The Grass is Always Greener...... - 02/28/10 01:25 PM
The grass is always greener on the other side" is an old cliche, but it isnt always true. The grass is green enough right where you are, no matter where that place may be, is just as green as any where else. And if it's not green enough to you, or it's all dried up, maybe it's because you are not watering it enough!
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CMLA's 19th Annual Lender's Fair - 02/25/10 09:03 AM
Group: Colorado Mortgage Professionals Subject: CMLA 19th Annual Lenders Fair, Friday March 5th, 2010 CMLA has moved both the location and the date for their Annual Lenders Fair. In the past, this has been a great event to see old friends and catch up with current industry news.Here's the skinny:Date: Friday, March 5, 2010Location: Doubletree Hotel Denver Tech CenterPrice: $20The web site doesn't have too much detail but a rundown for the planned educational seminars can be found here. >> http://bit.ly/bePQD1
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FHA and MIP - 02/16/10 06:57 PM
Make sure you inform your clients that the MIP factor for FHA mortgage insurance is going up for case numbers after March 1st from 1.75% up to 2.25%!!!  This can mean a difference of anywhere between $2100 - $2700 for a $120,000 purchase price, or $5250 to $6750 for a $300,000 purchase price.  A $1500 swing is significant! 
Also be aware that your sellers can pay for the Upfront MIP on an FHA loan for the buyer!  This will ultimately reduce the amount of the financed loan amount. 
 
Sellers can still pay up to 6% for seller concessions on the … (4 comments)

How easily do you get irritated or offended? - 02/14/10 09:30 AM
How easily do you get irritated or offended?  When you are under pressure, do you remain calm, or do you get angry and aggitated....  Are you a joy or a jerk... Why do people become irritable?
The 2 key reasons that people are irritable are Stress and Selfishness.
Stress: Stress weighs you down and drains your energy.  It even weakens your health!!!!  It is usually caused by overworking, overplaying and overspending.  Other contributors are not getting enough rest, nutrition or excercise.  We ALLOW these deficiencies in our lives and then we become irritalbe
Life is a marathon, not  a sprint.  You … (0 comments)

The 2 Main Reasons People Are RUDE - 02/13/10 09:19 AM
The 2 main reasons people are rude are ignorance and selfishness. Neither of course , is a good thing.  A child is born ignorant of etiquette.  Adults, however, display their ignorance at another level.  You know the rules, but you can be blind to how you break them or be too self-centered to care.  In fact, you may not realize how unpleasant you can be.
Nothing irritates others as quickly as being rude.
Test yourself with this: Would your friends and coworkers say you're a blessing, or that you are.....
People who practice good etiquette tend to raise the respect level of the … (2 comments)

There are 2 main reasons why people are rude - 02/13/10 09:17 AM
The 2 main reasons people are rude are ignorance and selfishness. Neither of course , is a good thing.  A child is born ignorant of etiquette.  Adults, however, display their ignorance at another level.  You know the rules, but you can be blind to how you break them or be too self-centered to care.  In fact, you may not realize how unpleasant you can be.
Nothing irritates others as quickly as being rude.
Test yourself with this: Would your friends and coworkers say you're a blessing, or that you are.....
People who practice good etiquette tend to raise the respect level of the … (3 comments)

Kind People Simply Find Favor Wherever They Go - 02/08/10 09:12 AM
Patience is how you should "react" in order to minimize a negative circumstance, Kindness is how you should "act" to maximize a positive circumstance.  Kindness makes you likeable.
When you're kind, people want to be around you.  People may not remember what you say, or even what you do; but they will ALWAYS remember how you made them feel.
Instead of being obstinate, reluctant, or stubborn, try cooperating, being flexible.  Rather than complaining and making excuses, look for reasons to compromise and accommodate.  Have a willingness to listen, rather than demand your way.
Zig Zigler said "if you help enough people get what they … (1 comments)

Patience and Kindness - 02/07/10 08:57 AM
When you choose to be patient, you respond in a positive way to a negative situation.  You are slow to anger.  You choose to have a long fuse instead of a quick temper.  Rather than being restless and demanding, settle down and begin extending mercy to those around you.
No one likes to be around an impatient person.  It causes you to overreact in angry, foolish and regrettable ways.  The irony of anger toward a wrongful action is that it spawns new wrongs of its own. Anger almost NEVER makes things better.  In fact, it usually causes more problems.
Patience is … (4 comments)

 
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Dale Davis

Denver, CO

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First Option Lending

Address: 2000 South Colorado Blvd, Second Floor , Denver , CO, 80222

Office Phone: (303) 803-1900

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