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We have a new listing in Laguna Woods a senior community with great amenities of this active 55+ community with golf, tennis, swimming, 7 clubhouses, horse stables, over 200 active clubs and a free bus system. This condo is in a great location and is on the ground floor of a three story building. For many of the seniors in the area bus is the mode of transportation and location of the bus bench is important. This unit has the bus bench just outside of the condo. It is an end unit with lost of light and room. The condo (2 comments)
The Distressed Market is still strong. In the state of California showed that the single family home sales for January were up 54 percent as compared to December 50 percent and down from a year ago. It is like the Penguin on Ice the slippery slop of recovery. Conventional non-distressed sales made up the remainder or 46 percent of the sales in the state. The bank owned home sold was 32 percent of the homes in January. The report was generated by the California Association of Realtors and it was released last week. The report was for single family (10 comments)
End of the Housing Crash in 2011 - 02/27/11 04:27 PM
Our local paper (The Orange County Register) business section had and article by Simon Constable titled, "Why 2011 May Be the End of the Housing Crash". He is speaking of the nation as a whole in the article. He points out that in December the housing price index fell 1 percent. 5 straight months of decline. The reasons he thinks we may be at the bottom of the market are. Housing the most affordable it has been in decades. Investors are purchasing housing inventory. He indicated that the cost of a home is equivalent to about 19 months of income for (10 comments)
Mision Viejo Realtor Area Market Report - 2/27/2011 - 02/27/11 02:12 PM
Mision Viejo Realtor Area Market Report - 2/27/2011 This weeks market report for Mission Viejo and surrounding areas from Mission Viejo Realtor shows that Orange County Median Prices for the resale homes were down 2.1 percent, for new homes it is up 2.6 percent and for resale condos down 4.8 percent. The sales volume is down for resale homes 4.0 percent and down 7.0 percent on condos and up 2.7 percent for new homes. Mission Viejo Zip Code 92691 sales prices are down 0.3 percent and the sales volume is down 21.7 percent. Mission Viejo Zip Code 92692 sales prices are up 9.8 percent and the sales volume is up 33.3 percent. Aliso Viejo sales prices are down 9.7 percent and the sales volume is down 34.6 percent. Laguna Niguel sales prices are down 1.3 percent and (0 comments)
Where I Work and Play - 02/27/11 01:57 PM
We have had a rain storm and the mountains have a beautiful dusting of snow so I wanted to give you a look at the area where I work and play. We have had an abundance of rain and the open areas are green and lush. I am one of the few in California that is a native of the area most move here. Some wonder why. The state is in financial trouble and there are many negatives that are stated about the State. Here in the California Rivera of South Orange County I have these photos to share with you. (4 comments)
25 Percent of Homes Sold in Orange County Were Bank Owned - 02/20/11 07:17 PM
California saw nearly 7 percent increase in foreclosure notices as compared with December and Orange County saw that 25 percent of the homes sold were bank owned. If we look even closer for the whole of California the actual foreclosures dropped close to 14 percent. The increase in the notice of default or foreclosure notices reverses a 4 month trend of declines. The trends seem to be showing a big change in this year. In January there was a big increase in sales at foreclosure auctions. It has increased to pre-robo signing levels. The one thing that does seem clear is (6 comments)
Once Again A Big Price Reduction - 02/20/11 04:20 PM
According to the Orange County Register this morning once again a large waterfront home has a big price reduction. in this case a home in Huntington Harbor with a great main channel view has dropped the price by 4 Million dollars. When it was on the market a couple of years ago it was $5.95 Million it is on the market at $2 Million. The price before this cut was $4.95 Million. Now you may be asking how it could be cut that much. Well the home is going to auction and the MLS shows the starting bid price. They are hoping (8 comments)
Mision Viejo Realtor Area Market Report - 2/20/2011 - 02/20/11 04:05 PM
Mision Viejo Realtor Area Market Report - 2/20/2011 This weeks market report for Mission Viejo and surrounding areas from Mission Viejo Realtor shows that Orange County Median Prices for the resale homes were down 2.0 percent, for new homes it is down 6.1 percent and for resale condos down 6.0 percent. The sales volume is up for resale homes 5.6 percent and down 1.7 percent on condos and up 6.5 percent for new homes. Mission Viejo Zip Code 92691 sales prices are up 3.8 percent and the sales volume is down 30.0 percent. Mission Viejo Zip Code 92692 sales prices are up 5.2 percent and the sales volume is up 56.8 percent. Aliso Viejo sales prices are down 4.8 percent and the sales volume is down 30.4 percent. Laguna Niguel sales prices are up 4.6 percent and the sales (0 comments)
Best Orange County January Home Sales In Four Years - 02/19/11 05:27 PM
The number of homes sales in Orange County was the best we have seen in four years. DataQuick reported home sellers closed 1,929 transactions last month. That is a 3.3 percent increase over January 2010 making it the busiest January since 2007. Prices are droping however the median price dropped 2.4 percent to $415,000 it was the second year over year drop, but the first month to month increase since September. Single Family residences have dropped 3 percent in the same time frame. Economists told reporters of the Orange County Register that more bank-owned foreclosures will hit the market in up coming (0 comments)
Fannie Freddie Will Not Be Here In the Future - 02/15/11 02:20 AM
The White House outlined last Friday its plans to begin shrinking their support of both of the government sponsored entities (GSEs) Fannie Mae and Freddie Mac and they will not be here in the future. While the process could take several years, the effects will be felt in coming months. The government took over both GSEs in September of 2008 when the financial crisis took place. Both agencies have been in receivership which has cost tax payers an estimated $134 billion so far. If the housing market was not so fragile the timeframes would be much quicker to dissolve the (6 comments)
Go Lexie - 02/14/11 01:53 AM
I am a proud grandpa, tonight I watched my granddaughter Lexi, (Go Lexie) dance on the Grammy with Katy Perry. I have followed my granddaughter as she would go thru training and lessons. I went to dance performances and have seen her blossom. Here full name is Lexie Contursi and she is getting a lot of time during the routine. She is beautiful and dances with great pride. We love you Lexie, Go Lexie. (10 comments)
Sales of Million Dollar Homes Rise 25% in Orange County - 02/13/11 07:31 PM
Now here is a positive statistic, sales of million dollar homes raise 25% in Orange county in the last year. The overall statistics for sales were down we did see an increase in the homes $1million or more. 3076 homes have sold that were $1 million or more. It is the greatest number of sales in this range for the last 3 years in Orange County, CA. To put the statistic in its proper place however, 3076 sold and the average for the past 10 years would be 3889 home worth 1 million or more were sold in Orange County, CA. (4 comments)
James Shaffer's Home Back on the Market - 02/13/11 07:20 PM
Once again James Shaffer's home is on the market. James "Munky" Shaffer is Korn's guitarist has his home back on the market it has been off the market for 7 months. The home is a mediterranean style home and is listed at $2.99 million one million than it had been on the market for just a few months ago. The home is walking distance to the ocean, as well as shopping areas and restaurants. The home is a 3 bedroom 2,670 square foot home on a 5,000 square foot lot. The home has three levels and an ocean view. It is a beautiful home near Crescent (0 comments)
Mision Viejo Realtor Area Market Report - 2/13/2011 - 02/13/11 04:55 PM
Mision Viejo Realtor Area Market Report - 2/13/2011 This weeks market report for Mission Viejo and surrounding areas from Mission Viejo Realtor shows that Orange County Median Prices for the resale homes were down 6.0 percent, for new homes it is down 21.4 percent and for resale condos down 7.1 percent. The sales volume is up for resale homes 0.6 percent and down 6.7 percent on condos and up 38.7 percent for new homes. Mission Viejo Zip Code 92691 sales prices are up 6.3 percent and the sales volume is down 44.6 percent. Mission Viejo Zip Code 92692 sales prices are up 12.1 percent and the sales volume is up 40.9 percent. Aliso Viejo sales prices are down 8.7 percent and the sales volume is 12.5 percent. Laguna Niguel sales prices are up 2.0 percent and the sales volume is up 5.6 percent. (0 comments)
Changes to Fannie Mae and Freddie Mac - 02/08/11 01:18 AM
Fannie Mae and Freddie Mac Changes The last thing anyone wants is to have a problem with getting a home loan after the loan contingencies have been removed. Due to recent changes by Fannie Mae and Freddie Mac problems may now begin to happen. The two mortgage giants, who buy the majority of mortgages from lenders, have now required lenders to be more diligent reviewing inquiries that show up on buyer's credit reports. This would include inquiries before and after the loan application has been taken and escrow opened. Fannie Mae is requiring lenders to check the buyer's credit right before (12 comments)
Super Bowl Fun - 02/07/11 01:46 AM
This was one of the best Super Bowl's that I have seen, and it was a lot of fun. A is the Lorenz family tradition we had a Super Bowl party at my home. It takes some planning and some cooking. I made my famous guacamole and salsa. I usually grill and have drinks for those that can attend. It was a fun game not lopsided but one that was close in the second half. You have to give it to Greenbay they had big injuries and still kept the defense going. That is what make this team a champion all year. Congratulations (2 comments)
Kobe Bryant May Have Purchased In Pelican Crest - 02/06/11 03:44 PM
According to Marilyn Kalfus of The Orange County Register Kobe Bryant may have purchased a new home in Pelican Crest, Newport Coast, CA. Her evidence is that a large home is under construction in Newport Coast a mansion with an beautiful ocean view. She points out that the public record shows that Robert T. Pelinka is the purchaser of the property. He is Kobe's agent. Pelinka is on paper as the "trustee/conservator" of the property. However, neither Kobe nor Pelinka are selling their current homes. The home that is being built has a two level sports court. The property was on (4 comments)
Mision Viejo Realtor Area Market Report - 2/6/2011 - 02/06/11 03:33 PM
Mision Viejo Realtor Area Market Report - 2/6/2011 This weeks market report for Mission Viejo and surrounding areas from Mission Viejo Realtor shows that Orange County Median Prices for the resale homes were down 7.9 percent, for new homes it is down 23.1 percent and for resale condos down 5.4 percent. The sales volume is down for resale homes 0.4 percent and down 3.5 percent on condos and up 26.5 percent for new homes. Mission Viejo Zip Code 92691 sales prices are up 1.6 percent and the sales volume is down 47.5 percent. Mission Viejo Zip Code 92692 sales prices are up 8.5 percent and the sales volume is up 35.6 percent. Aliso Viejo sales prices are down 11.2 percent and the sales volume is up 19.1 percent. Laguna Niguel sales prices are up 7.5 percent (0 comments)
The waiting periods in order to qualify for a home loan after a foreclosure, deed-in-lieu, short sale and bankruptcy varies both by the government agency purchasing or insuring the loan as well as the dollar amount of the loan.
Federal Housing Administration (FHA)
1) Foreclosure is 3 years 2) Deed-in Lieu is 3 years 3) Short Sale is 3 years 4) Bankruptcy is 2 years Veterans Administration (VA)
1) Foreclosure is 2 years 2) Deed-in Lieu is 2 years 3) Short Sale is 2 years 4) Bankruptcy is 2 years Conventional (9 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.