Its that time of the month! WATCH OUT - 05/30/12 06:33 AM
Crazy as it may sound but month end is starting to excite me like it did back in the day.All the fervor of people shuffling around and operations trying to close out their books. The insanity of FHA Payoff's and the sense of urgency all around.
To many, it is a time of stress and headache, to me it is a sign of BLISS... 
For many of us who have been making it through the BUST, we went from madness, to no urgency, because there were not that many files.
To see companies hiring people back, expanding operations, and offices busy … (1 comments)

Saying Thank you to our Troops! Operation Community Cares! - 05/29/12 08:43 AM
OCC Pack Date Quickly Approaching
June 9th 10-4:00 pm CBC Church  9090 19th Street, Alta Loma Donate Now   We need help gathering names and items to send over to our deployed service people. This is a great opportunity to gather together, military and non-military families!    I DO NOT KNOW ABOUT YOU, BUT I LOVE LIVING IN A FREE COUNTRY AND I KNOW FREEDOM IS NOT FREE!     Thank you to our military! May the Lord always protect you and keep you safe!    If you have any questions, please be sure to let me know!    Operation Community … (1 comments)

REO/ Short Sale Agents, Be In the Know- DEED IN LIEU - 05/23/12 06:21 AM
To the REO/Short Sale Agents out there: 
We are noticing an uptick in Deed In Lieu options being exercised by Sellers/Banks. 
This is another option to relieve the distressed home inventory challenge that we have been in for the last several years.
However, there can be several implications when the banks accept the DEED IN LIEU.
Current Loans will need to be reconveyed. If there is more than one loan, or bank this can be a challenge to address. Most common tranactions accepted have one bank, or one loan on the property. Any issues the homeowner has on the property are … (1 comments)

Title Update- HELOC's Strike Back - 05/22/12 11:29 AM
BE IN THE KNOW:
When the market crashed many people had HELOC's or Lines Of Credit, and most of them were frozen, However, most were never removed from the property. The homeowner does not even realize they are still attached and need to be released. This is not a big issue, but some homeowners are caught off guard when they see these on there Preliminary Title Reports!
Have you experienced this yet.
If not, you may, be prepared, and feel confident in your answer.
Some homeowners are even shocked to know that their limit was arbitrarily raised every other year. Kind of … (0 comments)

Farming, Door Knocking, & Consistency! A new tool added! - 05/16/12 06:39 AM
Farming: Developing an area or region to market to, touching or turning the field to grow your business for the future.

Traditionally, Title Companies have been a resource in the data for direct mail, and to a degree they still are, but the rules have chanegd. We still can provide data, however the amount of data we can provide has been altered.
Neighborhood, or Geographic Farming has been redifined by the USPS.
In a time when many of us are trying to maximize every dollar we spend and stay in tune with our clientel, the  has lauched a new tool: 
… (2 comments)

Practicing Values, Leadership! Actions vs. Words - 05/09/12 08:13 AM
One man or woman practicing discipline, leadership, gratitude, commitment, etc. is far better than 100 teaching it. Do first. Then teach.

So it is said that actions speak louder than words. The question is do we live by this personally and within our teams? 
Here is the true question, Do we ourselves represent our values, and do the individuals we have as a part of our team accurately reflect them as well? 
Today post I apologize is heavy on cliches, however, they are there for a reason. We are told that we become like the 5 people we hang around … (1 comments)

Taking Word Vs. Validating Liens Paid Off- Title Life - 05/08/12 06:50 AM
A refinance was opened at the end of November 2011. Upon receipt of the title report, the assistant escrow officer asked the mortgage broker to provide payoff information for the three loans reflected on the report. The broker skirted the question and demanded a fee quote. The assistant provided the fees and then shortly thereafter was informed the loan was on hold.
In January 2012, the mortgage broker requested an estimated settlement statement for this loan. Sarahf,the assistant escrow officer handling the file for XYZ No. Calif. office, again requested the payoff information for the three loans reflected on the title … (2 comments)

 
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Ryan J. Orr, Team Title Guy- Ticor Title

Rancho Cucamonga, CA

More about me…

Ticor Title

Address: 4204 Riverwalk Pkwy 230, Riverside, Ca, 92505

Office Phone: (909) 748-5151

Cell Phone: (909) 767-0718

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Informed Perspective on San Bernardino/Riverside Counties real estate market from a title viewpoint!


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