Qualifying for a loan in today's world is not an easy thing to do. Agents, if you have a customer that is dragging their feet when it comes to buying a home, let them know that if they wait for the prices of homes to drop, they may not Qualify in a couple months. If they want a home, they should purchase it now. If they wait they may not be able to buy a home. The qualifying credit scores are on the increase along with lowering the debt to income ratios. Today, everything must be documented and proved, something that we did not have to do less than two years ago. The industry is going to get tougher and tougher to qualify for a home. Qualifying will only get harder. Do your clints want to take that risk and not have a home, waiting for the market to "bottom out" or do they want to purchase the home now, when they can Qualify? This may be the question to ask?

Trish Brown, Your Sr. Loan Consultant

 

 

HUD Homes
02/16/2010
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BUY A HUD HOME FOR $100. 00 DOWN. The U. S Department of Housing and Urban Development HUD offers affordable priced homes to help homebuyers achieve their goal of homeownership. HUD homes are located in communities throughout the country and are one… more
Capital State Mortgage
02/05/2010
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I am so proud of our new logo, that I had to post it. Please let me know what everyone thinks, I would love your feed back. more
Bank Owned Properties
01/27/2010
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Capital State Mortgage is the Preferred Lender for over 4000 Bank Owned Properties. Capital State Mortgage has strict guidelines when it comes to Bank Owned Properties meaning that we must meet the timelines that are accepted on the purchase… more
100% Financing
01/27/2010
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100% Financing is still available in today's world. USDA is still available in all of the rural areas in Arizona. What are the benefits of a USDA loan? USDA use to have pretty tight income limits, which have changed. Currently the household income… more
Mold
01/20/2010
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The cost of Mold can be extremely expensive to repair. There are more litigation cases which have arisen because of individuals who have allegedly suffered illness due to mold. One of the major causes of mold is standing water. Mold is a serious… more
REO Homes
01/12/2010
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REO HOMES - Are you aware that 30% of the REO loans fall out. Capital State Mortgage has a fall out rate of only 8%. If you are looking to purchase an REO Home, please contact me so that you will have a better chance of getting your loan approved… more
Home Path Financing
01/05/2010
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Home Path Financing What is Home Path Financing? Fannie Mae, the agency sponsored by the US Govt to help make housing more affordable to all, now offers Home Path a special new home loan to finance the sale of its current real estate… more
Home Path Financing
01/04/2010
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What is Home Path Financing: more
 
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Trish Brown

Prescott, AZ

More about me…

Capital State Mortgage

Address: 3033 N Windsong #202, Prescott Valley, AZ, 86314

Office Phone: (928) 708-3807

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