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The East Bank Townhomes are coming! Designed and built to impeccable standards of quality and convenience, the East Bank Townhome community features eight exclusive waterfront residential units. The East Bank Townhomes are ‘near custom' with floor plans that start at 1,600 square feet. They are located on the St. Joseph River with excellent views of the waterfall, Century Center and downtown. The East Bank Townhome neighborhood captures the fabulous sunset views over the city's skyline.
More details at http://www.nd-condos.com.
    
1434 Marigold Way #122
$64,900 - PRICE REDUCED $10,000!!!
1 Bedroom / 1 Bath
FANTASTIC 1 BEDROOM CONDO MINUTES FROM ND, DT, TOLL ROAD. SERENE SETTING WITH RIVER, PONDS, WALKING PATHS. BLEACHED OAK HARDWOOD FLOORS, WALL OF MIRRORS IN DINING ROOM, SPACIOUS BEDROOM & BATHROOM. UNIT INCLUDES WASHER/DRYER, NEW REFRIGERATOR, DISHWASHER, MICROWAVE, RANGE & A 1 CAR GARAGE. MONTHLY FEE INCL GAS HEAT, WATER, SEWER, TRASH, LAWN MAINT, EXTERIOR MAINT, CABLE TV, POOL, CLUBHOUSE, TENNIS COURTS, WATER HEATER MAINTAINED BY ASSOC. FRESH PAINT THROUGHOUT!
More Details at www.Timvicsik.com or www.ND-Condos.com
First Time Home Buyer programs have become scarce! I've spoken with the St. Joseph County Housing Administration and we still have one program available to first time buyer's. I retrieved the following criteria from their website and is considered current as of 4-7-2008. First Time Homebuyer Program What is the First Time Homebuyer Program? We offer a $17,000 ten-year forigveable second mortgage to individuals and families who are income eligible. How do I qualify? 1. Your annual household income must be at or below 80% of the St. Joseph County Area Median Income (AMI). Guidelines for 2006 according to household size are below. 2. You must be a first time homebuyer to qualify for assistance. There are certain exemptions for displaced households. 3. You must qualify for a mortgage sufficient to purchase a home. The grant reduces the mortgage amount the family must qualify for and acts as a down payment. Only lenders from the provided approved list may be used. The mortgage should be a 30-year fixed rate loan between $65,000-$110,000 depending on your mortgage pre-approval. 4. You must have been employed at the same job for the last 6 months. 5. You must attend a Homeowner Counseling Course/Workshop and receive a Certificate of Attendance. I've also been told of a program called MCC which details will be coming shortly. It's not specific to first time buyers, but does show some tax advantages. Any questions please feel free to call or email! If you'd like to research the South Bend Indiana housing market please visit us online at www.timvicsik.com. Tim Vicsik
Home Gallery Realtors
(574) 329-9587
Tim@TimVicsik.com
www.TimVicsik.com
Stonebridge Villas at Edison Lakes  Stonebridge is located in the heart of Mishawaka in the master-planned Edison Lakes development. The community is centered around a designer-decorated clubhouse, heated swimming pool, and fitness facility exclusively for homeowners. With its wooded boundaries, six large ponds, and mature landscaping, Stonebridge Villas offers a naturally serene setting that is located around the corner from the best of shopping, dining, recreation, and the University of Notre Dame. Stonebridge has been carefully planned and thoughtfully executed and features 2 & 3 bedroom ranch-style homes, complete with all-season verandas and attached 2-car garages.
View the Stonebridge Villas at Edison Lakes Photo Gallery...
    Tim Vicsik
Home Gallery Realtors
574-329-9587
tim@timvicsik.com
www.nd-condos.com
North Douglas Condominiums
 North Douglas Condominiums is a 216 unit Complex started in 2007 by Cleland Builders. Units consist of 2 and 3 Bedrooms. Amenities included 9ft ceilings on first floor / vaulted ceilings on 2nd floor, Cherry Kitchen and Bath cabinets, Laundry Hookups, private Porch or Balcony with Storage, laminate flooring, and a Clubhouse with WiFi, Exercise Room, Pool, and Kitchen / Bath Facilities. For a look at the Site Plan click here! More details at the Notre Dame Condominiums webiste!
View the North Douglas Condominiums Photo Gallery...
Tim Vicsik
Home Gallery Realtors
tim@timvicsik.com
www.timvicsik.com
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 - From HUD (US Department of Housing and Urban Development): The Atlanta Homeownership Center approved the use of two Sales Initiatives on HUD listings in (Illinois, Indiana, North, and South Carolina). The $100 Downpayment is now available for HUD listings with an effective date of October 5, 2007.
100 Down Payment on HUD Homes! HUD has announced several new sales incentives on HUD homes that will make
these homes more affordable for homebuyers. HUD has a special program for a limited time only which allows an owner-occupant buyer to pay only $100 down, instead of the usual required 3% down, and HUD will pay up to 3% of allowable closing costs.
- Homeowners in St. Joseph County and the cities of South Bend, Mishawaka, Granger, Osceola, and Notre Dame now have a resource for Foreclosure awareness and prevention. It's called The Indiana Foreclosure Prevention Network. Below is a snipet from their website... "The Indiana Foreclosure Prevention Network (IFPN) is a public-private partnership of community-based organizations, government agencies, lenders, realtors, and trade associations that has devised a multi-tiered solution to Indiana's foreclosure problem. This statewide initiative includes a targeted public awareness campaign, a telephone helpline, an educational website, and a network of local trusted advisors." Offering third-party non biased information to the general public, IFPN is out to make a difference in Indiana and in a time of need. The state of Indiana is one of the highest Forclosure states in the US, this is a giant step towards lowering that statistic!
The Condo Real Estate Market is booming nationwide and is not any different here in the South Bend Notre Dame area. With sales numbers well above industry standards, the Condo market is strong and appears to be as strong if not stronger than last year. With sites like Notre Dame Condominiums and South Bend Indiana Condos, finding the Condo or Town Home that fits your needs is easier than ever. We've found the most units are sold to Notre Dame alumni looking for a place to stay for Home Games or Parents of the lucky students attending the University of Notre Dame and Saint Mary's College. To date, we have well over 20 Condominium or Townhome Complexes within a few miles of campus. Comlexes include: There's plenty more to choose from depending on your price range and amenities desired. Units start at around $50,000 and go up to around $500,000. For more information please contact Tim Vicsik at (574) 329-9587 or Tim@TimVicsik.com today!
 Home Buyers Marketing II, Inc. is providing this service in an attempt to locate ready, willing and able buyers for the properties available through the MLS®. The Home Buyers Scouting Report® (HBSR) is a free home finding service of Home Buyers Marketing II, Inc. (HBM II) a licensed real estate brokerage services company that provides the Report directly to homebuyers through a secure, password-protected online service. The Preferred Loan Officer's role is to assist in determining a comfortable monthly payment and price range for Home Buyers Marketing II, Inc. (HBM II) to use when it is searching for properties within your search criteria. The Preferred Loan Officer is neither an employee of HBM II nor the provider of the Home Buyers Scouting Report® (HBSR).
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Tim Vicsik
Notre Dame,
IN
More about me…
Home Gallery Realtors
Office Phone: (574) 329-9587
Cell Phone: (574) 329-9587
Email Me
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