Real estate blog entries tagged with good credit by Tony Grego with Paramount Mortgage Funding

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good credit: Top Ten Reasons to Refinance Your Indiana Home this Weekend. - 03/07/08 11:15 PM

10. 30-fixed mortgage rates are at the lowest levels in 45 years.
9. No areas of Indiana is tagged as a declining value market.
8. Indiana property tax bills are starting to make sense.
7. FHA mortgage limits have increased.
6. With the state 20 degrees below normal who wants to go outside anyway?
5. Since … (2 comments)

good credit: Mortgage Basics - What is PMI? - 02/11/08 02:00 PM

To follow up on an earlier blog about mortgage insurance changes I wanted to explain just want MI is?
PMI or MI is called many things:
Mortgage Insurance Personal Mortgage InsuranceMortgage Insurance Premium IT SHOULD BE "PROTECTS MORTGAGE INVESTOR" here's why,
When a potential homeowner needs a new mortgage or a current homeowner refinances a current mortgage and … (2 comments)

good credit: WARNING: Don't Choose a Broker/Mortgage Lender until you read this FREE Report! - 02/10/08 06:41 PM

WARNING: Don't Choose a Broker/Mortgage Lender until you read this FREE Report!
7 Questions Lenders Hate!
There are tens of thousands of mortgage companies in America. In some states, you don't even need a license or any experience to originate mortgages.
Because of the sheer amount of choices you will have when you go … (3 comments)

good credit: WARNING: Don't Choose a Broker/Mortgage Lender until you read this FREE Report! - 02/10/08 06:41 PM

good credit: Mortgage Basics - Today, Just Make the Right DECISION - 02/10/08 08:46 AM

Well, its Sunday morning. Hope it is going well for you? For me, like most Sundays, it is a day of decision. How did it start?
Central Indiana had a big drop in temperature last night. While we enjoyed a 50 degree day on Saturday it is now single digits … (2 comments)

good credit: Mortgage Basics - "Urgent Breaking News" - 02/09/08 09:52 AM

Mortgage Guaranty Insurance Corporation (MGIC), one of the nations top provider of mortgage insurance announces major policy changes.
Effective March 3, 2008 MGIC is revamping credit score guidelines that will have MAJOR implications with new and refinanced mortgages.
Current guidelines allow mortgage insurance (PMI) for consumers with a minimum LOW credit score of 575. … (8 comments)

good credit: Mortgage Basics - Let’s Talk Value (LTV)! - 02/08/08 10:06 AM

Hope everyone has been enjoying my mortgage basic tips this week? With all of focus on mortgage rates and if it is the right time to get a new mortgage to buy a house or is it the time to re-finance your current mortgage I feel that the basics can … (8 comments)

good credit: What If You Get a Email From Me - 02/07/08 04:28 PM

I guess I would call this an open letter to fellow profesionals on AR. I really need your opinon on this one.
I have spent a lifetime (28+ years) helping folks find the right financing for high ticket items (like a mortgage). I can count the number of companies I have worked for a a … (20 comments)

good credit: Mortgage Basics - What Do You Mean DTI Is Not For My New TV? - 02/07/08 11:12 AM

STATED OR NOT STATED, that is the question... Remember back in ancient times (2007) when a client did not qualify for a loan due to income it was not a problem. Most investors promoted stated income mortgages. What did that mean? Now I am not making this up. This is … (0 comments)

good credit: Mortgage Basics 101 - What's the Deal with Credit Scores? - 02/06/08 02:43 PM

OK, the search is over! After months of searching for homes and interviewing mortgage brokers you find the perfect deal
Now that home you have been planning on buying is in your site. Over the last year you made sure that your paid your bills on time. In fact when … (10 comments)

good credit: Record Breaking Day! What Time will the 70,000 Member Join? - 02/06/08 06:03 AM

Hey Rainers!
Well it looks like today will be the day.
What time do you think the 70,000 member will join? The next question will be when will the 100,000 member join. It is going to be a great year in our business and on this board. Lets go get'em
I am going for … (19 comments)

good credit: Mortgage Basics 101 - What's Your Rate? - 02/05/08 09:07 AM

Ever ask a mortgage broker for a rate only to hear the phone go quiet on the other end?
Besides the purchase price of your home, you mortgage interest rate is the most important factor determining how much your monthly payments will be.
You would think that when you … (6 comments)

good credit: Superbowl Quiz (It's Super Sunday, lets have some fun) - 02/03/08 06:59 AM

We have had a great week with good news for real estate agents and mortgage brokers. While I do know it is a sale day this Sunday tends to be a little slower than most. So enough learning about business this week and while my little circle of friends will … (6 comments)

good credit: Today in Mortgage News, Groundhogs day, Saturday, February 2, 2008 - 02/02/08 08:13 AM

Tony Grego here from Sagamore Home Mortgage! With my goal to become Central Indiana's #1 Mortgage Blogger this is the bog you will want to bookmark for all the news and updates you'll need to help your business and to be sure you are in the very best mortgage.
IT'S GOUNHOGS … (2 comments)

good credit: THIS WEEK IN MORTGAGES AND REAL ESTATE - 02/01/08 01:04 PM

Tony Grego here at Sagamore Home Mortgage. Working to be Central Indiana’s #1 Mortgage Broker Blogger!
Home Mortgage Rates Rise this Week
I have been posting all week that we have hit bottom and now Freddie Mac reports that Home-Mortgage rates have rose for the first time in five weeks. … (8 comments)

good credit: FEDS CUT RATES 1/2 PERCENT - 01/30/08 02:02 PM

Well it seems that the FEDS just cut another 1/2 percent making prime rate down to 6.0%. the FED move was voted on by a 9 to 1 margin.
This is the fifth rate cut since September 18, 2007.
In its statement, the Fed said that "sownside risks to growth remain" and pledged … (5 comments)

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