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Mortgage and Lending - Fairway Independent Mortgage NMLS id #2289 - nmls id 56471
Charlotte Home Loan information for home buyers and home owners who want to buy a house or refinance their mortgage. Cutting edge strategies and the truth about about getting your home loan approved in Charlotte, NC.
RECENT BLOG POSTS
There are two common myths surrounding the idea of paying points on a mortgage. You should pay down points when you refinance your mortgage to receive the lowest possible interest rate. You should never pay points when you close your refinance.   For those not familiar with the concept of paying ...
02/28/2013
Fairway Independent Mortgage of Charlotte is excited to announce that of the many loan programs available to residents, we offer the Good Neighbor Next Door Program. We are particularly excited about the Good Neighbor program because it is designed for men and women serving as law enforcement off...
02/21/2013
This week, Fairway Independent Mortgage of Charlotte has had some great success stories of Carolina residents purchasing and refinancing homes. If you are thinking about becoming a new home owner, or have some questions about refinancing, consider working with a team that wants to see you succeed...
02/20/2013
Is refinancing worth it? It depends, of course! The easiest way to figure it out is to look at how much money can you save and how much time it takes to refinance. If you can save at least $100 a month, or $1200 a year without too much time, it’s probably worth it. Which option is easier for you?...
02/14/2013
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Senior Mortgage PlannerFairway Independent Mortgage, Charlotte “This job fits my personality” Imagine going to work everyday knowing that you will help Charlotte area residents finance the home of their dreams. Add to that you will work alongside your best friend. Plus, you will have time to spen...
02/13/2013
There are some terrific quotes about real estate throughout the years and below are some Fairway Mortgage favorites. “Ninety percent of all millionaires become so through owning real estate.”-Andrew Carnegie “Every person who invests in well-selected real estate in a growing section of a prospero...
02/12/2013
You’ve seen the interest rates and the question you are likely thinking might be “Is now the right time to refinance my home?” Sometimes it’s difficult to decide whether or not to refinance because of all factors to consider. After all, each person has different financial situations and goals for...
02/11/2013
Do you know how can your credit score affect mortgage refinancing? Lenders use your “FICO” (Fair, Isaac and Co.) credit score to evaluate any mortgage loan or refinancing application you make. If you are not familiar with the purpose of a FICO score, it tells lenders, creditors and others how lik...
02/07/2013
Another myth we often hear is the old belief that it doesn’t make sense to refinance your mortgage if you can’t drop your current rate by at least 2%. This old adage has clearly been used as a rule of thumb in decades past, but it hasn’t actually been a valid reason for not refinancing for over t...
02/06/2013
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Each client that comes in to Fairway is like a puzzle. Credit score, length of employment, current income—these are pieces of a person’s life Rick likes to put together. “I like to solve puzzles,” Rick said, “and figuring out how to help people is the puzzle. The people I can help, I can help a l...
02/01/2013
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Tom Tousignant

Investment Property Expert
local_phone(704) 541-1172
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