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Greg Gullotta's grandfather started working title in downtown Los Angeles in 1945 and he always told his children and grandchildren one thing – don't go into title. "But we didn't listen to him," says Gullotta. "While he was talking about how much work it was and how difficult it was, we were watching him build a successful business and having lots of fun doing it." In the end, title became something of a family business. Gullotta's mother was a title officer and his aunt, Jaye Johnson, was a well known title officer (0 comments)
Life can Happen in the blink of an eye, and we can revel in our loss for days, weeks and even years after the loss of a loved one. This morning I woke to a crazy Tidal Wave of emotions. Almost uncontrolable, as I sat awkwardly at the local coffee shop I had an extremely tough time holding back the tears. This morning I was thinking about all that a dad can do, and how much of an example we can (1 comments)
ryan orr: Involvement in Professional Associations- Get Involved? or not.. - 10/24/12 07:12 AM
For Better or Worse! Sounds like something you might say after walking down the aisle, right? However, it is a mindset as well. You see, we as career professionals need to help the industry that provides greatly opportunity for us. Most would agree that although this industry can be quite challenging, it is also quite rewarding too. If we take this seriously as a career, should we not give back the industry that gives so much? In a competitve environment, your involvement and influence can separate you from your competition. How do we better plug into our industry, and challenge ourselves (8 comments)
ryan orr: Power Of Focus Journaling- - 10/18/12 11:36 AM
Well it as been said that there is great power in FOCUS. That we tend to go to and get what we think about. Some call it the SECRET, or the Law of Attraction. Others will contend it is a firm roadmap and leads us to where we want to go! The Catch: Our focus can lead us where our head is at, the question is: Are you focusing on the right things? I have been working diligently by reading, and journaling and putting in action the things I need to do to be successful. Myths: Success is easy Those that (1 comments)
ryan orr: Fake- Bank of America Short Sale Approval letters? - 09/11/12 07:20 AM
Short Sale approvals get verified before closing and here is why! Fraud has plagued the B of A approvals w crafty individuals creating fake approval letters. In an effort to prevent the reoccurrence of such fraud going forward, Bank of America will now give our representatives the ability to verify approval letters without a title–company–specific Third Party Authorization already in place. Below is a telephone number settlement agents or title officers may call to verify certain key data points for approval letters where the original loan balance exceeded $500,000. This original loan cutoff amount was selected because, thus far, fraudsters have (3 comments)
ryan orr: SB County-Eminent Domain to Cram down mortgages? Abuse of Power? - 07/12/12 09:18 AM
Be Informed.. and please pass this information out! The first public meeting of the Joint Powers Authority considering a radical use of eminent domain in the housing market is Friday morning at 9am at the San Bernardino County Government Center (details below). You can make a difference by making your presence felt at the meeting. San Bernardino County Joint Powers Authority Meeting Friday, July 13th 9:00am (Estimated to last about 90 minutes) County Government Center, Board Chambers 385 North Arrowhead Ave San Bernardino, CA 92415 You don't need to speak, just be there. Contact your county supervisor (0 comments)
I am an Army soldier with the 426 Civil Affairs Battalion (Airborne) and am currently serving my country in Kandahar, Afghanistan. Today I received care packages from your organizationand and have to say that it really made my day. To know that everyone back at home is thinking about us means a lot. We do not have much to look forward to and spend (0 comments)
ryan orr: Payoffs- Benefit of Wiring Funds vs. Sending Check! - 06/12/12 06:13 AM
In 2011, a XYZ Title office processed a sub–escrow payoff for an independent escrow office on a residential refinance. Later they received a call from the escrow officer, on behalf of the borrower, claiming the prior loan was never paid off. The borrower had been receiving delinquency notices from his lender for payments on the old loan. The title officer pulled the file and confirmed a check for the payoff was sent on Nov. 22, 2011 and the check had cashed on Dec. 5, 2011. The title officer told the escrow officer they would call the lender to prove to them (2 comments)
ryan orr: Its that time of the month! WATCH OUT - 05/30/12 06:33 AM
Crazy as it may sound but month end is starting to excite me like it did back in the day.All the fervor of people shuffling around and operations trying to close out their books. The insanity of FHA Payoff's and the sense of urgency all around. To many, it is a time of stress and headache, to me it is a sign of BLISS... For many of us who have been making it through the BUST, we went from madness, to no urgency, because there were not that many files. To see companies hiring people back, expanding operations, and offices busy (1 comments)
ryan orr: Title Update- HELOC's Strike Back - 05/22/12 11:29 AM
BE IN THE KNOW: When the market crashed many people had HELOC's or Lines Of Credit, and most of them were frozen, However, most were never removed from the property. The homeowner does not even realize they are still attached and need to be released. This is not a big issue, but some homeowners are caught off guard when they see these on there Preliminary Title Reports! Have you experienced this yet. If not, you may, be prepared, and feel confident in your answer. Some homeowners are even shocked to know that their limit was arbitrarily raised every other year. Kind of (0 comments)
ryan orr: Taking Word Vs. Validating Liens Paid Off- Title Life - 05/08/12 06:50 AM
A refinance was opened at the end of November 2011. Upon receipt of the title report, the assistant escrow officer asked the mortgage broker to provide payoff information for the three loans reflected on the report. The broker skirted the question and demanded a fee quote. The assistant provided the fees and then shortly thereafter was informed the loan was on hold. In January 2012, the mortgage broker requested an estimated settlement statement for this loan. Sarahf,the assistant escrow officer handling the file for XYZ No. Calif. office, again requested the payoff information for the three loans reflected on the title (2 comments)
ryan orr: You guys have it so easy! - 03/07/12 06:21 AM
In sales, I have found that it can be an amazing career, but it is anything but easy. In any type of sales there is going to be those that are successful and those who are not! Which one are you? Why?
It is also true that the higher the risk, the higher the potential reward, and this is true in the Real Estate Industry too. No matter what side of the coin you are on, this business is no joke, and in todays market it takes a persistence and dedication to details to truly succeed. In regards to follow-up, (4 comments)
ryan orr: Attention Buyers Agents on HUD Homes- - 03/02/12 05:33 AM
Support Your local title guy! As a local hard working individual we are always trying to find creative ways to provide value for our clients. I am hoping that by sharing some great information that this helps you! Did you know that if you are making an offer on a HUD home that you can choose your Title provider? There are no tricks, and your buyer DOES NOT have to pay both sides of the fee in order to specify. All you need is the form I have enclosed below. I have linked the full size attachment, so if you like, (1 comments)
ryan orr: Extra Time... How do you use it? - 02/29/12 06:46 AM
How do you use this extra day? Once every 4 years we get an extra day to love, work, appreciate, pray or whatever it is you do! How do you use your extra minutes? Wild thought right... Have you ever thought about having extra time? Or is that fleeting thought when a brush with death has been had, or someone close to you gets hurt. It seems as though we get shortsighted most of the time. How awesome would it be, if we worked hard to make a difference in the lives of others, each and every day? HERE IS YOUR (1 comments)
Yes they say Coffee is for Closers and we have a constant feed of it in my office.. We are here to help and are putting in the extra hours to make sure files close smoothly... With the return of FHA Payoff's and the monthly goals we have picked up tremendously at Month End. This is the time of month that separates the professionals from all the rest. Make sure you put your deals with a team that can close them right, and on time. Team Ticor IE has all the (0 comments)
Have you noticed it? the vibe! The Feeling of excitement, I have! It is awesome... In my personal opinion there is a feeling in our local marketplace that we have not seen over 4-5 years. Agents in most of my market centers are back doing the basic tasks that helped them attain success before the market took a dive in 2007. Most Importantly, the real estate industry is a full contact sport! Many today are using technology as a tool to hide behind, instead of leveraing its value to make every contact a better one. How are you (1 comments)
ryan orr: Family... What is most important - 02/04/12 12:09 PM
Yesterday my daughter was admitted to have surgery for a broken arm she had gotten while practicing for a Cheerleading Competition. She has been a trooper and in some ways stronger than I thought possible. There is no greater hurt than a parent seeing their child hurt, BUT, THERE IS NO GREATER LOVE, than a parent and child..
The doctors took her in and reset her arm, and placed 2 pins in her elbow. The picture below was taken just before surgery, and after some of the meds kicked in. It was an emotional and scary day for her, and (4 comments)
ryan orr: Local Real Estate Community to Support Troops- "Reign" Over and Chuck A Puck - 01/29/12 10:27 AM
Operation Community Cares & Local Real Estate Community Unite To Support our troops! Date: March 13th, 2012 Time: 7 pm Start Price: $15 pp How you can help Purchase Tickets, Spread the word, Re-Blog, or sign up to sell 10 tickets... or make this an office event today! Proceeds go towards Operation Community Cares to support troops deployed overseas, and their families here at home.
Proceeds go towards Operation Community Cares to support troops deployed overseas, and their families here at home. CHUCK A PUCK- Pucks sell for about a $1 each.Attendees throw them on the ice in between periods for a (1 comments)
ryan orr: Inland Empire Real Estate Crystal Ball- Randall Lewis - 01/25/12 09:45 AM
Day in and day out people ask, What do you hear? When will the market completely turn around? And the number of responses are as varied as the people you ask. Last Friday we at WEREP heard from a local, well invested man, whose family company has some large investments in the Inland empire and state. The man that spoke was Randall Lewis of the Lewis Companies. He is very well respected, and we had a large turnout, and even the ENITRE Rancho Cucamonga City Council. It was awesome to see and the energy was electric. Over the last five years (2 comments)
ryan orr: Devil Is in the Details... Fraud Insights- Short Sales/ Investors - 01/17/12 11:19 AM
The Devil Is In the Details An investor opened several short sale transactions, acting as the buyer in each. One–by–one the short sale transactions began to cancel for one reason or another, leaving the escrow branch disgusted with the amount of work they put into each one without remuneration. The next deal in line came extremely close to closing – until the assistant escrow officer discovered the "devil in the details." After preparing numerous estimated settlement statements and providing a preliminary report, XYZ Title's New Communities office in Riverside, Calif. finally received a short pay letter from Bank of America. Bank (1 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.