usda home loans nc: New USDA Loan Maps for NC - 02/13/18 09:44 AM
A lot of our clients are looking for a home with a front porch swing, away from all the hustle and bustle they encounter during their daily travels. That’s why the USDA Home Loan Program has been so perfect, because in NC, it doesn’t take much time at all to be smack dab in the middle of some Country Road!   will continue to change slightly every six months or so until 2020, when we expect a massive update.

 
USDA Home Loans NC is a program that is literally an extension of the US Department of Agriculture, and it is designed as a mortgage … (2 comments)

usda home loans nc: Minimum Credit Score Requirements for USDA Loans 2014 - 04/10/14 06:19 AM
USDA Loans are perfect for people who want a home in a little more rural area.  USDA Loans have no down payment requirement, and Sellers can pay closing costs… meaning you can buy a home with a USDA Loan with PENNIES out-of-pocket! The payments and Mortgage Rates for USDA Loans are some of the lowest available.  Because there’s no down payment, the Government does require a slightly credit score than some other programs.  However, minimum Credit Score requirements for USDA Loans 2014 can go below 640.
The program’s full name is the USDA Rural Development Guaranteed Housing Loan program. Most people call them “USDA … (0 comments)

usda home loans nc: Tired of Renting? Stop! Buy a Home in 2014! - 12/27/13 02:52 AM
Are you tired of having to clean up after roommates?  Tired of trying to find a parking space, or all of the music at all hours of the night coming from the unit above you??  Tired of Renting?  Buy a House!
Then take the Percent that the North Carolina Housing Finance Agency and the State of North Carolina are giving first time home buyers – and BUY a house!
Worried about coming up with the down payment funds required for buying a house?  I wouldn’t worry about that nearly as much as I would my credit picture.
You have some great first time … (1 comments)

usda home loans nc: Minimum Credit Score Requirements for a USDA Loan in NC 2014 - 12/16/13 04:27 AM
Many folks are interested in the USDA Home Loan NC program - it is not just for First Time Home Buyers, however, the program does not require ANY down Payment!  So it's very affordable.  After understanding how the program works, the next question most folks have is what are the minimum credit score requirements for a USDA Loan in NC?  In looking at the USDA Home Loan Underwriting Guidelines, we don't think these requriements will change much in 2014.
When we are talking about a minimum credit score for a home loan, we are really saying that of the three credit … (0 comments)

usda home loans nc: USDA Home Loans Orange County NC - 06/19/13 04:39 AM
Shouldn’t the Azaleas around the Well at UNC be another Color? Just me??
Fortunately, earlier this year, USDA decided to migrate over to Bing Maps.  This makes mapping the areas that qualify for USDA Home Loans in Orange County NC so much easier!  I’m not sure why that is, but some of the roads (as I read them) on the USDA Home Loan Mapping System are indicated as “Not Found” on the Orange County GIS system.  For that reason, I decided to work with the USDA Home Loan Map to show you which areas of Orange County qualify for the program, … (0 comments)

usda home loans nc: High Point North Carolina USDA Home Loans - 06/19/13 04:30 AM
There are no specific maximum loan amount caps for USDA Home Loans in High Point, NC 27265.  If you want to purchase a home in High Point using the USDA Home Loan program, however, USDA Home LoanProgram requires that the home be located within the USDA “Eligibility” area.  Unfortunately, High Point North Carolina USDA Loans are going to change significantly this fall when the USDA Eligibility Maps Change
High Point North Carolina USDA Loans are available in all of the counties that High Point is located in.  Most of the city is located in Guilford County, with portions spilling into neighboring … (0 comments)

usda home loans nc: USDA Home Loans in Belmont, NC - 06/19/13 04:25 AM
Looking for a home near Charlotee NC that is in a more “small town” setting and doesn’t require much money out of pocket?  You might be interested in USDA  Loans in Belmont, NC.  Unlike FHA Loans, that have a maximum sales price requirement that changes per county, the USDA Home Loan available in the 28012 zip code (and surrounding ares of Belmont) do not have to be under a maximum loan amount limit. Those looking for a USDA Loans in Belmont, NC are going to be surprised this fall, when the USDA Eligibility Maps change and whole neighborhoods near Belmost will no … (1 comments)

 
Steve and Eleanor Thorne, Mortgage Loan Johnston County (Advantage Lending, NMLS 60596)

Steve and Eleanor Thorne

Mortgage Loan Johnston County

Clayton, NC

More about me…

Advantage Lending, NMLS 60596

Address: 201 Shannon Oaks Circle, Suite 204, Cary, NC, 27511

Mobile: (919) 649-5058

Johnston County biased blog dedicated to providing information about FHA, VA mortgages, USDA home loan and conventional mortgage loan information for Smithfield, Clayton, Benson, Wilson Mills, Dunn, and other parts of Johnston County. Highly experienced mortgage loan officers with best rates in the area!


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