Hey Folks! So here we are at the end of summer. While I hope it has been great for everyone I know that several areas (especially today) are having challenges. Now I want to wish the best to everyone down at the Gulf Coast. My prayers and wishes are with you. For folks that will be celebrating Labor Day today I want to also give my good wishes. This video is dedicated to the thousands that will attempt and fail when setting up a grill. Now this video may not be as famous as the Yule Log but I hope you all enjoy it the same.

Happy Labor Day!

Tony Grego - The Place with the Great Rates
Senior Mortgage Consultant Amerisave
www.amerisave.com/partner/agrego

Unless you have been living under a rock (or some other areas that AT&T does not reach you have heard and see plenty about the new Iphone.

Now I have been experimenting with my iphone for a few weeks and I will say that it is the best cell phone I have ever had (and I have had about every cell phone you can get).

What does it mean for our business? Today's mortgage market is very volatile. Rates are changing several times during the day and the rumor of the feds rate hike will happen. Remember that the election is close. After November it will all change again.

My iphone puts me in contacts with my clients right away. It's email features and speed has already paid off.

Now the iphone is not the answer to all our our problems. In fact their are many things you iphone can't do.

Please watch and enjoy this video. It will tell you a few things you should not do with your new iphone.

Kind regards,

Tony Grego - Amerisave
The place with the great rates!

Hey Folks!

This one is not about mortgages, rates, FHA, VA, bad credit, good credit, changes in underwriting, declining markets, drops in home prices, big unsold inventory, buyers market, mortgage implode, subprime lending, GFE's, TIL's, points, no-points, credit repair, reverse mortgages, or anything else to do with this business. It will all be here on Thursday.

For me, today is about my Father. Happy 74th Birthday! It has been a very hard year (quad bypass) and we may not be back up to speed but we are going the right way.

I told my Dad that if we wanted to get younger just look in a mirror and hold up a sign. Boom 47, just happens to be my age.

Well that is it for now. Thanks for letting me self indulge.

Kind regards,
Tony

Hey Folks!

As many of you know I live in Central Indiana. A large broker (I will not post name but will let you know that they share a name with a old car company) is doing business with one of my clients and scheduled to close on Monday.

The agent just called them to remind them about the "SPECIAL AGENT FEE." The broker is charging the client (same agent is representing and collecting a commision from the sale of one home and the purchase of another. Combined purchase price of over $400k) a $199 fee for document storage.

It has been explained that since 2001 the broker needs to store records in an off-site location in case of a attack. It seems to me that the broker is charging the client for storage of records that the broker is required to keep.

Just wondering if everyone charges this (I think I know the answer) and does the client have anyway to avoid this "junk fee"

Thanks in advance
Tony Grego

The vine has the best minds in the market. I have a client (friend) that is closing next week.

Since Big Ben's talk today we have had a couple of favorable rate adjustments.

So here is the question:

DO I LOCK OR FLOAT?

This is not a fancy post filled with great pictures. Just one that needs some professional opinions.

Thanks in advance

Tony

Hey Folks!

With $4.00 a gallon gas and $3.00 a gallon for milk we all must find ways to save some money. Here is a great one. 

Folks with a high-speed Internet connection and the desire/need to make long distance calls you need to check out Skype.

Now many have heard and have taken advantage of this service for years many (including myself) have had a "wait and see" or have used the service on a limited basis. Why? NO CALLER ID.

I (and many others like me) spend a great amount of time with long distance calls for prospecting, selling, and closing. Unlike myself (I like talking to telemarketers) many folks spend a considerable amount of time and money to avoid calls and as a rule of thumb will never answer a "BLOCKED SENDER"  or UNKNOWN CALLER. Most will not answer a call if they don't recognize the area code.

Now with SKYPE you can get caller ID (with no additional charge). Along with this great service you can add an unlimited US and Canada calling package for only $2.95 a month and you can have up to 10 lines. Good news for sales folks like myself that serve multi-states. Another benefit for my clients is that they now can dial a local number to reach me.

Cell phone users with a unlimited Data Plan? Download a program and now free cell calls.

If it has been a while since you looked at Skype or have never looked. Now is the time. It will save you time and money. I do not work or represent Skype in any way. I just know how to find a deal.

Kind regards,
Tony Grego, Your Great Place for Great Rates

Well I hope everyone had a great 4th of July weekend?

Now if you're like me it has been a busy day. I am just getting around to posting my video of the day that I like to put up in the morning.

While I know that this video does not apply to Real Estate Agents and Mortgage Brokers we have all seen this co-worker in the past. You know the guy, he is just like George on Seinfeld.

So why we all maybe to busy to watch. If you get a few minutes you may get the same chuckle I did.

Have fun and hope everyone has a great July!

Kind regards,
Tony

Hey Folks!

Been way to long. After recovering from an injury, a job change and a whole heck of a lot of other things I have not posted since the end of April and I have missed it.

So today is my Independence Day to announce (to myself and I guess my kind friends that are reading this) that I am back to my routine that I have enjoyed and has helped me do what I do which is helping folks with their mortgage needs. Right or wrong, I feel the best way that I can help is to let my readers learn about me and with the power of blogging I can do this on a daily basis.

I like to get my mornings off on a positive note. To do this I will post what I call my Video of the Day.

Nothing crazy, just a little fun and as I go throughout my day I will post something that can be a little helpful with work, life, family, finance, or just something out of the blue. So thanks for reading. Please post you comments so I can make this blog helpful for all, check back soon and have a great Independence Day!

Thanks
Tony Grego @ www.ratequote.tv
A Great Place for Great Rates

Hey Folks!

Tony Grego here from Sagamore Home Mortgage in Lebanon, Indiana. Your Indiana Mortgage Company for all your home lending needs.

What a week us Hoosiers are going to have! Now only are we going to be a major player in this years presidential primary  the candidates  now have something of relevance to talk/debate about.

In a 6 - 3 ruling the Supreme Court rejected arguments with our law requiring voters to present a driver's license or another acceptable form of ID. Our Indiana law is the strictest in the country. The intent and design is to help prevent voter fraud.

Well now I guess we can all sit back grab the remote and watch the reactions. It is going to be a fun week. You can read all about the details here.

Supreme Court Upholds Voter Identification Law in Indiana - New York Times

Tony Grego - Indiana Mortgage Company
"Your' re Indiana Mortgage Partner for all your Home Lending Needs"