Kathleen Ann Pacheco-Corbett Realtor® 's Blog

Let us remember the First Thanksgiving in our Thanks

Wed, 25 Nov 2009 01:12:01 -0600

Tomorrow, November 26, 2009 we shall be celebrating Thanksgiving with our families and friends. Let us give grace and blessings.
Let us remember a bit of our American history of this celebration.The First Thanksgiving Was the Enjoyment of the Bounty of the Pilgrim's Harvest. At Plymouth Plantation, the First Thanksgiving was observed between September 21st and November 9th 1621. It was celebrated over a three day period. 51 colonists of Plymouth Plantation, which included John Alden, Governor William Bradford, William and Mary Brewster, Priscilla Mullins, Captain Myles Standish, and Edward and Susanna Winslow, and 90 Indians of the Wampanoag tribe with their Chief Massasoit were present.
Since 1863, Americans have celebrated Thanksgiving. It is now observed every fourth Thursday of November as a national holiday to give thanks for blessings received during the year. As an American tradition, we remember that first Thanksgiving as the gathering of the Pilgrim Fathers in Plymouth, Massachusetts celebrating the success of their Fall Harvest in 1621

A Thanksgiving Prayer
"O God, when I have food,
help me to remember the hungry;
When I have work,
help me to remember the jobless;
When I have a home,
help me to remember those who have no home at all;
When I am without pain,
help me to remember those who suffer,
And remembering,
help me to destroy my complacency;
bestir my compassion,
and be concerned enough to help;
By word and deed,
those who cry out for what we take for granted.
Amen."
by Samuel F. Pugh

Be Thankful

Be thankful that you don't already have
everything you desire. If you did, what would
there be to look forward to?

Be thankful when you don't know something,
for it gives you the opportunity to learn.

Be thankful for the difficult times.
During those times you grow.

Be thankful for your limitations, because they
give you opportunities for improvement.

Be thankful for each new challenge,
because it will build your strength and character.

Be thankful for your mistakes.
They will teach you valuable lessons.

Be thankful when you're tired and weary,
because it means you've made a difference.

It's easy to be thankful for the good things.
A life of rich fulfillment comes to those who
are also thankful for the setbacks.
Gratitude can turn a negative into a positive.
Find a way to be thankful for your troubles,
and they can become your blessings.

~ author unknown ~

THANKSGIVING IS....

Thanksgiving is
a time of gratitude to God, our Creator and Provider,
whose guidance and care go before us...
and whose love is with us forever.

Thanksgiving is
a time to reflect on the changes,
to remember that we, too, grow and change
from one season of life to another.

Thanksgiving is
a time of changing seasons, when leaves turn golden
in Autumn's wake and apples are crisp
in the first chill breezes of fall.

Let us remember the true meaning of Thanksgiving.
As we see the beauty of Autumn,
let us acknowledge the many blessings which are ours...
let us think of our families and friends..
and let us give thanks in our hearts.

~~Author Unknown.~~

Thanksgiving Prayer

We return thanks to our mother,
the earth, which sustains us.

We return thanks to the rivers and streams,
which supply us with water.

We return thanks to all herbs,
which furnish medicines for the cure of our diseases.

We return thanks to the moon and stars,
which have given to us their light when the sun was gone.

We return thanks to the sun,
that has looked upon the earth with a beneficent eye.

Lastly, we return thanks to the Great Spirit,
in Whom is embodied all goodness, and
Who directs all things for the good of Her children.

~ Iroquois Prayer ~

May your Thanksgiving
be blessed with love and peace.

How to Be Happy

Mon, 16 Nov 2009 21:37:40 -0600

This post is so beautifully written by my friend Maya that I need to re-blog. Life is too short for us not to be happy and love life, Live one day at a time as if it were to be our last, Say I love you to someone and do what you are passionate about. Listen to your heart and love life.

Via maya garg (Royal Lepage Kingsbury):

We all get so busy in our lives as Realtors that we often forget simple things in our lives which bring us happiness. Only if we can cherish those wonderful moments, not only we will be positive and bring joy to ourselves but to our clients,friends and associates.

Hope you like this reading. We all need this over and over - until it becomes part of who we are!

1. Keep only cheerful friends. The grouches pull you down. (Keep this in mind if you are one of those grouches)

2. Keep learning: Learn more about the computer, crafts, gardening, whatever. Never let the brain get idle. "An idle mind is the devil's workshop." And the devil's name is Alzheimer's!

3. Enjoy the simple things.

4. Laugh often, long and loud. Laugh until you gasp for breath. And if you have a friend who makes you laugh, spend lots and lots of time with HIM/HER.

5. The tears happen: Endure, grieve, and move on. The only person who is with us our entire life is ourselves. LIVE while you are alive.

6. Surround yourself with what you love: Whether it's family, pets, keepsakes, music, plants, hobbies, whatever. Your home is your refuge.

7. Cherish your health: If it is good, preserve it. If it is unstable, improve it. If it is beyond what you can improve, get help.

8. Don't take guilt trips. Take a trip to the mall, even to the next county, to a foreign country, but NOT to where the guilt is.

9. Tell the people you love that you love them at every opportunity. I love you, my special friend.

10. Forgive now those who made you cry. You might not get a second time.

Have a great day and a wonderful weekend.

Maya Garg,Broker

Royal Lepage kingsbury realty

www.gtawesthomes.com

www.mayag.com

Twitter Top 100 - This is The Best Twitter List Ever!!!

Sun, 08 Nov 2009 23:32:17 -0600

My AR friend Mirela, compiled a very extensive twitter list that I felt more people should be aware of so therefore, have decided to re-blog this great post and share it with more AR members. I was amazed how few I actually used. I have used #hashtags, Twitpic, Twibble, TrackThis, Twilert, TwitterLocal, Ping.fm I have so many more from this list to research and decide if i want to use. Whew!

Via Mirela Monte, Your Myrtle Beach Real Estate Connection:

I know it's not Christmas yet, but I just couldn't help it: I wanted to make your day. If you are a Twitter addict like myself, you will cherish this list. Who loves you baby?

1 TweetDeck

2 FriendFeed

3 TwitterFeed

4 Ping.fm

5 Twhirl

6 Twellow

7 Tweetie

8 Twitturly

9 Twitterholic

10 #hashtags

11 Seesmic Desktop

12 Twitterrific

13 BrightKite

14 Twitscoop

15 TwitterFox

16 TwitterCounter

17 TwitterBerry

18 HootSuite

19 TwitterFon

20 Tweet Scan

21 Mobypicture

22 TweetLater

23 WeFollow

24 TweetStats

25 Monitter

26 Twitpic

27 FriendOrFollow

28 Twitter Grader

29 TweetValue

30 HelloTxt

31 Twistory

32 Qwitter

33 TweetBeep

34 SocialToo

35 TweetGrid

36 Tweetburner

37 Twittelator

38 TwitterBar

39 TweetMeme

40 LoudTwitter

41 Just Tweet It

42 Retweetist

43 TwitThat

44 Mr. Tweet

45 DestroyTwitter

46 Tiny Twitter

47 PeopleBrowsr

48 Twibble

49 Splitweet

50 ÜberTwitter

51 WhosTalkin

52 TwitterHawk

53 GroupTweet

54 Twibs

55 Shareaholic

56 Foamee

57 TwitterFriends

58 TweepSearch

59 Twubble

60 TwitterLocal

61 CoTweet

62 Snitter

63 Slandr

64 TwitterMap

65 iTweet 2

66 Twitbin

67 Secrettweet

68 Straw Poll

69 Spaz

70 TwittEarth

71 Pocketwit

72 Twemes

73 Twitxr

74 Twitoria

75 Twitter for iPhone

76 twtQpon

77 Twilert

78 Your Twitter Karma

79 Who Should I Follow?

80 FoodFeed

81 TweeTube

82 Twinfluence

83 SnapTweet

84 Twtcard

85 TwitterPatterns

86 Follow Cost

87 Xpenser

88 Tweetake

89 TwitterMass

90 Twitpay

91 Twittertise

92 Twinkle

93 TrackThis

94 Retweetrank

95 Twitter Digest

96 Twitteroo

97 Twitter Tools

98 EasyTweets

99 Hahlo

100 Tweetr

Mirela Monte , Your Myrtle Beach Connection Join The Optimist Group!

Extension and Modification of First-Time Homebuyer Tax Credit

Sat, 07 Nov 2009 15:19:27 -0600

My AR friend, Shawn, has posted some great information that I feel should be passed along so no one misses out since this may not be extended again.

Via Shawn Anderson (PC Home Loans):

Here are the highlights for the newly extended First-Time Homebuyer Tax Credit per H.R. 3548, dated November 4, 2009:

Extended to May 1, 2010

Must be under contract before May1, 2010 and the purchase must be completed before July 1, 2010

Homebuyers that have occupied a principal residence for any 5-consecutive-year period during the 8-year period ending ont he date of the purchase of a subsequent principal residence, such individuals will be treated as a first-time homebuyer.

Long-time residents of same principal residence will be eligible for $6,500 if single or married filing jointly, if married and filing separately $3,250.

Higher income limits to $150,000 for a single person and $225,000 for married couples.

Maximum purchase price of a principal residence is $800,000.

Extension of First-Time Homebuyer Credit for Individuals On Qualified Official Extended Duty Outside the United States

Qualified Official Extended Duty applies to: a member of the uniformed service; a member of the Foreign Service of the United States, or; an employee of the intelligence community.

must have served outside the United States for at least 90 days during the period beginning December 31, 2008, and ending before May 1, 2010, and, if married, such individual's spouse.

must be under contract by May 1, 2011 and have purchased by July 1, 2011.

Provisions to enhance the Administration of the First-Time Homebuyer Tax Credit

Minimum age is 18 years as of the date of purchase.

If the taxpayer is married, the taxpayer shall be treated as meeting the age requirement if the taxpayer's spouse meets the age requirement.

Must include the settlement statement used to complete the purchase. (This can be obtained through your loan officer or through the escrow company.)

Waiver of recapture rule for any purchase of a principal residence after December 31, 2008.

I hope this has been helpful. Please contact me if you have additional questions.

AWESOME MUSICAL EXPERIENCE

Mon, 02 Nov 2009 20:54:29 -0600

An AWESOME MUSICAL EXPERIENCE
My follow-up to the Annual Halloween College Concert held at Rhode Island College on Friday, October 30, 2009 at 8:00 pm in the Auditorium in Roberts Hall put on by the Department of Music, Theatre, and Dance and sponsored by the Rhode Island Chapter of the National Association of Music Education was AWESOME.

We, as audience members, were encouraged to dress in the spirit of Halloween since the Performers would appear in costume as they performed their many ensembles. It would be Free Admission if we were in Costume. or pay $10.00 at the door. Mark wore his Indiana Jones, John was Uncle Sam and I was a Mardi Gras lady.

The show began with all the performers in costume lined up to the left and to the right of the auditorium, The house lights were turns way down, practically pitched black to give the eerie setting. These were many chorus members, conducted by conductor, Teresa Coffman, chanting in Soprano, Alto, Tenor and Bass to a piece called "Past Life Melodies".

The performance had many different ensembles being spotlighted
to the left of the stage, to the right of the stage, beneath the stage and on stage. The audience never knew where the light would shine and what instrument or chorus members would performing.

There were the Concerto for Seven trumpets, the suite for two Pianos, "Lush Life by the 4 saxaphones, the Guitar Ensemble, Brass Ensemble, Clarinet Quartet, Concert Jazz Band. There were some humorous songs "Chili Con Carne", In the Still of the Night, the Chicken and others.

We enjoyed all the many unique costumes, but there was an unexpected "Fabulous Surprise" when we met past clients of ours that purchased a house in Lincoln in the late seventies, Rita and Frank St Pierre.

They told us the house was totally changed so much we would never recognize it. They invited us to stop by. We talked about our children who now had their own children. It completed the night. What a fun night!

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Copyright photo by Kathleen Ann Pacheco-Corbett, all rights reserved and may not be reproduced without the written permission of Kathleen Ann Pacheco-Corbett, The Buyer's Choice, Lincoln, RI. Permission granted with a link back to my website and/or blog providing site is appropriate for all ages.

Thank you. We want to be your "Personal Realtors for Life"

http://www.thebuyerschoice.com

KATHLEEN ANN PACHECO-CORBETT

Office 401-725-5608 Cell 401-556-6911 Fax 401-423-4377

******************

POSTINGS FOR October 2009

10/31/2009 SINCE 2004 the Halloween costumes tradition begins

10/29/2009 Days are shorter. nights are longer and cooler

10/29/2009 All Hallows Even

10/28/2009 Re-blogged: Should your life stop just because you're buying a home? In short... YES! (original)

10/26/2009 FREE grilled chicken offer is available all day Monday 10-26-09

10/23/2009 Boo Bash and other RI Halloween free events

10/23/2009 Friday Foto - Who is in this vintage photo?

10/17/2009 SPEECHLESS SUNDAY - Halloween for all ages

10/01/2009 Friday Foto - What am I?

POSTINGS FOR September 2009

09/12/2009 We can't cry hard enough

09/06/2009 SPEECHLESS SUNDAY - 9-6-09 North Providence Salvatore Mancini Union Library

09/04/2009 Friday Foto - What is my job?

9/04/09 Re-blogge d: $8,000 Tax Credit October 16th Safe Deadline for Financing (original)

POSTINGS FOR August 2009

08/26/09 Wordless Wednesday - OAK BLUFFS FUN 7-14-09

08/23/09 SPEECHLESS SUNDAY 8-1-76 Five Years Old - the past and present

08/22/09 SPEECHLESS SUNDAY -Brotherly Love

08/21/09 Friday Foto - What am I? Where am I?

08/21/09 Friday Foto - What am I? and Where am I?

08/18/09 Emotional Roller Coaster - PLEASE GET ME OFF

08/14/09 Friday Foto - What am I?

08/13/09 NATURE and MARKETING CONTEST - RAIN is our buddy

08/09/09 SPEECHLESS SUNDAY -Gingerbread Cottage

08/09/09 SPEECHLESS SUNDAY - OAK BLUFFS leaving campgrounds looking at Pier

08/07/09 Friday Foto - What am I? and Where am I?

08/06/09 Another Achievment, another Milestone with Active Rain

08/04/09 My Childhood home in East Providence, RI 02914

08/04/09 Comment left on my Viral Request blog results in action action action

08/04/09 A week going by SADLY

08/02/09 Speechless Sunday August 2, 2009-Lion for August -Leo

SINCE 2004 the Halloween costumes tradition begins

Sat, 31 Oct 2009 01:39:17 -0500

At 13 weeks old a Halloween costume, that I purchased on RI, was put on my first grandchild, my grandson, Nolan Bryce Corbett. I was in SC for his first Halloween.

It was on October 19th 2004 that I flew into the Greenville-Spartanville International Airport (GSP) to help with taking care of him while my daughter-in-law, Victoria, recovered from a Staph infection. that placed her back into the hospital after having the c-section delivery on August 6th for Nolan. I stayed until after having the First Thanksgiving with my son and his family. John, Mark and Buddy drove to SC to have Thanksgiving with us and to take me back to RI.

How I hated leaving them, I enjoyed being there for Nolan's first turning over, first sitting up, first oatmeal and applesauce, his laughing, his giggling and of cause his crying episodes.

Since this time there have been no more Halloweens together, so my daughter-in-law created a blog on Wednesday, December 19, 2007, so I could seen the events in their lives with photos and her writings. Her blog is My 2 lil Pumpkins. She asked me to create a blog, too for the events in RI Mine that I created on December 21, 2007 is called Chat with Kathleen. I have loved blogging ever since.

HALLOWEEN OCTOBER 2005

HALLOWEEN OCTOBER 2006

NOLAN BRYCE -age 2

BRAYDON PIERCE

- age 6 Months

HALLOWEEN OCTOBER 2007

HALLOWEEN OCTOBER 2008

HALLOWEEN OCTOBER 2009

????????????

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Thank you. We want to be your "Personal Realtors for Life"

http://www.thebuyerschoice.com

KATHLEEN ANN PACHECO-CORBETT

Office 401-725-5608 Cell 401-556-6911 Fax 401-423-4377

******************

POSTINGS FOR October 2009

10/29/2009 Blog Entry: Days are shorter. nights are longer and cooler

10/29/2009 Blog Entry: All Hallows Even

10/28/2009 Re-blogged: Should your life stop just because you're buying a home? In short... YES! (original)

10/26/2009 FREE grilled chicken offer is available all day Monday 10-26-09

10/23/2009 Boo Bash and other RI Halloween free events

10/23/2009 Friday Foto - Who is in this vintage photo?

10/17/2009 SPEECHLESS SUNDAY - Halloween for all ages

10/01/2009 Friday Foto - What am I?

POSTINGS FOR September 2009

09/12/2009 We can't cry hard enough

09/06/2009 SPEECHLESS SUNDAY - 9-6-09 North Providence Salvatore Mancini Union Library

09/04/2009 Friday Foto - What is my job?

9/04/09 Re-blogge d: $8,000 Tax Credit October 16th Safe Deadline for Financing (original)

POSTINGS FOR August 2009

08/26/09 Wordless Wednesday - OAK BLUFFS FUN 7-14-09

08/23/09 SPEECHLESS SUNDAY 8-1-76 Five Years Old - the past and present

08/22/09 SPEECHLESS SUNDAY -Brotherly Love

08/21/09 Friday Foto - What am I? Where am I?

08/21/09 Friday Foto - What am I? and Where am I?

08/18/09 Emotional Roller Coaster - PLEASE GET ME OFF

08/14/09 Friday Foto - What am I?

08/13/09 NATURE and MARKETING CONTEST - RAIN is our buddy

08/09/09 SPEECHLESS SUNDAY -Gingerbread Cottage

08/09/09 SPEECHLESS SUNDAY - OAK BLUFFS leaving campgrounds looking at Pier

08/07/09 Friday Foto - What am I? and Where am I?

08/06/09 Another Achievment, another Milestone with Active Rain

08/04/09 My Childhood home in East Providence, RI 02914

08/04/09 Comment left on my Viral Request blog results in action action action

08/04/09 A week going by SADLY

08/02/09 Speechless Sunday August 2, 2009-Lion for August -Leo

Days are shorter. nights are longer and cooler

Thu, 29 Oct 2009 23:26:16 -0500

Winter is coming, the nights are cooler, in fact in RI it has dropped to the 20's already and the thermostats have been turned on. The days are sunny but getting shorter and darker earlier already by 4:30, dusk is upon us.

Being a New Englander my entire life, living here in RI, our eastern region of the United States as well as Eastern Canada is famous for the brilliance of their fall foliage, and a seasonal tourist industry has grown up around the few weeks in autumn when the leaves are at their peak.

Fall Color Fall Foliage Pictures

Autumn (also known as Fall in North American English) is one of the four temperate seasons. Autumn marks the transition from summer into winter. The season during which days get shorter and cooler and the nights get longer. The deciduous trees shed their leaves, with the leaves changing to a reddish or brownish hue before falling. Such coloured leaves have come to be called "fall foliage".
In temperate zones, autumn is the season during which most crops are harvested. Before the 16th century, harvest was the term usually used to refer to the season, fall and autumn.

DID YOU KNOW?

Bright sunlight is essential for the production of the red (anthocyanin) pigment in the fall leaves.

DID YOU KNOW?

The most intense of fall color occurs in in areas such as New England, with almost a few types of trees, such as maples and birches, that all turn color
at the same time during the short fall season.

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Thank you. We want to be your "Personal Realtors for Life"

http://www.thebuyerschoice.com

KATHLEEN ANN PACHECO-CORBETT

Office 401-725-5608 Cell 401-556-6911 Fax 401-423-4377

******************

POSTINGS FOR October 2009

10/29/2009 Blog Entry: All Hallows Even

10/28/2009 Re-blogged: Should your life stop just because you're buying a home? In short... YES! (original)

10/26/2009 FREE grilled chicken offer is available all day Monday 10-26-09

10/23/2009 Boo Bash and other RI Halloween free events

10/23/2009 Friday Foto - Who is in this vintage photo?

10/17/2009 SPEECHLESS SUNDAY - Halloween for all ages

10/01/2009 Friday Foto - What am I?

POSTINGS FOR September 2009

09/12/2009 We can't cry hard enough

09/06/2009 SPEECHLESS SUNDAY - 9-6-09 North Providence Salvatore Mancini Union Library

09/04/2009 Friday Foto - What is my job?

9/04/09 Re-blogge d: $8,000 Tax Credit October 16th Safe Deadline for Financing (original)

POSTINGS FOR August 2009

08/26/09 Wordless Wednesday - OAK BLUFFS FUN 7-14-09

08/23/09 SPEECHLESS SUNDAY 8-1-76 Five Years Old - the past and present

08/22/09 SPEECHLESS SUNDAY -Brotherly Love

08/21/09 Friday Foto - What am I? Where am I?

08/21/09 Friday Foto - What am I? and Where am I?

08/18/09 Emotional Roller Coaster - PLEASE GET ME OFF

08/14/09 Friday Foto - What am I?

08/13/09 NATURE and MARKETING CONTEST - RAIN is our buddy

08/09/09 SPEECHLESS SUNDAY -Gingerbread Cottage

08/09/09 SPEECHLESS SUNDAY - OAK BLUFFS leaving campgrounds looking at Pier

08/07/09 Friday Foto - What am I? and Where am I?

08/06/09 Another Achievment, another Milestone with Active Rain

08/04/09 My Childhood home in East Providence, RI 02914

08/04/09 Comment left on my Viral Request blog results in action action action

08/04/09 A week going by SADLY

08/02/09 Speechless Sunday August 2, 2009-Lion for August -Leo

All Hallows Even

Thu, 29 Oct 2009 22:13:24 -0500

The date, October 31st in Catholic liturgy is the day before the Festival of All Saints, or All Saints Day (All Hallows Eve). When the Church came into power, it could not sanction a festival for the dead, it turned Samhain into All Saints and all Souls Day,

Long before the Church consecrated November 1 as All Saints Day it was a pagan observance marking the end of summer - it was believed, the dead wandered the earth and supernatural forces reigned.

The name Halloween (sometimes spelled Hallowe'en) is a contraction of "All Hallows Even." The word hallow, which means "to make holy" or "to revere as holy," was once also used as a noun to mean "holy place" or "holy person" as a saint. It may seem strange that Halloween, a secular celebration associated with goblins, ghosts, and witches, Jack-o-Lanterns, got its name from a holy day devoted to Christian martyrs.
When the ancient Irish carved out turnips and placed candles inside, to light the way for 'Jack', a trickster spirit who was trapped between the two worlds of the dead and the living, (HEAVEN and HELL) "Jack-o-Lantern" came about.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~``

Thank you. We want to be your "Personal Realtors for Life"

http://www.thebuyerschoice.com

KATHLEEN ANN PACHECO-CORBETT

Office 401-725-5608 Cell 401-556-6911 Fax 401-423-4377

******************

POSTINGS FOR October 2009

10/28/2009 Re-blogged: Should your life stop just because you're buying a home? In short... YES! (original)

10/26/2009 FREE grilled chicken offer is available all day Monday 10-26-09

10/23/2009 Boo Bash and other RI Halloween free events

10/23/2009 Friday Foto - Who is in this vintage photo?

10/17/2009 SPEECHLESS SUNDAY - Halloween for all ages

10/01/2009 Friday Foto - What am I?

POSTINGS FOR September 2009

09/12/2009 We can't cry hard enough

09/06/2009 SPEECHLESS SUNDAY - 9-6-09 North Providence Salvatore Mancini Union Library

09/04/2009 Friday Foto - What is my job?

9/04/09 Re-blogge d: $8,000 Tax Credit October 16th Safe Deadline for Financing (original)

POSTINGS FOR August 2009

08/26/09 Wordless Wednesday - OAK BLUFFS FUN 7-14-09

08/23/09 SPEECHLESS SUNDAY 8-1-76 Five Years Old - the past and present

08/22/09 SPEECHLESS SUNDAY -Brotherly Love

08/21/09 Friday Foto - What am I? Where am I?

08/21/09 Friday Foto - What am I? and Where am I?

08/18/09 Emotional Roller Coaster - PLEASE GET ME OFF

08/14/09 Friday Foto - What am I?

08/13/09 NATURE and MARKETING CONTEST - RAIN is our buddy

08/09/09 SPEECHLESS SUNDAY -Gingerbread Cottage

08/09/09 SPEECHLESS SUNDAY - OAK BLUFFS leaving campgrounds looking at Pier

08/07/09 Friday Foto - What am I? and Where am I?

08/06/09 Another Achievment, another Milestone with Active Rain

08/04/09 My Childhood home in East Providence, RI 02914

08/04/09 Comment left on my Viral Request blog results in action action action

08/04/09 A week going by SADLY

08/02/09 Speechless Sunday August 2, 2009-Lion for August -Leo

Should your life stop just because you're buying a home? In short... YES!

Wed, 28 Oct 2009 13:40:49 -0500

Excellent advice from by AR lender friend in Texas I cannot tell you how many times I have said to my clients DO NOT GO BUY a vvehicle or expensive item before you have purchases your new home. Do they listen? Some do and some don't. The ones that don't do what i have advised do not buy a home.

Via John Cannata - Mortgage Loan Consultant - Frisco Texas - Reliant Mortgage Ltd ( 214-545-5604 Also available evenings and weekends):

Should your life stop just because you're buying a home?  Truthfully, you never know what affect actions you take today will have on the mortgage you apply for. Even if you don't plan on refinancing or purchasing for another three to six months from now.

Something as simple as transferring money from your savings to your checking account can create hassles in the mortgage process. I know it may seem a bit much, but lenders are paying closer attention to mortgage transactions today. Sure, the transfer of money seems simple enough.. and maybe it is. But when lenders see a large sum of money transferred into an account, they want a paper trail to know where the money came from and be sure that all accounts balance.

There are at least six things that should be avoided when purchasing a home or refinancing your existing mortgage. Even if you are already 'pre-approved', you should wait until the loan has closed.

Buying, Leasing, or Refinancing a Car - Many people are inclined to 'improve their social standing' by purchasing a car and buying a home at the same time (yes, this includes leasing a vehicle). There's nothing wrong with the concept itself, but buying the car before buying a home can affect what the lender determines you can afford for a home. Since a car is such a big ticket item, it can greatly raise your debt-to-income ratio, which lenders use to determine the amount of home you can afford. Ultimately, it will affect how much home you can purchase. Refinancing your automobile can affect your credit scores. Even though you are probably lowering your payments, the refinanced loan is considered new debt when calculating your credit score.

Becoming Self-Employed or changing jobs - Either of these could have a negative impact on your loan application and overall approval. In most cases, lenders want to see at least 2 years of self-employment. Keep in mind that this means 2 years worth of tax returns, which really means you probably have to be self-employed for more than 2 years in order to provide a full 2 years worth of returns. ** also, income is determined based on the 'Adjusted Gross Income' (after your deductions) ** Wait until after buying a home to become self-employed.

Changing jobs to a 'sales' environment is also risky while you are considering a home purchase. Even though the position you accept is not considered 'self-employment' is it still sales based. If you were receiving a salary prior to your new 'sales' job then you will need to show 2 years worth of sales income. Being in a sales position has similar considerations as being self-employed.

Moving Money Between Accounts - I mentioned this in an example above. When a lenders underwrites your loan to determine your eligibility, they will request complete statements (yes, even the blank pages) from your accounts that contain liquid assets. When you move money around between these accounts, especially if they are large amounts, you will have withdrawals in some and deposits in others. The lender will want to see documentation for these transactions. Most people do not keep all of this paperwork, so it's much easier to leave the money in the accounts until after you have purchased or refinanced your home.

Change Banks - This pretty much ranks up there with 'moving money'. It just creates additional paperwork for you and the lender. The more paperwork, the more likely issues could arise for your home purchase. Not only could there be questions/concerns from the lender, but it could cause unnecessary delays in closing your loan. Stay with your current bank until the mortgage process is complete.

Make a Large Purchase - A large purchase is not just about a car or boat. Now that you are moving into a bigger place, you will probably want to fill it with furniture... and that 'One Year Same As Cash' deal sounds really tempting. Resist the urge to purchase that new sofa set until after you have obtained the mortgage. Again, this is for two reasons. First, it could affect your credit scores and debt-to-income ratios. Secondly, remember that you are not done buying a home until the loan closes. There are no guarantees until that happens. Unfortunately, there are a number of things that could happen which results in a declined loan application. Contact your local mortgage professional to help you avoid any costly mistakes.

Apply For a Credit Card - Although this is the last item I mentioned, this is equally as important. The new credit card won't hurt your credit score too badly if you already have good credit, but it will cause the to question your financial stability for buying a home. For the time being, don't apply for no interest credit cards or department stores. After you are settled into your new home, there will be plenty of time for shopping.

In summary, when you are buying a home or refinancing your current mortgage, it is best to stay away from anything that will look as though you don't have your finances under control. The items above are just a few examples that could cause such a determination.

*********************************************************

If you live in the state of Texas and are looking for a reliable Mortgage Professional to assist you with the loan product that best fits your financial situation, give me a call. We do not charge upfront fees to run scenarios or charge unnecessary application fees.

Do you want to know all of your options? Call me today and let's discuss them further.

Always available for your Frisco Texas Mortgage needs!

John Cannata Reliant Mortgage  p# 214.545.5604

www.JohnCannata.com

Frisco Texas Mortgage Consultant

FREE grilled chicken offer is available all day Monday 10-26-09

Mon, 26 Oct 2009 02:30:23 -0500

Kentucky Grilled Chicken FREE OFFER
Visit a participating KFC restaurant today and you can try one piece of the new Kentucky Grilled Chicken for FREE

The grilled chicken, a recent addition to fast-food chain's menu, is an attempt to give customers an option that's healthier than the restaurant's signature fried chicken. A grilled chicken thigh has 140 calories, according to a menu on KFC's Web site. This is a healthy grilled alternative.

The offer is available all day

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~``

Thank you. We want to be your "Personal Realtors for Life"

http://www.thebuyerschoice.com

KATHLEEN ANN PACHECO-CORBETT

Office 401-725-5608 Cell 401-556-6911 Fax 401-423-4377

******************

POSTINGS FOR October 2009

10/23/2009 Boo Bash and other RI Halloween free events

10/23/2009 Friday Foto - Who is in this vintage photo?

10/17/2009 SPEECHLESS SUNDAY - Halloween for all ages

10/01/2009 Friday Foto - What am I?

POSTINGS FOR September 2009

09/12/2009 We can't cry hard enough

09/06/2009 SPEECHLESS SUNDAY - 9-6-09 North Providence Salvatore Mancini Union Library

09/04/2009 Friday Foto - What is my job?

9/04/09 Re-blogge d: $8,000 Tax Credit October 16th Safe Deadline for Financing (original)

POSTINGS FOR August 2009

08/26/09 Wordless Wednesday - OAK BLUFFS FUN 7-14-09

08/23/09 SPEECHLESS SUNDAY 8-1-76 Five Years Old - the past and present

08/22/09 SPEECHLESS SUNDAY -Brotherly Love

08/21/09 Friday Foto - What am I? Where am I?

08/21/09 Friday Foto - What am I? and Where am I?

08/18/09 Emotional Roller Coaster - PLEASE GET ME OFF

08/14/09 Friday Foto - What am I?

08/13/09 NATURE and MARKETING CONTEST - RAIN is our buddy

08/09/09 SPEECHLESS SUNDAY -Gingerbread Cottage

08/09/09 SPEECHLESS SUNDAY - OAK BLUFFS leaving campgrounds looking at Pier

08/07/09 Friday Foto - What am I? and Where am I?

08/06/09 Another Achievment, another Milestone with Active Rain

08/04/09 My Childhood home in East Providence, RI 02914

08/04/09 Comment left on my Viral Request blog results in action action action

08/04/09 A week going by SADLY

08/02/09 Speechless Sunday August 2, 2009-Lion for August -Leo

Boo Bash and other RI Halloween free events

Fri, 23 Oct 2009 21:49:36 -0500

Boo Bash
Saturday, October 31, 2009
Providence Children's Museum
100 SOUTH STREET, PROVIDENCE, RI 02903 | (401) 273-5437
1:00 PM - 4:00 PM
Ages 3 - 11
A tiny bit spooky, a whole lot of fun! Play bewitching games galore, have hands-on fun
with imaginative arts and "witch crafts," explore an eerie environment, mix it up in the
mad scientist's laboratory and much more. Come in costume and have a blast at the
biggest Halloween bash around!

The Annual Halloween College Concert
Rhode Island College
Friday, October 30, 2009
8:00pm

General Admission: $7.00 General Admission, Free If In Costume

Department of Music, Theatre, and Dance
Where: The Auditorium in Roberts Hall

The Annual Halloween College Concert held on Oct. 30 offers performances from a variety of RIC ensembles. Performers appear in costume and the audience is also encouraged to dress in the spirit of Halloween.

Halloween Costumes and Activities
Tuesday, October 27, 2009
RISD Museum
224 Benefit Street, Providence, RI
11am - 4pm
Free And Open To The Public.

Children are encouraged to come dressed in costume to this day of art making with a Halloween twist. Discover sculptures of all times and places in the galleries guided by a mysterious winged Viking god from the past. In workshops make special Egyptian-inspired protective amulets or imaginative creatures from wire. At 3pm, the RISD Auditorium is the scene for a special marionette performance of "The Legend of Sleepy Hollow" by New York's award-winning company "The Puppet People."

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Copyright photo by Kathleen Ann Pacheco-Corbett, all rights reserved and may not be reproduced without the written permission of Kathleen Ann Pacheco-Corbett, The Buyer's Choice, Lincoln, RI. Permission granted with a link back to my website and/or blog providing site is appropriate for all ages.

Thank you. We want to be your "Personal Realtors for Life"

http://www.thebuyerschoice.com

KATHLEEN ANN PACHECO-CORBETT

Office 401-725-5608 Cell 401-556-6911 Fax 401-423-4377

******************

POSTINGS FOR October 2009

10/17/2009 SPEECHLESS SUNDAY - Halloween for all ages

10/01/2009 Friday Foto - What am I?

POSTINGS FOR September 2009

09/12/2009 We can't cry hard enough

09/06/2009 SPEECHLESS SUNDAY - 9-6-09 North Providence Salvatore Mancini Union Library

09/04/2009 Friday Foto - What is my job?

9/04/09 Re-blogge d: $8,000 Tax Credit October 16th Safe Deadline for Financing (original)

POSTINGS FOR August 2009

08/26/09 Wordless Wednesday - OAK BLUFFS FUN 7-14-09

08/23/09 SPEECHLESS SUNDAY 8-1-76 Five Years Old - the past and present

08/22/09 SPEECHLESS SUNDAY -Brotherly Love

08/21/09 Friday Foto - What am I? Where am I?

08/21/09 Friday Foto - What am I? and Where am I?

08/18/09 Emotional Roller Coaster - PLEASE GET ME OFF

08/14/09 Friday Foto - What am I?

08/13/09 NATURE and MARKETING CONTEST - RAIN is our buddy

08/09/09 SPEECHLESS SUNDAY -Gingerbread Cottage

08/09/09 SPEECHLESS SUNDAY - OAK BLUFFS leaving campgrounds looking at Pier

08/07/09 Friday Foto - What am I? and Where am I?

08/06/09 Another Achievment, another Milestone with Active Rain

08/04/09 My Childhood home in East Providence, RI 02914

08/04/09 Comment left on my Viral Request blog results in action action action

08/04/09 A week going by SADLY

08/02/09 Speechless Sunday August 2, 2009-Lion for August -Leo

Friday Foto - Who is in this vintage photo?

Fri, 23 Oct 2009 20:13:45 -0500

Thank you. We want to be your "Personal Realtors for Life"

http://www.thebuyerschoice.com

KATHLEEN ANN PACHECO-CORBETT

Office 401-725-5608 Cell 401-556-6911 Fax 401-423-4377

******************

POSTINGS FOR October 2009

10/17/2009 SPEECHLESS SUNDAY - Halloween for all ages

10/01/2009 Friday Foto - What am I?

POSTINGS FOR September 2009

09/12/2009 We can't cry hard enough

09/06/2009 SPEECHLESS SUNDAY - 9-6-09 North Providence Salvatore Mancini Union Library

09/04/2009 Friday Foto - What is my job?

9/04/09 Re-blogge d: $8,000 Tax Credit October 16th Safe Deadline for Financing (original)

POSTINGS FOR August 2009

08/26/09 Wordless Wednesday - OAK BLUFFS FUN 7-14-09

08/23/09 SPEECHLESS SUNDAY 8-1-76 Five Years Old - the past and present

08/22/09 SPEECHLESS SUNDAY -Brotherly Love

08/21/09 Friday Foto - What am I? Where am I?

08/21/09 Friday Foto - What am I? and Where am I?

08/18/09 Emotional Roller Coaster - PLEASE GET ME OFF

08/14/09 Friday Foto - What am I?

08/13/09 NATURE and MARKETING CONTEST - RAIN is our buddy

08/09/09 SPEECHLESS SUNDAY -Gingerbread Cottage

08/09/09 SPEECHLESS SUNDAY - OAK BLUFFS leaving campgrounds looking at Pier

08/07/09 Friday Foto - What am I? and Where am I?

08/06/09 Another Achievment, another Milestone with Active Rain

08/04/09 My Childhood home in East Providence, RI 02914

08/04/09 Comment left on my Viral Request blog results in action action action

08/04/09 A week going by SADLY

08/02/09 Speechless Sunday August 2, 2009-Lion for August -Leo

SPEECHLESS SUNDAY - Halloween for all ages

Sat, 17 Oct 2009 23:42:39 -0500

Thank you. We want to be your "Personal Realtors for Life"

http://www.thebuyerschoice.com

KATHLEEN ANN PACHECO-CORBETT

Office 401-725-5608 Cell 401-556-6911 Fax 401-423-4377

******************

POSTINGS FOR October 2009

10/01/2009 Blog Entry: Friday Foto - What am I?

POSTINGS FOR September 2009

09/12/2009 We can't cry hard enough

09/06/2009 SPEECHLESS SUNDAY - 9-6-09 North Providence Salvatore Mancini Union Library

09/04/2009 Friday Foto - What is my job?

9/04/09 Re-blogge d: $8,000 Tax Credit October 16th Safe Deadline for Financing (original)

POSTINGS FOR August 2009

08/26/09 Wordless Wednesday - OAK BLUFFS FUN 7-14-09

08/23/09 SPEECHLESS SUNDAY 8-1-76 Five Years Old - the past and present

08/22/09 SPEECHLESS SUNDAY -Brotherly Love

08/21/09 Friday Foto - What am I? Where am I?

08/21/09 Friday Foto - What am I? and Where am I?

08/18/09 Emotional Roller Coaster - PLEASE GET ME OFF

08/14/09 Friday Foto - What am I?

08/13/09 NATURE and MARKETING CONTEST - RAIN is our buddy

08/09/09 SPEECHLESS SUNDAY -Gingerbread Cottage

08/09/09 SPEECHLESS SUNDAY - OAK BLUFFS leaving campgrounds looking at Pier

08/07/09 Friday Foto - What am I? and Where am I?

08/06/09 Another Achievment, another Milestone with Active Rain

08/04/09 My Childhood home in East Providence, RI 02914

08/04/09 Comment left on my Viral Request blog results in action action action

08/04/09 A week going by SADLY

08/02/09 Speechless Sunday August 2, 2009-Lion for August -Leo

Friday Foto - What am I?

Thu, 01 Oct 2009 23:49:21 -0500

Thank you. We want to be your "Personal Realtors for Life"

http://www.thebuyerschoice.com

KATHLEEN ANN PACHECO-CORBETT

Office 401-725-5608 Cell 401-556-6911 Fax 401-423-4377

******************

POSTINGS FOR September 2009

09/12/2009 We can't cry hard enough

09/06/2009 SPEECHLESS SUNDAY - 9-6-09 North Providence Salvatore Mancini Union Library

09/04/2009 Friday Foto - What is my job?

9/04/09 Re-blogge d: $8,000 Tax Credit October 16th Safe Deadline for Financing (original)

POSTINGS FOR August 2009

08/26/09 Wordless Wednesday - OAK BLUFFS FUN 7-14-09

08/23/09 SPEECHLESS SUNDAY 8-1-76 Five Years Old - the past and present

08/22/09 SPEECHLESS SUNDAY -Brotherly Love

08/21/09 Friday Foto - What am I? Where am I?

08/21/09 Friday Foto - What am I? and Where am I?

08/18/09 Emotional Roller Coaster - PLEASE GET ME OFF

08/14/09 Friday Foto - What am I?

08/13/09 NATURE and MARKETING CONTEST - RAIN is our buddy

08/09/09 SPEECHLESS SUNDAY -Gingerbread Cottage

08/09/09 SPEECHLESS SUNDAY - OAK BLUFFS leaving campgrounds looking at Pier

08/07/09 Friday Foto - What am I? and Where am I?

08/06/09 Another Achievment, another Milestone with Active Rain

08/04/09 My Childhood home in East Providence, RI 02914

08/04/09 Comment left on my Viral Request blog results in action action action

08/04/09 A week going by SADLY

08/02/09 Speechless Sunday August 2, 2009-Lion for August -Leo

We can't cry hard enough

Sat, 12 Sep 2009 01:39:05 -0500

"We ALL can remember" where we were, what we were doing, who we were with when we learned of the attacks,
"We can pray"
but

We can't cry hard enough

http://heavens-gates.com/cryhardenough/

Tribute to the 2,993 confirmed victims of September 11th 2001

The youngest victim was 2 year old Christie Hanson

The oldest victim was 85 year old Robert Grant Norton

A former student, CAROL MARIE DELLEFEMINE BOUCHARD, who was in my first fifth grade class at Meadowcrest Elementary School in Riverside (East Providence, RI( was a passenger on her way with her friend Renee Newell, to Las Vegas and was in the first plane American Airlines flight 11 which was hijacked and crashed into the World Trade Center in New York.

3,251 children lost a Parent on that day...

All the innocent victims were just...going to work ...at work ...traveling to see friends & family...going on vacation ... or trying to protect lives & property

View the Memorial list and tributes by:
Name, Employer, Residence, Age, and Location on 9/11

This memorial lists those who died in New York City, Washington, D.C. and Pennsylvania when terrorists hijacked four U.S. planes on September 11, 2001. Courtesy of CNN

FOREVER IN GOD'S HANDS

Thank you. We want to be your "Personal Realtors for Life"

http://www.thebuyerschoice.com

KATHLEEN ANN PACHECO-CORBETT

Office 401-725-5608 Cell 401-556-6911 Fax 401-423-4377

******************

POSTINGS FOR THE WEEK September 5, 2009

09/04/09 Re-blogged: $8,000 Tax Credit October 16th Safe Deadline for Financing (original)

POSTINGS FOR THE WEEK August 29, 2009

08/26/09 Wordless Wednesday - OAK BLUFFS FUN 7-14-09

08/23/09 SPEECHLESS SUNDAY 8-1-76 Five Years Old - the past and present

POSTINGS FOR THE WEEK August 22, 2009

08/22/09 SPEECHLESS SUNDAY -Brotherly Love

08/21/09 Friday Foto - What am I? Where am I?

08/21/09 Friday Foto - What am I? and Where am I?

08/18/09 Emotional Roller Coaster - PLEASE GET ME OFF

POSTINGS FOR THE WEEK August 15, 2009

08/14/09 Friday Foto - What am I?

08/13/09 NATURE and MARKETING CONTEST - RAIN is our buddy

08/09/09 SPEECHLESS SUNDAY -Gingerbread Cottage

08/09/09 SPEECHLESS SUNDAY - OAK BLUFFS leaving campgrounds looking at Pier

POSTINGS FOR THE WEEK ENDING August 8,

08/07/09 Friday Foto - What am I? and Where am I?

08/06/09 Another Achievment, another Milestone with Active Rain

08/04/09 My Childhood home in East Providence, RI 02914

08/04/09 Comment left on my Viral Request blog results in action action action

08/04/09 A week going by SADLY

08/02/09 Speechless Sunday August 2, 2009-Lion for August -Leo

POSTINGS FOR THE MONTH of JULY 2009

07/31/09 Friday's Foto What am I?

07/29/09 A place to live, work and play RIVERSIDE,East Providence, RI 02915

07/28/09 Lonsdale, Lincoln, RI -A great HOMETOWN in the ocean state

07/27/09 WORDLESS WEDNESDAY 07-29-09 FAITH

07/26/09 SPEECHLESS SUNDAY - 7-26-09 "Parachuting Fun"

07/26/09 NATURE AND MARKETING contest - LOOK NO FURTHER

07/25/09 a Day of Fun in the SUN- FREE Governor's Bay Day

07/24/09 Friday's Foto - What am I?

07/22/09 Wordless Wednesday - TIRED SOLDIER

07/21/09 NATURE AND MARKETING contest - EWE NEED US

07/19/09 SPEECHLESS SUNDAY - 07-19-09 "let sleeping dogs lie"

07/19/09 SPEECHLESS SUNDAY - 7-19-09 Leaving Falmouth, Ma dock

07/19/09 SPEECHLESS SUNDAY - 07-19-2009- LACECAP HYDRANGEAS

07/07/09 Friday Foto - What am I? Where am I? What am I made of?

07/15/09 Wordless Wednesday - Hilda's Entourage

07/15/09 Wordless Wednesday 07-15-09 Welcoming seagull

07/13/09 20 RE-BLOGS - 86,400 seconds

07/12/09 Where do I begin? VIRAL REQUEST FEATURED

07/10/09 Memories are made of this?

07/08/09 Wordless Wednesday 07-08-09 - MUTED SWANS

07/06/09 Our 40th Anniversary in Rhode Island Slide Presentation

07/05/09 Wartime child

| More

SPEECHLESS SUNDAY - 9-6-09 North Providence Salvatore Mancini Union Library

Sun, 06 Sep 2009 22:40:21 -0500

Salvatore Mancini became the town's first elected mayor in 1974. North Providence is the eighth-highest populated town in Rhode Island. This waxed life size bust sits at the entrance to the North Providence Former Mayor Salvatore Mancini Union Library at 1810 Mineral Spring Avenue, North Providence, RI 02904-3826. Phone: (401) 353-5600

NORTH PROVIDENCE is 3 miles NW of Providence, Rhode Island (center to center) and the
nearest large City is 40 miles, SW of Boston, Massachusetts

Thank you. We want to be your "Personal Realtors for Life"

http://www.thebuyerschoice.com

KATHLEEN ANN PACHECO-CORBETT

Office 401-725-5608 Cell 401-556-6911 Fax 401-423-4377

******************

POSTINGS FOR THE WEEK September 5, 2009

09/04/09 Re-blogged: $8,000 Tax Credit October 16th Safe Deadline for Financing (original)

POSTINGS FOR THE WEEK August 29, 2009

08/26/09 Wordless Wednesday - OAK BLUFFS FUN 7-14-09

08/23/09 SPEECHLESS SUNDAY 8-1-76 Five Years Old - the past and present

POSTINGS FOR THE WEEK August 22, 2009

08/22/09 SPEECHLESS SUNDAY -Brotherly Love

08/21/09 Friday Foto - What am I? Where am I?

08/21/09 Friday Foto - What am I? and Where am I?

08/18/09 Emotional Roller Coaster - PLEASE GET ME OFF

POSTINGS FOR THE WEEK August 15, 2009

08/14/09 Friday Foto - What am I?

08/13/09 NATURE and MARKETING CONTEST - RAIN is our buddy

08/09/09 SPEECHLESS SUNDAY -Gingerbread Cottage

08/09/09 SPEECHLESS SUNDAY - OAK BLUFFS leaving campgrounds looking at Pier

POSTINGS FOR THE WEEK ENDING August 8,

08/07/09 Friday Foto - What am I? and Where am I?

08/06/09 Another Achievment, another Milestone with Active Rain

08/04/09 My Childhood home in East Providence, RI 02914

08/04/09 Comment left on my Viral Request blog results in action action action

08/04/09 A week going by SADLY

08/02/09 Speechless Sunday August 2, 2009-Lion for August -Leo

POSTINGS FOR THE MONTH of JULY 2009

07/31/09 Friday's Foto What am I?

07/29/09 A place to live, work and play RIVERSIDE,East Providence, RI 02915

07/28/09 Lonsdale, Lincoln, RI -A great HOMETOWN in the ocean state

07/27/09 WORDLESS WEDNESDAY 07-29-09 FAITH

07/26/09 SPEECHLESS SUNDAY - 7-26-09 "Parachuting Fun"

07/26/09 NATURE AND MARKETING contest - LOOK NO FURTHER

07/25/09 a Day of Fun in the SUN- FREE Governor's Bay Day

07/24/09 Friday's Foto - What am I?

07/22/09 Wordless Wednesday - TIRED SOLDIER

07/21/09 NATURE AND MARKETING contest - EWE NEED US

07/19/09 SPEECHLESS SUNDAY - 07-19-09 "let sleeping dogs lie"

07/19/09 SPEECHLESS SUNDAY - 7-19-09 Leaving Falmouth, Ma dock

07/19/09 SPEECHLESS SUNDAY - 07-19-2009- LACECAP HYDRANGEAS

07/07/09 Friday Foto - What am I? Where am I? What am I made of?

07/15/09 Wordless Wednesday - Hilda's Entourage

07/15/09 Wordless Wednesday 07-15-09 Welcoming seagull

07/13/09 20 RE-BLOGS - 86,400 seconds

07/12/09 Where do I begin? VIRAL REQUEST FEATURED

07/10/09 Memories are made of this?

07/08/09 Wordless Wednesday 07-08-09 - MUTED SWANS

07/06/09 Our 40th Anniversary in Rhode Island Slide Presentation

07/05/09 Wartime child

| More

Friday Foto - What is my job?

Fri, 04 Sep 2009 21:33:46 -0500

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Copyright photo by Kathleen Ann Pacheco-Corbett, all rights reserved and may not be reproduced without the written permission of Kathleen Ann Pacheco-Corbett, The Buyer's Choice, Lincoln, RI. Permission granted with a link back to my website and/or blog providing site is appropriate for all ages.

Thank you. We want to be your "Personal Realtors for Life"

http://www.thebuyerschoice.com

KATHLEEN ANN PACHECO-CORBETT

Office 401-725-5608 Cell 401-556-6911 Fax 401-423-4377

******************

POSTINGS FOR THE WEEK September 5, 2009

09/04/09 Re-blogged: $8,000 Tax Credit October 16th Safe Deadline for Financing (original)

POSTINGS FOR THE WEEK August 29, 2009

08/26/09 Wordless Wednesday - OAK BLUFFS FUN 7-14-09

08/23/09 SPEECHLESS SUNDAY 8-1-76 Five Years Old - the past and present

POSTINGS FOR THE WEEK August 22, 2009

08/22/09 SPEECHLESS SUNDAY -Brotherly Love

08/21/09 Friday Foto - What am I? Where am I?

08/21/09 Friday Foto - What am I? and Where am I?

08/18/09 Emotional Roller Coaster - PLEASE GET ME OFF

POSTINGS FOR THE WEEK August 15, 2009

08/14/09 Friday Foto - What am I?

08/13/09 NATURE and MARKETING CONTEST - RAIN is our buddy

08/09/09 SPEECHLESS SUNDAY -Gingerbread Cottage

08/09/09 SPEECHLESS SUNDAY - OAK BLUFFS leaving campgrounds looking at Pier

POSTINGS FOR THE WEEK ENDING August 8,

08/07/09 Friday Foto - What am I? and Where am I?

08/06/09 Another Achievment, another Milestone with Active Rain

08/04/09 My Childhood home in East Providence, RI 02914

08/04/09 Comment left on my Viral Request blog results in action action action

08/04/09 A week going by SADLY

08/02/09 Speechless Sunday August 2, 2009-Lion for August -Leo

POSTINGS FOR THE MONTH of JULY 2009

07/31/09 Friday's Foto What am I?

07/29/09 A place to live, work and play RIVERSIDE,East Providence, RI 02915

07/28/09 Lonsdale, Lincoln, RI -A great HOMETOWN in the ocean state

07/27/09 WORDLESS WEDNESDAY 07-29-09 FAITH

07/26/09 SPEECHLESS SUNDAY - 7-26-09 "Parachuting Fun"

07/26/09 NATURE AND MARKETING contest - LOOK NO FURTHER

07/25/09 a Day of Fun in the SUN- FREE Governor's Bay Day

07/24/09 Friday's Foto - What am I?

07/22/09 Wordless Wednesday - TIRED SOLDIER

07/21/09 NATURE AND MARKETING contest - EWE NEED US

07/19/09 SPEECHLESS SUNDAY - 07-19-09 "let sleeping dogs lie"

07/19/09 SPEECHLESS SUNDAY - 7-19-09 Leaving Falmouth, Ma dock

07/19/09 SPEECHLESS SUNDAY - 07-19-2009- LACECAP HYDRANGEAS

07/07/09 Friday Foto - What am I? Where am I? What am I made of?

07/15/09 Wordless Wednesday - Hilda's Entourage

07/15/09 Wordless Wednesday 07-15-09 Welcoming seagull

07/13/09 20 RE-BLOGS - 86,400 seconds

07/12/09 Where do I begin? VIRAL REQUEST FEATURED

07/10/09 Memories are made of this?

07/08/09 Wordless Wednesday 07-08-09 - MUTED SWANS

07/06/09 Our 40th Anniversary in Rhode Island Slide Presentation

07/05/09 Wartime child

| More

$8,000 Tax Credit October 16th Safe Deadline for Financing

Fri, 04 Sep 2009 04:17:25 -0500

Good advice to not keep procrastinating if you want to be elgible for the $8,000 tax creadit My AR friend from Kansas City , Missouri, Maria Morton, says a safe deadline because of financing time would be is more like October 16th rather than November 30th unless you are paying cash.

Via Maria Morton (Prudential Kansas City Realty):

The $8,000. Tax Credit Deadline is approaching.

First Time Home buyers must close by November 30, 2009 in order to claim the tax credit. If that sounds like you have 4 more months to look for a home, think again!

Who qualifies for the credit?

Mortgage Lenders in Kansas City, and elsewhere, are extending their time frame for processing a loan from 30 days to 45 days due to new requirements affecting the Truth In Lending Act (TILA) as well as the effect the Housing Valuation Code of Conduct (HVCC) has had on the process. If you plan on financing with a mortgage, you need to allow 45 days for the lender to process your loan after the final contract is in place.

What is TIL and why do I care?

45 days before November 30 is October 16.

From Monday, 3 August 2009 until October 16 is 75 days. Unless you are paying cash, this is your deadline. If you are paying cash, your deadline for closing is November 30.

Can your lender get the loan ready for closing in less time? Maybe but, for my clients, I am not recommending that they press their luck.

Wordless Wednesday - OAK BLUFFS FUN 7-14-09

Wed, 26 Aug 2009 00:10:13 -0500

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Copyright photo by Kathleen Ann Pacheco-Corbett, all rights reserved and may not be reproduced without the written permission of Kathleen Ann Pacheco-Corbett, The Buyer's Choice, Lincoln, RI. Permission granted with a link back to my website and/or blog providing site is appropriate for all ages.

Thank you. We want to be your "Personal Realtors for Life"

http://www.thebuyerschoice.com

KATHLEEN ANN PACHECO-CORBETT

Office 401-725-5608 Cell 401-556-6911 Fax 401-423-4377

*******************

POSTINGS FOR THE WEEK August 22, 2009

08/22/09 SPEECHLESS SUNDAY -Brotherly Love

08/21/09 Friday Foto - What am I? Where am I?

08/21/09 Friday Foto - What am I? and Where am I?

08/18/09 Emotional Roller Coaster - PLEASE GET ME OFF

POSTINGS FOR THE WEEK August 15, 2009

08/14/09 Friday Foto - What am I?

08/13/09 NATURE and MARKETING CONTEST - RAIN is our buddy

08/09/09 SPEECHLESS SUNDAY -Gingerbread Cottage

08/09/09 SPEECHLESS SUNDAY - OAK BLUFFS leaving campgrounds looking at Pier

POSTINGS FOR THE WEEK ENDING August 8,

08/07/09 Friday Foto - What am I? and Where am I?

08/06/09 Another Achievment, another Milestone with Active Rain

08/04/09 My Childhood home in East Providence, RI 02914

08/04/09 Comment left on my Viral Request blog results in action action action

08/04/09 A week going by SADLY

08/02/09 Speechless Sunday August 2, 2009-Lion for August -Leo

POSTINGS FOR THE MONTH of JULY 2009

07/31/09 Friday's Foto What am I?

07/29/09 A place to live, work and play RIVERSIDE,East Providence, RI 02915

07/28/09 Lonsdale, Lincoln, RI -A great HOMETOWN in the ocean state

07/27/09 WORDLESS WEDNESDAY 07-29-09 FAITH

07/26/09 SPEECHLESS SUNDAY - 7-26-09 "Parachuting Fun"

07/26/09 NATURE AND MARKETING contest - LOOK NO FURTHER

07/25/09 a Day of Fun in the SUN- FREE Governor's Bay Day

07/24/09 Friday's Foto - What am I?

07/22/09 Wordless Wednesday - TIRED SOLDIER

07/21/09 NATURE AND MARKETING contest - EWE NEED US

07/19/09 SPEECHLESS SUNDAY - 07-19-09 "let sleeping dogs lie"

07/19/09 SPEECHLESS SUNDAY - 7-19-09 Leaving Falmouth, Ma dock

07/19/09 SPEECHLESS SUNDAY - 07-19-2009- LACECAP HYDRANGEAS

07/07/09 Friday Foto - What am I? Where am I? What am I made of?

07/15/09 Wordless Wednesday - Hilda's Entourage

07/15/09 Wordless Wednesday 07-15-09 Welcoming seagull

07/13/09 20 RE-BLOGS - 86,400 seconds

07/12/09 Where do I begin? VIRAL REQUEST FEATURED

07/10/09 Memories are made of this?

07/08/09 Wordless Wednesday 07-08-09 - MUTED SWANS

07/06/09 Our 40th Anniversary in Rhode Island Slide Presentation

07/05/09 Wartime child

| More

SPEECHLESS SUNDAY 8-1-76 Five Years Old - the past and present

Sun, 23 Aug 2009 22:43:20 -0500

"THAT IS MY DADDY WHEN HE WAS MY AGE 5, LIKE ME, NOLAN"

"UNCLE MARK AGE 3 LIKE MY BROTHER BRAYDON WHO IS 3"

Thank you. We want to be your "Personal Realtors for Life"

http://www.thebuyerschoice.com

KATHLEEN ANN PACHECO-CORBETT

Office 401-725-5608 Cell 401-556-6911 Fax 401-423-4377

*******************

POSTINGS FOR THE WEEK August 22, 2009

08/22/09 SPEECHLESS SUNDAY -Brotherly Love

08/21/09 Friday Foto - What am I? Where am I?

08/21/09 Friday Foto - What am I? and Where am I?

08/18/09 Emotional Roller Coaster - PLEASE GET ME OFF

POSTINGS FOR THE WEEK August 15, 2009

08/14/09 Friday Foto - What am I?

08/13/09 NATURE and MARKETING CONTEST - RAIN is our buddy

08/09/09 SPEECHLESS SUNDAY -Gingerbread Cottage

08/09/09 SPEECHLESS SUNDAY - OAK BLUFFS leaving campgrounds looking at Pier

POSTINGS FOR THE WEEK ENDING August 8,

08/07/09 Friday Foto - What am I? and Where am I?

08/06/09 Another Achievment, another Milestone with Active Rain

08/04/09 My Childhood home in East Providence, RI 02914

08/04/09 Comment left on my Viral Request blog results in action action action

08/04/09 A week going by SADLY

08/02/09 Speechless Sunday August 2, 2009-Lion for August -Leo

POSTINGS FOR THE MONTH of JULY 2009

07/31/09 Friday's Foto What am I?

07/29/09 A place to live, work and play RIVERSIDE,East Providence, RI 02915

07/28/09 Lonsdale, Lincoln, RI -A great HOMETOWN in the ocean state

07/27/09 WORDLESS WEDNESDAY 07-29-09 FAITH

07/26/09 SPEECHLESS SUNDAY - 7-26-09 "Parachuting Fun"

07/26/09 NATURE AND MARKETING contest - LOOK NO FURTHER

07/25/09 a Day of Fun in the SUN- FREE Governor's Bay Day

07/24/09 Friday's Foto - What am I?

07/22/09 Wordless Wednesday - TIRED SOLDIER

07/21/09 NATURE AND MARKETING contest - EWE NEED US

07/19/09 SPEECHLESS SUNDAY - 07-19-09 "let sleeping dogs lie"

07/19/09 SPEECHLESS SUNDAY - 7-19-09 Leaving Falmouth, Ma dock

07/19/09 SPEECHLESS SUNDAY - 07-19-2009- LACECAP HYDRANGEAS

07/07/09 Friday Foto - What am I? Where am I? What am I made of?

07/15/09 Wordless Wednesday - Hilda's Entourage

07/15/09 Wordless Wednesday 07-15-09 Welcoming seagull

07/13/09 20 RE-BLOGS - 86,400 seconds

07/12/09 Where do I begin? VIRAL REQUEST FEATURED

07/10/09 Memories are made of this?

07/08/09 Wordless Wednesday 07-08-09 - MUTED SWANS

07/06/09 Our 40th Anniversary in Rhode Island Slide Presentation

07/05/09 Wartime child

| More

SPEECHLESS SUNDAY -Brotherly Love

Sat, 22 Aug 2009 23:53:55 -0500

Thank you. We want to be your "Personal Realtors for Life"

http://www.thebuyerschoice.com

KATHLEEN ANN PACHECO-CORBETT

Office 401-725-5608 Cell 401-556-6911 Fax 401-423-4377

*******************

This weeks POSTINGS for August 16, 2009 through August 22, 2009

07/21/09 Friday Foto - What am I? Where am I?

08/21/09 Friday Foto - What am I? and Where am I?

08/18/09 Emotional Roller Coaster - PLEASE GET ME OFF

POSTINGS FOR THE WEEK August 15, 2009

08/14/09 Friday Foto - What am I?

08/13/09 NATURE and MARKETING CONTEST - RAIN is our buddy

08/09/09 SPEECHLESS SUNDAY -Gingerbread Cottage

08/09/09 SPEECHLESS SUNDAY - OAK BLUFFS leaving campgrounds looking at Pier

POSTINGS FOR THE WEEK ENDING August 8,

08/07/09 Friday Foto - What am I? and Where am I?

08/06/09 Another Achievment, another Milestone with Active Rain

08/04/09 My Childhood home in East Providence, RI 02914

08/04/09 Comment left on my Viral Request blog results in action action action

08/04/09 A week going by SADLY

08/02/09 Speechless Sunday August 2, 2009-Lion for August -Leo

POSTINGS FOR THE MONTH of JULY 2009

07/31/09 Friday's Foto What am I?

07/29/09 A place to live, work and play RIVERSIDE,East Providence, RI 02915

07/28/09 Lonsdale, Lincoln, RI -A great HOMETOWN in the ocean state

07/27/09 WORDLESS WEDNESDAY 07-29-09 FAITH

07/26/09 SPEECHLESS SUNDAY - 7-26-09 "Parachuting Fun"

07/26/09 NATURE AND MARKETING contest - LOOK NO FURTHER

07/25/09 a Day of Fun in the SUN- FREE Governor's Bay Day

07/24/09 Friday's Foto - What am I?

07/22/09 Wordless Wednesday - TIRED SOLDIER

07/21/09 NATURE AND MARKETING contest - EWE NEED US

07/19/09 SPEECHLESS SUNDAY - 07-19-09 "let sleeping dogs lie"

07/19/09 SPEECHLESS SUNDAY - 7-19-09 Leaving Falmouth, Ma dock

07/19/09 SPEECHLESS SUNDAY - 07-19-2009- LACECAP HYDRANGEAS

07/07/09 Friday Foto - What am I? Where am I? What am I made of?

07/15/09 Wordless Wednesday - Hilda's Entourage

07/15/09 Wordless Wednesday 07-15-09 Welcoming seagull

07/13/09 20 RE-BLOGS - 86,400 seconds

07/12/09 Where do I begin? VIRAL REQUEST FEATURED

07/10/09 Memories are made of this?

07/08/09 Wordless Wednesday 07-08-09 - MUTED SWANS

07/06/09 Our 40th Anniversary in Rhode Island Slide Presentation

07/05/09 Wartime child

| More

Friday Foto - What am I? Where am I?

Fri, 21 Aug 2009 22:19:10 -0500

Thank you. We want to be your "Personal Realtors for Life"

http://www.thebuyerschoice.com

KATHLEEN ANN PACHECO-CORBETT

Office 401-725-5608 Cell 401-556-6911 Fax 401-423-4377

*******************

This weeks POSTINGS for August 16, 2009 through August 22, 2009

08/18/09 Emotional Roller Coaster - PLEASE GET ME OFF

POSTINGS FOR THE WEEK August 15, 2009

08/14/09 Friday Foto - What am I?

08/13/09 NATURE and MARKETING CONTEST - RAIN is our buddy

08/09/09 SPEECHLESS SUNDAY -Gingerbread Cottage

08/09/09 SPEECHLESS SUNDAY - OAK BLUFFS leaving campgrounds looking at Pier

POSTINGS FOR THE WEEK ENDING August 8,

08/07/09 Friday Foto - What am I? and Where am I?

08/06/09 Another Achievment, another Milestone with Active Rain

08/04/09 My Childhood home in East Providence, RI 02914

08/04/09 Comment left on my Viral Request blog results in action action action

08/04/09 A week going by SADLY

08/02/09 Speechless Sunday August 2, 2009-Lion for August -Leo

POSTINGS FOR THE MONTH of JULY 2009

07/31/09 Friday's Foto What am I?

07/29/09 A place to live, work and play RIVERSIDE,East Providence, RI 02915

07/28/09 Lonsdale, Lincoln, RI -A great HOMETOWN in the ocean state

07/27/09 WORDLESS WEDNESDAY 07-29-09 FAITH

07/26/09 SPEECHLESS SUNDAY - 7-26-09 "Parachuting Fun"

07/26/09 NATURE AND MARKETING contest - LOOK NO FURTHER

07/25/09 a Day of Fun in the SUN- FREE Governor's Bay Day

07/24/09 Friday's Foto - What am I?

07/22/09 Wordless Wednesday - TIRED SOLDIER

07/21/09 NATURE AND MARKETING contest - EWE NEED US

07/19/09 SPEECHLESS SUNDAY - 07-19-09 "let sleeping dogs lie"

07/19/09 SPEECHLESS SUNDAY - 7-19-09 Leaving Falmouth, Ma dock

07/19/09 SPEECHLESS SUNDAY - 07-19-2009- LACECAP HYDRANGEAS

07/07/09 Friday Foto - What am I? Where am I? What am I made of?

07/15/09 Wordless Wednesday - Hilda's Entourage

07/15/09 Wordless Wednesday 07-15-09 Welcoming seagull

07/13/09 20 RE-BLOGS - 86,400 seconds

07/12/09 Where do I begin? VIRAL REQUEST FEATURED

07/10/09 Memories are made of this?

07/08/09 Wordless Wednesday 07-08-09 - MUTED SWANS

07/06/09 Our 40th Anniversary in Rhode Island Slide Presentation

07/05/09 Wartime child

Friday Foto - What am I? and Where am I?

Fri, 21 Aug 2009 13:02:38 -0500

http://www.thebuyerschoice.com

KATHLEEN ANN PACHECO-CORBETT

Office 401-725-5608 Cell 401-556-6911 Fax 401-423-4377

*******************

This weeks POSTINGS for August 16, 2009 through August 22, 2009

08/18/09 Emotional Roller Coaster - PLEASE GET ME OFF

POSTINGS FOR THE WEEK August 15, 2009

08/14/09 Friday Foto - What am I?

08/13/09 NATURE and MARKETING CONTEST - RAIN is our buddy

08/09/09 SPEECHLESS SUNDAY -Gingerbread Cottage

08/09/09 SPEECHLESS SUNDAY - OAK BLUFFS leaving campgrounds looking at Pier

POSTINGS FOR THE WEEK ENDING August 8,

08/07/09 Friday Foto - What am I? and Where am I?

08/06/09 Another Achievment, another Milestone with Active Rain

08/04/09 My Childhood home in East Providence, RI 02914

08/04/09 Comment left on my Viral Request blog results in action action action

08/04/09 A week going by SADLY

08/02/09 Speechless Sunday August 2, 2009-Lion for August -Leo

POSTINGS FOR THE MONTH of JULY 2009

07/31/09 Friday's Foto What am I?

07/29/09 A place to live, work and play RIVERSIDE,East Providence, RI 02915

07/28/09 Lonsdale, Lincoln, RI -A great HOMETOWN in the ocean state

07/27/09 WORDLESS WEDNESDAY 07-29-09 FAITH

07/26/09 SPEECHLESS SUNDAY - 7-26-09 "Parachuting Fun"

07/26/09 NATURE AND MARKETING contest - LOOK NO FURTHER

07/25/09 a Day of Fun in the SUN- FREE Governor's Bay Day

07/24/09 Friday's Foto - What am I?

07/22/09 Wordless Wednesday - TIRED SOLDIER

07/21/09 NATURE AND MARKETING contest - EWE NEED US

07/19/09 SPEECHLESS SUNDAY - 07-19-09 "let sleeping dogs lie"

07/19/09 SPEECHLESS SUNDAY - 7-19-09 Leaving Falmouth, Ma dock

07/19/09 SPEECHLESS SUNDAY - 07-19-2009- LACECAP HYDRANGEAS

07/07/09 Friday Foto - What am I? Where am I? What am I made of?

07/15/09 Wordless Wednesday - Hilda's Entourage

07/15/09 Wordless Wednesday 07-15-09 Welcoming seagull

07/13/09 20 RE-BLOGS - 86,400 seconds

07/12/09 Where do I begin? VIRAL REQUEST FEATURED

07/10/09 Memories are made of this?

07/08/09 Wordless Wednesday 07-08-09 - MUTED SWANS

07/06/09 Our 40th Anniversary in Rhode Island Slide Presentation

07/05/09 Wartime child

Emotional Roller Coaster - PLEASE GET ME OFF

Tue, 18 Aug 2009 02:35:18 -0500

While I was in South Carolina enjoying the arrival of my first grandson, Nolan Bryce Corbett, born on August 6, 2004 and having an exciting time being a new Grandma, I received an unexpected call on the 16th of August, just 5 years ago this past Sunday, from my sister, Maureen, telling me I needed to return to Rhode Island immediately.

I said to her,
"Why do I need to return now when Mom's birthday party isn't until the 25th, and all the plans are all set. I plan on staying here until the 20th and then returning. Why do you need me now?"

She shocked me by saying,
"I need you here now, not for planning her birthday party but for planning her funeral."

I was in a stage of emotional shock and just could not believe what I was hearing and what was happening at the moment.

What an emotional roller coaster I felt I was on, excited, thrilled and filled with joy for the birth and arrival of our newest first member of the Corbett family and at the same time now so sad and depressed with the death of my best friend, my mother.

In Memory of MY MOTHER

Mary Kathyrn Medeiros Pacheco

August 16, 2004

Emotional drained and feeling so alone without her I would cry just thinking of her. We did everything together, She lived 20 minutes away in East Providence and everyday we would talk and visit each other at least twice a week if not more frequently. We shopped together, and went out to eat and enjoyed each other'scompany. In order to cope with this sadness, my first born son suggested that I use my artistic talents and the stockpiling of Avon I had accumulated over 30 plus years and that I should learn to sell on EBay. I needed to pass my time with something personal so I said I would give it a try.
I registered on EBay August 14. 2005 and learned from mentoring groups html and how to list items for sale. I have an EBay store named, Kathleens Avon Boutique and more. My Ebay World has become a passion of mine, getting to know people that become my friends all over the world is exciting. I sell internationally to many countries , to name a few: New Zealand, Ireland, Great Britain, Canada, China, Germany, United Kingdom, Australia.

After several months I built my ME page on EBayand dedicated it to my mother, who is always on my mind. When I visit my store each day I take a moment to see her smiling face and say a prayer that she is happy to be in heaven with my dad and her Mom and Dad and her sister and brothers. Someday I, too, will join them

We want to be your "Personal Realtors for Life"

http://www.thebuyerschoice.com

KATHLEEN ANN PACHECO-CORBETT

Office 401-725-5608 Cell 401-556-6911 Fax 401-423-4377

*******************

This weeks POSTINGS for August 16, 2009 through August 22, 2009

POSTINGS FOR THE WEEK of August 9, 2009 through August 15, 2009

08/09/2009 SPEECHLESS SUNDAY -Gingerbread Cottage

08/09/2009 SPEECHLESS SUNDAY - OAK BLUFFS leaving campgrounds looking at Pier

08/13/2009 NATURE and MARKETING CONTEST - RAIN is our buddy

08/14/2009 Friday Foto - What am I?

POSTINGS FOR THE WEEK of August 2, 2009 through August 8, 2009