The Guilliams Team .............Our Newsletters - 02/28/09 09:38 PM

We just wanted to make sure everyone knew about our two newsletters we publish. One is a hard copy mailed to your home quarterly which is called Client Connection. This is mailed to over 1500 households in the Rock Hill / Charlotte area and we have been publishing this for over a year now with great response. Recently we have started a monthly digital newsletter called the Good Neighbor. This is full of fun informative information on various topics and we hope everyone enjoys. We would love to hear your comments and if you are not receiving them please drop us a note to have you added … (0 comments)

Short Sales vs Foreclosurer - 02/26/09 08:59 PM
There seems to be a lot of confusion among consumers these days when they are trying to understand short sales and foreclosures. Many consumers think these are the same things with the same results.  This is not true.  A sale of a house in which the proceeds fall short of what the owner still owe on the mortgage is a short sale.   Many lenders will agree to accept the proceeds of a short sale and forgive the rest of what is owed on the mortgage when the owner cannot make the mortgage payments. By accepting a short sale, the lender can avoid … (0 comments)

To Buy or Not To Buy? - 02/25/09 07:54 PM

So many people are saying that the current economy has negatively effected the real estate market, but depending where you live this is not necessarily true.  The economic state of our country is suffering due to a number of reasons, however, for many people this time can offer opportunities that can help position them for long term financial successes.  This just may be the perfect time for home buyers to invest in their real estate dreams. Purchasing a home for many folks is the largest investment they will make and if people are wise in how they purchase a home it can be the best decision … (0 comments)

Helping clients and friends with their real estate needs - 02/24/09 10:12 PM

We are back from Orlando where we attended the Keller Williams Family Reunion get together.  We are proud to be part of the 3rd largest real estate company in the country and it was awesome to see the numbers and how even in this economy Keller Williams continues to grow and add awesome talent every day.  It is incredible to be part of something so special.  Gina and I confirmed over the last several days that we got into this business because we love to help people and hopefully we can assist people moving into or around Rock Hill or help … (0 comments)

Increasing your home's appeal - 02/22/09 06:36 PM
Remember the 60-second rule: That's all the time you have to create a winning first impression. Here are some simple to significant ways to maximize your home's appeal. Exterior* Keep the grass cut and remove all yard clutter.* Weed and apply fresh mulch to flower beds.* Apply fresh paint to wooden fences.* Tighten and clean all door handles.* Clean windows inside and out.* Powerwash home's exterior.* Ensure all gutters and downspouts are firmly attached and functioning.* Paint the front door.* Buy a new welcome mat.* Place potted flowers near the front door.Interior* Evaluate the furniture in each room and remove anything … (0 comments)

Visual Tours ........a very effective marketing tour for all of our clients - 02/21/09 09:38 PM
We have found that one of the most effective tools in marketing our listings is to create a visual tour of each home. Today's busy buyers want to preview as many homes as possible on the internet and the visual tours on line gives our listings a competitive advantage. Below is a link to our current inventory and give us a call today to assist you in marketing your home. We look forward to becoming your partners in making your dreams come true. Have a great day.
Our inventory of homes    http://www.visualtour.com/inventory.asp?u=142296  
   
… (0 comments)

Customer Service is our Trademark - 02/20/09 08:45 AM
As the REALTORS® you have chosen to exclusively represent you in the purchase of your new home, we promise that we will: 
Provide you with guaranteed customer service during the entire buying process.
Organize and schedule your home search process. Discuss the benefits and drawbacks of each home in relation to your specific needs. Provide you with on-going updates on available homes. Help you to compare homes and make a decision. Advise you on the terms and issues of the offer and fill out the purchase offer contract. Present your offer and negotiate on your behalf. Coordinate and supervise the preparation … (0 comments)

Creating your home wish list - 02/19/09 09:05 AM
Before the home search begins, your real estate agent will want to know as much as possible about the features and amenities you desire. To help your agent better serve you, analyze what you want and what you need in a home's features and amenities.
Features:
Age: Do you prefer historic properties, or newer ones? Style: Do you have a special preference for ranches, bungalows, or another style of construction? Bedrooms: How many? Bathrooms: How many? Are they updated? Living and Dining Areas: A traditional, formal layout, or a more open, contemporary plan? Stories: How many? Square feet: How much space? … (0 comments)

Deciding how much house you can afford - 02/18/09 10:15 AM
Your lender decides what you can borrow but you decide what you can afford.
Lenders are careful, but they make qualification decisions based on averages and formulas. They won't understand the nuances of your lifestyle and spending patterns quite as well as you do. So, leave a little room for the unexpected - for all the new opportunities your home will give you to spend money, from furnishings, to landscaping, to repairs.
Historically, banks use a ratio called 28/36 to decide how much borrowers could borrow. An approved housing payment couldn't be more than 28 percent of the buyer's gross monthly … (0 comments)

York , South Carolina..................... Househunt Web Site - 02/18/09 07:57 AM

 
Everyone is invited to preview our website for real estate in York County, South Carolina. We look forward to comments on how we can improve the site to make it a useful tool in your search for the perfect property. Links are below . Have a great day.
 Househunt Link      http://www.york-homesforsale.com/    
 
… (2 comments)

Real Estate & Homes for Sale in York , South Carolina - 02/17/09 10:40 PM
Located in north central South Carolina, the City of York is a small community with a strong historic core and traditional lifestyle. Real estate options consist of single-family homes, condominiums and townhouses as well as land lots for custom building. A welcome alternative to life in the larger metro areas, York is experiencing the overflow of the rapid growth in the Charlotte Metro Area, less than 30 miles away. Positioned between the I-77 and the I-85 corridors, transportation is easy and provides excellent channels for local business parks and government. While renovation and restoration continue, new municipal facilities and road projects … (0 comments)

The Home Buying Process - 02/16/09 02:10 AM
Now that you have decided to buy your home, what happens between now and the time you legally own the home?  A Title Company may handle the following items.  NOTE: In different parts of the country, attorneys, lenders, escrow companies and other persons who are independent of title companies perform some or all of these functions.
  Earnest Money - An agreement to convey starts the process once it is received at the Title Company.  Once you submit the loan application, it is usually subject to a credit check, an appraisal, and sometimes, a survey of the property.
Tax Check - … (1 comments)

Market Activity - 02/14/09 08:58 AM
Just wanted to say that while it's always difficult to forecast the housing market, with the rates so low the market is starting to pick up again. So if you are thinking of selling or buying a home, now would be a good time to take action. In addition, you might want to take advantage of the traditionally more active seasonal market with spring only weeks away.
If you'd like to get together to talk about it, please call or email our team. Or if you hear of any family, friends or work colleagues who are considering a move and would … (0 comments)

Great time to buy your valentine a home - 02/13/09 07:22 AM
Good morning .....I hope everyone has a great Valentines Day and a restful weekend. Its a great time to be in the market for purchasing or selling a home given the current interest rates. There is  great value in the market right now and given the volatility of the stock market real estate continues to be a very solid investment. Give us a call today to discuss your options. Have a great day

… (0 comments)

How to buy a great home - 02/12/09 07:29 AM
Neighborhoods have characteristic personalities designed to best suit single people, growing families, two-career couples, or retirees.   
 SCOUT THE NEIGHBORHOOD!
It is important that you scout the neighborhood in person.  You live in more than your house. 
•·         Talk to people who live there. 
•·         Drive through the entire area at different times of the day, during the week and on weekends. 
•·         Look carefully at how well other homes in the area are being maintained; are they painted, are the yards well cared for; are parked cars in good condition, etc.
  NEIGHBORHOOD FACTORS TO CONSIDER 
Look for things like access … (0 comments)

Home Inspections - 02/11/09 01:52 AM

If you are purchasing a resale property, we highly recommend that you have a professional home inspector conduct a thorough inspection.  The inspection will include the following:    
Appliances
Plumbing
Electrical
Air conditioning and heating
Ventilation
Roof and Attic
Foundation
General Structure
The inspection is not designed to criticize every minor problem or defect in the home.  It is intended to report on major damage or serious problems that require repair.  Should serious problems be indicated, the inspector will recommend that a structural engineer or other professional inspect it as well.  Your home cannot "pass or fail" an inspection, and your … (1 comments)

Pre-qualifying and Approvals - 02/10/09 08:06 AM
Many buyers apply for a loan and obtain approval before they find the home they want to buy.  Why?
Pre-qualifying will help you in the following ways:
1.Generally, interest rates are locked in for a set period of time.  You will know in advance exactly what your payments will be on offers you choose to make.
2.You won't waste time considering homes you cannot afford.
Pre-approval will help you in the following ways:
1.A seller may choose to make concessions if they know that your financing is secured.  You are like a cash buyer, and this may make your offer more … (0 comments)

Ask for our free "Home Buying Packet" - 02/09/09 07:38 AM
Our Customer Service Commitment 
As the REALTORS® you have chosen to exclusively represent you in thepurchase of your new home, we promise that we will: 
Provide you with guaranteed customer service during the entire buying process.
Organize and schedule your home search process. Discuss the benefits and drawbacks of each home in relation to your specific needs. Provide you with on-going updates on available homes. Help you to compare homes and make a decision. Advise you on the terms and issues of the offer and fill out the purchase offer contract. Present your offer and negotiate on your behalf. Coordinate and … (0 comments)

This may be that once in a lifetime opportunity for that dream home - 02/08/09 12:54 PM
This is your opportunity to live in your dream home! Remember when you bought your current home, you really wanted to buy that dream home, but it was out of reach. With prices lower than never before,THIS may be the time when that dream home is within reach! The money you may "lose" on the sale of your current home you can be more than made up on the ownership of your dream home! Let's sit down and take a look at your options before this opportunitypasses you by for good. THIS is the opportunity you have been waiting for!
… (0 comments)

For Sale By Owner ........something to think about - 02/07/09 06:47 AM
We respect your desire to sell your home alone. We also know it can be stressful to manage the process without professional help. If you have questions, we would be happy to help.
 And if you are thinking of an alternative plan, consider this:
We meet to discuss a future date for us to put your home on the market. You continue marketing on your own, and if you sell it yourself, you owe us nothing. If your home doesn't sell, we will be ready with a customized plan to sell your home quickly, for top price. That's it. No hidden … (3 comments)

Open House Weekend by "The Guilliams Team" - 02/06/09 06:46 AM
We invite everyone to come out to visit
  "The Guilliams Team"
at our open houses this weekend
803-984-7478
tim.guilliams@kw.com
  
Open House   Sunday 1- 4
1970 Hilltop Road    MLS #   1057622
Beautiful 4 bedroom, 2.5 bath home in Hidden Forest, one of the most desirable neighborhoods in Rock Hill. Great location with a short walking distance to Rosewood Elementary School and Interstate 77 is just a short commute away. This home features great walk in closets and extra storage areas. The deck overlooks a wooded back yard with a split rail fence. A must see for any family.  $ … (1 comments)

Open House on Sunday Feb 8 1- 4 . 1970 Hilltop Road - 02/04/09 08:14 AM
Open House on Sunday Feb 8    1- 4
1970 Hilltop Road     $159,900
Wonderful 4 bedroom , 2,5 bath home with 1691 sq feet .Great location in Hidden Forest just a short walking distance to school and a quick drive to the interstate and shopping. Priced at 159,900 and perfect for any family . Give us a call before its too late on this great deal. 803-984-7478
Visual Tour Link   http://www.visualtour.com/show.asp?T=1783112&prt=10003
… (0 comments)

Country Living with a easy commute to Charlotte - 02/03/09 06:40 AM
342 Foxlair Court   
Country living close to I 77 with over 1 acre of land near Rock Hill. This ranch style home features a large kitchen with an open family room with vaulted ceilings, 3 bedrooms, 2 full baths, lots of storage and a roomy yard. Great front porch with a wrap around deck for entertaining. Home is move in ready and will not last long!  Priced at  $154,900
Visual Tour Link  http://www.visualtour.com/show.asp?T=1554382&prt=10003
    
… (0 comments)

1995 Middleton Place , Rock Hill South Carolina - 02/02/09 08:03 AM
Great home in one of Rock Hill's most desirable neighborhoods. This 3 bedroom home features 2.5 bathrooms with an open flooor plan with an office upstairs off the master suite. Large interior corner lot provides privacy with an awesome fenced back yard. Great style and designer color choices make this home a must see.
Call Tim and Gina Today
Visual Tour Link     http://www.visualtour.com/show.asp?T=1750535&prt=10003
… (1 comments)

Newsletters from Tim and Gina .....The Guilliams Team - 02/01/09 11:59 AM

We just wanted to make sure everyone knew about our two newsletters we publish. One is a hard copy mailed to your home quarterly which is called Client Connection. This is mailed to over 1500 households in the Rock Hill / Charlotte area and we have been publishing this for over a year now with great response. Recently we have started a monthly digital newsletter called the Good Neighbor. This is full of fun informative information on various topics and we hope everyone enjoys. We would love to hear your comments and if you are not receiving them please drop us a note to have you added … (0 comments)