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Todd Engala | Prudential Tropical Realty | 813-699-1386
10627 DAWNS LIGHT DR, Riverview, FL
Warm and Sunny Home with a large yard and pond views
3BR/2.5BA Single Family House
 
offered at $220,000
Year Built 2004
Sq Footage 2,427
Bedrooms 3
Bathrooms 2 full, 1 partial
Floors Unspecified
Parking 2 Car garage
Lot Size 6,450 sqft
HOA/Maint $56 per month

DESCRIPTION

Spacious 3BR/2.5B home with bonus room and large eat-in kitchen. Plenty of storage space and natural light. Excellent Rated Schools! Pond views! This resale home still smells new and is a great place to hang your heart. You'll love the layout of this 3 Bedroom, 2.5 Bath, pond views in front and in back of the property, a bonus room with built-in cabinets and a security system to protect the ones you love. This home is flooded with natural light, which creates a warm and inviting atmosphere throughout. Plenty of storage and closet space, each room has its own walk-in closet and the kitchen has a walk in pantry. There is a private yard for children and pets and a spacious family room, your style will not be cramped. The oversized eat-in kitchen has a large preparation island which is perfect for cooking those large family meals. Spend less time commuting to downtown Tampa or MacDill with its easy access to I75 and the Crosstown. This is a Short Sale - Realtor view realtor comments.
 

see additional photos below
PROPERTY FEATURES

Central A/C Central heat Walk-in closet
Tile floor Family room Living room
Bonus/Rec room Laundry area - inside Yard

ADDITIONAL PHOTOS

Seller contact info:
Todd Engala
Prudential Tropical Realty
813-699-1386
For sale by agent/broker

powered by postlets Equal Opportunity Housing
Posted: Oct 16, 2008, 11:58am PDT
 

 


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In this issue


What's New from

Todd Engala

The South Shore Team

 

 National Overnight Averages
May 21st,  2008 

Bankrate.com

      

 

 

LAST

 WEEK

30 yr fixed mtg 5.71%   5.82%
15 yr fixed mtg 5.30%   5.42%
5/1 ARM 5.14% 5.21%
30 yr fixed jumbo mtg 7.00%   7.05%
5/1 jumbo ARM 6.11%

6.11%

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Featured Property
Canterbury Oaks Subdivision
in Valrico, FL

(Click Photo for Details)
Full South Elevation.jpg

$479,000

4 Bedrooms & 3 Bath 
3041 Sq/Ft
No Backyard Neighbor

Request Showing

Virtual Tour

View Map & Get Directions

Print or Email Flyer


 

Shoreline Real Estate Newsletter
May 2008

 

Same Name but NEW WEBSITE!!

Check It Out Click Logo Below

 

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Prudential Tropical Realty

 

Can You Afford That House?


Before you start searching for your dream home, you first need to determine a price range you can afford. According to the Federal Housing Administration (FHA), depending on the consumer's current debt ratio, most people can typically afford to pay 31 percent of their gross monthly income for mortgage payments. For example, if you earn $50,000 annually, then your monthly income is about $4,167. Thirty-one percent of that is $1,292.

 

There are several online tools to calculate a monthly mortgage you can afford using factors such as your current monthly expenses, down payment and the interest rate. You can also work with a lender to get pre-qualified for a loan. This estimate will help you gauge how much money you may be able to borrow and the monthly mortgage payments.

 

However, the amount you are able to afford for a home loan should not be your only consideration for determining your price range. With homeownership come other housing expenses.

  • Utilities:  The most obvious of additional housing expenses are utilities-gas, electricity and water. But don't forget about telephone, trash collection, and cable or satellite bills.
  • Taxes:  As a property owner, you are responsible for property taxes. The rate will vary from city to city. To get a general idea on how much the tax bill will be for a property, ask the seller for a copy of the previous year's tax assessment. Your real estate professional can help you refine these figures.
  • Association Dues:  Another cost you may incur is homeowner association (HOA) dues. Most condominiums and some (residential developments -subdivisions - neighborhoods) have HOAs, which are legal entities, created to maintain common areas and enforce deed restrictions. As a property owner, you are required to pay the established monthly or annual homeowner association dues. Be sure you factor this cost into your budget.
  • Maintenance:  You also need to consider the upkeep of your home. You should budget for seasonal maintenance such as lawn care, pest inspections and carpet cleaning, as well as unexpected repairs. The amount you budget will depend on the age of the home, as older homes tend to require more repairs such as installing a new roof, painting and replacing older appliances.
  • Insurance:  Depending on the type of coverage and your area, the costs for homeowners insurance each year can be anywhere from a few hundred to thousands of dollars.  And, if you live in an area that has high risks for flooding, earthquakes, hurricanes, etc., you may need supplemental insurance.
  • Remodeling/Upgrades:  Unless the home you purchase is picture perfect, you'll more than likely be adding your personal touch. Therefore, you need add to your housing budget the costs for remodeling and upgrades. According to "Remodeling Magazine's" 2007 Cost vs. Value Report, the national average for a midrange minor kitchen remodel is $21,185; a bathroom remodel averages $15,789.  Even minor cosmetic fix-ups such as light fixtures, window treatments, carpeting and decorative cabinet knobs can begin to add up.

By determining all the costs associated with homeownership, you can go into your home search with a reasonable price range that will allow you stay within your budget.



Todd Engala
Todd Engala
tengala@prutropical.com
Prudential Tropical Realty

A: 3228 Lithia Pinecrest Road, Suite 102, Valrico FL 33594
T: 813.699.1386
F: 813.236.1941
M: 813.598.0193
W: http://www.TheSouthShoreTeam.com



 

 

 

 

New Price
Prudential

Old Price:

$318,462


$299,462

Tropical Realty

12108 Glencliff Cir.
Tampa, FL  33626

Prudential Tropical Realty

Priced to MOVE!


(Click photo for Property Detail Page)

195828_12108-Glencliff-Cir-Elevation.jpg

 

New stainless Appliances - New 41" cherry Kitchen Cabinets - New Wood Lam Kit Flrs - New granite counters -New softener - New AC '04 - New Water Heater '05 - Newly Painted Inside - New patio pavers - Landscaping refurbished '07 - New patio screens '07 In-wall pest defense system - Next schedualed exterior repaint by HOA 2010 - Roof inspected & broken tiles replaced 12/07 - Home has been almost totally refurbished - Carpet will be cleaned prior to closing. Move in ready - This home is truely turn key and the ultimate in Care Free Living. LISTING AGENT IS OWNER

 

Todd Engala
tengala@prutropical.com
Prudential Tropical Realty

A: 3228 Lithia Pinecrest Road, Suite 102, Valrico FL 33594
T: 813.699.1386
F: 813.236.1941
C: 813.598.0193
W: http://www.TheSouthShoreTeam.com



 
Donna Sullenberger | Prudential Tropical Realty | 813-699-1366
7310 Woodys Mill Rd., Plant City, FL
Beautiful custom built home on 1.26 acre lot!
4 Bdrm Single Family House
offered at $379,000
Year Built 2004
Sq Footage 3,180
Bedrooms 4
Bathrooms 3 full, 0 partial
Floors 1
Parking 4+ Covered spaces
Lot Size 54,885 sqft
HOA/Maint $0 per month

DESCRIPTION

Beautiful custom built home on 1.26 acre lot! 2,377 sq. ft., 4 bedrooms, 3 baths. Tremendous upgrades include granite counters in kitchen and all 3 baths, stainless steel appliances, includes oven range (convection), microwave (convection), dishwasher & r efrigerator, cherry cabinets includes some glass cabinets plus 2 pull out drawers. Electric outlets in appliance drawer. Large family room all open to great room. Elegant master suite with plant shelves and electric in to plant ledge, same electrical plant ledge in master bath, plus large jacuzzi garden tub and seperate large shower, beautiful upgrades. Ceramic tile in master and through out home. Upgraded ceiling fans, large laundry plus side load 2 car garage, storage shed plus 2 carport. A must see!!

see additional photos below
PROPERTY FEATURES

Central A/C Central heat High/Vaulted ceiling
Walk-in closet Tile floor Family room
Office/Den Dining room Breakfast nook
Dishwasher Refrigerator Stove/Oven
Microwave Granite countertop Stainless steel appliances
Washer Dryer Yard
Jacuzzi/Whirlpool

OTHER SPECIAL FEATURES

RV Parking/Boat Parking
Covered Detached Carport w/Storage
Attached 2 Car Garage

ADDITIONAL PHOTOS

Seller contact info:
Donna Sullenberger
Prudential Tropical Realty
813-699-1366
For sale by agent/broker

powered by postlets Equal Opportunity Housing
Posted: Mar 24, 2008, 10:12am PDT
 
Donna Sullenberger | Prudential Tropical Realty | 813-699-1366
4912 Sylvan Oaks Drive, Valrico, FL
Tremendous pool home in beautiful Canterbury Oaks subdivision.
4 Bdrm Single Family House
offered at $479,000
Year Built 1999
Sq Footage 3,041
Bedrooms 4
Bathrooms 3 full, 0 partial
Floors 1
Parking 3 Car garage
Lot Size 15,750 sqft
HOA/Maint $0 per month

DESCRIPTION

Tremendous pool home in beautiful Canterbury Oaks subdivision. Brick paver walkway leads to the solid wood double door entry. Home has great street appeal and is in excellent condition. Recently painted, 2 new up sealed air conditioners with ultra light f or mold and media air cleaner. Ceramic tile flooring in all walkways and wet areas. Crown molding and etched sliders. Formal living & dining. Wonderful kitchen with corian counters, center island and desk area all open to separate dinette and family room with gas fireplace. Large bonus room. Master suite offers coffered ceiling and beautiful bath with jetted tub. Beautiful screened pool with oversized brick paver patio plus paver walkways. Fenced yard, 3 car side load garage, new water softner, sprinkler system with reclaimed water, security system plus lush landscaping with professional landscape lighting.

see additional photos below
PROPERTY FEATURES

Central A/C Central heat Fireplace
High/Vaulted ceiling Tile floor Family room
Living room Bonus/Rec room Office/Den
Dining room Breakfast nook Dishwasher
Refrigerator Stove/Oven Microwave
Yard Swimming pool

ADDITIONAL PHOTOS

Seller contact info:
Donna Sullenberger
Prudential Tropical Realty
813-699-1366
For sale by agent/broker

powered by postlets Equal Opportunity Housing
Posted: Mar 4, 2008, 12:27pm PST
 
Thomas Hatcher | Prudential Tropical Realty | 813-205-9505
12108 Glencliff Cir., Tampa, FL
Move in ready - This home is truely turn key and the ultimate in
Care Free Living.
2 Bdrm Single Family House
offered at $318,462
Year Built 1993
Sq Footage 1,735
Bedrooms 2
Bathrooms 2 full, 0 partial
Floors 1
Parking Unspecified
Lot Size 8,977 sqft
HOA/Maint $27 per month

DESCRIPTION

New stainless Appliances - New 41" cherry Kitchen Cabinets - New Wood Lam Kit Flrs - New granite counters -New softener - New AC '04 - New Water Heater '05 - Newly Painted Inside - New patio pavers - Landscaping refurbished '07 - New patio screens '07 In-wall pest defense system - Next schedualed exterior repaint by HOA 2010 - Roof inspected & broken tiles replaced 12/07 - Home has been almost totally refurbished - Carpet will be cleaned prior to closing. Move in ready - This home is truely turn key and the ultimate in Care Free Living. LISTING AGENT IS OWNER

see additional photos below
PROPERTY FEATURES

Central A/C Central heat Fireplace
High/Vaulted ceiling Tile floor Family room
Dishwasher Stove/Oven Microwave
Granite countertop Stainless steel appliances

COMMUNITY FEATURES

Garage parking Swimming pool(s) Golf course

ADDITIONAL PHOTOS

Seller contact info:
Thomas Hatcher
Prudential Tropical Realty
813-205-9505
For sale by agent/broker

powered by postlets Equal Opportunity Housing
Posted: Mar 14, 2008, 11:53am PDT
 

The link below is to an article that was recently published in Time on 02/25/2008

The article states the advantages to buying now and not waiting.  See what you think I would love comments from buyers that are currently seeking property.  Is this something you are thinking about at this time when looking for property?

http://www.time.com/time/magazine/article/0,9171,1713483,00.html

Todd Engala, REALTOR
The South Shore Team with Prudential Tropical Realty

 


In this issue


What's New from

Todd Engala

The South Shore Team

 

National Rate Averages by:

Bankrate.com

Mortgage Rates 02/22/08 +/-
30 yr fixed mtg Graph the three month trend 5.49%
15 yr fixed mtg Graph the three month trend 4.97%
30 yr fixed jumbo mtg Graph the three month trend 6.58%
5/1 ARM Graph the three month trend 4.96%

Search Properties Here.gif

How Much is my Home Worth.gif

Request Free Market Analysis.jpg

Request Mortgage Approval.jpg

Need Advice for Moving.jpg

For Personal assistance.jpg

Contact a Real Estate Agent.jpg


$50 Gift Certificate

for a Second Opinion!

lowes Gift Card.jpg

 

 



Links

The South Shore Team's Website

Shoreline Real Estate Newsletter
February 2008

Same Name but NEW WEBSITE!!Check It Out Click Logo Below

The South Shore Team small.jpg

Prudential Tropical Realty

 

A Home Shopper's
Must-Haves and Wish Lists

     Shopping for a home is an exciting adventure and it's easy to get lost in a sea of dazzling for-sale homes and all of their fabulous amenities - which can cause you to temporarily forget that a large backyard is your top priority.  

     To keep yourself focused, take time to identify and organize exactly what you're looking for in a home by creating thorough "must-have" and "wish" lists before you begin home shopping. You may also want to make a third list that details your dislikes. To get started ask yourself these questions: Which items and features must your home have?  Which items and features would you like to have, but could live without?  What would your dream house include?  And, what features or issue must you avoid?

     For the must-have list, try to focus on essentials and hard-to-change details, like a home's layout.  If you must have a three-bedroom, two-bath house, put it on the list.  Ranking your must-haves in order of importance is also a good idea.

     Hard-to-change, must-have features can include the type of house, for example a two-story colonial or sprawling rancher; the number of rooms and square footage; the home's proximity to shopping; or its overall condition.  Your must-have list can't be too detailed because it aims to itemize the features that are most important to you and your family.

     Your wish list is the flexible and fun list.  Wish lists are good for cosmetic features that would be great to have, but that can be changed. Hardwood floors can replace old wall-to-wall carpeting.  If the yard is large enough and has adequate open space, a pool can be installed later.  And landscaping can be a work in progress.  Since the wish list is secondary, there are no limits so be sure to also include your dream amenities.

     While compiling your lists, don't hesitate to confer with your real estate professional, who is a great source for information about neighborhoods, homes and other pertinent "must-have" information.

     Once you've determined your must-haves and optional features, create a check-list to take with you during your home tours.  Besides helping you stay focused, it will provide an organized review of each house.

     Your lists will most likely change as you tour homes and see what the market really has to offer. It's also unlikely that one house will include all of your must-have features. But, your efforts will be well worth it once you find the perfect house that includes just enough must-haves and even a few wishes. Your perfect home might not include that must-have basement, but its view may be a dream come true.


 

 

Featured Property
Oak Creek Subdivision
in Riverview, FL

(Click Photo for Details)
240-160 web elevation.jpg
$304,900 Just Reduced 10k in January

4 Bedrooms & 2 1/2 Bath

2551 Sq/Ft 

Stainless Steel Appliances

European Light Fixtures

No Backyard Neighbor

LOW HOA Fees

Request Showing

 

Video though Realtor.com

View Map & Get Directions

Photo Gallery

Print or Email Listing

The South Shore Team

Tom Hatcher @ (813)699-1385 - thatcher@prutropical.com
Todd Engala @ (813)699-1386 - tengala@prutropical.com

Prudential Tropical Realty is an independently owned and operated member of Prudential Real Estate Affiliates, Inc., a Prudential Financial company. Equal Housing Opportunity.




 
 

Todd Engala

Riverview, FL

More about me…

Florida Realty

Address: 772 W. Lumsden Road, Brandon, FL, 33511

Office Phone: (813) 681-1133

Cell Phone: (813) 598-0193

Email Me

Informative articles as well as available properties for sale in the Tampa Bay area. Specializing in Apollo Beach, Gibsonton, Riverview, Ruskin, Sun city Center and Wimauma Real Estate. Todd Engala, REALTOR


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