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Yes it has. In fact the start of the decline in my area, Central Florida, was May 2006. Here is my very first article I posted on ActiveRain back in July of 2006. Has the bubble burst? Or is it just slowly deflating? (This post has not been edited in anyway since I first wrote it) My market area is Poinciana one of the fastest growing PUDs in the country located in Kissimmee, Fl. As of this morning there were 1434 homes on the market in our two zip codes ranging from $135,000 to $650,000. Twelve months ago there were approximately (16 comments)
Getting a Florida Mortgage Broker's license is GRUELING!!!! - 03/28/10 05:58 AM
Hi folks. I'm getting ready to head out for day 3 of Florida Mortgage Broker School. I've always thought getting a Real Estate license was easy. Well after 16 hours of my 24 hour class I have concluded that getting a Mortgage Broker's license is WAY easier. Maybe it's because I have been in the Real Estate business for so long but this class is utter foolishness. Yesterday I learned how to calculate a 10% down payment on a $100,000 loan. Luckily they passed out calculators for this one!! Today I have to take a 100 questions test to complete my (27 comments)
The Lender needs to remove the "Deficiency Language" from our Florida Short Sale Approval or we ain't closing!! - 03/25/10 04:49 PM
Well OK then. BUT.....did you know getting it removed is not enough? "What ya talkin' 'bout Willis?" Having the deficiency language removed from a Florida Short Sale approval letter don't mean squat. Of course, I am NOT an Attorney nor do I play one on TV. So you need to seek legal advice if this is a big deal. But here's my opinion. Not only would they have to remove the deficiency language BUT they would have to add a clause stating that they will NOT go after you for a deficiency. AND I personally don't think this would make a (24 comments)
I've got news for ya. You already did. When you purchased the property. You signed two documents. The mortgage. That created the lien and gave the lender the right to foreclose on your property (their collateral). And, you signed a promissory note. That was/is your personal promise to pay back the money you borrowed. The Short Sale releases the lien (mortgage). It may or may not release you from the note. If the Lender is offering to swap out your $200,000 note, that you already signed, for a $10,000 at ZERO interest over 10 years then......why not sign and be (34 comments)
Short Sale Superstars Weekend Update - 03/20/10 04:31 PM
Hi Folks. Lot's of stuff going on over at www.ShortSaleSuperStars.com Our growth has been fantastic as we now have almost 1,600 members. For those of you that are on the site frequently you know that we have a great mixture of agents, buyers, sellers and investors. All sharing their experiences with short sales. If you are not a member pop over and join us. It's awesome and it's FREE!!! This is a very good thing. I do want to remind everybody though that this site was set up so that we can all help each other wade through the world of (13 comments)
Bank of America Short Sales Require More Than Just Waiting Around. - 03/19/10 03:24 PM
I have a Short Sale with Bank of America that I have been working on for a very long time. In fact we are on our 4th Buyer. This Buyer has been under contract since August and has been very patient. I won't bore you with the details but just suffice it to say that today was the day I needed to get some answers. So I fired off this email to a whole bunch of people in high places. To who it may concern, Bank of America's lack of response to this short sale is disheartening to say the least. (114 comments)
Is Your Presentation Keeping You From Being A Champion.. - 03/16/10 05:10 PM
Presentation is so important. The way we present information. The way we present ourselves. The way we present our responses to objections. Being a good presenter will make your business easier and will help to build your reputation as a fair person. And this of course will make people want to trust you. Here are a few examples of what I'm talking about. In my area it is common to see co-broke commissions in the MLS like this 3%-$295. How does that make you feel? It makes me feel slighted. I feel like they have given me something and then taken (89 comments)
Want to be a landlord? If you answered "yes" then my next questions is ...Why? Why deal with collecting rents and tenant issues. Why let property taxes, insurance, management fees and repair costs cut into your money? Here's another option that some of my Investors have been doing. Instead of becoming Landlords they are becoming Lenders. Owner financing is making a come back. It's difficult for folks to get mortgages right now and offering financing can make the property worth more money. For example: We can find you really good rental properties right now for $90,000 to $100,000. (18 comments)
New NE Orlando Florida Short Sale Opportunity - 03/14/10 05:35 PM
3953 Shawn Circle Orlando Florida 328263 bedrooms and 2 baths with 1613 Sq Ft Living Area Built in 1999Click here for full details $145,000 Beautiful home with many upgrades. Convenient NE Orlando location. Rounded drywall corners, tile flooring in the family room, screened and covered rear porch, fenced yard, upgraded blinds, light fixtures and ceiling fans through out. Community pool. Very clean and ready for a new owner. It is a short sale so please allow 90 to 120 days for closing.
Do NOT be foreclosed on! Avoid foreclosure. Short Sales DO close. Want to find out more? www.CentralFloridaShortSales.com ***I (3 comments)
Bank of America and Equator.com make it personal. - 03/13/10 11:43 AM
Hi Folks. Recently I have had two Buyers balk at providing me personal info I need if they want to purchase a Bank of America Short Sale. I really do understand where they coming from but....most of the big lenders including Bank of America and GMAC are now running most of their short sales through http://www.Equator.com. Supposedly the Equator system will help to shorten the time involved with getting these Short Sales approved. From what I'm hearing Bank of America is giving approvals in 60-90 days as opposed to the 6-9 months they were taking. That's a good thing. The (29 comments)
Holiday Home Near Disney World. Come experience the dream. - 03/12/10 06:07 AM
2993 Kokomo Loop Haines City Florida 33844Southern Dunes Country Club This 3 bedroom 2 bath pool home is being sold completely furnished and ready for holiday rentals. World class 18 hole "links style" golf course is the center piece of Southern Dunes Country Club. Located only 30 minutes to Disney World this home would make the perfect Florida get away. Zoned for nightly rentals. Advanced bookings and management are in place for a turn key vacation home. Only $150,000
Do NOT be foreclosed on! Avoid foreclosure. Short Sales DO close. Want to find out more? www.CentralFloridaShortSales.com ***I am NOT an (18 comments)
As some of you may remember I was a HUGE fan of Range Pricing for many years. When we first opened Tutas Towne Realty 13 years ago Range Pricing was our UVP (Unigue Value Proposition). I haven't used Range Pricing since the market changed in late 2006. It made a lot of sense when the market was moving upward. It doesn't make sense today. You can see by the comments in this article that many agents didn't get it and some buyers didn't like it. But none the less it worked. My properties sold quicker and for more money using (24 comments)
Come and enjoy Paradise with me. Disney Area Real Estate is affordable again. - 03/06/10 03:02 PM
Have you ever thought about purchasing a holiday home in Central Florida? Florida may be known mostly for it's beaches but don't ever forget we have so much more to offer. Hundreds of lakes with some of the best bass fishing in the World. And of course Disney World, Sea World, Wet N Wild and Universal Studios. Here's a little peak at my world. Want to find out more? www.CFLInvestmentHomes.com
Hi Folks. As we all know, nothing can derail a real estate transaction faster than a home inspection that uncovers "serious inspection issues". Recently I had a home inspection done on one of my pending listings. It was an older property and I was a little bit nervous and hoping there wasn't going to be any major issues to deal with. Anyway, shortly after the inspection was completed I get the e-mail from the selling agent to let me know we have "serious inspection issues." She also sent me a copy of the inspection report and the WDO (wood destroying (120 comments)
Hi folks. If you deal with short sales on a regular basis then you probably know by now that most of the major lenders are now requiring the transaction to be processed through the Equator system. Have you had the opportunity to use Equator yet? If so what was your experience? Did it help? Was it frustrating? Supposedly the system is designed to "reward" due diligence. In theory, agents that are on the ball and perform their tasks not only on time but completely will be "rewarded" by having their short sale file move through the Equator system faster. (14 comments)
Real Estate Market Report for Kissimmee Poinciana Florida for 2009 Comments from Bryant TutasBroker/OwnerTutas Towne Realty, Inc OK so that chart was fun. I wanted to give a picture of the market in Kissimmee-Poinciana Florida from 2007 to the end of 2009. Check out the depreciation. Property values are down 67% during this 36 month period. But the good news is values only fell 7% for 2009 and it looks like property values have not only started to level off but may be slowly increasing. Here’s another little goody for you. In 2007 there were only 420 sales. 2008 this (22 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.