top omaha realtors: NEW LISTING! Yutan Home for Sale in Itan Parkview - 01/23/18 12:22 PM

SPECIAL FINANCING. PAY NO LENDER FEES. SAVE $4,000 TO $7,000! CALL 402-676-6700.
 
Unbelievably gorgeous open layout ranch. Step inside and discover the kitchen with amazing center island, granite counters, stainless steel appliances, ceramic tile backsplash and walk-in pantry. The beautiful living room is brightened by large windows with custom blinds. Relax in your own master suite with walk-in closet and a stunning master bath. The lower level is great as a family room; it has a wetbar and granite island for entertaining friends, plus there is a second master suite with a walk-in closet and a stunning tiled shower. Other features include … (0 comments)

top omaha realtors: Why You Need a Professional on Your Team When Buying a Home - 01/23/18 05:59 AM
Why You Need a Professional on Your Team When Buying a Home Many people wonder whether they should hire an Omaha real estate professional to assist them in buying their dream homes or if they should first try to go through the buying process on their own. In today’s market: you need an experienced professional!
You Need an Expert Guide If You Are Traveling a Dangerous Path The field of real estate is loaded with landmines; you need a true expert to guide you through the dangerous pitfalls that currently exist. Finding a home that is priced appropriately and is ready … (0 comments)

top omaha realtors: 61% of First-Time Buyers Put Down Less than 6% - 01/18/18 06:09 AM
61% of First-Time Buyers Put Down Less than 6% According to the National Association of Realtors’ latest Realtors Confidence Index, 61% of first-time homebuyers purchased their homes with down payments below 6% from October 2016 through November 2017.
Many potential homebuyers believe that a 20% down payment is necessary to buy a home and have disqualified themselves without even trying. The median down payment for all buyers in 2017 was just 10% and that percentage drops to 6% for first-time buyers.
Zillow Senior Economist Aaron Terrazas’ recent comments shed light on why buyer demand has remained strong,
“Looking into 2018, rent … (2 comments)

top omaha realtors: Wondering If You Can Buy Your First Home? - 01/16/18 06:04 AM
Wondering If You Can Buy Your First Home? There are many people sitting on the sidelines trying to decide if they should purchase a home or sign a rental lease. Some might wonder if it makes sense to purchase a house before they are married and have a family, others might think they are too young, and still, others might think their current income would never enable them to qualify for a mortgage.
We want to share what the typical first-time homebuyer actually looks like based on the National Association of REALTORS most recent Profile of Home Buyers & Sellers. Here … (2 comments)

top omaha realtors: FICO® Scores on Approved Home Loans Drop Again - 01/11/18 07:12 AM
FICO® Scores on Approved Home Loans Drop Again According to Ellie Mae’s latest Origination Report, the average FICO® Score on all closed loans dropped to 722 which is its lowest mark since April. The average includes all approved refinance and purchase loans.
FHA and VA loans showed the most opportunity for millennials looking to enter the market with low down payments and even lower FICO® Score requirements.
Ellie Mae’s Millennial Tracker revealed that those who purchased homes in December with an FHA Loan were able to do so with an average down payment of 4% and a FICO® Score of only … (0 comments)

top omaha realtors: Omaha Ranch Home for Sale in Millard Park - 01/10/18 12:11 PM

SPECIAL FINANCING. PAY NO LENDER FEES. SAVE $4,000 TO $7,000! CALL 402-676-6700.
 
This is the home that you’ve been waiting for. Gorgeous custom built walkout ranch in Millard. Welcoming front porch entry leads to an open living room and kitchen. The beautiful kitchen boasts stainless steel appliances and a walk-in pantry. Relax in your own master suite and indulge in your stunning master bath accented with marble tile. The walk out lower level has a family room, bedroom, bathroom, garden or pet room and two extra rooms. The garage includes an enclosed workshop with AC. In back is an extended deck, privacy … (2 comments)

top omaha realtors: NEW LISTING! Omaha Home for Sale in Selbys - 01/09/18 11:38 AM

SPECIAL FINANCING. PAY NO LENDER FEES. SAVE $4,000 TO $7,000! CALL 402-676-6700.
 
Amazing 6 bed and 3 bath home. Come inside and discover this newly painted home with gorgeous natural hardwood floors. With 2 kitchens and separate entrances this property can easily be rented as two separate units, or it can be lived in as one large house. Oversized bedrooms throughout. The enclosed front porch & 4 season knotty pine sunroom are great places to relax with your morning coffee. There is a 2 car garage plus an additional 1 car garage. Close to the interstate, downtown and Metro College.
 
BUY THIS HOME … (4 comments)

top omaha realtors: 712,000 Homes in the US Regained Equity in the Past 12 Months! - 01/09/18 06:23 AM
712,000 Homes in the US Regained Equity in the Past 12 Months! CoreLogic’s latest Equity Report revealed that “over the past 12 months, 712,000 borrowers moved into positive equity.” This is great news, as the share of homeowners with negative equity (those who owe more than their home is worth), has dropped more than 20% since the peak in Q4 of 2009 (26%) to 4.9% today.
The report also revealed:
The average homeowner gained approximately $14,900 in equity during the past year. Compared to Q3 2016, negative equity decreased 22% from 3.2 million homes, or 6.3% of all mortgaged properties. U.S. … (1 comments)

top omaha realtors: The Benefits of Homeownership Go Beyond the Financial - 01/04/18 06:33 AM
The Benefits of Homeownership Go Beyond the Financial Homeownership is a major part of the American Dream. As evidence of that, 91% of Americans believe that owning a home is either essential (43%) or important (48%) to achieving that “dream.” In a market where some people may be unsure about the benefits and possibilities of buying a home, it is important that we remember this.
Homeownership is NOT just about the money. In fact, some of the major benefits are non-financial. Here are a few of those benefits as per the National Association of Realtors:
Consistent findings show that homeownership does … (0 comments)

top omaha realtors: NEW LISTING! Omaha Home for Sale in Oak Hills - 01/02/18 01:25 PM

SPECIAL FINANCING. PAY NO LENDER FEES. SAVE $4,000 TO $7,000! CALL 402-676-6700.
 
Step inside and discover maintenance free living in Oak Hills. Refinished cabinets, new counters and a new backsplash await you in the kitchen. The stone fireplace on the living room is great for cold nights. The large master suite has a walk-in closet, updated bathroom, and a private deck. There is a sun room that is perfect for reading or morning coffee. Enjoy the convenience of two sets of laundry hook ups. Updates include a pebble stone patio, new windows and doors, bathroom vanities, roof, furnace and AC, and new … (3 comments)

top omaha realtors: There’s More to a Bubble Than Rising Home Prices - 12/28/17 07:50 AM
There’s More to a Bubble Than Rising Home Prices
What truly causes a housing bubble and the inevitable crash? For the best explanation, let’s go to a person who correctly called the last housing bubble – a year before it happened.
“A bubble requires both overvaluation based on fundamentals and speculation. It is natural to focus on an asset’s fundamental value, but the real key for detecting a bubble is speculation…Speculation tends to chase appreciating assets, and then speculation begets more speculation, until finally, for some reason that will become obvious to all in hindsight, the ‘bubble’ bursts.
I have taken … (1 comments)

top omaha realtors: Top 4 REAL Reasons We Buy a Home - 12/27/17 05:57 AM
Top 4 REAL Reasons We Buy a Home We often talk about the financial reasons why buying an Omaha home makes sense. But, more often than not, the emotional reasons are the more powerful or compelling reasons.
No matter what shape or size your living space is, the concept and feeling of home can mean different things to different people. Whether it’s a certain scent or a favorite chair, the emotional reasons why we choose to buy our own homes are typically more important to us than the financial ones.
1. Owning your home offers stability to start and raise a … (0 comments)

top omaha realtors: Top 5 Benefits of Hiring a Real Estate Agent - 12/21/17 06:18 AM
Top 5 Benefits of Hiring a Real Estate Agent The National Association of Realtors (NAR) recently released their 2017 Profile of Home Buyers and Sellers in which they surveyed recent home buyers and sellers about their experiences. An entire section of the profile is dedicated to buyers’ experiences with their real estate agents.
If you are looking to buy in 2018, here are the top 5 benefits of using an Omaha real estate agent when buying your dream home as cited by recent buyers:
1. Helped the buyer understand the process – 60% If you are new to the home buying … (3 comments)

top omaha realtors: Rents Are on the Rise: Don’t Get Caught in the Rental Trap! - 12/19/17 06:01 AM
Rents Are on the Rise: Don’t Get Caught in the Rental Trap! There are many benefits to homeownership. One of the top benefits is protecting yourself from rising rents, by locking in your housing cost for the life of your mortgage.
Don’t Become Trapped  A recent article by Apartment List addressed rising rents by stating:
“Rents are up 2.7% year-over-year at the national level. Year-over-year growth continues to fall between the 2.1% rate from this time last year and the 3.4% growth rate from October 2015.”
The article continues explaining that:
“Despite the seasonal slowdown, rents are still up year-over-year … (1 comments)

top omaha realtors: NEW LISTING! Split Entry Home for Sale in Southridge - 12/18/17 12:18 PM

SPECIAL FINANCING. PAY NO LENDER FEES. SAVE $4,000 TO $7,000! CALL 402-676-6700.
 
PRE-INSPECTED! Well-maintained split entry in Southridge. This is the perfect starter home. With fresh interior paint and newer carpet, this home is ready for you to move in. No need to worry about maintenance with a new furnace and AC (both in ’16) and a new roof in ’14. All appliances are included. Lower level is great for family room with an awesome wood burn fireplace. Outside is a fully fenced yard and storage shed. The home is walking distance to a huge park with a playground; tennis and basketball … (6 comments)

top omaha realtors: NEW LISTING! Bennington Home for Sale at The Heritage - 12/15/17 07:45 AM

SPECIAL FINANCING. PAY NO LENDER FEES. SAVE $4,000 TO $7,000! CALL 402-676-6700.
 
Your perfect home at The Heritage. Step inside and discover the open concept of this rear staircase design. The sharp, stacked-stone fireplace in the living room is the focal point of the main floor. The beautiful kitchen has birch cabinets, granite counters, hidden walk-in pantry and stainless steel appliances. Master suite includes two walk-in closets, sitting area and a stunning tiled shower. Generous closet space in every bedroom, 2nd floor laundry room, the drop zone, and an oversized 3-car garage are just a few of the amenities you will love. … (7 comments)

top omaha realtors: What is the Cost of Waiting Until Next Year to Buy? - 12/14/17 05:58 AM
What is the Cost of Waiting Until Next Year to Buy? We recently shared that over the course of the last 12 months, home prices have appreciated by 7.0%. Over the same amount of time, interest rates have remained historically low which has allowed many buyers to enter the market.
As a seller, you will likely be most concerned about ‘short-term price’ – where home values are headed over the next six months. As a buyer, however, you must not be concerned about price, but instead about the ‘long-term cost’ of the home.
The Mortgage Bankers Association (MBA), Freddie Mac, and … (8 comments)

top omaha realtors: Getting Pre-Approved Should Be Your First Step - 12/12/17 06:40 AM
Getting Pre-Approved Should Be Your First Step In many markets across the country, the number of buyers searching for their dream homes greatly outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show you are serious about buying your dream home is to get pre-qualified or pre-approved for a mortgage before starting your search.
Even if you are in a market that is not as competitive, knowing your budget will give you the confidence of knowing if your dream home is within your reach.
Freddie Mac lays out … (3 comments)

top omaha realtors: The #1 Reason to List Your House Today! - 12/07/17 06:55 AM
The #1 Reason to List Your House Today! Many people believe that selling their house during “the spring buyers’ market” is the best thing to do. Their reasoning is that there will be more buyers than there are during the winter months and, therefore, their house will sell quicker and for a higher price.
Historically, this made sense. However, today’s Omaha real estate market is not following the rules of the past.
The National Association of Realtors (NAR) measures buyer “foot traffic” each month. It receives data on the number of properties shown to a prospective purchaser by a Realtor® (based … (1 comments)

top omaha realtors: 5 Reasons to Sell This Winter! - 12/05/17 06:18 AM
5 Reasons to Sell This Winter! Here are five reasons listing your Omaha home for sale this winter makes sense.
1. Demand Is Strong The latest Buyer Traffic Report from the National Association of Realtors (NAR) shows that buyer demand remains very strong throughout the vast majority of the country. These buyers are ready, willing and able to purchase… and are in the market right now! More often than not, multiple buyers are competing with each other to buy a home.
Take advantage of the buyer activity currently in the market.
2. There Is Less Competition Now Housing inventory is still … (2 comments)

 
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The Trumm Team Omaha Homes for Sale, Real Estate

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