Why pay more when you can have half off! Whether you live in North Charlotte or South Charlotte, now is the time to take advantage of a wide variety of gift cards offered through K104.7, one of Charlotte's local radio stations. Simply go to www.k1047.com/ - and click on Half-Off. From there you'll find the Categories to choose from, they are offering half off deals to a number of restaurants, fitness, getaways and even salons and spas! What a great gift idea for your holiday shopping needs! You'll have to Hurry because there's only a limited amount of half off gift cards available. From all of us here at The Ramsey Group we hope we've made your holiday shopping a little easier!

Thanks to all of you who entered The Ramsey Group Carolina Panthers Tickets Giveaway! Congratulations go out to Andrea M for winning the drawing for the tickets! Keep your eye out for future opportunities to win other tickets from The Ramsey Group at Keller Williams Realty. As you probably know, The Ramsey Group is the top real estate team helping people take advantage of the Tax Credit for first time home buyers, the Tax Credit for move up buyers, investing in real estate in the best real estate investment market in years and people selling their home. So, if you are looking to take advantage of this real estate market or you know anyone looking to buy a home, sell a home or invest in real estate please call us. We will take excellent care of them! Thanks again to all of you who entered The Ramsey Group Carolina Panthers Tickets Giveaway!

This beautiful home located in the sought after Highland Creek neighborhood truly stands above the rest. Your new home has been pampered and it shows! Step inside to find easy to care for wood laminate flooring that flows throughout the entrance foyer, kitchen and breakfast area. There's a spacious great room with a wall of windows that provides ample natural lighting. The chef's kitchen offers solid surface counter tops, black appliances, a bay window in the breakfast room and walk-in pantry. The guest room or home office is conveniently located on the main level with a double door closet. There's also a full bath on the main level! Upstairs you'll find a charming master retreat that also has a bay window and appealing octagon trey ceiling. The luxurious master bath has a relaxing jacuzzi tub, separate shower and large walk-in closet. The bonus room is currently being used as a media room but could also be great for a playroom or work-out area. The upgraded landscaping is to be enjoyed from the back patio or from the rocking chair front porch! Put this one of your list of "must see" homes today! We sell homes FAST! Sorry but we sold this home in one week! It's no longer available but we have more homes. People who need to sell their home in this market are turning to The Ramsey Group to get the job done!

What's that new building going up on Eastfield Road? After a little detective work we found that it's a new fire station for the Town of Huntersville. This particular station will serve the eastern Huntersville area. While this will start as a volunteer station it will be converted over to a municipal paid station in time. The projected completion date is unknown but the rate of construction is moving along at a fast pace. For more information click here to visit the Huntersville City website information regarding the new fire station.

This year's holiday shopping numbers will be a great indicator of the real consumer confidence. It's safe to expect that the spending numbers will not be greater than last year simply because so many people have lost their jobs since 2008. However, many people have also been re-hired and will spend money during the holidays. What About The Housing Market? The fact remains, when people fear for their income they are not likely to purchase big ticket items such as cars, boats, housing. Instead, then tend to make do with what they already have. The Real Road To Economic Recovery When more companies have a need for additional employees their existing employees will feel more secure with their jobs as will the new employees. Growing companies equal job security which leads to income security. That will boost consumer confidence and more people will start buying the big ticket items again. What is needed to start this trend could be the coming holiday season shopping. Regardless of how it compares to years before, the key is for people to start shopping again at a level they can afford. This demand will provide jobs and the ball starts rolling.towards economic recovery. Don't let the hype affect the actions you take! Be prudent in your spending and never buy more on credit than you can afford to pay off at the end of the month. If you do this then you don't need to listen to the people who tell you how bad things are. If you want to read more about the consumer confidence numbers and how they affect the real estate market visit the RIS site here.

The school year has started off smoothly for most. Before we know it the holidays will be here! In our continued efforts to provide the neighborhoods of Highland Creek, Skybrook, Cheshunt and Davis Lake informed, The Ramsey Group recently delivered school calendar flyers. One side of the flyer features CMS and on the other CCS. We also included important phone numbers for your convenience and all the school holidays. In case you missed the flyer simply click on "Contact Us" at the top of this website and we'll gladly send you one out right away.

Have you seen the newsletters about all there is to do in the Cheshunt community? Each month a new publication is put out with all that is going on within the neighborhood and surrounding University City area. Each newsletter is packed with information that you will want to know. For example, in the July newsletter you learned how to rent the clubhouse! What a great way to hold your child's next birthday party, meeting or social event! You can simply click here to see the July Cheshunt Newsletter. Or, click here to go to the Cheshunt website.

The Cheshunt neighborhood is conveniently located off of W.T. Harris boulevard with easy access to major interstates, shopping, schools and a variety of churches. All of that being said, you'll still find the peace and tranquility you desire in this swim and tennis club community. Cheshunt offers a variety of of housing prices from starter homes to move-up second homes and even retirement options. You can find more information when you visit the Cheshunt website.

Have you heard that there are two new Wal-Marts?  One is conveniently located near the neighborhoods of Highland Creek, Skybrook and Winding Walk.  It's not as easy to spot from the road as the traditional Wal-Mart stores of the past.  If you're heading towards the mall on Concord Mills blvd. turn on Thunder Road (right in front of the Auto Bell), then follow on until the massive store pops up in front of you!  This location offers everything from a full grocery store, bank, Subway sandwich shop and all the other favorites that the chain provides.  To find out more visit the Concord Mills Walmart website.

Walmart Moved!

The other new location is 7735 North Tryon Street in the University City area.  This particular store provides a wide variety including a full service McDonald's, banking center, Vision Center, Garden Center and much more.  To find out more information on this store visit the North Tryon Walmart website.

FINALLY, we are getting the news media to report what real estate agents have been seeing over the past few months.  That is, the real estate market is getting better.  This begs the question, better for whom?

Who is Benefiting From the Improvements in the Real Estate Market?

Amazingly it is both the buyers AND sellers who are benefiting from the recent real estate market improvements.  How can that be?  Simple, buyers have very low mortgage interest rates, plenty of inventory, lower prices and, for first-time buyers, the $8,000 first-time buyer tax credit.  With all this incentive it's a great time to buyer real estate!

How Sellers Benefit Too!

Sellers on the other hand are finally seeing price declines slowing down or stopping all together.  Better yet, in many area of the country prices are starting to inch back up!  All this is due to the influx of buyers taking advantage of the current buyer's market.  As more buyers come out and snap up the great deals they are reducing the inventory and improving the market for the remaining sellers.

Buyers Are Seeing The Need For Urgency.

Buyers who have been sitting on the fence better take notice and get in the game before the game changes favor to the sellers!  Many buyers "get this" and are making moves now.  This is good for everyone and for the countries economy as well.

Keller Williams is on the leading edge of the latest real estate information.  Click here to see the latest market update for August 2009! 

Your Charlotte Connection is The Ramsey Group

We love Charlotte at The Ramsey Group  and we love to help people who are moving here.  Over the years we have helped hundreds of families, friends and individuals find their dream home.

Do you know anyone who would like to move to Charlotte, North Carolina?  Email Mark@TheRamseyGroup.net and we'll take great care of you or whomever you refer to us!