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My Simple Treasures
 As the New Year unfolds, I am going to try to make a conscious effort to appreciate and savor the simple treasures of my everyday life and to live in the moment.
Here are a few of mine:
A quiet house in the morning
A hot & steamy mug of coffee
The warmth of my home
A beautiful sunrise
A clean kitchen
Chatting with a friend on the phone
My husband's kiss
A hug from my kids and grandchildren
Good food to eat
A nice warm shower
An evening swing on the porch
Good clients to work with
And a few moments to say a prayer at night
I know it's nothing super exciting, but these precious moments bring me much joy.
I take pleasure in each day that God blesses me with. I love all things family and home.
And I hope you will take the time to recognize a few of the simple treasures in your life!
Eunice
http://eunicewaller.blogspot.com/2011/01/my-simple-treasures.html
www.fredericksburghomesource.com
I Might Be The Right Realtor For You...
 Being a Real Estate agent is more than just knowing how to sell homes. It is about building a lasting business relationship with you. And yes, many times our relationship becomes more than just business! As we spend quite a bit of time in my vehicle or at your kitchen table, we tend to get to know each other. e talk and laugh together and sometimes we even shed a tear together! I have been blessed over the years to have the opportunity to get to know some really great folks plus help them buy or sell real estate.
If you don't know me yet, here are a few important things about me you may like to know:
1. I will respond as quickly as I can to your phone calls or emails. You are important!
2. I am willing to help you. It doesn't matter if you are a 1st time homebuyer, home seller or whether you are experienced in buying or selling a home. I am here to help!
3. I am knowledgeable about our market. If I don't know the answer to your question I will find the answer. I will never make up an answer or pretend to know the answer. Besides you would know if I was lying...I'm not a good liar!
4. You can count on me to do exactly what I say I am going to do and when I said I was going to do it. You can consider it done!
5. I will communicate with you and keep you informed every step of the way. We will talk and email a lot. You could say I'm your new best friend!
6. I work very hard for you. Your goal becomes my goal! You can be confident that I will guide you through the transaction and I will only give you sound advice.
When we meet for that very first time I want you to know that I am the right Real Estate agent for you, your family and friends. I hope to have the opportunity to meet you in the future and to exceed your expectations!
Eunice
http://eunicewaller.blogspot.com/2011/01/i-might-be-right-realtor-for-you.html
www.fredericksburghomesource.com
WHAT IS A FHA 203(K) LOAN?
Are you loo king or have you found a home that is a "fixer upper"... you know a home that you really like but it needs work? But now you are thinking you just don't have the money for the down payment and the money to make the repairs? Well, the FHA 203(k) loan might just be the right loan for you. This program will allow you, the borrower to include the repair and improvement costs into the loan amount on either a purchase or refinance with a one time closing. The funds for the repairs and improvements are held in an escrow account, and are released when the work is completed. The mortgage amount is based on the projected value of the completed project. FHA has made this loan easier and faster to close than ever before.
Now you know that you have options when you find the perfect home that needs repair.
And as always, if you or someone you know is considering a move, I can help you find the home you are looking for...it's what I do!
Here are The Advantages of a FHA 203(k) Loan ...
It can be for Purchase or Refinance
Standard FHA Down payment
Finance up to 6 months mortgage payments
Special HUD down payment programs
An FHA assumable mortgage
One-to-Four Family Dwellings
Repair and improvement work is completed after your loan closes
Eunice Waller
Prudential Simpson & Associates
540-842-1061 direct
http://www.fredericksburghomesource.com/
http://eunicewaller.blogspot.com/2010/11/what-is-fha-203-k-loan.html
"NO ONE Knows Real Estate Better ~ "Helping Families Since 1984!"
11/29/2010
 Real Estate Assessments As I have been going about my travels in Locust Grove Va for the past few days I have noticed the county assessment car so I thought I would give you a more indepth explaination about real estate assessment. A real estate assessment is conducted periodically by your local government to assign a value to your home for taxation purposes. An assessment isn't the same as a private appraisal, and the assessed value of your home isn't necessarily how much you could sell it for today. Real estate assessment notices are mailed to homeowners every two to three years, depending on where you live. Your notice will include some information about your property, such as lot size or a legal description as well as the assessed value of your house and land. Some additional details like the number of bedrooms or date of construction can often be found in the property listing on your local government's website. Your property tax bill will usually be calculated by multiplying your home's assessed value by the local tax rate, which will vary from town to town or county to county. If you think your home's assessment is higher than it should be, challenge it immediately. The clock starts ticking as soon as the notice goes out. You generally have less than 30 days to respond but the procedure is usually outlined on the back of the notice. If you want to know your homes current market value I would be happy to provide you with a Market Analysis. Eunice WallerPrudential Simpson & Assoc. 540-842-1061 http://www.fredericksburghomesource.com/http://eunicewaller.blogspot.com/
Let's Look at the Bright Side!  If you still believe in homeownership, then you are not alone. Survey results confirm homebuyer confidence is alive and well.
- 70% think this is a "good" or "great" time to buy a home
- 79% expect real estate prices to increase over the next five years
- 92% believe homeownership is a good investment
- 75% said homeownership is better than stocks and bonds
- 72% prefer homeownership to mutual funds
(Source: Prudential Real Estate and Relocations Services, Inc. 04/28/2010) These are some pretty compelling reasons to make a move. Do you agree with these statistics? I am interested to know what you think! And if you are ready to start house hunting, let's turn seeing into believing while home prices remain attractive and interest rates are at historic lows. NO ONE Knows Real Estate Better ~ "Helping Families Since 1984!" Eunice WallerPrudential Simpson & Associates
540-842-1061 Call or Texthttp://www.fredericksburghomesource.com/
http://eunicewaller.blogspot.com/
September 11, 2011...Fly the American flag of any size on 9/11.  On Saturday, September 11th, 2010, the American flag should be displayed outside every home, apartment, office, and store in the United States. Every individual should make it their duty to display the American flag on the ninth anniversary of one our country's worst tragedies. Please do this honor of those who lost their lives on 9/11, their families, friends and loved ones who continue to endure the pain, and those who today are fighting at home and abroad to preserve our cherished freedoms. The American flag is the fabric of our country and together we can prevail. Take a moment to think back to how you felt on 9/11 and let those sentiments guide you. Honestly, I think we as Americans should fly the flag year-round, but if you don't, then at least make it a priority on this day. PS: My Flag is flying! God Bless You and God Bless America!!! Eunice WallerPrudential Simpson and Associates540-842-1061 http://www.fredericksburghomesource.com/
http://eunicewaller.blogspot.com/
 The Wall Street Journal ran an article July 24, 2010 pointing out how record low interest rates and low home prices "are presenting unusual opportunities in the housing market these days-even for so-called underwater borrowers." Some intrepid homeowners are intentionally taking a loss on their current house, and writing a big check to retire their old mortgage IN ORDER TO BUY TWICE THE HOME FOR NOT MUCH MORE MONEY. Click on the link below to read the full article:
http://online.wsj.com/article/SB10001424052748704421304575383490870014662.html?mod=WSJ_RealEstate_LeftTopNews#articleTabs%3Darticle
If you are interested in taking advantage of today's historically low interested rates and low home prices, let's talk about your possibilities and opportunities...It's what I do!
NO ONE Knows Real Estate Better ~ "Helping Families Since 1984!"
Eunice Waller
Prudential Simpson & Associates
You Can Call or Text - 540-842-1061
 Try to Plan For A Stress Free Move...If there is such a thing!
Moving can rank right at the top as one of the most stressful experiences a family goes through. Not only do you have to try to pack up all your belongings while still feeding and clothing your family, but you have to find a way to get everything safely to your new home, no matter whether it's across town or across the country. Careful planning can make the process much less stressful.
Time to Get Started
Make sure you give yourself plenty of time to pack your household goods. Many families report that it takes them about a month to pack their entire home. Use your calendar to give yourself deadlines, such as by this date the family room or kitchen will be packed, and try to track your progress.
Find A Good Moving Company
Once you have begun packing, take the time to find a reputable moving company. Have them look at what you have that needs to be moved and give you an estimate of how much the move will cost. Always check the referrals and reviews of a company, and avoid the temptation to use the most affordable mover.
Time to Pack
Remember that your family members will need some supplies to live with while you are packing. Use a suitcase for each family member, packing it with a few days' worth of clothing and some items for entertainment, and keep these separate from your packing area.
You can make the task less overwhelming if you pack one room at a time. This allows you to stay focused, and also helps you purge those items that you simply do not need or want anymore.
First Night
You might want to consider creating an "OPEN ME FIRST" box for each room. This box should hold the most important items that you will need for your first night in your new home. Clearly mark this box so the moving company will know that you need easy access when you get to your new home. Label all boxes and put the boxes in the room they will go in along with a basic description of the contents.
Nothing can completely remove all of the stress of a big move, but being organized as you pack should help make the stress a little easier to handle.
And if you or someone you know is considering buying or selling a home, I can help. It's what I do!
NO ONE Knows Real Estate Better ~ "Helping Families Since 1984!"
Eunice Waller
Prudential Simpson & Assoc.
540-842-1061 (You can call or text me)
An AWESOME & Stunningly BEAUTIFUL Brand New Listing! Located in Orange VA, 4500 Sq Ft, 2 Master Bedrooms, Total of 5 Bedrooms, 4.5 Baths, 4 Acres, In Law or Au Paire Suite, 3 Car Garage, Pool, Hot Tub, Pool House, Barn, Fencing, Pasture...So So Much More!
Oh, Did I mention this is a REGULAR SALE? This late 1800's home has been totally redone and has all the charm of yester year with all of today's amenities!
10499 Dulin Lane
MRIS # OR7331506. Listed at $449,900!
Call, Email or Text Me for more information! You will not be disappointed!!!!!!!!!
NO ONE Knows Real Estate Better ~ "Helping Families Since 1984!"
Eunice Waller
Prudendial Simpson & Associates
(540) 842-1061
Thursday, April 22, 2010
10608 Wellington St., Fredericksburg, VA 22407
MRIS # SP7313587
Wonderful Home! Fantastic Location! 4 Finished Levels!
This is a Regular Sale! If you HURRY you can take advantage of the Homebuyer Tax Credit before it ends on April 30th.
If you or someone you know is considering a move, I can help you. It's What I do!
NO ONE Knows Real Estate Better ~ "Helping Families Since 1984!"
Eunice Waller
Prudential Simpson & Associates
540-842-1061 direct
http://eunicewaller.blogspot.com/
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Eunice Waller, Working Together, We Can Do Great Things
Locust Grove,
VA
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Prudential Simpson & Assoc.
Address: 77 Cambridge St., Fredericksburg, VA, 22405
Office Phone: (540) 371-1616 x 144
Cell Phone: (540) 842-1061
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