Pet Emergency Preparedness (PEP)

Did you know that the Contra Costa Animal Services Department has instituted a Pet Emergency Preparedness operation for emergency response?

You can also become pet CPR /1st Aid trained .

After what happened in New Orleans became a wake up call across the country. Pets have needs as well.

In California it is not matter if, it is WHEN we have another earthquake, or another firestorm or flood etc and to be ready to assist in evacuation and saving of pets and assisting those in need.

Go to the link above and read about what emergency services are available, how you can become involved, how to get pet CPR trained and be prepared to help not only yourself but your community in the event of emergency or disaster.

DRE #01255032

November, 4 2009 10:15 AM

News on the homebuyer tax credit...the House of Representatives has approved legislation that would extend and expand the credit.  The House vote comes after the Senate voted yes on Monday night, and while there is more work to be done, word has it that an agreed upon bill should reach President Obama for his signature by the end of this week. 

Under the proposal, individuals with income up to $125,000 a year and couples earning up to $225,000 would be eligible for the credit.  The extension would cover homes under contract by April 30th and closed by June 30th, 2010.  And as we had also predicted, the tax credit will be expanded to non-first time homebuyers as well.  There are a few tweaks for non-first time homebuyers - the credit is reduced from $8000 to $6500, and they must have owned a home for at least five of the past eight years.  Remember - this is still NOT final, and even if it is approved, it could contain further changes.

Stay Tuned!

Per Christina Stratton, PMA

christina.m.stratton@PMAhomeloans.com  925 627 3025

As Christina has stated NOTHING IS FINAL until signed and there still could be changes.

By the way, Christina is an excellent loan officer , if in need for someone to assist with your home loans and financial planning!      http://localism.com/neighbor/cstratlend

DRE License # 01255032

Homeowners if considering selling and you would like a more detailed breakdown of your home value in todays market please contact me.

Shows trend of sales over the past year.

 DRE License #01255032

Below is Facts and Trends for the past year for Concord Single Family Homes up to $599000.

If you want a breakdown more specific to your home and neighborhood , give me a call or email me.

You can see the inventory has dropped considerably.

Understand there are neighborhoods that command more in purchase price than others. Obviously is relative to condition of home.

 DRE LICENSE #01255032

http://ag.ca.gov/loanmod/

If you and/or someone you know has questions or concerns about a company that has promised to assist you in loan modification go to the link above and check the company out.

Jerry Brown has requested that all must sign up with his office to legally provide services in the State of California.

Loan Modification Fraud has become so rampant and many people in financial distress are seeking any glimmer of hope for their situation that allows for them and opens them up to become victims of the various fraudsters and scams .

I recently heard of a victim who paid not once but twice to different companies....

NEVER pay any upfront fees to someone to do a loan modification.

The banks would rather work directly with you the client. You do not need someone unless you are having difficulty filing the paper work etc but you still do NOT pay fees up front.

There is a lot of good information for the consumer in regards to this at the link provided.

 DRE License # 01255032

It is amazing how things have changed from even a year or so ago. Short sales are going to be around for at least another 2 years.

For the homeowner in distress this means even in a short sale situation there is a lot of competition for buyers. Will this change in the coming new year with more inventory expected? Remains to be seen.

There are so many variable in terms of area, school, condition, age , upgrades, commute etc.

The bottom line is there are many buyers poised to purchase a home. Some are waiting for the new year to arrive in hopes prices will be driven down further. Others are still waiting to see if the tax extension is passed.

Depending on your lender,  investor involved, recourse or non recourse loan will depend on how cooperative and fast your lender witll work with you to approve a short sale once a buyer has been located and procured.

Short sales do successfully close. Despite many of the negatives you hear and the horror stories. Catherine and I have successfully closed a huge percentage of homes listed as short sales.

Sometimes it was like pulling teeth and at times appears games are played but persistence and hard work has paid off for our sellers as well as the buyers.

There is no guarantees but there is hope.

Wachovia loans in short sale are a breeze to do now since Wachovia streamlined the process.

Wells Fargo is in the process of streamling their process. When that will take effect is unknown but would surmise within the next 6 months or less.

BofA (Countrywide) has gone the opposite way and has made life difficult for all parties involved, however we have closed escrows with them.

If a short sale turns out to be the best option for you then contact us to discuss your entire short sale needs and listing of your home. You can find a lot of information on our short sale blog www.ccshortsales.com.

Please note we are not attorneys and we cannot advise as to what is your best option . We are here to provide a service of listing your home, procuring a buyer, submitting the short sale package to your lender(s), negotiating the short sale and hopefully bringing to a successful resolution for all concerned.

You are never charged a fee. Our fees are paid by the lenders at close of escrow.

DRE License #01255032

Hi There. I have a mobile home coming on the market next week that has been configured for the physically challenged. Has a working  wheelchair lift. The master bedroom bath has been configured for wheelchair.

The guest bath has been configured with sturdy hand rails to assist in getting in and out of the shower and tub.

Located in Pacheco, California in a family park. This park is pet friendly and has all year round heated pool, spa and a small gym.

Located near shopping, bus line and easy access to the freeways.

Older home but has been well kept.  Has screened in front porch area and a gazebo at end of the driveway. Washer and Dryer in unit plus the park has a separate laundry facility.

Lite and brite and spacious. Has two storage sheds.

All appliances stay without implied warranty. I am adding some pictures for viewing. If you and/or you know someone who would benefit by this type of housing give me a call. The seller is going to assisted living.

Price is $48,900.  2 Bed/2 Bath.  Will be on MLS monday October 5th, 2009.

Master Bed Room

Master Bath

Master Bath Sink/Walk in Closet to left of sink

Guest Bedroom

Dining Area

Gazebp at end of driveway