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    <title>Pamela 's Blog</title>
    <link>http://activerain.com/blogs/urbank01</link>
    <description></description>
    <language>en-us</language>
    <item>
      <guid>http://activerain.com/blogsview/1333773/seniors-are-special-offer-uke-one-stop-hecm-reverse-mortgage-services-</guid>
      <title>Seniors are Special, Offer UKE One-stop HECM (Reverse Mortgage) Services!</title>
      <description>&lt;p&gt;The Reverse Mortgage process can be quite different than with a forward mortgage and the borrowers require special treatment.  We have experience in working with these matters.  We offer a unique one-stop program for your Reverse Mortgages.  You will no longer have to search to have several entities play a role in the process of closing your deals.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;&lt;br /&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;&lt;strong&gt;Certified Reverse Mortgage Application&amp;nbsp; Signer &lt;br /&gt;&lt;/strong&gt;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Certified Reverse Mortgage Notary Closing Agent&amp;nbsp; &lt;br /&gt;&lt;/strong&gt;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Capable to explain documents and be clearly understood by seniors&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;br /&gt;&lt;/strong&gt;&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Professional, Patient and Understanding &lt;/strong&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;You will receive the highest quality representation with Urban Knight Enterprises as we provide exceptional service and explore all avenues to facilitate and complete your reverse mortgage applications and loan closings.&lt;/p&gt;
&lt;p&gt;Servicing Pennsylvania Counties of: Berks, Bucks, Chester, Delaware, Montgomery and Philadelphia&lt;/p&gt;
&lt;p&gt;Please &lt;a href=&quot;http://www.UKENotary.com&quot; target=&quot;_blank&quot;&gt;contact         us&lt;/a&gt; today to speak with us about what we can do for you.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Urban Knight Enterprises, Inc. ** 610.935.5944 **&amp;nbsp; www.UKENotary.com&lt;/p&gt;</description>
      <dc:creator>Pamela  Knight (Urban Knight Enterprises, Inc.)</dc:creator>
      <pubDate>Thu, 12 Nov 2009 08:35:17 -0600</pubDate>
      <link>http://activerain.com/blogsview/1333773/seniors-are-special-offer-uke-one-stop-hecm-reverse-mortgage-services-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1333196/services-you-can-rely-on-</guid>
      <title>Services You Can Rely On!</title>
      <description>&lt;p&gt;Urban Knight Enterprises, Inc. is a real estate investment services firm. We designed our organization to cater to the needs of the real estate, legal and financial industries and anyone in need of our services.   We offer the following services:&lt;/p&gt;
&lt;p&gt;&amp;bull;	Certified Notary Signing Agent  Services&lt;/p&gt;
&lt;p&gt;&amp;bull;	Real Estate Closing Services         (Purchase, Commercial, Witness, REOs, etc.)&lt;/p&gt;
&lt;p&gt;&amp;bull;	Settlement Agent Functions          (Distribution &amp;amp; Collection of Funds, etc.)&lt;/p&gt;
&lt;p&gt;&amp;bull;	HECM Application &amp;amp; Interviewer Services&lt;/p&gt;
&lt;p&gt;&amp;bull;	HECM Closing  Services&lt;/p&gt;
&lt;p&gt;&amp;bull;	Branch Closings&lt;/p&gt;
&lt;p&gt;&amp;bull;	Merchant/Property Site Inspections&lt;/p&gt;
&lt;p&gt;&amp;bull;	Mobile County Deed Recording Services&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;We emphasize flexibility and provide features such as:&lt;/p&gt;
&lt;p&gt;&amp;bull;	Certified, Bonded and Insured&lt;/p&gt;
&lt;p&gt;&amp;bull;	Availability at your client's convenience&lt;/p&gt;
&lt;p&gt;&amp;bull;	10+ years real estate experience&lt;/p&gt;
&lt;p&gt;&amp;bull;	Reliable knowledge and presentation  of documents&lt;/p&gt;
&lt;p&gt;&amp;bull;	Single point of contact, concise status reporting, compliance review and quick turnarounds&lt;/p&gt;
&lt;p&gt;&amp;bull;	High Speed Internet Connection and Laser Printers&lt;/p&gt;
&lt;p&gt;&amp;bull;	Last Minute/Rush Assignments&lt;/p&gt;
&lt;p&gt;&amp;bull;	Extended service hours&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Working with Urban Knight Enterprises ensures that your transactions will be handled professionally - which is why it makes sense to talk to us.   For more information about our services, we invite you to &lt;a href=&quot;http://www.ukenotary.com&quot; target=&quot;_blank&quot;&gt;Contact Us&lt;/a&gt; today!&lt;/p&gt;
&lt;p&gt;Servicing Pennsylvania Counties of: Berks, Bucks, Chester, Delaware and Philadelphia&lt;/p&gt;</description>
      <dc:creator>Pamela  Knight (Urban Knight Enterprises, Inc.)</dc:creator>
      <pubDate>Wed, 11 Nov 2009 20:33:54 -0600</pubDate>
      <link>http://activerain.com/blogsview/1333196/services-you-can-rely-on-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1119152/creative-marketing-that-will-awaken-your-business-</guid>
      <title>Creative Marketing that will awaken your Business!</title>
      <description>&lt;p&gt;Traditional marketing techniques are great, however, for some the old ways just are not working anymore.&amp;nbsp; I am asked frequently by other business owners, how do I maintain and gain customers.&amp;nbsp; My response is to throw out those traditional marketing techniques that are not working, create a ruckus to get noticed and people talking about your business.&lt;/p&gt;
&lt;p&gt;The same core values of marketing applies in regards to learning key elements of your customer base. I believe changing your approach to marketing is the key.&amp;nbsp; Let's face it, marketing is required for business survival and if you don't do it your business will fail.&lt;/p&gt;
&lt;p&gt;Marketing with a smile should shine through every aspect of your business, from the way you answer the telephone, through the words on your website, literature, etc.&amp;nbsp; Do not be afraid to break away from the safe advertising.&amp;nbsp; It is true that advertising can get old and stale, however changing it here and there can make a big difference in attracting new customers.&lt;/p&gt;
&lt;p&gt;If marketing is not your thing seek a professional.&amp;nbsp; They can help promote new growth for your business and your business image.&amp;nbsp; Be open to advice and criticism.&amp;nbsp; Ask your customers what they want from your business and you will be surprise to know that you have what they want.&amp;nbsp; Your marketing tools should promote your services in way that a customer knows what you have to offer.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Pamela  Knight (Urban Knight Enterprises, Inc.)</dc:creator>
      <pubDate>Wed, 17 Jun 2009 15:31:27 -0500</pubDate>
      <link>http://activerain.com/blogsview/1119152/creative-marketing-that-will-awaken-your-business-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/988820/fine-tuning-your-website-what-a-difference-it-can-make-</guid>
      <title>Fine Tuning Your Website...What a difference it can make?</title>
      <description>&lt;p&gt;I went through&amp;nbsp;stomach wrenching knots when I decided to build my on website.&amp;nbsp; Creating, designing,&amp;nbsp;learning to use&amp;nbsp;words to get notice&amp;nbsp;and formatting were the key factors in building it.&amp;nbsp;&amp;nbsp;The site&amp;nbsp;was launched in July, 2008 and I experienced many woes of trying to get on all of the lists, using the correct&amp;nbsp;tags, etc.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;What a nightmare? If&amp;nbsp;I had to do it all over again I would. During that time period I learned a great deal about advertisement,&amp;nbsp;how to capture an audience,&amp;nbsp;how to take constructive criticism, what works and what doesn't work.&amp;nbsp; Learning how people view websites determines in most cases if you are going to&amp;nbsp;capture a customer.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Laura Vestnan and Lashawn James-Major provided me with excellent advise on how to format my site and the importance of using&amp;nbsp;key&amp;nbsp;words.&amp;nbsp; Thanks for all of your support ladies.&amp;nbsp; &amp;nbsp;&lt;/p&gt;
&lt;p&gt;Recently, I realized that I wasn't getting traffic that I needed and had a feeling that my site may be scaring away potential clients.&amp;nbsp; To be honest I was never really happy with my first attempt in building the site, because it just didn't&amp;nbsp;present that come again approach to&amp;nbsp;it.&amp;nbsp; So, I decided it was time for a makeover.&amp;nbsp; I must say to be an amateur, my website looks pretty cool.&lt;/p&gt;
&lt;p&gt;Well, I must say that I am a firm believer in updating your website on a regular basis.&amp;nbsp; All the tweaking here and there has really paid off.&amp;nbsp; I was surprised at how those changes made a difference.&amp;nbsp; My phone has been ringing off the hook and the revenue has been pouring in.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;So, if you get a chance take a peak at my website and tell me what you think.&amp;nbsp; Let me know if more tweaking is needed.&amp;nbsp; I welcome your thoughts.&amp;nbsp; Thanks!&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p style=&quot;text-align: center;&quot;&gt;&lt;a href=&quot;http://www.UKENotary.com&quot; target=&quot;_self&quot;&gt;&lt;strong&gt;www.UKENotary.com&lt;/strong&gt;&lt;/a&gt;&lt;/p&gt;</description>
      <dc:creator>Pamela  Knight (Urban Knight Enterprises, Inc.)</dc:creator>
      <pubDate>Tue, 17 Mar 2009 15:31:28 -0500</pubDate>
      <link>http://activerain.com/blogsview/988820/fine-tuning-your-website-what-a-difference-it-can-make-</link>
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    <item>
      <guid>http://activerain.com/blogsview/931113/make-yourself-or-your-company-known-in-2009-and-save-money-too-</guid>
      <title>Make Yourself or Your Company known in 2009 and Save Money Too!</title>
      <description>&lt;p&gt;Re-establishing the Establishment, a ongoing cycle in the marketing game.&amp;nbsp;This can be a headache, however think of it as applying a fresh coat of paint.&amp;nbsp; You all know how a paint can give a new appearance to a room, well why not give yourself or your company&amp;nbsp;a new look.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Learn how to advertise and promote yourself or your company.&lt;/p&gt;
&lt;p&gt;Become creative and save money by creating your own business advertisement.&amp;nbsp;&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Most computer programs come with some type of&amp;nbsp;software&amp;nbsp;which can be used create advertisement literature. &lt;/li&gt;
&lt;li&gt;The software is pretty easy to use, you can use templates or create a document from scratch.&lt;/li&gt;
&lt;li&gt;You can purchase card stock paper for brochures and postcards/index cards.&amp;nbsp; The Avery Product line offers great injet paper materials for projects, which is pretty inexpensive.&lt;/li&gt;
&lt;li&gt;You will be impressed with the end result.&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;Here&amp;nbsp;is&amp;nbsp;a example of one my postcards that I created:&lt;/p&gt;
&lt;p style=&quot;text-align: center;&quot;&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/5/0/7/6/2/ar123448710526705.jpg&quot; height=&quot;500&quot; alt=&quot;&quot; width=&quot;516&quot; /&gt;&lt;/p&gt;
&lt;p&gt;Become creative, have some fun and save&amp;nbsp;some money!&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Pamela  Knight (Urban Knight Enterprises, Inc.)</dc:creator>
      <pubDate>Thu, 12 Feb 2009 19:29:25 -0600</pubDate>
      <link>http://activerain.com/blogsview/931113/make-yourself-or-your-company-known-in-2009-and-save-money-too-</link>
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    <item>
      <guid>http://activerain.com/blogsview/930863/loan-processors-jobs-available-in-chester-pennsylvania</guid>
      <title>Loan Processors Jobs available in Chester, Pennsylvania</title>
      <description>&lt;p&gt;I routinely get calls from&amp;nbsp;head hunters&amp;nbsp;asking if I know of any people in the industry to fill mortgage positions.&amp;nbsp; I&amp;nbsp;usually work with a company called Aerotek because they are very&amp;nbsp;resourceful and&amp;nbsp;provide excellent opportunities for people seeking work.&amp;nbsp; &amp;nbsp;I have work with them in the past&amp;nbsp;as an independent contractor&amp;nbsp;and also have recommended people for jobs, so this is no gimmick.&amp;nbsp; If you are interested please review the job description below :&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Mortgage Processor Job Description:&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;Our client, a large and reputable mortgage company, is seeking a Loan Processor. This person will be responsible for processing refinance loans. &lt;br /&gt;&lt;br /&gt;On a day to day basis, this person will be responsible for reviewing loan applications for completeness, acting as the primary contact with borrowers; ordering appraisal, flood, and title. This person will also be in charge of reviewing incoming documentation within 24 hours of receipt; clearing conditions and ready transactions for loan closing; gathering credit documentation from the customer and their parties in support of the loan approval decision. This person will assure that loans are processed in accordance with company policies and procedures.&lt;br /&gt;&lt;br /&gt;To be qualified for this position, individuals should have experience with in the mortgage industry with either processing, funding, closing or equivalent. Individuals will also have to have excellent phone skills. Qualified candidates will have at least 2 years of mortgage processing experience.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Required Skills for Mortgage Processor Job:&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;PRIME LOAN PROCESSING&lt;/p&gt;
&lt;p&gt;MORTGAGE&lt;/p&gt;
&lt;p&gt;CONVENTIONAL LOANS&lt;/p&gt;
&lt;p&gt;REFINANCE&lt;/p&gt;
&lt;p&gt;LOAN PROCESSING&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Please provide your&amp;nbsp;contact information and forward&amp;nbsp;your resume to&amp;nbsp;&lt;a href=&quot;mailto:Info@UKENotary.com&quot;&gt;Info@UKENotary.com&lt;/a&gt;.&amp;nbsp;&amp;nbsp;I was informed that they are looking to&amp;nbsp;fill about 300 positions nationwide.&amp;nbsp;&amp;nbsp;I will routinely&amp;nbsp;inform of job openings.&amp;nbsp;So&amp;nbsp;if you&amp;nbsp;are in need of a job or no someone who is need of a job, please forward this information.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Pamela  Knight (Urban Knight Enterprises, Inc.)</dc:creator>
      <pubDate>Thu, 12 Feb 2009 17:01:26 -0600</pubDate>
      <link>http://activerain.com/blogsview/930863/loan-processors-jobs-available-in-chester-pennsylvania</link>
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      <guid>http://activerain.com/blogsview/802005/do-you-need-a-website-how-about-a-quick-free-website-</guid>
      <title>Do you need a website?  How about a quick free website?</title>
      <description>&lt;p&gt;Hey, I found another site that offers a quick and easy website page that can be built in a matter of a half hour or minutes.&amp;nbsp; The hardest thing is just adding your advertising text, which is not hard if you know what you want to say.&amp;nbsp; This site even&amp;nbsp;allows for your materials to be&amp;nbsp;copywrited protected under your name.&amp;nbsp; You also have&amp;nbsp;accomodations to add logos, photos, etc. under the upgrade section.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;The&amp;nbsp;website is &lt;a href=&quot;http://www.Webspawn.com&quot; target=&quot;_blank&quot;&gt;www.Webspawn.com&lt;/a&gt;. It has many other features that you may opt to use if you are looking for an inexpensive way to advertise, submission of websites, etc.&amp;nbsp; What I really like is the ability to link to my main website..&amp;nbsp;&lt;a href=&quot;http://www.UKENotary.com&quot;&gt;www.UKENotary.com&lt;/a&gt;.&lt;/p&gt;
&lt;p&gt;So, if you wnat to take a quick look at what I did in a matter of 15 minutes, here is the link to my website: &lt;br /&gt;&lt;a href=&quot;http://www.webspawner.com/users/uke555/&quot; target=&quot;_blank&quot;&gt;http://www.webspawner.com/users/uke555/&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;This is absolutely free!&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Urban Knight Enteprises, Inc.&amp;nbsp; *** 610.935.5944 / 484.682.6249***&amp;nbsp; &lt;span&gt;&lt;a href=&quot;http://www.UKENotary.com&quot;&gt;www&lt;/a&gt;&lt;a href=&quot;http://www.UKENotary.com&quot;&gt;&lt;/a&gt;&lt;a href=&quot;http://www.UKENotary.com&quot;&gt;.UKENotary.com&lt;/a&gt;&lt;/span&gt;&lt;/p&gt;</description>
      <dc:creator>Pamela  Knight (Urban Knight Enterprises, Inc.)</dc:creator>
      <pubDate>Fri, 21 Nov 2008 17:29:27 -0600</pubDate>
      <link>http://activerain.com/blogsview/802005/do-you-need-a-website-how-about-a-quick-free-website-</link>
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    <item>
      <guid>http://activerain.com/blogsview/790089/new-mortgage-rules-hud-news-alert</guid>
      <title>New Mortgage Rules - HUD News Alert</title>
      <description>&lt;p&gt;The U.S. Department of Housing and Urban Development has issued long-anticipated mortgage reforms that will help consumers shop for the lowest cost mortgage and avoid costly and potentially harmful loan offers. HUD will require that lenders and mortgage brokers provide consumers with a standard &lt;em&gt;Good Faith Estimate&lt;/em&gt; (GFE) that clearly discloses key loan terms and closing costs. HUD estimates its new regulation will save consumers nearly $700 at the closing table. &lt;br /&gt;&amp;nbsp; &lt;br /&gt;The easy-to-read standard &lt;em&gt;Good Faith Estimate&lt;/em&gt; (GFE) will clearly answer the key questions consumers have when applying for a mortgage, including: &lt;br /&gt;&amp;nbsp; &lt;br /&gt;o What's the term of the loan? &lt;br /&gt;o Is the interest rate fixed or can it change? &lt;br /&gt;o Is there a pre-payment penalty should the&amp;nbsp;borrower choose to refinance at a later date? &lt;br /&gt;o Is there a balloon payment? &lt;br /&gt;o What are total closing costs? &lt;br /&gt;&amp;nbsp; &lt;br /&gt;The GFE will consolidate closing costs into major categories to prevent junk fees, and display total &lt;br /&gt;estimated settlement charges prominently on the first page so the consumer can easily compare loan offers. HUD will specify the closing costs that can and cannot change at settlement, and if a fee changes, HUD will limit the amount it can change. &lt;br /&gt;&amp;nbsp; &lt;br /&gt;The Department performed rigorous consumer testing and found that the new Good Faith Estimate helped consumers select the lowest cost loan 9 out of 10 times, regardless of whether the loan was originated by a lender or a broker. HUD will require the new standardized GFE and HUD-1 beginning January 1, 2010. &lt;br /&gt;&amp;nbsp; &lt;br /&gt;PD&amp;amp;R's Office of Economic Affairs was instrumental in the development of the RESPA rule by providing policy guidance in developing the rule, conducting research to define the problems in the &lt;a href=&quot;http://www.huduser.org/publications/hsgfin/fha_closing_cost.html&quot; target=&quot;_blank&quot;&gt;mortgage settlement process&lt;/a&gt;, overseeing the development of the &lt;a href=&quot;http://www.huduser.org/publications/hsgfin/goodfaith.html&quot; target=&quot;_blank&quot;&gt;new forms&lt;/a&gt; required by the rule, and writing the &lt;a href=&quot;http://www.hud.gov/offices/hsg/sfh/res/impactanalysis.pdf&quot; target=&quot;_blank&quot;&gt;Regulatory Impact Analysis/&lt;/a&gt;&lt;a href=&quot;http://www.hud.gov/offices/hsg/sfh/res/impactanalysis.pdf&quot; target=&quot;_blank&quot;&gt;Final Regulatory Flexibility Analysis&lt;/a&gt;. &lt;br /&gt;&amp;nbsp; &lt;br /&gt;For additional benefits and details about these reforms to the regulatory requirements of the Real Estate &lt;br /&gt;Settlement Procedures Act (RESPA), click on the following links: &lt;br /&gt;&amp;nbsp; &lt;br /&gt;&lt;a href=&quot;http://www.hud.gov/news/release.cfm?content=pr08-175.cfm&quot; target=&quot;_blank&quot;&gt;News release and fact sheet&lt;/a&gt;_&lt;a href=&quot;http://www.hud.gov/content/releases/goodfaithestimate.pdf&quot; target=&quot;_blank&quot;&gt;HUD's Standard Good Faith Estimate&lt;/a&gt;_&lt;a href=&quot;http://www.hud.gov/offices/hsg/sfh/res/hud1.pdf&quot; target=&quot;_blank&quot;&gt;HUD-1 Settlement Statement&lt;/a&gt;&amp;nbsp;&lt;br /&gt;&amp;nbsp; &lt;br /&gt;&lt;br /&gt;Please share this information.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;***Urban Knight Enterprises, Inc.&amp;nbsp;***&amp;nbsp; &lt;a href=&quot;http://www.UKENotary.com&quot;&gt;www.UKENotary.com&lt;/a&gt;&amp;nbsp; 610.935.5944 / 484.482.6249&lt;/p&gt;</description>
      <dc:creator>Pamela  Knight (Urban Knight Enterprises, Inc.)</dc:creator>
      <pubDate>Fri, 14 Nov 2008 12:20:08 -0600</pubDate>
      <link>http://activerain.com/blogsview/790089/new-mortgage-rules-hud-news-alert</link>
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      <guid>http://activerain.com/blogsview/773029/communicating-in-today-s-business-world-via-the-telephone</guid>
      <title>Communicating in Today's Business World via the Telephone</title>
      <description>&lt;p&gt;Have you ever wondered, &quot;What&amp;nbsp;Your Voice Says About You?&quot; Quite frequently, we discuss the art of marketing our businesses, how to direct traffic to our websites, selecting logos, etc.&amp;nbsp; However, impressions of you are formed constantly by your spoken words.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;em&gt;&quot;Man does not live by words alone, despite the fact that sometimes he has to eat them.&quot; Adlaie E. Stevenson&lt;/em&gt;&lt;/p&gt;
&lt;p&gt;Your personality is conveyed solely through your words and the tone of your voice, when using the telephone.&amp;nbsp; So in essence, your telephone personality reinforces the caller's perception of both you and your company.&amp;nbsp; Your company is judged by each voice that speaks for it over the telephone.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;The following techniques may help polish up or develop good telephone habits.&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Role play between co-workers, (someone plays the role of a client, the other plays the service provider) open discussion about the interaction amongst staff&lt;/li&gt;
&lt;li&gt;Prepare a proper telephone greeting, which provides your company's name, your name and a question of how you may be of assistance&lt;/li&gt;
&lt;li&gt;Learn how to enhance your listening skills.&lt;/li&gt;
&lt;li&gt;Develop&amp;nbsp;a&amp;nbsp;method&amp;nbsp;to handle complaints and emergencies&lt;/li&gt;
&lt;li&gt;Learn how to work the telephone functions&lt;/li&gt;
&lt;li&gt;Keep a mirror at your desk, to help decipher when your facial expressions are changing between a good call verses a bad call&lt;/li&gt;
&lt;li&gt;Learn to recognize your voice images and ways to develop positive voice images&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;These techniques have helped me and I hope someone else maybe able to benefit from using them as well.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Telephone etiquette provides a means to develop positive telephone habits and&amp;nbsp;promoting good manners.&amp;nbsp; Communicating&amp;nbsp;professionally means every person in your company treats every customer courteously.&amp;nbsp; Becoming a better communicator is vital for all business types.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Pamela  Knight (Urban Knight Enterprises, Inc.)</dc:creator>
      <pubDate>Mon, 03 Nov 2008 22:08:09 -0600</pubDate>
      <link>http://activerain.com/blogsview/773029/communicating-in-today-s-business-world-via-the-telephone</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/768601/nna-tea-jobs-has-anyone-recieved-a-request-yet-</guid>
      <title>NNA TEA Jobs, has anyone recieved a request, yet?</title>
      <description>&lt;p&gt;I was wondering if anyone has received an request from NNA to perform a TEA job.&amp;nbsp; I started to feel a sense of uncertainly about these jobs, since completing the training in all, no activity, etc.&amp;nbsp; However, I wanted to inform you all that if you went through the certification, you do have access to getting your feet in the door.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Yesterday, I recieved my first request to do a NNA Tea Job.&amp;nbsp;&amp;nbsp;First of all, you will&amp;nbsp;only be contacted by e-mail, no contact by&amp;nbsp;telephone/cell.&amp;nbsp; So, if you don't a laptop or&amp;nbsp;smart phone/cell that you can&amp;nbsp;view your e-mail where ever you are, think about investing in one or the other.&lt;/p&gt;
&lt;p&gt;This is how the request appeared:&lt;/p&gt;
&lt;p&gt;
&lt;table cellspacing=&quot;0&quot; border=&quot;0&quot; cellpadding=&quot;0&quot; align=&quot;center&quot; width=&quot;640&quot;&gt;
&lt;tbody&gt;
&lt;tr&gt;
&lt;td id=&quot;MsgHeaders&quot; width=&quot;70&quot;&gt;&lt;strong&gt;From&amp;nbsp;:&amp;nbsp;&lt;/strong&gt;&lt;/td&gt;
&lt;td width=&quot;100%&quot;&gt;NNA TEA Jobs &amp;lt;teajobs@nationalnotary.org&amp;gt;&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td width=&quot;70&quot;&gt;&lt;strong&gt;Sent&amp;nbsp;:&amp;nbsp;&lt;/strong&gt;&lt;/td&gt;
&lt;td width=&quot;100%&quot;&gt;Wednesday,&amp;nbsp;October&amp;nbsp;29,&amp;nbsp;2008&amp;nbsp;6:25&amp;nbsp;PM&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td width=&quot;70&quot;&gt;&lt;strong&gt;To&amp;nbsp;:&amp;nbsp;&lt;/strong&gt;&lt;/td&gt;
&lt;td width=&quot;100%&quot;&gt;ukenterprises@msn.com&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td width=&quot;70&quot;&gt;&lt;strong&gt;Subject&amp;nbsp;:&amp;nbsp;&lt;/strong&gt;&lt;/td&gt;
&lt;td width=&quot;100%&quot;&gt;ID-Proofing Job Group 1098 Available in Your Area!&lt;/td&gt;
&lt;/tr&gt;
&lt;tr&gt;
&lt;td colspan=&quot;2&quot;&gt;
&lt;hr size=&quot;3&quot; /&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/tbody&gt;
&lt;/table&gt;
&lt;table cellspacing=&quot;0&quot; border=&quot;0&quot; cellpadding=&quot;0&quot; align=&quot;center&quot; width=&quot;640&quot;&gt;
&lt;tbody&gt;
&lt;tr&gt;
&lt;td width=&quot;100%&quot;&gt;&amp;nbsp;&lt;/td&gt;
&lt;/tr&gt;
&lt;/tbody&gt;
&lt;/table&gt;
&lt;table cellspacing=&quot;0&quot; border=&quot;0&quot; cellpadding=&quot;5&quot; align=&quot;center&quot; width=&quot;600&quot;&gt;
&lt;tbody&gt;
&lt;tr&gt;
&lt;td&gt;
&lt;table cellspacing=&quot;0&quot; border=&quot;0&quot; cellpadding=&quot;3&quot; align=&quot;center&quot; width=&quot;640&quot;&gt;
&lt;tbody&gt;
&lt;tr&gt;
&lt;td&gt;
&lt;p&gt;Dear Trusted Enrollment Agent&lt;sup&gt;TM&lt;/sup&gt;,&lt;/p&gt;
&lt;p&gt;As a qualified NNA Trusted Enrollment Agent&lt;sup&gt;TM&lt;/sup&gt;, you are eligible for one or more ID-proofing assignments now available at the location below.&lt;/p&gt;
&lt;p&gt;276 COTSWOLD LANE&lt;br /&gt;WEST CHESTER, PA 19380&lt;/p&gt;
&lt;p&gt;&lt;a&gt;Apply immediately to be considered for the assignment&lt;/a&gt;.&lt;/p&gt;
&lt;p&gt;Your response affirms your pledge to initiate contact within four business hours of receiving the assignment and that you are available to complete the assignment within two business days.&lt;/p&gt;
&lt;p&gt;Sincerely,&lt;/p&gt;
&lt;p&gt;NNA TEA&lt;sup&gt;TM&lt;/sup&gt; Team&lt;/p&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/tbody&gt;
&lt;/table&gt;
&lt;/td&gt;
&lt;/tr&gt;
&lt;/tbody&gt;
&lt;/table&gt;
So, if anyone is in doubt about whether or not NNA really does call on you, doubt no more.&amp;nbsp;&amp;nbsp;To apply, you&amp;nbsp;hit on the the&amp;nbsp;Apply immediately statement.&amp;nbsp; I was slow to the draw, however I was pleased just to received the opportunity to participate in rendering the services.&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Pamela  Knight (Urban Knight Enterprises, Inc.)</dc:creator>
      <pubDate>Fri, 31 Oct 2008 12:12:59 -0500</pubDate>
      <link>http://activerain.com/blogsview/768601/nna-tea-jobs-has-anyone-recieved-a-request-yet-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/749859/activerain-is-like-not-other-</guid>
      <title>Activerain is like not other! </title>
      <description>&lt;p&gt;I must say ActiveRain is like no other...I have participated in many other blog channels and have not received a sense of belonging,&amp;nbsp;a connection or a desire to read or write blogs as I do on Active Rain.&amp;nbsp; It is my cup of tea or coffee in the morning, like reading the morning paper, it helps me get motivated to strive to do my best in rendering services to others.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;I have met so many wonderful people here, who are willing to offer sound advice, share ideas, offer kind words&amp;nbsp;and be there for others.&amp;nbsp; This is a unique and wonderful site.&amp;nbsp;&amp;nbsp;One in which, I am happy to&amp;nbsp;be involved in.&amp;nbsp;I hope others value ActiveRain for all that it has to offer.&lt;/p&gt;</description>
      <dc:creator>Pamela  Knight (Urban Knight Enterprises, Inc.)</dc:creator>
      <pubDate>Mon, 20 Oct 2008 19:07:05 -0500</pubDate>
      <link>http://activerain.com/blogsview/749859/activerain-is-like-not-other-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/747172/in-need-of-good-recommendations-for-laser-printers-</guid>
      <title>In Need of Good Recommendations for Laser Printers!</title>
      <description>&lt;p&gt;Well, the last couple of days have been some trying days!&amp;nbsp; A pretty rough week to provide services....I found myself asking is this a sign to waive the white flag.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Last night, my laser printer just blew up, literally.&amp;nbsp; You all know in the realty biz,&amp;nbsp;it is a must to have a good reliable printer.&amp;nbsp; I spent the day&amp;nbsp;shopping&amp;nbsp;and comparing prices for a printer.&amp;nbsp;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Oh my gosh, if one more sales clerk tries to push a printer on me, I think I will scream!&amp;nbsp; I know for sure that I am going to have nightmares tonight!&amp;nbsp;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;I heard the Ebay song and started singing it, so of course I go there and to my surprise I find one&amp;nbsp;I like, so&amp;nbsp;the offer was for a straight buy or for the best offer.&amp;nbsp; Well, I made a offer, which was declined, so I made another, the seller countered offer, I countered offer,&amp;nbsp;and the drama went on.&amp;nbsp; The bottom lined I refused in the end because the person really didn't want the best offer, it was a ploy.&amp;nbsp; The bait and trap game.&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;I looked at the&amp;nbsp;Brothers, the HPs and I plum just give up for the day.&amp;nbsp;So, please, please help me with my dismay and offer a recommendation, so I may&amp;nbsp;rest my brain from the drama of today.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Pamela  Knight (Urban Knight Enterprises, Inc.)</dc:creator>
      <pubDate>Sat, 18 Oct 2008 21:23:55 -0500</pubDate>
      <link>http://activerain.com/blogsview/747172/in-need-of-good-recommendations-for-laser-printers-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/741632/being-gracious-while-under-fire-learn-to-be-the-better-person-</guid>
      <title>Being gracious, while under fire, learn to be the better Person!</title>
      <description>&lt;p&gt;Learning to be gracious, while under fire has always been a hard tactic for me,&amp;nbsp;But learning and using&amp;nbsp;this skill has proved to be&amp;nbsp;one of&amp;nbsp;my greatest&amp;nbsp;assests in&amp;nbsp;the business world.&amp;nbsp;&amp;nbsp;That&amp;nbsp;famous slogan, &lt;em&gt;&quot;The customer is always right,&quot;&lt;/em&gt;&amp;nbsp;is&amp;nbsp; a very&amp;nbsp;arguable statement, but in theory it rains true.&amp;nbsp;It doesn't matter&amp;nbsp;what&amp;nbsp;profession or situation that one may be in, it applies.&amp;nbsp;We have all been subjected to nasty people - it's how we respond to them that matters.&lt;/p&gt;
&lt;p&gt;Yesterday was a day&amp;nbsp;that I would not wish on anyone.&amp;nbsp;I was contacted by Company X&amp;nbsp;to do&amp;nbsp;a purchase closing because someone&amp;nbsp;else bailed out on them at the last minute.&amp;nbsp; The closing was scheduled for 6:30pm and I was contacted at 4:00pm.&amp;nbsp; I was informed that the docs were ready for download&amp;nbsp;and I should have them shortly.&amp;nbsp;The real estate office was contacted and&amp;nbsp;I&amp;nbsp;introduce myself as the person acting in behalf of Company X.&amp;nbsp;All seemed okay.&amp;nbsp;&amp;nbsp;Well 4p.m. turn to 5p.m., 5p.m. turn to 6p.m. -&amp;nbsp;you get the hint; Company X was pulling a fast one. I placed&amp;nbsp;several calls were made to them,&amp;nbsp;&lt;em&gt;&quot;they will be sent soon&quot;&lt;/em&gt; was the response.&amp;nbsp; Finally, I get documents,&amp;nbsp;call the&amp;nbsp;office to&amp;nbsp;let them know that I am on my way and offered an&amp;nbsp;apology for the delay.&amp;nbsp; &amp;nbsp;&lt;/p&gt;
&lt;p&gt;I walked into a mob of 10 angry people (realtors, lawyers, borrowers, brokers). They wanted blood and I was the prey.&amp;nbsp; They acted very nasty and rude towards me.&amp;nbsp;&amp;nbsp;Company X failed to tell me that these poor people had been waiting since 9:30 a.m. to close the deal.&amp;nbsp; Then my&amp;nbsp;cell goes off and it's Company X&amp;nbsp; yelling and screaming at me because I was late getting to the closing.&amp;nbsp;&amp;nbsp;Oh yeah -&amp;nbsp;I forgot to mention the closing was 20 miles away from my office.&amp;nbsp;And they also wanted to warn me that the borrowers didn't have&amp;nbsp;enough for the&amp;nbsp;closing&amp;nbsp;costs...What the ----?&amp;nbsp; I excused myself, hung up with&amp;nbsp;Company X and&amp;nbsp;went to the bathroom&amp;nbsp;to pull&amp;nbsp;myself together.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;I remembered there was a donut shop next door, so I&amp;nbsp;went to get a box of donuts and&amp;nbsp;returned to conduct the closing.&amp;nbsp; The mob was enraged.&amp;nbsp; So I kindly said, can we start over again and I explained that I understood their frustrations and there were some unforeseen obstacles that we all have encountered today.&amp;nbsp; I&amp;nbsp;apologized and offered everyone a donut.&amp;nbsp; We were able to resolve all problems and close successfully in&amp;nbsp;a&amp;nbsp;pleasant manner.&amp;nbsp;&amp;nbsp;&amp;nbsp;The mob became sweet, some wanted to meet for drinks with me later, and some asked how was I able to charm them and my response was, &lt;em&gt;&quot;The customer is always right.&quot;&lt;/em&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;I&amp;nbsp;thought of&amp;nbsp;the&amp;nbsp;words of Eleanor Roosevelt: &lt;em&gt;&quot;No one can make you feel inferior without your consent.&quot;&amp;nbsp; And &quot;Every time you meet a situation, though you think at the time&amp;nbsp;it is&amp;nbsp;an impossibility and you go through the tortures of the damned, once you have&amp;nbsp;met it and lived through it, you&amp;nbsp;find that forever after you are freer than you were before.&quot;&lt;/em&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;I would not allow myself to constrained by restrictions placed&amp;nbsp;on me and fall into the trap of the blame game.&amp;nbsp; My intentions was to close the deal and stay focused on my overall objective to provide services no matter what, was the winning factor which allowed me&amp;nbsp;to be the&amp;nbsp;better person.&amp;nbsp; &amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Pamela  Knight (Urban Knight Enterprises, Inc.)</dc:creator>
      <pubDate>Wed, 15 Oct 2008 13:23:09 -0500</pubDate>
      <link>http://activerain.com/blogsview/741632/being-gracious-while-under-fire-learn-to-be-the-better-person-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/731991/does-your-neighbor-know-what-you-do-valuable-marketing-rules</guid>
      <title>Does your Neighbor know what you do? Valuable Marketing Rules</title>
      <description>&lt;p&gt;When was the last time that you had a conversation with your neighbor or better yet, introduce yourself to a new neighbor?&amp;nbsp; How many of your neighbors know about the services that you render?&amp;nbsp; Many of us do&amp;nbsp; not like to mix business where we sleep and that is very understandable.&amp;nbsp; No one likes unannounced visits by neighbors or neighbors assuming that they can get services for free or&amp;nbsp;next to nothing just because they are your neighbors.&lt;/p&gt;
&lt;p&gt;What I have found over the years, marketing to thy neighbors has been very rewarding.&amp;nbsp; However, with marketing to neighbors, there are rules:&lt;/p&gt;
&lt;p&gt;1.&amp;nbsp;&amp;nbsp;Research, Learn, Understand and Respect&amp;nbsp;the Culture of your neighborhood.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;2.&amp;nbsp; &amp;nbsp;If you live in a neighborhood in which there is a home-owner's association, find out if there are any rules regarding solicitation.&amp;nbsp; If there is, find out if it only applies to outside solicitation or amongst neighbors.&lt;/p&gt;
&lt;p&gt;3.&amp;nbsp; Marketing literature, should be placed/hung&amp;nbsp;on the outside of the mailbox or doorstep, never place it inside of person's mailbox.&amp;nbsp; If you place literature in a person's mailbox, you are breaking a federal law in some neighborhoods.&lt;/p&gt;
&lt;p&gt;4.&amp;nbsp; Know your local county rules for placing signage on residential properties,&amp;nbsp;there may be rules even though the property may be yours.&lt;/p&gt;
&lt;p&gt;5.&amp;nbsp;&amp;nbsp;Treat all of your neighbors to same, do not offer one neighbor a free or discounted service that you are not willing to offer to others.&amp;nbsp;&amp;nbsp;Neighbors talk and when it comes to the dollar, they all&amp;nbsp;want the same treatment.&amp;nbsp; &amp;nbsp;&lt;/p&gt;
&lt;p&gt;6. Let your neighbors know what your requirements are for rendering services and your availablility.&amp;nbsp; Request you neighbors to always call before just stopping by for services.&lt;/p&gt;
&lt;p&gt;7. Do not take your neighbor for granted, always remember,&amp;nbsp;to show courtesy and say thanks for using your services.&amp;nbsp; Neighbors like to shop to, business is business, represent yourself in a way that will keep them coming back again and again.&lt;/p&gt;
&lt;p&gt;It is a wonderful thing, when your neighbor refers your services, not just because your their neighbor but because they value the services that you have to offer.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Urban Knight Enterprises, Inc.&amp;nbsp; ** www,UKENotary.com&amp;nbsp; **&amp;nbsp; 610.935.5944 or 484.682.6249&lt;/p&gt;</description>
      <dc:creator>Pamela  Knight (Urban Knight Enterprises, Inc.)</dc:creator>
      <pubDate>Thu, 09 Oct 2008 15:03:31 -0500</pubDate>
      <link>http://activerain.com/blogsview/731991/does-your-neighbor-know-what-you-do-valuable-marketing-rules</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/723924/test-to-see-who-you-agree-with-and-the-election-madness-goes-on-</guid>
      <title>Test To See Who you agree with and the Election Madness Goes On....</title>
      <description>&lt;p&gt;This is a&amp;nbsp;good test to take, it is a little long, but good..&lt;br /&gt;&lt;br /&gt;and the Election madness go on...&lt;/p&gt;
&lt;p&gt;ABC has a test at the below address to see who's campaign statements, McCain's or Obama's, you agree with most. They don't tell you who made the statements, of course, but a statement made by each candidate on the same topic (economy, immigration, judiciary, etc.) will be side by side.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;You just pick which statement you agree with and, after selecting all 13, &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;You'll find out which candidate's philosophy you support.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href=&quot;Http://abcnews.go.com/Politics/MatchoMatic/fullpage?id=5542139&quot; target=&quot;_blank&quot;&gt;Http://abcnews.go.com/Politics/MatchoMatic/fullpage?id=5542139&lt;br /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;/p&gt;</description>
      <dc:creator>Pamela  Knight (Urban Knight Enterprises, Inc.)</dc:creator>
      <pubDate>Sat, 04 Oct 2008 22:45:39 -0500</pubDate>
      <link>http://activerain.com/blogsview/723924/test-to-see-who-you-agree-with-and-the-election-madness-goes-on-</link>
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    <item>
      <guid>http://activerain.com/blogsview/721120/when-is-the-right-time-to-talk-to-your-kids-</guid>
      <title>When is the right time to talk to your kids?</title>
      <description>&lt;p&gt;With all that is going on in this economy, many people losing their jobs, losing their homes, higher gas and food, etc., many ask how do I talk to my kids.&amp;nbsp; I like many of you feel bad about having to say no to my kids when they reach for that special snack or that toy.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;The fact of the matter, this is economy is cause families to come back to dinner table together and have open discussions together.&amp;nbsp; So why not discuss the what is going on with the economy with your children.&amp;nbsp; My daughter (8 years old)&amp;nbsp;stated, &quot;Mommy, I noticed that there has been a lot of people talking about money, lately.&amp;nbsp; We have&amp;nbsp;even been talking about it in school, some kids don't understand what's going on, some kids are sad because there parents lost their jobs.&quot;&amp;nbsp;As a parent, finding the right words to say was hard.&lt;/p&gt;
&lt;p&gt;I recalled conversations that I had with my parents as a child about the value of a dollar.&amp;nbsp;So&amp;nbsp;I had&amp;nbsp;to put on my FDIC Speaker Hat and broke it down to my kids in a language that met their age range.&amp;nbsp; Many may say you have an unfair advantage because you give &quot;Money Smarts&quot; seminars, well, that might be so, however, there are programs out there to assist parents with this matter.&lt;/p&gt;
&lt;p&gt;We have got to get back to the basics of remembering the times of when we were children and how our parents had these discussions openly with us.&amp;nbsp; Many children of today are being sheltered from the truth about money and the role it plays in our lives.&amp;nbsp; The FDIC has information that can assist you in teaching your children about money, the banking system,etc.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;For additional info, please see my blog, &lt;a href=&quot;http://activerain.com/blogsview/424665/-Money-Smarts-Our&quot; rel=&quot;bookmark&quot;&gt;&quot;Money Smarts&quot;, Our Children Need to Have Them Too! &lt;/a&gt;&lt;/p&gt;
&lt;p&gt;Please take a look at these websites &lt;a href=&quot;http://www.fdic.gov/&quot;&gt;http://www.fdic.gov/&lt;/a&gt; and &lt;a href=&quot;http://www.mymoney.gov/&quot;&gt;http://www.mymoney.gov/&lt;/a&gt;, you will not be sorry!&amp;nbsp; The website offers a free on-line seminar.&amp;nbsp; You are never too old or too young to learn how to become financially literate.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;The is one of the best gifts to give to your children!&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Urban Knight Enterprises, Inc. * Real Estate Investment Services * 610.935.5944&amp;nbsp; &lt;a href=&quot;http://www.UKENotary.com&quot;&gt;www.UKENotary.com&lt;/a&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Pamela  Knight (Urban Knight Enterprises, Inc.)</dc:creator>
      <pubDate>Fri, 03 Oct 2008 09:27:34 -0500</pubDate>
      <link>http://activerain.com/blogsview/721120/when-is-the-right-time-to-talk-to-your-kids-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/720172/reblog-please-tell-ten-friends-and-so-on-</guid>
      <title>ReBlog Please!  Tell Ten Friends And So On...</title>
      <description>&lt;p&gt;
&lt;p&gt;Important information to share....Cancer is a horrible disease, I recently lost my stepfather in-law to it and&amp;nbsp;my sister in-law is a breast cancer survivor.&amp;nbsp; I know first hand about the heartache this can cause.&amp;nbsp; Passing along this reminder is a great thing, so please share this information to as many people as possible.&amp;nbsp; Help Defeat Cancer!&lt;/p&gt;
&lt;/p&gt;
&lt;div id=&quot;reblogging_tag&quot;&gt;Via &lt;b&gt;&lt;a href=&quot;http://daytonarealestatetraining.com/post/718720/ReBlog-Please-Tell-Ten&quot;&gt;Midori Miller-Daytona Beach Florida Real Estate Trainer&lt;/a&gt;&lt;/b&gt;:&lt;br/&gt;&lt;blockquote&gt;&lt;p&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: 11px; font-family: Arial; color: #000000;&quot;&gt;&lt;span style=&quot;font-size: 16px;&quot;&gt;&lt;span style=&quot;font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;background-color: transparent; font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;background-color: transparent; font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;background-color: transparent; font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;strong&gt;&lt;span style=&quot;font-size: 13.5pt; color: #ff0080;&quot;&gt;Today &lt;a href=&quot;http://twitter.com/KimWood&quot; target=&quot;_blank&quot;&gt;Kim Wood&lt;/a&gt; sent me a&lt;a href=&quot;http://twitter.com/midorimiller&quot; target=&quot;_blank&quot;&gt; tweet&lt;/a&gt; and reminded me it is Cancer Awareness Month and make sure and spread the word.&amp;nbsp; This evening in my email I recieved this important message.&amp;nbsp; Rather than go through my address book I decided to share with the masses.&amp;nbsp; Please I encourage you to reblog this or even forward this post to your friends and loved ones.&amp;nbsp; &lt;/span&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: 11px; font-family: Arial; color: #000000;&quot;&gt;&lt;span style=&quot;font-size: 16px;&quot;&gt;&lt;span style=&quot;font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;background-color: transparent; font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;background-color: transparent; font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;background-color: transparent; font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;strong&gt;&lt;span style=&quot;font-size: 13.5pt; color: #ff0080;&quot;&gt;This disease touches so many and changes lives forever..we can do the same but in a positive way!&amp;nbsp; &lt;/span&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: 11px; font-family: Arial; color: #000000;&quot;&gt;&lt;span style=&quot;font-size: 16px;&quot;&gt;&lt;span style=&quot;font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;background-color: transparent; font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;background-color: transparent; font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;background-color: transparent; font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;strong&gt;&lt;span style=&quot;font-size: 13.5pt; color: #ff0080;&quot;&gt;Help me&lt;a href=&quot;http://www.thebreastcancersite.com/ &quot; target=&quot;_blank&quot;&gt; Fight Cancer&lt;/a&gt;...the reality is there is a good chance someone you love will be affected by this disease. Please take the time and read this email.&amp;nbsp; &lt;/span&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://blingee.com/blingee/view/71963651-Think-Pink-Cancer-Awareness-Month&quot; title=&quot;Build your own Blingee&quot; target=&quot;_blank&quot;&gt;&lt;img title=&quot;Think Pink Cancer Awareness Month&quot; src=&quot;http://image.blingee.com/images15/content/output/000/000/000/44a/273637760_655923.gif&quot; height=&quot;170&quot; alt=&quot;Think Pink Cancer Awareness Month&quot; width=&quot;170&quot; style=&quot;margin: 11px 22px; float: left;&quot; /&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: 11px; font-family: Arial; color: #000000;&quot;&gt;&lt;span style=&quot;font-size: 16px;&quot;&gt;&lt;span style=&quot;font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;background-color: transparent; font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;background-color: transparent; font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;background-color: transparent; font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;strong&gt;&lt;span style=&quot;font-size: 13.5pt; color: #ff0080;&quot;&gt;You never know...by following the instructions you might save a human life!&amp;nbsp; &lt;/span&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://activerain.com/blogsview/527673/Twitter-and-Going-Pink&quot; target=&quot;_blank&quot;&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: 11px; font-family: Arial; color: #000000;&quot;&gt;&lt;span style=&quot;font-size: 16px;&quot;&gt;&lt;span style=&quot;font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;background-color: transparent; font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;background-color: transparent; font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;background-color: transparent; font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;strong&gt;&lt;span style=&quot;font-size: 13.5pt; color: #ff0080;&quot;&gt;SPREAD THE WORD!&amp;nbsp; &lt;/span&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;span class=&quot;Apple-style-span&quot; style=&quot;font-size: 11px; font-family: Arial; color: #000000;&quot;&gt;&lt;span style=&quot;font-size: 16px;&quot;&gt;&lt;span style=&quot;font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;background-color: transparent; font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;background-color: transparent; font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;background-color: transparent; font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;strong&gt;&lt;span style=&quot;font-size: 13.5pt; color: #ff0080;&quot;&gt;Please tell ten          friends to tell ten today! &lt;span class=&quot;yshortcuts&quot; id=&quot;lw_1222914318_2&quot;&gt;The Breast&lt;/span&gt; Cancer site is having trouble          getting enough people to click on their site daily to meet their quota          of donating at least one&lt;a href=&quot;http://www.thebreastcancersite.com/ &quot; target=&quot;_blank&quot;&gt; &lt;span class=&quot;yshortcuts&quot; id=&quot;lw_1222914318_3&quot; style=&quot;border-bottom: 1px dashed #0066cc; background: transparent none repeat scroll 0% 0%; cursor: pointer; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial;&quot;&gt;free mammogram&lt;/span&gt;&lt;/a&gt; a day to an underprivileged          woman. It takes less than a minute to go to their site and click on          'donating a mammogram' for free (pink window in the          middle).&amp;nbsp;&lt;br /&gt;&lt;br /&gt;This doesn't cost you a thing. Their corporate          sponsors/advertisers use the number of daily visits to &lt;a href=&quot; &amp;lt; SPAN&amp;gt;http://www.thebreastcancersite.com/ &quot; target=&quot;_blank&quot;&gt;donate mammogram &lt;/a&gt;in exchange for advertising.&amp;nbsp;&lt;br /&gt;&lt;br /&gt;Here's the web site! Pass it          along to people you know.&amp;nbsp;&lt;/span&gt;&lt;/strong&gt;&lt;span style=&quot;text-decoration: underline;&quot;&gt;&lt;span style=&quot;font-size: 10pt; color: blue;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/span&gt;&lt;a href=&quot;http://www.thebreastcancersite.com/&quot; title=&quot;http://www.thebreastcancersite.com/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot; style=&quot;color: blue; text-decoration: underline;&quot;&gt;&lt;strong&gt;&lt;span class=&quot;yshortcuts&quot; id=&quot;lw_1222914318_4&quot;&gt;http://www.thebreastcancersite.com/&lt;/span&gt;&lt;/strong&gt;&lt;/a&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;background-color: transparent; font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;background-color: transparent; font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;background-color: transparent; font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;span style=&quot;font-family: Arial; color: #000000; font-size: x-small;&quot;&gt;&lt;strong&gt;&lt;span style=&quot;font-size: 13.5pt; color: #ff0080;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/strong&gt;&lt;strong&gt;&lt;span style=&quot;font-size: 24pt; color: red;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/strong&gt;&lt;strong&gt;&lt;span style=&quot;font-size: 13.5pt; color: red;&quot;&gt; &lt;/span&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;&lt;/blockquote&gt;&lt;/div&gt;</description>
      <dc:creator>Pamela  Knight (Urban Knight Enterprises, Inc.)</dc:creator>
      <pubDate>Thu, 02 Oct 2008 16:53:03 -0500</pubDate>
      <link>http://activerain.com/blogsview/720172/reblog-please-tell-ten-friends-and-so-on-</link>
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      <guid>http://activerain.com/blogsview/716824/what-to-do-if-your-bank-fails-and-you-have-a-safe-deposit-box-there-</guid>
      <title>What to do if your bank fails and you have a Safe Deposit Box there? </title>
      <description>&lt;p&gt;In the last couple of&amp;nbsp;weeks, we have experienced some major problems in the banking world.&amp;nbsp;&amp;nbsp;In these&amp;nbsp;times,&amp;nbsp;it is difficulty to&amp;nbsp;know what to do or where to go for answers.&amp;nbsp; However, you can count on Urban Knight Enterprises, Inc. to be there for you.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;When an insured bank or thrift closes, the &lt;a href=&quot;http://www.fdic.gov/&quot; target=&quot;_blank&quot;&gt;Federal Deposit Insurance Corporation (FDIC)&lt;/a&gt; usually arranges for another institution to take it over, including branches where you might have a safe deposit box. In those situations, you should be able to conduct business as usual. If the FDIC cannot find a buyer for your bank, it arranges for you to remove the contents of your safe deposit box so you can obtain a box at another institution, if you wish. This is done within a few days after the bank fails.&lt;/p&gt;
&lt;p&gt;It is imperative that your contact information is up to date: Your address, telephone numbers,etc.&amp;nbsp; By law the banking institutions are required make three attempts to contact you.&amp;nbsp; If they are unable to reach you, your contents may be placed on the&amp;nbsp;&lt;a href=&quot;http://www.UnclaimedProperty.com&quot;&gt;www.UnclaimedProperty.com&lt;/a&gt; by the Federal Reserve.&amp;nbsp;If this occurs you should check this website&amp;nbsp;to verify if contents are there. If they are there, you will need to either call for or&amp;nbsp;download a claim form from their website.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;You will need to send two forms of ID, at least one of them must have a photo along with the claim form.&amp;nbsp; It is also required that the form is notarized before mailing to the required party.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;So please practice due diligence and safeguard your contents, make a list of your items that&amp;nbsp;are stored,&amp;nbsp;and check with your elder family&amp;nbsp;or friends to alert them of this information.&amp;nbsp; Don't forget to call on us&amp;nbsp;if you should need your claim form notarized.&lt;/p&gt;
&lt;p&gt;Serving the Pennsylvania Counties of: Berks, Bucks,Chester, Delaware, Montgomery and Delaware.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Urban Knight Enterprises, Inc.&amp;nbsp; ** &lt;/strong&gt;&lt;a href=&quot;http://www.UKENotary.com&quot;&gt;&lt;strong&gt;www.UKENotary.com&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt;*** 610.935.5944 or 484.682.6249&lt;/strong&gt;&lt;/p&gt;</description>
      <dc:creator>Pamela  Knight (Urban Knight Enterprises, Inc.)</dc:creator>
      <pubDate>Tue, 30 Sep 2008 18:53:48 -0500</pubDate>
      <link>http://activerain.com/blogsview/716824/what-to-do-if-your-bank-fails-and-you-have-a-safe-deposit-box-there-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/716659/congratulations-active-rain-rated-in-the-top-ten-</guid>
      <title>Congratulations, Active Rain, Rated in the Top Ten!</title>
      <description>&lt;p&gt;Way to go, Active Rain!&lt;/p&gt;
&lt;p&gt;On September 18,2008, Active Rain was rated as #3 for being one of the top ten signing agent websites of 2008.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;This was noted, &lt;strong&gt;&lt;img src=&quot;http://www.free-press-release.com/img/quote1.gif&quot; align=&quot;bottom&quot; alt=&quot;&quot; /&gt;&lt;em&gt;According to a recent survey of mobile notary signing agents, 10 sites stand out in 2008 as top resources for training, certification, marketing, networking and organization.&lt;/em&gt;&lt;img src=&quot;http://www.free-press-release.com/img/quote2.gif&quot; align=&quot;top&quot; alt=&quot;&quot; /&gt;,&lt;/strong&gt; posted on &lt;a href=&quot;FreePressRelease.com&quot; target=&quot;_blank&quot;&gt;FreePressRelease.com.&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;Being apart of Active Rain has surely been a rewarding experience for me!&amp;nbsp;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Pamela  Knight (Urban Knight Enterprises, Inc.)</dc:creator>
      <pubDate>Tue, 30 Sep 2008 16:48:44 -0500</pubDate>
      <link>http://activerain.com/blogsview/716659/congratulations-active-rain-rated-in-the-top-ten-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/713693/market-your-services-through-direct-e-mail-foreign-websites-etc-</guid>
      <title>Market Your Services through Direct E-mail, Foreign Websites, etc.</title>
      <description>&lt;p&gt;For years, I have used mass e-mail marketing campaigns to promote my business directly to mortgage, title and field service companies.&amp;nbsp; Once a month I send out ove&amp;nbsp;200 e-mails to various companies throughout the United States to market my services.&amp;nbsp; I usually get about 10 - 20 hits from marketing this way.&amp;nbsp; Some companies will send you return e-mails, contracts in the mail, or requests for assignments just from that initial introduction letter about your services.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;The contents of your advertisement should include: your name, service types, areas of coverage, contact info, availbility and a little description about your services.&amp;nbsp; Branding your e-mails is an added plus because it promotes a&amp;nbsp;professional finishing touch.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;I even advertise in foreign websites to reach consumers looking to have immigration or adoption services performed.&amp;nbsp;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Do not limit yourself&amp;nbsp;to advertising on local&amp;nbsp;sites, expand your reach,&amp;nbsp;the Internet is a powerful, use it to your advantage.&lt;/p&gt;
&lt;p&gt;Believe or not, but I have gained alot of business through these methods.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Urban Knight Enterprises, Inc.&amp;nbsp; **www.UKENotary.com**&amp;nbsp; 610.935.5944 or 484.682.6249&lt;/p&gt;</description>
      <dc:creator>Pamela  Knight (Urban Knight Enterprises, Inc.)</dc:creator>
      <pubDate>Sun, 28 Sep 2008 21:30:43 -0500</pubDate>
      <link>http://activerain.com/blogsview/713693/market-your-services-through-direct-e-mail-foreign-websites-etc-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/713500/tips-on-what-contents-to-store-in-your-bank-safe-deposit-boxes-</guid>
      <title>Tips on what contents to store in your Bank Safe Deposit Boxes! </title>
      <description>&lt;p&gt;Urban Knight Enterprises, Inc. specializes in performing safe deposit inventory for many bank institutions.&amp;nbsp; Banking institutions are&amp;nbsp;typically not allowed to used internal notaries to perform or&amp;nbsp;assist in the inventory of bank safe deposit boxes.&amp;nbsp;&lt;/p&gt;
&lt;p style=&quot;text-align: center;&quot;&gt;&lt;img src=&quot;http://activerain.com/image_store/uploads/9/5/9/4/0/ar122264759404959.jpg&quot; height=&quot;229&quot; alt=&quot;&quot; width=&quot;150&quot; /&gt;&lt;/p&gt;
&lt;p style=&quot;text-align: left;&quot;&gt;Often times, we are asked what can or can not be stored in safe deposit boxes.&amp;nbsp; We have compiled a comprehensive list. Please be advised that you don't have to put all of the items below into your box. Once you decide what items you are going to store there, keep a list of the contents, updating it whenever you add or remove items. The list should include the location of the box and key.&lt;/p&gt;
&lt;p style=&quot;text-align: center;&quot;&gt;A good list to start with:&amp;nbsp;&lt;/p&gt;
&lt;p style=&quot;text-align: left;&quot;&gt;Deeds, Divorce decrees, Marriage certificates&lt;br /&gt;Military records, Mortgage papers&lt;br /&gt;Passports Photographs/negatives of valuables&lt;br /&gt;Retirement plans&lt;br /&gt;Stock/bond certificates and notes&lt;br /&gt;Wills and TrustsAdoption papers&lt;br /&gt;Automobile titles&lt;br /&gt;Birth certificates, Citizenship papers&lt;br /&gt;Contracts, Copyrights and patents&lt;br /&gt;Court recorded documents&lt;br /&gt;Death certificates, Inventory of valuable possessions (including appraisals and receipts)&lt;br /&gt;Leases&lt;br /&gt;Life insurance policies&lt;br /&gt;List of insurance policies and numbers&lt;/p&gt;
&lt;p style=&quot;text-align: left;&quot;&gt;&lt;strong&gt;&lt;span style=&quot;text-decoration: underline;&quot;&gt;Note:&lt;/span&gt; There are some items that are deem unlawful to store in safe deposit boxes.&amp;nbsp;&amp;nbsp;Check your State Regulations.&lt;/strong&gt;&lt;/p&gt;
&lt;p style=&quot;text-align: left;&quot;&gt;&lt;strong&gt;Fire Arms (guns, bombs,etc.)&lt;/strong&gt;&lt;/p&gt;
&lt;p style=&quot;text-align: left;&quot;&gt;&lt;strong&gt;Money (large lump sums of loose money)&lt;/strong&gt;&lt;/p&gt;
&lt;p style=&quot;text-align: left;&quot;&gt;&lt;strong&gt;Gold/Silver Bars&lt;/strong&gt;&lt;/p&gt;
&lt;p style=&quot;text-align: left;&quot;&gt;&lt;strong&gt;These items are usually flagged, recorded and the local authorities are notified.&amp;nbsp; &lt;/strong&gt;&lt;/p&gt;
&lt;p style=&quot;text-align: left;&quot;&gt;&lt;strong&gt;&amp;nbsp;&lt;/strong&gt;&amp;nbsp;&lt;/p&gt;
&lt;p style=&quot;text-align: left;&quot;&gt;&amp;nbsp;Urban Knight Enterprises, Inc.&amp;nbsp; **www.UKENotary.com**&amp;nbsp;610.935.5944 or 484.682.6249&lt;/p&gt;</description>
      <dc:creator>Pamela  Knight (Urban Knight Enterprises, Inc.)</dc:creator>
      <pubDate>Sun, 28 Sep 2008 19:58:24 -0500</pubDate>
      <link>http://activerain.com/blogsview/713500/tips-on-what-contents-to-store-in-your-bank-safe-deposit-boxes-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/703929/serve-me-here-free-advertisement-take-a-look-</guid>
      <title>Serve Me Here...Free Advertisement...Take A Look!</title>
      <description>&lt;p&gt;I am from the old school of thought, if you have something that may be beneficial to others than you share it.&amp;nbsp; Yesterday, I sent out an blog titled, &lt;a href=&quot;http://activerain.com/blogsview/702079/Great-Advertisement-Site-Why&quot; rel=&quot;bookmark&quot;&gt;Great Advertisement Site, Why Not Share!&lt;/a&gt;, I thought for sure that many people would jump on it.&amp;nbsp; Too my surprise, not many did.&amp;nbsp; Well, I figured, that I will give it a try again.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;a href=&quot;http://www.ServeMeHere.com&quot; target=&quot;_blank&quot;&gt;ServeMeHere.com&lt;/a&gt;is a website that offers&amp;nbsp;advertisement to professionals that offer to door to door services to all.&amp;nbsp; It allows you to post your schedule on-line and place ads for each individual service that you offer.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;I am no devoted advocate, but I do believe in passing along information that will promote opportunity and potential cash flow.&amp;nbsp;&amp;nbsp;Free Advertisement, wow,&amp;nbsp;don't let&amp;nbsp;a gem like this pass you by!&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Pamela  Knight (Urban Knight Enterprises, Inc.)</dc:creator>
      <pubDate>Mon, 22 Sep 2008 17:10:57 -0500</pubDate>
      <link>http://activerain.com/blogsview/703929/serve-me-here-free-advertisement-take-a-look-</link>
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      <guid>http://activerain.com/blogsview/702195/connection-with-others-the-value-of-it-</guid>
      <title>Connection with Others, the Value of It....</title>
      <description>&lt;p&gt;Often times, as professionals, we cringe at the thought of having to attend business functions, forums, etc.&amp;nbsp; I use to make it a practice to show up and sneak out as soon as possible.&amp;nbsp; The thought wearing a fake smile or the meet greet social gathering was just overbearing for me.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Well, I took a long look at my disposition and realized that I was hurting myself, my business and cheating my company out of the opportunity&amp;nbsp;for growth.&lt;/p&gt;
&lt;p&gt;You see, once I changed my disposition, I began to see the value of it.&amp;nbsp; Though you may not always get a lead right away, they do come.&amp;nbsp; What I have learned to do is to be happy about introducing myself, my company and the services that I have to offer.&amp;nbsp; If you are not excited&amp;nbsp;about what you do, than no one us willl be either.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Recently, I attended a business forum and experienced a fruitful day of new prospects.&amp;nbsp; I received a lead with contact info to a pharmacy company for id proofing, arrange a business lunch date with a title company and was sent an e-mail to advertise in a women's business yellowpages.&amp;nbsp; You just don't know where a lead may come from.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Be&amp;nbsp;bold, be brave and get out there and represent yourself and your business that will get people motivated to pick up the phone and give you a call for service.&amp;nbsp; &amp;nbsp;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Urban Knight Enterprises, Inc ** &lt;a href=&quot;http://www.UKENotary.com&quot;&gt;www.UKENotary.com&lt;/a&gt;** 610.935.5944&lt;/strong&gt;&lt;/p&gt;</description>
      <dc:creator>Pamela  Knight (Urban Knight Enterprises, Inc.)</dc:creator>
      <pubDate>Sun, 21 Sep 2008 13:07:37 -0500</pubDate>
      <link>http://activerain.com/blogsview/702195/connection-with-others-the-value-of-it-</link>
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      <guid>http://activerain.com/blogsview/702079/great-advertisement-site-why-not-share-</guid>
      <title>Great Advertisement Site, Why Not Share!</title>
      <description>&lt;p&gt;In my ongoing pursuit of looking for great advertisement sites, I came across this little gem that offers free advertisement.&amp;nbsp; It is a website for professional services.&amp;nbsp; It allows you to advertise your services and display your appointment schedule on-line.&amp;nbsp; Anyone can use it, a notary, realtor or a graphic photographer...hence the nursery rhyme.&amp;nbsp; :) Corny, I know!&lt;/p&gt;
&lt;p&gt;However it is especially great for those professionals who offers mobile services which allows the customer to&amp;nbsp;choose where they would like the service performed.&amp;nbsp; What I really like, is that you can list each service individually and provide your rate info, etc.&lt;/p&gt;
&lt;p&gt;It is called &lt;a href=&quot;http://www.ServeMeHere.com&quot; target=&quot;_blank&quot;&gt;ServeMeHere.com&lt;/a&gt;&amp;nbsp;.&amp;nbsp; It's a great advertisement site.&amp;nbsp; Check it out.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Urban Knight Enterprises, Inc.&amp;nbsp; **www.UKENotary.com**&amp;nbsp; 610.935.5944&lt;/p&gt;</description>
      <dc:creator>Pamela  Knight (Urban Knight Enterprises, Inc.)</dc:creator>
      <pubDate>Sun, 21 Sep 2008 11:33:32 -0500</pubDate>
      <link>http://activerain.com/blogsview/702079/great-advertisement-site-why-not-share-</link>
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      <guid>http://activerain.com/blogsview/699734/notaries-please-don-t-fall-victim-to-scams-promises-of-work-etc-</guid>
      <title>Notaries, Please Don't Fall Victim to Scams, Promises of Work, etc.!</title>
      <description>&lt;p&gt;I don't know about you guys and gals, but I have been getting flooded with e-mails to advertise on various Notary websites.&amp;nbsp; These sites seem to be popping out of thin air.&amp;nbsp; They all appear to be offering xyz if you pay this, and for this price you get this, oh if you do pay this you will be listed for a lifetime or on the premier listing.&amp;nbsp; &amp;nbsp;&lt;/p&gt;
&lt;p&gt;There is a new trend in which Joan spoke of regarding Signing Companies asking&amp;nbsp;Notaries to&amp;nbsp;Bid for Work....Beware!&amp;nbsp; These companies use a grading system to leverage who they can get to do their closings for low rates.&amp;nbsp; If you give the lowest rate you will get called, however if you&amp;nbsp;quote a rate that is more suitable for what is&amp;nbsp;required of you then you are placed in least used&amp;nbsp;pile.&amp;nbsp; When you are approached by companies of this nature you&amp;nbsp;should always inquire&amp;nbsp;about what thay are asking you to do prior to just quoting a price.&amp;nbsp;(# of docs in loan package, check the mileage,etc.)&amp;nbsp; Remember, your operating costs are&amp;nbsp;involved.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Another trend involves Signing Companies asking notaries to pay a fee in order to obtain work from them.&amp;nbsp; Some will say you have to pay a percentage for every closing you are assigned or pay a whopper of a fee upon joining there network.&amp;nbsp;They will say this fee is need for our operating cost, well, your questions should be&amp;nbsp;&quot;Why are you in business?'&amp;nbsp;Aren't you getting a percentage&amp;nbsp;from&amp;nbsp;Title to&amp;nbsp;locate a Notary&amp;nbsp;for assignments?&quot; and the&amp;nbsp;line of questioning goes on.&amp;nbsp; Why anybody would want to pay for work is just outrageous to me because it is not a fair playground.&amp;nbsp;&amp;nbsp;You would be allowing this company to get paid twice, once by you and&amp;nbsp;by the title company.&amp;nbsp; Actually, three times, if you count your operating cost incurred and time.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Do&amp;nbsp;not believe the hype.&amp;nbsp; Many of these companies do not&amp;nbsp;honor their&amp;nbsp;offerings, not unless you threaten to report them for email fraud with their local attorney general and the FBI.&amp;nbsp;&amp;nbsp;LooK to see how long these agencies&amp;nbsp;have been in business, check BBB, the D&amp;amp;B,&amp;nbsp;review blogs.&amp;nbsp;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;This is not true of all of these sites, there are some that are true to their word.&amp;nbsp;These companies have great reviews and stong honest ethical standards.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Practice due diligence and research these companies before paying them your&amp;nbsp;hard earned money!!!&amp;nbsp;&lt;/strong&gt;&lt;/p&gt;</description>
      <dc:creator>Pamela  Knight (Urban Knight Enterprises, Inc.)</dc:creator>
      <pubDate>Fri, 19 Sep 2008 16:48:32 -0500</pubDate>
      <link>http://activerain.com/blogsview/699734/notaries-please-don-t-fall-victim-to-scams-promises-of-work-etc-</link>
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