Denise Toliver - Rowlett Real Estate - www.TREShomes4U.com's Blog

Denise Toliver - Rowlett Real Estate - www.TREShomes4U.com's Blog http://activerain.com/blogs/tres4uhomes en-us http://activerain.com/blogsview/2027300/rowlett-s-waterview-community-has-the-christmas-spirit-how-about-you- Rowlett's Waterview Community Has The Christmas Spirit -- How About You? <p>My husband is a bit of a Scrooge, therefore he does not put up exterior christmas lights anymore.  But some of our neighbors really go all out.  The spirit starts to get contagious on Thanksgiving weekend and is now in full swing here in Waterview.  Here is a pic of the common area in our neighborhood just down the street from our house.  This is very simple but still very nice.</p> <p><img src="http://activerain.com/image_store/uploads/2/9/0/5/4/ar129265206245092.jpg" height="500" alt="" width="375" style="margin: 15px; vertical-align: middle; border: black 3px solid;"></p> <p>Do you feel that fewer people are decorating for Christmas this year?  If so, Why?</p> <p><a href="http://www.TREShomes4U.com">www.TREShomes4U.com</a> or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> <div class="agent_signature"> <p><span style="color: #000000;">Feel free to contact me with your real estate questions</span>:</p> <p>www.TREShomes4U.com or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> </div> Denise Toliver - Rowlett Real Estate - www.TREShomes4U.com (Toliver Real Estate Solutions, LLC) Sat, 18 Dec 2010 01:04:04 -0800 http://activerain.com/blogsview/2027300/rowlett-s-waterview-community-has-the-christmas-spirit-how-about-you- http://activerain.com/blogsview/1878774/don-t-be-afraid-it-is-still-a-great-time-to-be-a-homebuyer- Don't Be Afraid - It Is Still A Great Time To Be A HomeBuyer! <p><img title="Home Ownership is still great idea" src="http://activerain.com/image_store/uploads/7/1/4/2/6/ar128544285262417.jpg" height="350" alt="" width="371" style="margin: 15px; float: left; border: black 4px solid;">Despite all the bad news reports about the economy's desperate condition, this is still a great time to buy a home.  Exceptional opportunities especially if you are still renting from someone else.  Stop paying your landlord's mortgage and start building equity in a place that will eventually become  your own.</p> <p>Take the time to read this article that lists <a href="http://www.realtor.org/RMODaily.nsf/pages/News2010091601?OpenDocument" title='"10 Reasons To Buy A Home"' target="_blank">"10 reasons to buy a home"</a> ;  Here are the "Top 3" reasons to intice you.</p> <p>1) Homes are selling for 30% below the average market value due to large supply of houses for sale.   </p> <p>2) Mortgage rates are approx 4%;  Interest rates are the lowest cost for borrowing in years.</p> <p>3) Start building your personal wealth thru home ownership. Often you can purchase a home at a discount that already has equity at day of closing.</p> <p>These factors alone make it a great time to get a deal;</p> <div class="agent_signature"> <p><span style="color: #000000;">Feel free to contact me with your real estate questions</span>:</p> <p>www.TREShomes4U.com or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> </div> Denise Toliver - Rowlett Real Estate - www.TREShomes4U.com (Toliver Real Estate Solutions, LLC) Sat, 25 Sep 2010 15:16:35 -0700 http://activerain.com/blogsview/1878774/don-t-be-afraid-it-is-still-a-great-time-to-be-a-homebuyer- http://activerain.com/blogsview/1761041/nice-and-affordable-4-bedroom-2-bath-2-car-garage-house-for-sale-in-rowlett Nice and Affordable 4 Bedroom, 2 Bath, 2 Car Garage, House For Sale in Rowlett <p> </p> <p> <img title="7110 Tremont Lane" src="http://activerain.com/image_store/uploads/8/3/8/9/4/ar128002007949838.jpg" height="480" alt="4 bedroom 2 bath 2 car garage house for sale" width="640"></p> <p>This property is the pearl inside a sea of a homes. Kitchen features all appliances, extra cabinets, counter space for entertaining. Master suite with separate shower, his & her vanities, garden tub, walk in closets. Mature trees and shrub add to landscaped home. Open the door to this home and you will never leave. Come see this treasure. Conventiently located near George Bush Turnpike for easy access.</p> <ul> <li>Size: 1976 sqft </li> <li>Lot Size: 8799 </li> <li>Year Built: 1990 </li> <li>Type: Single Family House </li> <li>Listing : 7/9/2010</li> <li>Garage Parking: 2</li> </ul> <p>Click following link to schedule a showing:  <a href="http://www.treshomes4u.com/1044097.html">http://www.treshomes4u.com/1044097.html</a></p> <p><a href="http://www.treshomes4u.com/">www.TREShomes4U.com</a> or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> <div class="agent_signature"> <p><span style="color: #000000;">Feel free to contact me with your real estate questions</span>:</p> <p>www.TREShomes4U.com or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> </div> Denise Toliver - Rowlett Real Estate - www.TREShomes4U.com (Toliver Real Estate Solutions, LLC) Sat, 24 Jul 2010 09:27:40 -0700 http://activerain.com/blogsview/1761041/nice-and-affordable-4-bedroom-2-bath-2-car-garage-house-for-sale-in-rowlett http://activerain.com/blogsview/1739358/summer-jobs-for-teens-in-this-difficult-economy-find-a-college-scholarship-instead- Summer Jobs for Teens In This Difficult Economy - Find A College Scholarship Instead! <p><img title="Summer Job" src="http://activerain.com/image_store/uploads/8/7/0/2/0/ar127890708402078.jpg" height="127" alt="Teenager Working Summer Job" width="105"></p> <p>During this time of rising unemployment, it is becoming more difficult for teenagers to find summer jobs.  In fact, the latest unemployment statistic for teenagers is a staggering 25.7%.</p> <p>When our oldest was teenager, he did not work outside of our home.  He had two part time summer jobs; </p> <p>1) He was an administrative assistant for my real estate business.  The admin job kept him in pocket money for pizza and movies </p> <p>2) He searched and applied for strategic scholarships for college.  Overall he applied for dozens of scholarships.  Which meant fillling out lots of application forms and writing plenty essays.  When the summer after his high school junior year was over, he had two scholarships.   One that paid 50% of his tuition for the private university he now attends.   He also was awarded a $3000 one time scholarship from a fortune 100 corporation. </p> <p>I believe the main attributes that contributed to his success were:</p> <p>1) <strong>Being organized:</strong> Knowing when the deadlines for each scholarship, understanding and collecting all materials needed for each scholarship in advance.  For example, if the application required a letter of reference.  Select a person to write the reference and request the letter weeks before you actually need to submit it. Use technology to your advantage: when writing essays, use a word processor and save them in a common folder.  You will find that many of the applications require common information, if you conveniently store it electronically you can reuse info thru simple "cut and paste".</p> <p>2) <strong>Use Resources Effectively:</strong>  Scour websites like <a href="http://www.scholarships.com">www.scholarships.com</a> and <a href="http://www.fastweb.com">www.fastweb.com</a> for potential scholarships.   If you do not have the highest SAT/ACT scores or the strongest GPA do not apply for the high dollar scholarships.  The best and the brightest usually win the Microsoft and ATT scholarships. Try applying for the less competitive $500 to $5000 scholarships.  If you win several smaller scholarships you could cover all or most of your expenses.</p> <p>3) <strong>Be Positive and Persistent:</strong>  Scholarship selection commitees receive hundreds/thousands of applications.  You will receive many rejection letters, don't take it personally when you get knocked down.  Brush yourself off and find more scholarships to apply for.  Someone will eventually may say "YES"</p> <p>When your teenager gets frustrated about not finding a summer job, tell them the story about our son.  His summer efforts yielded more money than "flipping burgers" ever could have.</p> <p><a href="http://www.treshomes4u.com/">www.TREShomes4U.com</a> or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> <p> </p> <p> </p> <div class="agent_signature"> <p><span style="color: #000000;">Feel free to contact me with your real estate questions</span>:</p> <p>www.TREShomes4U.com or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> </div> Denise Toliver - Rowlett Real Estate - www.TREShomes4U.com (Toliver Real Estate Solutions, LLC) Sun, 11 Jul 2010 23:50:28 -0700 http://activerain.com/blogsview/1739358/summer-jobs-for-teens-in-this-difficult-economy-find-a-college-scholarship-instead- http://activerain.com/blogsview/1726303/secret-weapon-against-hard-water-try-lemi-shine-for-clean-glass-again- Secret Weapon Against Hard Water - Try Lemi-Shine For Clean Glass Again! <p><img title="Lemi Shine" src="http://activerain.com/image_store/uploads/9/9/6/3/9/ar127820227293699.jpg" height="301" alt="" width="130"></p> <p>If you live in a place where hard water is an issue then you know about mineral build up.  We live in Central TX and the hard water is amoung the worst in the country.  Our clear drinking glasses have dingy water spots.  Our glass shower enclosure looks frosted.  We cleaned it with a multitude of cleansers but nothing seemed to work.  Then I tried Lemi Shine and I was extremely please with the results.  My glasses and shower enclosure shines like it did when it was new.   Try it, you'll like it!  I know I did.  You can find Lemi Shine at most Target and Walmart stores right beside the dishwashing detergent.</p> <p>See more details and testimonials at the <a href="http://www.envirocontech.com/products/Learn-More-about-Lemi-Shine.html" title="Lemi-Shine" target="_blank">Lemi-Shine</a>  link</p> <p><a href="http://www.treshomes4u.com/">www.TREShomes4U.com</a> or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> <div class="agent_signature"> <p><span style="color: #000000;">Feel free to contact me with your real estate questions</span>:</p> <p>www.TREShomes4U.com or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> </div> Denise Toliver - Rowlett Real Estate - www.TREShomes4U.com (Toliver Real Estate Solutions, LLC) Sat, 03 Jul 2010 20:14:15 -0700 http://activerain.com/blogsview/1726303/secret-weapon-against-hard-water-try-lemi-shine-for-clean-glass-again- http://activerain.com/blogsview/1725481/fourth-of-july-fireworks-tips-for-keeping-your-pets-safe Fourth of July Fireworks Tips for Keeping Your Pets Safe <p><img src="http://activerain.com/image_store/uploads/3/3/5/9/0/ar127813279709533.jpg" height="138" alt="" width="174"></p> <p>Fourth of July celebrations are great for people but the loud noises and bright lights that accompany fireworks can be frightening to your pets.  Below are a few rules I saw in a newsletter from my Veterinarian that I believe are both helpful and practical.</p> <p>1) If you go to fireworks display, leave your pet at home where he will be safe and comfortable</p> <p>2) If you must take your pet with you to fireworks, do not leave him in the car. A car with partially open window does not provide enough circulating fresh air .</p> <p>3) Don't leave your pet outside.  However, if you can not bring them inside, cover there house or kennel with a blanket to reduce the bright light and loud noise that will annoy your pet.  Also, keep the windows and blinds closed</p> <p>4) Some pets become destructive when frightened.  Remove any items in the area your pet might destroy or hurt themselves on.</p> <p>5) Turn on a TV or radio at a normal level to distract your pet and keep them company.  This should help them to relax.</p> <p><a href="http://www.treshomes4u.com/">www.TREShomes4U.com</a> or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> <div class="agent_signature"> <p><span style="color: #000000;">Feel free to contact me with your real estate questions</span>:</p> <p>www.TREShomes4U.com or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> </div> Denise Toliver - Rowlett Real Estate - www.TREShomes4U.com (Toliver Real Estate Solutions, LLC) Sat, 03 Jul 2010 00:28:04 -0700 http://activerain.com/blogsview/1725481/fourth-of-july-fireworks-tips-for-keeping-your-pets-safe http://activerain.com/blogsview/1721699/frisco-tx-estates-on-legacy-homes-for-sale-search-here-now- Frisco TX - Estates On Legacy Homes For Sale - Search Here Now! <iframe src="http://listings.realbird.com/home-search/?rb_id=E8F5C2F3&bq=%5Bitem%20type:housing%5D%5Blocation:@%22frisco,%20tx%22%5D%5Bbedrooms:%203+%5D%5Bbathrooms:%202+%5D%5Blisting%20type:for%20sale%5D%5Bproperty%20type:single%20family%5D&q=estates%20of%20legacy&orderby=modification_time" frameborder="0" height="2700" style="width: 100%; height: 2700px;" width="100%"></iframe> <div class="agent_signature"> <p><span style="color: #000000;">Feel free to contact me with your real estate questions</span>:</p> <p>www.TREShomes4U.com or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> </div> Denise Toliver - Rowlett Real Estate - www.TREShomes4U.com (Toliver Real Estate Solutions, LLC) Thu, 01 Jul 2010 01:14:01 -0700 http://activerain.com/blogsview/1721699/frisco-tx-estates-on-legacy-homes-for-sale-search-here-now- http://activerain.com/blogsview/1721692/frisco-tx-heritage-lakes-homes-for-sale-search-here-now- Frisco TX - Heritage Lakes Homes For Sale - Search Here Now! <iframe src="http://listings.realbird.com/home-search/?rb_id=E8F5C2F3&bq=%5Bitem%20type:housing%5D%5Blocation:@%22frisco,%20tx%22%5D%5Bbedrooms:%203+%5D%5Bbathrooms:%202+%5D%5Blisting%20type:for%20sale%5D%5Bproperty%20type:single%20family%5D&q=heritage%20lakes&orderby=modification_time" frameborder="0" height="2700" style="width: 100%; height: 2700px;" width="100%"></iframe> <div class="agent_signature"> <p><span style="color: #000000;">Feel free to contact me with your real estate questions</span>:</p> <p>www.TREShomes4U.com or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> </div> Denise Toliver - Rowlett Real Estate - www.TREShomes4U.com (Toliver Real Estate Solutions, LLC) Thu, 01 Jul 2010 01:06:00 -0700 http://activerain.com/blogsview/1721692/frisco-tx-heritage-lakes-homes-for-sale-search-here-now- http://activerain.com/blogsview/1713633/rowlett-tx-waterview-golf-course-community-homes-for-sale-search-here-now- Rowlett TX - Waterview Golf Course Community Homes For Sale - Search Here Now! <iframe src="http://listings.realbird.com/home-search/?rb_id=E8F5C2F3&bq=%5Bitem%20type:housing%5D%5Blocation:@%2275089%22%5D%5Bbedrooms:%203+%5D%5Bbathrooms:%202+%5D%5Blisting%20type:for%20sale%5D%5Bproperty%20type:single%20family%5D%5Bprice:125000..%5D&q=waterview&orderby=price(float%20USD)&sortorder=ascending" frameborder="0" height="2700" width="100%" style="width: 100%; height: 2700px;"></iframe> <div class="agent_signature"> <p><span style="color: #000000;">Feel free to contact me with your real estate questions</span>:</p> <p>www.TREShomes4U.com or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> </div> Denise Toliver - Rowlett Real Estate - www.TREShomes4U.com (Toliver Real Estate Solutions, LLC) Fri, 25 Jun 2010 23:09:24 -0700 http://activerain.com/blogsview/1713633/rowlett-tx-waterview-golf-course-community-homes-for-sale-search-here-now- http://activerain.com/blogsview/1713503/shenaniganz-in-rockwall-voted-best-in-two-categories-check-out-website-and-save Shenaniganz In Rockwall Voted BEST in Two Categories - Check Out Website and Save <p>Shenaniganz won the Neighbors Choice Award contest in two categories. </p> <p>"Best Place to Entertain the Family" Bowling, Lazertag, GoKartz Speedway are just a few of the fun activities offered.</p> <p>"Best Place To Watch A Game and Grab a Beer" enjoy adult only entertainment with over 40 HD televisions and quality food in Rozie's Sports Bars & Grill or Z Lounge.</p> <p>Check it out for yourself, I am certain you will enjoy it.  My family sure does.  Explore the website for special promotions that will save you money.</p> <p>Check out the link  <a href="http://www.shenaniganz.com">www.shenaniganz.com</a></p> <p><strong>SHENANIGANZ</strong></p> <p>1290 E. Interstate 30</p> <p>Rockwall, TX 75087</p> <p>(972) 772-1133</p> <p> <a href="http://www.treshomes4u.com/">www.TREShomes4U.com</a> or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> <p> </p> <div class="agent_signature"> <p><span style="color: #000000;">Feel free to contact me with your real estate questions</span>:</p> <p>www.TREShomes4U.com or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> </div> Denise Toliver - Rowlett Real Estate - www.TREShomes4U.com (Toliver Real Estate Solutions, LLC) Fri, 25 Jun 2010 20:59:02 -0700 http://activerain.com/blogsview/1713503/shenaniganz-in-rockwall-voted-best-in-two-categories-check-out-website-and-save http://activerain.com/blogsview/1712678/its-free-come-to-celebrate-freedom-concerts-at-southfork-ranch-june-26th ITS FREE - Come to CELEBRATE FREEDOM Concerts at Southfork Ranch - June 26th <p>The <strong>world's finest artists and groups in the</strong> <strong>Adult Contemporary Christian</strong> <strong>format </strong>will be performing this year as in years past.  This year's line-upof performers will be playing music non-stop from 10:00am to 11:00pm at night!  A few of the performers include: MercyMe, Matthew West, Amy Grant, Third Day, and many more!!  Plus there will be a beautiful fireworks display for the grand finale!    Don't miss the largest <strong>FREE</strong> concert in the nation!  </p> <p><strong>CELEBRATE FREEDOM CONCERTS </strong></p> <p><strong>Southfork Ranch </strong></p> <p><strong>3700 Hogge Road, Parker, TX 75002</strong></p> <p><strong>June 26, 2010</strong> <strong>10:00am-11:00pm</strong></p> <p>See link for more information   <a href="http://www.klty.com/celebratefreedom/index.htm">http://www.klty.com/celebratefreedom/index.htm</a></p> <p><a href="http://www.treshomes4u.com/">www.TREShomes4U.com</a> or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> <div class="agent_signature"> <p><span style="color: #000000;">Feel free to contact me with your real estate questions</span>:</p> <p>www.TREShomes4U.com or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> </div> Denise Toliver - Rowlett Real Estate - www.TREShomes4U.com (Toliver Real Estate Solutions, LLC) Fri, 25 Jun 2010 12:38:56 -0700 http://activerain.com/blogsview/1712678/its-free-come-to-celebrate-freedom-concerts-at-southfork-ranch-june-26th http://activerain.com/blogsview/1703137/rowlett-freedom-celebration-fireworks-on-main-street- Rowlett Freedom Celebration - Fireworks On Main Street <p>Fireworks on Main Street</p> <ul> <li>July 3, 2010 </li> <li>6:00 pm - 10:00pm </li> <li>Fireworks at dusk </li> </ul> <p><br>Rowlett's largest Fireworks show takes place on Main St in Downtown Rowlett. Plan now to celebrate freedom with friends and family as you enjoy live music, food, children's activities and more!</p> <p>Spend your Independence Day weekend relaxing on Main Street and listen to great live music from DFW's top cover band, <a href="http://thewondersband.com/" title="The Wonders" target="_blank">The Wonders</a>.  Then join us as we commemorate the holiday with an amazing fireworks display.</p> <p>DART is the official Fireworks on Main transportation sponsors. Beat the traffic and hop on a free DART Shuttle at Rowlett High School (<a href="http://maps.google.com/places/us/tx/75088/rowlett/kirby-rd/4700/-rowlett-high-school?hl=en&gl=us" title="Map to RHS" target="_blank">4700 Kirby Road</a>) or DART Park and Ride (<a href="http://maps.google.com/maps?f=q&source=s_q&hl=en&geocode=&q=5000+Martin+Drive,+Rowlett,+TX&sll=32.843251,-96.7202&sspn=0.248639,0.441513&gl=us&ie=UTF8&hq=&hnear=5000+Martin+Dr,+Rowlett,+Dallas,+Texas+75088&ll=32.906452,-96.563644&spn=0.008215,0.013797&z=16&iwloc=A" title="DART Park and Ride Map" target="_blank">5000 Martin</a>).</p> <p>If you are interested in being a sponsor or hosting a booth at the event, please contact Jennifer Gomez at <a href="mailto:jgomez@rowlett.com">jgomez@rowlett.com.</a></p> <p><a href="http://www.treshomes4u.com/">www.TREShomes4U.com</a> or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602   </p> <div class="agent_signature"> <p><span style="color: #000000;">Feel free to contact me with your real estate questions</span>:</p> <p>www.TREShomes4U.com or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> </div> Denise Toliver - Rowlett Real Estate - www.TREShomes4U.com (Toliver Real Estate Solutions, LLC) Sat, 19 Jun 2010 12:51:17 -0700 http://activerain.com/blogsview/1703137/rowlett-freedom-celebration-fireworks-on-main-street- http://activerain.com/blogsview/1703076/rowlett-professionals-sought-for-career-week-camp- Rowlett Professionals Sought for Career Week Camp <p>Rowlett professionals are being recruited to speak to youth 10 to 15 years of age during Career Week Camp.  Here is your chance to represent your professional field to our youth.  Who knows maybe something will be said or done to encourage one of these young people to follow in your footsteps.  Those interested should email Chase Chlebak (<a href="mailto:cchlebak@rowlett.com">cchlebak@rowlett.com</a>)</p> <p>Career Week Camp will be held July 26th thru 30th at the</p> <p>Rowlett Community Center. </p> <p>5300 Main Street, Rowlett, TX&lrm; 75089               </p> <p> <img title="Rowlett Career Week Camp" src="http://activerain.com/image_store/uploads/6/0/7/3/1/ar127696376113706.jpg" height="397" alt="" width="600"></p> <p><a href="http://www.treshomes4u.com/">www.TREShomes4U.com</a> or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602        </p> <div class="agent_signature"> <p><span style="color: #000000;">Feel free to contact me with your real estate questions</span>:</p> <p>www.TREShomes4U.com or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> </div> Denise Toliver - Rowlett Real Estate - www.TREShomes4U.com (Toliver Real Estate Solutions, LLC) Sat, 19 Jun 2010 12:12:58 -0700 http://activerain.com/blogsview/1703076/rowlett-professionals-sought-for-career-week-camp- http://activerain.com/blogsview/1702635/wouldn-t-you-like-to-have-a-green-thumb- Wouldn't You Like to Have a Green Thumb? <p>Wouldn't you like to have a green thumb? If so, here is how.  Covington's Nursery will host gardening classes for both children and adults.  All classes are FREE and will usually be held inside the air conditioned store. </p> <p><strong><span style="text-decoration: underline;">ADULTS CLASSES</span></strong></p> <p>Crape Mrytles with Burton; June 26 @ 11 am</p> <p>Fall Veggies with Burton;   July 10 @ 11 am</p> <p>Lawn Care with Burton;     July 17 @ 11 am</p> <p><strong><span style="text-decoration: underline;">CHILDREN CLASSES</span></strong></p> <p>Good, the Bad, the Ugly; (Bugs) June 19 @ 9:30 am</p> <p>Butterfly Gardens;  July 3 @ 9:30 am</p> <p>Bees in the Garden; with Janet Rowe July 17 @ 9 am</p> <p>Sun & Shade Plants;  July 31 @ 9:30 am</p> <p>Savenger Hunt in Greenhouses;  Aug 14 @ 9:30 am</p> <p><strong>Email Mary Coon (<a href="mailto:mary@covingtonnursery.com">mary@covingtonnursery.com</a>) for advanced reservations as space is limited.</strong></p> <p>Covington's Nursery - 5518 Liberty Grove, Rowlett, TX 75089</p> <p><img title="Covingtons Nursery in Rowlett has Gardening Classes" src="http://activerain.com/image_store/uploads/1/7/9/6/9/ar127691925996971.jpg" height="413" alt="" width="602"></p> <p><a href="http://www.treshomes4u.com/">www.TREShomes4U.com</a> or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602        </p> <p> </p> <div class="agent_signature"> <p><span style="color: #000000;">Feel free to contact me with your real estate questions</span>:</p> <p>www.TREShomes4U.com or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> </div> Denise Toliver - Rowlett Real Estate - www.TREShomes4U.com (Toliver Real Estate Solutions, LLC) Fri, 18 Jun 2010 23:49:22 -0700 http://activerain.com/blogsview/1702635/wouldn-t-you-like-to-have-a-green-thumb- http://activerain.com/blogsview/1702607/taking-boater-safety-training-is-a-smart-thing-to-do- Taking Boater Safety Training Is A Smart Thing To Do! <p>This subject has a special meaning to me right now.  I just watched the family of a friend/co-worker mourn the lost of their 24 year old son due to an accidental drowning on Memorial Day weekend.  I wonder if a little extra training could have saved his life?  Perhaps those of us surviving should take every precaution we are aware of to perserve life.  Please take boater safety seriously. </p> <p>While the summer is just beginning, let's start off our leisure time being smart, safe, and prepared.   The U.S. Coast Guard is offering a boater safety class for ages 13 and older.  Come learn what to do in case of a boater emergency.  The class will be from 9 am tp 5 pm, July 24th at </p> <p>Rockwall Parks and Recreation Center (972) 771-7740</p> <p>108 E. Washington St, Rockwall, TX 75087. </p> <p> <img title="Rockwall Parks and Recreation Center" src="http://activerain.com/image_store/uploads/3/7/1/4/7/ar127691719874173.jpg" height="443" alt="" width="599"></p> <p><a href="http://www.treshomes4u.com/">www.TREShomes4U.com</a> or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602        </p> <p> </p> <div class="agent_signature"> <p><span style="color: #000000;">Feel free to contact me with your real estate questions</span>:</p> <p>www.TREShomes4U.com or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> </div> Denise Toliver - Rowlett Real Estate - www.TREShomes4U.com (Toliver Real Estate Solutions, LLC) Fri, 18 Jun 2010 23:17:13 -0700 http://activerain.com/blogsview/1702607/taking-boater-safety-training-is-a-smart-thing-to-do- http://activerain.com/blogsview/1697196/homebuyer-tax-credit-extended-again-to-september-30th-2010- Homebuyer Tax Credit Extended Again to September 30th, 2010? <p>According to the associated press, homebuyers may get another 3 month extention (until September 30, 2010) to process their loans.  This extention, if granted, will only allow people that already have a qualifying signed contract by the April 30th deadline.  This will permit the huge group of people (over 180K) that did not get their financing in place by June 30th to finalize their lending.  Many homebuyers could not get loans processed by June 30th because of backlog with lenders; this was not their fault.  Do you think Senator Harry Reid of Nevada wih be successful in get the amendment passed? Stay tuned maybe more details will be available later this week.</p> <p><a href="http://www.treshomes4u.com/">www.TREShomes4U.com</a> or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> <div class="agent_signature"> <p><span style="color: #000000;">Feel free to contact me with your real estate questions</span>:</p> <p>www.TREShomes4U.com or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> </div> Denise Toliver - Rowlett Real Estate - www.TREShomes4U.com (Toliver Real Estate Solutions, LLC) Tue, 15 Jun 2010 22:44:40 -0700 http://activerain.com/blogsview/1697196/homebuyer-tax-credit-extended-again-to-september-30th-2010- http://activerain.com/blogsview/1642290/must-see-affordable-garland-house-for-rent-1100-per-month Must See Affordable Garland House For Rent - $1100 per month <p><strong><a href="http://www.treshomes4u.com/1044097.html" title="Garland TX House For Rent" target="_blank"><img title="Garland Rent House" src="http://activerain.com/image_store/uploads/7/3/7/3/4/ar127372432243737.jpg" height="600" alt="Must See Garland House For Rent" width="800"></a></strong></p> <p><strong></strong></p> <p><strong>Click Image Above To Request More Information</strong></p> <p><strong>Nice House - Great Neighborhood</strong></p> <p>Nice Must See Garland House for Rent - It Will NOT Last</p> <p>3 bedroom, 2 new baths, 2 car garage</p> <p>Fresh Paint, New Carpet, Oasis Backyard</p> <p>Easy Access to Interstate</p> <p>Available for Move-In Monday May 17th</p> <p><a href="http://www.treshomes4u.com/">www.TREShomes4U.com</a> or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> <div class="agent_signature"> <p><span style="color: #000000;">Feel free to contact me with your real estate questions</span>:</p> <p>www.TREShomes4U.com or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> </div> Denise Toliver - Rowlett Real Estate - www.TREShomes4U.com (Toliver Real Estate Solutions, LLC) Thu, 13 May 2010 00:27:59 -0700 http://activerain.com/blogsview/1642290/must-see-affordable-garland-house-for-rent-1100-per-month http://activerain.com/blogsview/1624383/deadlines-and-digital-signatures-agreeworks-saves-the-day- Deadlines and Digital Signatures - AgreeWorks Saves the Day! <p>Today has been a great but hectic day.   It is mid afternoon, April 30th, and the last day to execute contracts eligible for home buyer tax credit.  I am juggling multiple clients and I am beginning to question if one of my bigger deals can be completed in time.   My seller is technically challenged and does not have access to a fax machine.  In the past, I have to print offers and meet her after business hours for signatures.  It does not look like all parties can reach agreeable terms and get all signatures in place before the end of the day.  Then in comes <a href="http://www.AgreeWorks.com" title="AgreeWorks.com" target="_blank">http://www.AgreeWorks.com</a> a method for reviewing and signing a contract online.  The process was simple:</p> <p>Step 1) Received the offer from buyer agent by email, opened the link, reviewed it</p> <p>Step 2) Contacted my seller by phone, emailed link to her for review and digital signature</p> <p>Step 3) Minutes later, I refresh my AgreeWorks link and it shows all seller initials/signatures are in place</p> <p>Step 4) I signed it, refreshed link and PRESTO! we have an executed contract that the buyers has access to immediately.</p> <p>The whole process took less than 1 hour and most of that time was waiting for my seller to get home from work to access her computer.  No faxing, No printing, No driving and No face to face meetings are necessary.  Everything was done virtually online.  All at a very reasonable monthly fee.   I LOVE IT!</p> <p>Let me know about your getting documents signed stories.  <a href="http://www.AgreeWorks.com">www.AgreeWorks.com</a>  may be the easier way you have been looking for.</p> <p><a href="http://www.treshomes4u.com/">www.TREShomes4U.com</a> or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> <div class="agent_signature"> <p><span style="color: #000000;">Feel free to contact me with your real estate questions</span>:</p> <p>www.TREShomes4U.com or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> </div> Denise Toliver - Rowlett Real Estate - www.TREShomes4U.com (Toliver Real Estate Solutions, LLC) Sat, 01 May 2010 00:15:48 -0700 http://activerain.com/blogsview/1624383/deadlines-and-digital-signatures-agreeworks-saves-the-day- http://activerain.com/blogsview/1605803/has-the-home-buyer-tax-credit-had-an-impact-on-your-real-estate-business- Has the Home Buyer Tax Credit Had an Impact on YOUR Real Estate Business? <p>Now that the home buyer tax credit deadline is coming to an end, I have reflected back on my business over the last 9 months to evaluate what it has meant to me personally.   We all know that the intent of the tax credit was to entice homebuyers to make a purchase;  Hence, driving money back into the hurting real estate market. </p> <p style="text-align: center;"><img title="Homebuyer Tax Credit Impact" src="http://activerain.com/image_store/uploads/1/3/3/4/8/ar127161418384331.jpg" height="306" alt="Homebuyer Tax Credit Impact" width="460"> </p> <p>I had several "on the fence" buyers that had a variety of excuses;  some were struggling to save a few thousand dollars more for a down payment, others were afraid they were not creditworthy or believed the process was too complicated.   A little encouragement, some hand holding, and the tax credit was just the windfall that could diffuse all their objections. Now, after just a couple months effort, they are now very happy home owners.  </p> <p>Several more buyers are still in the shopping process but have gotten so excited about home ownership that they are committed to make a purchase even if they do not make the deadline.  Therefore, I believe the idea of using a gift from Uncle Sam has added to my bottom line. </p> <p>Let me know about your HomeBuyer Tax Credit stories.  Has the bailout impacted your real estate business?  In what way?</p> <p><a href="http://www.treshomes4u.com/">www.TREShomes4U.com</a> or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> <div class="agent_signature"> <p><span style="color: #000000;">Feel free to contact me with your real estate questions</span>:</p> <p>www.TREShomes4U.com or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> </div> Denise Toliver - Rowlett Real Estate - www.TREShomes4U.com (Toliver Real Estate Solutions, LLC) Sun, 18 Apr 2010 11:53:57 -0700 http://activerain.com/blogsview/1605803/has-the-home-buyer-tax-credit-had-an-impact-on-your-real-estate-business- http://activerain.com/blogsview/1605737/petfinder-com-my-virtual-doctor-dolittle- PetFinder.com My Virtual Doctor Dolittle! <p>My family is filled with pet lovers and we all have a heart for lost or injuried animals.  So when my daughter came home with this beagle with no tags, I couldn't turn him away.  Look at that sweet face.</p> <p><img title="Daughter found Beagle without tags" src="http://activerain.com/image_store/uploads/6/8/0/0/1/ar127160650010086.jpg" height="420" alt="Use Petfinder.com for find pet owner" width="341"></p> <p>Since I do not speak the same language as the dog, I used the next best thing.  I sprung into action, took a digital photo of our fugitive friend, jumped onto my computer and went straight to <a href="http://www.petfinder.com">www.petfinder.com</a>.   I navigated to the classified section for "found pets" and placed a simple ad with the photo and my phone number.</p> <p>Within 2 days, we got a call from a very relieved and grateful set of parents.  Apparently, the dog got loose from its 6 year old owner during bath time.  That is why he was not wearing his tags.  The little girl was heart broken.  <a href="http://www.petfinder.com">www.petfinder.com</a> helped us reunite the pet with his family. So once again my realtor superpowers were used for good. </p> <p><a href="http://www.petfinder.com">www.petfinder.com</a> is a website whose main purpose is to place adoptable pets with loving families.  If you are looking for a pet, give <a href="http://www.petfinder.com">www.petfinder.com</a> a chance.</p> <p>Let me know about your lost/found pet stories or share or experience with www.petfinder.com</p> <p><a href="http://www.treshomes4u.com/">www.TREShomes4U.com</a> or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p> </p> <p> </p> <div class="agent_signature"> <p><span style="color: #000000;">Feel free to contact me with your real estate questions</span>:</p> <p>www.TREShomes4U.com or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> </div> Denise Toliver - Rowlett Real Estate - www.TREShomes4U.com (Toliver Real Estate Solutions, LLC) Sun, 18 Apr 2010 11:07:39 -0700 http://activerain.com/blogsview/1605737/petfinder-com-my-virtual-doctor-dolittle- http://activerain.com/blogsview/1530237/kansas-city-rehab-rent-versus-flipping Kansas City Rehab & Rent versus Flipping <p> </p><p>My husband and I have been looking for a couple of houses for rental property.  Since we have limited resources, we would like to flip a house or two first to build our investment capital before tying the money up into cash flowing houses.</p> <p>We have looked diligently for 4 months and can not find a property with enough margin.  There are many homes that are great deals for rental but the numbers are risky for a flip with a quick resale.  The paint and carpet cosmetic flips are gone within a day or so of being placed on the market.  By the time I find them, they have pending offers or executed contracts.</p> <p>Even though your post is over a year old, the market condition here in Dallas, TX is exactly as you have outlined it in March 2010.</p> <p>Are you having the same experience with finding Real Estate investments?</p> <p>Chris Lenqquist has written a great post that summarizes my experience.</p> <div id="reblogging_tag">Via <b><a href="http://activerain.com/blogsview/641460/kansas-city-rehab-rent-versus-flipping">Chris Lengquist, RIPS (Keller Williams Realty)</a></b>:<br><blockquote> <p>Why am I teaching a class next Saturday about Rehabbing and Renting Kansas City investment property versus flipping homes?  Two main reasons;</p> <ol> <li>Finding a home that has the numbers to flip aren't nearly as numerous (or in as good of neighborhoods) as finding homes to Rehab & Rent.  </li> <li>Flipping real estate is simply an income replacement...or supplement.  Rehabbing and Renting is a method of generating a little extra cash flow while building equity for your future.  Really just a more hands on way of becoming a "passive" real estate investor.  <a href="http://kcinvestmentproperty.files.wordpress.com/2008/08/rehab1.jpg"><img title="rehab" src="http://kcinvestmentproperty.files.wordpress.com/2008/08/rehab1.jpg?w=225&h=300" height="300" alt="rehab" style="float: right;" width="225"></a> </li> </ol> <p><strong>The Numbers Of Rehabbing & Renting<br></strong>Right off the bat when you are looking for a home to Rehab & Rent vs Flip you can find a house that sells for 6% - 8% more and still make money!  Now, that may not sound like a lot but have you tried to buy houses at the prices needed to flip?  It's inside that last 10% where people make and lose money.  And it's also inside that last 10% where sellers seldom go.</p> <p>The 6% - 8% savings comes from you not having to sell the property when you are done rehabbing.  You save the real estate agent's costs and the closing costs.  And before you tell me "I can sell it myself" you had better pay attention to what market we are in.</p> <p>And think about this, rehabbing to a rental standard is much different than rehabbing to a resale standard.  If I know I'm going to rent this investment property I'm far more likely to downgrade the carpet a little, downgrade the paint a little, downgrade several things...a little.  I don't want to go cheap.  I do want it inhabitable, desirable and functional.  I just don't need it to "Wow!" a prospective buyer.  Therefore, cost savings here that I can spend later when it's time to sell...when I have even more equity in the house.</p> <p><strong>Negotiating The Purchase  Of An Investment Property<br></strong>It doesn't take a genius to know that most people don't wish to give their homes away.  You can negotiate them down based on cost of improvements necessary, equity they may have in the home and a whole host of other factors. </p> <p>But too many "flippers" bought homes that were priced too high.  Flippers get frustrated working with me because I won't let them buy homes they are going to lose money on.</p> <p>"But if I can make $8,000-$10,000 on this I'll be fine."</p> <p>Ah, have you ever flipped a house?  How about more than one?  You can go through your "profit" of $8,000-$10,000 in extra, unexpected repairs and price reductions in a heart beat. </p> <p>In flipping you need to buy a house as follows: ARV - Quick Sales Discount (5%-10%) - Cost of Repair - Holding Cost - Sales Costs - Expected profit (15% - 20%) = Purchase Cost. </p> <p>When you are rehabbing a house and then holding it as an investment property for rental purposes you can add back into your purchase price the Quick Sales Discount (or at least some of it) and the Sales Costs.  This will immediately include a whole lot of homes you didn't necessarily have access to before.</p> <p>So how would you like to own a home for rental purposes that you purchased and rehabbed and still saved 15% - 20% below the actual value of the home?  You'd have all that as equity for your future.  Buying an income property can be done so many different ways.  This is but one.  If you ‘d like to learn more about Rehab & Rent just see the all the details of an <a href="http://kcinvestmentproperty.wordpress.com/2008/08/02/rehab-rent-workshop-announcement/" title="rehab & rent" target="_blank">upcoming workshop</a> I've got going on. </p> <p>Originally posted on <a href="http://kcinvestmentproperty.wordpress.com/2008/08/14/rehab-rent-vs-flipping/" title="Kansas City real estate investing" target="_blank">Kansas City Real Estate Investing</a>.</p> </blockquote> </div> <div class="agent_signature"> <p><span style="color: #000000;">Feel free to contact me with your real estate questions</span>:</p> <p>www.TREShomes4U.com or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> </div> Denise Toliver - Rowlett Real Estate - www.TREShomes4U.com (Toliver Real Estate Solutions, LLC) Fri, 05 Mar 2010 21:50:26 -0800 http://activerain.com/blogsview/1530237/kansas-city-rehab-rent-versus-flipping http://activerain.com/blogsview/1489836/home-owner-associations-hoa-do-we-really-need-them- Home Owner Associations (HOA) - Do We Really Need Them? <p>When my husband & I bought our first house in a starter community, he did not want to be in a community with an HOA.  He did not need anyone telling us what could/couldn't be done on our own property.  After some shopping, we found a great little community of starter homes with NO association.  We signed a contract and started construction on our house. Several months pass and we happily moved into our brand new home.</p> <p>We were one of the first houses, in the first phase of construction, in this community.  As more homes were built and our neighbors started to outfit their houses with their personal taste, we made several interesting observations.  Neighbor#1 was an amateur radio enthuist; he installed an antenna farm in his back yard.  Several of the antennaes towered substantially higher than the house.  Neighbor#2 was a shade tree mechanic, he would buy any "piece of junk" car and park it on the street in front of his house because his other junk cars completely filled his driveway.  Neighbor#3 painted the house exterior both brick and trim canary yellow.  Thereafter, when friends or family would visit us, they would comment "I did not know you lived near the UGLY yellow house".</p> <p>After a few years of this, we realized my husband was so wrapped up in preserving our own rights, that we completely forgot about everyone elses rights.   Rights that preserved their freedom to do "their own thing" too. </p> <p>Finally, we purchased a step up home and "kissed the starter community goodbye".  While shopping the second time, we only looked at houses with home owner associations.  Now, everytime one of my new neighbors complain that HOA harrassed them about their grass being too tall or their fence needing minor repair, I simply smile, laugh to myself, and remember the craziness of my non-HOA starter community experience.</p> <p>Let me know about your HOA experiences.  Do they add value or not?</p> <p><a href="http://www.treshomes4u.com/">www.TREShomes4U.com</a> or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> <div class="agent_signature"> <p><span style="color: #000000;">Feel free to contact me with your real estate questions</span>:</p> <p>www.TREShomes4U.com or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> </div> Denise Toliver - Rowlett Real Estate - www.TREShomes4U.com (Toliver Real Estate Solutions, LLC) Fri, 12 Feb 2010 13:14:53 -0800 http://activerain.com/blogsview/1489836/home-owner-associations-hoa-do-we-really-need-them- http://activerain.com/blogsview/1489668/would-you-like-to-stop-renting-and-become-a-homeowner-now-may-be-the-right-time- Would You Like to Stop Renting and Become a Homeowner? Now May be the Right Time! <p>I've been catching up on reading some of my favorite sites.  I stumbled across several great articles on the FreddieMac website on Renting vs Buying a home.  I know this is not a new subject;  however, there seems to be a somewhat different twist to this theme related to timing.  I believe the Rent vs Buy subject is extremely relevant right now based on my recent experiences with clients.  Several buyers that I have been working with (especially first time buyers) have had great successes with house shopping and getting their fair offers being accepted.  A great house at a great price.  These are same buyers that a few weeks ago believed they could never become homeowners due to their credit or financial circumstances.  The first time home buyer tax credit is making the american dream more affordable than ever before.  This turned out to be the RIGHT time for them.</p> <p>The inventory of houses "for sale" right now is huge and many starter homes I have been showing are nearly "move-in" ready.  These are houses that have been well maintained but need a cosmetic  makeover; they are the idea purchase.  My buyers got the floor plan with the features they wanted.  They easily solved the makeover problem (paint/flooring/lighting) by subcontracting the the floors and doing the paint and light fixtures themselves; they inserted the colors/materials that suit their taste, and their home looks "like new" without a huge additional expense.</p> <p>Don't take my word for it check out the information for yourself; <a href="http://www.freddiemac.com/corporate/buyown/english/preparing/right_for_you/" title="Is Homeownership Right For You?">here's the full article</a>, look at the details of your individual situation and determine if this might be the right time for YOU too.</p> <p> </p> <p><a href="http://www.treshomes4u.com/">www.TREShomes4U.com</a> or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> <div class="agent_signature"> <p><span style="color: #000000;">Feel free to contact me with your real estate questions</span>:</p> <p>www.TREShomes4U.com or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> </div> Denise Toliver - Rowlett Real Estate - www.TREShomes4U.com (Toliver Real Estate Solutions, LLC) Fri, 12 Feb 2010 12:08:59 -0800 http://activerain.com/blogsview/1489668/would-you-like-to-stop-renting-and-become-a-homeowner-now-may-be-the-right-time- http://activerain.com/blogsview/1486854/3rd-party-escrow-company-for-rental-house-security-deposit 3rd Party Escrow Company for Rental House Security Deposit <p>In the time where rental house tentants are being scammed out of their security deposits and 1st month rent.  Is their a safe way to put up deposit money with a 3rd party;  Both Landlord and Tentant interest are protected by the trusted 3rd party until applicant screening is complete and lease paperwork is signed.   Once process is complete keys and money changes hands.  The 3rd party would serve a role similar to a title company until underwriting and funding is complete in a home sales transaction. </p> <p>The 3rd party would ideally be a online company and provide ecommerce for convenience.  Does anything like this already exist?</p> <p><a href="http://www.treshomes4u.com/">www.TREShomes4U.com</a> or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> <div class="agent_signature"> <p><span style="color: #000000;">Feel free to contact me with your real estate questions</span>:</p> <p>www.TREShomes4U.com or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> </div> Denise Toliver - Rowlett Real Estate - www.TREShomes4U.com (Toliver Real Estate Solutions, LLC) Thu, 11 Feb 2010 01:13:33 -0800 http://activerain.com/blogsview/1486854/3rd-party-escrow-company-for-rental-house-security-deposit http://activerain.com/blogsview/1484328/common-financial-mistakes-can-radically-decrease-your-fico-score Common Financial Mistakes Can Radically Decrease Your FICO Score <p>For years we have known that being financially irresponsible can have a negative impact on your credit score.  It has only recently been speculated on how much wreckless acts can truly hurt your creditworthiness.  A credit <a href="http://www.myfico.com/CreditEducation/Questions/Credit_Problem_Comparison.aspx" title="Credit missteps &ndash; how their affect on FICO scores vary" target="_blank">Q & A page</a> on the popular MyFICO.com website provides some useful insights.  The main point can be summarized in the few points below:</p> <ul> <li>Max out credit cards reduces FICO between 10 to 45 points</li> <li>30 day late payment reduces FICO between 60 to 110 points</li> <li>Debt settlement reduces FICO between 45 to 125 points</li> <li>Foreclosure reduces FICO between 85 to 160 points</li> <li>Bankruptcy reduces FICO between 130 to 240 points</li> </ul> <p>For more information on how to improve your FICO score, visit <a href="http://www.MyFICO.com">www.MyFICO.com</a> </p> <p>MyFICO.com has great resources to help you determine the importance of your FICO score and how it poor fiscal behavior ultimately affects how much we pay for goods and services.   Did you know that the interest rate you pay for loans and your ability to past the screening criteria for potential employers are affected by your creditworthiness which is measured by your FICO score?</p> <p><a href="http://www.treshomes4u.com/">www.TREShomes4U.com</a> or <a href="http://www.RowlettRealEstateAgent.com">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> <div class="agent_signature"> <p><span style="color: #000000;">Feel free to contact me with your real estate questions</span>:</p> <p>www.TREShomes4U.com or <a href="http://www.rowlettrealestateagent.com/">www.RowlettRealEstateAgent.com</a></p> <p><a href="mailto:DToliver@TREShomes4U.com">DToliver@TREShomes4U.com</a></p> <p>Cell: 469-644-4602</p> </div> Denise Toliver - Rowlett Real Estate - www.TREShomes4U.com (Toliver Real Estate Solutions, LLC) Tue, 09 Feb 2010 20:56:30 -0800 http://activerain.com/blogsview/1484328/common-financial-mistakes-can-radically-decrease-your-fico-score