Mortgage Rates & Trends

Mortgage and Lending - Total Mortgage Services
Mortgage Blog from Total Mortgage Also see: Twitter:



As the Obama administration prepares to step up the enforcement of mortgage misconduct, the Federal Housing Administration (FHA) revealed that they have immediately and permanently withdrawn FHA approval from three mortgage lenders, while suspending a fourth. FHA's Mortgagee Review Board, which "...
In my December 3, 2009 blog, "FHA Changes: Agency Considering Stricter Guidelines," I outlined some of the more significant changes FHA was considering on the horizon. Well, with the New Year upon us, so is that horizon. As January draws to a close, in an effort to avoid a bailout by taxpayers, t...
Although mortgage rate analysts are forecasting a drastic increase in current mortgage rates in the very near future - and we have already witnessed a prelude - current mortgage rates are below 5%, at least for today. Rates have been inching higher in recent weeks, so the recent decline in curre...
In the December meeting of Federal Reserve officials, a disagreement ensued over whether the federal government should expand their commitment to purchase more than the $1.25 trillion in mortgage-backed securities they have already pledged, or to begin scaling back. Some Federal Reserve officials...
At the beginning of 2009, mortgage rates were at historically low levels. In fact, the mortgage rates were at the lowest point America has seen in approximately 40 years. By the end of the summer, mortgage rates began to creep back up. By November, mortgage rates plunged back to near-record-low l...
Happy New Year! Originally enacted by Congress in 1974 to offer mortgage borrowers with enhanced disclosure of closing costs, RESPA (Real Estate Settlement Procedures Act) essentially eliminates any kickbacks and referral fees associated with a mortgage loan. Published on November 17, 2008, the U...
Following four straight months of housing gains, the S&P/Case-Shiller Home Price Indices indicated this morning that previous gains from earlier in the year had leveled off in October. The S&P/Case-Shiller Home Price Indices covers 20 of the nation's largest metropolitan regions, while measuring ...

Total Mortgage Services

Ask me a question
Spam prevention

Additional Information