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Each month AR runs numerous contests as a way for our members to engage in activities
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These state pages or hyper-local pages provide content directly related to a specific geographical location.
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What are your options when going into foreclosure? - 01/30/09 08:20 AM
Good morning everyone and thank you for takikng the time to visit our blog. Today I will go over part 2 of our foreclosure handbook that covers what a homeowners options are during a foreclosure. If you should have any questions don't hesitate to call us at 651-407-7803.
What are the option for a homeowner in foreclosure: Prior to the Sheriff's Sale you can still bring the mortgage current. Once the lender has startedthe foreclosure process they will not accept partial payments on the amount past due. The borrower must pay in one lump sum all the back payments, accrued (0 comments)
Help for homeowners in foreclosure - 01/29/09 04:08 PM
Mortgage foreclosure is a complex process. Some people may approach you about "Saving" you home. You should be careful of such promises. The state encourages you to become informed about your options in foreclosure before entering into an agreement with anyone in connection with the foreclosure of your home. There are government agencies and non-profit organizations that you may contact for helpful information about the foreclosure process. For the name and telephone number of an organization near you please call the Minnesota Housing Finance Agency (MHFA) at 651-296-8215. 1-800-710-8871, TTY 651-297-2361 or the MHFA website at: http://www.hocmn.org/ForeclosurePrevention-map.cfm The state does not (0 comments)
The Minnesota Foreclosure Process - 01/29/09 03:56 PM
For those of you that are having trouble paying your mortgage this information is for you. This is the Minnesota Foreclosure Process and what you can expect. This article is taken from our handbook "What you need to know about foreclosures", we distribute this handbook to all our clients that are facing foreclosure and to other Realtors that take our Foreclosure Classes for their required Continuing Education. The Foreclosure Process: There are two ways for a lender to foreclose on a mortgage. The judicial process and the non-judicial process. The process used by the lender depends on the laws in each (2 comments)
1st time home buyer $7500 tax credit - 01/27/09 02:22 PM
Have you been hearing a lot about this new $7,500 tax credit for first-time home buyers, which is part of the newly passed 2008 American Housing Rescue and Foreclosure Act? Is it as great as it sounds? A new website has been put up with more information about this tax credit. Curiously, the fact that this “credit” has to be paid back over the next 15 years (or when you sell) is conveniently left out of the “At A Glance” section, and you have to scroll down to question #15 in their Frequently Asked Questions to learn about the repayment terms. (3 comments)
Now is one of the best times to buy a home - 01/27/09 01:56 PM
NOW IS ONE OF THE BEST TIMES TO BUY A HOUSE IN THE LAST 30 YEARS! Why? Because it is a Buyers Market with great deals & Interest Rates are still the lowest in the last 30 years. We specialize in all types of home buyers from first time home buyers to experienced home buyers up to multi-million dollar properties. Visit our website for important buyer tips and perform your own property search. Our site offers many ways to find your dream home. Check out our Find A Home option and select all the different areas that you may want to (0 comments)
The difference between a Short Sale and a Foreclosure. - 01/27/09 01:06 PM
One of the most common questions I get when helping home owners that are facing foreclosure and from other Realtors when I am training them in the foreclosure process is "What is the difference between a Short Sale and a Foreclosure and how does it effect the Seller?" Homeowners who have the option of completing a short sale in order to avoid foreclosure may be better served by saving their home in this manner. Although there are a few drawbacks of a short sale, it is almost always better just to resolve the mortgage entirely and move on with fewer financial (5 comments)
The Typical Foreclosure Notice Requirements - 01/27/09 12:47 PM
When lenders begin to foreclose on a mortgage in default, there are typically a number of notices requirements that they must meet for the process to be legal. Otherwise, the homeowners may be able to contest the foreclosure in court for inadequacy of process, and the bank's lawsuit or ability to sell the house may be thrown out and it will have to restart at the beginning. In most states, homeowners are required to be notified of many aspects of the legal process of foreclosure. Usually this is accomplished by posting the applicable notice on the property itself, which a (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.