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Last week, the FHA (Federal Housing Authority) announced that the First-Time Buyers Tax Credit can now be used for a down payment on an FHA loan. This is really great news for first-time buyers! First-time home buyers can now add the $8,000 (max) tax credit to their down payment and/or their closing costs. FHA mortgage loans require a 3.5% - 5% down payment. The tax credit may not be used in place of the required down payment for your FHA loan but it can supplement it, which may result in a slightly lower mortgage payment. All mortgage loans have closing costs. The closing costs for an … (0 comments)
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