This is an Amazing Acreage property in West Palm Beach! - 01/31/12 11:26 AM
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This beautiful Colony Preserve property is located in Boynton Beach. - 01/23/12 05:01 PM
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This home is solidly built and is an opportunity for someone, is it you? - 01/23/12 11:51 AM
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So why wouldn’t I just walk away in Palm Beach County? - 01/23/12 10:54 AM
I just walk away in Palm Beach County? Wouldn’t it be much easier to walk away? I hear these statements all of the time. The answer to that questions is yes, for now its easier. The question is it better and smarter?  Think of it this way.  A short sale is like getting into an accident with your car in your local parking lot versus a foreclosure of taking your car onto the interstate and getting into an accident at 65-70 miles per hour.  There will be both damage, it's a matter of how much.  The good news is you get … (1 comments)

Important Things to Know Before Buying a Home in Palm Beach County - 01/23/12 10:53 AM
Are you wanting to buy a home and yet you are nervous?  That is normal and I'd actually be concerned if you didn't feel that way.  When you are thinking of buying a home in Palm Beach County, thre is a lot to understand.  The more knowledge you have about our area and the process, the easier it will be.  Homebuyers have a lot to consider and there is such conflicting information so where do you turn?  The Treu Group is here to help.
Here’s a list of important things to know before buying a home in Palm Beach County.
1.   … (2 comments)

Three Deadly Mistakes Every Home Buyer Should Avoid - 01/23/12 10:43 AM
Deadly Mistake #1: Thinking you can’t afford it: Today, buying the home of your dreams is easier than ever before. Many people who thought that buying the home they wanted was simply out of their reach are now enjoying a new lifestyle in their very own new home.
Buying a home is the smartest financial decision you will ever make. In fact, most American and Canadian home owners would be financially broke at retirement if it weren’t for one saving grace – the equity in their home. Furthermore, mortgage rates are more flexible today than ever and tax allowances favor home … (3 comments)

This beautiful home is located in the heart of West Palm Beach and a few blocks from I-95. - 01/23/12 10:20 AM
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I've done a short sale, when can I buy a new home? - 01/21/12 06:27 PM
Have you done short sale in Palm Beach County?  Are you wondering when you can buy again? 
Keep in mind that the clock starts ticking at the date of the short sale closing.
 
·         2 years on a conventional purchase with at least 20% down
·         Less than 3 years, but not less than 12 months for a FHA purchase IF there are acceptable extenuating circumstances such as….illness, death, etc…
 
So what now?  Pay your bills on time, get your debt paid down and you will rebuild your financial future before you know it.
 
When you are ready, … (5 comments)

This home has a great design, perfect $ and can be closed quickly! - 01/19/12 04:30 PM
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Wow! This well cared for condo in Delray Oaks has an amazing 1st floor location. - 01/17/12 10:31 AM
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Welcome to paradise! This beautiful townhome is wall to wall crown molding, with all the little extras. - 01/16/12 12:40 PM
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Security Clearances After A Foreclosure - 01/13/12 03:52 PM

 
 
There are many jobs that require a look at your credit before they will hire you as an employee. Jewelry stores, security jobs, finance jobs – such as bank teller positions or brokerages – as well as certain real estate or other related positions will pull a credit report to see whether you may be a higher risk for theft.  A theory of many employers is that those who have bad credit may be a higher risk for stealing either high-dollar merchandise or even money.
The thought behind this is that if you are not willing to maintain … (3 comments)

How Do I Fix My Credit After A Short Sale or Foreclosure? - 01/13/12 03:34 PM
Often, I receive calls from past clients that we have helped to get out from under their homes and they are now getting back on their feet and want to become a homeowner again. Our company uses a step-by-step process that enables people to get back into new homes. The first thing that we do is pull their credit and take a look at what we need to rebuild. There are simple things that we advise people to do to get their credit scores better on their own.
Credit is not necessary unless you want to buy something that you can’t … (0 comments)

How You Can Use A Mortgage Loan Modification Prevent Foreclosure - 01/13/12 03:29 PM
Mortgage modifications are become more and more common, with the rising foreclosure rates in the United State, until recently mortgage, companies have been reluctant to provide help to people facing foreclosures by utilizing a mortgage modification program. Lenders are starting to use them more often not with the huge influx in homeowners that are in jeopardy of losing their home to a foreclosure. The lenders have come to realize that by working with the homeowners they have a chance at taking additional loses that are putting many mortgage companies into bankruptcy.
A mortgage modification or often times called a loan modification … (0 comments)

Are you having a hard time making your Wellington mortgage payment? - 01/12/12 05:11 AM
Are you having a hard time making your mortgage payment in Wellington?  Do you owe too much for your Wellington home?  Do you feel stressed all of the time?  Stop.  Doing nothing is the worst thing you can do.  This week, we have seen Wellington owners lose their home at auction.  Their Wellington home was foreclosed.  There are options.  You can relax and have joy again.  You deserve it.  You just have to pick up the phone and make one call to The Treu Group.  We have been helping clients avoid foreclosure, get the stress off their shoulders long before others even … (0 comments)

This beautiful home is located in the heart of PGA National. - 01/11/12 12:06 PM
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Delray Beach options for selling your home. You can avoid foreclosure! - 01/10/12 08:24 PM
Oh no it happened again.  Another seller lost their home and it didn't have to happen to this Palm Beach County Home.  How sad.  So what do you do if you are behind in your payments on your Palm Beach County home?  Pick up the phone, call us!  We want to help.  Does a short sale make sense for you to consider with your Delray Beach home? We have buyers that want to own a home in Lake Ida, Andover, Sabal Lakes, Tropic Isle, ok so all over Delray Beach.  It seems like there are so many questions that 80% of the foreclosed … (0 comments)

Are you looking for somewhere fun to go to dinner in Boynton Beach? - 01/07/12 07:01 PM
Are you looking for a new place to have dinner or drinks in Boynton Beach?  Are you tired of the same places?  Last night we had a great dinner at The Living Room.  The Living Room is located on the Southwest corner of Congress and Gateway Blvd.  Why do we love it here?  First is the atmosphere.  There are tables, private seating areas both for intimate and large groups.  There's also outside seating and a fire out.  Second is the friendly staff.  They are so nice.  Third, is the food.  Amazing is the only word to describe the dining experience.  There … (1 comments)

What is going on in 2012 in real estate in Palm Beach County? - 01/05/12 07:13 PM
Are you wondering what is going on in real estate in 2012 in Palm Beach County?  Is the market stable?  Is it going up?  Or down?  Where do you turn?  How do you know what to do with buying or selling real estate in Palm Beach County?  First as we all know, real estate is a local market.  One area could be going up and another could be going down.  The Treu Group studies the market and can help you make the right decision for you and your family. 
Last week's show on Palm Beach real estate is now available so … (0 comments)

What is a Deed in Lieu? - 01/03/12 06:29 PM
Many people ask about a ‘deed in lieu of foreclosure’ without fully understanding what it is.  In a nutshell, the repercussions are about the same as a foreclosure. It still counts as a foreclosure on your credit. Basically, you go to the bank and tell them; “I will turn the deed to the home over to you if you agree to not pursue me for the difference.”
 
The bank will still want your financials, just like they would on a short sale. You have to qualify. So, when the bank says that they won’t pursue you, it simply means that … (0 comments)

What are the credit implications of a foreclosure? - 01/03/12 06:11 PM
A foreclosure can drastically upset your credit score and should only be considered as a last resort. Some who have gone through a foreclosure claim that the foreclosure dropped their score as much as 250 – 350 points.  So if you had a near perfect score of 790, your score could be dropped as low as 440, depending on other bill you may be behind on in addition to the foreclosure on your credit record.
 
A creditor will not offer you financing for 24 months or more after a foreclosure. This is not only regarding financing for a home, but … (2 comments)

Can the bank kick me out? - 01/03/12 06:07 PM
The bank can’t make you leave your home until the foreclosure process is fully complete.  You are still the official homeowner until the lender has completed all of the necessary legal steps of the foreclosure process.  However, if you have already ditched the home and it becomes vacant, the bank has the legal right to secure the property.   It is unwise to leave the property vacated.  If the bank discovers it is left empty or attempts to confirm that someone still lives in it, they may send a bank official to check on the property.  They might have reason to … (1 comments)

Why would the bank foreclose? - 01/03/12 06:05 PM
If you can’t keep up with your monthly mortgage payments, it forces the lender to take legal action in accordance with the promissory note you signed to obtain the mortgage note.  They will seize the property and try to recoup their losses by auctioning it or selling it.  The main goal of the bank by loaning you the money for a house purchase is to make a profit through the interest payments that you pay over a prolonged 15, 20 or 30 year mortgage. So, if you stop making those loan payments you are “defaulting” on the financial agreement between you … (0 comments)

Your loan programs information - 01/03/12 06:01 PM

How much home can you afford? Use our finance center to learn about your loan options below. There are several loan programs available, and depending on your credit history, there is bound to be one that is perfect for you. Here are a few examples of the most popular programs offered today:
Fixed-Rate Loans The fixed-rate mortgage is the most popular mortgage program in use today. Fixed-rate loans offer the borrow a fixed interest rate for the life of the loan, typically 15 to 30 years. Borrowers have peace of mind knowing that their monthly payment will not change over time. … (0 comments)

Representing Your Best Interest - 01/03/12 05:54 PM
In today’s real estate market it is more important than ever to have a professional who truly represents your best interest. A qualified listing agent works for you — the home seller.
Here are some things to consider when hiring an agent:

1. The offer is typically written by an agent who represents the buyer’s best interests. 2. Your listing agent will represent you, the home seller, as your exclusive sellers agent. Your listing agent will carefully go through the entire offer with you and furnish you with expert guidance and counseling. 3. Your listing agent will help you … (0 comments)

Do you have a Pick a Pay Mortgage with Wells Fargo on your Palm Beach County home? - 01/03/12 04:07 AM
Are you struggling to make your mortgage payment in Palm Beach County home?  Do you have a Wells Fargo Pick a Pay Mortgage on your Palm Beach County home?  Then you really could be helped.  We know of an amazing program and we want to see if you qualify.  We are helping our clients that qualify for this Wells Fargo special program get a fresh start and we want to see how we can help you too. 
What do you do now?  Pick up the phone and call us.  The first step is to verify that your loan qualifies for this … (0 comments)

Do you have real estate questions about Palm Beach County real estate? - 01/03/12 03:26 AM
Do you wonder what is going on in Palm Beach County in the real estate market?  Are you thinking of selling?  Or is a possible short sale something that you should consider?  Or even better yet, are you one of the lucky buyers that are able to take advantage of the record low interest rates and prices?  Where do you turn to get more information about all areas of real estate in Palm Beach County?  It is simple, tune into Treu Real Estate 911 each Saturday morning at 8:30 am.
Have you missed a show?  No worries.  You can listen at … (2 comments)

Why would the bank foreclose on my Palm Beach County home? - 01/03/12 03:02 AM
If you can’t keep up with your monthly mortgage payments, it forces the lender to take legal action in accordance with the promissory note you signed to obtain the mortgage note.  They will seize the property and try to recoup their losses by auctioning it or selling it.  The main goal of the bank by loaning you the money for a house purchase is to make a profit through the interest payments that you pay over a prolonged 15, 20 or 30 year mortgage. So, if you stop making those loan payments you are “defaulting” on the financial agreement between you … (0 comments)

Can the bank kick me out of my Palm Beach County home? - 01/03/12 02:56 AM
The bank can’t make you leave your home until the foreclosure process is fully complete.  You are still the official homeowner until the lender has completed all of the necessary legal steps of the foreclosure process.  However, if you have already ditched the home and it becomes vacant, the bank has the legal right to secure the property.
It is unwise to leave the property vacated.  If the bank discovers it is left empty or attempts to confirm that someone still lives in it, they may send a bank official to check on the property.  They might have reason to suspect … (0 comments)

What are the credit implications of a foreclosure in Palm Beach County? - 01/03/12 02:53 AM
A foreclosure can drastically upset your credit score and should only be considered as a last resort. Some who have gone through a foreclosure claim that the foreclosure dropped their score as much as 250 – 350 points.  So if you had a near perfect score of 790, your score could be dropped as low as 440, depending on other bill you may be behind on in addition to the foreclosure on your credit record.
A creditor will not offer you financing for 24 months or more after a foreclosure. This is not only regarding financing for a home, but for … (0 comments)

What is a Deed in Lieu? Is it a good option for my in Palm Beach County? - 01/03/12 02:49 AM
Many people ask about a ‘deed in lieu of foreclosure’ without fully understanding what it is.  In a nutshell, the repercussions are about the same as a foreclosure. It still counts as a foreclosure on your credit. Basically, you go to the bank and tell them; “I will turn the deed to the home over to you if you agree to not pursue me for the difference.”
The bank will still want your financials, just like they would on a short sale. You have to qualify. So, when the bank says that they won’t pursue you, it simply means that they … (0 comments)

Are you having a hard time paying your Wellington home? - 01/02/12 07:03 PM
Are you having a hard time making your mortgage payment in Wellington?  Do you owe too much for your Wellington home?  Do you feel stressed all of the time?  Stop.  There are options.  You can relax and have joy again.  You deserve it.  You just have to pick up the phone and make one call to The Treu Group.  We have been helping clients avoid foreclosure, get the stress off their shoulders long before others even knew what a short sale was right here in Palm Beach County.  We have the relationships, the experience and determination to help you with your … (0 comments)

What are you planning on doing in 2012 in Palm Beach County? - 01/01/12 11:28 AM
What are you planning on doing in 2012 in Palm Beach County?  What are your goals and dreams?  Do you have something big planned?  Are you planning a trip?  As we are saying Happy New Year, we have the wonderful opportunity to dream, plan and do something amazing.
I have personally and professionally planned, dreamed and have some amazing things to look forward to and accomplish in 2012.  Here are just a few:
1.  Have lots of fun.  Enjoy life.  The Treu Group works, hard, really hard.  So 2012 we're bringing fun to our daily life.  Want more fun? 
2.  Help … (0 comments)

 
Steve%20and%20lisa Rainmaker_large

Lisa Treu

Delray Beach, FL

More about me…

Keller Williams Realty

Address: FL

Office Phone: (561) 352-3056

Cell Phone: (561) 376-2424

Email Me

Author Bio: The "Treu View" is our perspective of Palm Beach and Martin County real estate. As a team that has been selling since 1989, we always look for ways to bring the best deals and tools to our great clients. Whether your buying, selling, selling a property as a short sale or just curious about real estate, this is the place for you. The Treu Group remembers that you are the reason that we are in business. As hosts of The Treu Real Estate 911 on WJNO each Saturday morning at 8:30, we study the market to allow our clients to get the Treu Advantage.



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