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Pre-approval Requirements – completed 1003, 3-file merged Credit Report with all three risk scores and previous 2 years tax returns. Approved ALL 50 States > 560 Credit score minimum (all three scores) - must have three scores > 95% LTV Financing > 5% Downpayment (sourced and seasoned minimum 30 days) > Mortgage Insurance applies (if LTV is over 80%) > FULL DOC only > 50% DTI > 2 Years continuous employment (change in industry OK) > NO VOR > 2 Active Trade Line Requirement (0 x 30) > NO prepayment penalties > 30-year fixed financing > Rates start at 7.4% > … (1 comments)
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Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
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