Orange County, Ca: Are you paying too much in property taxes?  

You can easily find out by clicking this link:    http://tax.ocgov.com/tcweb/search_page.asp  

 If you find out that you that your property value is actually less that the amount you are being assessed you can send in a petition for FREE to reduce your  property taxes.

You may send in your petition for review prior to April 30 ,2012. The assessor takes into consideration the market value of the property as of January 1,2012. 

• Click on this link for Single Family Home or Condominium 

  http://egov.ocgov.com/vgnfiles/ocgov/Assessor%20-%20Webster%20Guillory/Docs/Forms/RequestForInformalReviewSFRFillable-REV%2012-11.pdf

If you would like assistance with finding comparable sales for your application please contact me! Tina Maraj,

Full Time Residential Real Estate agent.  714-403-7901

The FHA "Kiddie Condo" Loans are Back!  Thinking of a way to get your college student out into their own home without putting 20% or more money down? If your child has a FICO score in the high 600's they could qualify for a "Kiddie Condo" loan! The Primanry Borrower, "The Child" does not have to earn a dime of income.

Here are the major factors. 

• 55% back end ratio’s 
• over a 640 FICO score.
• income can come from the Non Occupying Co Borrower "Parent"

My Mortgage Professional, Patricia Greco from Priority Mortgage can take your applcation and get you an DU approval in 2 days or less! Then I can take you out to one of the FHA Approved Communities in the are you desire. It's that simple!

Contact Patricia Greco  by phone 714-623-6929 or  prioritymortgage@roadrunner.com  or

Tina Maraj, Full Time Residential Real Estate Agent for 21 Years!  at 714-403-7901 or Tina4Homes@aol.com 

We both work 7 Days a Week! Let's get your loan  started today!

Anaheim Hills Ca: Is the Yard House Restaurant taking over The Foxfire’s Location?

There has been a lot of talk in my neighborhood and around town in Yorba Linda that The Famous Foxfire Chophouse is closing. The rumor mill claims that there will be a Yard House Restaurant opening in its place. I was surprised to hear about this since I know The Foxfire has a pretty regular following of Dinner and Nightlife patrons.

I searched the Internet for any articles on the future change and found nothing. I was interested in finding out the truth so I just called The Foxfire. I was lucky to get a Manager on the phone at 10:30 in the morning. She told me that she had also heard the rumor too.  As far as she knows they have a lease that does not expire until July 2013.

It would be great if The Foxfire stayed and A Yard House came to town! I guess we'll just have to wait and see what happens next summer.

http://foxfirerestaurant.com/    http://www.yardhouse.com

If you have any updates on the supposed change please post them here.

Written By Yorba Linda Home Owner and REALTOR Tina Maraj www.TinaMaraj.com

Short Sale Myth II: A Seller has to contribute cash to close the deal. If you are a home owner considering a short sale payoff of your loan you should know all of the FACTS and not be scared by MYTHS or Horror stories told to you be friends. I am a certified short sale specialist that has closed short sales with NO seller contribution. 

Every transaction is different and one needs to look at your entire financial situation and hardship. The truth remains that a short sale can be successful with the seller not paying a dime!  Some Mortgage Companies are actually paying home owners in distress to short sale their homes instead of just walking away.

For a FREE Confidential Consultation contact Tina Maraj,  Full Time Residential Real Estate Agent for 21 Years! 714-403-7901 www.TinaMaraj.com

Yorba Linda Ca: FHA Approved Condo and Town Home Communities as of 1/21/12. If you would like to purchase a condominium or town home using FHA Financing, you must be sure that the properties you are viewing are HRAP/DELRAP Approved. In the past year many communities approvals have expired. This means you cannot close a transaction using FHA Financing until the community has been re-approved again. Here are a list of the Condominiums that have successfully completed the approval process with US Department of Housing and Urban Development.

 If you would like assistance purchases a Home or Condominiums using FHA Financing contact

 Tina Maraj, Residential Real Estate Agent for over 21years! www.TinaMaraj.com 714-403-7901

Fullerton Ca: Condominiums or Town Homes for sale: If you would like to purchase a condominium or town home using FHA Financing, you must be sure that the properties you are viewing are HRAP/DELRAP Approved. In the past year many communities approvals have expired. This means you cannot close a transaction using FHA Financing until the community has been re-approved again. Here are a list of the Condominiums that have successfully completed the approval process.

For More Information on purchasing a home, condo or town home using FHA Financing, Contact

Tina Maraj, Residential Real Estate Agent for over 21 years! www.TinaMaraj.com 714-403-7901

Short Sale Tip for Home Buyers: Short sales listings have become a large portion of the listing inventory in today real estate market. Often these listings are the only options for buyers to choose from. I have been invloved with short sale transactions on both sides, representing buyers and representing sellers. My years of experience have taught me to watch out for certian red flags and to find out all of the variables before entering into a transaction.

This post will be a part of a series of Short Sale Tips and Short Sale Myths that I will be blogging about.

Today's Tip is for Home Buyers of Condominniums, Town homes or any home that is in an association that has dues.

• Find out up front is there are Delinquent Association Dues

In many cases if a home owner is not paying their mortgage  payment they may not be paying their Home Owner's Association Dues either. This can crop up as a huge problem if you are not aware of the outstanding dues until you are close to closing.

The lienholders will usually not pay for anything Association related.  FHA does not allow home buyers to pays these types of closing costs. The Seller usually does not have the funds to pay...so most times the deal falls apart.

For more information about Short Sale Transactions contact Tina Maraj, Certified Short Sale Specialist  714-403-7901 www.TinaMaraj.com

Fullerton Ca: Parents and Babies Groups mark your calenders for this event. It's Stroller Brigade Time again at The Fullerton Museum Center.

 This FREE event takes place every Wednesday now through March 21, 2012. This year's exhibit is the story of California's 2nd Gold Rush: Citrus  "California'a Golden Dream.

Children 5 and older are welcome to come enjoy the exhibit with special stories, games and crafts.

For more information about the Stroller Brigade or other events at the Fullerton Museum Center please call 714-738-6545

The Fullerton Museum is located in Downtown Fullerton at 301 N. Pomona Avenue at the corner of Wilshire.

Posted By Tina Maraj, Fullerton Real Estate Agent Since 1989!