Wesley Chapel Florida a Great Place to Live!! - 06/19/09 08:47 AM
There is so much to do and see in Wesley Chapel Florida, New Tampa Area!! The Shops at WireGrass include the following shopping and eateries - Aeropostale, American Eagle Outfitters, American Greetings, Bare Escentuals, Bath & Body Works, The Body Shop, The Brass Tap, Brighton Collectubles, Brown Shoe Closet, Buckle, Build-A-Bear Workshop, Cache, 365 Caffee Italiano, Cantina Laredo, Champs Sports, Charlotte Russe, Chico's, Christopher & Banks, Coach, Coldwater Creeek, Cosi, Express, Fast Fix Jewelry Repair, Finish Line, Forever XXI, Grillsmith New American Grill, Gymboree, Hair N Clips, Hollister, Hot Topie, hg Aveda, Icing, J. Jill, JCPenney, Jos. A. Bank Clothiers, Journey's, … (0 comments)

Buying a Luxury home In Tampa Bay Florida? Great Loan Program up to $3M - 06/15/09 02:19 PM
This is exciting news that I just received by email from my mortgage guy -- it was definitely worth a 2nd blog for today...Tremendous New Jumbo Rates! 4.5% 5/1 ARM or 5.0% 7/1 ARM. Up to $3,000,000 Loan Amount. No Points, No Asset Verification, No Escrow required. You only need a 660 score to qualify. Call for more details. This is a great opportunity to purchase luxury homes at todays reduced prices with very affordable payments! Just recieved this from my mortgage guy today OMG this is awesome! Call me! Craig Nesbitt - 1-866-689-2739, Streamline Mortgage SolutionsBuyers - we could negotiate to have the … (0 comments)

Looking to sell a Luxury Home? New Jumbo Loan Program available for Tampa Bay Luxury Homes, up to $3 Million loan amount - 06/15/09 12:54 PM
New Jumbo Loan Program - Selling a Luxury home? Looking to buy a Luxury Home in Tampa Bay Florida? Up to a $3M Loan AmountThis is exciting news that I just received by email from my mortgage guy -- it was definitely worth a 2nd blog for today...Tremendous New Jumbo Rates! 4.5% 5/1 ARM or 5.0% 7/1 ARM. Up to $3,000,000 Loan Amount. No Points, No Asset Verification, No Escrow required. You only need a 660 score to qualify. Call for more details. This is a great opportunity to purchase luxury homes at todays reduced prices with very affordable payments! Just recieved this … (0 comments)

Tampa Jobs Available -- This is exciting information I just received. Do you know anyone looking for a job? - 06/15/09 09:02 AM
Wanting to make a difference as I feel for those who are currently out of work, I am posting this email I just received...Hi,I'm sure you probably do a lot of networking throughout Tampa Bay and may be aware of professionals in need of employment. I am a Sales Recruiter for Verizon FIOS and we are currently trying to fill about 42 positions. Anyone interested may email 2020verizonemployment@gmail.com for more information. Thanks. I hope you have an outstanding week. Sincerely,John R Bach2020 Communications / Verizon FIOS - Sales RecruiterEarn Superior FIOS Service Almost for FREE. Call (813) 610-1053Now Hiring! Email 2020verizonemployment@gmail.com
… (0 comments)

If you someone is looking to buy a home, how are they protected? "Outs" in a Contract revealed - 06/10/09 07:24 PM
If someone is looking to buy a home, how are they protected?  What are some of the "Outs" in the contract?Recently I was asked by one of my buyers about how they are protected in regards to their offer.  She was most concerned about the possibility that the house may not appraise for the contract price.  I set her mind at ease with the following information.  If a buyer cannot get their loan approved within the length of time that is allowed per the contract, as long as they meet the time guidelines of their contract in notifying the other realtor/owner … (0 comments)

What expenses should I expect when buying a home in Sun-Shiny Florida? Info for First Time Home Buyers - 06/09/09 03:37 PM
When contemplating a purchase of a home, you may wonder..."what are going to be some expenses I can expect to pay prior to closing on my new home?"Once you find a home that you really feel called to, you will need to make an offer with your real estate professional and you will want it to be considered a "strong offer". I would suggest making an offer with at least a $1000 earnest money deposit. This money will be taken to the title company that the seller usually picks that will handle the closing. It will be held at the title … (0 comments)

Investing in Real Estate. Buying low is key. Run it like a business.... - 06/09/09 03:28 PM
Some tips you will want to consider when contemplating becoming a real estate investor - Buy quality properties at a terrifically low price.  It would better for you to purchase properties with little work needed.  You will want to put very little money out in order for you to stay in the black, not the red.You will want to research the current rental rates of similar properties in the same area of your property in order to make sure that you set a fair rental amount. 
You will want to absolutely screen your rental applicants to make sure select a tenant who … (0 comments)

Is it really possible for me to buy a home? YES You Can! Let me Help You! - 06/09/09 03:21 PM
Despite all the bad stuff that you hear in the news, there are loans out there to fit you, despite some credit hiccups.Improving your score can pay off in a lower interest rate and a smaller monthly mortgage payment. Fixing errors on credit reports to boost the scores may not be difficult or time-consuming.To qualify for FHA loans, borrowers must be able to document their incomes and assets and not have defaulted on student loans or other government-backed debt. They usually need credit scores of at least 580. Scores range from 300 to 850. For an FHA loan, you need to … (0 comments)

$8000 Tax Credit for First Time Home Buyers - 2009 Details - 06/09/09 03:14 PM
How does a first-time homebuyer take advantage of the $8,000 tax credit?  It comes with a few rules. According to the most recent analysis, the following rules will apply - though things could change as tax professionals weigh the details: 
· The deduction is worth 10 percent of a home's value up to $8,000, which means all homes worth more than $80,000 could qualify for the maximum amount.
· There is an income limit to qualify. A married couples' modified adjusted gross income (MAGI) should be under $150,000 and single filers' MAGI should be less than $75,000.
· Partial tax credits … (0 comments)

First Time Home Buyers!!! $8,000 Tax Credit - How do you get a piece of the pie? - 06/09/09 03:06 PM
How does a first-time homebuyer take advantage of the $8,000 tax credit?  It comes with a few rules. According to the most recent analysis, the following rules will apply - though things could change as tax professionals weigh the details:

· The deduction is worth 10 percent of a home's value up to $8,000, which means all homes worth more than $80,000 could qualify for the maximum amount.
· There is an income limit to qualify. A married couples' modified adjusted gross income (MAGI) should be under $150,000 and single filers' MAGI should be less than $75,000.
· Partial tax … (0 comments)

Gibsonton Florida Homes are Affordable Again!! NOW is the Time to BUY!! - 06/09/09 02:58 PM
Gibsonton Florida homes are becoming to buy and afford for those with an average income, WITHOUT teaser rates for mortgage loans or subprime loans risky loans. Home prices have dropped nearly as much as 40%-50% over the last couple of years, making it so much affordable for those thinking about purchasing a home. With low fixed mortgage interest rates, buying a new home is more attainable for many Floridians. What a great combination!A FHA loan may be an excellent fit for those with a modest savings. Only a 3.5% downpayment is needed. For a $125,000 home, that's just $4,375 down. Currently this … (0 comments)

Tampa Bay Florida Homes are Affordable Again!! NOW is the Time to BUY!! - 06/09/09 02:53 PM
The Tampa area homes are becoming to buy and afford for those with an average income, WITHOUT teaser rates for mortgage loans or subprime loans risky loans. Home prices have dropped nearly as much as 40%-50% over the last couple of years, making it so much affordable for those thinking about purchasing a home. With low fixed mortgage interest rates, buying a new home is more attainable for many Floridians. What a great combination!A FHA loan may be an excellent fit for those with a modest savings. Only a 3.5% downpayment is needed. For a $125,000 home, that's just $4,375 down. … (0 comments)

Frequestly Asked Question for First Time Home Buyer -- Shortsale...what's a shortsale? - 06/09/09 02:45 PM
A "short sale" is a distress sale in which the lender agree to take less than the amount owed on the home's mortgage, so it can avoid the costs of a foreclosure.  The home owner is either behind in payments, or possibly the home is "upside down", meaning the homeowner owes more than the house is currently worth, based upon current Real Estate Market conditions.  There are some instances where the homeowner owes 2 times what the house is worth.  In order for the house to be sold, the bank would have to take a loss.  The bank has to weigh … (0 comments)

Frequestly Asked Question for First Time Home Buyer -- Shortsale...what's a shortsale? - 06/09/09 02:31 PM
A "short sale" is a distress sale in which the lender agree to take less than the amount owed on the home's mortgage, so it can avoid the costs of a foreclosure.  The home owner is either behind in payments, or possibly the home is "upside down", meaning the homeowner owes more than the house is currently worth, based upon current Real Estate Market conditions.  There are some instances where the homeowner owes 2 times what the house is worth.  In order for the house to be sold, the bank would have to take a loss.  The bank has to weigh … (0 comments)

 

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