ARORA HILLS in Clarksburg MD. "A Little Heaven" nestled in Montgomery County Maryland - 07/29/08 09:07 AM
ARORA HILLS in CLARKSBURG MARYLAND
A "Little Heaven" in Montgomery County
The crack of a bat from a nearby baseball diamond. The taste of watermelon at the nearby park, Neighbors chatting over the backyard fence. Whatever images you have of small town life, prepare to live them out in Arora Hills in Clarksburg
Arora Hills in Clarksburg Maryland  one of the  first neighborhoods developed to enhance the living of it's residents.   The hub of the community is a beautiful park next door to the community. Ovid Hazen Wells Park, a 290-acre regional park featuring ball fields, picnic pavilions, a playground, hiking … (0 comments)

Villages of Urbana Frederick MD, instant MLS search for URBANA homes for sale in Maryland - 07/29/08 08:38 AM
The Villages of Urbana in Frederick County
The Villages of Urbana is home to many newly built homes and new home communities. When you are looking for new homes in Frederick county, www.ReallyNiceHomes.com  has just the search tools to help you find the information you need. Using this direct LINK for URBANA REAL ESTATE , you can search for new homes, home builders, and new home communities instantly You can also search Frederick and all other homes available in all the Frederick County.   www.ReallyNiceHomes.com is filled with demographics, new resident information, and facts about Frederick  to help make your decision of … (0 comments)

REO's, Foreclosures, Bank Owned Properties, PRE-Foreclosures for MD, DC and Virginia....UPDATED FREE LIST of FORECLOSURES - 07/28/08 09:22 PM
3 Opportunities  for Real Estate Investing TodayThere are 3 distinct windows of opportunity buying foreclosure investments in today’s market, each having its unique advantages and degree of risk of course.
Let’s look at each of them
#1 Pre-Foreclosures : These are the short sales and when people are ready to part from a home that they hold for years. They found themselves upside down and unable to sell the property because they owe more to the bank that they can pay.
There is a great chance that the sale of a short sale may not happen and/or it could take 3 + months to … (0 comments)

Foreclosure Scams in MD DC and Virginia. Is a SHORT SALE YOUR SALVATION? - 07/28/08 07:31 AM
Fernando, I was contacted by this company and they told me that they can stop my foreclosure immediately. . Should I trust them?
Don't lose your house to foreclosure recovery scams!If any firm or individual claims they can stop your foreclosure immediately. a loose term normally used by cons and people preying on the innocent,  if you sign a document either appointing them to act on your behalf or even worse, they want you to sign over the title of your home to them. .
DO NOT SIGN IT!
You may end up signing over the title to your property and becoming a renter in … (0 comments)

Why Do I Need A Realtor To Buy A Home ? Looking for MLS listings on your own? READ THIS if you are looking for listings in MD, DC and VA. .it could save you $$$$ - 07/27/08 06:24 AM
Fernando, I can find all the homes for sale in the Internet by myself. .why do I need a Realtor?
I can understand that eventually, you can find all the listings in the Internet without using a Realtor. . but is this really the main reason why you should need a Realtor?
Besides, most MLS listing providers utilize the MLS to update their systems and in some cases you maybe picking up listings that are SOLD or already under contract.
You do want the latest listing don't you?
Another benefit is that we have contacts and relationships among Realtors and know details about … (1 comments)

Germantown Maryland Real Estate, SEARCH FOR foreclosures , FORECLOSURES for GERMANTOWN MD- Montgomery County, Germantown Maryland Real Estate - 07/27/08 05:55 AM
Bank Owned ,Pre-Foreclosures and  Foreclosures in Germantown in Montgomery County Maryland
Get a sample of what we are offering to our clients. .when it comes finding BANK OWNED PROPERTIES IN GERMANTOWN MD
by only subscribing to:
www.HERBOSO.com
Our personal mission is to bring to you a level of knowledge, experience, commitment, high standards and results to answer your housing needs. We believe, the most effective way to provide superior service is to build a strong working relationship with you. Our systems includes regular consultations and feedback, which is the best tool for identifying and clarifying your housing objectives and help define strategic solutions, full … (0 comments)

Free List of Bank Owned Properties in Frederick Maryland, including Frederick city, Ft Detrick Md , Urbana Md. All Frederick County Maryland Bank Owned Properties - 07/27/08 05:49 AM
Bank Owned ,Pre-Foreclosures and  Foreclosures in Frederick city and Frederick County Maryland
CLICK HERE
This is a sample of what we are offering to our clients. .
by only subscribing to:
www.HERBOSO.com
Our personal mission is to bring to you a level of knowledge, experience, commitment, high standards and results to answer your housing needs. We believe, the most effective way to provide superior service is to build a strong working relationship with you. Our systems includes regular consultations and feedback, which is the best tool for identifying and clarifying your housing objectives and help define strategic solutions, full access to all of our Foreclosure Lists … (0 comments)

Short Sale. . should I consider it? - 07/23/08 09:00 PM

When is a short sale an option for you?
Fernando Herboso has created this presentatuiin for you. .
Fernando has aquired the designation of CDPE
"Certified Distressed Property Expert"
Less than 1% of all realtors in th eUnited States have the designation of "CDPE" When you are considering a short sale
and you live in Maryland DC or Virginia
Call Fernando 240-426-5754
Serving Maryland, DC and Virginia
Let the Experts help you
… (0 comments)

The Short Sale Option in Real Estate Today. . . - 07/22/08 07:28 AM
Are You  Having Problems Paying Your Mortgage? "If Qualified. .How to Quickly and Easily Solve Your Problem With A Short Sale"
Inside Our FREE Ebook you will discover :
"Is A Short Sale An Option For Me?"
Being Upside Down: When your mortgage exceeds the value of your home, what do to about it!Why doing a short sale  could save you THOUSANDS OF DOLLARS in the long run! Find out if you are a "Short Sale Candidate" We will show you the many reasons why a bank will accept your hardship.Once in the short sale process   - We will show you how to maximize your position with the banks and … (0 comments)

SHORT SALES FOR MARYLAND DC AND VIRGINIA /FIND A REALTOR To DO Short Sales/Is A Short Sale An Option For Me?, FIND OUT HERE - 07/21/08 07:00 AM
After a few listing appointmnets and finding out that my clients maybe in a upside down position, meaning that they owe more to the bank to what their home is worth. . . I then bring the subject of  "SHORT SALES" 
To make it clear. . .
I decided to write this ebook :
"Is A Short Sale An Option For Me?
 
A Short Sale is basically when a bank will allow you to sell your property for LESS money than what your property is worth.
Of course there are other importnat aspects  that plays a role during  a SHORT SALE.
This ebook should answer questions that you may have … (1 comments)

Luxury Foreclosures For Maryland, DC and Virginia. . . .Luxury Properties Gone BAD! - 07/19/08 01:47 PM


Need immediate help? Call 240.426.5754 right now!Fernando@ReallyNiceHomes.com
… (1 comments)

Is A Short Sale An Option For Me? Short Sales for Md, DC and Virginia/ Short Sale Realty/Realtor Maryland - 07/19/08 01:17 PM
Is A Short Sale An Option For You?
FREE EBOOK
Making clear and concise decisions about your finances, especially when it comes to your own house is very important to us.
Are you having problems making your mortgage payments?
 
This simple EBOOK should answer many questions that you may have if you are considering a SHORT SALE
The Author:
Fernando Herboso is a CPDE
"Certified Distressed Property Expert"
Less that 1% of Realtors have this designation.
To contact Fernando call 240-426-5754
Fernandop@ReallyNiceHomes.com
… (0 comments)

SHORT SALES FOR MARYLAND DC AND VIRGINIA /FIND A REALTOR To DO Short Sales/ When is a short sale an option for me?, Short Sale Realty - 07/14/08 11:06 PM
Fernando, When doing short sales, is the seller supposed to sign the HUD-1 presented to the bank?
Are you, as a seller supposed to sign this HUD-1?
The answer is a big NO!
Don't put your client in a precarious position.. .we can advice your clients, friends or family for the best options when it comes to short sales. 
Don't you gamble your short sales referrals. . .we can make it happen!
 . . call us now by dialing 240-426-5754
or visit our website and we will do the rest! www.ReallyNiceHomes.com  specializing in short sales for Maryland, DC and Virginia.
If you are a Realtor, you may … (0 comments)

URBANA REALTY, All Urbana MD homes for sale. Easy MLS search for ALL homes in Urbana Maryland - 07/14/08 10:45 PM
URBANA MD REAL ESTATE /Search ALL MLS LISTINGS IN
Villages Of Urbana in MD
You can elect to register or not
IT'S YOUR CHOICE !
FREE ACCESS TO ALL MLS LISTINGS IN
The Villages Of Urbana in Frederick Md
Finding homes for sale in the Villages of Urbana has never been easier. Find all houses, condos, lofts and homes for sale from the local MLS servicesThis NEW MLS SEARCH SAVER feature allows you to keep track of your favorites, and receive automatic updates of new listings! Don't want to sign up. . .NO PROBLEM. . we value your PRIVACY.
You can elect to register or … (0 comments)

Vacant Foreclosure next door? How to fight FORECLOSURES AND SHORT SALES in your neighborhood// costing you money! - 07/14/08 10:24 PM
Fernando, what about all these vacant foreclosures in my neighborhood?
If you live close to a vacant foreclosure, watch out for unusual activity around the home. Call the Realtor listed on the sign, call his office or just call the police if you suspect something is not right.
A vacant property on your neighborhood is sucking the equity of everyone’s homes. 
You need to get involved making sure that this property gets sold ASAP.
I‘m serious . . . If I lived next to a vacant foreclosure, I will be cutting the grass and cleaning the outside of the property if it needs too. . . … (3 comments)

1000 foreclosures in Maryland DC and Virginia. .check this FREE LIST - 07/13/08 12:06 AM
Hello, Fernando here again. .
How are you doing today? There are a few things that you may want to consider in your foreclosure home search. .
Although you have more choices as a investor buyer in today's housing market, the home buying process is still complex. What you don't know today about disclosures, mortgages, contingency clauses, property values, clouded titles, hollow warranties, to name just a few pitfalls, could cost you thousands of dollars. But how could you know? If you're like most home buyers, you don't make a purchase as big and complicated as a house every day. You … (0 comments)

My Client was crying at my listing presentation. . A Short Sale Tale in Maryland. - 07/12/08 02:53 PM
My client was crying during my listing presentation. . I didn’t know what I should do for a few seconds. . .
 Ok, this isn’t supposed to happen, my client started to cry right there sitting in the kitchen table.
I was at my listing presentation. . .
I’m a Realtor and not Dr Phil. . but  one of  the reasons why I became an agent is because I do care and I like to help people. . I simply just hate injustice.
 My client was crying because she couldn’t handle the pressure anymore. I just finished telling her that she maybe a good candidate … (5 comments)

Short Sales Realtor for Maryland DC and Virginia. In a Short Sale, how long do I wait before I can buy again? - 07/10/08 09:49 PM
Fernando, after a short sale, how long do I have to wait before buying my next house?  
If you're a seller trying to decide whether to let a home go through foreclosure vs attempting a short sale, salvaging your credit may be one of the  advantages for doing a short sale.
There is probably a better chance that you will be a homeowner again. . faster with a short sale vs a foreclosure." It could be as early as two years . . Your credit will probably take a hit with a short sale. . but a foreclosure will put an exclamation point to your … (1 comments)

Fernando, I live in Maryland. .When is a SHORT SALE an OPTION FOR ME? - 07/09/08 08:04 PM
Fernando, is a SHORT SALE a good option for me?
I get this question a lot these days. .
Is a short sale a good option for you?
After taking over 25 short sale listings this year alone, and repeating myself over and over for such an important decision,
I wrote an e-book. .email me for a copy at fernando@ReallyNiceHomes.com
It will soon be posted on our website.
"Is a Short Sale An Option For Me?".
We service only MARYLAND, DC and Virginia.. . but we don't discourage you if you want to talk about your situation if you live outside our market area, I know this … (0 comments)

Foreclosures for Maryland, DC and Virginia/ FREE LIST OF FORECLOSED /FORCLOSED HOMES IN MARYLAND ***FREE LIST**FORECLOSURE LISTINGS MD/MONTGOMERY COUNTY,FREDERICK COUNTY,PG COUNTY,HOWARD COUNTY,BALTIMORE - 07/09/08 06:49 AM
www.HERBOSO.com
Free Foreclosures Lists for Maryland DC and Virginia
www.HERBOSO.com
Receive a free list by email with all the foreclosures in your area. We are a company that actively finds the latest foreclosures every single day and pass the information to our subscribers.
If you are an investor in Maryland DC or Virginia . .you need us
If you are a First Time Home Buyer and you are looking for a bargain. . you need us
If you are just simply looking for your dream home and want to take advantage of all the foreclsoures out there . .you need
 
www.Herboso.com
… (0 comments)

Germantown Maryland Real Estate, SEARCH FOR foreclosures , HOMES FOR SALE, FORECLOSURES for GERMANTOWN MD- Montgomery County, Real Estate MD - 07/07/08 10:44 PM
Fernando, I want to move to Germantown MD, but I 'm concerned about the transportation. .can you help me?
"Germantown MD is too far, and there is no transportation!" As a real estate agent, I get a lot of these comments that aren't accurate at all. Transportation in Germantown is available from all angles. Germantown sits a short distance from Interstate 270 and is a stop on the MARC train commuter service's Brunswick Line, which operates over CSX's Metropolitan Subdivision. The railroad station is located  at the corner of Liberty Mill Road and Mateny Hill Road. The Montgomery County public bus system … (0 comments)

Buying a home in MD or finding a home in Montgomery County MD Germantown Real Estate Experts. . - 07/07/08 10:31 PM
Fernando, I want to ask for seller consessions to help me pay for ALL my closing costs when I buy my home in Germantown MD. .can you help me with this?
If we can get the seller to give a credit to you at closing . . .we have to check first with your lender’s underwriting guidelines
Sometimes we can get up to 6% and even higher closing help for you. .
But just remenber two things. . .
Your Lender and your Realtor HAS TO WORK TOGETHER ON THIS
and
You can not get more on seller consessions that you will need
in another … (0 comments)

Buying Foreclosures in Maryland DC and Virginia. Forclosed properties. . what should you expect at closing? - 07/07/08 10:12 PM
Fernando, I'm buying a foreclosure. . .Do I have to pay the past HOA fees?
 When buying a foreclosure, normally  the purchaser is responsible for all HOA dues and the property taxes, special assessments, and any related fees from. .
get this
From the date you have committed to purchase the property and NOT from the day of closing!
CYA
Cover Your Assets!!
Call ME!
Buying a foreclosure has it's risks. . .call me for guidance. .I can help!








Need immediate help? Call 240.426.5754 right now!Fernando@ReallyNiceHomes.com
For Sale | Frederick Condos For Sale | Urbana Homes For Sale | Frederick Homes For Sale | Any Germantown Real Estate | … (0 comments)

Buying Foreclosures in Maryland DC and Virginia. Foreclosed properties. . how to buy them and where to get them - 07/07/08 10:03 PM
Fernando, I'm buying a foreclosure. . .it looks that the "defaulted" previous onwers still living there. How Can I get them out?
 Simple, the purchaser at foreclosure is responsible for evicting anyone occupying the property, This  process may take several months. . you have just put yourself into a bad position.
You are buying a foreclosure. . . and all it's problems!
My suggestion, some banks have a CASH FOR KEYS program into effect. 
They will pay a fair amount of cash in exchange for them to leave the house. 
Paying now  will be cheaper than waiting for months and hiring a lawyer.. .to evict them.
Most of the … (0 comments)

Buying a home in Maryland or finding a home in Maryland . . .what should you expect from your Realtor! - 07/07/08 09:46 PM
Fernando, the sellers were supposed to clean the property before we went to closing. . .the house stinks!
The property is to be vacant and clear of trash and debris at the time of settlement.
I don't understand why this is so unclear for so many sellers?
Your junk is not wanted!
Frozen cans of paint over and over again. .after the last 3 winters.. . is not something that you should leave with the property.
                                                           “broom clean.” means that!!!!
Take a BROOM and CLEAN IT!
The degree of cleanliness required of the sellers should be reasonably . .
just clean the property out.
Your Realtor … (0 comments)

First time Home Buyers in Maryland, what are the benefits? SAVINGS in MD for being a 1st time home buyer - 07/07/08 09:23 PM
Buying a home in Maryland as a first time home buyer!
What are the benefits?
Firts the obvious. .it's always better to pay your OWN MORTGAGE than your LANDLORDS. .. .no doubt!
  Maryland state law for the purchaser's exemption from paying the Maryland State Transfer Tax defines First Time Home Buyer in the Annotated Code of Maryland, Tax-Property Article, §13-203(b)(1) and (2) as an individual who has never owned in the State residential real property that has been the individual's principal residence.
The SAVINGS from this proigram for first time home buyers is simply a GIFT
A Gift from the State of Maryland. . for being … (0 comments)

Buying Short Sales in Maryland, DC and Virginia. When buying a short sale makes the most sense? - 07/07/08 07:22 AM
Fernando, I want to buy a short sale, what should I consider when buying one?
If a home purchase is in your future and I assume you amd your Realtor have already went over and secure  the financing. . .in general:
There are 3 types of properties for Sale in the Maryland DC area today, they are:
#1 Short Sales  (pre-foreclosures, third party approval needed)
#2 Foreclosures (Bank owned properties)
#3 Traditional Sales (typical seller and buyer transaction)
The best deals I general are in the foreclosures. If you are my client and saving money is definitely a goal, a foreclosure will give … (5 comments)

Why I Love Germantown, Maryland. Located in the Heart of Montgomery County, a short drive away from Washington DC Metro Center. - 07/07/08 06:48 AM








Why I Love Germantown MD
I love Germantown because :
If you are new to Germantown Maryland and would like to see all the Houses For Sale in this area including all foreclosures. . please contact us. .we can help!
240-426-5754
Need immediate help? Call 240.426.5754 right now!Fernando@ReallyNiceHomes.com
For Sale | Frederick Condos For Sale | Urbana Homes For Sale | Frederick Homes For Sale | Any Germantown Real Estate | Any Frederick Real Estate | Any Montgomery Village Homes For Sale | Any Montgomery Village Real Estate | Any Homes For Sale In Frederick | Any Homes For Sale in Germantown | Any Real Estate … (0 comments)

Germantown MD Real Estate information, Germantown Maryland,germantown oktoberfest,family celebration festival for Germantown MD - 07/06/08 10:21 AM








Germantown MD
I love Germantown and one of it's attraction is the Germantown Oktoberfest
If you are new to Germantown Maryland and would like to see all the Houses For Sale in this area including all foreclosures. . please contact us. .we can help!
240-426-5754
Need immediate help? Call 240.426.5754 right now!Fernando@ReallyNiceHomes.com
For Sale | Frederick Condos For Sale | Urbana Homes For Sale | Frederick Homes For Sale | Any Germantown Real Estate | Any Frederick Real Estate | Any Montgomery Village Homes For Sale | Any Montgomery Village Real Estate | Any Homes For Sale In Frederick | Any Homes For Sale in Germantown … (1 comments)

Foreclosures for Frederick Maryland / FREE LIST OF FORECLOSED /FORCLOSED HOMES IN MARYLAND ***FREE LIST**FORECLOSURE LISTINGS MD/MONTGOMERY COUNTY,FREDERICK COUNTY,PG COUNTY,HOWARD COUNTY,BALTIMORE - 07/06/08 10:03 AM
If you are looking for Foreclosures in Frederick and it's surrounding areas.
CLICK HERE
This is a sample of what we are offering to our clients. .
by only subscribing to:
www.HERBOSO.com
Our personal mission is to bring to you a level of knowledge, experience, commitment, high standards and results to answer your housing needs. We believe, the most effective way to provide superior service is to build a strong working relationship with you. Our systems includes regular consultations and feedback, which is the best tool for identifying and clarifying your housing objectives and help define strategic solutions, full access to all of our Foreclosure … (0 comments)

Why Do I Need A Realtor To Buy A Home ? Looking for Listings On your Own? Well, if you are looking for listings in MD, DC and VA. .you need to read this! - 07/03/08 07:57 AM
Fernando, I can find all the homes for sale in the Internet. .why do I need a Realtor?
Simply because all the services that pull the listings from the MLS (our local provider for Maryland, DC and Virginia) .. .well, sometimes they take days to update.
You do want the latest listing don't you?
Another benefit is that we have contacts and relationships among Realtors and know details about certain new listings before everybody else. You benefit because of our relationships we accumulated over the years. .do you see how that can benefit you?
Yet another benefit, When you contact the listing … (2 comments)

Selling Your Home In Maryland. .what should you expect? - 07/03/08 06:54 AM
Fernando, I'm ready to downsize and buy a condo near the Metro can you help me?
I got this question from one of my dear clients yesterday.
My answer is below. .
I'm very happy to hear from you, I will be glad to give you additional information about purchasing a condo around Bethesda and the Rockville areas.
 
But first I would like to point out a few things. .
 
#1 You are right, it is an excellent time to buy, prices are at levels see many years ago. .and in some places even much more.
 
#2 The other side of the coin, not a good time to … (0 comments)

A buyer agent WILL NOT BUY YOU COOKIES ! - 07/01/08 10:06 AM
Buyer Agency
Many people do not realize they need representation when buying a home!  When you call the agent on the sign, are you aware they represent only the seller?  Look at it this way. . if you were going to trial, would you hire the same attorney as your opponent?Our buyer agents represent you. .at no cost to you, they are paid by the seller and their only goal is to negotiate the best possible price for you and your family.  
So is the seller's agent. .his only mision is to sell you at the HIHEST POSSIBLE PRICEA Buyer's Agent will … (3 comments)

Wanted " Your Hispanic Clients Referrals" - 07/01/08 06:00 AM
Hispanic Referrals
Hispanics value their families even more so than other cultures. Providing them with venues that will help them help their own families is a good start.
One way for you to benefit from the Hispanic market without learning a new language is for you to affiliate with  a Hispanic agent who speaks the language. That way both parties benefit from attracting clients from at least two cultures, while dealing with clients who feel most comfortable with them.
Trying to show houses to someone that speaks little English is not good service. . try to explain to them the effects of Radon Gas … (3 comments)

LUXURY HOMES FORECLOSURES FOR MARYLAND DC AND VIRGINIA, MILLION DOLLAR FORECLOSURES FOR MD DC VA, LUXURY REAL ESTATE BARGAINS IN MARYLAND - 07/01/08 05:49 AM


Need immediate help? Call 240.426.5754 right now!Fernando@ReallyNiceHomes.com
… (0 comments)

 
Fhmaxus2ar Ambassador_large

Fernando Herboso www.ReallyNiceHomes.com Herboso & Associates | MD & VA -

Gaithersburg, MD

More about me…

Maxus Realty Group - Broker 301-246-0001

Address: Serving Montgomery, Frederick, PG Counties Maryland PLUS Northern VA, Listing Marketing Expert at your service 30 miles radius from, Gaithersburg , MD, 20878

Office Phone: (301) 246-0001

Cell Phone: (240) 426-5754

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