When things in your life seem almost too much to handle,
When 24 hours in a day is not enough;
remember the mayonnaise jar and 2 cups of coffee.

A professor stood before his philosophy class
and had some items in front of him...

When the class began, wordlessly,
he picked up a very large and empty mayonnaise jar
and started to fill it with golf balls.

He then asked the students if the jar was full.
They agreed that it was.

The professor then picked up a box of pebbles and poured
it into the jar. He shook the jar lightly.
The pebbles rolled into the open areas between the golf balls.
He then asked the students again
if the jar was full. They agreed it was.

The professor next picked up a box of sand
and poured it into the jar. Of course, the sand filled up everything
else
He asked once more if the jar was full. The students responded
With an unanimous 'yes.'

The professor then produced two cups of coffee from under the table
and poured the entire contents into the jar, effectively
filling the empty space between the sand.
The students laughed.

'Now,' said the professor, as the laughter subsided,
'I want you to recognize that this jar represents your life.

The golf balls are the important things - God, family,
children, health, friends, and favorite passions.
Things that if everything else was lost
and only they remained, your life would still be full.

The pebbles are the things that matter like your job, house, and car.

The sand is everything else --
The small stuff.

'If you put the sand into the jar first,' he continued,
'there is no room for the pebbles or the golf balls.
The same goes for life.

If you spend all your time and energy on the small stuff,
You will never have room for the things that are
important to you.

So...

Pay attention to the things that are critical to your happiness.
Play with your children.
Spend time with your life partner.
Take time to get medical checkups.

There will always be time
to clean the house and fix the dripping tap.

'Take care of the golf balls first --
The things that really matter.
Set your priorities. The rest is just sand.'

One of the students raised her hand
and inquired what the coffee represented.

The professor smiled.

'I'm glad you asked'.

It just goes to show you that no matter how full your life may seem,
there's always room for a couple of cups of coffee with a friend.'

Please share this with other "Golf Balls"

I just did.......

HUD is offering a free RESPA webinar today, March 18th.  It can be seen at: http://www.hud.gov/offices/hsg/ramh/res/respa_hm.cfm

Today, I recieved a call from a potential customer.  He reported that he needed to have a real estate package notarized and that he wanted to come to my office.  Customer X inquired if he could bring his wife driver's license because she gets off work really late and his 84 year old mother's id because she has a hard time getting around, basically bedridden. 

The response was "NO", he was informed that all persons signing documents needed to be present and their identification verified.  Customer X stated that he was desperate and that he had to get these papers notarized.  He was informed that we offered 24 hour mobile notary services, so he was interested.  

He reported that it was about 10 documents requiring notarization, he wanted me to come at 10 p.m.  Generally, for mortgage packages we charge a set fee, however the general public we charge the statuary allowed fee ($5.00) per document plus a convenience fee which includes travel.

However, when the rate was given, Customer X asked me if I lost my mind!  He then went on to say, I taught you would just do everything for $5.00, I will just have to wait to the weekend to get this done.  I laughed and my response was, "Good Luck with that!"  He asked what I meant and I simply replied, "Stop Trying to Scam Me For Services."  It is our job to be mindful of when people are trying to commit fraud.

Notary Publics are often asked to do a lot of things, some crazy, some legit and illegal stuff.  Unfortunately, many customers are not knowledgeable the of state laws regarding notary services.  It is very pertinent that customers know what a PA Notary can't do or you may be accused of breaking law by asking  a notary to do the following:

1.  Notarize your documents without without the signer being present.  Services will be refused, no exception.  You must also present valid identification.

2.  Notarize your documents if they are signed before you are in the presence of a notary.  You will be asked to resigned them.

3.  Provide a copy certification of a birth certificate.  You contact the Division of Vital Records. We can assist in making corrections on birth certicates.

4. Notarizing by proxy. 

5. Notarize motor vehicle paperwork on Sundays and issue protests on days that banks are closed.

6. Notarize a document that has not been signed.

7. Backdate or forward date a document.

8. Give Legal Advice.

Please be advised that a Notary can to lose their commission, pay a fine and go to jail for committing inappropriate requests. 

Urban Knight Enterprises,Inc.  **610.935.5944**  www.UKENotary.com

The Reverse Mortgage process can be quite different than with a forward mortgage and the borrowers require special treatment. We have experience in working with these matters. We offer a unique one-stop program for your Reverse Mortgages. You will no longer have to search to have several entities play a role in the process of closing your deals.

• Certified Reverse Mortgage Application  Signer
  
• Certified Reverse Mortgage Notary Closing Agent 
  
• Capable to explain documents and be clearly understood by seniors                                                             
  
• Professional, Patient and Understanding

You will receive the highest quality representation with Urban Knight Enterprises as we provide exceptional service and explore all avenues to facilitate and complete your reverse mortgage applications and loan closings.

Servicing Pennsylvania Counties of: Berks, Bucks, Chester, Delaware, Montgomery and Philadelphia

Please contact us today to speak with us about what we can do for you.

Urban Knight Enterprises, Inc. ** 610.935.5944 **  www.UKENotary.com

Urban Knight Enterprises, Inc. is a real estate investment services firm. We designed our organization to cater to the needs of the real estate, legal and financial industries and anyone in need of our services. We offer the following services:

• Certified Notary Signing Agent Services

• Real Estate Closing Services (Purchase, Commercial, Witness, REOs, etc.)

• Settlement Agent Functions (Distribution & Collection of Funds, etc.)

• HECM Application & Interviewer Services

• HECM Closing Services

• Branch Closings

• Merchant/Property Site Inspections

• Mobile County Deed Recording Services

We emphasize flexibility and provide features such as:

• Certified, Bonded and Insured

• Availability at your client's convenience

• 10+ years real estate experience

• Reliable knowledge and presentation of documents

• Single point of contact, concise status reporting, compliance review and quick turnarounds

• High Speed Internet Connection and Laser Printers

• Last Minute/Rush Assignments

• Extended service hours

Working with Urban Knight Enterprises ensures that your transactions will be handled professionally - which is why it makes sense to talk to us. For more information about our services, we invite you to Contact Us today!

Servicing Pennsylvania Counties of: Berks, Bucks, Chester, Delaware and Philadelphia

Traditional marketing techniques are great, however, for some the old ways just are not working anymore.  I am asked frequently by other business owners, how do I maintain and gain customers.  My response is to throw out those traditional marketing techniques that are not working, create a ruckus to get noticed and people talking about your business.

The same core values of marketing applies in regards to learning key elements of your customer base. I believe changing your approach to marketing is the key.  Let's face it, marketing is required for business survival and if you don't do it your business will fail.

Marketing with a smile should shine through every aspect of your business, from the way you answer the telephone, through the words on your website, literature, etc.  Do not be afraid to break away from the safe advertising.  It is true that advertising can get old and stale, however changing it here and there can make a big difference in attracting new customers.

If marketing is not your thing seek a professional.  They can help promote new growth for your business and your business image.  Be open to advice and criticism.  Ask your customers what they want from your business and you will be surprise to know that you have what they want.  Your marketing tools should promote your services in way that a customer knows what you have to offer.

I went through stomach wrenching knots when I decided to build my on website.  Creating, designing, learning to use words to get notice and formatting were the key factors in building it.  The site was launched in July, 2008 and I experienced many woes of trying to get on all of the lists, using the correct tags, etc. 

What a nightmare? If I had to do it all over again I would. During that time period I learned a great deal about advertisement, how to capture an audience, how to take constructive criticism, what works and what doesn't work.  Learning how people view websites determines in most cases if you are going to capture a customer. 

Laura Vestnan and Lashawn James-Major provided me with excellent advise on how to format my site and the importance of using key words.  Thanks for all of your support ladies.   

Recently, I realized that I wasn't getting traffic that I needed and had a feeling that my site may be scaring away potential clients.  To be honest I was never really happy with my first attempt in building the site, because it just didn't present that come again approach to it.  So, I decided it was time for a makeover.  I must say to be an amateur, my website looks pretty cool.

Well, I must say that I am a firm believer in updating your website on a regular basis.  All the tweaking here and there has really paid off.  I was surprised at how those changes made a difference.  My phone has been ringing off the hook and the revenue has been pouring in. 

So, if you get a chance take a peak at my website and tell me what you think.  Let me know if more tweaking is needed.  I welcome your thoughts.  Thanks!

www.UKENotary.com

Re-establishing the Establishment, a ongoing cycle in the marketing game. This can be a headache, however think of it as applying a fresh coat of paint.  You all know how a paint can give a new appearance to a room, well why not give yourself or your company a new look. 

Learn how to advertise and promote yourself or your company.

Become creative and save money by creating your own business advertisement. 

• Most computer programs come with some type of software which can be used create advertisement literature.
• The software is pretty easy to use, you can use templates or create a document from scratch.
• You can purchase card stock paper for brochures and postcards/index cards.  The Avery Product line offers great injet paper materials for projects, which is pretty inexpensive.
• You will be impressed with the end result.

Here is a example of one my postcards that I created:

Become creative, have some fun and save some money!   

I routinely get calls from head hunters asking if I know of any people in the industry to fill mortgage positions.  I usually work with a company called Aerotek because they are very resourceful and provide excellent opportunities for people seeking work.   I have work with them in the past as an independent contractor and also have recommended people for jobs, so this is no gimmick.  If you are interested please review the job description below :

Mortgage Processor Job Description:

Our client, a large and reputable mortgage company, is seeking a Loan Processor. This person will be responsible for processing refinance loans.

On a day to day basis, this person will be responsible for reviewing loan applications for completeness, acting as the primary contact with borrowers; ordering appraisal, flood, and title. This person will also be in charge of reviewing incoming documentation within 24 hours of receipt; clearing conditions and ready transactions for loan closing; gathering credit documentation from the customer and their parties in support of the loan approval decision. This person will assure that loans are processed in accordance with company policies and procedures.

To be qualified for this position, individuals should have experience with in the mortgage industry with either processing, funding, closing or equivalent. Individuals will also have to have excellent phone skills. Qualified candidates will have at least 2 years of mortgage processing experience.

Required Skills for Mortgage Processor Job:

PRIME LOAN PROCESSING

MORTGAGE

CONVENTIONAL LOANS

REFINANCE

LOAN PROCESSING

Please provide your contact information and forward your resume to Info@UKENotary.com.  I was informed that they are looking to fill about 300 positions nationwide.  I will routinely inform of job openings. So if you are in need of a job or no someone who is need of a job, please forward this information.

Hey, I found another site that offers a quick and easy website page that can be built in a matter of a half hour or minutes.  The hardest thing is just adding your advertising text, which is not hard if you know what you want to say.  This site even allows for your materials to be copywrited protected under your name.  You also have accomodations to add logos, photos, etc. under the upgrade section. 

The website is www.Webspawn.com. It has many other features that you may opt to use if you are looking for an inexpensive way to advertise, submission of websites, etc.  What I really like is the ability to link to my main website.. www.UKENotary.com.

So, if you wnat to take a quick look at what I did in a matter of 15 minutes, here is the link to my website:
http://www.webspawner.com/users/uke555/

This is absolutely free!

Urban Knight Enteprises, Inc.  *** 610.935.5944 / 484.682.6249***  www.UKENotary.com