Wordless . .and Speechless too! - 07/31/10 04:52 PM
These pictures were not TAKEN by my Nikon D-40 Camera. .. 
The Crescent Earth

The Great Lakes

Earth as seen from the moon. .

A 200 Mile Radius crater in the moon. . .phewww I'm glad whatever did that. . it missed the earth entirely. 
Thank the moon for taking one for us!

Wonder what Mars looks like in the middle of Summer?. . .(no ice cream trucks nearby. . )

A scar that is almost as WIDE as the whole United States. . in Mars. . .(Big Explosion and big scar for bad boy Mars!)

The highest mountain in the Solar … (3 comments)

I Am A Local Real Estate Expert - Zillow Is Not - 07/31/10 03:54 PM
 
A very timely post about Zillow.com
Their values do not really reflect the current market conditions and it seems that Realtors are the only ones that know this. . 

 
Via Leesa L. Finley, REALTOR®/RE Strategist Wake Forest NC Real Estate & Wake County (Circa Properties - Your Wake Forest NC Homes Specialist):
I Am A Local Real Estate Expert - Zillow is Not Whether you are thinking of buying a home or possibly selling your home you more than likely have stumbled upon Zillow and thought you hit the mother-load of real estate information!  It's a fancy site with Zestimates, has homes marked on a … (4 comments)

Do You Really Need a "QUALIFIED" Hardship To Do A Short Sale ? - 07/30/10 05:53 PM

Strategic Default Vs. Strategic Short Sale And "Verifiable Hardships"
     
“It seems that there is a self imposed moral obligation for homeowners with underwater mortgages. . .while banks make their decisions based on sound financial practices having no shame to ask for bail outs while their executives and CEO’s enjoy the perks” As one of my clients puts it. . .”It seems that I’m the only responsible here. . and I”m unemployed but still felling bad about it” . . READ MORE ABOUT IT
 
 
 
 
 
 
 
 
 
… (3 comments)

A Love Letter For The Seller? - 07/29/10 08:49 AM
Home Buyers Letter To Seller
A Love Letter To The Seller?
Over the years, I have used this tactic when we write offer for our buyers. Sellers are said to focus on price more than anything else, but in some instances we find that they are also human and they "want" to sell their home to some deserving family. There are many reasonable requests you might make with an offer but when accompanied by a personal letter from the buyer.. it has an impact. How to write a love letter to the seller? The first step is to understand the seller’s … (63 comments)

Look Into The Mirror.. . - 07/28/10 12:21 PM
from: Tc Bradley Lindsay Lohan-24, gets her name and face all over the news because she went to jail.
Justin Allen-23, Brett Linley-29,  Matthew Weikert-29, Justus Bartett-27, Dave Santos-21, Chase Stanley-21, Jesse Reed-26, Matthew Johnson-21, Zachary Fisher-24, Brandon King-23, Christopher Goeke-23,  Sheldon Tate-27  
 
. . . .all gave their lives for you and I this week in military service.
 
 
 
 
… (10 comments)

"Call a Realtor To Short Sale Your Property, We Do Not Want Your House!" - 07/28/10 07:40 AM
 
"No Deed In Lieu Please. . Short Sell it!"
A nugget from one of my listings recently. . .
My soon to be client tried to  turn in the keys to the bank
.. .and was surprised when she heard. .
 
"Please call a Realtor and Short Sale your property, we do not want your house!"
The bank revealed their hand. . .I'm glad to take on this listing.

FYI:
What is a deed in lieu of a foreclosure? 
It is when a deed is given by an owner/borrower to a lender to prevent the lender … (4 comments)

Foreclosure Buying Tips from Herboso & Associates in Maryland - 07/27/10 03:25 PM
Foreclosures Presentation

… (4 comments)

Rockville MD Homes For Sale 20850 - Real Estate Market Report for King Farm in Rockville MD Montgomery County - 07/27/10 08:15 AM
King Farm Rockville Condos Homes For Sale in King Farm in Rockville Maryland  20850
Homes For Sale in King Farm in Rockville Maryland  20850
… (1 comments)

Germantown Maryland Homes For Sale 20874 - Real Estate Market Report for Kingsview Neighborhoods in Germantown MD Montgomery County - 07/27/10 08:06 AM
Kingsview Germantown Homes  For Sale in Kingsview Germantown MD 20874 Homes  For Sale in Kingsview Germantown MD 20874
… (0 comments)

The Bad News In Foreclosures For The Maryland DC and Virginia Region. . - 07/26/10 06:19 PM

 
The bad news?

Nationwide, between  5 million to 7 million properties are potentially eligible for foreclosure  and they   have not yet been repossessed and put up for sale.
Where are these properties?
Not in the MLS, that is for sure. . .
In the Maryland DC and Virginia Region we are seeing a potentially huge wave of foreclosures coming in the next few months.

These numbers don’t add up. .  
A huge amount in "shadow inventory" of foreclosed homes that banks are holding off the market could wreak havoc with the already battered real estate market … (3 comments)

Short Selling Investment Properties . . Can It Be Done? - 07/26/10 04:56 PM
 

PUSH THE BUTTON FOR SHORT SALES HELP!  
If you need to short sale your investment property but are refraining  from getting started because everyone talks about deficiency judgments or the dreaded 1099. .
Here’s some news. . .
The obvious consequences from doing a short sale is to have the debt completely forgiven, In some instance lenders will go this route, depending on your hardship and the investor of your loan.
Doing a short sale with investment properties create a lot of  possible scenarios that may come to the surface after is completed.

#1 The lender can attempt … (0 comments)

Has Craigslist Run its Course? - 07/26/10 07:44 AM
This is why you need a Realtor®
 
Has Craigsist run its course? There are unreported claims of thousand and thousands of scams being perpetrated at low levels againgst unsuspecting American users in Craigslist In the real industry. .it could be costly if you are not on your toes. I heard yet of another scam over the weekend from a person trying to rent their home. It costs him over $2,000 Expensive lesson. . A couple years ago, I run an investigation on my own to show some of my investor clients that RENTING WITH CRAIGSLIST is RISKY BUSINESS This is … (31 comments)

The Short Sale Process In A Nutshell . . - 07/26/10 06:46 AM
 
A clear and simple explanation of short sales. 
If you are behind on your mortgage payments. .
or 
A loan modification is turning into a loan mortification. .
a short sale could be the solution you are looking for
Remember:
 
In a short sale, you sell your house In a foreclosure. . .you lose it!  
 
Via Shaun Greer - Real Estate Marketing & Real Estate Leads Expert (Motivated Real Estate Leads.com):
Many people have heard the term short sale, but most are unfamiliar with its definition or process. Short selling has become more widely accepted in the real estate market … (0 comments)

Gaithersburg MD Homes For Sale - Gateway Commons Neighborhood in Gaithersburg MD - Montgomery County - 07/25/10 10:57 AM
Gateway Commons Montgomery County Maryland
Search For Your Dream Home in Gateway Commons and all the homes in  Gaithersburg MD


Search for homes for sale  HERE . . .


LIVE FEED OF ALL CURRENT FORECLOSURES IN ACTIVE STATUS BY CITY
 Gaithersburg in Montgomery
County Maryland

The Team of Herboso & Associates is one of the leading short sale experts in Maryland and Foreclosure Hunters for Montgomery County Maryland.
To be great at finding foreclosures , a firm needs to be dedicated full time to this endeavor. You have to understand that to … (0 comments)

Gaithersburg MD Homes For Sale - Fernshire Woods Neighborhood in Gaithersburg MD in Montgomery County - 07/25/10 10:49 AM
Fernshire Woods  Montgomery County Maryland
Search For Your Dream Home in Fernshire Woods and all the homes in  Gaithersburg MD


Search for homes for sale  HERE . . .


LIVE FEED OF ALL CURRENT FORECLOSURES IN ACTIVE STATUS BY CITY
 Gaithersburg in Montgomery
County Maryland

The Team of Herboso & Associates is one of the leading short sale experts in Maryland and Foreclosure Hunters for Montgomery County Maryland.
To be great at finding foreclosures , a firm needs to be dedicated full time to this endeavor. You have to understand that to … (1 comments)

Gaithersburg MD Homes For Sale - Fairidge Neighborhoods in Gaithersburg MD - 07/25/10 10:39 AM
Fairidge Montgomery County Maryland
Search For Your Dream Home in Fairidge Gaithersburg


Search for homes for sale  HERE . . .


LIVE FEED OF ALL CURRENT FORECLOSURES IN ACTIVE STATUS BY CITY
Fairidge Neighborhood Gaithersburg in Montgomery
County Maryland

The Team of Herboso & Associates is one of the leading short sale experts in Maryland and Foreclosure Hunters for Montgomery County Maryland.
To be great at finding foreclosures , a firm needs to be dedicated full time to this endeavor. You have to understand that to overcome the stiff investors competition.. .you … (0 comments)

Can You Short Sale An Investment Property? - 07/23/10 10:51 AM
Short Sale Investment Property Can You Short Sale an Investment Property?

Just an update to an earlier post. . . .she finally called me. . . . a little too late! 
"She lost her investment property to a foreclosure"
It all began like this. . . .
 
“I’ve screwed up BIG TIME”
She told me on the phone.
“Why?” I asked. . 
I broke my own rules on an investment purchase. A mistake that is sucking me dry, I’m on my way for the worst real estate loss  I’ve ever experienced, EVER!
“Calm down. .maybe there is something we can do . … (4 comments)

Gaithersburg MD Homes For Sale 20878 - Real Estate Market Report for the LAKELANDS Neighborhood in Gaithersburg MD in Montgomery County - 07/23/10 06:52 AM
Lakelands Homes For Sale Gaithersburg Homes For Sale in Lakelands Gaithersburg  Maryland 20878 Homes For Sale in Lakelands Gaithersburg  Maryland 20878
… (1 comments)

Rockville MD Homes For Sale 20851, 20850 - Real Estate Market Report for Twinbrook neighborhoods in Rockville MD Montgomery County - 07/23/10 06:47 AM
Twinbrook Homes For Sale Rockville
Homes For Sale in Twinbrook and Twinbrook Forest  in Rockville Maryland  20851
Homes For Sale in Twinbrook  in Rockville Maryland  20850
… (0 comments)

Applying For the HAMP Loan Modification - 07/23/10 05:53 AM
 
Mykel gives pretty good advice utilizing resources at your fingertips.
The most important factor why  transactions take so long it is because of incomplete paperwork. (according to a Short Sales training with Bank Of America)
 
Via Mykel Martin (Rancho Cucamonga, CA. Real Estate):
The lender just postponed the Trustee Sale on your home.  It's 30 days away and they're telling you that you will receive the lender's loan modification application forms and it takes approximately 10 days for the package to be sent out.
 
Did you know . . .
The financial worksheet and hardship affidavit forms are generic and can be downloaded from The Making Home Affordable … (1 comments)

Loan Pre-Qualification, Loan Pre-Approval, Loan Commitment, what and why we need them to purchase a home? - 07/22/10 06:42 AM
 
Sylvia writes a great post about qualifying for a mortgage. 
A must read, specially if you are a first time home buyer!
 
Via Sylvia Barry,Marin Luxury Home,Marin Short Sale (Frank Howard Allen (#1 Sales in Marin County)):
When my clients make an offer on a house, I always advise them that we need to have a pre-approval letter from his lender along with the offer in order for the offer to be accepted by the seller. 
This was true when lenders were giving away loans like there was no tomorrow, and this is even more critical now a days when the lenders are … (1 comments)

Flower Hill Homes For Sale Montgomery County Gaithersburg Maryland - 07/21/10 09:09 PM
Flower Hill Montgomery County Maryland
Search For Your Dream Home in Flower Hill


Search forFlower Hill  Property HERE  . . .


LIVE FEED OF ALL CURRENT FORECLOSURES IN ACTIVE STATUS BY CITY 
Flower Hill in Montgomery
County Maryland

The Team of Herboso & Associates  is one of the leading short sale experts in Maryland  and Foreclosure Hunters for Montgomery County Maryland.
To be great at finding foreclosures , a firm needs to be dedicated full time to this endeavor. You have to understand that to overcome the stiff investors competition.. .you need to be associated … (1 comments)

Dorseys Regard Homes For Sale in Montgomery County Maryland - 07/21/10 09:00 PM
Dorseys regard Montgomery County Maryland
Search For Your Dream Home in Dorseys Regard  


Search for Dorseys Regard Property HERE  . . .


LIVE FEED OF ALL CURRENT FORECLOSURES IN ACTIVE STATUS BY CITY 
Dorseys Regard in Montgomery
County Maryland

The Team of Herboso & Associates  is one of the leading short sale experts in Maryland  and Foreclosure Hunters for Montgomery County Maryland.
To be great at finding foreclosures , a firm needs to be dedicated full time to this endeavor. You have to understand that to overcome the stiff investors competition.. .you need to be … (0 comments)

Diamond Property and Diamond Farms in Montgomery County Homes For Sale - 07/21/10 08:55 PM
Diamond Farms Montgomery County Maryland
Search For Your Dream Home in Diamond Farms  


Search Diamond Property HERE  . . .


LIVE FEED OF ALL CURRENT FORECLOSURES IN ACTIVE STATUS BY CITY 
Diamond Farms and Diamond Property   Montgomery
County Maryland

The Team of Herboso & Associates  is one of the leading short sale experts in Maryland  and Foreclosure Hunters for Montgomery County Maryland.
To be great at finding foreclosures , a firm needs to be dedicated full time to this endeavor. You have to understand that to overcome the stiff investors competition.. .you need to be … (0 comments)

Diamond Farms in Montgomery County Maryland ALL HOMES FOR SALE - 07/21/10 08:46 PM
Diamond Farms Montgomery County Maryland
Search For Your Dream Home in Diamond Farms  . . .


Diamond Farms  . . .


LIVE FEED OF ALL CURRENT FORECLOSURES IN ACTIVE STATUS BY CITY 
Diamond Farms   Montgomery
County Maryland

The Team of Herboso & Associates  is one of the leading short sale experts in Maryland  and Foreclosure Hunters for Montgomery County Maryland.
To be great at finding foreclosures , a firm needs to be dedicated full time to this endeavor. You have to understand that to overcome the stiff investors competition.. .you need to be associated with … (2 comments)

Coventry Homes For Sale In Montgomery County Maryland - 07/21/10 07:57 AM
Coventry Montgomery County Maryland
Search For Your Dream Home in Coventry . . .



Coventry . . .

  (click below now)

LIVE FEED OF ALL CURRENT FORECLOSURES IN ACTIVE STATUS BY CITY 

Coventry  Montgomery
County Maryland

… (0 comments)

Browns Homes For Sale In Montgomery County Maryland - 07/21/10 06:37 AM
Browns Montgomery County Maryland
Search For Your Dream Home in Browns . . . (click on the picture)


Browns . . .

Browns Montgomery
County Maryland
The Team of Herboso & Associates is one of the leading short sale experts in Maryland and Foreclosure Hunters for Montgomery County Maryland.
To be great at finding foreclosures , a firm needs to be dedicated full time to this endeavor. You have to understand that to overcome the stiff investors competition.. .you need to be associated with a full time Realtor that puts your best interests at heart. . … (3 comments)

Brighton West Homes For Sale In Montgomery County Maryland - 07/21/10 05:58 AM
Brighton West Montgomery County Maryland
Open Your Door and Search For Homes in Brighton . . .



Brighton West . . .

Brighton West Montgomery
County Maryland

… (1 comments)

Brighton Highlands Homes For Sale In Montgomery County Maryland - 07/21/10 05:55 AM
Brighton Highlands Montgomery County Maryland
Open Your Door and Search For Homes in Brighton . . .



Brighton . . .

Brighton Montgomery
County Maryland

… (0 comments)

Bridlewood Homes For Sale In Montgomery County Maryland - 07/21/10 05:43 AM
Bridlewood Montgomery County Maryland Open Your Door and Search For Homes in Bridlewood . . .
Bridlewood . . . Bridlewood Montgomery County Maryland … (0 comments)

A Low Ball Offer Does No Good. . .in a Short Sale - 07/20/10 10:05 AM
Question: Can I just send a low ball offer on a short sale. . what difference does it makes?
Any experienced short sale agent knows that the bank is only willing to sell the property at fair market value. Fair market value is determined by recent comparable sales in the area of the subject property.   Before the bank accepts any offer on a short sale listing they will order a BPO. What is a BPO? A BPO is simply like a mini-appraisal and it is the validation the the banks are seeking for before accepting a short sale. Sending a … (6 comments)

Foreclosures, Loan Modifications and Short Sales - 07/19/10 04:43 PM
Foreclosures,Loan Modifications and Short Sales
 

If You Are Facing a Foreclosure. . .These Are Your Foreclosure Alternatives !
If you or know someone that is facing a foreclosure, the first thing I can tell you is torecognize your predicament and make the right decisions to save yourself from a foreclosureWe specialize in homeowners that are under distress and we bring to you certain rights that you may not know you had. . to finally bring a solution to your problems,We know your rights as a homeowner and how to stop the foreclosure process with a new Government program created under the Obama Administration. The HAFA PROGRAM.The current U.S. housing crisis has caused untold … (2 comments)

Moving? Simple Tips to make the Move Easier - 07/19/10 04:19 PM
 
Great information to review. . .before moving
 
Via Jay Ferguson (Keller Williams Realty):
HELPFUL TIPS TO MAKE THE MOVE A SMOOTHER MOVE!
Six to Eight Weeks Out: • Call for moving estimates, ask what services they offer, any discounts? • If you are moving out of town, call the Chamber Of Commerce and Visitors & Convention Bureau in your new town and get their new resident information packages. • What are you going to move? Now is the time to Inventory all household items to be moved, and start packing NOW!  
Stock up on packing tape, clear plastic tape - … (0 comments)

New Homes For Sale in Clarksburg Maryland 20871 Market Report - 07/16/10 06:21 AM
New Homes Clarksburg New Homes For Sale in Clarksburg Maryland 20871
New Homes For Sale in Clarksburg Maryland 20871
… (2 comments)

Germantown Maryland Homes For Sale 20874 - Real Estate Market Report for Churchill Neighborhoods in Germantown MD Montgomery County - 07/16/10 06:12 AM
Homes for Sale Germantown Churchill Germantown MD 20874
Homes  For Sale in Churchill Town Sector Germantown MD 20874
… (0 comments)

Germantown Maryland Homes For Sale 20874 - Real Estate Market Report for Fountain Hills in Germantown MD Montgomery County - 07/15/10 08:27 AM
Homes For Sale Fountain Hills Germantown MD 20874 Homes  For Sale in Fountain Hills Germantown MD 20874 Homes  For Sale in Fountain Hills Germantown MD 20874
… (1 comments)

Gaithersburg MD Homes For Sale 20878 - Real Estate Market Report for the Kentlands Neighborhood in Gaithersburg MD in Montgomery County - 07/15/10 08:20 AM
Kentlands Homes For Sale-Homes For Sale in Kentlands Gaithersburg  Maryland 20878
Homes For Sale in Kentlands Gaithersburg  Maryland 20878
… (0 comments)

NEVER Pressure Wash A Deck! - 07/15/10 07:39 AM
 
A great advice for Homeowners. . 
 
Via Jay Markanich (Jay Markanich Real Estate Inspections, LLC):
I tell my neighbors.  I tell my clients.  I tell everybody who will listen.  NEVER pressure wash a deck!  When the pressure-wash companies send their college kids to knock on my door to "wash" my deck, I tell them why they should not be doing that to decks!  When I see their trucks*, they advertise cleaning decks, patios, siding, roofs - you name it!  Don't do it!

The older the deck, the worse the wood reacts to pressure washing.  The big mistake is that companies and … (5 comments)

Venta Corta ( Short Sale ) Estas Perdiendo tu Casa? . . .Ayuda de Obama - 07/14/10 04:57 AM
Una Venta Corta ( Short Sale) Utilizando el Programa de HAFA . . .


. . puede ser una bendicion de Dios para ud si ya no puede pagar por su casa !!

Si tu propiedad esta con pagos retrasados a tu banco y ya no puedes pagar mas. . .este nuevo program que viene directament con la ayuda del Gobierno de Obama puede ser lo que ud estaba esperando. .

Recuerde: En un short sale. . ud vende su casa
En un  foreclosure ud la pierde!

More about the HAFA Program Here … (2 comments)

A Short Sale Could Be A Blessing In Disguise With The HAFA Program - 07/14/10 04:55 AM
A Short Sale Using The HAFA Program. .


. . could be a BLESSING IN DISGUISE !!

If your home is underwater and you can no longer pay your mortgage payments.. .a new program initiated by the Obama Administration could be the help you are looking for.

In a short sale. . you sell your home
In a foreclosure you lose it!

More about the HAFA Program Here … (3 comments)

Loan Modification Help For Silver Spring Maryland Homeowners **FREE Loan Modification Kit- Looking for a Loan Modification Company? - 07/13/10 06:55 AM
Looking For Loan Modification Companies? Stop Foreclosure! FREE Loan Modification Kit for Silver Spring Maryland Homeowners
"No one can do a better job speaking on your behalf during a loan modification than YOU! . ."
FREE Loan Modification KIT for Silver Spring Maryland Millions of Americans are now facing a true nightmare..  Homeowners, who in the past, might have relied upon the equity in their homes as a security blanket are quickly finding out that it has disappeared completely! Homeowners may still have an opportunity to save their homes and possibly restore the equity in their homes  by doing a … (1 comments)

Perdiendo Tu Casa En Un Foreclosure? Quizas Tengas Otra Opcion en Maryland o Virginia - 07/13/10 06:44 AM

 Venta Corta denominado como un "SHORT SALE" Estoy Perdiendo Mi Casa en Foreclosure En Unos Dias Mas. . .Puedes Ayudarme?
  Ayuda para Venta Corta -  Fernando, mi casa está en proceso de ejecución hipotecaria en unos dias mas (Foreclosure), todavia tengo tiempo para hacer una Venta Corta ? Es muy probable de que una venta corta puede ayudarte. .  el inicio de un proceso de venta corta podria detener el foreclosure dependiendo en tu caso y quien es el banco que ordeno el forecloure. Muchas veces se puede convencer a un prestamista para que detenga el proceso de Foreclosure … (0 comments)

Is It a Buy Now Scenario for Home Buyers! - 07/13/10 06:34 AM
 
The perfect Storm for buyers is here. . 
Low "Realistic" Home Prices
plus
Historic Record Lows interest rates
plus in some markets  . . . Plenty of inventory . . 

 
Via David Fialk (Choice Realty Co.):
When thinking of buying real estate, which market would you rather be in? A Buyer's market or a Seller's market? Not too difficult to figure is it?
When looking to buy a home in a seller's market, a home buyer may experience a shortage of available homes to look at, may have to compete with other buyers interested in the same home and may … (3 comments)

Germantown MD Homes For Sale and Complete Foreclosures List Here - 07/12/10 05:11 PM

Homes and Condos For Sale in Germantown  Maryland 20874 and 20876
***All FORECLOSURES HERE***
                    Where you can you find a Free List Of Foreclosures 
For Germantown Maryland?
www.Herboso.com 
 

Search for FORECLOSURES IN GERMANTOWN HERE NOW!
 
 

 
We can serve you in Maryland, DC or Virginia
and in ALL OF these fine neighborhoods in Germantown :
Cedar Creek  Churchill View Churchill Village  Cinnamon Woods  South Germantown Cloppers Mill West Crawford Farms Farmingdale Condominiums Fountain Hills  Germantown Estates  Gunnerfield Lane Gunners View Condominium Heritage Green  Kingsview Knolls  Landing Glen  Manchester Farm  Meadows … (0 comments)

Foreclosures in Silver Spring Maryland - 07/12/10 04:58 PM
Foreclosures Silver Spring MD
FORECLOSURES  in Silver Spring Maryland   
 
Open the door to start searching  foreclosures in Silver Spring


Save a lot of money buying a Foreclosure in Silver Spring Maryland?    
There is currently a lot of properties that have entered the foreclosure process in Silver Spring.
Call us for a fresh list 240-426-5754
We are licensed in Maryland DC and Virginia and we can help you buy foreclosures  and  pre-foreclosures  anywhere in the Washing tom Metropolitan Area.
Check our direct access to ALL FORECLOSURES HERE



 
 
 pssstt. . foreclosures are just … (0 comments)

Why Do Second Mortgages Have Such High Rates? - 07/11/10 07:26 AM
 
A good explanation for such a popular question. . .
Mortgages don't have to be complicated. . . 
 
Via VA Mortgage Broker in California/858-777-9751:
Second trust deeds, be they home equity loans or closed-end, amortizing mortgages carry a higher interest rate than first trust deeds because of the inherent risk associated with them.  Borrowers often ask me what the risk REALLY is because they are smaller and often have good equity positions.  Let me demonstrate to you the HUGE risk a lender takes when he takes a second-lien position.
Let's assume that the property was worth $400,000 in 2007 and declined to $300,000 … (8 comments)

Stop Foreclosure in PG County Maryland - FREE Loan Modification Kit - 07/10/10 08:48 AM
Stop Foreclosure in PG County Maryland! FREE Loan Modification Kit for PG County MD Homeowners
"No one can do a better job speaking on your behalf during a loan modification than YOU! . ."
FREE Loan Modification KIT for PG County Maryland  Millions of Americans are now facing a true nightmare.. Homeowners, who in the past, might have relied upon the equity in their homes as a security blanket are quickly finding out that it has disappeared completely! Homeowners may still have an opportunity to save their homes and possibly restore the equity in their homes by doing a loan … (1 comments)

Putting the Strategy in Strategic Default - 07/09/10 06:51 AM
 
Short sales and Strategic Defaults. . .an Attorney's point of view.
Planning ahead and charting a course it's a must when you begin exploring the idea of an strategic default. . . 
 
Via San Diego Short Sales, Orange County Short Sales (John McConnin, short sale Attorney - Broker):
A Strategic Default may not be very Strategic if you have not created what we call an upside down analysis (tm). 
Now that Fannie Mae and other lenders are pursuing deficiency judgments it should be clear to most people that it is important to Put the Strategy in Strategic Default (Tm).
Checklist of Strategic Default … (4 comments)

Stop Foreclosure in Alexandria VA - FREE Loan Modification Kit - 07/09/10 06:41 AM
Stop Foreclosure in Alexandria VA! FREE Loan Modification Kit for Alexandria Homeowners
"No one can do a better job speaking on your behalf during a loan modification than YOU! . ."
FREE Loan Modification KIT for Alexandria Virginia Millions of Americans are now facing a true nightmare.. Homeowners, who in the past, might have relied upon the equity in their homes as a security blanket are quickly finding out that it has disappeared completely! Homeowners may still have an opportunity to save their homes and possibly restore the equity in their homes by doing a loan modification. A loan modification … (0 comments)

Stop Foreclosure in Annandale VA - FREE LOAN MODIFICATION KIT - 07/09/10 06:32 AM
Stop Foreclosure in Annandale VA! FREE Loan Modification Kit for Annandale VA Homeowners
"No one can do a better job speaking on your behalf during a loan modification than YOU! . ."
FREE Loan Modification KIT for Annandale Virginia Millions of Americans are now facing a true nightmare.. Homeowners, who in the past, might have relied upon the equity in their homes as a security blanket are quickly finding out that it has disappeared completely! Homeowners may still have an opportunity to save their homes and possibly restore the equity in their homes by doing a loan modification. A loan … (0 comments)

RENT WITH OPTION TO BUY in Montgomery County - 07/07/10 01:09 PM
Potential Rent With Option To Buy Monthly Investment is $4900.00 Excellent opportunity for a two family option. .  split expenses. . and the home is certainly big enough! This house sits on over 4 acres in an exclusive Potomac Neighborhood - MLS #MC7102489 12223 DREWS COURTPOTOMAC, MARYLAND 20854Bedrooms: 4 Bathrooms: 4 Partial Baths: 2 Listing Price: $1,199,900 SEE MORE PICTURES AND INFORMATION HERE Listing courtesy of Long & Foster Real Estate, Inc. ©2010 Metropolitan Regional Information Systems. All rights reserved. Information Deemed Reliable, but Not Guaranteed. 
… (0 comments)

Strategic Defaults and Strategic Short Sales- Do The Moral Police Get To Decide? - 07/06/10 10:40 AM
 

Recently I have been reading more and more posts from Realtors about "Strategic Defaults" and how immoral and wrong they are. They seem appalled that someone could have the audacity to suggest  they need this type of help. . .
May I remind you that a Realtor's fiduciary role is to direct your client based on AVAILABLE OPTIONS FOR THEM!
It is NOT YOUR JOB to judge them for the choices they make!
You do have the right to choose whether you can work for that person or not. .
. .but as long as they are legal and I'm certain that I can have their short sale approved by their lenders, I … (5 comments)

Kingsview Homes for Sale Market Stats in Germantown MD 20874 Real Estate for Germantown Maryland - 07/06/10 10:34 AM
Homes  For Sale in Kingsview Germantown MD 20874
 

 

 
A Sample of nice Homes that SOLD and Homes For Sale In
 
KIngsView Village, Kingsview Ridge and Kingsview Knolls
 
for Germantown Maryland 20874
 
One of the hidden gems in Germantown has got to be The Kingsview Neighborhoods
 
The Kingsview Community of Germantown Maryland consists of
 
Kingsview Village Kingsview Knolls Kingsview Ridge  
Some of the feature amenities these communities offer to all its residents are:
 
Community Center
 
Pool
 
Sitting areas
 
Picnic Areas
 
Tennis Courts
 
Tot Lots
 
Volleyball … (0 comments)

LAKELANDS Gaithersburg MD 20878 Homes For Sale - All Homes for Sale in Gaithersburg Maryland Montgomery County - Featured Neighborhood LAKELANDS - 07/06/10 10:19 AM
Homes For Sale in Lakelands Gaithersburg  Maryland 20878 Homes For Sale in Lakelands Gaithersburg  Maryland 20878
… (0 comments)

Rockville MD Homes For Sale 20851 - Real Estate Market Report for Twinbrook neighborhoods in Rockville MD Montgomery County - 07/06/10 09:20 AM
Homes For Sale in Twinbrook and Twinbrook Forest  in Rockville Maryland  20851 Homes For Sale in Twinbrook  in Rockville Maryland  20850
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Foreclosure Deficiency Judgment Compared to Deed In Lieu and Short Sale Scenarios - 07/05/10 08:20 AM
 
 
A well defined post that explains Foreclosures, Deeds in Lieu and Short Sales
 
 
 
 
Via Richard Zaretsky, Florida Real Estate Attorney (Richard P. Zaretsky P.A. ):
We get so many questions about what is a DEFICIENCY JUDGMENT and how it differs from other possibilities including DEED IN LIEU OF FORECLOSURE or SHORT SALE.  Recent blogs and Broker Bryant provided a request that I write a detailed article explaining and differentiating these three items.
This article is written based on Florida law, but most state laws are similar.  Be sure to contact your own attorney for your state laws, and … (1 comments)

You Have the Right to Remain Broke - Reading Your Housing 'Miranda' Rights - 07/02/10 07:51 AM
 
A very well defined objective for homeowners struggling with the decision. .
should we stay or should we go?
Never underestimate the power of good common sense. . .after all, your decisions today will determine your tomorrow. . .
Remember:
In a FORECLOSURE you lose your home
In a SHORT SALE you Sell It!
 
 
 
 
 
Via Marty Boardman (Rising Sun Capital Group, LLC):
“You have the right to remain broke.  If you stop making your mortgage payment anything you say can and will be used against you by your lender to make you feel guilty, irresponsible, immoral, shameful … (4 comments)

Fourth of July Fireworks 2010 in Washington DC .. .a Grand Event! - 07/01/10 10:13 PM
 
Fourth of July Fireworks 2010 in Washington DC
The Guide: Washington DC is the place to be and celebrate July 4th! The National Mall, with Washington DC’s monuments and the U. S. Capitol in the background will be filled with people starting early in the morning. This is the nation's capital and it is not just a one hour celebration with a few fireworks. . This is an all-day event that begins with a parade along Constitution Avenue and ending with a spectacular display of fireworks over the Washington Monument. Here's the perfect plan to enjoy the festivities:
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Fernando Herboso www.ReallyNiceHomes.com Herboso & Associates | MD & VA -

Gaithersburg, MD

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Maxus Realty Group - Broker 301-246-0001

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