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I am just ecstatic right now working with my first time homebuyers! I am sure everyone is aware of the 8000.00 tax credit being given. However, in my areas that I service outside of Baton Rouge, 100% financing is still available through rural development. This is HUGE! Not only are my clients barely coming out of pocket for their home, they are getting a huge tax break come 2010. Read my blog at www.timhoukblog.com for updates, or check out my website to search for properties or find out more about my area. www.timhouk.com