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Mortgage Rates Might Not Be Low for Long - 05/31/10 10:51 AM
The near-record low mortgage rates seen during the past few weeks may not be around much longer.Signs of improving economic conditions could lead Federal Reserve Chair Ben Bernanke to raise key interest rates, driving up mortgage rates, says Stephen Stanley, chief economist at Pierpont Securities LLC.The evidence includes more consumers are paying their bills on time. Past-due accounts at American Express declined 34 percent compared to a year ago, and Target Corp. reported its lowest delinquency rate in two years during the second quarter.In another sign of economic improvement, fewer banks reported tightening lending standards this month, one reason consumer borrowing (0 comments)
Cancel Your Private Mortgage Insurance - 05/30/10 06:38 PM
Private mortgage insurance is unavoidable for some homeowners, but don't pay PMI premiums a day longer than required by your lender.
Private mortgage insurance provides protection to a lender in case you default on your home loan. Unless you make a 20% downpayment on a house, you'll most likely be required to purchase PMI. PMI premiums on a median priced home ($198,100 in 2008) can run between $50 and $100 per month, according to the Mortgage Insurance Companies of America.
PMI might be unavoidable, but it isn't eternal. Knowing exactly when you're entitled to cancel coverage can save you (1 comments)
South West Indiana home sales continue to be strong - 05/28/10 01:08 PM
Observers of Tri-State home sales have something to smile about. A report from the Evansville Area Association of Realtors reveals home sales in Vanderburgh, Warrick, Posey and Gibson counties continue to climb, well after federal tax incentives for buyers expired at the end of April. Chris Dickson, president-elect of the association, said the number of single-family homes in the four-county area were up 18.7 percent the first 21 days of this May, compared to the first 21 days of May 2009. The increase was slightly higher than the 17.6 percent increase in sales for all of last month, compared to April (0 comments)
Tax Deductions for Rental Homes - 05/27/10 04:25 PM
While being a landlord certainly has its cons, tops among its pros are the tax deductions for rental homes enjoyed by owners. From finding tenants to fixing faucets, renting out a home can be a lot of work. Yet perhaps the biggest reward for being a landlord isn't the rent checks, but rather the considerable tax deductions for rental homes.The tax code permits most owners of residential rental properties to offset income by writing off numerous rental home expenses. IRS Publication 527, "Residential Rental Property," has all the details.
Writing off rental home expenses Many rental home expenses are tax (0 comments)
You have a single-family house you'd like to rent out. Perhaps you're temporarily relocating for work, or maybe you inherited your childhood home from your parents, and you're not quite ready to part with it yet.
Renting can be a profitable choice, but it requires an investment of time, money, and organization to make it work. Here's how to determine whether renting out your house is worth the cost. Calculate your monthly expenses You want to charge at least enough to (4 comments)
Indiana Real Estate Markets Report for April 2010 - 05/25/10 05:34 PM
The Indiana Association of REALTORS® (IAR) today released its "Indiana Real Estate Markets Report" for the month of April as a continuation of its "Indiana is Home" project. The Report, found online at www.IndianaIsHome.com, was the first-ever county-by-county comparison of existing single-family home sales in Indiana. In March, statistics on other types of existing, single-family home sales - condominiums, duplexes, townhomes, mobile homes, etc. - was added to the report. IAR obtains the data directly from 26 of the state's 27 Multiple Listing Services (MLSs), including the Broker Listing Cooperative® (BLC®) in central Indiana. To date, the Report represents 98% of (0 comments)
Spring & Summer Seasonal Maintenance Guide - Midwest - 05/24/10 04:29 PM
If you live in the Midwest, here are maintenance jobs you should complete in spring and summer to prevent costly repairs and keep your home in top condition. Certain home maintenance tasks should be completed each season to prevent structural damage, save energy, and keep all your home's systems running properly. What maintenance tasks are most important for the Midwest in spring and summer? Here are the major issues you should be aware of and critical tasks you should complete. For a comprehensive list of tasks by season, refer to the to-do lists at the end of this article.
When (0 comments)
German American Buys Two Southern Indiana Branches - 05/21/10 05:56 PM
Jasper-based German American Bancorp Inc. (Nasdaq: GABC) says it has completed the purchase of two Evansville-area Farmers State Bank branches. The deal expands German American's presence to Evansville and Newburgh. German American Bancorp, Inc. (Nasdaq:GABC) announced its banking subsidiary had completed its purchase of two Farmers State Bank offices in or near Evansville, Ind. By this purchase, which is expected to be accretive to German American's earnings per share upon completion of a transition period during the 12 months following the closing of the transaction, German American has expanded its geographic footprint to the Southern Indiana markets of Evansville and Newburgh (0 comments)
Via Kimberly Dearth (RE/MAX CENTRAL): Fun in the sun, by the pool, on a boat or at a barbeque can quickly send you to the emergency department on Memorial Day if you don't plan ahead, the nation's emergency physicians warned."We want people to have fun on Memorial Day weekend, which officially kicks off summer," said Dr. Angela Gardner, president of the American College of Emergency Physicians. "But having fun also means staying safe, using good judgment and taking simple precautions that will help keep you out of the ER and most importantly, keep you alive."The American College of Emergency Physicians has put (0 comments)
Tips for Adding Curb Appeal and Value to Your Home - 05/19/10 01:09 PM
Appraisers and real estate agents offer advice for curb appeal that preserves value and attracts potential buyers. Curb appeal has always been important for homesellers. With the vast majority of today's homebuyers starting their search on the Internet, the appearance of your property is more critical than ever. You only have a few seconds to catch their attention as they scroll through listings online to get them to stop and take a closer look.But the role of curb appeal goes beyond just making a good first impression. The way your house looks from the street can impact its value. It can (0 comments)
8 Tips for Adding Curb Appeal and Value to Your Home - 05/19/10 12:22 PM
Appraisers and real estate agents offer advice for curb appeal that preserves value and attracts potential buyers. Curb appeal has always been important for homesellers. With the vast majority of today's homebuyers starting their search on the Internet, the appearance of your property is more critical than ever. You only have a few seconds to catch their attention as they scroll through listings online to get them to stop and take a closer look.But the role of curb appeal goes beyond just making a good first impression. The way your house looks from the street can impact its value. It can (2 comments)
Via Carissa Acker (Real Estate by Design with Keller Williams Realty): This was an old church in Kyloe, North Cumberland, England. It was purchased by a couple that decided to leave the outside as is and restore the inside into a home. A very interesting idea. I'm sure they won't have a shortage of space!
Know someone looking for a home in the Dallas/Denton/Fort Worth area? We heart referrals!
Southwest Indiana Real Estate Market Watch Report for May 2010 - 05/18/10 04:45 PM
As I said last month, pended transactions (signed contracts for sales not yet closed) for March were great. Pended transactions for April were simply off the chart. I believe that pended transactions for March and April combined were the best two month period in local MLS history. As a result, inventory was just over 7 month's supply. I think the important questions, as a result of the past two months performance, are what does this mean and where are we going? I think we know several things and we can draw some conclusions. First, closed transactions during May and June will (0 comments)
New Remodeling Approach: Careful Shopping - 05/18/10 03:31 PM
The recession has changed the consumer's approach to remodeling and appliance shopping as well as how to pay for those improvements, says Mark Karas, president of the National Kitchen and Bath Association. "Any remodel now is budget-driven," Karas said. "You really have to take a look at what the client is looking at overall. "I just sold a kitchen to a relative. We'd been trying to plan for five or six years. Just before the holidays, first the oven went, then the microwave, then the dishwasher-those were the signals." With the real estate market still in turmoil, Karas said, consumers are (0 comments)
Home Values Impact All Areas of Economy - 05/15/10 05:15 PM
Real estate can be an engine or a brake for the U.S. economy. And today, it's mostly slowing things down."The housing market, since it was the epicenter of the crisis, is also central to the feeble recovery," says Ethan Harris, an economist at Bank of America Merrill Lynch.Everything is interconnected: Employment is closely tied to construction spending, which is 25 percent below what it was in 2006. And because property values remain low, many people are mired in debt and can no longer rely on home equity to help them out of it.The decline in property values is also preventing small (0 comments)
David Stevens, FHA Commissioner: "Incredible" Market Ahead - 05/13/10 10:55 AM
With the housing recovery still fragile, it's hard to look ahead with anything but caution. However, the long-term prospects for the market are "incredible," FHA Commissioner David Stevens told REALTORS® yesterday in the opening forum of the 2010 NAR Midyear Legislative Meetings & Trade Expo.
Young households today represent a demographic block larger than even the baby boomers, and their entry into the housing market promises to help build "an incredible real estate market in the future," said Stevens. But first the housing market must move from recovery to stability and then to long-term growth, and that will only happen (2 comments)
May Newsletter from TheTrentiniTeam with F.C.TuckerEmge Realtors - 05/12/10 03:07 PM
EASY WEEKEND DECORATING PROJECTS Add wallpaper - With wallpaper's recent comeback, a slew of beautiful choices are available to jazz up any room. Look for oversize patterns to create a sophisticated and dramatic look. Tile your backsplash - Transform your kitchen with a new backsplash. This easy DIY project will add sophistication to your space. Consider small tiles on a mesh backing for the easiest installation. Add or upgrade your molding - From grand crown molding to handsome baseboards, millwork can really elevate a room. If you want to add extra architectural interest, consider adding a chair rail or wainscot. Make (0 comments)
Evansville Announces Landscaped Islands Ordinance - 05/11/10 02:18 PM
On Arbor Day the city of Evansville announced a new ordinance requiring developers to include trees and green spaces in large, newly built parking lots. It's called the "Landscaped Islands Ordinance" which was signed by Mayor Weinzapfel in March. "Large parking lots are a common part of the landscape of cities across the country. What we are ensuring with this ordinance is that new parking lots in our community will include green space to make these areas more visually appealing and lessen their negative impact on our environment," said Weinzapfel. Officials say landscaped islands help reduce heat and the amount of (0 comments)
Single women outpace single men in real-estate market - 05/10/10 07:10 PM
Unmarried women accounted for 21% of home purchases in 2009, while unwed males were 10% of the buyers, according to a National Association of Realtors report in November. It's a dramatic shift from 1981, the first year the numbers were tracked, when single women and men each accounted for 10% of home sales. Still, some industry professionals have been slow to take note of females' robust activity. Single women have held steady at the 20 % mark for more than five years, yet when the Urban Land Institute hosted its annual real-estate conference in late April, analysts had to remind the (0 comments)
All Indiana Counties Meet Air Quality Standards - 05/06/10 11:39 AM
The state says all 92 counties have met federal air quality standards for the first time since passage of the Clean Air Act in 1970. Governor Mitch Daniels says the Indiana Department of Environmental Management has been working toward this point for several years. That includes wiping out a backlog of expired air permits. Governor Mitch Daniels today announced that air quality in all 92 Indiana counties in 2009 met all applicable federal air quality standards, the first time this has been achieved since the passage of the 1970 Clean Air Act. The United States Environmental Protection Agency (U.S. EPA) has (0 comments)
Create memorable outdoor parties for less - 05/06/10 11:31 AM
The backyard will be the summer entertainment hot spot as Americans seek affordable ways to spend time with family and friends. But your outdoor party can be spoiled quickly if unwelcome insects show up. More than half of backyard revelers have moved a party indoors due to mosquitoes, and 46 percent have left a party to escape the pests, according to a new survey from the makers of OFF! PowerPad Lamp and Lantern. Create an unforgettable party within a tight budget with these five tips from Natalie Ermann Russell, author of "The Outdoor Entertaining Idea Book:" 1. Keep decor simple: Save (0 comments)
Did you know that Evansville had a cotton mill? - 05/04/10 03:04 PM
Evansville Cotton Mill Mead Johnson has been an Evansville institution since 1915, but the site of this world-renown company goes back even further. The premises was originally that of the Evansville Cotton Mill. The expanding mill moved from downtown to just west of town at the foot of St Joseph Ave in 1875. The main building had a tower that is clearly visible in many pictures and housing was built to the south for its workers. In 1910, however, the plant ceased operations and closed. The mill sat vacant for a while until E. Mead Johnson's company bought it in 1915. (0 comments)
With all the severe weather we are having, we thought it would be a good idea to go over some emergency action plans. It never hurts.
A tornado is a violent storm with spiraling wind, often accomplished by hail, wind, and rain. Strong tornadoes can sweep houses off foundations, destroy brick buildings, and toss cars. The noise of a tornado has been described as a roaring sound - like a train far away.
In case of a tornado:
Grab your emergency kit and NOAA weather radio id you have time.
Study Predicts More Companies to Relocate - 05/03/10 06:54 PM
A study from Evansville-based Atlas Van Lines shows businesses are optimistic about the volumes and budgets for future corporate relocations. The annual Corporate Relocation Survey indicates more than one in five firms expects relocation volumes to increase this year. Atlas says a majority of the firms surveyed also anticipate their overall financial performance to improve compared to 2009.
EVANSVILLE, Ind.--Despite the current economic recession, businesses are optimistic about the volumes and budgets for future corporate relocations, according to Atlas Van Lines' 43rd annual Corporate Relocation Survey, released today. More than one in five firms surveyed expect relocation volumes to (2 comments)
A Monthly Newsletter from TheTrentiniTeam with F.C.TuckerEmge Realtors - 05/03/10 06:52 PM
Organizing Your Linen Closet Sort and Organize - Sort all your towels and sheets to determine which are worth keeping and which should go to charity. Try to limit yourself to three sets of sheets per bed and as few as three sets of bath sheets or towels, hand towels, and washcloths per person. Make a Plan - First, divide linens into groups: bedrooms, bathrooms, dining, etc. The everyday and the current season should be stored at eye level, and the special-occasion and out-of-season linens farther from reach. Map the Closet - If you're short of space, think compact. Another good (1 comments)
The Trentini Team of F.C. Tucker EMGE REALTORS® provides exceptional service to each of their clients as they help them to achieve their real estate goals. With their knowledge, experience and background, both Kathy and Rolando bring one-of-a-kind perspectives to the table during all of their real estate transactions. Their excellent communication skills combined with their passion for real estate allows The Trentini Team to follow through every time with the highest level of service possible. Rolando and Kathy are your premier Evansville and Newburgh, Indiana real estate source. They can help you buy your dream home or sell your current home for the best price possible. To learn more about what The Trentini Team can do you for you, contact us today!
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.