Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
FHA Revokes Approval from Three Mortgage Lenders - 01/27/10 02:27 PM
As the Obama administration prepares to step up the enforcement of mortgage misconduct, the Federal Housing Administration (FHA) revealed that they have immediately and permanently withdrawn FHA approval from three mortgage lenders, while suspending a fourth. FHA's Mortgagee Review Board, which "oversees the performance of lenders participating in FHA insurance programs," has revoked all FHA privileges from Strategic Mortgage Corporation, ProMortgage Inc and Americare Investment Group Inc (doing business as Premium Capital Funding, LLC and Topdot Mortgage), while suspending Home Mortgage Inc for a minimum of six months. The Mortgagee Review Board has the ability to withdraw a lender's FHA approval (0 comments)
FHA Poised For Changes - 01/27/10 02:19 PM
In my December 3, 2009 blog, "FHA Changes: Agency Considering Stricter Guidelines," I outlined some of the more significant changes FHA was considering on the horizon. Well, with the New Year upon us, so is that horizon. As January draws to a close, in an effort to avoid a bailout by taxpayers, the Federal Housing Administration (FHA) is poised to announce later this week more rigorous lending guidelines, in addition to increased borrower fees. The FHA changes are being prompted by the large number of defaults by mortgage borrowers. It is FHA's hope that the new lending requirements and increased fees (0 comments)
Although mortgage rate analysts are forecasting a drastic increase in current mortgage rates in the very near future - and we have already witnessed a prelude - current mortgage rates are below 5%, at least for today. Rates have been inching higher in recent weeks, so the recent decline in current mortgage rates is a welcome change for fence sitters debating whether or not to purchase a home or refinance their existing mortgage loan. The price of mortgage-backed securities, which ultimately guide the direction of current mortgage rates, took a 180 degree turn last week after more than six consecutive (0 comments)
Federal Reserve Debates Expanding Mortgage-Backed Securities Purchase Commitment - 01/08/10 03:18 PM
In the December meeting of Federal Reserve officials, a disagreement ensued over whether the federal government should expand their commitment to purchase more than the $1.25 trillion in mortgage-backed securities they have already pledged, or to begin scaling back. Some Federal Reserve officials are concerned the gains already made toward the housing recovery effort would be for naught if the purchase of mortgage-backed securities ends at the end of March. The concerns are warranted because other federal programs aimed at bolstering the housing market, such as the $8,000 first-time homebuyer tax credit and the $6,500 "move up" homebuyer tax credit, are (0 comments)
Current Mortgage Rates Reach Four-Month High - 01/06/10 10:34 AM
At the beginning of 2009, mortgage rates were at historically low levels. In fact, the mortgage rates were at the lowest point America has seen in approximately 40 years. By the end of the summer, mortgage rates began to creep back up. By November, mortgage rates plunged back to near-record-low levels. Today, current mortgage rates are at the highest point since August. Prospective homeowners experienced a combination of record low mortgage rates and unprecedented federal tax credits, while existing homeowners benefited from the low mortgage rates by refinancing, saving tens of thousands of dollars over the term of their mortgage loan. (0 comments)
RESPA Regulations to Take Effect January 1 - 01/06/10 10:19 AM
Happy New Year! Originally enacted by Congress in 1974 to offer mortgage borrowers with enhanced disclosure of closing costs, RESPA (Real Estate Settlement Procedures Act) essentially eliminates any kickbacks and referral fees associated with a mortgage loan. Published on November 17, 2008, the U.S. Department of Housing and Urban Development (HUD) has scheduled the new RESPA regulations to take effect on January 1, 2010, just three days from now.
The new RESPA guidelines will require mortgage originators to provide a standard Good Faith Estimate (GFE) to their borrowers that clearly discloses the terms of the mortgage loan, as well as (0 comments)
Housing Gains Flatten - 01/06/10 10:09 AM
Following four straight months of housing gains, the S&P/Case-Shiller Home Price Indices indicated this morning that previous gains from earlier in the year had leveled off in October. The S&P/Case-Shiller Home Price Indices covers 20 of the nation's largest metropolitan regions, while measuring the residential housing market by tracking the changes in home values. From one year earlier, the index is down 7.3%, while only 7 of the 20 regions recorded gains from the previous month. "Coming after a series of solid gains, these data are likely to spark worries that home prices are about to take a second dip," said (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.