real estate: New Standardized Good Faith Estimate Effective January 1 2010
- 12/09/09 09:47 AM
For the longest time, there was no standardization in good faith estimates presented by Lenders when a loan application is made by a borrower. No standarization here means some lenders disclose a variety of information on the previous GFE while others do not disclose at all. In efforts to facilitate a better shopping experience for the consumers, HUD requires all lenders use the new standardized format for Good Faith Estimates effective January 1 2010. At first glance, the standardized format of the Good Faith Estimate is easy to read, understand and digest by the average borrower.
The summary … (0 comments)
real estate: Facebook Fan Page!
- 12/09/09 09:03 AM
The social media is taking us by storm! Just made a Facebook Fan Page, very excited about this new venture! Please join: Trisha Pennington's Facebook Fan Page
Send me your fan page links and I'll join! … (2 comments)
Home Fire Safety For First Time Home Buyers Part 12 of 12 A Checklist, if your a First Time Home Buyer or a Move up Home Buyer, fire safety sure should be a major concern to you, and your family.
The U.S. has one of the highest fire death rates in the industrialized world. Home fires sure can endup causen death and injury. Last year in the United States. There were 3,320 folks that lost their lives as a result of fires. There were 16,705 folks injured … (1 comments)
I was very surprised to see the statistics that the number of first-time home buyers rose to 47 percent of all home sales from 41 percent of transactions in last year's study, and was the highest on record dating back to 1981. Moving from the previous high of 44% set in 1991.With these first time home buyers they also ended up buying houses in the median price range of 156,000 down 10,000 from the year previous. Most of those first timers financed their home with FHA financing which seems to be the norm … (4 comments)
Who hasn't heard that age old putdown: Real Estate Agents are akin to Used Car Salespeople? Well, today . . . I heard something that may DISPEL that myth. I had been consulting with buyers for about an hour when I was told: We wish we had an agent representing us when we bought our car! Apparently, they got hosed! Hmmm . . . got me thinking. Car salespeople can work AGAINST you to get the dealership THEIR price. They go into the "back room" to talk to the manager to see if … (3 comments)
By any measure, 2009 has been an ogre. A lineal Shrek, if you will. We probably all would have given it a miss had we heeded the decree of the Chinese calendar that it was to be the Year of the Killer Tomato. Given the chance to hit reset on the impending culmination of 365 vexing days, however, I would not take it. There are strengthening vitamins and minerals to be had in the juices of the very tomatoes at my feet that have pelted my face and … (0 comments)
Population in July 2008: 1,663. Population change since 2000: +2.0%
Races in Weston: White Non-Hispanic (96.8%) American Indian (1.5%) Two or more races (1.2%) Hispanic (1.1%) 2008 cost of living index in Weston: 78.6 (low, U.S. average is 100) … (0 comments)
real estate: First Time & Current Homeowners Tax Credit (Kansas & Missouri)
- 12/03/09 05:15 AM
What will you do will your tax credit check? Pay some bills? Down payment on a car? Put it in savings? Whatever your plans may be, call Trisha Pennington to be your next Realtor @ 913.683.9535. Coldwell Banker Reilly & Sons.
Don't pass up this limited time offer from the Government!
… (2 comments)
real estate: Reilly Homes 2009 Winter Sales Event - Coldwell Banker Reilly & Sons
- 12/03/09 04:08 AM
Are you ready to move but have a house to sell? Do you need down payment money or want a lower interet rate? Are you concerned about future values? Give me a call today to discuss your option with the Reilly Homes 2009 Winter Sales Event. Call today - Trisha Pennington - REALTOR - 913.683.9535 … (0 comments)
real estate: Happy Holidays from Trisha Pennington - REALTOR - Coldwell Banker Reilly & Sons
- 12/02/09 04:25 AM
Happy Holidays and a huge thank you to all of my family, friends, past clients and future clients. I have enjoyed spending time with each and everyone of you this year. Thank you for making this a beautiful wonderful year. I look forward to spending time with you all next year, 2010! … (5 comments)
Lansing KS Community Events: New to Lansing? Or a life long resident? Take a look at the citys upcoming events, hope to see you there! MAYOR'S CHRISTMAS TREE LIGHTING SET; ANGEL TREE ALSO AVAILABLE The city of Lansing and Lansing PRIDE will host the lighting of the Mayor's Christmas Tree on Sunday, December 6, 2009. Festivities will start at 6 p.m. inside the Lansing Community Center, 800 First Terrace (lower level) in Lansing. The Lansing High School Sound Spectrum and Katie's Dance Studio will provide entertainment. The colors will be presented by the Lansing Cub Scouts. Lansing is also … (0 comments)
City Statistics: Lansing, KS Population in July 2008: 10,691. Population change since 2000: +16.2% Recent home sales, real estate maps, and home value estimator for zip code 66043 Lansing, KS residents, houses, and apartments details Add your B&M business listing here for free. Over a million visitors/week. Get a huge advantage over your competition Races in Lansing: White Non-Hispanic (78.7%) Black (12.5%) Hispanic (3.8%) Two or more races (2.6%) American Indian (2.3%) Other race (1.3%) 2008 cost of living index in Lansing: 77.0 (low, U.S. average is 100)Read more: http://www.city-data.com/city/Lansing-Kansas.html#ixzz0YYPMs0jZ … (0 comments)
City Data: Leavenworth KS Population in July 2008: 34,729. Population change since 2000: -2.0%
Recent home sales, real estate maps, and home value estimator for zip code 66048 Leavenworth, KS residents, houses, and apartments details Add your B&M business listing here for free. Over a million visitors/week. Get a huge advantage over your competition Races in Leavenworth: White Non-Hispanic (74.1%) Black (16.3%) Hispanic (5.1%) Two or more races (2.8%) Other race (1.7%) American Indian (1.6%) Korean (0.6%) (Total can be greater than 100% because Hispanics could be counted in other races) 2008 cost of living index in … (0 comments)
As a representative for DocuSign I get a lot of questions about electronic signatures and how they can help improve the bottom line for real estate professional. I've re-posted this blog post by An Bui, DocuSign's Social Media Manager, which addresses the most asked questions that will help you to understand the advantages of using a service like DocuSign for your business. 1. What does DocuSign Electronic Signature do for me? DocuSign enables you to electronically send, sign, and manage your real estate and broker forms with confidence. You can use your current form creation process … (2 comments)
Are you preparing to buy a home for the first time? Or have you closed on a number of homes in the past and are preparing to buy your next home? Regardless, you'll want to keep in mind the steps necessary to successfully navigate the preparations for buying that next home.
Initially, you'll want to determine your income, debts and savings and decide what you can afford. Instead of doing all the calculations and attempting to make the determinations yourself, you may want to decide on a reputable lender and … (2 comments)
With foreclosures still occurring in record numbers, the administration has announced that it will be making some changes to its "Home Affordable Modification Program." The original $75 billion Treasury program was put into effect to help potential foreclosure victims by enticing the banks to create loan modification programs for those who needed them. Under the plan, lenders who agreed to lower payments for troubled borrowers were to be paid $1,000 initially for each loan. That was to be followed by $1,000 annually for up to three years. It was all part of the government's $700 billion financial bailout aimed at providing … (2 comments)
Home building costs can often be a challenge to control when you've got so many variables in the building or remodeling project. You can avoid overages or, at least, keep them at a minimum if you are armed with some valuable advice.
When planning your build, pad your budget with a 15 percent Contingency Fund. This fund will enable you to pay for overages you have no control over, like unknowns behind walls and ceilings and problems found once excavation commences.
You may not be able to avoid all of them, but you can … (3 comments)
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