fha: FHA Streamline Refinance - The Easiest and Most Conveniant Way to Reduce Your Mortgage Payment - 06/17/09 08:34 PM
With mortgage interest rates plummeting to record levels, and home sales plummeting as well, many people have a renewed interest in refinancing for lower interest rates and sometimes shorter mortgage terms.
The FHA streamline refinance is a great option for quite a few of them. Here are the rules which … (1 comments)

fha: FHA Loans Facilitate Home Ownership - 06/06/09 03:34 PM
The Federal Housing Administration (FHA) program first began in 1934 in an effort to encourage home ownership despite the difficult economic times of the era. Just like todays economic times, options for borrowers with less than perfect credit is critical to substain an economy as the housing market plays a … (0 comments)

fha: Mortgage Boos - Tax Credit Down Payment Assistance...What a Crock - 06/01/09 01:31 PM
On May 29th, 2009 HUD/FHA announced the terms of the first time homebuyer tax credit and its use as a down payment assistance program. Read the entire HUD Mortgagee Letter 2009-15 by clicking on the HUD logo off to the right. Reader Beware, like many other ML's, you must be a … (0 comments)

fha: Home Buyers Down Payment FAQ's - 05/29/09 08:42 AM
With today's combination of lower home prices, some of the lowest interestrates the industry has ever offered, and the $8000 tax incentive for first-time buyers, buying a home has never been so attractive. The only real hurdle left for many Americans is coming up with a down payment. With this in mind, … (0 comments)

fha: First Time Homebuyer Tax Credit Loan...On the Horizon? - 05/21/09 04:06 PM
The following is an article from The National Association of Realtors:
Daily Real Estate News | May 18, 2009 Detailed guidance on the federal government's plan to provide short-term loans to borrowers using the First-Time Homebuyer Tax Credit is expected to be out shortly, but a spokesperson from the U.S. Department … (4 comments)

fha: Update to 2009 FHA Refinance Guidelines - 01/05/09 09:55 AM
Mortgagee Letter 08-40 communicates changes to FHA refinance transactions and are effective January 1st, 2009. Although this update includes guidelines that have not changed, I have listed the unchanged ones anyway as a review for those of you already familiar with FHA guides.
Here are the 10 things you need to … (1 comments)

fha: FHA - Introducing Risk-Based Pricing - 05/14/08 01:39 PM
The Federal Housing Administration(FHA) will start charging upfront mortgage insurance premiums based on the borrower's credit score and down payment starting July 14, according to the Department of Housing and Urban Development. Upfront premiums paid at closing will range from 1.25% to 2.25% under the new pricing schedule that will apply … (2 comments)

 
Rainmaker_large

Joshua Lerette St. Petersburg Florida FHA/VA Mortgage Specialist

Saint Petersburg, FL

More about me…

The Tampa Bay Mortgage Pro

Office Phone: (727) 637-7726

Cell Phone: (727) 488-7355

Email Me




Join My Friends And Fans On

Joshua Lerette's Facebook Profile

Top Real Estate blogs
Site Meter


Links

Archives

RSS 2.0 Feed for this blog

Find FL real estate agents and Saint Petersburg real estate on ActiveRain.