Foreclosures in Montgomery County Maryland; How To Buy Them : SECRET #9 - 05/31/10 09:44 AM
Foreclosures in Montgomery County Maryland
10 SECRETS YOU SHOULD KNOW BEFORE BUYING A FORECLOSURE IN MONTGOMERY COUNTY MARYLAND Foreclosures come in all shapes and sizes in Montgomery County Maryland. In some instances you may find some that are totally run down, with mold and structural damage, and you may also find foreclosures that are located in good neighborhoods and ready for occupancy. Secret #9: “Let’s Low-Ball an Offer”
It’s all in the timing. . A good Realtor knows when to low ball. . Here are some of my own rules for my agents when we send a low ball offer. … (2 comments)
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Foreclosures in Montgomery County Maryland; How To Buy Them : SECRET #10 - 05/31/10 09:43 AM
Foreclosures in Montgomery County Maryland
10 SECRETS YOU SHOULD KNOW BEFORE BUYING A FORECLOSURE IN MONTGOMERY COUNTY MARYLAND
Foreclosures HERE
Foreclosures come in all shapes and sizes in Montgomery County Maryland. In some instances you may find some that are totally run down, with mold and structural damage, and you may also find foreclosures that are located in good neighborhoods and ready for occupancy. Secret #10: “Demand good FREE Service!”
The most important thing you can do when buying a home is to choose the right real estate agent before you start looking. We believe that our unique, “Advanced Property … (0 comments)
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Foreclosures in Montgomery County Maryland; How To Buy Them : SECRET #8 - 05/31/10 09:42 AM
Foreclosures in Montgomery County Maryland
10 SECRETS YOU SHOULD KNOW BEFORE BUYING A FORECLOSURE IN MONTGOMERY COUNTY MARYLAND
Foreclosures HERE
Foreclosures come in all shapes and sizes in Montgomery County Maryland. In some instances you may find some that are totally run down, with mold and structural damage, and you may also find foreclosures that are located in good neighborhoods and ready for occupancy. Secret #8: “I’ll wait until it’s the bottom of the market”
The only way to know the bottom.. is when is already on it’s way up ! Don’t fall for this trap either. . Opportunities exist … (2 comments)
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Foreclosures in Montgomery County Maryland; How To Buy Them : SECRET #7 - 05/31/10 09:42 AM
Foreclosures in Montgomery County Maryland
10 SECRETS YOU SHOULD KNOW BEFORE BUYING A FORECLOSURE IN MONTGOMERY COUNTY MARYLAND
Foreclosures HERE
Foreclosures come in all shapes and sizes in Montgomery County Maryland. In some instances you may find some that are totally run down, with mold and structural damage, and you may also find foreclosures that are located in good neighborhoods and ready for occupancy. Secret #7: “I saw it in TV and investing it's soooo EASY”
Oh sure, watching it done on TV. . It looks so easy. Right? Are they really buying those homes or just selling information? Anyone … (0 comments)
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Foreclosures in Montgomery County Maryland; How To Buy Them : SECRET #6 - 05/31/10 09:41 AM
Foreclosures in Montgomery County Maryland
10 SECRETS YOU SHOULD KNOW BEFORE BUYING A FORECLOSURE IN MONTGOMERY COUNTY MARYLAND
Foreclosures HERE
Foreclosures come in all shapes and sizes in Montgomery County Maryland. In some instances you may find some that are totally run down, with mold and structural damage, and you may also find foreclosures that are located in good neighborhoods and ready for occupancy. Secret #6: “I’ll just find it in the Internet. . “
Some Internet listings Services post “New Listings” weeks later.. .timing is paramount if you want to get a GREAT DEAL Information is money, information is … (0 comments)
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Foreclosures in Montgomery County Maryland; How To Buy Them : SECRET #5 - 05/31/10 09:40 AM
Foreclosures in Montgomery County Maryland
10 SECRETS YOU SHOULD KNOW BEFORE BUYING A FORECLOSURE IN MONTGOMERY COUNTY MARYLAND
Foreclosures HERE
Foreclosures come in all shapes and sizes in Montgomery County Maryland. In some instances you may find some that are totally run down, with mold and structural damage, and you may also find foreclosures that are located in good neighborhoods and ready for occupancy. Secret #5: “I’m not sure what type of home to buy”
Before you even begin looking at homes, it is in your best interest to first establish your criteria.
If you don’t have one. . It’s … (0 comments)
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Foreclosures in Montgomery County Maryland; How To Buy Them : SECRET #4 - 05/31/10 09:39 AM
Foreclosures in Montgomery County Maryland
10 SECRETS YOU SHOULD KNOW BEFORE BUYING A FORECLOSURE IN MONTGOMERY COUNTY MARYLAND Foreclosures come in all shapes and sizes in Montgomery County Maryland. In some instances you may find some that are totally run down, with mold and structural damage, and you may also find foreclosures that are located in good neighborhoods and ready for occupancy. Secret #4: “I’m buying paying it with CA$H!” Everybody PAYS CASH! Unrealistic offers will be rejected quickly even if you tell them you got cash. . . Learn to work with the banks. .they aren’t falling for the same … (0 comments)
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Foreclosures in Montgomery County Maryland; How To Buy Them : SECRET #3 - 05/31/10 08:34 AM
Foreclosures in Montgomery County Maryland
10 SECRETS YOU SHOULD KNOW BEFORE BUYING A FORECLOSURE IN MONTGOMERY COUNTY MARYLAND Foreclosures come in all shapes and sizes in Montgomery County Maryland. In some instances you may find some that are totally run down, with mold and structural damage, and you may also find foreclosures that are located in good neighborhoods and ready for occupancy. Secret #3: “ I have plenty of time, I’m not in a hurry” Our Foreclosures buyer agents are trained to inspect and pre-view foreclosures that may fit your criteria. . The only thing we ask from our clients … (0 comments)
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Foreclosures in Montgomery County Maryland; How To Buy Them : SECRET #2 - 05/31/10 08:23 AM
Foreclosures in Montgomery County Maryland
10 SECRETS
YOU SHOULD KNOW BEFORE BUYING A FORECLOSURE IN MONTGOMERY COUNTY MARYLAND Foreclosures come in all shapes and sizes in Montgomery County Maryland. In some instances you may find some that are totally run down, with mold and structural damage, and you may also find foreclosures that are located in good neighborhoods and ready for occupancy. Secret #2: “I can afford this much per month. . ” If you are buying a foreclosure based on how much you can afford to pay per month. . We need to … (0 comments)
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Foreclosures in Montgomery County Maryland; How To Buy Them : SECRET #1 - 05/31/10 08:07 AM
Foreclosures in Montgomery County Maryland
10 SECRETS YOU SHOULD KNOW BEFORE BUYING A FORECLOSURE IN MONTGOMERY COUNTY MARYLAND Foreclosures come in all shapes and sizes in Montgomery County Maryland. In some instances you may find some that are totally run down, with mold and structural damage, and you may also find foreclosures that are located in good neighborhoods and ready for occupancy. Secret #1: "I’m ready to Buy Now. ." If you are the type of person that will stay up at night watching TV infomercials telling you that you can buy properties for $500 dollars ! Reality check. . you are … (1 comments)
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Realtors: Are YOU Making These Deadly, Career Ending Mistakes? - 05/31/10 07:09 AM
An excellent article that reveals the reasons why you are not thriving right now. .here are my favorites:
Stop looking for your know it all real estate guru and become your own. “When you pray, move your feet!” 80% of your time should always be on new-business generation. -20% of your time should be taking care of existing business. Thomas Edison said it takes 10,000 times to become proficient at ANYTHING. Obama drama. (politics don’t have a place in your practice).
Via Tim and Julie Harris (Harris Real Estate University):
Listen NOW to the replay of HREU’s and Tim and Julie … (7 comments)
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Memorial Day 2010, Lest We Forget - 05/31/10 06:41 AM
Wishing you a great Memorial Day!
Via Ed Silva CDPE, GRI, ABR, Real Estate Agent (RE/MAX Partners, LLC, Prospect, Ct):
It is the VETERAN, not the preacher, who has given us freedom of religion. It is the VETERAN, not the reporter, who has given us freedom of the press. It is the VETERAN, not the poet, who has given us freedom of speech. It is the VETERAN, not the campus organizer, who has given us freedom to assemble. It is the VETERAN, not the lawyer, who has given us the right to a fair … (1 comments)
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INFINITE TITLE FAQ - For Consumers - 05/30/10 07:11 AM
Questions & Answers .. all about titles and the reason why you should take title insurance .
Via Jeremy Cohen - Infinite Title (Infinite Title Solutions):
What is meant by "Title?""Title" is the foundation of ownership property. It means that you have a legal right to possess that property and to use it within the restrictions imposed by authorities or limitations on its use-superimposed on the basic right to possession by previous owners.
What is Title Insurance?The legal answer is "the application of insurance principles to hazards inherent in real estate titles."
Do I need Title Insurance?Most definitely! Title insurance is a means of … (2 comments)
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New Homes For Sale in Clarksburg Md 20871 - 05/29/10 06:30 PM
Clarksburg MD New Homes For Sale New Homes for sale in Clarksburg MD as of May/June 2010 Market Report is for Clarksburg including New Homes in : Clarksburg Highlands Clarksburg Town Center Clarksburg Village Clarksburg Ridge Clarksburg Outside Grace Farm Arora Hills Woocrest Greenway Village Park Ridge Gateway Commons 1 Over 1 Why Use an Agent to Represent you Buying a New Home? The salesperson you encounter at a new homes site is representing THE BUILDER. . .WHO IS REPRESENTING YOU?NO ONE !5 Reasons why is that such a big deal to you? It doesn't cost you any more money. . you are paying for … (1 comments)
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New Homes For Sale in Clarksburg Maryland 20871 - 05/29/10 08:23 AM
New Homes For Sale in Clarksburg Maryland 20871
New Homes For Sale in Clarksburg Maryland 20871
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The Number One Short Sale Question - 05/29/10 07:14 AM
Elizabeth Weintraub writes an excellent article about short sales.
Should the homeowner stop making payments on their mortgages?
As Elizabeith points out, every situation is different. . but there is a rule most lenders have when they are considering a short sale for a homeowner
That rule becomes a question for them.. .
"If the homeowner is in a hardship. . why are their mortgage up to date?"
I can understand that in some instances, a homeowner sees trouble ahead and becomes pro-active before they experience it.
But in general. . your mortgage payment frequency is the exclamation point of your hardship
Via Elizabeth Weintraub, Sacramento Short Sale Agent, Land Park, East Sac 233-6759 (Lyon … (2 comments)
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21088 LA Hwy 22, Maurepas, LA 70449 - 05/29/10 06:51 AM
The diversity in Real Estate is apparent when you use ActiveRain. .
If you want to live by the river. . .you need a retainer wall. . no more sand baggin' on this one!
Via Darren James (Keller Williams - Livingston Partners):
Call IT YOUR GET AWAY! CALL IT YOUR CAMP! OR JUST CALL IT HOME! Whatever you call it, you can't help but enjoy yourself in this 2 bedroom/1 bath home that is in a great location with river access. This home is getting a makeover and is beginning to shape up! The exterior of the home features a 15x15 workshop, an 18x30 boat … (0 comments)
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Homes For Sale in Fallsgrove in Rockville Maryland 20850 - 05/28/10 11:56 AM
Homes For Sale in Fallsgrove in Rockville Maryland 20850 Homes For Sale in Fallagrove in Rockville Maryland 20850
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Homes For Sale in Lakelands Gaithersburg Maryland 20878 - 05/28/10 11:37 AM
Homes For Sale in Lakelands Gaithersburg Maryland 20878
Latest Listings in the Lakelands
Homes For Sale in Kentlands Gaithersburg Maryland 20878
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Don't Cloud the Issue! - 05/28/10 05:55 AM
An excellent article about title problems that maybe hiding until is time to sell your home.
For example, most homeowners are not aware that if the contractor you paid fully after performing work in your house. . .if he/she fails to pay their employees or sub-contractors, they can put a mechanics lien against your property.
Via Mykel Martin (Rancho Cucamonga, CA. Real Estate):
How To Clear Up Clouds On Your Title
At close of Escrow, as a Seller you will be required to provide clear title to a Buyer, a title free of any liens, judgments, or clouds on the title. A lien is a claim to property for the re-payment … (2 comments)
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Homes For Sale in Germantown Churchill Germantown MD 20874 - 05/27/10 09:05 AM
Homes For Sale in Germantown Churchill Germantown MD 20874
Homes For Sale in Churchill Town Sector Germantown MD 20874
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Homes For Sale in King Farm in Rockville Maryland 20850 - 05/27/10 08:53 AM
Homes For Sale in King Farm in Rockville Maryland 20850
Homes For Sale in King Farm in Rockville Maryland 20850
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Homes For Sale in Fountain Hills Germantown MD 20874 - 05/27/10 08:37 AM
Homes For Sale in Fountain Hills Germantown MD 20874
A convenient neighborhood located in the intersection between Great Seneca Hwy and Clopper Rd Germantown Maryland, 20874
Fountain Hills Germantown All Homes For Sale Fountain Hills in Germantown MD 20874 Before you move to any new town and a new community, it’s very advisable that to do a little research and discover as much as possible about the location that you are considering buying a house; I hope we can have the opportunity to help you choose the right place if you are relocating to Maryland and … (0 comments)
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Carolyn Capalbo Is A REALTOR In Northern Virginia That Needs Your Help - 05/27/10 06:14 AM
Carolyn Capalbo is a real estate agent in Northern Virginia that her business has suffered because of sharing the same name with someone else. .
It could happen to anyone. . (read the story below)
But when it comes to real estate.. . there is no confusing.. . there is only one Carolyn Capalbo
Via Lisa Udy Realtor Utah Real Estate Specialist (Logan Utah Real Estate The Platinum Real Estate Group):
Carolyn Capalbo Is A REALTOR In Northern Virginia That Needs Your Help
Carolyn Capalbo is a real estate agent in Northern Virgina that is being punished for having the wrong name. … (1 comments)
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Pricing the Short Sale Right is Imperative for Success. - 05/26/10 03:42 PM
Excellent article about pricing short sales. .
The lenders don't want to approve a short sale when they could get a lot more foreclosing the property. There is a balance there somewhere where your Realtor should advice you where to price your house. . .that balance determines if your short sale is successful or not.
Via Bryant Tutas-Tutas Towne Realty, Inc:
One of the keys to having a successful Short Sale is pricing. Now there are folks that say pricing doesn't matter because the seller is receiving no funds anyway. Well....they're worng. Tell that to the seller who has to pay taxes on the "short".
It is imperative that the … (1 comments)
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When Can I Buy a Home Again if I do a Short Sale? - 05/26/10 06:58 AM
An excellent post about when can you buy again after a short sale. .
Via Jessica Sulliman (Ashby Realty Group, LLC):
This is probably the most important factor for most homeowners when considering a short sale. What will the impact be to my credit, and when can I buy again? So, here is the scoop.
FHA Financing Guidelines after a Short Sale, Bankruptcy, Deed In Lieu of Foreclosure or Foreclosure:Chapter 7 Bankruptcy:FHA requires that the minimum waiting time is typically no less than two years from the discharge date. In addition, the borrower must have re-established good credit or chosen to … (1 comments)
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Silver Spring Maryland Foreclosures - Short Sales Featuring LONGMEAD Subdivision 20906 - 05/25/10 10:15 PM
Homes For Sale in Longmead in Silver Spring 20906
Homes For Sale in Longmead in Silver Spring 2090
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Inventory? . . .What Inventory? - 05/25/10 10:11 AM
… (4 comments)
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WELLS FARGO Loan Modification Denied. . Now What? Short Sales With Wells Fargo in MD, DC and VA - 05/25/10 08:52 AM
WELLS FARGO Loan Modification Denied. . Now What?
After waiting for months and falling behind on your mortgage they told you:" NO DEAL"? As you are aware, depending on your individual circumstances, you may be able to work out an alternative repayment option that can help you get out of default. That is called a loan modification. Except under some circumstances Wells Fargo can deny a loan modification based on the 31% RULE. . You should know that homeowners must meet certain basic qualifications to be eligible for a modification under the Wells Fargo Program.You must pass their guidelines and … (1 comments)
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WACHOVIA Loan Modification Denied. . Now What? WACHOVIA SHORT SALES IN MARYLAND - 05/25/10 08:40 AM
WACHOVIA Loan Modification Denied. . Now What?
After waiting and waiting they told you. . NO DEAL? One of the main reasons why Wachovia may deny your loan modification application is simply because you can not afford to live in your current place. Your income is simply not sufficient. You should know that homeowners must meet certain basic qualifications to be eligible for a modification under the Wachovia Program. You must pass their guidelines and the most important one is the 31 percent test. If the the mortgage payments are 31 percent of the homeowner’s monthly income, then you … (0 comments)
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Changes to the FHA Short Sale Process - 05/25/10 06:59 AM
A lot of great information about FHA short sales
Via Brad & Traci Brusenhan (Brusenhan & Associates Realty - Dallas, Texas):
Essentially, HUD (our federal government) has determined that their way of helping the homeowner is to dramatically reduce the opportunity for FHA borrowers to successfully complete a short sale. The 82% net to lender rule that has always been in place is out the window now. Is this what they are doing with our $750 billion dollars? There are several points to these new guidelines that should be thoroughly considered.
For one, I am not at all thrilled about … (1 comments)
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Questions Answered About Short Sale Approval Letters - 05/24/10 07:51 AM
How to avoid a future Deficiency Judgment when you are doing a short sale?
Pick the right Realtor and consult with your attorney.
The steps below are similar for a Maryland homeowner doing a short sale
Via Melissa Zavala Realtor® North San Diego County Homes (Broadpoint Properties):
I came down with the flu on Friday. At least, I think it is the flu. It's a wild combination of cold stuff and fever that has kept me away from the computer. When I checked my email this morning, I had an email from a Realtor® friend who had some questions about short sales and deficiency. … (1 comments)
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UPSIDE DOWN? You may be able to avoid foreclosure! - 05/21/10 10:00 AM
Excellent advice from Susan Neal. .
Lenders and the Government do want to help homeowners avoid a foreclosure at all costs. . . you must seek help with the right representation
Via Susan Neal, Fair Oaks CA Real Estate Broker (Century 21 Noel David Realty):
Important! If your home is "upside down," you owe more on your home than its current market value, and you are having trouble making your house payments, there may be a chance of you to avoid foreclosure. The Home Affordability Foreclosure Alternative program (HAFA) has several ways you might be helped. Your bank will send you a letter offering you this program, but … (1 comments)
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Honoring Carole Provenzale... a Mother a Friend a Mentor and so Much more...she was our Everything - 05/20/10 06:51 AM
In honor to the memory of Carole Provenzale
from her blog. .
Surprise!! A hidden beautiful butterfly resting on the tree :)
Via Carole Provenzale Owner, Feng Shui Long Island & New York (Feng Shui Long Island & New York City):
Honoring Carole Provenzale... a Mother a Friend a Mentor and so Much more...she was our Everything
Carole Provenzale
Dear Friends of Carole Provenzale,
My name is Laura Cerrano, Carole Provenzale's daughter, I had the pleasure of meeting some of you at RainCamp in New York City. I want to honor my mother by thanking her for EVERYTHING that she … (1 comments)
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Feeling a little - "Sold Out"... (from Lender to Servicer and to Servicer to Servicer? - 05/20/10 06:23 AM
Great post from Embarcadero Investments.
What is a SERVICER?
Having to deal with them in a daily basis doing short sales. . I know them too well
Via Rosemary Brooks -Mother & Daughter (866)-543-0461 (EMBARCADERO INVESTMENTS - 866-543-0461):
I don't think this really matters ...to know when your lender actually sold your loan or how many times they will probably do it before you pay it off, because your loan can be sold over and over.... Did you know that?
And I don't think it matter to you if they sold it or not! But some think that … (0 comments)
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Short Sale Myths Explained! - 05/19/10 10:28 PM
One of the short sales myths dispelled.. .
"Short selling a home is embarrassing…"
in that case. . .what is a FORECLOSURE?
Via Lisa Udy Realtor Utah Real Estate Specialist (Logan Utah Real Estate The Platinum Real Estate Group):
Many people in today's real estate market are underwater on their mortgages. Many have heard about short sales, but many also have false information regarding the short sale process. The truth is, a short sale can be a great way for a distressed homeowner to sell their home if they owe more money then the home is worth.
Some of those myth's … (2 comments)
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What Short Sales Are Really About - 05/19/10 06:24 AM
A good example that perseverance pays when doing short sales
Via Matt Side (Alliance Short Sales):
Sometimes the short sale business is less about money than it is about helping the seller out of a really tough spot. This is a special story, and for those of us who worked so hard on it, the outcome was well worth the (many) extra hours.
Because of this short sale, the real estate agent involved recently became the runner up for the longest short sale in our company's history! 21 months to get it through! Eight BPOs and multiple buyers later, … (2 comments)
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Be Your Agent’s Ally. Short Sales Are Battles With The Banks…Don’t Leave Undiscovered Land Mines - 05/19/10 06:21 AM
Valuable advice for Short Sales Sellers
Via Toni Dalrymple, REALTOR (Keller Williams - Tri Valley Realty):
A Smooth Transaction is everyone's goal.
You may not know this, but your REALTOR® is working very diligently behind the scenes to get your bank to approve your short sale. They are faxing and re-faxing the same documents to the same departments because the bank has lost the paperwork. They are waiting 40 minutes on the phone just to speak to a representative that is now answering questions about foreclosure dates and HAFA guidelines that last week was processing insurance payments for the … (0 comments)
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Foreclosures in Washington DC : Thinking about buying a Washington DC Foreclosure ? - 05/18/10 08:49 AM
Thinking about buying a Washington DC Foreclosure ? WAIT NO MORE! "THE MOTHER OF ALL SALES" Here are two reasons to buy now in Washington DC 1-Buyers have bargaining power. Do you realize that besides lowering their prices, sellers have found they have to make other concessions to close a deal. EVEN BANKS! Whether it's paying your closing costs or throwing in some new carpet, those are extras that buyers are in position to negotiate. 2- Home loan providers are anxious to find qualified borrowers. While lenders have tightened new home loan qualification standards, they are also eager to find qualified … (0 comments)
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Gaithersburg MD Foreclosures: Thinking about buying a Gaithersburg MD Foreclosure ? - 05/18/10 08:36 AM
Thinking about buying a Gaithersburg MD Foreclosure ? WAIT NO MORE! "THE MOTHER OF ALL SALES" Here are two reasons to buy now in Gaithersburg MD: 1-Buyers have bargaining power. Do you realize that besides lowering their prices, sellers have found they have to make other concessions to close a deal. EVEN BANKS! Whether it's paying your closing costs or throwing in some new carpet, those are extras that buyers are in position to negotiate. 2- Home loan providers are anxious to find qualified borrowers. While lenders have tightened new home loan qualification standards, they are also eager to find qualified … (0 comments)
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Clarksburg MD Foreclosures: Thinking about buying a Clarksburg MD Foreclosure ? - 05/18/10 08:15 AM
Thinking about buying a Clarksburg MD Foreclosure ? WAIT NO MORE! "THE MOTHER OF ALL SALES" Here are three reasons to buy now in Clarksburg MD: 1-Interest rates are at historic lows. . in 1979 rates where up at 17% !!! Today? Hovering around 5% and the builders have some great incentives if you want to go NEW 2-Homes are cheap. Property values have dropped dramatically and now you can now buy homes in some instances 50% OFF from the highs just a few years ago. . . 3-Do yourself a favor, compare your monthly rent and why would a mortgage payment … (0 comments)
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Thinking about buying a Germantown MD Foreclosure ? ALL THE LISTINGS HERE - 05/18/10 08:07 AM
Thinking about buying a Germantown MD Foreclosure ? WAIT NO MORE! "THE MOTHER OF ALL SALES" Here are three reasons to buy now: 1-Interest rates are at historic lows. . in 1979 rates where up at 17% !!! Today? Hovering around 5% 2-Homes are cheap. Property values have dropped dramatically and now you can now buy homes in some instances 50% OFF 3-Do yourself a favor, compare your monthly rent and why would a mortgage payment would be buying the same type of apartment condo. .you will find out that there is no much difference between the two and the interest deductions … (0 comments)
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FORECLOSURES SEARCH for MD DC and VA . . HUGE PICTURES AND THE LATEST LISTINGS - 05/18/10 07:03 AM
Foreclosures in Annandale VA Foreclosures in Arlington VA Foreclosures in Bethesda MD Foreclosures in Boyds MD Foreclosuresin Clarksburg MD Foreclosures in Frederick MD Foreclosures in Germantown MD Foreclosures in Gaithersburg MD Foreclosures in Hyattsville MD Foreclosures in Kensington MD Foreclosures in Montgomery Village MD Foreclosures in Olney MD Foreclosures in Potomac MD Foreclosures in Rockville MD Foreclosures in Silver Spring MD Foreclosures in Urbana MD Foreclosures in Washington DC
… (2 comments)
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ANOTHER GREAT BOA SHORT SALE SUCCESS STORY!!! - 05/18/10 06:42 AM
After being canceled 5 TIMES !!! . this SHORT SALE GETS CLOSED!
Sometimes persistence and being aggressive makes all the difference in the world.
The best of it. . is one less foreclosure in the neighborhood and a homeowner that averted a foreclosure in their record.
Via LeAndra Shepherd (Independence Realty):
Sales Price: $600,000 Status: Closed!
Bank Paid Fees: Escrow, Termite $3900.00 (Partial), 6% Commission, Delinquent Property Taxes, NHD,
Area: Upland, Ca
Comparable Properties: $480,000-$650,000
Sellers: Loss of Business Income due to Economy, kids in College, Adjustable Rate Mortgage with a Principal Balance at $782,000.
Bank of America canceled this file 5 times, one of the … (2 comments)
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MARYLAND SHORT SALES: New HAFA Program Supporting Documentation Full Release From a "Deficiency Judgment" - 05/17/10 05:27 PM
New HAFA Program Supporting Documentation Full Release From a "Deficiency Judgment"
Download the: The FULL RELEASE from a DEFICIENCY JUDGMENT if you use HOME AFFORDABLE FORECLOSURE ALTERNATIVES (HAFA) PROGRAM TO SELL YOUR PROPERTY AS A SHORT SALE . . .
Home Affordable Foreclosure Alternatives Program – The Best Terms for the HOMEOWNER . .FULL RELEASE!
"Satisfaction and Release of Liability. If all of the terms and conditions of this Request are met, upon sale and settlement of the property, we will prepare and send to the settlement agent for recording, a lien release in full satisfaction … (0 comments)
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MARYLAND SHORT SALES: New HAFA Program Supporting Documentation DEED IN LIEU OF FORECLOSURE READY FOR USE. . - 05/17/10 05:17 PM
New HAFA Program Supporting Documentation DEED IN LIEU OF FORECLOSURE READY FOR USE. .
Download the: DEED IN LIEU (DIL) HOME AFFORDABLE FORECLOSURE ALTERNATIVES (HAFA) PROGRAM TERMS AND CONDITIONS
Home Affordable Foreclosure Alternatives Program – Deed-in-Lieu of Foreclosure
A “deed-in-lieu of foreclosure” is specifically designed to help borrowers who are unable to afford their first mortgage and want to avoid foreclosure. With a DIL, you voluntarily transfer ownership of your home and all real property secured by your mortgage loan (Property) to us to satisfy the total amount due on the first mortgage.
Enclosed you will … (0 comments)
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MARYLAND SHORT SALES : HOME AFFORDABLE FORECLOSURE ALTERNATIVES (HAFA) PROGRAM TERMS AND CONDITIONS - 05/17/10 05:10 PM
New HAFA Program Supporting Documentation READY FOR USE. .
Download the: HOME AFFORDABLE FORECLOSURE ALTERNATIVES (HAFA) PROGRAM TERMS AND CONDITIONS
Enclosed you will find the full HAFA Agreement TERMS and CONDITIONS Please go here to find out if you can use HAFA to get relief from an underwater home.
What is "HAFA" Home Affordable Foreclosure Alternative all about?? It is part of the Obama Administration's broad, comprehensive strategy to get the economy and the housing market back on track. It all started with the making "Home Affordable Program" offering options for homeowners in distress. They started with an alternative for refinancing mortgage loans … (0 comments)
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New HAFA Program Supporting Documentation "The Agreement" - 05/17/10 05:01 PM
New HAFA Program Supporting Documentation READY FOR USE. .
Highlights: HOME AFFORDABLE FORECLOSURE ALTERNATIVES (HAFA) PROGRAM
A Goverment program that can assist homeowners when they have a "mortage underwater" What is "HAFA" Home Affordable Foreclosure Alternative all about?? It is part of the Obama Administration's broad, comprehensive strategy to get the economy and the housing market back on track. It all started with the making "Home Affordable Program" offering options for homeowners in distress. They started with an alternative for refinancing mortgage loans through the Home Affordable Refinance Program (HARP) They also offered through the Home Affordable Modification Program (HAMP) an attempt for loan … (0 comments)
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Home For Sale MLS #AR7339248 5861 N 1ST STREET ARLINGTON, VIRGINIA 22203 - 05/17/10 03:58 PM
New Listing Herboso & Associates Proudly Presents. . MLS #AR7339248 5861 N 1ST STREETARLINGTON, VIRGINIA 22203Bedrooms: 4 Bathrooms: 2 Not a Foreclosure. . Not a short saleListing Price: $539,900 "If pictures are worth a thousands words. . here's a whole story"
Completely Renovated For You!! Just 10 Minutes to Downtown Washington DC Wood Floors Fireplace A Dream Kitchen Granite Counters All Wood Cabinets Stainless Steel Appliances Inviting. . Beautiful Detail. . . Classy Baths Shower for two! Natural Stone Baths New Hi-Grade Carpet in Basement Brand New Deck. . .perfect for tea Privacy Galore. . Completely New Landscape Including the Grass Located … (2 comments)
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Short Sale Legal Issues Affecting Real Estate Agents - Part #1 - 05/17/10 07:53 AM
Great information about short sales
Via Drew Sygit (The Lending Edge) Real Estate Financing Expert (The Lending Edge):
Short Sale Legal Issues Affecting Real Estate Agents - Part #1
This series of posts is meant to assist real estate agents in recognizing:
Legal & Tax Issues their clients are exposed to through a short sale. The legal liabilities agents may expose themselves to when representing short sale sellers. How did I come up with this series idea?
I do a lot of networking which leads me to meet quite a few attorneys. Many of them seem to be getting into … (1 comments)
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Make Payments? Walk Away? Short Sale? HELP!! - 05/17/10 07:41 AM
Top questions to ask if you are contemplating a short sale
Via Dawn Maloney, CDRS Elite (RE/MAX Commitment):
Make Payments? Walk Away? Short Sale? HELP!!
Trying to get answers from the bank, friends, relatives about what to do? The answers are very hard to find! Where to turn, what is best for my situation?
Here are some of the top questions I am asked by sellers concerning short sales in Ohio: Q. Do I qualify for a short sale?A. If you cannot make payments or are in imminent danger of not being able to make payments, or if you are insolvent, generally the answer is … (3 comments)
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13917 COACHMANS CIRCLE GERMANTOWN, MARYLAND 2087 HOME FOR SALE - 05/14/10 10:40 AM
Photo Gallery - MLS #MC7335886 13917 COACHMANS CIRCLE GERMANTOWN, MARYLAND 20874 Bedrooms: 5 Bathrooms: 3 Partial Baths: 1 Fireplaces : 2 Listing Price: $475,000 Contact Listing Agent: Fernando Herboso 240-426-5754
… (3 comments)
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Fannie Mae Pushed Sellers Into Default and Then Demanded Cash - 05/14/10 06:40 AM
Another short sale that did not occur because of a
Lender's Greed. .
Via Elizabeth Weintraub, Sacramento Short Sale Agent, 916.233.6759, Lyon RE (Lyon Real Estate):
My husband and I watched a cute movie last night -- Pirate Radio. It's about a bunch of misfits in the mid-1960s who broadcast Radio Rock off the shores of Great Britain. The movie stars Philip Seymour Hoffman, who has won an Oscar, and Rhys Darby, that guy who plays Murray in the Flight of the Conchords. My husband thinks he knows everything about the 1960s, although, as I love to point out, in … (3 comments)
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Maryland New Foreclosure Law House Bill 472 Compliance Relating to Notice of Intent to Foreclose - 05/13/10 09:25 PM
New Foreclosure Law for Maryland Residents . .to be effective July 1st 2010
Highlights:
Commissioner of Financial Regulation
Advisory NOTICE
May 5, 2010
MARYLAND FORECLOSURE MEDIATION
Interim Guidance on Implementation of House Bill 472
Compliance Relating to
Notice of Intent to Foreclose
On July 1, 2010 (the “Effective Date”) Maryland’s new foreclosure mediation law will go into effect. Beginning on the Effective Date, each secured party must meet new requirements … (1 comments)
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New foreclosure rules in Maryland effective June 1, 2010 - 05/13/10 08:49 PM
*** Please note, the new law is to be effective on JULY1st 2010
Short Sales Expert
A new attempt to help homeowners in Maryland when they need help to save their homes or have a dignified exit using a short sale.
I do short sales in Maryland and Virginia and I can tell you that Maryland residents should thank the General Assembly and the Secretary General for their efforts to assist homeowners.
Virginia does not offer the same protection unfortunately . .
Here's the new law Foreclosure Bill Maryland
Via CHARLENE PERRY (THE PREFERRED TITLE GROUP, INC. ):
The Maryland General Assembly has recently ended it's session for the year and the … (0 comments)
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Does this Make YOU Think?? - 05/13/10 06:52 AM
"One of every seven people in the United States is of Hispanic origin" and in 2050 it is projected to be 1 out of every 4 people. .YES, I think a sensible immigration Reform has to pass soon. . en 2050 voy ha escribir este mismo post en Español. . .si sigo viviendo. .
Via Charles Gardner-Real Estate Investor (Humble Homz, LLC):
This Post by Chris MclLaughlin made me stop and think..
Friday File - 15 Minute Real Estate Investor Resolution!
Earlier this week we spent some time discussing the potential ramifications related to the passage of HR 2499...the Puerto Rico Democracy Act of 2010 … (1 comments)
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Who Cares About the Home Owner's Hardship... What About the Banks? - 05/13/10 06:45 AM
Strategic Defaults
A growing trend that could change the industry and affect the economy and recovery for the US
Via Toni Dalrymple, REALTOR (Keller Williams - Tri Valley Realty):
Who Cares About the Home Owner’s Hardship…What About The Banks?
Before you take out your tomatoes to throw at me, please let me clarify.
Here in Mountain House, Livermore and Dublin CA there are a lot of homeowners that owe more than their homes are worth. These homeowners also known as underwater homeowners owe more on their house than what their home is worth. Many of these homeowners have continued to make their mortgage payments out … (1 comments)
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Short Sales Questions & Answers . . .Are You Considering One? - 05/12/10 06:49 AM
These are the very first questions I will ask when a potential client calls me for an initial consultation. .
How much do you owe on the property? If you owe to the bank more than what your house is worth. .then you are underwater. .meaning that you can't sell your home unless you bring a lot of cash to the closing table. You may qualify for a short sale. . that is if you don't have the cash.
Does anyone else have a legal ownership interest in the property? Everyone on the title must agree to a short sale. . very sticky if you are getting a divorce. All … (5 comments)
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Losing a Rental Property Thru a Short Sale? Consider a Zero Equity 1031 Exchange! - 05/12/10 06:39 AM
Another way to protect yourself if you are an investor and you are doing a short sale
Via Bill Exeter (1031 Exchange Expert) (Exeter 1031 Exchange Services, LLC):
You are probably asking yourself "why would I even need to think about a 1031 Tax Deferred Exchange if I'm losing my rental property through a short sale transaction?" The answer is an easy one, but its one that many investors going through a short sale on rental property may not be aware of.
Short Sale Scenario
Our story begins with a real estate investor who has been acquiring and accummulating rental … (1 comments)
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Need Legal Advice about Your Short Sale? Don’t Start with a Bankruptcy Lawyer! - 05/12/10 06:34 AM
An ethical family law attorney will advise their clients to search for alternatives to Chapter 7 or Chapter 13. A short sale can be an alternative that could be the determining factor NOT to declare bankryptcy.
Unfortunately some bankruptcy attorneys have only one advice. . .
Via Matt Side (Alliance Short Sales):
Let's say Mrs. Eichenberry is a regular at "Antiques ‘R Us." The proprietor knows her house is about to split apart at the seams, and that Mr. Eichenberry has threatened to move his bedding into the garage to get away from all the antiques his wife has purchased … (2 comments)
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Another Reason why a Short Sale is Denied. . . - 05/11/10 06:55 AM
Another Reason why a Short Sale is Denied. .
What are reasons why a short sale might be denied? Knowing the lender’s guidelines As simple as that. One of the first things you need to do is know the lender’s guidelines as far as short sales are concerned. Each lender have their basic requirements and it is your Realtor's job to know what are those. Regardless of whether you’re applying for a HAFA Short Sale or a regular Short Sale, you need to know what the requirements are and what to expect. Fail to meet these and the short sale has no … (5 comments)
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Bank Of America Loan Modification Denied. . Now What Are My Options? - 05/11/10 06:41 AM
Bank Of America Loan Modification Denied. . Now What Are My Options?
What is your next step when a loan modification has been denied? Fernando,We sent in the requested income and expense worksheet to Bank of America , and they told us that we didn't qualify for a hardship modification because our expenses were larger than our income and we need to sell the house in a short sale. We do not want to lose our home, Can you help us?XXXXXXDear XXXXXUnfortunately most people see selling their home as losing their home in a short sale. That is not the case. You … (2 comments)
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The Short Sale "Hardship" Defined - 05/11/10 06:25 AM
The most important factor why a lender should approve a short sale is:
The Hardship
Another great post explaining the definition of a HARDSHIP
Via Jessica Sulliman (Ashby Realty Group, LLC):
A Short Sale is often a last resort alternative to foreclosure. It is, in simple terms, a seller's attempt to sell their home for less than what is actually owed on the property. In most cases (but not all), you must have a "hardship" for the lender/lienholder to consider accepting the short sale. As far as they are concerned, they would much prefer it be your problem than their problem. So, you are … (1 comments)
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Are Strategic Defaults a Moral Issue? - 05/11/10 06:20 AM
Another great post that outlines the reasons why people may walk away . .
considering:
In a short sale , you sell your house
In a foreclosure, you lose it
Via Fran Gatti - Realtor®, RDCPro®, Crescent City CA Real Estate (RE/MAX Coastal Redwoods):
According to the Washington Post:
24% of all U.S. homeowners are underwater with their home loan, meaning they owe more than their home is worth. New foreclosures are far outpacing loan modifications. Economic weakness and government debt is what is really ailing the housing market. And, strategic defaults are on the rise. These are homeowner's who still have the capability … (1 comments)
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So, Where is the "Moral Obligation" on Commercial Loans and Strategic Defaults? - 05/10/10 08:32 PM
A 3 Billion Dollar plus Short Sale. . .(3,000,000,000,000,000,000.00) where the moral constraint does not reign over their decisions and is instead diverted to a poor homeowner that is prisoner of it's own demise in an underwater home.. . working two jobs and sacrificing to pay their mortgage.
Via Roger Johnson, Realtor - Hickory NC Real Estate (CENTURY 21 American Homes):
There has been article after article and blog post after blog post on the subject of strategic defaults and the 'moral dilemma' of it (or lack there of, if that's your position). Many believe that it is immoral for a person to decide to strategically … (2 comments)
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Strategic Defaults (aka "Walking Away") are OK - 05/10/10 02:30 PM
Walk Away?
Is that solution that you should consider if your current house in underwater?
check the video below that could help you understand the problem you are facing today.
Via Spencer Rascoff (Zillow):
I've kept mostly silent on this blog about a very important issue affecting the housing market -- strategic defaults. This is the phenomenon where a homeowner, so deeply underwater on their home, decides to stop paying the mortgage and let the bank foreclose upon the home. Some estimates say that this describes as many as 1 in 5 foreclosures, which is very scary considering that housing data shows around 23% of mortgage … (2 comments)
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"WALKING AWAY" IS A MAJOR TREND---LET'S NOT PUT OUR HEADS IN THE SAND! - 05/10/10 07:00 AM
The sad thing about this is that homeowners in over 50% of foreclosed properties, never say a word and they just accept the fact.
With the new HAFA Program and different ways to do loan modifications. . walking away should not be the only thing to do.
Excellent post that warns us not to commit the same mistakes again.
Via Paula Hathaway (Prudential Douglas Elliman Real Estate):
IF YOU WATCHED 60 MINUTES LAST NIGHT ON CBS, YOU TOO CAN SEE THE WRITING ON THE WALL! Homeowners are considering walking away from "underwater" homes---and they are doing it in great numbers. These are not your "subprime" mortgage foreclosure---they are average homeowners … (0 comments)
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Chase Loan Modification Denied. . Now What? - 05/10/10 06:55 AM
Chase Loan Modification Denied. . Now What?
What is your next step when a loan modification has been denied? Fernando, I have been in the loan modification process for over 8 months now. They denied me this past September and said to try again. They gave us no explanation as to why I was denied. We have made all of the loan modification payments on time. I just received a letter from Chase denying me again. They stated that we did not provide them with all of the information needed within the time frame required per our trial modification … (2 comments)
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SHORT SALES FRAUD. . .an Emerging Trend? - 05/10/10 06:54 AM
SHORT SALES FRAUD. . .an emerging trend?
What can you DO as a Realtor when someone promises you a double commission? It's hard enough that your client finally has giving you their full trust to help them in such a serious problem. . They are underwater, they can't pay their mortgage and a foreclosure slowly is becoming a reality . . Here come SWIPER ( We watch a lot of Dora The Explorer on my house) out of the woods and tells you: it is OK for you to give your clients confidential information and they will take … (3 comments)
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BPO or Brokers Price Opinion. What does that mean to my short sale deal? - 05/09/10 05:34 AM
The BPO can make or break a short sale.
It is a crucial part for a successful short sale
Via Jonathan Katz (Absolute Consulting Group):
Question: “Thanks for the quick Response, Jonathan. No pun intended… Wanted to check with you if the BPO would shatter our Short Sale possibility. Apparently, I was reading a couple of articles on the internet that said the BPO is something that Realtors do on behalf of the Lender but with minimal dedication and/or sincerity. Whatever they quote is the Final price for the lender and that might create havoc to our Short sale. I … (4 comments)
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LOCK CHANGES ARE KILLING THE SHORT SALE BUSINESS - 05/08/10 10:24 AM
What authority has the bank to change the locks of a borrowers's home before they foreclose on the property?
Last time I checked the homeowner still have full control of a property while the title is on their names. .
Via Wendy Rulnick "Its Wendy!" Destin Florida Short Sales (Rulnick Realty, Inc.):
Since I wrote my last blog post about BANKS CHANGING LOCKS on short sales I have had three more cases of lock changes. Today it was on an $850,000 home in a secure gated subdivision on 30-A in Santa Rosa Beach, FL. In fact, just yesterday we received an offer on the property. The home is … (6 comments)
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Two Loans on a Short Sale Are Not Impossible to Close - 05/08/10 10:18 AM
The question I get the most form buyers agents on my short sale listings is ... "How many loans? "
The number of loans does not make it easier or harder. . is the investor itself.
I had closings with two lender and a lien with HOA's to close and I also had one lender short sales that dis not close.
In general is not the number that counts . .is the quality and their motivation that make a short sale successful
Via Elizabeth Weintraub, Sacramento Short Sale Agent, 916.233.6759, Lyon RE (Lyon Real Estate):
As a Sacramento short sale agent, the most common question I get asked … (1 comments)
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AMAZING..50% Of ALL US Home Sales Short Sales and REOs! | How To List REOs - 05/07/10 06:57 AM
50% of all homes are short sales and REO's . .what an amazing fact and an indication of how much our market has changed
Via Tim and Julie Harris (Harris Real Estate University):
Anyone who reads our main blog, TimandJulieHarris.com knows that we are CNBC fans….specifically, Diana Olick.
She is someone who seems to have no sacred cows when it comes to reporting on real estate. She reports the housing news as she sees it…and pays no attention to the long held real estate industry mooring lines.
This article is an absolute must read for every agent. If you don’t … (3 comments)
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Sold Your Home in a "Short Sale"...Now What? - 05/07/10 06:54 AM
There is life after selling your home in a short sale. . . Most people that had to endure a short sale will be coming back as homeowners soon. . . and they will be leading the way to bring the housing market back up together.
Via Raine Spivey (RE/MAX Legacy):
"Short Sales" have become a common theme to homeowners, and some Realtos, in the real estate industry since the recent mortgage crisis. Many homeowners found their mortgage payments close to double the amount from when they first purchased their home when their interest rates increased because of a particular loan product called … (4 comments)
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Batting 1000 With Bank of America HAFA Short Sales in Mountain House, CA - 05/06/10 06:45 AM
HAFA could be the magic bullet for short sales
Via Toni Dalrymple, REALTOR (Keller Williams - Tri Valley Realty):
"So far so good". (knocking on my wooden desk)
I have two short sale listings with Bank of America in Mountain House, CA. Both of these homeowners have fallen under the new HAFA program released on April 5th, 2010. One of the listings was previously a loan modification that was denied by Bank of America. The other listing is a short sale. Always the optomist, I am expecting these transactions to move along smoothly. When asked before my opinion of the program I have … (4 comments)
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How long does a typical short sale take in Maryland? - 05/05/10 11:08 PM
Home Affordable Foreclosure Alternative ALTERNATIVES (HAFA) PROGRAM HAS BEEN IMPLEMENTED TO ASSIST HOMEOWNERS IN DISTRESS. How long does a short sale takes?? REQUEST A CONSULTATION TO FIND IF HAFA IS FOR YOU HERE Check our virtual tour short sales presentation now!
… (0 comments)
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What is the Difference Between a Short Sale vs a Foreclosure - 05/05/10 11:04 PM
Home Affordable Foreclosure Alternative ALTERNATIVES (HAFA) PROGRAM HAS BEEN IMPLEMENTED TO ASSIST HOMEOWNERS IN DISTRESS. What is the difference between a short sale vs a foreclosure? REQUEST A CONSULTATION TO FIND IF HAFA IS FOR YOU HERE Check our virtual tour short sales presentation now!
… (2 comments)
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What is a short sale? - 05/05/10 11:00 PM
Home Affordable Foreclosure Alternative ALTERNATIVES (HAFA) PROGRAM HAS BEEN IMPLEMENTED TO ASSIST HOMEOWNERS IN DISTRESS. What is a Short Sale? REQUEST A CONSULTATION TO FIND IF HAFA IS FOR YOU HERE Check our virtual tour short sales presentation now!
… (1 comments)
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What is the Difference Between a Short Sale vs a Foreclosure - 05/05/10 05:58 AM
… (0 comments)
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Celebrating "Cinco de Mayo" - Southern Oregon - 05/05/10 05:36 AM
Having a margarita and dancing will add years to your life. .now you have a reason
please do not pronounce Mayo. .like mayo-nnaise please!
Via Melinda Peterson Grants Pass Southern Oregon Real Estate Cafe (Real Estate Cafe):
Celebrating Cinco de Mayo - Southern Oregon. Today marks the celebration known as Cinco de Mayo, or "May 5th", in Spanish. Although many people have heard of this holiday - and even join in the celebrations with gusto - plenty of folks are not aware of what this holiday is all about. And most people don't realize that the event being commemorated may have actually played an important role in shaping … (2 comments)
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Short Sales vs Foreclosure Maryland: Your Credit Score - 05/03/10 04:56 AM
Short Sales Maryland The Differences are very clear.. . Should you do a short sale or just let them foreclose on your property? It's your choice:
Tip: Having housing is a fate everyone eventually faces. You have to pay to live somewhere anyway. Renting temporarily while your credit recuperates is ok. .but for those willing to look into buying their own house in a couple or so years. . the rewards can be significant because you will be buying your new home at more realistic prices and not inflated and puffed up by a greedy lender. To read the … (0 comments)
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Foreclosure vs Short Sales in Maryland : An Investor's Dilemma - 05/03/10 04:54 AM
Short Sales Maryland The Differences are very clear.. .Should you do a short sale or just let them foreclose on your property?It's your choice: Tip:Having a bad investment should not be the end of the world.. .but ignoring the problem and getting stuck with a negative equity month after month can be the kiss of death for many investors. If you qualify with a hardship, you should consider doing a short sale even if you have to pay taxes of the shorted amount. . .it could be end up being considerably less than ignoring the problem and bleeding to death.To read the … (1 comments)
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Short Sales vs Foreclosure Maryland: Your Future Loan Application - 05/03/10 04:52 AM
Short Sales Maryland The Differences are very clear.. . Should you do a short sale or just let them foreclose on your property? It's your choice:
To read the complete series " Short Sales vs Foreclosure" ← click here Tip: Typically when you apply for a mortgage, you'll be asked to complete a Uniform Residential Loan Application. (1003) This standard residential mortgage loan application is a four-page document that asks in-depth questions about you, your income, your assets and liabilities, and your credit as well as a description of the property. You should try and avoid at all costs … (0 comments)
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Short Sales vs Foreclosure Maryland: Your Security Clearance - 05/02/10 08:43 PM
Short Sales Maryland The Differences are very clear.. . Should you do a short sale or just let them foreclose on your property? It's your choice:
Tip: Many people think that they can go to a company or agency and apply for their own security clearance. This is far from the truth. Only the federal government can grant someone a security clearance, and to get one the applicant must work for a government agency or contractor and conduct business that justifies granting him or her access to highly sensitive information. … (0 comments)
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Short Sales vs Foreclosure Maryland: Facing The Deficiency Judgment - 05/01/10 07:26 AM
Short Sales Maryland The Differences are very clear.. . Should you do a short sale or just let them foreclose on your property? It's your choice:
Tip: In Maryland, a lender has up to three (3) years to pursue a deficiency judgment against the homeowner. Short Sales: To read the complete series " Short Sales vs Foreclosure" ← click here To find out more if a short sale is an option for you: (Click on the Image to Read our Ebook ) "Is a Short Sale an Option for You?" Short Sales vs Foreclosure "Need immediate help? call 240-426-5754" ↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓↓ … (0 comments)
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