbs or trash. Trim shrubs and branches from walkways and keep a clean path around the home. Keep the lawn mowed and raked and looking fabulous. Remember, first impressions are important!

28. I know you live in the home, but try to make it a little less "personal". If you have hundreds of family photos hanging around (I have them too), pack some up. The doll collection that has taken over the guest room, box that up too. By de-personalizing the home, buyers find it easier to imagine the house with their "stuff" in it.

29. Buy a laundry basket or bin for each family member and place in the laundry room or a closet for everyday pickup. When your REALTOR® calls you to schedule a showing, each family member grabs their basket/bin and runs around filling it with items that need to be put away. Then deliver the items to where they belong.

30. On this day, I want you to rest! Call your REALTOR®, let them know you want to sell your home and schedule a meeting. Tell them to go ahead and bring their camera, because the house is READY!

Amy Hahn

Pine Knoll Shores Realty

252-723-7972 * 252-727-5000 * 800-605-8598

amyhahnnc@gmail.com

www.pineknollshoresrealty.com

For all of your real estate needs on the Crystal Coast of North Carolina

Terry Driscoll, REALTOR, Broker, Owner

MAINE HOME REALTY . 15 VINE STREET . BATH, ME 04530

207.443.4353 207.449.9696

Search for your Home in Maine!

Email Me!

Why Do Realtors Make Such High Commission?

Wed, 02 May 2012 08:19:10 -0700

This blog post by Cathy Bureau of Green Home Realty in Texas is one of the best explanations for our compensation structure that I have ever read - so I am pleased to share!

Via Cathy Bureau, MBA, (210) 560-1891 San Antonio, TX - Real Estate Broker (www.GreenHomeRealtySA.com):

I was interviewed yesterday for a unique investor project by Mr. Builder. We talked about the viewpoint each of us have toward the other in terms of typical Realtor or Builder behavior. It was fun and funny. One of the things that came out of the conversation for me was an aha moment about why Realtors are commissioned based and why we get paid as much as we do per transaction.

There are 2 kinds of people in this world. Those that hunt and kill, and those that prepare the table. It's hard for the food preparers to understand why a hunter gets paid $5,000, $10,000, or more for a single transaction. Mr. Builder told me, "Cathy, when I had a team of marketing people I heard them complain that Realtors make too much money and that they missed something on a contract. They would get pretty darn upset over a small oversight. One day I told my marketing staff, no more complaining. You wouldn't have a job if those Realtors didn't bring you any contracts to review. Any of you are welcome to cross over into the sales side, but you need to understand my expectations."

Work 6 days a week, and be on call for the 7th.

If you are off, dress nice anyway because you may get called into work.

No salary. Straight commission. Eat what you kill.

If you go on vacation, check in once a day on pending contracts.

You may work 50 hours this week and not make a penny.

We're only closed on Christmas Day. If you get a call during your Thanksgiving meal to see a house, even if you are the host, drop what you're doing to show the house.

If you don't make any sales in 60 days go look for another job.

Are there any takers?

What many consumers don't understand about Realtors is that we take on a huge risk of not getting paid, even if the buyer buys a house. We can list a house and then something terrible happens at the end that is out of our control, so we don't get paid. Sometimes it looks easy, but most times isn't. There is the law of averages that makes the difficult easier to absorb; so we appreciate the easy. We aren't employees - we are at the whim of the consumer for the most part. Sometimes we make tough choices that we don't tell our clients about - giving up our kids' baseball games, missing out on family parties and celebrations. Its part of the job as a fiduciary to our clients. It's not just about putting a sign in the yard or entering data into MLS. It's about risk and reward. Thanks Mr. Builder for understanding the difficult nature of our job. It's not all fun and games.

Risk = Reward

DON'T BE A DINOSAUR! LOVE THE EARTH!

Cathy Bureau, NAR GREEN, EcoBroker, recently obtained the SunAgent certification being test marketed out of New Jersey for real estate solar education. As the founder of Green Home Realty, Cathy Bureau is an entrepreneur recognized in the industry by builders and colleagues for her expertise in green real estate. She is a member of Build San Antonio Green and the Texas Green Network-SA. You can find her via website: GreenHomeRealtySA.com, blogs: SanAntonioHomesBlog.info, Facebook, Twitter, LinkedIn, Pinterest, and Natural Awakenings SA Magazine Please contact her directly to schedule her as a guest speaker or for media interviews for your company events.

CATHY BUREAU - YOUR MOST VALUABLE REAL ESTATE ASSET

CATHY BUREAU Broker/Owner

MBA, REALTOR, GREEN, SFR, ECOBROKER, SUNAGENT

(210) 560-1891 Direct

www.GreenHomeRealtySA.com

I would LOVE to HELP YOU buy or sell in the San Antonio-Austin area. Please call me, CATHY BUREAU GREEN Home Realty (210) 560-1891.

Did you enjoy reading my blog? Then follow me here:

OTHER GREAT BLOGS THAT YOU MAY HAVE MISSED:

Not ALL Realtors are the Same

The San Antonio River Walk - Everything You Ever Wanted to Know

New Homes in San Antonio, Texas - How to Choose a Builder

San Antonio Home Buying Made Easy

Rent Versus Buy - The Real Cost of Renting!

This is to advise you that you are using copyrighted and protected material on your website/blog. Your illegal use of any articles derived by Cathy Bureau or Green Home Realty. This is original content and I am the author and copyright holder. Use of copyright protected material without permission is illegal under copyright laws. You may print one copy for your own records not to be distributed without specific written permission. You may re-write the post to include excerpts with a link to the original content. You must credit the material specifically to me, as author, and my website.

Terry Driscoll, REALTOR, Broker, Owner

MAINE HOME REALTY . 15 VINE STREET . BATH, ME 04530

207.443.4353 207.449.9696

Search for your Home in Maine!

Email Me!

MAINE OPEN HOUSE WEEKEND - April 28 & 29, 2012

Sat, 28 Apr 2012 06:10:53 -0700

If you are just beginning your search for a new home, Open Houses are a great way to get started and there are plenty of them happening all over Maine this weekend.

Advantages of beginning your home search by viewing Open Houses include:

You don't need to be working with an agent, or even call an agent, to see these homes - just stop in!

You can start looking at homes to get an idea of what you get for your money in different towns, areas and neighborhoods.

You can get decorating ideas (sometimes!) for your own home.

You will see the difference in living space that different floorplans offer.

You will be able to get ideas of your "must haves" and "nice to haves."

You will meet different real estate agent "hosts" and you might find one that you would like to hire as your Buyer's Agent.

You can find a directory of Maine Open Houses at http://www.mainelistings.com/Search/OpenHouses/Criteria

You can find me hosting open houses on both Saturday and Sunday - I hope to see you!

SATURDAY, APRIL 28, 10:30 AM - 12:30 PM 345 RIVER ROAD, TOPSHAM

SATURDAY, APRIL 28, 2:00 PM - 3:30 PM 15 PAGE AVENUE, WISCASSET

SUNDAY, APRIL 29, 11:30 AM - 1:30 PM 16 BIRCH COURT, DRESDEN

Terry Driscoll, REALTOR, Broker, Owner

MAINE HOME REALTY . 15 VINE STREET . BATH, ME 04530

207.443.4353 207.449.9696

Search for your Home in Maine!

Email Me!

15 Page Avenue, Wiscasset, ME - OPEN HOUSE April 28, 2012 2:00 - 3:30 pm

Sat, 28 Apr 2012 05:49:31 -0700

15 Page Avenue
Wiscasset, ME 04578
Comfortable Ranch-style Home

Terry Driscoll

Broker/Owner

Mobile:	207/449-9696
Office:	207/443-4353
Website:	Visit Website

Price	:	$115,000
Bedrooms	:	2
Bathrooms	:	1
Square Foot	:	1,008
Lot Size	:	23,522
County	:	Lincoln
Property Type	:	Detached
Year Built	:	1975
MLS Number	:	1034987

click for more information and pictures

Property Description

Experience comfortable, efficient, single-level living in this ranch-style home with attached 2-car garage, front and back decks and large, open backyard that would be terrific for gardens, pets, play or entertaining. Suburban-style neighborhood is on the outskirts of Wiscasset Village and a 10 minute drive to Bath. Make your own updates - MSHA/RD Purchase + Improvement financing possible.

Features List

Large, open kitchen	Partial bsmt bathrm
Gas Range	Large open backyard
Kitchen Pergo Floors	Decks with seating
Ample closet space	Paved Driveway
Baseboard Heat - Oil	Town Sewer
Basement woodstove	Private Well
Basement bulkhead	Financing Info Avail

Equal Housing Opportunity.

Maine Home Realty : 15 Vine Street - Bath ME 04530 : 207/449-9696

Terry Driscoll, REALTOR, Broker, Owner

MAINE HOME REALTY . 15 VINE STREET . BATH, ME 04530

207.443.4353 207.449.9696

Search for your Home in Maine!

Email Me!

345 River Road, Topsham, ME 04086 - OPEN HOUSE 4/28/12 10:30AM - 12:30 PM

Mon, 16 Apr 2012 10:26:46 -0700

345 River Road
Topsham, ME 04086
Classic Ranch with In-Ground Pool

Terry Driscoll

Broker/Owner

Mobile:	207/449-9696
Office:	207/443-4353
Website:	Visit Website

Price	:	$239,000
Bedrooms	:	3
Bathrooms	:	2
Lot Size	:	43,560
County	:	Sagadahoc
Property Type	:	Detached
Year Built	:	1977
MLS Number	:	1045316

click for more information and pictures

Property Description

Classic L-shaped ranch is quality built and has been smartly updated over time. The open concept design of this home allows indoor and outdoor living spaces to merge through walls of windows and sliding glass doors. Beyond the doors and windows lies a private backyard oasis that includes an expansive covered deck, in-ground pool, pool house and grilling area.

Of course, there is an attached 2-car garage (with 3rd overhead door opening to the backyard area) with automatic door openers and plenty of paved parking. Mature trees and lovely perennial gardens complete the picture. Please view the virtual tour for additional details.

Topsham is centrally located community of Southern Mid-Coast Maine. With excellent access to I-295, Portland and Augusta are easy commutes and the Lewiston/Auburn area is a short drive west on Route 196. Of course, all kinds of recreational opportunities (golf, trails, boating, beaches) are within a 30 minute drive. Shopping, restaurants, museums, hospitals, higher education and all kinds of services can be found in Topsham and other nearby towns.

Friends and family will love gathering in your new home!

Features List

Updated Kitchen	Corian Countertops	Jenn-Air Range
Updated Baths	Cherry Cabinetry	Whirlpool Tub
Large Closets	Inground Pool	Pool House
Covered Deck	Grilling Area	8' x 10' Sunroom
Lopi Berkshire Stove	Rustic Wood Beams	Generator Hook-up
Cobblestone Accents	Terrific Storage	Perennial Gardens
Roof reshingled 2006	Mature Landscaping	Loved & Cared fo

Equal Housing Opportunity.

Maine Home Realty : 15 Vine Street - Bath ME 04530 : 207/449-9696

Terry Driscoll, REALTOR, Broker, Owner

MAINE HOME REALTY . 15 VINE STREET . BATH, ME 04530

207.443.4353 207.449.9696

Search for your Home in Maine!

Email Me!

16 Birch Court, Dresden, ME 04342

Mon, 12 Mar 2012 13:40:21 -0700

16 Birch Court

Dresden, ME 04342

MLS# 1039159

Listed at: $214,900

Property Description

This 2002 "Manorwood Homes" modular ranch-style home has been meticulously maintained by its single owner. It offers one-level living with a smart, well-considered floor plan with the large master suite separated from the other bedrooms by comfortable living areas. A large deck overlooks a sunny backyard that is perfect for play, parties, pets or planting, while the surrounding wooded areas of the lot provide privacy.

Wonderful natural light pours in through the large windows. The Sellers have very attractively updated some flooring and interior window and door trims. Plentiful storage spaces, include large closets, a full basement, a mud/laundry room with pantry, walk-up attic and windowed space above a detached 3-car garage that was added in 2009. At 1,792 square feet, this is a good-sized home, but the attic could be finished if additional living space is desired.

A woodstove in the basement, with ducting, offers a supplemental, back-up, or alternative heating option and keeps the home warm and cozy with some level of control over heating costs.

The home is situated in a beautiful rural area that offers privacy and recreation opportunities within 30 minutes of Augusta, Wiscasset or Bath/Brunswick!

Features List

Smart Floor Plan	1st Flr Laundry Room	Generator Hook-up	Beautiful Light
Walk-up Attic	Water Softener	Master Suite	Basement w/Bulkhead
200 Amp Electric	2 Full Bathrooms	Basement Woodstove	Vinyl Siding
Updated Oak Trim	Large, Open Yard	Private Road	Updated Flooring
Large Back Deck	2 Bdrm Septic Design	Plentiful Storage	Wooded Lot

FMI: 16 Birch Court, Dresden, ME 04342

Terry Driscoll, REALTOR, Broker, Owner

MAINE HOME REALTY . 15 VINE STREET . BATH, ME 04530

207.443.4353 207.449.9696

Search for your Home in Maine!

Email Me!

It's a Loan Officer, Not a Serial Killer!

Sun, 11 Mar 2012 09:21:49 -0700

This post is perfect timing and I couldn't say it any better better than Eric has . . . Minutes before reading this, I had just advised a buyer to get pre-qualified with a lender BEFORE looking at homes so they whould be all set to make an offer when they find a house they like. For all the buyers who get bent out of shape when we mention seeing the lender first, this is a very good explanation of why we do that!

Via Eric Michael, CDPE -Real Estate & Short Sale Professional 734.564.1519 (Remerica Integrity, Realtors®, Northville, MI):

It's a Loan Officer, Not a Serial Killer!

Scenario #1. You call a real estate agent because you saw a house online and would like more info. Agent describes the house and you get excited, it sounds exactly like what you're looking for. You say, "I gotta see this house! When can we go?" Agent's response, "Have you been in contact with a Loan Officer?"

Scenario #2. You and your spouse have been driving around the city, looking for "for sale" signs in front of houses that you're interested in. This is one of the areas you've always wished you could buy your first house in. House looks great. There's even some young kids playing basketball next door. They seem to be right about the same ages as your kids. Your wife dials the number on the sign. "Hi, this is Eric. How can I help you?" "Um, hi. We were wondering if you could tell us more about the house at 123 Perfect Lane?" After hearing all about the house, you've just gotta see the inside! When you ask, the response is "Do you have a pre-qualification letter from a lender yet?"

Scenario #3. You just got a raise at your job. The lease is just about up on your apartment, and a few of your friends have purchased homes recently. It's your turn. You sign up for lists of homes from a dozen real estate sites. They're all the same lists, but whatever. You thought there might be something special out there and you didn't want to miss it. You find a few that you want to look at. That's when you call your friend, who's been in the business for a while. You tell him that it'll be cool to hang out and look at some homes, maybe get a few beers afterward. Friend agrees and says, "Before we hook up, have you talk to a lender yet? If not, I have a few that I've worked with in the past that I could recommend, because we need to make sure you get pre-approved before we start looking at homes."

See the pattern here?

There's a reason that we want you to talk to a Loan Officer before we go out to look at homes. A few reasons, actually.

You need to take a look at your credit history. Lenders have minimum credit scores that need to be met before lending money for a house.

You might think that you can afford a certain amount, only to learn you have to look at homes that are a lot lower than you thought. Conversely, maybe you can qualify for more than you thought, and your dream house just got a lot nicer. Looking at homes that you could never qualify for is depressing. Trust me.

We run a business. We don't get paid unless you purchase a house. If you can't purchase, we can't waste our time, money or resources. It doesn't make business sense.

Debt to income ratios, time on your job and amount needed are a few more things that they Loan Officer will have to figure out before determining how much, and IF you can qualify for a mortgage loan.

Sometimes it's scary to find out what your credit is, or what you can truly afford. Sometimes it's even better to continue renting for a while to save up more money for that down payment or to pay off a few credit cards. The Loan Officer will help determine the best strategy for you.

Ultimately, a trustworthy Loan Officer is an integral part in the house/condo buying process. They can be an ally. As long as you remember, It's a Loan Officer, Not a Serial Killer!

Eric Michael, Real Estate Professional
Remerica Integrity, Realtors
41000 W. 7 Mile #105
Northville, MI 48167

Cell: 734.564.1519
Fax: 248.912.9996

www.ShortSaleInfoMI.com

www.EricMichaelOnline.com

Terry Driscoll, REALTOR, Broker, Owner

MAINE HOME REALTY . 15 VINE STREET . BATH, ME 04530

207.443.4353 207.449.9696

Search for your Home in Maine!

Email Me!

0 Gates Road, Jefferson, ME 04348 - 10+ Acre Building Lot at "The Gates"

Thu, 08 Mar 2012 11:07:23 -0800

Enjoy Summers at the Lake – Or Live Here Year-Round!

0 Gates Road, Jefferson, ME 04348 10.62 Acre Building Lot for Sale MLS# 1040824 $79,000

This beautiful, large, wooded building lot in "The Gates and Chimney Point" subdivision is the perfect spot to build your primary residence or second home. This lot has a roughed-in driveway and some clearing has been done that would contemplate a home with a southwestern exposure.

Subdivision common areas include access to Damariscotta Lake via a picnic area with sandy beach, dock and swim float, plus a separate boat launch area.

View of Damariscotta Lake from the Overlook off Bunker Hill Road in Jefferson, ME.

Damariscotta Lake is the largest of the lakes and ponds in the Mid-Coast Region of Maine. The lake is the central feature of this scenic, rural area where you will find "the way life should be."

Jefferson is one of several small towns that surround the lake.

Fishing, swimming, boating, and exploring activities will fill your days, or just sit back and relax!

For additional information and photos: http://0GatesRoad.IsNowForSale.com/

Terry Driscoll, REALTOR, Broker, Owner

MAINE HOME REALTY . 15 VINE STREET . BATH, ME 04530

207.443.4353 207.449.9696

Search for your Home in Maine!

Email Me!

HOLIDAY GREETING CARD CONTEST - A REALTOR'S HOLIDAY WISH!

Thu, 15 Dec 2011 16:23:26 -0800

The POSITIVE ATTITUDE for the Weary Soul group gives you the opportunity to share your creative side during the holiday season with a creative writing challenge. Join in on the challenge with the ActiveRain Holiday Greeting Card Contest!

This is a poem that I wrote as a gift tag for my co-workers. I attach it to a wrapped gift containing 2 sign riders - "SALE PENDING" and "SOLD." When they open the gift, the poem makes a heck of alot more sense - - - 2 parts, used in the proper order, repeatedly, and you will have success! A useful, inexpensive gift with a positive message that any co-worker would appreciate!

Just trying to keep the Merry in Merry Christmas!

Terry Driscoll, REALTOR, Broker, Owner

MAINE HOME REALTY . 15 VINE STREET . BATH, ME 04530

207.443.4353 207.449.9696

Search for your Home in Maine!

Email Me!

The Looming Government Shut-Down and Your Home Purchase

Wed, 20 Jul 2011 11:56:47 -0700

Every night on the news, we hear about how the politicians in Washington can't agree on how to handle our country's debt ceiling. It is becoming a high-stakes game of chicken with taxpayers livelihoods and lifestyles on the line one more time. Have you thought about how all this might actually affect you? Beyond the plunging value of your investment portfolio, there may be government services that disappear overnight. Some of these services affect mortgages and lending.

If you are a Buyer (or Seller) under contract right now, and your closing date is set for some time in August, or if you are actively looking for a home and think you may go under contract during this timeframe, here is some good information that was passed along to me that explains how what is happening in Washington might hit you right in your backyard (or the backyard you want to own)! I had a Buyer with a VA loan close last week - - they made it in time, but I have another Buyer planning to use a VA loan and they are not yet under contract - - they were hoping to close on something in early September - - does that sound like you? Then, read on.

Last Friday, I heard from one of the Lenders I work with, Bob Staab at Northeast Bank, and he reports that the "last time we went through a government shutdown in 1995, it was a pain, but not a panic. Northeast Bank has prepared all loans in its pipeline and is looking at new contracts not yet acquired for a worst case scenario, so the disruption will be minimal."

What will happen to your home purchase if the Government shuts down because our representatives in Washington can't agree on how to handle our country's debt ceiling? If a shutdown would occur, Bob tells me that these would be the top six areas to affect a real estate transaction during a government shutdown:

1) FHA Loans: For each FHA loan, the lender is required to order a FHA case number. This number is generated before an appraisal can even be ordered. With a shutdown, a lender may not be able to order case numbers. With the new FHA guidelines, a contract must be executed before a case number can be ordered. The ability to close FHA loans is questionable and depends if HUD keeps its website running to obtain FHA case numbers. If lenders decide to stop accepting FHA applications, it could be a problem. Bob says to anticipate delays but not a complete shutdown of the FHA.

2) 4506 IRS Transcripts: Your Lender must obtain verification from the IRS for at least one tax return to verify the numbers that each customer presents their Lender on their tax returns. During a shutdown, this process would be delayed as the IRS wouldn’t be at work to verify the transcripts.

3) Verifying Employment of a Government Employee: Lenders are required to verify the employment of each customer. If the customer is a federal government employee, a Lender would be unable to verify his or her employment during a shutdown.

4) FEMA: Homes in a Flood Zone: Homes that are determined to be in a flood zone would not be able to close as flood insurance could not be obtained.

5) USDA Loans (Rural Development): During a shutdown, the USDA Rural Housing office would be closed because they have government underwriters that insure behind the lender. With a shutdown, we would expect to see delays with all USDA loans.

6) VA Loans: Like the FHA, the disruption is possible -- but not absolute -- during a shutdown. This would all depend on if they continued to allow their website to function. A disruption would cause delays in VA appraisals and the issuing of certificates of eligibility. If the website was closed during a shutdown, we would see delays in all VA loans.

We all hope that the government gets its house in order so a shut-down can be avoided, but it is always good to be aware and be prepared. The same can be said about the home buying or selling process; it is good to be aware of the steps and to be prepared for all that might happen along the way. Call me for help in preparing for your next home purchase or sale!

Terry Driscoll, REALTOR, Broker, Owner

MAINE HOME REALTY . 15 VINE STREET . BATH, ME 04530

207.443.4353 207.449.9696

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The Tiny Home Trend

Tue, 08 Feb 2011 08:47:22 -0800

The Tiny Home Trend

I posted a link on my facebook page yesterday, and it attracted a bit of interest: The Tiny Home Trend, so I thought I'd share it here. Our local TV station in Portland, WCSH6's evening news magazine, "207" (named for the only telephone area code in the state) aired a segment on the Tiny Home Trend here in Maine.

Tiny Homes in Maine make so much sense - - in terms of energy savings, if nothing else! The "207" story tells about 2 Mainers - one, an artist, who lives in a 400 sf home and the other, a builder of Tiny Homes who lives in something like 950 sf. Be sure to check out the video in the link - - I don't know that I could live in 400 sf, but the 950 sf is quite appealing.

The idea behind Tiny Homes isn't to rough it; it is to live comfortably, but more simply.

And then, this morning, I read another story on what the Gen Y group wants in their homes and it really feeds right into the Tiny Home Trend. The Millennials, apparently, don't want their parents' McMansions - - they want to be in or near cities, where things are walkable, there is public transportation, and they are able to live without cars. Owning alot of their own space isn't attractive - they prefer buildings or developments with common rooms to host get-togethers, or to be near enough to watering holes, restaurants and other places to gather with friends. They want a bit of the outdoors - maybe enough room to put a grill, but don't want grass to mow. Less to clean, less to maintain, and "green." This generation is happy living in a space that is the size of their parents' great rooms!

Thinking back on what my clients bought and sold last year in light of this information, my Gen Y buyers did tend to look at smaller homes - part of this was driven by price of course, but there was only one single male buyer that definitely wanted to be able to walk to work - the young couples still wanted the larger suburban yards.

Interestingly, I had a large, 5 bedroom home on the market and it wasn't bought by a family, but by a non-profit to be used as a group home. And, it seems my Boomer Buyers still desired larger living space and a good-sized yard. Even though they may be just one or two in their family, they wanted space to entertain at home, room (and bathrooms) sufficient to house visitors, and having space for grandchildren to play was also important.

Interesting. In-town Bath and Brunswick have neighborhoods, where our older (1800's - early 1900's) homes are smaller, more tightly packed on postage stamp size lots - many without garages because cars weren't invented yet when they were built. You can walk to the downtown and shop for just about anything you need, have lunch or dinner, or see a movie - is this a back to the future type phenom?

Whether you are looking for a Tiny Home or something a bit larger, I can help you find what you need!

Terry Driscoll, REALTOR, Broker, Owner

MAINE HOME REALTY . 15 VINE STREET . BATH, ME 04530

207.443.4353 207.449.9696

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Don't End Up Doing Bad Work

Sat, 05 Feb 2011 22:27:05 -0800

Hello Book Lovers,

I've just started reading a book, Do More Great Work by Michael Bungay Stanier.

He defines Great Work as the work that is meaningful to you - work that matters. There is also Good Work - the familiar, productive work we all do. And, there is Bad Work which is a waste of time and energy. The book is a guide how to do more Great Work and less Bad Work. It takes a workbook type approach so that you create personal maps to doing more of your own Great Work.

This book was recommended to me (and given to me) by the instructor of a social media marketing class that I am taking - - not sure I like the author's writing style, but the subject matter is certainly relevant to my business and I am one who enjoys the process of self-discovery that these types of books provoke.

I think this will be a good read for the beginning of, what I hope will be, a Great Spring Market!

Terry Driscoll, REALTOR, Broker, Owner

MAINE HOME REALTY . 15 VINE STREET . BATH, ME 04530

207.443.4353 207.449.9696

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Snowzilla is Here - Safety First!

Wed, 02 Feb 2011 12:04:43 -0800

Snowzilla is Here - Safety First!

On a day like today, it's hard to believe that Punxsutawney Phil has actually predicted an early spring! So many of us are burrowed away waiting for the snow to stop falling so we can dive into the next round of snow-blowing, shoveling and plowing. The local TV stations have been broadcasting several very important reminders to home owners for these snowy and cold times in terms of putting safety first!

1) If you have a direct vented heat source (furnace, stove or fireplace), make sure that the outside vent is not blocked by snow. A blocked vent may cause the heat source to shut down (happens with a power vent - the blower won't kick on so the furnace wont ignite) or worse, for carbon monoxide gas to be forced back into your home. There is a relatively new Maine Law that requires homes being transferred to have carbon monoxide detectors in place within 30 days of the sale, but there is no "policing" of this. If you don't have plug-in carbon monoxide detectors with battery back-up in your home, get them as soon as it's safe to travel again! If you don't think this is critical, I was at a closing a couple weeks ago where one of the attorneys related personal experience of her alarm going off and it saved her life.

2) Anyone who has ever shoveled snow, knows its weight can be back-breaking. The weight of snow and ice on your roof can be considerable, too - - Meteorologists estimate that a one-inch layer of ice weighs approximately 5lbs. per square foot and about 12 inches of snow is equivalent to one inch of ice. Wet and packed snow weighs more. From a series of large snow falls like we've had, you could easily have up to 20 lbs. additional, per square foot, on your roof-top. If ice dams build up, you could also have an incredible load on your roof edge and gutters. Ice dams can also cause significant interior water damage to ceilings, walls and insulation.

It is recommended, as part of your snow clean-up routine, to rake your roof - you can remove some of the additional weight from your roof structure and it may help prevent ice dams, too. Roof rakes can be purchased on-line, at your local hardware store, Lowe's or Home Depot - they have an extendable pole so you can safely rake your roof from ground level. You can rake your whole roof or just 3-4 feet along the lower edge. Please do not climb up onto your roof to shovel - it is slippery up there and you could fall. But you should never stand on a snow-covered roof and a regular shovel can damage the shingles. Another option, of course is to hire a professional (many roofing companies offer this service) to remove snow from your roof. Experts recommend that you never try to remove ice dams yourself.

3) Lastly, make sure your cell phone is fully charged in the event of a power outage.

Just passing this information along to help you safely get through winter in our northern climate!

Stay safe and warm - - soon it will be Spring - - Phil says so!

Terry Driscoll, REALTOR, Broker, Owner

MAINE HOME REALTY . 15 VINE STREET . BATH, ME 04530

207.443.4353 207.449.9696

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A Short Sale Dream

Sun, 30 Jan 2011 10:24:35 -0800

A Short Sale Dream

Last summer, I listed a home for sale that ended up being a short sale when it recently closed. In terms of working with the seller's lender, this was, by far, the best experience I have ever had with obtaining short sale approval - A Short Sale Dream!

Why was it a dream?

1) After buyer and seller agreed to terms, I sought approval of the contract from a Collections Representative at Seller's bank. She was easily reachable by either phone or email and always returned my calls promptly or emailed me right back. This bank had no loss mitigation department, no processing division that gathered documents only to lose them, no multiple BPO/Appraisal process, no passing the file along to a negotiator that then negotiated with underlying investors, etc. In short, no 6 months of waiting.

2) The short sale approval was granted by a manager and a loan committee - It took 2 days from submitting the contract documents to get the approval letter faxed back to me.

3) The Short Sale Approval letter did not have a laundry list of terms and conditions attached; it was a one paragraph statement that the bank was agreeable to the sale at the contracted price. And when the price changed, after inspections, a new approval letter was issued just as promptly.

Sounds like I was having a Short Sale Dream where I land on some other planet with a more highly advanced civilization where common sense and respect is the order of the day, doesn't it? But this was real life and this was a Short Sale Dream because the seller's lender was one of our excellent local banks, Androscoggin Bank. The bank recognized that one of their good, long-time customers was in a fix. The Seller had clearly explained their hardship and how it had come about to their lender at the time a short sale price was listed. The bank showed compassion and offered options - they were willing to work with their valued customer to alleviate the hardship. Androscoggin Bank cared! If that isn't a Short Sale Dream, I don't know what is.

Was the entire listing/short sale process easy? No, even though the bank was cooperative and sympathetic, the stresses and strains that lead to the necessity of a short sale can be complex and gut-wrenching for those involved. This one was no exception, but it didn't have the added difficulty of working with an unresponsive, large, national lender that made the buyer and seller wait torturously for an answer from some man behind the curtain!

When I recommend lenders to my buyer clients, you can bet that Androscoggin Bank is on my short list!

Helping attain dreams and escape nightmares in Southern Mid-Coast Maine!

Terry Driscoll, REALTOR, Broker, Owner

MAINE HOME REALTY . 15 VINE STREET . BATH, ME 04530

207.443.4353 207.449.9696

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Writer's Block and Comfort Food

Sat, 29 Jan 2011 10:39:00 -0800

Writer's Block and Comfort Food

I think the pressure of this challenge to post every day in January is finally getting to my poor over-loaded brain and it is beginning to rebel! I've made it this far and now I've hit a wall - the dreaded Writer's Block!

After a busy week of the real estate biz and its gnarly issues, I'm facing a busy, overbooked weekend with the added pleasure of having to ready my hubby for a last minute out-of-town biz trip (he's going to FL for 2 weeks - And yes, I've checked my schedule and I can't go). Pull-Eeeeezz!

So, sitting here at my computer on Saturday morning, with snow falling outside (yes, again) and the mercury sitting around 25 degrees, I really can't think of one more thing to write about. I've hit the wall - all I need is to be inside today, warm and cozy with a good book and a cup of tea . . . but see above, that is not happening . . .

Because, here in Maine and most of the Eastern United States, and other parts of the country too, we are experiencing a cold, snowy winter, I thought I would offer an easy recipe for comfort food.

Here is a soup recipe I found in a fundraiser cookbook, "From Our Cottage to Yours" that I bought from the Four Towns Watershed Association (FTWA)* a few years back - the book isn't copyrighted and the recipe wasn't credited to anyone in particular, so I guess it's OK to share with all of you. It is so easy and really good and it doesn't make a huge pot, so if you are alone, you don't have to eat it for a week!

White Bean, Mushroom, and Orzo Soup

¼ cup olive oil
1 small onion, chopped
2 carrots, chopped
1 large clove garlic, pressed or finely minced
1/2 lb (or more) thinly sliced mushrooms
4 cups broth (chicken, beef, vegetable)
½ cup dry orzo
16 oz. can cannellini beans, drained and rinsed well
Salt - however much you like, or skip it (lots of broths already have plenty of salt)
2 Tbls. chopped fresh parsley leaves (dried works fine, just use 1 T.)
Freshly Grated Parmesan Cheese

Combine all ingredients in a medium size pot except the parmesan cheese, bring to a boil and then simmer until tender. Put in bowls and top with cheese. This is a really nice dinner served with your favorite crusty bread and a glass of white wine. So simple.

That's all I got today . . . so enjoy!

* Four Towns Watershed Association, P.O. Box 1166, Gardiner, ME 04345 if you want to order a book for yourself -- $10 plus $3 for shipping/handling. They may have a few left??

Sometime when my brain recovers, in another post, I will tell you about the terrific work that this worthwhile organization does relative to water quality in our area lakes, streams and ponds!

Terry Driscoll, REALTOR, Broker, Owner

MAINE HOME REALTY . 15 VINE STREET . BATH, ME 04530

207.443.4353 207.449.9696

Search for your Home in Maine!

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Yes they will put a hold on that check!

Fri, 28 Jan 2011 16:22:36 -0800

I read this post by Jim Braun awhile ago and thought it was good information for Home Buyers, but surely all REALTORS would know this and advise accordingly! Not so, Watson! I found myself with a delayed closing just recently because a Buyer on a Cash Deal didn't know that they couldn't sell stock and get the check in 2 days - I represented the Sellers; it was a short sale; the delay was gut-wrenching for them. When the extension paperwork was flying fast and furious, I mentioned that Buyers needed to be sure the local bank would not put a hold on that check (yes, they said check, not a wire). The reply . . . good point, Terry!

So, I guess this is a good read, and a good reminder, for everyone.

FYI, I did have a proof of funds letter from Buyer's bank in my file and had no idea they were selling stock to make this purchase until I got the, "We have a small bump in the road." phone call. It was a complicated story all around, but it did end well.

This could have been a real disaster - - this was a short sale listing. If it hadn't been a local bank, the file would have ended up back at square one or the buyer would have been in default. This one worked out ok, but . . . .

So, read Jim's post - - No better advice!

Via Jim Braun Surprise Az Sun City Grand Homes For Sale, Adult Community Expert (Ken Meade Realty Sun City Grand Surprise Az ):

Yes they will put a hold on that check!

Your all ready to close and move in to your new home and everything is in place. Hold the phone! You had the checks from the company holding your portfolio sent to you and you are going to deposit today so they can wire funds tomorrow. Well that is great.

When told banks will hold those checks until they clear and that can take from 5 to 7 days they are serious.

Do they care you have been a customer at their institution since 1928? No!

Do they care that your brother works for them? No!

Do they care that you are suppose to close on your home in 2 days and title needs the funds? No!

The point being they will put a hold on the check and you won't be closing on time. When you are depositing a check from one institution to another no matter how big or small the company, your bank will put a hold on the check until funds are cleared.

So make sure to get the check to your bank in time for it to clear so you can close on time.

I am Jim Braun, I live in Sun City Grand and I am a Realtor in Surprise AZ.

I specialize in Phoenix AZ 55+ communities in the West Valley. Sun City Grand, Sun City West, Sun City, Corte Bella, Arizona Traditions and Sun City Festival.

I am the 2009 West Maricopa Association of Realtors Rookie of the Year. I am dedicated and will work hard to assist you with your real estate wants and needs as a Buyer or Seller.

http://JimBraunRealtor.com/

Terry Driscoll, REALTOR, Broker, Owner

MAINE HOME REALTY . 15 VINE STREET . BATH, ME 04530

207.443.4353 207.449.9696

Search for your Home in Maine!

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Musicians Wanted!

Wed, 26 Jan 2011 18:03:26 -0800

Musicians Wanted - Move to Bath and Play in the Band!

I read in our local newspaper, The Times Record, the other day that the Bath Municipal Band is looking for some new folks to play along! They are recruiting musicians!

The Municipal Band is one of the really cool, throw-back to yester-year, kind of things about the City of Bath that I really love. Picture a warm, summer evening in Library Park. Young families, couples of all ages and singles (usually with a dog or two) are spread across the lawn, under to stately trees, on blankets or sitting in "bag" chairs; many enjoy a picnic supper and children have room to run, romp, dance anad enjoy the music. The band, in their red vests and straw boaters, is set up in the gazebo and strains of show tunes or patriotic songs waft through the night air. What a splendid way to escape the confines of your house and enjoy being out in your community with family and friends. Can you hear it?

I sure don't want this summer entertainment to disappear, so I hope musicians come to play in the band. Apparently, they have a special need for brass players, but openings exist in all sections except saxophones. So, come to Bath and join the band!

If you Move to Bath to Play in the Band, I'd be happy to help you find a home to live in!

Terry Driscoll, REALTOR, Broker, Owner

MAINE HOME REALTY . 15 VINE STREET . BATH, ME 04530

207.443.4353 207.449.9696

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Top 10 List - Brunswick, Maine is Best Place to Live!

Sat, 22 Jan 2011 08:58:49 -0800

Brunswick, Maine is Best Place to Live - Angus' "Top 10" List!

Maine's former Governor, Angus King, spoke last week at the Brunswick Downtown Association's(BDA) annual meeting and gave his "Top 10 List" of why Brunswick, Maine is the best place to live. Please note, these are Governor King's Top 10 items, but my commentary:

1. "Walk-ability" - Yep, I checked WalkScore - 98 out of 100 - not to shabby!

2. Brunswick's Merchants - Friendly folk, one and all!

3. Amenities - he specifically mentioned flower-lined median strips (planted by volunteers), the Androscoggin River Bicycle & Pedestrian Path and the Brunswick Mall (this is not a shopping mall, but a grassy park-like area along Maine Street where, in spring, summer and fall, you can find food carts, the weekly farmers market, and all kinds of outdoor events, and the ice skating pond in winter.

4. Bowdoin College - Enough said.

5. "Extraordinary" schools - Here you go!

6. Sense of Community - This is something you have to experience in person - I have no link for it!

7. Transportation - Governor King pointed to the anticipated arrival of the Amtrak Downeaster, which will connect the Mid-Coast to Boston via Portland. He didn't mention the new "Brunswick Explorer" local bus service!

8. "The air" - The quality of our environment

9. Medical Care, including great facilities and connectivity

10. "The Times Record"- OK, so The Times Record wrote an article about his speech, but his point was that for a small town, we are lucky to have a daily local newspaper that is commited to the community!

Governor King lives in Brunswick with his family. After he left office, he traveled the country and has seen what else is out there. This list is Governor King's list about his hometown - I can think of many other things that add to the quality of life in Brunswick and our region and make this a highly desirable place to live.

I'd be pleased to show you all that the Bath/Brunswick Region has to offer. Contact me Today!

Terry Driscoll, REALTOR, Broker, Owner

MAINE HOME REALTY . 15 VINE STREET . BATH, ME 04530

207.443.4353 207.449.9696

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Serenity Friday - Photos of Bath, Maine

Fri, 21 Jan 2011 07:59:03 -0800

Serenity Friday - a Photo Montage of Snowy Bath, Maine

Yes, it is snowing again in Maine - - The schools are having yet one more "snow day" and many businesses will be closed also. We are expecting another 10 - 12" by this afternoon. But, we really don't mind because it's just so darn beautiful up here, no matter what time of year it is! The above photos show snowy scenes around Bath, truly Maine's "Cool Little City." Enjoy.

For help finding the perfect home to buy in "Maine's Cool Little City" call me today!

Terry Driscoll, REALTOR, Broker, Owner

MAINE HOME REALTY . 15 VINE STREET . BATH, ME 04530

207.443.4353 207.449.9696

Search for your Home in Maine!

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Working With Out-Of-Town Buyers

Wed, 19 Jan 2011 08:56:27 -0800

WORKING WITH OUT-OF-TOWN BUYERS

I've been working with a couple from New Jersey since last summer to purchase a home in Maine. Just yesterday, I was on the phone with another woman who wants to relocate her young family from Florida and I was emailing a couple who wants to move from Vermont. I really enjoy working with out-of-town buyers.

Each year, I work with at least a couple buyers "from away." Last year, I had a first-time buyer relocate from Vermont for a job, and another couple move back to Maine from Tennessee (after being away for 20 or so years) for their retirement. I had another gentleman from Texas buy a second home here to be near to children and grandchildren. A diverse group to be sure!

While I do enjoy working with out-of-town buyers, they do have different needs and require more time and attention. Not only are they shopping for a home, they are shopping for a town and, often, a lifestyle - - that means, I become a mini-Chamber of Commerce and direct them to information on the features and amenities of the area, as well as our housing stock.

From the first phone call or email, the process of working with out-of-town buyers is different. The many questions about commuting, shopping, restaurants, medical facilities, schools, etc. These calls can be lengthy, but it's important to establish a comfort factor in that first phone call. It is important to give "homework" to insure they are serious buyers. I ask the details of what they are trying to accomplish - - retire, move closer to family (they probably have more local knowledge in that case), relocate before school starts, move here for a job, etc. We talk about their timeframe, when they next plan to be in Maine, what type of home they want/need and which area/town they are drawn to. Before that first call ends, I ask if they have talked to a lender and are pre-approved for a home purchase. If not, I provide the names of several good, local lenders ask them to call and report back to me ("their homework"). Meanwhile, I set them up on an automated search and offer to mail a Buyer Information Packet. If the homework isn't completed, we may not go much further.

Additional time is also spent working with out-of-town buyers once they arrive to look at houses for sale. Lots of questions, showing the area, deciding to focus on one town or area that they hadn't previously considered or known about - - changing gears is not uncommon. That is understandable and not a problem.

Working with the out-of-town buyer can be quick or it can take years from the initial phone call or visit to get to the closing table. I once worked with a couple from New York; they came up to visit each season because they wanted to know what they were getting into year-round. We kept in touch in between times as they searched for homes on-line. They had their heart set on Brunswick, but the life-style they were describing sounded more like Bath to me, so we refocused the home search. Twenty-five months after I'd first met this couple, they closed on their home in Bath and live there happily to this day.

In working with out-of-town buyers, the most important thing I do is to LISTEN. I love meeting new people and showing off the natural beauty of the Mid-Coast Region. If I can help you find your dream home here in Maine, what could be better than that?

IF YOU WILL BE MOVING TO MAINE THIS YEAR, CONTACT ME TODAY!

TERRY DRISCOLL, REALTOR - MID COAST MAINE RESIDENTIAL REAL ESTATE

Cell: 207/449-9696 : Toll Free: 1-877/277-1010

Caring, Genuine, Personal Service

SEARCH THE MAINE MLS ON MY WEBSITE

ALLEN & SELIG REALTY . 15 VINE STREET . BATH, ME . 207/443-2200

Terry Driscoll, REALTOR, Broker, Owner

MAINE HOME REALTY . 15 VINE STREET . BATH, ME 04530

207.443.4353 207.449.9696

Search for your Home in Maine!

Email Me!

If We Can Show It . . . We Can Sell It!

Tue, 18 Jan 2011 07:21:47 -0800

IF WE CAN SHOW IT . . . WE CAN SELL IT!

I was on facebook this morning and there were a number of postings from my real estate agent friends indicating that they have been quite busy in the first couple weeks of January. A number of commenters asked if people really buy homes in Maine when the real estate signs are buried in snowbanks. The answer is, "If we can show it . . . we can sell it!"

I showed homes yesterday - it was 0 degrees when I woke up (I think it got up to 17) but we haven't had a snowfall since last week, so driveways are plowed, roofs are raked, sidewalks are mostly cleared and we are good to go. If we can get inside to look, buyers will look and they will buy.

I haven't had it happen yet this year, but last January, I was showing a number of foreclosure properties to a buyer - - banks don't do a good job of shoveling sidewalks. We looked at one where we walked through 2 feet of snow from the street up to the front door. Sinking into snow above our knees - - Pretty funny when you think back, and a good cardio workout, too!

Last week, I had to take my husband to one of my listings - - the town plow did a very neat job of burying one of my lawn signs - right up to the rider - and he had to dig it out for me! Signs on posts fare much better - - and since we rent those, I just call someone to remove them when the house sells. I always point out that paragraph in the listing agreement to my Sellers - - it says I don't do property management, and I specifically mention that I don't shovel snow. I've been pretty lucky in having folks plow and shovel at my listings, but I still carry a shovel in my car when I do showings in the winter . , . just in case!

Our pending sales numbers show the truth of the matter . . . If we can show it . . . we can sell it! . . . No matter what the season or the weather.

TERRY DRISCOLL, REALTOR - MID COAST MAINE RESIDENTIAL REAL ESTATE

Cell: 207/449-9696 : Toll Free: 1-877/277-1010

Caring, Genuine, Personal Service

SEARCH THE MAINE MLS ON MY WEBSITE

ALLEN & SELIG REALTY . 15 VINE STREET . BATH, ME . 207/443-2200

Terry Driscoll, REALTOR, Broker, Owner

MAINE HOME REALTY . 15 VINE STREET . BATH, ME 04530

207.443.4353 207.449.9696

Search for your Home in Maine!

Email Me!

Congratulations Active Rain on Hitting 200K Members!

Mon, 17 Jan 2011 07:32:36 -0800

CONGRATULATIONS ACTIVE RAIN!

I was watching the number creep up last week - - on the 10th, it was 199,142 and I knew it was going to happen soon. Today, when I logged in at 7:22 am, the Member Count is exactly 200,000!

AR is such a beneficial forum for its members and there's room for so many more - - 200,000 members can't be wrong! Why wouldn't you join today?

TERRY DRISCOLL, REALTOR - MID COAST MAINE RESIDENTIAL REAL ESTATE

Cell: 207/449-9696 : Toll Free: 1-877/277-1010

Caring, Genuine, Personal Service

SEARCH THE MAINE MLS ON MY WEBSITE

ALLEN & SELIG REALTY . 15 VINE STREET . BATH, ME . 207/443-2200

Terry Driscoll, REALTOR, Broker, Owner

MAINE HOME REALTY . 15 VINE STREET . BATH, ME 04530

207.443.4353 207.449.9696

Search for your Home in Maine!

Email Me!