top omaha realtors: 5 Reasons Why Homeownership Is a Good Financial Investment - 12/01/16 06:05 AM
5 Reasons Why Homeownership Is a Good Financial Investment According to a recent report by Trulia, “buying is cheaper than renting in 100 of the largest metro areas by an average of 37.7%.” That may have some thinking about buying a home instead of signing another lease extension. But, does that make sense from a financial perspective?
In the report, Ralph McLaughlin, Trulia’s Chief Economist explains:
“Owning a home is one of the most common ways households build long-term wealth, as it acts like a forced savings account. Instead of paying your landlord, you can pay yourself in the long run … (2 comments)

top omaha realtors: 5 Reasons to Hire a Real Estate Professional When Buying & Selling! - 11/29/16 06:08 AM
5 Reasons to Hire a Real Estate Professional When Buying & Selling! Whether you are buying or selling a home, it can be quite an adventurous journey; you need an experienced Omaha Real Estate Professional to lead you to your ultimate goal. In this world of instant gratification and internet searches, many sellers think that they can For Sale by Owner or FSBO.
The 5 Reasons You NEED an Omaha Real Estate Professional in your corner haven’t changed, but rather have been strengthened, due to the projections of higher mortgage interest rates & home prices as the market continues to pick … (0 comments)

top omaha realtors: Existing Home Sales Surge Forward Through Fall [INFOGRAPHIC] - 11/25/16 06:11 AM
Existing Home Sales Surge Forward Through Fall [INFOGRAPHIC] Some Highlights: The National Association of Realtors (NAR) recently released their latest Existing Home Sales Report. First-time homebuyers made up 33% of all sales in October. Homes are selling quickly with 43% of homes on the market for less than a month. A limited supply continues to drive up prices for the 56th consecutive month.  
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top omaha realtors: Winter Is Coming… 5 Reasons to Sell Now! - 11/21/16 10:23 PM
Winter Is Coming… 5 Reasons to Sell Now! People across the country are beginning to think about what their life will look like next year. It happens every fall; we ponder whether we should relocate to a different part of the country to find better year-round weather, or perhaps move across the state for better job opportunities. Homeowners in this situation must consider whether they should sell their house now or wait.
If you are one of these potential sellers, here are five important reasons to sell now instead of in the dead of winter. 1. Demand Is Strong The latest Realtors’ … (1 comments)

top omaha realtors: From Empty Nest to Full House… Multigenerational Families Are Back! - 11/16/16 10:14 PM
From Empty Nest to Full House… Multigenerational Families Are Back! Multigenerational homes are coming back in a big way! In the 1950s, about 21%, or 32.2 million Americans shared a roof with their grown children or parents. According to a recent Pew Research Center report, the number of multigenerational homes dropped to as low as 12% in 1980 but has shot back up to 19%, roughly 60.6 million people, as recently as 2014.
Multigenerational households typically occur when adult children (over the age of 25) either choose to, or need to, remain living in their parent’s home, and then have children … (1 comments)

top omaha realtors: Why Waiting Until After the Holidays to Sell Isn’t a Smart Decision - 11/14/16 10:07 PM
Why Waiting Until After the Holidays to Sell Isn’t a Smart Decision Every year at this time, many Omaha homeowners decide to wait until after the holidays to put their homes on the market for the first time, while others who already have their homes on the market decide to take them off until after the holidays. Here are six great reasons not to wait:
Relocation buyers are out there. Companies are not concerned with holiday time and if the buyers have kids, they want them to get into school after the holidays.  Purchasers that are looking for a home during … (1 comments)

top omaha realtors: NEW LISTING! Omaha Home for Sale in Bensonvale Acres - 11/14/16 05:19 AM

BUY THIS HOME & HAVE NO PAYMENTS FOR UP TO 6 MONTHS, CALL 402-676-6700.
 
A beautiful and well-maintained raised-ranch that is a perfect starter home. The kitchen offers an eat-in area with neutral countertops.  This home has 3 bedrooms all with ceiling fans on main floor and another room on lower lever that can be an office or a 4th non-conforming bedroom. The lower level is spacious and clean which is great for movie marathons. This home has a fully fenced large backyard with mature trees, a patio with a basketball court and maintenance free steel siding. Don’t miss out on this … (2 comments)

top omaha realtors: The Truth About Housing Affordability - 11/09/16 11:15 PM
The Truth About Housing Affordability From a purely economic perspective, this is one of the best times in American history to buy a home. Black Night Financial Services discusses this in their most recent Monthly Mortgage Monitor.
Here are two of the report’s revelations:
The average U.S. home value increased by $13,500 from last year, but low interest rates have kept the monthly principal & interest payment needed to purchase a median-priced home almost equal to one year ago. Home affordability still remains favorable compared to long-term historic norms. The report explains:
“Even though the value of the average home in … (1 comments)

top omaha realtors: NEW LISTING! Omaha Home for Sale in South Omaha - 11/08/16 05:01 AM

BUY THIS HOME & HAVE NO PAYMENTS FOR UP TO 6 MONTHS, CALL 402-676-6700.
 
Enjoy this high-style Queen Anne Victorian home that is complete with a wrap around porch, gorgeous fret work and a turret. Come and discover the beautiful woodwork, amazing details, high ceilings, formal and informal spaces. The kitchen has been updated with new cabinets and counters. Spacious master suite with a private bathroom. One bedroom has its own balcony and walk-in closet. This home has a reading nook on the 2nd floor, sitting room, enclosed back porch, oversized 2-car garage, multiple fireplaces and amazing details. Don’t miss out on … (7 comments)

top omaha realtors: NAR Reports Show Now Is a Great Time to Sell! - 11/07/16 10:25 PM
NAR Reports Show Now Is a Great Time to Sell! We all realize that the best time to sell anything is when demand is high and the supply of that item is limited. The last two major reports issued by the National Association of Realtors (NAR) revealed information that suggests that now continues to be a great time to sell your house.
Let’s look at the data covered by the latest Pending Home Sales Report and Existing Home Sales Report.
THE PENDING HOME SALES REPORT The report announced that pending home sales (homes going into contract) are up 2.4% over last year, and have increased year-over-year … (1 comments)

top omaha realtors: NEW LISTING! Elkhorn Home for Sale at The Grove - 11/07/16 01:48 AM

BUY THIS HOME & WE WILL BUY YOUR HOME, CALL 402-943-9494.
 
WOW, what a magnificent and spacious home with a 2 story entry in The Grove! The large kitchen has beautiful granite counter tops, maple cabinets, center island and new oven ’16. Main floor features a private office, guest quarters, inviting family room and a large living room with two story windows. Master suite is complete with walk-in closet and elegant bathroom with whirlpool. The 2nd floor bonus room is perfect as a reading nook. Jack and Jill bathroom. The basement includes a TV area, wet bar, two storage rooms and a … (4 comments)

top omaha realtors: How Long Do Families Stay in a Home? - 11/02/16 11:27 PM
How Long Do Families Stay in a Home? The National Association of Realtors (NAR) keeps historic data on many aspects of homeownership. One of the data points that has changed dramatically is the median tenure of a family in a home. As the graph below shows, for over twenty years (1985-2008), the median tenure averaged exactly six years. However, since 2008, that average is almost nine years – an increase of almost 50%.

Why the dramatic increase? The reasons for this change are plentiful. The top two reasons are:
The fall in home prices during the housing crisis left many … (1 comments)

top omaha realtors: Taking the Fear out of the Mortgage Process - 10/31/16 11:04 PM
Taking the Fear out of the Mortgage Process A considerable number of potential buyers shy away from jumping into the Omaha real estate market due to their uncertainty about the buying process. A specific cause for concern tends to be mortgage qualification.
For many, the mortgage process can be scary, but it doesn’t have to be! In order to qualify in today’s market, you’ll need to have saved for a down payment (the average down payment on all loans was 11% last month, with many buyers putting down 3% or less), a stable income and good credit history.
Throughout the entire … (2 comments)

top omaha realtors: What to Expect When Home Inspecting - 10/27/16 12:03 AM
What to Expect When Home Inspecting So you made an offer, it was accepted, and now your next task is to have the home inspected prior to closing. More often than not, your agent may have made your offer contingent on a clean home inspection.
This contingency allows you to renegotiate the price paid for the home, ask the sellers to cover repairs, or even, in some cases, walk away. Your Omaha real estate agent can advise you on the best course of action once the report is filed.
How to Choose an Inspector Your agent will most likely have a … (1 comments)

top omaha realtors: Buying is Now 37.7% Cheaper Than Renting in the US - 10/24/16 11:14 PM
Buying is Now 37.7% Cheaper Than Renting in the US The results of the latest Rent vs. Buy Report from Trulia show that homeownership remains cheaper than renting with a traditional 30-year fixed rate mortgage in the 100 largest metro areas in the United States.
The updated numbers actually show that the range is an average of 17.4% less expensive in Honolulu (HI), all the way up to 53.2% less expensive in Miami & West Palm Beach (FL), and 37.7% nationwide!
Other interesting findings in the report include: Interest rates have remained low, and even though home prices have appreciated around … (1 comments)

top omaha realtors: Starting to Look for a Home? Know What You WANT vs. What You NEED - 10/19/16 11:19 PM
Starting to Look for a Home? Know What You WANT vs. What You NEED In this day and age of being able to shop for anything anywhere, it is really important to know what you’re looking for when you start your home search.
If you’ve been thinking about buying an Omaha home of your own for some time now, you’ve probably come up with a list of things that you’d LOVE to have in your new home. Many new homebuyers fantasize about the amenities that they see on television or Pinterest, and start looking at the countless homes listed for sale … (0 comments)

top omaha realtors: How Historically Low Interest Rates Increase Your Purchasing Power - 10/17/16 11:28 PM
How Historically Low Interest Rates Increase Your Purchasing Power According to Freddie Mac’s latest Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at 3.47%. Rates have remained at or below 3.5% each of the last 16 weeks, marking a historic low.
The interest rate you secure when buying an Omaha home not only greatly impacts your monthly housing costs, but also impacts your purchasing power.
Purchasing power, simply put, is the amount of home you can afford buy for the budget you have available to spend. As rates increase, the price of the house you … (0 comments)

top omaha realtors: The Role Access Plays in Getting Your House SOLD! - 10/12/16 11:37 PM
The Role Access Plays in Getting Your House SOLD! So you’ve decided to sell your house. You’ve hired an Omaha real estate professional to help you with the entire process and they have asked you what level of access you want to provide to potential buyers.
There are four elements to a quality listing. At the top of the list is Access, followed by Condition, Financing and Price. There are many levels of access that you could provide to your Omaha agent to be able to show your home.
Here are five levels of access that you could give a buyer … (1 comments)

top omaha realtors: 3 Questions to Ask Before Buying Your Dream Home - 10/10/16 11:08 PM
3 Questions to Ask Before Buying Your Dream Home If you are debating purchasing an Omaha home right now, you are probably getting a lot of advice. Though your friends and family will have your best interest at heart, they may not be fully aware of your needs and what is currently happening in the real estate market.
Ask yourself the following 3 questions to help determine if now is actually a good time for you to buy in today’s market.
1. Why am I buying a home in the first place? This truly is the most important question to answer. … (1 comments)

top omaha realtors: Have You Put Aside Enough for Closing Costs? - 10/05/16 11:04 PM
Have You Put Aside Enough for Closing Costs? There are many potential homebuyers, and even sellers, who believe that you need at least a 20% down payment in order to buy a home, or move on to their next home. Time after time, we have dispelled this myth by showing that there are many loan programs that allow you to put down as little as 3% (or 0% with a VA loan).
If you have saved up your down payment and are ready to start your home search, one other piece of the puzzle is to make sure that you have … (0 comments)

 
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The Trumm Team Omaha Homes for Sale, Real Estate

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