Dual Agency - Listing Agents Representing the Bride and the Mistress? - 07/31/11 04:57 PM
This is a great post and I saw it thanks to Donne Knudsen's I am calling my own shots post. I totally agree the only one who wins in this style of a transaction is the agent who got to double dip and the seller who likely garnered a higher sale price from this.
Great read and worthy of the reblog!
Via Andi Grant - First Time Home Buyer Real Estate - L.A. County, Long Beach, Downey (310-508-4354 ):
Dual Agency - Listing Agents Representing the Bride and the Mistress?
A buyer posed the question today as to what the drawbacks were when … (1 comments)

4 Ways to Dominate a Foreclosure Auction - 07/31/11 04:29 PM
I happened across this post earlier today and thought the info was good enough I wanted to share it with others and get it more exposure. This is sound advice for both seasoned investors as well as those just starting out.
Enjoy the read...
Via Open Door Auctions:
While Open Door Auctions doesn’t specialize in foreclosure auctions, it has not escaped our notice that property investors are beating bushes and shaking trees to ferret out the best deals. With more than two decades of experience in the real estate industry, we’ve seen enough foreclosure deals close and collapse to be able to … (1 comments)

Ahhh... The Feature Post! Why does it make us feel good? - 07/31/11 02:05 PM
Ahhh... The feature post! Why does it make us feel so good?
 
I wrote an article title "Just Quit Already" and to my surprise it was featured a few days ago. I came back from an appointment and noticed I had a ton of emails from AR saying "comment on your article just quit already". I started going through them only to see one comment state very worthy of the feature!?!?! A FEATURE!?!? Could it be, just as I was about to write on a different topic, I had a change of heart and wrote this then left for an appt.
… (7 comments)

Mortgage Rates Making Major Improvement... but hold on! - 07/29/11 11:44 AM
Mortgage rates making major improvement... but hold on!
Wow is all I have to say from today's open. The market reacted exactly as I called on Monday this week with its 30-50bps swings up then down as nerves and positioning to try to determine the Debt Ceiling deal and how it will unfold was all in play. Yesterday's news on home sales and durable orders should have helped improve rates, and in the afternoon they did.
Today - wow unexpected big gap up open of +25bps then we have packed on an addl +31 for a gain today of almost 60bps … (3 comments)

Just Quit Already - 07/28/11 01:10 PM
Just quit already!

You don't work, you complain about the current state of our economy and industry. You hate our lack of leadership. You don't like your underwriters or lenders and everyone is conspiring against you! Or is that just perception and attitude?
Thats right you know who you are and so do most of us.
So I ask you this BEFORE you quit...
How can you expect to prosper and thrive if you viewpoint is so negative?How can you expect to attract others if your tone and what comes out of your mouth is negative?
Your attitude is your … (50 comments)

Treasuries Stabilizing even as Debt Ceiling Approaches... interesting - 07/28/11 11:39 AM
Treasuries stabilizing even as debt ceiling approaches... interesting.
Good morning AR readers and members and as I wrote on Monday has held true with average of 30-50bps swings up and down each day today brought us a gap up open of +22bps to reverse some of yesterdays losses, that reversed that previous days gains.
So today we are now 4 days closer to the debt ceiling D-Day of Monday 8/2/11 and treasuries are actually up a bit the 10Y is currently below 3.0% on its yield and the FNMA bond is almost a 1/4 higher in its pricing.
Here is today's … (1 comments)

VA Loans: Refinancing From Conventional Loans To VA Mortgages - 07/27/11 05:07 PM
I just saw this and wanted to reblog as it is very good info and likely some are not aware of. This can likely help homeowners looking to qualify for these low fixed rates have an additional option to review and see if they can qualify for.
 
Worthy of a read and bookmark
Via Bruce Reichstein (VALoans.com - Expert VA Loan Officer - Agent Trusted Lender):
In October of 2008, the President signed the Veterans’ Benefits Improvement Act into law. The act provided a variety of changes in benefits for military veterans, including the ability to apply for VA refinancing from conventional … (1 comments)

Mortgage Rates holding true to Monday's Call - 07/27/11 04:38 PM
Mortgage Rates holding true to Monday's call.
Today's downward trend is not shocking as it lines up perfectly with yesterdays large gains. While the debt ceiling looms ever closer and over the heads of all I do not expect to see anything different than the patterns we are seeing this week. Until a resolution comes rates will likely continue its roller coaster ride as those influencing rates and bonds try to guess the results ahead of time.
Here are the other market drivers today...
MBA Mortgage Purchase Index: Actual -5.0%, prior +15.5%
Durable Orders: Actual -2.1%, prior 1.9% (consensus 0.5%) 
Durable … (0 comments)

When NO really Means NO!... and when it doesn't - 07/26/11 02:52 PM
When NO really means NO!... and when it doesn't

We have all heard this expression, from growing up, to dealing with others. There are times when NO really means NO and others when it doesn't. So how do you determine when its appropriate to continue to ask, after bring told NO and when its not to?
Here are appropriate times to revisit your NO response in an attempt to get it changed to a YES.
new compelling information that was unknown before but is substantial and warrants a reconsideration potential new structure of the xxx (loan, deal, offer etc) that … (0 comments)

Mortgage Rates remain choppy - 07/26/11 11:48 AM
Mortgage rates remain choppy
FNMA 4.0 is currently sitting at +22bps for the day 100.563 and the 10Y is +11/32 and yield is below 3 at 2.96%
Here is the rest of today's news...
Case-Shiller 20-city Index: Actual -4.5%,  prior -3.96% (consensus -4.4%)
Consumer Confidence: Actual 59.5, prior 58.5 (consensus 56.0)
As yesterday not a lot of market driving news other than above and when you look at Case0Shiller being that poor as well as Consumer confidence still below 60 we are far from out of the woods. We do have a 35B auction going off this afternoon but all eyes … (0 comments)

Debt Ceiling looms and rates likely to get a bit choppy - 07/25/11 11:12 AM
Debt ceiling looms and rates likely to get a bit choppy.
As we draw nearer and nearer to the Aug 2, 2011 deadline for the US Debt ceiling issue I can only expect rates to be a bit choppy this week.
As the CME Group increased margin requirement for dealers/traders in the treasury that will only lead to fewer playing in the space and as less competition is around that typically means higher costs/prices. The 10Y is already reacting negatively with a current loss of -16/32 and Yields have driven over the 3.0% mark once again. The Yield on the 10Y … (1 comments)

"ADVERSE POSSESSION" Is Alive And Kicking In Texas! SQUATTER'S RIGHTS~ - 07/24/11 12:53 PM
I actually found this post as a reblog. I saw it on the news and couldnt believe it. Do we really have laws that allow this? not for long is going to be the case now. Very worthy of a read and suggested to to get the word out to more.
Via Deb Brooks, Lake Conroe Real Estate, 936-661-2624:
Is time digressing? Or, would that be regressing? Adverse Possession was originally set up in Texas and other states to help establish the boundaries of Farm and Ranch land. This is one of our old laws established in the 1880's that has yet to … (0 comments)

How to write a good (or bad) offer on an REO - 07/24/11 02:08 AM
This is good info and I wanted to make sure more people got a chance to see it. Her advice is sound and for those who are dealing with REO properties following this will make things go smoother...
Enjoy
Via Pacita Dimacali - ePRO, SRES, CDPE, Alain Pinel in Northern California (Alain Pinel):
Some REO agents are very good at what they do, and provide concise instructions on how to submit an offer. These guidelines were pulled and combined from various instructions from REO listing agents and asset managers….so this is further testimony to the importance of writing the best and highest offer.
… (2 comments)

Mortgage rates end week on Positive Note - 07/22/11 05:24 PM
Mortgage rates end the week on a positive note.
Today brought us a nice +22bps gap up open and closed a little under the intraday high at an additional +3bps leaving the current FNMA 4.0 coupon at 100.688. The 10Y Treasury gained well also at +14/32 and dropping yields down to 2.96%.
What lies ahead??? lol
More turmoil and the market will undoubtedly overreact to things it shouldn't then retrace those moves.
Word of advice to all get your clients in a home as soon as possible the Debt Ceiling is going to be an issue (likely will resolve but not … (2 comments)

If government officials worked like real estate agents... - 07/22/11 12:07 AM
I just ran across this post and found it so good I felt it deserved more attention...
Enjoy the read and then ponder it. Could this be a way to get our own government back in line? What would happen if government worked on a performance and results basis and not an entitlement basis?
as C&C Music Factory said in the 80's things that make you go hmmmmmm
Via Catherine Ulrey Equestrian Real Estate Specialist- Willamette Valley Oregon (Keller Williams Realty):
If government officials worked like real estate agents.....
 
They would work holidays, weekends and evenings to get the job done They would … (5 comments)

This is a test . . . Please stop what you're doing and take this test. It won't take long. - 07/21/11 08:59 PM
Mike is a great writer and I love this article. I actually had a similar encounter WAY back in the day during a managers meeting when I was doing some on site consulting and being part of the meeting we all stood there with our arms stretched out. Initially it was easy but as time went on it really becomes tiresome and uncomfortable.
Anyway great post and I wanted to get it more exposure...
Via Mike Cooper, Real Estate Agent-Broker, Winchester,VA (Cornerstone Business Group, Inc.):
This is a test.  It's only a test.  If it were an actual event your arms would be … (0 comments)

Debt Ceiling... get used to hearing about it! - 07/21/11 02:27 PM
Debt Ceiling... get used to hearing about it, at least for the next couple weeks.
Yeah its ugly...
All eyes and ears in the major trader and investment banker world are focused on talks, deals, positive/negative, whatever the news is on this hot topic, to get an idea of how to position their investments.
Today brought us a hit to treasuries and Bonds alike from news that both the Greece Bailout could be in for improvement and likely to hold and the US Debt Ceiling getting stalled and frustrated. Add to that unemployment numbers here in the US are not any … (1 comments)

3.8% Sales Tax on Selling Your Property COMING 1/1/2013! - 07/21/11 12:32 PM
3.8% Sales Tax on Selling Your Property COMING 1/1/2013!
Some of you may be aware of this some of you have no idea what I am talking about. Sure we pay taxes on our property those are called "Property Taxes", that's NOT what I am talking about. Maybe January of 2013 seems like a long time away and maybe it was pushed to that date under the belief the Mayans are right and the world ends on 12/21/2012 but regardless of 1/1/2013 arrives (as expected) there will be an additional tax to the Seller added into the closing fees.
Don't get … (4 comments)

50 Things You Should Feel Great About - 07/20/11 11:52 AM
As many of you know, who read my blog or know me personally, I am a HUGE advocate of positivity and how your attitude affects your course and results. So I read this post this morning and just had to reblog it. Take the time to read, it is time well spent and an excellent post!
Via Glenn Freezman (Nucazza LLP & Home Buying Evolution, & Family Abstract, Inc):
50 Things You Should Feel Great About There are no jobs. Washington is a mess. Greece is nearly bankrupt. Italy isn't far behind. North Dakota is flooded. Arizona is an inferno. Oil is nearly … (4 comments)

Mortgage Rates poised to... - 07/20/11 10:50 AM
Mortgage rates poised to...
Go up definitely!
No, hold on there are going down!
Well actually this just came in and no one knows...
If you ever feel like us "experts" are about as accurate as the weather reporters there are times we feel the same way too!
With the slew of data coming in, some as expected some not and the results of those being twisted manipulated and spun constantly sometimes up is down and down is up. Regardless while no one ever has been 100% accurate. We can gage the barometric pressure to see what is likely to occur … (2 comments)

I like chocolate! - 07/19/11 03:22 PM
I like chocolate!

Those random words, with no attachment to anything being discussed at the time, just flew out of my youngster's mouth. After stopping, laughing and asking him "where did that come from" the response was "Oh I don't know I was just thinking about chocolate and how much I like it".
So it got me thinking is it really that much different than what we do daily?
If we like our jobs (which is hopefully the case as real estate is a tough profession to not love what you do) we likely focus our attention on things we like … (5 comments)

Mortgage Rates starting to rise - 07/19/11 10:18 AM
Mortgage rates starting to rise due to positive news on housing starts and building permits... really????
Well as nothing seems to amaze me these days, mortgage rates are going up between yesterdays news and closing below what I felt was supported bottom of the range 100.60 (FNMA 4.0). Today's news has added more losses to bonds and treasury's.
Currently the FNMA 4.0 coupon is at 100.438 thats -12bps on top of yesterdays -34bps.The 10Y is off -5/32 and yields pushed up to 2.95%
Here is the report...
Housing Starts: Actual 629K, prior 560K (consensus 570K)
Building Permits: Actual 624K, prior 612K (consensus … (1 comments)

What are mortgage rates going to do this week? - 07/18/11 12:39 PM
What are mortgage rates going to do this week?
Well if you are a student of the last couple years your answer might be anything and based on the last 2 years you are likely to be as right as the "experts".
Here are the facts and my opinion...
There is really nothing of significance "newsworthy or market driving" this week. I believe we are likely range bound, meaning slight increase or decrease but nothing of substance.
Currently the FNMA 4.0 coupon is pricing at 100.875. I think the range will likely be between 100.60 to 101.1 for this week. The … (1 comments)

Are you a trusted advisor or a salesperson? - 07/16/11 05:59 PM
Are you a trusted advisor or a salesperson?


Well lets look at the differences and that should give you some insight.
Trusted Advisor- Def: A trusted advisor is a practitioner who has earned the right to be exceptionally influential when helping sponsors or agents develop the understanding, commitment, and alignment needed to fulfill their roles in the change process.
Salesperson - Def: A person employed to represent a business and to sell its merchandise (as to customers in a store or to customers who are visited)
OK so now that we have addressed the dictionary definition, let me ask … (7 comments)

Mortgage Rates, indexes and what they actually mean - 07/15/11 12:26 PM
Mortgage rates, indexes and what they actually mean.
Let me start off with the numbers and then a little insight to what they mean...
CPI: Actual -0.2%, prior 0.2% (consensus -0.1%) Core CPI: Briefing 0.3%, prior 0.3% (consensus 0.2%) Empire Manufacturing: Actual -3.8, prior -7.8 (consensus 1.0) Industrial Production: Actual 0.2%, prior 0.1% (consensus 0.2%) Capacity Utilization: Actual 76.7%, prior 76.7% (consensus 76.8%) Michigan Sentiment: Actual 63.8, prior 71.5 (consensus 71.4) OK here is a bit of insight to what the data actually is and what it likely means for rates. 
CPI (Consumer Price Index) This is a condensed snapshot of what is going … (0 comments)

Why you? - 07/14/11 05:32 PM
Why YOU?
Lets face it we are in an industry that literally has hundreds of thousands of people. Here alone in AR there are now over 210,000 people, playing in the rain!
So... Do you stand out?
What makes you special and what will attract others to you?Is it your picture? Are you overly attractive? Is it your experience and reputation? Is it your level of commitment to your chosen industry? Is it how smart and innovative you are... What is it that will make or attract consumers to YOU?
There are the obvious...
Past clients Friends and family Geographic area Marketing … (4 comments)

Can mortgage rates go lower???... - 07/14/11 03:27 PM
Can mortgage rates go lower?
Well if today is any sign I believe they sign says... maybe!
Here is the news making moves and or not (the positive part).
Initial Claims: Actual 405K, prior 418K (consensus 410K) Continuing Claims: Actual 3727K, prior 3681K (consensus 3700K) Retail Sales: Actual +0.1%%, prior -0.2% (consensus -0.2%) Retail Sales ex-auto: Actual 0.0%, prior 0.3% (consensus 0.0%) PPI: Actual -0.4%,  prior 0.2% (consensus -0.2%) Core PPI: Actual 0.3%, prior 0.2%, (consensus 0.2%) Business Inventories: Actual 1.0%, prior 0.8%, (consensus 0.9%) OK time for the breakdown...
Jobless Claims slightly better - good but not enough to make a movement … (6 comments)

Mortgage rates continue to improve! - 07/13/11 04:41 PM
Mortgage rates continue to improveas the 10Y auction today saw a strong bid to cover ratio of 3.18 and combine that with trade deficit numbers and we are seeing the expected flight back into safety and quality one would expect.
What does this mean to consumers?
For those out looking to buy, or those already in, homes there may be a window of opportunity for some of the lowest rates since 10/2010 (just before the bond market took its massive 600bps loss over a period of about 30 days).
Unless we see an unusual or unexpected strong report for CPI and consumer … (0 comments)

Mortgage rates likely to improve - 07/12/11 02:32 PM
Good afternoon AR members and readers.
Mortgage rates are likely to remain at current levels to slightly improve this week, provided the data from Retail Sales, PPI and CPI hit or are below there expected levels. Trade deficit is much larger than expected and with that being said it is likely (though no guarantee) we will see some improvement to rates. 
The FNMA 4.0 coupon opened today with a slight gain at +6bps putting us back over the 101 level for the first time in a little over a week. The 10Y is also gaining ground up 3/32 putting its yields to 2.91%.
… (1 comments)

Please would you SHUT UP already!!!! - 07/12/11 01:55 AM
Would you Shut Up already!??!?!?!
OK a mean or interesting title right???
Please don't interrupt me here would you just... Shut up already!!!
 
Did I make you mad yet?? Don't get soft...
 
OK, I apologize, forgive me for being so harsh, I just want you to think about this...
Do you know me, do you care about my opinion?
Do you owe me anything, response, retaliation, fight, anything???
The answer is NO.. right?
Then why do email responses, or in this case, posts, cause such fury or hostile reaction and instill in us a sense of... fight to the death??
The … (9 comments)

US Mortgage rates now tied to Italy... - 07/11/11 11:11 AM
US Mortgage rates now tied to Italy???
Well as crazy as it sounds, today's follow up to Fridays massive +50bps gap up open added an additional +31 gap up to start off the session on a positive note.
One of the main forces behind this is the EU sovereign debt issues. An emergency meeting was called today regarding concerns over Italy's massive debt and ability to repay, is at the forefront of this causing a flight to quality here in the US. In addition to the second day of solid opening gains, we have the 10Y up 18/32 putting it back below … (2 comments)

How to Create Winner Blog Post Titles for People and Google! - 07/10/11 02:51 PM
This article is excellent. For all of us who are hard core / frequent bloggers this is a must read. For those who are business owners or independents who own and control their own website its also probably worth taking a serious look at their expertise in making your website powerful in organic searches (the free and most powerful ones)!!!
Enjoy...
Via Victoria Stankard (Get Found Now ):
What makes a good blog post title depends on who you are blogging for, if you want placement in the index for the topic you are blogging about and if you want people to … (1 comments)

To make or not to make the offer that is the question - viewpoint - 07/10/11 01:47 PM
To make or not to make the offer, that is the question... and your viewpoint will likely determine your action.

So I subscribe to a blog written by Karen Fiddler. I like her style and she writes good stuff. Today I come across a very interesting post that she talks about a "Value Offer".
So you ask "what is a value offer"?
A reasonable offer that may be below, potentially well below, the sellers "asking/listing" price. Her take on this inspired me to write this, as I love seeing the positive in things and never considered this point of view  on … (2 comments)

Closing CANCELLED... What!??! - 07/09/11 05:14 PM
Closing canceled... what!?!?!

Two words NO ONE ever wants to hear! In a purchase market we all know that many times the denial goes WAY beyond the transaction at hand but also may have multiple transactions hinge on the one denied. Result... a loss or delay of multiple sales, frustration, income impacted, cash flow interrupted and a lot of time effort and energy lost... Right?
That all depends. I say this because I am a very difficult person to accept the word NO. No doesn't always mean no, some situations like dating then yes but I am talking about real … (8 comments)

Do YOUR requirements restrict your opportunities? - 07/09/11 12:50 AM
Do your requirements restrict your opportunities?

I write this post after a conversation regarding one of my relatives earlier and laughing about the funny restrictions he told me about, that a client must meet for him to do business with them.
Part of this is very funny but it made me think do I, do you or others do this unknowingly?
The list from my cousin...
no appointments after 5p no airport pick ups no homes shown unless min price 125k but really prefers 150k+ wont show more than 3 houses in a day doesn't like working weekends (if possible … (15 comments)

An appraisal fact that shocked me. - 07/08/11 03:07 PM
Once you get done shaking your head in disbelief after reading this, please feel free to reblog this post of extremely important information. I hope this starts and ends here as this type of illogical thinking and process is what will continue to delay increased prices and recovery!?!?!
Via Amy Jones, AZ REALTOR ~ Chandler~ Sun Lakes~ Ahwatukee~ Gilbert~ Tempe (RE/Max Infinity):
Once again, I spent time appealing a low appraisal on one of my listings that just went under contract.  Low appraisals are the norm in our area and I have to wonder why that is still the case after watching our market … (5 comments)

Mortgage Rates Improve as Economy doesn't follow expectations - 07/08/11 11:00 AM
mortgage rates improve as economy doesn't follow expectations.
Good morning AR members and readers, in something that is not a shock the over moved market got a severe wake up call this morning as the employment numbers came out with a very dismal report. This is why I say the ones who can manipulate the market, and do, can only do it for so long as the system will eventually align itself properly.
Here are the numbers driving the markets for today IMPRESSIVE +50bps gap up open...
Nonfarm Payrolls: Actual 18K, prior 54K (consensus 80K)
Nonfarm Private Payrolls: Actual 57K,  prior … (2 comments)

Smile... Your on Candid Camera - 07/07/11 02:04 PM
Smile... your on candid camera. Remember that show? OK I guess I am showing my age a bit huh! Candid camera was built around catching unsuspecting people in a variety of situations and seeing their reaction to it and then the next reaction once they knew it was a set up and caught on tape. Well let me ask... "if a candid camera was on you now, or normally, what would it show. Would it reflect you as a happy and positive person or would it show something else"?
 
As I am a big fan of positivity; how it attracts others, … (7 comments)

Good to GREAT - 07/06/11 01:09 PM
Good to Great.

So what are the things someone has that makes them special, stand out in the crowd, make them almost magnetic? There are many things that do this and I will give a short list but the main things is inner strength and belief in themselves. They are confident and that confidence is not phony or attempted to be put on when they walk through the door, so to speak. Its a confidence they really have, one they live in and wear every day and every where they go.
Here are also the things that combined with inner strength … (25 comments)

Portugal the next Greece? Mortgage rates to... - 07/06/11 12:16 PM
Portugal the next Greece? Mortgage rates likely to... stay flat to slight increase this week.
Not much news to justify rates continuing to rise and one bit of unexpected news was Portugal made it back today. Yes they have had debt issues and made headlines in recent past, as Greece, but I don't see them as the next Greece for a couple reasons. A) They aren't sitting atop a potential civil war as Greece is where almost 85% of the citizens are against the Austerity package that passed last week. That still has a LOT of volatility left in it and … (2 comments)

Greece US with higher mortgage rates? - 07/05/11 02:09 PM
Greece US with higher mortgage rates?
OK funny title (intended to be that way) but the truth is the article I read this morning was very alarming. according to pollsters the negativity for the vote for the Greece Austerity Package was over 84% of the people!!!
84%+ of Greece's population is very negative and that will lead to further issues (likely).
The deal with Greece is not over by any means and the fact that all the US bond traders are bearish on bonds and feel the yields will rise another .25-.30% before years end make me think we could see … (0 comments)

Half Full 1/2 empty halfway done! - 07/02/11 01:51 PM
Yeah surprise surprise, "1/2 full 1/2 empty" a good but sometimes overused term to try to get you to think of being positive or being negative. (I am a huge believer in being positive though)

OK so since its Saturday morning and my "creative juices" aren't to their normal INCREDIBLE levels (lol) I did want to put out this quick little think topic.
The year is officially 1/2 over (50% completed as of yesterday) so... Are you
halfway to your goals completed half of your 2011 plan made more than 1/2 of last years income lost half the weight you wanted … (6 comments)

You gotta love the 4th!!! - 07/01/11 12:13 PM
4th of July has always been one of my favorite holiday's!

Maybe its because its summer and as a kid I had no school. We all did anything we wanted to do with our friends each day and those were good times. Maybe its because fireworks themselves are awesome and spark something inside you. Maybe its because there was a sense of pride being an American and celebrating our freedoms and blessing from God over this country.
Regardless of what it is, or was, I want to thank all the heroes who allow this country the freedoms we do enjoy and that's … (5 comments)

Mortgage Rates... and away we go! - 07/01/11 11:54 AM
Mortgage rates... and away we go!
Good morning AR members and readers.
OK lets take a quick snapshot of this week as mortgage rates are about 1/4 point higher today than we started on Monday.
Mon 10Y treasuries hit a 2011 low of 2.84%Tues - bad 2yr treasury auction we lose appx 40-50bps (going from memory so sorry if I am just a touch off)Wed - bad 5yr treasury auction we lose another 50-60bps (same disclaimer as above)Thur - Chicago PMI number comes in at 4.5% better than expected and we lose yet another 30-40bpsFri - today treasuries started to show … (3 comments)

 
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David Shamansky - Creative, Aggresive & 580 FICO - OK, Colorado Mortgage Lender

Centennial, CO

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US Mortgages - David Shamansky

Address: 6855 S Havana St Ste 520, Centennial, CO, 80112

Office Phone: (720) 524-8020

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Life, Lessons, Encouragment and a little market insight to boot, is a blog written by David Shamansky. I write this as a daily informational and encouragement resource to others in the real estate and mortgage community.


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