longterm care: Mortgage Broker in Waterford, Michigan Explains "Reverse Mortgages" a Home Refinance Option for Seniors - 09/29/08 12:14 PM
Economic times are especially tough for seniors today. Many have worked for years expecting a nice pension, just to have the rug pulled out from under them when the company folded or they just cut back on benefits. Others are forced to continue working well into their 70's and 80's. Some … (0 comments)
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longterm care: Mortgage Broker in Waterford, Michigan Explains "Reverse Mortgages" a Home Refinance Option for Seniors - 09/29/08 12:13 PM
Economic times are especially tough for seniors today. Many have worked for years expecting a nice pension, just to have the rug pulled out from under them when the company folded or they just cut back on benefits. Others are forced to continue working well into their 70's and 80's. Some … (0 comments)
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longterm care: "Farmers Insurance Agent" Addresses Finding Quality "Health Insurance" in Waterford, Michigan - 09/24/08 10:59 AM
Everyone should have some form of health insurance or basic medical coverage so they can see a doctor for yearly physicals or when they are ill. Private health insurance used to be something only the wealthy could afford, but there are companies that can make medical coverage a reality for you.
… (0 comments)
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longterm care: “Conventional Mortgages” “Reverse Mortgages” “Refinance Property” “Senior Care” “Long-Term Care” “Individual Health Care” “Family Health Care” “Group Health Care” “Retirement Plans” “Disability Insurance” Waterf - 09/08/08 10:57 AM
Pillar Financial Corporation offers more than just mortgages. We offer assurance through finance, investment and retirement product-solutions that can help make sure things you expect to happen, will.
Pillar Financial has the unique distinction of being the home of the original Senior Care Package and Family Care Package.
Senior … (0 comments)
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longterm care: Medicare Friendly Income Products: Anuities and Financial Security in Retirement - 08/31/08 01:39 PM
Medicare Friendly Income Products
What is an annuity?
Annuity ... from the medieval Latin "Annuitas," meaning "yearly payment." An annuity is an agreement between an individual and an insurance company. An individual pays some amount of money (referred to as a "premium") to an insurance company, which the company … (1 comments)
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longterm care: Senior Health Care: "Medicare Supplement" "Hospital Insurance" "Medical Insurance" - Highland Twp, Michigan - 08/31/08 01:37 PM
Medicare Supplement
Medicare is a federal health insurance program for people over 65 years of age or better, and certain younger people with disabilities or End-Stage Renal Disease (permanent kidney failure). The program contains 2 parts:
Part A - Hospital Insurance
Part A helps pay for care in hospitals, … (1 comments)
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longterm care: Family Health Care Facts about Medicaid: Michigan "Health Care" "Medical Insurance" "Hospital Coverage" - 08/31/08 01:35 PM
About MedicaidThe Medicaid program provides medical benefits to people who are financially needy. This program is not primarily a program for people who are elderly. Rather, it is for people who are poor. It is not available to seniors under the age of 65, unless they are blind or disabled. However, … (0 comments)
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longterm care: Things to Consider when Purchasing a Long Term Care "Health Insurance" Policy - Oakland County, Michigan - 08/31/08 01:34 PM
Purchasing a Long Term Care Insurance Policy
Should You Consider Purchasing a Long Term Care Insurance Policy?
Yes, You Should Consider It If:
You have a significant income and / or assets.
You wish to help protect your assets and income.
You do not want to rely on the Government or … (0 comments)
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longterm care: Financial Planning: "Reverse Mortgages" "Life Insurance" and "Annuities" with "Long-Term Care" Provisions - Wixom, Michigan - 08/31/08 01:32 PM
Your greatest financial risk today and in the foreseeable future is not your hospital or doctor bills, but the very high cost of long term care. Over 40% of all Americans over the age of 65 will spend some time in a nursing home due to a prolonged illness or disability. … (0 comments)
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longterm care: Clearing up Misconceptions about "Reverse Mortgages" for Seniors in Oakland County, Michigan - 08/31/08 01:31 PM
Reverse Mortgage Misconceptions
1. Reverse Mortgages are only for desperate seniors, or for the "house rich, cash poor." --INCORRECT. The reverse mortgage is an excellent financial planning tool that has been used by homeowners from all walks of life to enhance their retirement years. While some have needed the cash … (0 comments)
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longterm care: Mature Market "Life Insurance": Asset Protection, Whole Life Policies, "Education Funding" for Grandchildren - Huntington Woods, Michigan - 08/31/08 01:29 PM
Mature Market Life Insurance
You've worked hard to provide for your family and to build your nest egg. But what will happen to your assets when you try to pass them on? You may believe your Will takes care of this transition for you, but a large value of your … (2 comments)
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longterm care: LifeFund - Cash Benefits for Financial Catastrophes, Chronic Illness or "Disability Insurance" and Retirement Planning-Oakland County, Michigan - 08/31/08 01:26 PM
LifeFund
Why LifeFund?
You want to focus on building a long, healthy, successful life. But sometimes you face uncontrollable events that interrupt your plans: heart attacks, strokes, cancer, accidents, even death of your spouse or child. While you can't always prevent these tragedies, LifeFund helps control their effect on your life. … (0 comments)
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longterm care: Celtic ValueOne Health Plan in Waterford, Michigan, Comprehensive "Major Medical" for ages 6 Months to 64-1/2 Years - 08/31/08 01:23 PM
The Celtic ValueOne Health Plan
Provides economical major medical insurance coverage for individuals ages six months to 641/2 and their families. ValueOne works hard for your clients by controlling costs. Celtic partners with nationwide provider and pharmacy networks to offer quality services at reduce fees.
Comprehensive coverage for entrepreneurs, consultants or … (0 comments)
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longterm care: Understanding "Reverse Mortgages" for Seniors "HECM" FHA and HUD Regulated Refinance Programs for Michigan Seniors - 08/31/08 01:21 PM
Reverse Mortgage Fact Sheet
1. Definition: A reverse mortgage is a unique financial tool that enables homeowners ages 62 and over to tap into their home's equity, receiving either a monthly income, lump sum of cash or a line of credit. There are no income or credit qualifications and there … (0 comments)
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longterm care: Financial Planning for your Future Begins Now - "Whole Life Insurance" Auburn Hills, Michigan - 08/31/08 01:18 PM
Whole Life Insurance
Whole Life is a great solution for young adults just beginning an insurance program and families who need protection while saving for the future. Whole life is the most common type of permanent insurance. The premiums generally remain constant over the life of the policy and must … (0 comments)
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longterm care: Financial Flexibility: Universal "Life Insurance" A Policy that Changes as your Life Changes - White Lake, Michigan - 08/30/08 04:35 PM
Universal Life Insurance
Universal Life is an innovative concept in the life insurance industry for your family and business needs. It combines the advantages of low cost term insurance with current market interest rates and the preferred tax treatment of whole life insurance. Universal Life is a type of permanent … (0 comments)
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longterm care: Pillar Financial in Waterford, Michigan offers "Term Life Insurance" and the Family Care Package - 08/30/08 04:29 PM
Term Life Insurance
Term insurance, as the name implies, provides protection for a particular term or length of time and therefore pays a benefit only if you die during the term. Term insurance is the lowest premium life insurance product available, since you are purchasing pure life insurance protection. There is … (2 comments)
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longterm care: Family Financial Planning: Child Guard "Life Insurance" Plan for up to Age 23 - West Bloomfield, Michigan - 08/30/08 04:26 PM
ChildGUARD
The life of a child brings excitement and wonder into every family. Although you have a healthy child today, it's hard to predict what his or her future will bring. As a parent or grandparent, you have the opportunity to provide protection for your child or grandchild now and guarantee … (2 comments)
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longterm care: Family Care Package - Special Financial Program for Family and Individual "Health Care" and "Disability Insurance" - 08/30/08 04:09 PM
Pillar Financial Corporation offers a unique package we call the Family Care Package and includes the following:
Individual Health Care Plans
Group Health Care
Family Life Insurance
Family Health Care
Individual Disability Coverage
Group Disability Insurance
Group Retirement Plans
Family Security Fund
The Illinois Mutual Family Security Fund provides … (1 comments)
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longterm care: Health Care Options for Seniors and "Reverse Mortgage" Refinancing in Michigan - 08/30/08 03:04 PM
News Release from the National Reverse Mortgage Lenders Association
May 10, 2001
FOR IMMEDIATE RELEASE
Contact: Glenn Petherick, Director of Communications,
NRMLA, 202-939-1753
Reposted by Ted Lewicki of Pillar Financial Corporation
Seniors Discover New Health Care Financing Options in Reverse Mortgages
- Free, New Consumer Guide Available -
Washington, … (0 comments)
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