What is a Pre-Approval letter? I get this question ask alot, especially comes from First Time Home Buyers. What is so important about a Pre-Approval letter. As a Realtor let me help you with these questions. First of all, if you are a serious buyer it is a must to get pre-approved. This determines your borrowing power. We do not want to be looking at homes we can not afford, you need to know how much you are qualified for. Also, what type of loan are you getting, if it is a Rural Development you will not need a down payment, it is  100% financing, if it is FHA you will need at this time 3.5% down payment. It is very important to get with a lender and let the lender go over all your options. Pre-approval means your credit files have been reviewed and based on this  information the lender will give you a letter that has the terms and the amount you are Pre-approved for. This is the best way to shop for your home. This also allows the seller of the home you choose, to know that you are a serious buyer when the offer has been presented. NOW... is the BEST time to buy a HOME....the rates are at a all time low, so why not take advantage of it!!  

I would like to know if any Realtors have a business plan for 2012? If so, how is it different than yours from 2011. Did you add more prospecting time, decide to blog more or is it all about the same. I always have a plan, because I am a person who has trouble sitting still, so focus is a problem for me. Therefore, I need direction or better yet, instructions I can look at through out the day that I know I need to complete these task. I am planning my 2012 Real Estate plan now....so I would like some feedback from all my Realtor friends, as to what ideas have worked or not worked for you.  

On Friday, September 23 the Jonesboro Board of Realtors had a food fight. Sounds bad, does'nt it!! It was a fundraiser for our local Food Bank. Did you guys know that 25% of the people served are children under 18, 89% of the people served are below the official poverty level.  In 2010, the Food Bank distributed 2.6 MILLON pounds of food, yep,  you heard right...2.6 MILLON pounds!!!  So, the Realtors Food Fight was putting agency up against agency, and you guys know how COMPETITIVE us Realtors are!! We each had our own way of raising money and canned goods for our Real Estate Company. And get this!!!  drum roll PLEASE!!!  We all donated 6,375 pounds of canned goods, food, and raised $3,055  WOW!!!  This is AWESOME!!  With every dollar they get, will provide 5 meals with that one dollar.  I am sooo proud of Jonesboro Realtors, we all come together for a wonderful cause. And I truly believe in passing it forward!!! Give back to your community!!!  Jonesboro, is a GREAT place to live if you are looking to relocate, please consider JONESBORO, ARKANSAS!!

Calling on all home buyers in Northeast Arkansas. Are you ready to take advantage of these remarkable interest rates? The rates are historically low and NOW is the time to BUY!! If you are renting, the rent you are paying could be more than owning your own  home. If you are wanting a larger home, now is a time to consider moving up.  If you are a home buyer, please contact your local banker or mortgage company to see if you would qualify for a loan. If you do qualify, please contact a Realtor and lets give you the pride of home ownership.

With the weather starting to cool down here in Northeast Arkansas, outside activities are a must. Jonesboro offers all kinds of fun outdoors. We are home to Craighead Park, which has fishing, walking trails and an awesome play ground for your Children. Arkansas Game and Fish has the nature center, if you havent visited this it is a must see,   it is educational and FREE. Also this Oct. 1 our Downtown is hosting Jonesboro BBQ fest on Main St. beginning at 11 am. You can enjoy a variety of music, activities of all kinds and of couse BBQ. So come check Jonesboro out and see why so many call it HOME!!!

I have a wonderful horse farm just listed in Black Rock,  Arkansas. It has full-size outdoor riding arena and also full-size inside arena. This 57 acres has creek and pond, all fenced, includes 2000 sq ft manufactured home for your living quarters. This is a great place, if you have horses. MLS #10042775

How many of you watch "CAKE BOSS" on TLC?  Please, tune in to TLC on Monday, June, 6th at 9PM. This is a special episode with Century 21. The Century 21 organization turns 40 years old and CAKE BOSS made it special for us. So, please tune in for this special  episode.

Nice-Pak the worlds leading manufacturer of wet wipes will be expanding. Jobs are to be increased as early as this April. Jonesboro is a great place to raise a family, and jobs are plentiful. So if you are looking for a change in your career please check Nice-Pak out.

WOW!! This is a first for me. I was the recipient of a RANDOM ACT OF KINDNESS!! Here is how it went....I went to the post office where a very nice gentleman was there holding a beautiful bouquet of roses. He said "Happy Valentine Day" miss, I have been waiting on you...ok. These are for you and you have just been tagged on a RANDOM ACT OF KINDNESS!!! so pass  it on...OMG!!!! well first thought, do I have to pass them on...they are so pretty, that thought did'nt stay long before I was in contact with a little lady, who I thought would love the flowers. Oh no...she said I don't want to pass it on so I don't want them. I thought this is going to be harder than I think. You would think it would not be that hard giving flowers away. But, the next person was a older lady, who was so excited when I said, these are for you. So pass them on..this is a Random act of kindness...pay it forward....So Gentleman whoever you are you made my day with your flowers and kind words. I hope I made my little ladies day as I passed the flowers to her....so, HAPPY VALENTINE  DAY to each and every one of you and remember this is a good day for a RANDOM ACT OF KINDNESS.....

It is snowing in Jonesboro, Arkansas. This is a picture of our office with a blanket of snow. Although, several of our agents are working today the town is starting to look like a ghost town. We had our weekly Wed. morning meeting. even toured our new listings today, and one of our agents had a closing, another one just got in from showing commercial property. So you can see Real Estate is up and booming in Northeast Arkansas even with the snow comming down.

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