North San Diego County Real Estate Resource

Nice Home on Cul De Sac in Gated Community Vista CA

Tony Cannon - Real Estate Oceanside Carlsbad (Bressi Realty Carlsbad) — Thu, 21 Mar 2013 22:15:04 -0700

$299,000 , 2 bedrooms, 2 full baths, 0 half baths, 299,000 square feet

Tony Cannon | Bressi Realty | (760) 603-9823

2288 Galvani Ln, Vista, CA

Nice home on a cul de sac in a gated community of Vista, CA

2BR/2BA Single Family House

offered at $299,000

Year Built	1990
Sq Footage	1,040
Bedrooms	2
Bathrooms	2 full, 0 partial
Floors	1
Parking	2 Car garage
Lot Size	5,227 sqft
HOA/Maint	$85 per month

DESCRIPTION

If you are looking for a nice home on a cul de sac in a gated community of Vista, CA, then look no further. Priced at $299,000 to sell quickly, this single story 2 bedroom home with 2 car garage is sure to please. A quiet and private yard with stamped concrete patio allows outdoor enjoyment. Easy access to shops, Sprinter, and Hwy78.

Nice home on a cul de sac in a gated community of Vista, CA

see additional photos below

PROPERTY FEATURES

- Breakfast nook	- Living room	- Master bath
- Dishwasher	- Garbage disposal	- Microwave
- Stainless steel appliances	- Stove/Oven	- Balcony, Deck, or Patio
- Fenced yard	- Garden	- Lawn
- Sprinkler system	- Ceiling fans	- Central heat
- Cable-ready	- High-speed internet	- Garage - Attached
- Off-street parking	- On-street parking	- Fireplace
- High/Vaulted ceiling

COMMUNITY FEATURES

- Clubhouse	- Playground	- Swimming pool
- Tennis court	- Guest parking

ADDITIONAL PHOTOS

Cul-de-sac	Stamped concrete patio
Living room	Dining area
Photo 5	Master bathroom
Master bedroom	Photo 8
Photo 9	Community pool
Community tennis court	Playground

Contact info:

Tony Cannon

Bressi Realty

DRE lic. #1318292

(760) 603-9823

For sale by agent/broker

Posted: Mar 20, 2013, 2:09pm PDT

Tony Cannon
Realtor and Broker
760-603-9823
tonycannon@roadrunner.com
www.NorthSanDiegoHomes.us
Tony on Google+

Rancho Del Oro Oceanside House Inventory at Record Low

Tony Cannon - Real Estate Oceanside Carlsbad (Bressi Realty Carlsbad) — Thu, 21 Mar 2013 21:35:37 -0700

I was using Google to try and find a home in Rancho Del Oro Oceanside which had an auction sign and came across one of my own blog posts written in 2007 which mentioned the Rancho Del Oro house inventory.

Since housing inventory has been the talk of the town in Oceanside and most of San Diego County for the past 6 months, I thought I would give you some numbers showing the record low number of homes currently on the market. In my 2007 blog, I said there were about 77 homes on the market mid 2007 and about 55 at the start of the year. Right now there are only 5 detached homes Active on the market out of the approximate 1500 homes in Rancho Del Oro. I think back in the heydey of 2003-2005 I might have seen 14 homes as a record low at that time, but only 5? Yikes!!!

On average, 12 homes have sold every month for the past 3 months. So 5 homes represents less than a half month inventory.

Low inventory of homes in Rancho Del Oro Oceanside means price appreciation, multiple offers, and houses selling very quickly until things can stabilize. A balanced market will have about 5-7 months inventory. Good luck to the buyers out there!

Tony Cannon
Realtor and Broker
760-603-9823
tonycannon@roadrunner.com
www.NorthSanDiegoHomes.us
Tony on Google+

Appraisals are Fundamentally Flawed and Give Low or Incorrect Values

Tony Cannon - Real Estate Oceanside Carlsbad (Bressi Realty Carlsbad) — Wed, 06 Feb 2013 21:27:59 -0800

Appraisals are Fundamentally Flawed and Give Low or Incorrect Values

With prices moving quickly up and appraisers being conservative, nearly every transaction these days has a concern about getting the appraised value at the purchase price. Yes, things are worse because of the Home Valuation Code of Conduct, but I believe there are fundamental flaws in the appraisal system which leads to an incorrect and often low value.

1. Appraisers never go inside of the homes they are using for sold comparables. What this means is they read the comments in the MLS to get an idea what the inside is like. But those MLS comments will be skewed into describing all the positive features and none of the negative. Since the appraiser is inside the subject property, he/she can see both the positives and the negatives. So the subject property will always appear to be less desirable, and lower value, than the comparables because of knowledge of the negatives.

2. Appraisers do not spend time with buyers hearing what things they place value on. Buyers will pay more for a home that doesn't have popcorn ceilings, or has high ceilings, or is brighter, or has a big walk-in closet for example. I doubt appraisers are aware or are allowed to make such adjustments. Yet they may be giving value for things like dual pane windows which are expensive and have great functional value, but suprisingly are not an important feature to most buyers in lower priced homes. As buyers agents, we see what really makes a difference.

3. Appraisers know the purchase price before they determine the market value. Really, if they choose the comparables well and understand the current market dynamics, they should be able to come up with a price based on that information. As listing agents, we do that all the time.

4. Appraisers seem to cover a large geographic area on a regular basis. This means they cannot be specialists in knowing price variations that exist between adjacent neighborhoods as you would if you spent most of your time working those specific locations.

Appraisers do their best and the majority of time are a seamless part of a transaction. It is in times like these when the market is moving quickly which leads me to think appraisals are fundamentally flawed and give low or incorrect values. What do you think?

Tony Cannon
Realtor and Broker
760-603-9823
tonycannon@roadrunner.com
www.NorthSanDiegoHomes.us
Tony on Google+

San Diego Restaurant Week. North County Tips and Reviews

Tony Cannon - Real Estate Oceanside Carlsbad (Bressi Realty Carlsbad) — Sun, 13 Jan 2013 15:10:04 -0800

San Diego Restaurant Week. North County Tips and Reviews

When: January 13-18, 2013
Hours: Lunch and Dinner
Where: Over 180 restaurants in San Diego County
What: $20-$40 2 and 3 course prix fixe meals
Reservations: Strongly encouraged through Open Table or the restaurant itself
Who to Contact: Event Organizers

For Foodies, Value Seekers, and Just For Fun in North County San Diego

It's back! The now twice a year prix fixe special week is here for your dining pleasure. North County seems under-represented in quantity, but we do have some quality choices. No matter where you go, it's best to make a reservation today or sooner! North County Coastal has 46 choices while North County Inland has 12. Of those 12, a real treat may be in Rancho Santa Fe at Mille Fleurs. For the adventurous, how about trying the new Cohn Restaurant Vintana which is on the top floor of the Lexus dealership in Escondido and the $30 prix fixe 3 course menu selections at dinner sound scrumptuous .

For North County Coastal one of my favorites is Jakes Del Mar. Great waterfront dining, delicious scallops, and a Hula Pie dessert which is hard to beat AND it's just $30 also. A trip to La Jolla could reward you with dining at The Marine Roomif romance is in the plans. I would also highly recommend Market, Pamplemousse, or West as special treats.

Insider Tips

Make reservations: Popular places on the Friday night especially can be already full a couple weeks in advance.

Tip well: You're getting a deal on the food, but those servers and chefs are probably working harder this week than most.

Make a return visit to those places you like: Hey isn't that one of the main ideas...try a new place. And if you like it, go back again, tell your friends, or even blog about it.

Try again in September: Many of these same restaurants will be doing this again in September, so if you can't make it this week, plan ahead for the fall!

San Diego Restaurant Week in North County Coastal and Inland is something I look forward to every year. Why not make it in your plans too!

Tony Cannon
Realtor and Broker
760-603-9823
tonycannon@roadrunner.com
www.NorthSanDiegoHomes.us
Tony on Google+

Flippers, Fannie Mae, or Cash Buyers: Helping the Market Recover Fast?

Tony Cannon - Real Estate Oceanside Carlsbad (Bressi Realty Carlsbad) — Fri, 14 Dec 2012 21:30:27 -0800

Do Flippers, Fannie Mae or Cash Buyers Help the Market to Recover the Quickest?

These may be 3 entities you love to hate, but they may be responsible for helping to raise sales prices faster than your appraiser can say uptrend. Here in San Diego County prices bottomed around March 2012 for many categories of homes. Since then I have seen the following:

1. Fannie Mae properties are listed 10-20% above market price and buyers are buying them. How does Fannie Mae get away with it...they offer some great financing terms and they don't require an appraisal. Can't say I agree with this business model since if one of these buyers has to sell within a year or so or can't afford the payments because of a job loss etc, they will be under water. Isn't that what got us into this mess in the first place???

2. Flippers buy what are sometimes the worst homes in the neighborhood and in a short time can make them the best homes on the block. Getting an appraiser to agree with that value increase is the challenge and underwriters think they can have a say how profitable these flippers should be. But at least the neighbors are happy having a nice high priced home for a comparable when it eventually does sell.

3. Cash buyers don't need an appraisal. And there are enough cash buyers these days that there are still bidding wars and having cash doesn't mean a seller has to worship you like the old days. Yes, they sometimes are lowball buyers, but not always. And in some condominium communities or properties in poor condition, that is only type of buyer you can get.

Who's helping the market the most in your area?

Tony Cannon
Realtor and Broker
760-603-9823
tonycannon@roadrunner.com
www.NorthSanDiegoHomes.us
Tony on Google+

Can You raise the Price When the Appraisal Comes in Higher?

Tony Cannon - Real Estate Oceanside Carlsbad (Bressi Realty Carlsbad) — Wed, 05 Dec 2012 11:02:52 -0800

Can you raise the price when the appraisal comes in higher, if buyer and seller agree?

When an appraisal comes in lower than the purchase price, it is quite often that the seller ends up lowering the originally agreed sales price to match the appraised value. But what about if the appraisal comes in higher? Can the price be raised to match the appraised value and maybe the seller ends up giving the buyer a closing cost credit for the difference?

Do the same rules apply to conventional, FHA, and VA loans?

I'm betting you can't raise the price after the appraised value is known. But if lenders hang their hats on the accuracy of an appraisal when it is to their advantage and sellers lose by having to reduce the price, why shouldn't the reverse be as justifiable?

Tony Cannon
Realtor and Broker
760-603-9823
tonycannon@roadrunner.com
www.NorthSanDiegoHomes.us
Tony on Google+

Should Dual Agency Be Illegal in California?

Tony Cannon - Real Estate Oceanside Carlsbad (Bressi Realty Carlsbad) — Fri, 09 Nov 2012 09:44:07 -0800

Should dual agency be illegal in California like it is in some other states? With the low inventory we have right now, listing agents or agents in the same broker office end up representing the buyers a lot of the time. This dual agency is illiegal in some states and it probably should be illegal in California too.

It's all about MONEY! The practice is not really fair for other agents, buyers, short sale lenders who may be involved, sellers, or the public's perception of real estate agent's honesty and integrity.

The listing agents who participate in this practice are the same ones who probably do not fulfull their duty by presenting all offers to a seller, or do not present them fairly. I could not believe recently when the listing agent on a standard sale said within a few hours of being listed that it's already sold so don't bother sending an offer. I ended up sending in the offer from my buyer, but you can be sure it was never shown to the sellers. The sellers ended up with $17,000 less from the listing agent's buyer and took $12,000 less than they were asking. If the listing agent was fairly representing those folks he would have kept the home on the market for at least a week so other buyers could have had the opportunity to bring in offers which reflected the true market value for that property.

Dual agency is even more pronounced on short sales where the home is put on the MLS but no showings are allowed since there is already an offer from the listing agent's own buyer.

For all those buyer's agents out there or honest listing agents, do you think dual agency should be illegal in California? What about buyers and sellers...how do you feel about this practice?

Tony Cannon
Realtor and Broker
760-603-9823
tonycannon@roadrunner.com
www.NorthSanDiegoHomes.us
Tony on Google+

Home for sale near Guajome Park in Vista School District

Tony Cannon - Real Estate Oceanside Carlsbad (Bressi Realty Carlsbad) — Sun, 14 Oct 2012 20:30:39 -0700

Tony Cannon | Bressi Realty | (760) 603-9823

1340 Sunglow Dr, Oceanside, CA

Home for sale near Guajome Park in Vista School District. Eastern views, lg private yard, 3 car gar, & nicely updated

3BR/3BA Single Family House

offered at $450,000

Year Built	1991
Sq Footage	2,182
Bedrooms	3
Bathrooms	3 full, 0 partial
Floors	2
Parking	3 Car garage
Lot Size	8,551 sqft
HOA/Maint	$0 per month

DESCRIPTION

Home for sale near Guajome Park in Vista School District. Enjoy one of Oceanside's finest in this move-in ready gem. Lots of special features, a functional floorplan, and private lot is sure to please. All the amenities you would expect like hardwood floors, plush carpet, granite counters, stainless appliances, dual pane windows, crown molding, plantation shutters, central AC, balcony, and covered patio.

see additional photos below

PROPERTY FEATURES

- Breakfast nook	- Dining room	- Family room
- Laundry room	- Living room	- Walk-in closet
- Dishwasher	- Garbage disposal	- Microwave
- Stainless steel appliances	- Stove/Oven	- Balcony, Deck, or Patio
- Fenced yard	- Garden	- Lawn
- Sprinkler system	- Yard	- Air conditioning
- Ceiling fans	- Central A/C	- Central heat
- Double pane windows	- Cable-ready	- High-speed internet
- Garage - Attached	- Off-street parking	- On-street parking
- Fireplace	- Granite countertop	- Hardwood floor

OTHER SPECIAL FEATURES

- 4 patios and a balcony for outdoor living

- Bed and full bath downstairs

- Optional 4th bedroom upstairs

- Pride of ownership

- Standard sale

- Private lot location

ADDITIONAL PHOTOS

Near Guajome Park	Vista School District
Balcony with View	Home for sale Oceanside
Family room with fp	Formal dining room
Formal living room	Breakfast nook with view
Guajome Park Vista School

Contact info:

Tony Cannon

Bressi Realty

DRE lic. #1318292

(760) 603-9823

For sale by agent/broker

Posted: Oct 14, 2012, 5:57pm PDT

Tony Cannon
Realtor and Broker
760-603-9823
tonycannon@roadrunner.com
www.NorthSanDiegoHomes.us
Tony on Google+

One Level Model Home in Carlsbad CA for sale

Tony Cannon - Real Estate Oceanside Carlsbad (Bressi Realty Carlsbad) — Sat, 28 Jul 2012 01:32:24 -0700

If you are looking to buy a one level model home in Carlsbad CA then consider this:

Tony Cannon | Bressi Realty | (760) 603-9823

6626 Fiona Pl, Carlsbad, CA

One level model home in Carlsbad CA with peaceful yard. Walk to schools and park. Lush landscaping. 3 car garage

3BR/2+1BA Single Family House

offered at $775,000

Year Built	2000
Sq Footage	2,691
Bedrooms	3
Bathrooms	2 full, 1 partial
Floors	1
Parking	3 Car garage
Lot Size	8,900 sqft
HOA/Maint	$95 per month

DESCRIPTION

One level model home in Carlsbad CA. Desirable Aviara neighborhood where you can walk to Aviara Oaks Elementary and Middle Schools and Aviara Community Park. Bring the chefs, gardeners, & entertainers! A kitchen island which seats 6 with lots of elegant granite counters, tons of cabinets, built-in desk, dual ovens, 5 burner gas cooktop, breakfast area, formal dining, and spacious family room. Gardeners will also love this one level model home in Carlsbad CA with all it's tropical landscaping, koi pond, & babbling brook. Tranquil covered outdoor dining on stamped concrete patios. Bonus room great for office, den, or maybe a 4th bedroom.

Other desirable features include: built-in fridge, laundry room with sink, paver stone driveway accent, turret entry, courtyard fountain. A must see one level model home in Carlsbad CA

One level model home in Carlsbad CA

PROPERTY FEATURES

- Breakfast nook	- Dining room	- Family room
- Laundry room	- Library	- Living room
- Master bath	- Office/Den	- Walk-in closet
- Dishwasher	- Garbage disposal	- Microwave
- Refrigerator	- Stove/Oven	- Balcony, Deck, or Patio
- Fenced yard	- Garden	- Pond
- Sprinkler system	- Yard	- Ceiling fans
- Central heat	- Double pane windows	- Cable-ready
- High-speed internet	- Security system	- Garage - Attached
- On-street parking	- Fireplace	- Granite countertop
- High/Vaulted ceiling

OTHER SPECIAL FEATURES

- One level model home in Carlsbad CA

- Designer paint

- Crown molding

- Slate floors

- Solatubes

- Landscape lights

- Jack and jill bathroom

- Garage storage cabinets

ADDITIONAL PHOTOS

Courtyard fountain	Living room
Dining room	Kitchen and nook
Family room	Master bath
Patio

Contact info:

Tony Cannon

Bressi Realty

DRE lic. #1318292

(760) 603-9823

For sale by agent/broker

Posted: Jul 27, 2012, 10:43pm PDT

Aviara stylish one level model home in Carlsbad, CA for sale

Tony Cannon
Realtor and Broker
760-603-9823
tonycannon@roadrunner.com
www.NorthSanDiegoHomes.us
Tony on Google+

Allied Gardens San Diego View Home for Sale

Tony Cannon - Real Estate Oceanside Carlsbad (Bressi Realty Carlsbad) — Fri, 15 Jun 2012 00:53:01 -0700

Tony Cannon | Bressi Realty | (760) 603-9823

6880 Estrella Ave, San Diego, CA

Allied Gardens Remodeled Home with Panoramic Views, Quiet Street, Sunroom, Balcony, Light and Bright with 2 Car garage

3BR/2+1BA Single Family House

offered at $400,000

Year Built	1957
Sq Footage	1,330
Bedrooms	3
Bathrooms	2 full, 1 partial
Floors	2
Parking	2 Car garage
Lot Size	7,800 sqft
HOA/Maint	$0 per month

DESCRIPTION

Desirable Allied Gardens home for sale has panoramic view and is move-in ready. Central heat, A/C, ceiling fans, dual pane windows, and even a window A/C unit will keep you comfortable year round. Classic wood floors, smooth ceilings, and recessed lights feel modern. Perfectly located sunroom adds space to what already feels like a light bright and roomy home. Second floor added in 2004 with huge master bedroom, office nook, full bathroom, and easy care balcony to take in those awesome views. Downstairs hall bathroom is updated & one of the bedrooms has a half bathroom which makes it great for teens or guests. Lots of cute storage closets in the hallway. Walk to community park and area schools.

see additional photos below

PROPERTY FEATURES

- Breakfast nook	- Living room	- Office/Den
- Sun room	- Dishwasher	- Dryer
- Garbage disposal	- Stove/Oven	- Washer
- Balcony, Deck, or Patio	- Fenced yard	- Garden
- Porch	- Yard	- Air conditioning
- Ceiling fans	- Central A/C	- Central heat
- Double pane windows	- Garage - Attached	- Hardwood floor

OTHER SPECIAL FEATURES

- Dual pane windows

- Central heat and A/C

- Balcony with View

- Hardwood Floors

- Sunroom

- Low Maintenance Yard

- Wide Quiet Street

- Panoramic Views

ADDITIONAL PHOTOS

Allied Gardens view home for sale in San Diego	Classic StepSaver Kitchen with Adjacent Sunroom
Living Room Wood Floors. Great View Spot	2 Car attached Garage
Vaulted Ceiling in Master. Panoramic Allied Gardens View Inside or on the Balcony	Home for Sale in San Diego with View of Allied Gardens
Near Allied Gardens Park

Contact info:

Tony Cannon

Bressi Realty

DRE lic. #1318292

(760) 603-9823

For sale by agent/broker

Posted: Jun 14, 2012, 10:21pm PDT

If you are looking for an Allied Gardens San Diego view home for sale near Del Cerro then this may be the place for you.

Tony Cannon
Realtor and Broker
760-603-9823
tonycannon@roadrunner.com
www.NorthSanDiegoHomes.us
Tony on Google+

Top Bidder at GoHoming.com (Altisource) Does Not Always Win at Auction

Tony Cannon - Real Estate Oceanside Carlsbad (Bressi Realty Carlsbad) — Tue, 12 Jun 2012 22:26:28 -0700

If you are looking to be the top bidder at the online auction site GoHoming.com, this may interest you. When a foreclosed home is initially listed, it usually has an online auction period where bidding ends at a specific time, with some extensions of time for last minute bidding, and the high bidder wins. If reserve is not met, or buyer backs out for some other reason, the home is relisted at Gohoming.com and bids are accepted again.

A couple days ago, I bid on a property and got confirmation that we were the high bidder at $231,000. The next day, the seller accepted the buyer who bid $230,000. My buyer was using a conventional loan and not asking for any closing cost credit, so maybe they went with a cash buyer? I guess we'll know once it closes, but other buyers should beware that top bidder(in the non-auction period) of GoHoming does not necesarily win the home.

This same home first sold during the auction period with a bid of $242,000 and buyer having to pay 5% buyer's premium. Bidding during the non-auction period after that first buyer dropped out meant we did not have to pay a 5% premium. So keep your eyes open, this home came back open for bidding and sold again all before the MLS had been updated to go from Pending back to Active.

Tony Cannon
Realtor and Broker
760-603-9823
tonycannon@roadrunner.com
www.NorthSanDiegoHomes.us
Tony on Google+

Olde Carlsbad, CA Single Story Pool Home For Sale

Tony Cannon - Real Estate Oceanside Carlsbad (Bressi Realty Carlsbad) — Mon, 11 Jun 2012 22:44:40 -0700

Like New Single Story Resort Style Pool Home for Sale in Olde Carlsbad, CA

Tony Cannon | Bressi Realty | (760) 603-9823

1659 James Dr, Carlsbad, CA

Walk to the Village and beach from this single story home with resort-like pool and yard for sale in Olde Carlsbad

4BR/2BA Single Family House

offered at $725,000

Year Built	1981
Sq Footage	2,216
Bedrooms	4
Bathrooms	2 full, 0 partial
Floors	1
Parking	2 Car garage
Lot Size	12,500 sqft
HOA/Maint	$0 per month

DESCRIPTION

Pool, spa, privacy, BBQ, and everything like new at this house for sale in Carlsbad where you can walk to the Village and beach. 1/4 acre backyard with salt water solar heated pebble tec pool with raised spa. Professional landscaping and accent lighting. Outdoor bbq island with sink, fridge, and beer tap. Recent indoor remodel includes granite counters, wood floors, high baseboards, modern ceiling fans and light fixtures, stainless appliances, and custom paint.

see additional photos of this Olde Carlsbad home for sale below

PROPERTY FEATURES

- Breakfast nook	- Dining room	- Family room
- Living room	- Master bath	- Dishwasher
- Garbage disposal	- Microwave	- Refrigerator
- Stainless steel appliances	- Stove/Oven	- Balcony, Deck, or Patio
- Fenced yard	- Garden	- Greenhouse
- Lawn	- Sprinkler system	- Swimming pool
- Yard	- Air conditioning	- Ceiling fans
- Central A/C	- Central heat	- Double pane windows
- Cable-ready	- High-speed internet	- Garage - Attached
- On-street parking	- Fireplace	- Granite countertop
- Hardwood floor	- High/Vaulted ceiling	- Jacuzzi/Whirlpool
- Skylights

OTHER SPECIAL FEATURES

- Salt water solar heated pebble tec pool with lights and spa

- Outdoor fireplace

- Outdoor barbeque island with sink, fridge, and beer tap

- Outdoor speakers and TV mount

- Outdoor storage shed

- All new fencing offers privacy

- Central heat and oversized A/C

- Tankless water heater and whole house reverse osmosis water filtration

- Stamped concreate patio

- Atrium dual pane double hung windows

- Custom paint, fixtures, and fans

ADDITIONAL PHOTOS

Olde Carlsbad but like new	The pool and backyard are private
Olde Carlsbad Single Story	Built-in BBQ next to the pool
Huge family room with vaulted ceiling	Oversized formal dining room
Resort like pool has natural rock waterfall

Contact info:

Tony Cannon

Bressi Realty

DRE lic. #1318292

(760) 603-9823

For sale by agent/broker

Posted: Jun 11, 2012, 8:36pm PDT

Walk to Carlsbad Beach and Village from this like new single story beauty for sale in Olde Carlsbad. Salt water solar heated pool and big backyard. No HOA or Mello Roos. Desirable area of Carlsbad to buy a home since you are so close to the beach, Village, and I5.

Tony Cannon
Realtor and Broker
760-603-9823
tonycannon@roadrunner.com
www.NorthSanDiegoHomes.us
Tony on Google+

May 2012 List of Fun Things to Do in San Diego County

Tony Cannon - Real Estate Oceanside Carlsbad (Bressi Realty Carlsbad) — Wed, 02 May 2012 22:34:09 -0700

May 2012 North San Diego County List Of Fun Things to Do

Please call ahead to confirm dates and times

There's always plenty of activities year round because of our great weather. Here's a calendar of select events. Maybe I will see you at some. Enjoy!

May 5
Salvation Army 3rd Annual Spring Fling Festival
This festival will feature dozens of local crafters in indoor and outdoor booths. There will also be live musical entertainment and a fun carnival zone for the kids. A special feature will be the Silent Auction featuring donations from many an Diego businesses. 9am-3pm. Salvation Army, 4170 Balboa Ave., Clairemont www.sandiegocitadel.com

May 5-6
Escondido Renaissance Faire
Travel back to the 16th century and the glories of the reign of Elizabeth the First. Activities include several of Will Shakespeare´s new plays, battle pageants, music in the streets, jugglers and hundreds of costumed re-enactors performing in this giant outdoor play. There is an admission fee, which covers all entertainment. 10am-6pm. Felicita County Park, 742 Clarence Lane, Escondido www.goldcoastfestivals.com/Escondido.html

May 4 - 6
28th Annual Fiesta Cinco de Mayo - Old Town
Old Town comes alive with a celebration of art, culture, and history of the 1800´s. Ride in a horse drawn stagecoach, enjoy music, carnival rides and games, car show, chalk art, riding and roping show, Mexican wrestling, and other activities. Visit museums and specialty shops, and dine on delicious food and drink. Free. Located in a 22 block area of the Old Town community and Old Town San Diego Historic State Park. Fri 5-10pm, Sat 11am-10pm, Sun 11am-5pm www.fiestacincodemayo.com www.fiestaoldtown.com

May 6
Carlsbad Village Faire
Beautiful and balmy days in the coastal city of Carlsbad beckon you to the largest one day street faire anywhere! The Village Faire features over 850 unique vendors with a little of everything: arts & crafts, antiques, unique clothing, items from around the world, and more. Children´s rides, an international food center, and an old-fashioned pancake breakfast guarantee that you´ll find fun for the whole family! 8am-5pm www.carlsbad.org www.kennedyfaires.com/carlsbad

May 11-13
11th Annual Gator by the Bay
A family event featuring Zydeco and Cajun bands, Blues bands and community musical groups performing on multiple stages. Enjoy Cajun and Creole food, cooking demonstrations, strolling entertainers, dance lessons, and more. Spanish Landing Park at Harbor Island, Harbor Drive, San Diego Bay www.gatorbythebay.com

May 12
Asian Cultural Festival of San Diego
Enjoy musical performances, costumed dancing, martial arts, craft-making, merchandise booths, cultural exhibits and cooking demonstration. There will be a food court, picnic area, and a kid´s area. 10am-6pm Liberty Station, NTC Park, near Cushing & Roosevelt Rds, Point Loma www.asianculturalfestivalsd.com

May 12
Chocolate Festival - Botanic Garden
Spend the Saturday before Mother´s Day at San Diego Botanic Garden´s famous Chocolate Festival. Enjoy dozens of delectable chocolate tastings, music, demonstrations, a chocolate fountain, and more. This family-friendly event also features lots of children´s activities and a variety of Mother´s Day gifts. "Tasting" tickets will be sold on site. 10am-4pm www.sdbgarden.org

May 13
4th Annual Mother´s Day Fancy Dress Swim
Fundraiser for World Swims Against Malaria. Mothers will "dip" in the ocean wearing their Mother´s Day finest. A five dollar donation is all that is needed for this World Swim Against Malaria. 10-11am Oceanside Pier, Oceanside www.onesandiego.org/

May 14- 20
Hardcourt Tennis Championships - La Jolla
The USTA returns to the La Jolla Beach & Tennis Club. Call 858-551-4616 or www.ljbtc.com

May 16-20
Ocean Beach: Beach Ball Festival
An outdoor live music, action sports, and microbrew festival. Lots of food, merchandise, beach volleyball games, a big ferris wheel, a waterslide, mechanical bull rides and a human hauler contest. Wed-Fri 12-10pm, Sat 10am-10pm, Sun 10am-5pm Ocean Beach: Saratoga Park, Veterans Plaza, Lifeguard & Municipal Pier Parking Lots www.oceanbeachsandiego.com

May 16 - Sep 19
Birch Aquarium Green Flash Concert
Join Birch Aquarium at Scripps Institution of Oceanography, UC San Diego, for a unique summertime experience combining live music and spectacular ocean sunsets during the annual Green Flash Concert Series, which kicks off May 16. These monthly summer concerts, co-hosted by 102.1 KPRI, take place from 6-9 p.m. Music lovers ages 21 and older can enjoy live music and panoramic ocean views on the aquarium's stunning outdoor tide-pool plaza. Call 858-534-4109 or www.aquarium.ucsd.edu

May 19 - 20
7th Annual Encinitas Sports Festival Expo
The Encinitas Sports Festival Expo is a TWO-DAY EXPO combining fun, food and 40+ booths full of the latest in sports, fitness and health. Try free samples of what´s new in heath and fitness products, buy some local food from one of our vendors or talk with one of our fitness exhibitors about getting or staying in the health you want. For the sports-event minded, join us at the finish line for the Triathlons, Duathlon, Bike Tours, 5K Run, Kids and Family 1K Walk/Run, Moonlight Beach Paddle & Swim, and much, much more. And it´s all FREE! Visit www.encinitasrace.com

May 20
Escondido Street Faire
The second largest in California and features live entertainment, over 700 booths, arts & crafts and farmers market. From 10am-6pm. www.ci.escondido.ca.us www.kennedyfaires.com/escondido

May 27
Vista Strawberry Festival
Strawberries will be the main event along with a 5K Fun Run and Kids Runs, as well as 200+ vendors at our street fair, carnival rides, a Strawberry Pie Eating contest, Strawberry Idol, Ms. Strawberry Shortcake, and much more! Free admission. 7am-4pm Downtown Vista, 127 Main St. www.vvba.org

Tony Cannon
Realtor and Broker
760-603-9823
tonycannon@roadrunner.com
www.NorthSanDiegoHomes.us
Tony on Google+

How Long Does it Take to Get Short Sale Approval?

Tony Cannon - Real Estate Oceanside Carlsbad (Bressi Realty Carlsbad) — Wed, 02 May 2012 22:11:09 -0700

According to RealtyTrac data posted a couple weeks ago by Esther Cho of DSNews.com, some lenders are quicker than others at getting short sales approved. Fannie Mae, Freddie Mac, and FHA had the shortest timelines at 193 days in January 2012, a decrease compared to a year ago in January 2011, when short sales averaged 248 days. Ally Financial came in second at 321 days, reducing its timeline as well from 393 days a year ago. PNC Financial Group was third, taking 353 days, though the bank takes longer than it did a year ago when the it took 206 days. Wells Fargo came in fourth (385 days). Bank of New York Mellon took the fifth longest (402 days), followed by Bank of America (403 days) and Sun Trust (404 days). The short sale timeline includes the time a property starts the foreclosure process to the time it’s sold as a pre-foreclosure property.

What would be more useful to know for buyers would be how long does it take for approval from the time a hardship package including a buyer's offer is submitted.

A quick scan of data for Oceanside, CA shows for homes listed in the last 2 years, short sales averaged 138 days from list date to starting escrow, bank owned homes averaged 47 days, and all others averaged 47 days also. The ratio of homes sold was about 1/4 short sales, 1/4 bank owned, and 1/2 all others.

For my buyers, I tell them they should expect to wait 90 days from the time an offer is submitted until they might hear about a short sale approval or counter offer. What has been your experience?

Tony Cannon
Realtor and Broker
760-603-9823
tonycannon@roadrunner.com
www.NorthSanDiegoHomes.us
Tony on Google+

Altisource, GoHoming, and Premium Title of California Problem Transactions

Tony Cannon - Real Estate Oceanside Carlsbad (Bressi Realty Carlsbad) — Tue, 10 Apr 2012 15:57:14 -0700

Do you have a purchase transaction with Altisource and Premium Title of California? Did you buy a home in southern California through http://www.GoHoming.com? Well get ready for a wild ride! I recently closed two transactions with investor buyers which started out with an online offer at GoHoming.com which was accepted. The initial part of getting the purchase contract signed, earnest money deposited, and contact information went well, but after that was more of a challenge. The first transaction was 2 months late in closing and the second transaction was one month late mostly due to Premium Title of California not ordering HOA(homeowners association) documents.

What you will experience is just about everyone you talk to on the phone or by email are based out of India. You will not get emails responded, and when you try to phone, the phone gets disconnected, noone answers, or if you leave a voice message, your call is not returned. There will be upwards of 10 people involved in the file and not one of them seeming to take charge of keeping to a schedule. If a buyer delays closing, there may be penalties involved, but a seller delay of 30 days can be made unilaterally and without compensation to the buyer. The listing agent is also never involved in anything including to help expedite matters.

I guess if you don't plan anything around the closing date and have no need for an ontime closing, you can accept the inevitable delay. Or if there is no HOA, maybe things will go smooth. As is the case with many bank owned homes, you hope you are getting a decent price to compensate for the pains, costs, and extra hoops that have to be jumped through just to get a home to closing.

Tony Cannon
Realtor and Broker
760-603-9823
tonycannon@roadrunner.com
www.NorthSanDiegoHomes.us
Tony on Google+

Should Fannie and Freddie Rethink the 51% Owner Occupied Rule for Condos?

Tony Cannon - Real Estate Oceanside Carlsbad (Bressi Realty Carlsbad) — Thu, 02 Feb 2012 02:56:20 -0800

Once again at the start of this year, we are seeing many cash investor buyers buying low priced condominiums and houses in North San Diego County. The problem is not many condo communities are FHA approved and those that are now face the problem of investor buyers pushing the owner occupied rate below 51%. Consequently, buyers wanting to use the most popular loan in California(FHA) find their selection of low priced housing is even more limited.

So why do Fannie and Freddie require 51% owner occupancy in a community? Do they think it will not be as well maintained because of a high number of renters? I would say the HOA(homeowners association) is probably the one controlling the community's care moreso than a renter who really only affects the interior of a unit. It is up to the HOA to enforce rules to preserve the neighborhood regardless of the type of resident.

Maybe Fannie and Freddie should be more concerned by one individual owning more than a significant number of units in a single complex. If the mutiple unit owner should stop paying dues, it could have a direct affect on the HOA bottom line which is more likely to eventually lead to a decline in the community's appearance.

So I say lower the owner occupancy requirement. Then more FHA buyers can have a chance to purchase and by doing so, it would help raise the owner occupancy rate which they consider to be so important. Otherwise many of these condo communities will never get FHA approved again.

What do you think?

Tony Cannon
Realtor and Broker
760-603-9823
tonycannon@roadrunner.com
www.NorthSanDiegoHomes.us
Tony on Google+

Websponsors.org Pays for Advertising on Your Website. Not!

Tony Cannon - Real Estate Oceanside Carlsbad (Bressi Realty Carlsbad) — Fri, 20 Jan 2012 12:21:29 -0800

I was contacted by email from Jarrod at Websponsors.org about placing a text link ad on my website and then getting paid by Paypal the sum of $95. The solicitation looked like this:

"I am Jarrod with WebSponsors.org. My company represents a leading provider of home owner's insurance. They would like to purchase ad space on your site's page "

After placing the link advertisement for homeownersinsurance.com as directed, I requested payment. A week later they tell me my webpage does not "catch their eye" and ask me to remove the link. Are they a scam or do they just enjoy wasting people's time? Do not do business with Websponsors.org!

Tony Cannon
Realtor and Broker
760-603-9823
tonycannon@roadrunner.com
www.NorthSanDiegoHomes.us
Tony on Google+

Delinquent HOA dues causing problems in short sales

Tony Cannon - Real Estate Oceanside Carlsbad (Bressi Realty Carlsbad) — Sun, 11 Dec 2011 00:17:52 -0800

It seems many short sale lenders are just saying no to paying the HOA(homeowners association) dues which are delinquent. Short sellers often decide they're not going to pay their mortgage, property taxes, or HOA dues and then can live cost free for as long as the short sale takes. But by not paying their HOA dues, by the time the short sale is approved there could be thousands of dollars in HOA dues which are in arrears, plus interest and legal fees which get tacked on. Suddenly this becomes the responsibility of the buyer or agents to cover or the home ends up in foreclosure and everyone has just wasted a lot of time trying to accomplish a short sale.

So if you are a buyer looking to make an offer on a short sale home or condominium which has a homeowners association, but find out if the seller is current on their monthly dues and plans to continue paying.

Tony Cannon
Realtor and Broker
760-603-9823
tonycannon@roadrunner.com
www.NorthSanDiegoHomes.us
Tony on Google+

Seacoast Garage Doors...your stickers are everywhere. Isn't that false advertising?

Tony Cannon - Real Estate Oceanside Carlsbad (Bressi Realty Carlsbad) — Wed, 14 Sep 2011 13:12:57 -0700

If you're an agent or a buyer in the San Diego area, you've probably seen a sticker belonging to Seacoast Garage Doors

It appears their advertising tactic is to go to every vacant house for sale(and some not vacant) and put their stickers inside the garage...on the garage door, the opener, the wall, the water heater, or just about anywhere they can find the space.

So when the new owner moves in and needs their garage serviced they think Seacoast must have done some work there previously so just call them. I would say that is false advertising. And I'm not sure if it is against any law, but at least violates some ethical or moral grounds to be distributing unsolicited advertising like this INSIDE a private home.

My recommendation is to avoid Seacoast Garage Doors solely based on this misleading form of advertising. If they were a good company, they could obtain business the old fashioned way by earning it or at least asking permission or paying for advertising space!!!

Tony Cannon
Realtor and Broker
760-603-9823
tonycannon@roadrunner.com
www.NorthSanDiegoHomes.us
Tony on Google+

Should Underwriters Decide How Much Profit a Flipper Should Make?

Tony Cannon - Real Estate Oceanside Carlsbad (Bressi Realty Carlsbad) — Wed, 29 Jun 2011 01:10:03 -0700

Some underwriters require documentation from a seller(flipper) justifying price increases. In effect, they are given the right to say if the seller's profit is too much. Should this be their perogative?

I work with a company that flips homes. Whether it was more or less than 90 days of ownership, we have had a few underwriters(definitely less than a majority) require the seller to show documentation of how much money they have spent on the house. To stay in business as a flipper, the amount spent will always be less than than the difference between the purchase price and after rehab sales price. But how much profit is reasonable?

I think the underwriter's job should be to review the qualifications of the buyer, the accuracy of the appraisal in determining market value, and that's about it. Whether the seller bought the house 20 years ago and is making $200,000 or 2 months ago and is making $20,000 is irrelevant. What do you think?

Tony Cannon
Realtor and Broker
760-603-9823
tonycannon@roadrunner.com
www.NorthSanDiegoHomes.us
Tony on Google+

Appraisal problems. Where did that value come from? HVCC to blame?

Tony Cannon - Real Estate Oceanside Carlsbad (Bressi Realty Carlsbad) — Wed, 15 Jun 2011 03:00:43 -0700

Have you been having problems with appraisals? Appraisers not giving the same value as the purchase price? This is nothing new and an appraisal is only an opinion of value, but I thought I would share this story...

A recent appraisal had the adjusted value of the 3 comparables as $262,500, $252,000, and $215,500. Value given for subject property: $215,000. How did $215,000 come from those 3 comps? Because the appraiser thought it was the purchase price.

When the appraiser was told the correct purchase price was $225,000, she corrected the subject property appraised value to $225,000.

Makes you think if an appraisal is to be an unbiased opinion of value, then maybe they should not see the purchase contract.

It's really too bad when such a "mistake" can cause a deal to fall apart which hurts buyer, seller, and everyone else involved.

I can't blame it all on HVCC, but it seems the changes haven't really made valuations more accurate, but just lowered the amount appraisers make and made it a little more difficult for loan officers and appraisers to collude.

Tony Cannon
Realtor and Broker
760-603-9823
tonycannon@roadrunner.com
www.NorthSanDiegoHomes.us
Tony on Google+

April 2011 San Diego Calendar of Events and Fun Things to Do

Tony Cannon - Real Estate Oceanside Carlsbad (Bressi Realty Carlsbad) — Mon, 04 Apr 2011 14:20:41 -0700

There's always lots to do in San Diego each month, so here's some you might have fun doing.

April 2011 San Diego Area Calendar of Events

Please call ahead to confirm dates and times for these San Diego area events

April 2 & 3
San Diego Crew Classic
Collegiate, junior and masters' athletes will participate in over 90 races over 2 days. Various divisions of rowers will compete in eight-person shells hoping to win a prestigious trophy cup. Racing begins at 7:30am at Mission Bay - Crown Point Shores. www.crewclassic.org

Apr 2-3 & 9-10
Escondido Renaissance Faire
The age of chivalry will be recreated among the wonders of nature in an idyllic setting. Activities include several of William Shakespeare's new plays, battle pageants, music in the streets, jugglers and hundreds of costumed re-enactors performing in this giant outdoor play. From 10am-6pm at Felicita County Park, 742 Clarence Lane. For more information, call 805-496-6036

Apr 3
San Marcos Spring Festival
The festival route is dotted with over 300 vendor booths. A huge children's area features rides for children of all ages. The Beer Garden not only includes local microbreweries, but also wonderful food fare from many restaurants of Old California Restaurant Row. From 9am-5pn at San Marcos on Via Vera Cruz. For more information visit www.kennedyfaires.com/san-marcos

Apr 3
Carlsbad 5000 Run
Voted by 'Runners World' as the 'Best Road-race venue' and home of 14 world records, the Carlsbad 5000 truly is the World's fastest 5K! 7am-noon.

Apr 5
Padres Opening Day Block Party
This is an East Village block party in celebration of the opening day of the baseball season. The event will have trade show merchandise, great music, a beer garden, a food court, live entertainment, and more! Free event from 11:30am-5pm. Located downtown San Diego, J Street - between 7^th & 9^th Ave. For more information visit www.eastvillagesandiego.com

Apr 8
Padres Car Series - Lowrider Showcase
A pre-game Lowrider Showcase takes place before the Padres take on the Los Angeles Dodgers. A fine collection of these decorated vehicles are lined up along the street for viewing and judging. You will also see an amazing demonstration where a specialized lowrider vehicle comes to life. Free event from 4:30pm-8pm. Located downtown San Diego, on J Street between 7^th & 10 Ave. For more information call 619-795-5146

Apr 8 - 9
Golf Fest San Diego
Two-day golf expo where you can meet and get incredible deals from all the top golf club companies, as well as deals on clothing, golf resorts, and golf courses. From 9am-5pm at Riverwalk Golf Club at 1150 Fashion Valley Rd. San Diego. For more information visit golffestshow.com/san_diego

Apr 8 - 10
Home Decorating & Remodeling Show
This show features home improvement products and services offered by local businesses. Free admission. Fri & Sat 10am-7pm and Sun 10am-5pm

Apr 8 - 10
Fallbrook Film Festival
The Festival provides an opportunity for local and visiting film enthusiasts to view a wide array of creative, diverse and compelling works of cinematic art from features to shorts to documentaries. For more information visit www.fallbrookfilmfestival.com

Apr 9
Canine Companions Balboa Park
A Festival for dogs and people. This event features flyball, disc dogs, a K9 agility playground, contests, great shopping, delicious food and more! Peace, Love, Canine Companions dog walk precedes the festival. From 10am-3pm at Balboa Park (Park area at Park Blvd. & President's Way). For more information visit www.cci.org/site/c.cdKGIRNqEmG/b.3978475/k.3F1C/Canine_Companions_for_Independence.htm

Apr 9 - 10
Annual Encinitas Street Faire
Includes 400+ arts and crafts vendors, food, music, family amusement and entertainment. South Coast Highway 101, from D to J Street, Encinitas 9am-5pm. 760-945-9288 or www.kennedyfaires.com

Apr 10
5K Walk for Life & Health Fair
Fundraiser 5K walk, starting and finishing at the Pier Amphitheater. Walk and health expo sponsored by the Cardiovascular Disease Foundation. From 8am-12pm at Pier Amphitheater in Oceanside. For more information call 760-730-1471

Apr 15 - 17
Annual Del Mar Antique Show & Sale
More than 250 premier antique dealers from all over California and the western United States will be selling the finest in antiques & collectibles. Appraisal service will also be available for $5 per item. Fri - Sat 11am-7pm and Sun 11am-5pm at the Del Mar Fairgrounds, O'Brien Hall, 2260 Jimmy Durante Blvd. For more information visit www.delmarfairgrounds.com

Apr 16 - 17
Oceanside Days of Art
Family friendly event anticipated to include over 100 visual artists booths, 300 musicians, dancers and performers along with local food vendors. Location: Pier View Way, Oceanside. 760-433-3632 or www.oceanside-days-of-art.org

Apr 17
San Diego Earth Fair
The largest free annual environmental fair in the world representing almost every type of environmental cause in Balboa Park. A variety of entertainment and earth-friendly foods. Starts 10am-5pm. www.earthdayweb.org

Apr 17
Port of San Diego Day At The Docks
Sportfishing festival featuring food, cooking demonstrations, casting contest, entertainment and boat rides. San Diego Sportfishing Landing, Harbor Dr. & Scott St. Free. 9am-5pm. 619-234-8793 or www.sportfishing.org

Apr 17
Fallbrook Avocado Festival
Celebrating agricultural heritage while providing an opportunity for entertainment and camaraderie. Here will be agricultural displays, avocado culinary demonstrations, a guacamole contest, avocado ice cream, holy guaca-moly, the art of the avocado contest and much more! From 9am-5pm at Main Street in Fallbrook. For more information call 760-945-9288.

Apr 17
La Jolla Half Marathon
Begins 7:30am, Del Mar Fairgrounds; ends La Jolla Cove Park. Also a 5 mile stride and a 5K run. 858-454-1262 or www.lajollahalfmarathon.com

Apr 21 - May 8
Del Mar National Horse Show
One of the nation's most prestigious equestrian events, the Del Mar National Horse Show features the Grand Prix Del Mar and includes international and national championship riders, draft horse, dressage and western hunter-jumper competitions. Del Mar Arena. 858-792-4288 or www.delmarnational.com

Apr 23
EGGStravaganza Spring Festival and Egg Hunt
Children 9 and under are invited to participate in the City's biggest and best egg hunt. Egg hunt is at 10 am. Join us for live music, fun games, exciting arts and crafts, and fantastic food. An exciting magic show, fun bounce houses, games and more will complete this event that no family will want to miss. Food and some activities are an additional cost. Poinsettia Park. www.carlsbadca.gov

Apr 23
Easter Egg Hunt Festival
A free event featuring arts and crafts, entertainment, prizes, jump houses, face painting, pictures with the bunny and 24,000 eggs! 10am-1pm at Ecke Park, Encinitas. 760-633-2740

Apr 24
Easter at The Flower Fields
Sunrise services held at 6:30 am. Dress warmly and come prepared for great music and a free breakfast. www.theflowerfields.com

Apr 30 - May 1
Art Walk
The 2 day festival showcases visual & performing artists in their work environment & in stage areas. Self-guided tours, Little Italy, downtown San Diego. 11am-6pm. Free admission. 619-615-1090

Tony Cannon
Realtor and Broker
760-603-9823
tonycannon@roadrunner.com
www.NorthSanDiegoHomes.us
Tony on Google+

San Diego County Events and Fun Things to Do March 2011

Tony Cannon - Real Estate Oceanside Carlsbad (Bressi Realty Carlsbad) — Sat, 05 Mar 2011 02:07:39 -0800

Well it certainly looks like this month's events calendar has a lot of reasons to celebrate: Mardi Gras, St. Patrick's Day, 1st day of spring, and the flower and strawberry fields are open again. So get out there and have some fun...that's why we live in this great place called San Diego!

March 2011 San Diego County Calendar of Events

Please call ahead to confirm dates and times

January 29 - May 22
San Diego Opera's 2011 International Season
One of the premier opera companies in America, and highly respected in the international opera community, San Diego Opera brings the world's finest voices to San Diego. 619-533-7000 or www.sdopera.com

February 10 - April 3
The Fantasticks
Talk about a time-proven audience-pleaser! "Try To Remember" a time when this romantic charmer wasn't enchanting audiences around the world. "The Fantasticks" is the longest-running musical production in the world, and with good reason: at the heart of its breathtaking poetry and subtle theatrical sophistication are a purity and simplicity that transcend cultural barriers. The result is a timeless fable of love that manages to be nostalgic and universal at the same time. 888-802-7469 or www.welktheatre.com

March 1 - April 17
Whale and Dolphin Watching Adventure
Whale & dolphin watching on Honrblower is a once in a lifetime experience in SD. Enjoy narration from Captains & Naturalists. You´ll get a free tour of north SD & see the sea lions that live below the lighthouse at Pt. Loma. Then to the open sea to find pods of gray shales, including mothers of calves! You may see hundreds of Common, Pacific White-sided or Risso´s Dolphins, plus other sea life & marine birds indigenous to Southern CA. It is the prime season to see whales! One of the most fun & interesting trips on Hornblower with a whale exhibit onboard which includes fossils, a presentation by the naturalists & a movie called "Ocean Oasis" playing on the big screen. Tickets: $16-$39. 619-686-8715 or www.hornblower.com/whales

March 1 - May 8
Flower Fields Ranunculus Tours
Every year from early March to early May, The Flower Fields at Carlsbad Ranch blossom into a spectacular sea of brightly colored ranunculus flowers. Open to the public 7 days a week, 9am-6pm. 760-431-0352 or www.theflowerfields.com

March 2 - 6
RC44 Championship Tour 2011
The biggest names in the sport of sailing will race against each other in identical 44-foot sailboats, the RC44. The San Diego event takes place over 6 days and racing will take place directly in front of the Broadway Pier. 858-922-3522 or www.rc44.com/en

March 3
10th Annual Hillcrest Mardi Gras
21 and older party. Hillcrest is alive with an exciting Mardi Gras! Masks and costumes encouraged. Enjoy Cajun and rock music while dancing and mingling around. Belly up to the bar for a drink, check out the food and merchandise booths, and enjoy a colorful and amusing Mardi Gras parade. 6-11pm. Advance ticket price is $15 advance (or $20 day of) and $50 advance (or $75 day of) for a V.I.P. Pass which includes express entry, private reception area, and private bathrooms. Tickets are available at the following Hillcrest area locations: Baja Betty's at 1421 University Avenue; Urban Mo's at 308 University Avenue; and Obelisk Bookstore at 1029 University Avenue. 619-299-3330 or www.hillcrestmardigras.org

March 4 - 6
Gem Faire
A world renowned marketplace for the finest in gemstones, beads, jewelry, minerals, fossils, meteorites, lapidary equipment, metaphysical items and much more at the lowest prices in today's market. Workshops and classes are offered. Del mar Fairgrounds, 2260 Jimmy Durante Blvd. or visit www.gemfaire.com/index.php

March 5
San Diego Brazil Carnival 2011
The 19th annual Gala Event will be held at 4th and B, Downtown San Diego from 8pm-2am. Doors open at 7pm. This spectacular Brazilian Mardi Gras Ball will feature the Stunning Brazilian Singer Dandara, Beautiful & Sexy Samba Dancers, Electrifying Capoeira Performances, and Nonstop Brazilian Music. There will be fun, feathers, fantasy and much, much more... So come have the time of your life at one of the best Brazilian Carnivals on the West Coast! 619-224-4684 or www.brazilcarnival.com

March 8
Mardi Gras in the Gaslamp
The Mardi Gras Festival is an outdoor musical block party! Don't miss our electric parade, spicy Cajun & Creole dishes along with all our smokin' nightclubs and many stages full of hot bands. Look for tons of cool items like "Rad Hatter" hats & masks along with every kind of bead imaginable. Be sure to wear your green, purple and gold while you try to catch some beads. Ticketed event/21 and up only. Fat Tuesday tickets will be $15 in advance or $20 day of/at the gate. Gates open 6pm. 2 parades at 7:30 and 10:00pm. www.gaslamp.org/articles/articles/mardi_gras.html

March 10 - 20
Latino Film Festival 2011
Screenings of short and feature length films from across Latin America and the U.S. All works are by Latinos and/or about the Latino Experience. Features Latino guest celebrities. Screenings at the Ultra Star Cinemas Hazard Center. Information: 619-230-1938 or sdlatinofilm.com

March 12
31st Annual St. Patrick's Day Parade & Irish Festival
Join thousands of spectators as this colorful Irish Congress of Southern California St. Patrick's Day Parade winds its way through the streets around Balboa Park. Bands, floats, equestrian units, fire trucks, dancers, clowns, pipers and Irish setters will all be a part of this lively event celebrating Irish heritage. Parade starts at 10:30 am . 858-268-9111 or www.stpatsparade.org

March 12 - 13
Tall Ship Cannon Battles
Experience and participate in the thrill of tall ship maneuvers and tactical combat at sea aboard one of two tall ships where you'll battle the other tall ship with black powder cannons. The best free viewing areas are from the Broadway Pier, Embarcadero Park, Cabrillo National Monument and Coronado Landing. 12:30 pm - 4 pm. Embarcadero, 1492 North Harbor Dr. or visit www.sdmaritime.org

March 12 - 13
San Diego IndieFest 7
The nation's only exclusively independent music festival of it's kind. New location for IndieFest 7 - NTC Promenade at Liberty Station, 2640 Historic Decatur Rd., San Diego, CA 92106. SDIMF made history as the only event of its kind in the entire country dedicated to celebrating and advocating independent music, art, business, and thought. Featuring over 85 artists on 7 stages from 12 noon - 11 pm. www.sdindiemusicfest.com

March 12 - April 17
Groundswell
This searing and suspenseful drama took New York by storm last season. In a small lodge on the ferociously rocky coast of South Africa, two men plot to convince their lone guest to invest in their diamond mining scheme. The three men find themselves caught in a power struggle fueled by greed and desperation and will go to any length to secure a chance at a better life. This unforgettable thriller offers a provocative look at a society still haunted by its divided past. 619-23-GLOBE or www.theoldglobe.org

March 13
16^th Annual Ugly Dog Contest
Not just for ugly dogs anymore! Other categories include: cutest dog, looks most like its owner, best trick, cutest puppy, and more. Del Mar Fairgrounds Activity Center. 858-755-5913end_of_the_skype_highlighting or www.uglydogcontest.com

March 13
Tasting 2011
Over 200 wineries, all members of Family Winemakers of CA, will be at the Del Mar Fairgrounds for the Association´s 2^nd annual appearance in SD. The Association has held trade-only tastings in Southern CA since 2001 & has chosen to return to SD for this one-of-a-kind trade & consumer CA wine tasting event. This large tasting will showcase small, family-owned wineries, many of which pour at very few events. Tickets: $55 in advance; $65 at the door, Exhibit Hall, Del Mar Fairgrounds, 1-3pm Trade Only Tasting; 3-6pm Trade & Public Tasting. www.familywinemakers.org

March 17
ShamRock St. Patrick's Day Block Party
The Gaslamp Quarter is fitted with 60,000 sq. ft. of Astroturf in order to bring the rolling hills of Ireland to downtown San Diego. The party includes Irish rock bands and plenty of green beer. Guests must be 21 years or older for this ticketed event. 4pm to midnight. www.gaslampquarter.org

March 21 - 27
LPGA Classic at Pacific Palms Hotel & Conference Center - City of Industry
The Kia Classic brings the LPGA back to the glitz and glamour of Los Angeles for the first time in five years at Industry Hills Golf Club at Pacific Palms. Tickets: $10-$50. 1-888-SEE-LPGA or www.lpga.com/lpgalacosta.aspx

March 27
La Mesa Village Antique Street Faire
Once a year, La Mesa Boulevard is closed and Antique dealers from far and wide set out their wares. The event generally features more than 125 booths with genuine antiques and collectibles, plus appraisal and restoration booths. Reminiscent of an old fashioned Midwest flea market, there's live music and entertainment. 9am- 4pm at La Mesa Village, 8200-8300 block of La Mesa Blvd. Visit www.lmvma.com

March 30 - April 3
Quidam Cirque du Soleil
Valley View Casino formerly San Diego Sports Arena. Tickets: $40-$110 www.cirquedusoleil.com/en/shows/quidam/tickets/san-diego.aspx

Tony Cannon
Realtor and Broker
760-603-9823
tonycannon@roadrunner.com
www.NorthSanDiegoHomes.us
Tony on Google+

Fannie Mae charges buyer $150 for a re-key prior to closing

Tony Cannon - Real Estate Oceanside Carlsbad (Bressi Realty Carlsbad) — Tue, 08 Feb 2011 18:30:49 -0800

I see in the Fannie Mae purchase contract that Fannie Mae will re-key the home and charge the buyer to do so. We are near closing and I now see the charge is $150. I would rather have the re-key handled by the buyers, or since the door hardware will be changing during remodel, a re-key is not really necessary.

Has anyone seen proof that Fannie Mae actually did the re-key and has anyone successfully stopped them from doing it?

Tony Cannon
Realtor and Broker
760-603-9823
tonycannon@roadrunner.com
www.NorthSanDiegoHomes.us
Tony on Google+

Events Calendar for Fun Events in San Diego County

Tony Cannon - Real Estate Oceanside Carlsbad (Bressi Realty Carlsbad) — Tue, 08 Feb 2011 01:21:08 -0800

Here is an events calendar of things to do which are fun and entertaining around San Diego County. With the great weather and diversity of lifestyles, there are many things to do each and every month. So get out and see all this area has to offer and most of all, have fun:

February 2011 Calendar of Events for North San Diego County

Please call ahead to confirm dates and times

FEB 1 - 28
Museum Month
Each February an entire month is dedicated to a special theme in San Diego as the arts & culture element celebrates Museum Month. Beginning Feb. 1, numerous arts institutions and museums throughout our county will open their doors at half price. For more information visit www.sandiegomuseumcouncil.org

FEB 1 - MAR 31
Whale Watching
Annual migration of California gray whales to the warm breeding grounds off the coast of Baja California. Glimpse these peaceful "giants of the sea" from Cabrillo National Monument or on special whale-watching cruises. 619-557-5450 or 619-236-1212

FEB 1 - APR 30
Wildflowers Bloom in the Desert
Depending on the rainfall in the winter, the natural beauty of the Anza Borrego Desert State Park is enhanced by the almost magical appearance of desert wildflowers in the spring. The full bloom is only for two to six weeks. 9am-5pm. 760-767-4684. www.parks.ca.gov

FEB 10
Mainly Mozart/Aiana String Quartet
At 2PM, in partnership with Mainly Mozart, the Museum presents the Aiana String Quartet for a FREE Valentines Day-themed performance. Their repertoire will feature string quartet music from both Mozart and Brahms. The quartet is the newly appointed Scholarship Quartet in residence at SDSU in association with Mainly Mozart. This event is free. 760-438-5996 or www.museumofmakingmusic.org

FEB 12 & 13
29th Annual San Diego Chinese New Year Food and Cultural Fair
The 29th annual San Diego Chinese New Year fair celebrates the Year of the Rabbit. The two-day celebration, will feature Chinese acrobats, lion and dragon dancers, Chinese folk dance and music, martial arts, and the Asian Story Theater. Families can also participate in Chinese crafts, Chinese calligraphy, and a children's activity area. In addition, more than 75 food and vendor booths will be available for the more than 25,000 visitors expected to attend the fair. The festival will take place at the Asian Pacific Thematic Historic District in downtown San Diego (Third Ave. and J Street) on Saturday, February 12 and Sunday February 13, 2011. 10am - 5pm both days! 619-398-7025 or sdcny.weebly.com

FEB 13
More That's Amoré - Oceanside Museum of Art
Spend a romantic Valentine's Day with your special someone at More That's Amore. Enjoy a unique theatrical performance of classic loves songs and cutting edge love songs from operatic arias to Broadway show tunes from local singers while sipping bubbly champagne and noshing tasty appetizers and delicious chocolate confections. Nonmembers are $25 and $20 for OMA members. 760-435-3720 or www.oma-online.org

FEB 14
Music & Amor Valentine Concert
At 8 PM, celebrate a romantic concert on Valentine's evening at the Museum of Making Music in Carlsbad. Enjoy live music of Wolf Marshall, dancing, wine, champagne, sparkling water, coffee and an array of scrumptious cheeses and decadent desserts. Tickets are $20 for Members; $25 for the general public. 760-438-5996 or www.museumofmakingmusic.org

February 18 - 21
Koalapalooza
To kick off our new Discovery Days, we've got quite a Koalapalooza planned for January! We'll be celebrating those much-loved denizens from Down Under, the koalas, along with some of their Aussie neighbors, like red kangaroos and kookaburras. We have a bonzer Australian party planned, so put on your bush hat, pack up your billy bag, bring the family and join us at the Zoo. www.sandiegozoo.org

FEB 27
Harlem Globe Trotters
Valley View Casino Center, 7pm. Tickets on sale now. www.harlemglobetrotters.com

Tony Cannon
Realtor and Broker
760-603-9823
tonycannon@roadrunner.com
www.NorthSanDiegoHomes.us
Tony on Google+